ESNT Essent Group Ltd. Common Shares
$70.02
Price · Aug 19, 2026
Fundamentals as of Aug 7, 2026
52W Range
$55–$70
98% of range
Analyst Rating
HOLD
15 analysts
Price Target
$75
+7% upside
P/E (TTM)
10.1
ROE
12.2%
Net Profit Margin
54.7%
ESNT Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$70.02
Market Cap
$6.68B
P/E (TTM)
10.1
EPS (TTM)
$6.90
Revenue (TTM)
$1.26B
Div Yield
1.8%
ROE
12.2%
Debt/Equity
—
52W Range
$55 – $70
ESNT Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
Configure
10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
$1.26B
2016-12-31
→
2025-12-31
EPS
$6.90
2016-12-31
→
2025-12-31
Free Cash Flow
$849M
2016-12-31
→
2025-12-31
Margins
54.7%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
ESNT
Peer Median
P/E (TTM)
10.1
11.1
P/S (TTM)
5.3
2.4
P/B
1.2
1.7
Price / FCF
7.9
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
ESNT
Peer Median
Net Profit Margin
54.7%
14.2%
ROA
9.5%
3.9%
ROE
12.2%
12.7%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
ESNT
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
ESNT
Peer Median
Revenue YoY
1.5%
—
Revenue CAGR 3Y
8.0%
—
Revenue CAGR 5Y
5.7%
—
EPS YoY
0.73%
—
Net Income YoY
-5.4%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
ESNT
Peer Median
Payout Ratio
17.7%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
1.8%
Payout Ratio
17.7%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| June 1, 2026 | $0.3500 |
| March 13, 2026 | $0.3500 |
| May 30, 2025 | $0.3100 |
| March 14, 2025 | $0.3100 |
| Dec. 2, 2024 | $0.2800 |
| Aug. 30, 2024 | $0.2800 |
| May 31, 2024 | $0.2800 |
| March 12, 2024 | $0.2800 |
| Nov. 30, 2023 | $0.2500 |
| Aug. 31, 2023 | $0.2500 |
| May 31, 2023 | $0.2500 |
| March 9, 2023 | $0.2500 |
| Nov. 30, 2022 | $0.2300 |
| Aug. 31, 2022 | $0.2200 |
| May 31, 2022 | $0.2100 |
| March 9, 2022 | $0.2000 |
| Nov. 30, 2021 | $0.1900 |
| Aug. 31, 2021 | $0.1800 |
| May 28, 2021 | $0.1700 |
| March 9, 2021 | $0.1600 |
ESNT Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
15 analysts
- Strong Buy 3 20.0%
- Buy 5 33.3%
- Hold 7 46.7%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
7 analysts · 2026-08-13
Median
$75.00
Now
$70.02
Low
$65.00
High
$80.00
Median target
$75.00
+7.1%
Mean target
$74.71
+6.7%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.04%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $2.08 | $1.81 | 0.27% |
| March 31, 2026 | $1.82 | $1.72 | 0.10% |
| Dec. 31, 2025 | $1.60 | $1.77 | -0.17% |
| Sept. 30, 2025 | $1.67 | $1.80 | -0.13% |
| June 30, 2025 | $1.93 | $1.75 | 0.18% |
| March 31, 2025 | $1.69 | $1.69 | 0.00% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.26B | $1.24B | $1.11B | $1.00B | $1.03B | $955M | $868M | $719M | $577M | $458M | $353M | $239M | |
| Interest Expense | · | · | $30M | $16M | $8M | $9M | $10M | $10M | $5M | $426.0K | $0 | · | |
| Pretax Income | $822M | $855M | $823M | $988M | $822M | $490M | $659M | $547M | $399M | $312M | $228M | $136M | |
| Income Tax | $132M | $126M | $127M | $157M | $141M | $77M | $103M | $79M | $19M | $89M | $71M | $47M | |
| Net Income | $690M | $729M | $696M | $831M | $682M | $413M | $556M | $467M | $380M | $223M | $157M | $88M | |
| EPS (Basic) | $6.97 | $6.92 | $6.56 | $7.75 | $6.13 | $3.89 | $5.68 | $4.80 | $4.07 | $2.45 | $1.74 | $1.05 | |
| EPS (Diluted) | $6.90 | $6.85 | $6.50 | $7.72 | $6.11 | $3.88 | $5.66 | $4.77 | $3.99 | $2.41 | $1.72 | $1.03 | |
| Shares (Basic) | 98,999,000 | 105,394,000 | 106,222,000 | 107,205,000 | 111,164,000 | 106,098,000 | 97,762,000 | 97,403,000 | 93,330,000 | 90,913,000 | 90,351,000 | 83,986,000 | |
