your badges 52W Range $28–$50 89% of range Analyst Rating HOLD 8 analysts Price Target $49 +4% upside P/E 11.2 ROE 12.4% Net Profit Margin 36.8%

CBNA Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $47.27
P/E 11.2
EPS $3.08
ROE 12.4%
Debt/Equity (MRQ) 0.0
52W Range $28–$50

CBNA Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

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10-Year Performance Revenue, net income, margins and EPS trends

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EPS$3.08
2023-12-31 → 2025-12-31
Free Cash Flow$11M
2024-12-31 → 2025-12-31
Net margin36.8%
2024-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend CBNA 5Y avg Peer Median Verdict
P/E 11.2 · 11.8 Fair value

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

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Avg Surprise 19.4%
Next Report Oct 26, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 27, 2026 $1.45 $1.27 14.3%
March 31, 2026 $1.08 $0.93 16.4%
Dec. 31, 2025 $0.81 $0.77 4.9%
Sept. 30, 2025 $0.72 $0.74 -2.9%
June 30, 2025 $0.70