| Shares (Diluted) | 100,023,000 | 106,550,000 | 107,129,000 | 107,653,000 | 111,555,000 | 106,376,000 | 98,227,000 | 97,974,000 | 95,211,000 | 92,245,000 | 91,738,000 | 85,602,000 | |
| EBITDA | $5M | $6M | $5M | $3M | $3M | $3M | $4M | $3M | $4M | $4M | $3M | · |
Balance Sheet 15
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $123M | $131M | $142M | $81M | $81M | $103M | $71M | $65M | $44M | $28M | $25M | $24M | |
| Short-term Investments | · | · | · | · | · | · | $315M | $154M | $313M | $132M | $86M | $211M | |
| PP&E (Net) | · | · | $41M | $20M | $12M | $15M | $17M | $8M | $7M | $8M | $9M | $6M | |
| PP&E (Gross) | $91M | $84M | $80M | $74M | $70M | $67M | $65M | $61M | $57M | $55M | $52M | $45M | |
| Accum. Depreciation | $71M | $72M | $71M | $67M | $64M | $61M | $58M | $54M | $50M | $47M | $42M | $39M | |
| Goodwill | $49M | $49M | $50M | $0 | · | · | · | · | · | · | · | · | |
| Total Assets | $7.44B | $7.11B | $6.43B | $5.72B | $5.72B | $5.20B | $3.87B | $3.15B | $2.67B | $1.88B | $1.47B | $1.18B | |
| Deferred Tax | $465M | $392M | $363M | $357M | $374M | $305M | $250M | $173M | $128M | · | · | · | |
| Total Liabilities | $1.68B | $1.51B | $1.32B | $1.26B | $1.49B | $1.34B | $889M | $784M | $734M | $539M | $350M | $226M | |
| Common Stock | $1M | $2M | $2M | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Retained Earnings | $5.26B | $4.69B | $4.08B | $3.49B | $2.75B | $2.15B | $1.81B | $1.28B | $815M | $436M | $214M | $56M | |
| AOCI | $-152M | $-304M | $-280M | $-383M | $51M | $138M | $56M | $-29M | $-3M | $-12M | $-99.0K | $5M | |
| Stockholders' Equity | $5.76B | $5.60B | $5.10B | $4.46B | $4.24B | $3.86B | $2.98B | $2.37B | $1.94B | $1.34B | $1.12B | $956M | |
| Liabilities + Equity | $7.44B | $7.11B | $6.43B | $5.72B | $5.72B | $5.20B | $3.87B | $3.15B | $2.67B | $1.88B | $1.47B | $1.18B | |
| Shares Outstanding | 95,456,000 | 105,015,000 | 106,597,000 | 107,683,000 | 109,377,000 | 112,423,000 | 98,394,000 | 98,139,000 | 98,434,000 | 93,105,000 | 92,650,000 | · |
Cash Flow 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $5M | $6M | $5M | $3M | $3M | $3M | $4M | $3M | $4M | $4M | $3M | $2M | |
| Stock-based Comp | $21M | $25M | $18M | $18M | $21M | $18M | $17M | $15M | $19M | $17M | $14M | $13M | |
| Deferred Tax | $49M | $32M | $-13M | $58M | $84M | $39M | $59M | $51M | $-19M | $58M | $52M | $45M | |
| Other Non-cash | $91M | $69M | $57M | $-322M | $-81M | $254M | $-46M | $89M | $-14M | $-28M | $-2M | · | |
| Operating Cash Flow | $856M | $862M | $763M | $589M | $709M | $728M | $590M | $625M | $369M | $275M | $227M | $154M | |
| CapEx | $7M | $7M | $4M | $4M | $2M | $2M | $3M | $4M | $3M | $3M | $5M | $4M | |
| Investing Cash Flow | $-155M | $-707M | $-526M | $-399M | $-583M | $-1.15B | $-545M | $-547M | $-690M | $-365M | $-221M | $-728M | |
| Stock Issued | · | · | · | $0 | $0 | $440M | $0 | $0 | $198M | $0 | $-537.0K | $126M | |
| Stock Repurchased | $588M | $112M | $71M | $98M | $164M | $6M | $9M | $31M | $8M | $4M | $5M | $2M | |
| Net Stock Activity | $-588M | $-112M | $-71M | $-98M | $-164M | $434M | $-9M | $-31M | $190M | $-4M | $-6M | · | |
| Dividends Paid | $122M | $118M | $106M | $92M | $78M | $69M | $29M | $0 | $0 | · | · | · | |
| Financing Cash Flow | $-710M | $-165M | $-177M | $-190M | $-147M | $458M | $-38M | $-57M | $338M | $94M | $-6M | $121M | |
| Net Change in Cash | $-8M | $-10M | $61M | $-251.0K | $-21M | $31M | $6M | $21M | $16M | $3M | $195.0K | $-453M | |
| Taxes Paid | $91M | $93M | $140M | · | · | · | · | $29M | $40M | $31M | $16M | $1M | |
| Free Cash Flow | $849M | $855M | $759M | $585M | $707M | $725M | $586M | $621M | $366M | $270M | $219M | · | |
| Levered FCF | · | · | $733M | $572M | $700M | $718M | $578M | $613M | $361M | · | · | · |
Profitability 5
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 54.7% | 58.7% | 62.7% | 83.1% | 66.3% | 43.2% | 64.0% | 65.0% | 65.9% | 48.6% | 44.5% | · | |
| Pretax Margin | 65.2% | 68.8% | 74.2% | 98.7% | 80.0% | 51.3% | 76.0% | 76.0% | 69.1% | 68.1% | 64.6% | · | |
| EBITDA Margin | 0.42% | 0.47% | 0.41% | 0.30% | 0.33% | 0.35% | 0.43% | 0.47% | 0.68% | 0.89% | 0.91% | · | |
| ROA | 9.5% | 10.8% | 11.5% | 14.5% | 12.5% | 9.1% | 15.8% | 16.1% | 16.7% | 13.3% | 11.6% | · | |
| ROE | 12.2% | 13.0% | 14.1% | 19.0% | 16.2% | 10.9% | 19.0% | 20.4% | 23.1% | 18.1% | 14.9% | · |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 | · |
Growth Rates 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 1.5% | 12.0% | 10.9% | -2.7% | 7.7% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 8.0% | 6.5% | 5.1% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 5.7% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 0.73% | 5.4% | -15.8% | 26.4% | 57.5% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | -3.7% | 3.9% | 18.8% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 12.2% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | -5.4% | 4.7% | -16.2% | 21.9% | 65.1% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | -6.0% | 2.3% | 19.0% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 10.8% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 11.9% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM) 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.26B | $1.24B | $1.11B | $1.00B | $1.03B | $955M | $868M | $719M | $577M | $458M | $353M | $239M | |
| Net Income TTM | $690M | $729M | $696M | $831M | $682M | $413M | $556M | $467M | $380M | $223M | $157M | $88M | |
| Market Cap | $6.21B | $5.72B | $5.62B | $4.19B | $4.98B | $4.86B | $5.12B | $3.35B | $4.27B | $3.01B | · | · | |
| P/E | 9.4 | 7.9 | 8.1 | 5.0 | 7.5 | 11.1 | 9.2 | 7.2 | 10.9 | 13.4 | 12.7 | 25.0 | |
| P/S | 4.9 | 4.6 | 5.1 | 4.2 | 4.8 | 5.1 | 5.9 | 4.7 | 7.4 | 6.6 | · | · | |
| P/B | 1.1 | 1.0 | 1.1 | 0.9 | 1.2 | 1.3 | 1.7 | 1.4 | 2.2 | 2.2 | · | · | |
| P / Tangible Book | 1.1 | 1.0 | 1.1 | 0.9 | 1.2 | 1.3 | · | · | · | · | · | · | |
| P / Cash Flow | 7.2 | 6.6 | 7.4 | 7.1 | 7.0 | 6.7 | 8.7 | 5.4 | 11.6 | 11.0 | · | · | |
| P / FCF | 7.3 | 6.7 | 7.4 | 7.2 | 7.0 | 6.7 | 8.7 | 5.4 | 11.7 | 11.1 | · | · | |
| Dividend Yield | 2.0% | 2.1% | 1.9% | 2.2% | 1.6% | 1.4% | 0.57% | 0.00% | 0.00% | · | · | · | |
| Earnings Yield | 10.6% | 12.6% | 12.3% | 19.9% | 13.4% | 9.0% | 10.9% | 14.0% | 9.2% | 7.4% | 7.9% | 4.0% | |
| Payout Ratio | 17.7% | 16.2% | 15.2% | 11.1% | 11.4% | 16.8% | 5.3% | · | · | · | · | · | |
| Annual Payout | $122M | $118M | $106M | $92M | $78M | $69M | $29M | $0 | $0 | · | · | · |
Income Statement 10
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $363M | $336M | $312M | $312M | $319M | $318M | $315M | $317M | $313M | $298M | $297M | $296M | $260M | $256M | $230M | $262M | |
| Interest Expense | · | $8M | · | $8M | $8M | $8M | · | $11M | $8M | $8M | · | $8M | $7M | $7M | · | $4M | |
| Pretax Income | $230M | $207M | $185M | $199M | $231M | $207M | $195M | $208M | $239M | $214M | $203M | $209M | $209M | $201M | $173M | $211M | |
| Income Tax | $41M | $35M | $30M | $35M | $36M | $32M | $27M | $31M | $36M | $32M | $28M | $31M | $37M | $30M | $26M | $33M | |
| Net Income | $190M | $172M | $155M | $164M | $195M | $175M | $168M | $176M | $204M | $182M | $175M | $178M | $172M | $171M | $147M | $178M | |
| EPS (Basic) | $2.09 | $1.83 | $1.62 | $1.69 | $1.95 | $1.71 | $1.60 | $1.67 | $1.93 | $1.72 | $1.66 | $1.68 | $1.62 | $1.60 | $1.38 | $1.67 | |
| EPS (Diluted) | $2.08 | $1.82 | $1.61 | $1.67 | $1.93 | $1.69 | $1.59 | $1.65 | $1.91 | $1.70 | $1.64 | $1.66 | $1.61 | $1.59 | $1.38 | $1.66 | |
| Shares (Basic) | 90,740,000 | 93,818,000 | -201,319,000 | 97,400,000 | 100,037,000 | 102,881,000 | -211,226,000 | 105,266,000 | 105,657,000 | 105,697,000 | -212,949,000 | 105,979,000 | 106,249,000 | 106,943,000 | -214,752,000 | 106,870,000 | |
| Shares (Diluted) | 91,389,000 | 94,572,000 | -203,501,000 | 98,519,000 | 101,059,000 | 103,946,000 | -213,552,000 | 106,554,000 | 106,778,000 | 106,770,000 | -214,574,000 | 107,025,000 | 107,093,000 | 107,585,000 | -215,557,000 | 107,337,000 | |
| EBITDA | · | $1M | · | · | · | $1M | · | · | · | $1M | · | · | · | $698.0K | · | · |
Balance Sheet 14
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $74M | $128M | $123M | $91M | $92M | $208M | $131M | $109M | $197M | $164M | · | $97M | $68M | $69M | · | $79M | |
| PP&E (Net) | · | · | · | · | · | · | · | $41M | $43M | $44M | · | $41M | $31M | $19M | · | $20M | |
| PP&E (Gross) | · | · | $91M | · | · | · | $84M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | $73M | $72M | $71M | $75M | $74M | $73M | $72M | $74M | $73M | $72M | · | $70M | $69M | $68M | · | $67M | |
| Goodwill | · | · | $49M | · | · | · | $49M | · | · | · | $50M | · | · | · | $0 | · | |
| Total Assets | $7.59B | $7.57B | $7.44B | $7.35B | $7.22B | $7.20B | $7.11B | $7.13B | $6.69B | $6.56B | · | $6.09B | $5.98B | $5.93B | · | $5.56B | |
| Deferred Tax | $450M | $453M | $465M | $438M | $427M | $415M | $392M | $411M | $381M | $369M | · | $330M | $328M | $383M | · | $341M | |
| Total Liabilities | $1.93B | $1.87B | $1.68B | $1.61B | $1.55B | $1.55B | $1.51B | $1.49B | $1.31B | $1.34B | · | $1.29B | $1.25B | $1.28B | · | $1.26B | |
| Common Stock | $1M | $1M | $1M | $1M | $1M | $2M | $2M | $2M | $2M | $2M | · | $2M | $2M | $2M | · | $2M | |
| Retained Earnings | $5.55B | $5.40B | $5.26B | $5.13B | $5.00B | $4.83B | $4.69B | $4.55B | $4.41B | $4.23B | · | $3.93B | $3.78B | $3.64B | · | $3.37B | |
| AOCI | $-191M | $-188M | $-152M | $-165M | $-216M | $-232M | $-304M | $-190M | $-308M | $-302M | · | $-436M | $-360M | $-324M | · | $-424M | |
| Stockholders' Equity | $5.66B | $5.70B | $5.76B | $5.74B | $5.67B | $5.66B | $5.60B | $5.64B | $5.38B | $5.23B | $5.10B | $4.81B | $4.73B | $4.65B | $4.46B | $4.29B | |
| Liabilities + Equity | $7.59B | $7.57B | $7.44B | $7.35B | $7.22B | $7.20B | $7.11B | $7.13B | $6.69B | $6.56B | · | $6.09B | $5.98B | $5.93B | · | $5.56B | |
| Shares Outstanding | 89,876,000 | 93,073,000 | 95,456,000 | 97,497,000 | 99,556,000 | 102,495,000 | 105,015,000 | 106,204,000 | 106,372,000 | 106,742,000 | · | 106,887,000 | 106,988,000 | 107,659,000 | · | 107,697,000 |
Cash Flow 15
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $2M | $741.0K | $698.0K | $794.0K | $740.0K | |
| Stock-based Comp | $3M | $7M | $4M | $4M | $4M | $9M | $4M | $7M | $7M | $7M | $5M | $4M | $4M | $5M | $5M | $5M | |
| Deferred Tax | $-3M | $-5M | $25M | $2M | $10M | $11M | $2M | $9M | $11M | $9M | $6M | $13M | $-50M | $17M | $9M | $14M | |
| Other Non-cash | · | $17M | · | · | · | $25M | · | · | · | $18M | · | · | · | $-9M | · | · | |
| Operating Cash Flow | $197M | $192M | $229M | $216M | $190M | $222M | $227M | $229M | $189M | $217M | $215M | $195M | $168M | $185M | $172M | $173M | |
| CapEx | $972.0K | $818.0K | $1M | $5M | $742.0K | $221.0K | $721.0K | $503.0K | $1M | $4M | $2M | $1M | $407.0K | $390.0K | $1M | $862.0K | |
| Investing Cash Flow | $-28M | $17M | $-42M | $-64M | $-104M | $56M | $-108M | $-344M | $-104M | $-151M | $-129M | $-135M | $-112M | $-149M | $-146M | $-147M | |
| Stock Repurchased | $192M | $171M | $126M | $122M | $171M | $169M | $66M | $10M | $22M | $14M | $15M | $5M | $30M | $21M | $144.0K | $18.0K | |
| Net Stock Activity | · | $-171M | · | · | · | $-169M | · | · | · | $-14M | · | · | · | $-21M | · | · | |
| Dividends Paid | $32M | $33M | $29M | $30M | $31M | $32M | $29M | $29M | $30M | $30M | $26M | $26M | $27M | $27M | $25M | $24M | |
| Financing Cash Flow | $-223M | $-203M | $-156M | $-152M | $-201M | $-201M | $-97M | $26M | $-52M | $-43M | $-41M | $-32M | $-56M | $-48M | $-25M | $-24M | |
| Net Change in Cash | $-54M | $5M | $32M | $-705.0K | $-116M | $77M | $22M | $-88M | $33M | $22M | $45M | $29M | $-532.0K | $-13M | $2M | $2M | |
| Taxes Paid | $68M | $6M | $620.0K | $37M | $49M | $5M | $20M | $21M | $52M | $-621.0K | · | · | · | · | · | · | |
| Free Cash Flow | · | $191M | · | · | · | $221M | · | · | · | $212M | · | · | · | $184M | · | · | |
| Levered FCF | · | $184M | · | · | · | $214M | · | · | · | $206M | · | · | · | $179M | · | · |
Profitability 5
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 52.3% | 51.1% | · | 52.7% | 61.2% | 55.2% | · | 55.6% | 65.1% | 60.9% | · | 60.1% | 66.2% | 66.7% | · | 68.0% | |
| Pretax Margin | 63.5% | 61.5% | · | 63.9% | 72.4% | 65.2% | · | 65.6% | 76.4% | 71.6% | · | 70.7% | 80.5% | 78.6% | · | 80.6% | |
| EBITDA Margin | · | 0.37% | · | · | · | 0.43% | · | · | · | 0.47% | · | · | · | 0.27% | · | · | |
| ROA | 2.6% | 2.3% | · | 2.3% | 2.8% | 2.5% | · | 2.7% | 3.2% | 2.9% | · | 3.0% | 3.0% | 3.0% | · | 3.2% | |
| ROE | 3.4% | 3.0% | · | 2.9% | 3.5% | 3.2% | · | 3.4% | 4.0% | 3.7% | · | 3.9% | 3.8% | 3.9% | · | 4.2% |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.1 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.33B | $1.28B | · | $1.27B | $1.27B | $1.25B | · | $1.22B | $1.17B | $1.11B | · | $1.07B | $1.02B | $1.03B | · | $1.05B | |
| Net Income TTM | $721M | $707M | · | $711M | $751M | $737M | · | $739M | $736M | $703M | · | $699M | $753M | $855M | · | $889M | |
| Market Cap | $5.78B | $5.44B | · | $6.20B | $6.05B | $5.92B | · | $6.83B | $5.98B | $6.35B | · | $5.05B | $5.01B | $4.31B | · | $3.76B | |
| P/E | 8.6 | 8.2 | · | 9.2 | 8.5 | 8.3 | · | 9.3 | 8.2 | 9.1 | · | 7.3 | 6.7 | 5.1 | · | 4.3 | |
| P/S | 4.3 | 4.2 | · | 4.9 | 4.8 | 4.8 | · | 5.6 | 5.1 | 5.7 | · | 4.7 | 4.9 | 4.2 | · | 3.6 | |
| P/B | 1.0 | 1.0 | · | 1.1 | 1.1 | 1.0 | · | 1.2 | 1.1 | 1.2 | · | 1.1 | 1.1 | 0.9 | · | 0.9 | |
| P / Tangible Book | 1.0 | 1.0 | · | 1.1 | 1.1 | 1.0 | · | 1.2 | 1.1 | 1.2 | · | 1.1 | 1.1 | 0.9 | · | 0.9 | |
| P / Cash Flow | · | 28.3 | · | · | · | 26.7 | · | · | · | 29.3 | · | · | · | 23.3 | · | · | |
| P / FCF | · | 28.4 | · | · | · | 26.7 | · | · | · | 29.9 | · | · | · | 23.4 | · | · | |
| Earnings Yield | 11.7% | 12.2% | · | 10.9% | 11.8% | 12.0% | · | 10.8% | 12.2% | 11.0% | · | 13.8% | 15.0% | 19.8% | · | 23.5% | |
| Payout Ratio | · | 18.9% | · | · | · | 18.1% | · | · | · | 16.3% | · | · | · | 15.7% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Revenue | $1.26B | $1.24B | $1.11B | $1.00B | $1.03B |
| Net Income | $690M | $729M | $696M | $831M | $682M |
| Diluted EPS | $6.90 | $6.85 | $6.50 | $7.72 | $6.11 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $849M | $855M | $759M | $585M | $707M |
My Metrics Your personal watchlist — selected rows from Full Fundamentals
📊
Pick the metrics that matter to you — click the ➕ next to any row in Full Fundamentals above.
Your selection is saved and follows you across all tickers.
Institutional owners (13F) 383 filers · $3.9B total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 53 (-7 vs prior Q) | 47 (+10 vs prior Q) | 118 (-8 vs prior Q) | 131 (-3 vs prior Q) | +1.3M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| VANGUARD PORTFOLIO MANAGEMENT LLC | $487,182,105 | 7,579,062 | 12.40% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $330,142,578 | 5,136,008 | 8.40% | Shares |
| Capital World Investors | $291,762,870 | 4,538,937 | 7.43% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $256,480,478 | 3,990,051 | 6.53% | Shares |
| STATE STREET CORP | $251,348,170 | 3,910,208 | 6.40% | Shares |
| NORGES BANK | $170,388,539 | 2,650,724 | 4.34% | Shares |
| AMERICAN CENTURY COMPANIES INC | $170,028,078 | 2,645,116 | 4.33% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $153,558,883 | 2,388,473 | 3.91% | Shares |
| Polar Capital Holdings Plc | $152,922,120 | 2,379,000 | 3.89% | Shares |
| FMR LLC | $131,249,821 | 2,041,845 | 3.34% | Shares |
| RENAISSANCERE HOLDINGS LTD | $107,114,521 | 1,666,374 | 2.73% | Shares |
| COOKE & BIELER LP | $106,069,842 | 1,650,122 | 2.70% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $98,824,950 | 1,537,414 | 2.52% | Shares |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | $80,455,000 | 1,251,630 | 2.05% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $76,865,574 | 1,195,793 | 1.96% | Shares |
| AMERIPRISE FINANCIAL INC | $66,673,849 | 1,037,241 | 1.70% | Shares |
| TWO SIGMA INVESTMENTS, LP | $60,457,461 | 940,533 | 1.54% | Shares |
| Capital International Investors | $52,314,085 | 813,847 | 1.33% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $38,965,122 | 606,178 | 0.99% | Shares |
| Pictet Asset Management Holding SA | $38,553,794 | 599,779 | 0.98% | Shares |
| D. E. Shaw & Co., Inc. | $28,521,165 | 443,702 | 0.73% | Shares |
| Allianz Asset Management GmbH | $26,914,542 | 460,550 | 0.69% | Shares |
| MACKENZIE FINANCIAL CORP | $26,554,004 | 413,099 | 0.68% | Shares |
| WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC | $22,616,789 | 351,848 | 0.58% | Shares |
| TWO SIGMA ADVISERS, LP | $22,116,402 | 340,200 | 0.56% | Shares |
| TUDOR INVESTMENT CORP ET AL | $21,005,097 | 326,775 | 0.53% | Shares |
| GOLDMAN SACHS GROUP INC | $20,449,911 | 318,138 | 0.52% | Shares |
| RHUMBLINE ADVISERS | $19,780,784 | 307,729 | 0.50% | Shares |
| MILLENNIUM MANAGEMENT LLC | $19,771,178 | 307,579 | 0.50% | Shares |
| ALPS ADVISORS INC | $18,790,008 | 292,315 | 0.48% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $18,148,815 | 282,340 | 0.46% | Shares |
| Qube Research & Technologies Ltd | $17,736,588 | 275,927 | 0.45% | Shares |
| BANK OF AMERICA CORP /DE/ | $16,171,369 | 251,577 | 0.41% | Shares |
| Balyasny Asset Management L.P. | $15,257,758 | 237,364 | 0.39% | Shares |
| California Public Employees Retirement System | $14,305,900 | 222,556 | 0.36% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $13,958,016 | 217,144 | 0.36% | Shares |
| PEREGRINE CAPITAL MANAGEMENT LLC | $13,870,724 | 215,786 | 0.35% | Shares |
| WINMILL & CO. INC | $12,856,000 | 200,000 | 0.33% | Shares |
| Sixth Street Partners Management Company, L.P. | $12,856,000 | 200,000 | 0.33% | Shares |
| VIRGINIA RETIREMENT SYSTEMS ET Al | $11,826,814 | 181,923 | 0.30% | Shares |
| BlackRock, Inc. | $11,641,751 | 181,110 | 0.30% | Shares |
| Swiss National Bank | $11,518,397 | 179,191 | 0.29% | Shares |
| ALLIANCEBERNSTEIN L.P. | $10,809,764 | 184,972 | 0.28% | Shares |
| CITADEL ADVISORS LLC | $10,518,329 | 163,633 | 0.27% | Shares |
| Point72 Asset Management, L.P. | $9,969,249 | 155,091 | 0.25% | Shares |
| Edgestream Partners, L.P. | $9,783,866 | 152,207 | 0.25% | Shares |
| STATE OF WISCONSIN INVESTMENT BOARD | $9,395,101 | 146,159 | 0.24% | Shares |
| Clearbridge Investments, LLC | $9,254,382 | 143,970 | 0.24% | Shares |
| CAPITAL FUND MANAGEMENT S.A. | $8,880,089 | 138,147 | 0.23% | Shares |
| Integrated Wealth Concepts LLC | $8,448,844 | 131,438 | 0.22% | Shares |
| CAPITOLIS LIQUID GLOBAL MARKETS LLC | $8,279,264 | 128,800 | 0.21% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $8,130,456 | 126,485 | 0.21% | Shares |
| BARCLAYS PLC | $8,081,089 | 125,717 | 0.21% | Shares |
| FRANKLIN RESOURCES INC | $7,863,501 | 122,332 | 0.20% | Shares |
| MUTUAL OF AMERICA CAPITAL MANAGEMENT LLC | $7,403,706 | 115,179 | 0.19% | Shares |
| TEACHER RETIREMENT SYSTEM OF TEXAS | $7,145,494 | 111,162 | 0.18% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $7,008,834 | 109,036 | 0.18% | Shares |
| ASSETMARK, INC | $6,763,987 | 105,227 | 0.17% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $6,752,684 | 115,549 | 0.17% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $6,441,306 | 100,207 | 0.16% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $6,281,378 | 97,719 | 0.16% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $6,189,200 | 96,285 | 0.16% | Shares |
| MetLife Investment Management, LLC | $6,169,594 | 95,980 | 0.16% | Shares |
| Retirement Systems of Alabama | $6,126,720 | 95,313 | 0.16% | Shares |
| VANGUARD ASSET MANAGEMENT, Ltd | $5,475,756 | 85,186 | 0.14% | Shares |
| SEIZERT CAPITAL PARTNERS, LLC | $5,259,968 | 81,829 | 0.13% | Shares |
| BAYVIEW ASSET MANAGEMENT, LLC | $5,142,400 | 80,000 | 0.13% | Put option |
| Trexquant Investment LP | $5,091,812 | 79,213 | 0.13% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $4,953,224 | 77,057 | 0.13% | Shares |
| VAN ECK ASSOCIATES CORP | $4,769,383 | 74,197 | 0.12% | Shares |
| Horizon Investments, LLC | $4,748,171 | 73,867 | 0.12% | Shares |
| INTECH INVESTMENT MANAGEMENT LLC | $4,701,246 | 73,137 | 0.12% | Shares |
| Vanguard Global Advisers, LLC | $4,440,655 | 69,083 | 0.11% | Shares |
| ExodusPoint Capital Management, LP | $4,429,085 | 68,903 | 0.11% | Shares |
| Fairman Group, LLC | $4,124,912 | 64,171 | 0.10% | Shares |
| Robeco Institutional Asset Management B.V. | $4,108,071 | 63,909 | 0.10% | Shares |
| Holocene Advisors, LP | $3,593,959 | 55,911 | 0.09% | Shares |
| Legal & General Group Plc | $3,441,358 | 53,537 | 0.09% | Shares |
| Odyssean, LLC | $3,273,266 | 50,922 | 0.08% | Shares |
| Cresset Asset Management, LLC | $3,040,017 | 47,293 | 0.08% | Shares |
| VANGUARD GROUP INC | $2,981,424 | 45,861 | 0.08% | Shares |
| KLP KAPITALFORVALTNING AS | $2,963,308 | 46,100 | 0.08% | Shares |
| RAYMOND JAMES FINANCIAL INC | $2,938,938 | 45,721 | 0.07% | Shares |
| GHP Investment Advisors, Inc. | $2,887,114 | 49,403 | 0.07% | Shares |
| Brandywine Global Investment Management, LLC | $2,805,182 | 43,150 | 0.07% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $2,702,331 | 42,040 | 0.07% | Shares |
| VELA Investment Management, LLC | $2,644,479 | 41,140 | 0.07% | Shares |
| CWA Asset Management Group, LLC | $2,611,637 | 40,629 | 0.07% | Shares |
| ENVESTNET ASSET MANAGEMENT INC | $2,599,928 | 40,447 | 0.07% | Shares |
| JANUS HENDERSON GROUP PLC | $2,509,082 | 42,938 | 0.06% | Shares |
| State of Tennessee, Department of Treasury | $2,467,710 | 38,390 | 0.06% | Shares |
| Keeley-Teton Advisors, LLC | $2,406,578 | 41,694 | 0.06% | Shares |
| Invesco Ltd. | $2,343,327 | 36,455 | 0.06% | Shares |
| Illinois Municipal Retirement Fund | $2,338,185 | 36,375 | 0.06% | Shares |
| Zurcher Kantonalbank (Zurich Cantonalbank) | $2,282,133 | 35,503 | 0.06% | Shares |
| Squarepoint Ops LLC | $2,242,922 | 34,893 | 0.06% | Shares |
| WEDGE CAPITAL MANAGEMENT L L P/NC | $2,241,817 | 38,361 | 0.06% | Shares |
| Engineers Gate Manager LP | $2,222,931 | 34,582 | 0.06% | Shares |
| Lighthouse Investment Partners, LLC | $2,177,164 | 33,870 | 0.06% | Shares |
| IEQ CAPITAL, LLC | $2,161,236 | 33,622 | 0.06% | Shares |
Company insiders 20 insiders · 7 officers · 13 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Mark Casale | Chairman, CEO and President | July 14, 2026 S | 2,081,544 | 0 | 6 | $-9,780,830 |
| David B Weinstock | SVP and CFO | June 10, 2026 A | 35,494 | 0 | 2 | $-507,630 |
| Lawrence E Mcalee JR | Senior Vice President and CFO | June 15, 2015 S | 288,079 | 0 | 0 | $0 |
| Vijay Bhasin | SVP and Chief Risk Officer | Aug. 18, 2026 S | 184,274 | 0 | 2 | $-1,026,060 |
| Mary Lourdes Gibbons | SVP and Chief Legal Officer | July 17, 2026 S | 228,658 | 0 | 1 | $-313,613 |
| Christopher G Curran | Pres., Essent Guaranty, Inc. | June 10, 2026 A | — | 0 | 0 | $0 |
| Adolfo Marzol | Executive Vice President | March 1, 2015 F | 315,533 | 0 | 0 | $0 |
| April Joyce Galda | Director | June 10, 2026 A | — | 0 | 0 | $0 |
| Anu Karna | Director | June 10, 2026 A | — | 0 | 0 | $0 |
| Angela L Heise | Director | June 10, 2026 A | — | 0 | 0 | $0 |
| Aditya Dutt | Director | June 10, 2026 A | 9,024 | 0 | 0 | $0 |
| David C Benson | Director | June 10, 2026 A | — | 0 | 0 | $0 |
| Douglas J Pauls | Director | June 10, 2026 A | 2,625 | 0 | 0 | $0 |
| William Spiegel | Director | June 10, 2026 A | 28,877 | 0 | 0 | $0 |
| Roy James Kasmar | Director | June 10, 2026 A | 2,625 | 0 | 1 | $-199,680 |
| Robert Glanville | Director | Dec. 11, 2015 P | 16,924 | 0 | 0 | $0 |
| Allan Levine | Director | May 6, 2015 A | 9,024 | 0 | 0 | $0 |
| Vipul Tandon | Director | May 6, 2015 A | 9,024 | 0 | 0 | $0 |
| Andrew Turnbull | Director | May 6, 2015 A | 9,024 | 0 | 0 | $0 |
| GOLDMAN SACHS GROUP INC/ | 10% owner | April 15, 2015 S | 5,306,343 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| PBRA (Cayman) Company, Essent Intermediate, L.P., Pine Brook Road Advisors, LP, PBRA, LLC, Howard H. Newman ×9 filings | Sept. 28, 2017 | — | Initial filing | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 65 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| OUSM · ALPS ETF Trust | 1.82% | 275,339 NS | May 31, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.46% | 2,135,405 NS | May 31, 2026 | N-PORT |
| AUSF · Global X Funds | 0.46% | 66,733 NS | May 31, 2026 | N-PORT |
| SIXL · EXCHANGE TRADED CONCEPTS TRUST | 0.42% | 13,708 NS | May 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.38% | 474,026 NS | April 30, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.26% | 598,214 NS | April 30, 2026 | N-PORT |
| RSSL · Global X Funds | 0.17% | 40,286 NS | April 30, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.13% | 308,335 NS | April 30, 2026 | N-PORT |
| MIDU · Direxion Shares ETF Trust | 0.11% | 1,581 NS | April 30, 2026 | N-PORT |
| AVMV · AMERICAN CENTURY ETF TRUST | 0.10% | 10,779 NS | May 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.05% | 16,135 NS | April 30, 2026 | N-PORT |
| AVMC · AMERICAN CENTURY ETF TRUST | 0.04% | 3,105 NS | May 31, 2026 | N-PORT |
| AVSU · AMERICAN CENTURY ETF TRUST | 0.04% | 3,391 NS | May 31, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.04% | 93,905 NS | April 30, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.03% | 1,984 NS | April 30, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.03% | 3,753 NS | May 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.03% | 211,324 NS | April 30, 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0.02% | 43,518 NS | May 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.02% | 8,753 NS | April 30, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.01% | 22,068 NS | April 30, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.01% | 27,960 NS | April 30, 2026 | N-PORT |
| AVLC · AMERICAN CENTURY ETF TRUST | 0.00% | 92 NS | May 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VB · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VBR · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | — | — | July 30, 2026 | Daily |
| VFMF · VANGUARD WELLINGTON FUND | — | — | July 30, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | — | — | July 15, 2026 | Daily |
| IVOO · VANGUARD ADMIRAL FUNDS | — | — | July 15, 2026 | Daily |
| IVOV · VANGUARD ADMIRAL FUNDS | — | — | July 15, 2026 | Daily |
| IVOG · VANGUARD ADMIRAL FUNDS | — | — | July 15, 2026 | Daily |
| VYM · VANGUARD WHITEHALL FUNDS | — | — | July 15, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| IJH · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IJK · iShares Trust | — | — | Aug. 7, 2026 | Daily |
| IJJ · iShares Trust | — | — | Aug. 7, 2026 | Daily |
| ITOT · iShares Trust | — | — | Aug. 4, 2026 | Daily |
| IUSV · iShares Trust | — | — | Aug. 17, 2026 | Daily |
| IUSG · iShares Trust | — | — | Aug. 6, 2026 | Daily |
| IWV · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IWN · iShares Trust | — | — | Aug. 14, 2026 | Daily |
| IWM · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| XJH · iShares Trust | — | — | Aug. 6, 2026 | Daily |
| PRF · Invesco Exchange-Traded Fund Trust | — | — | July 15, 2026 | Daily |
| PKW · Invesco Exchange-Traded Fund Trust | — | — | Aug. 4, 2026 | Daily |
| CVY · Invesco Exchange-Traded Fund Trust | — | — | Aug. 17, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | — | — | July 16, 2026 | Daily |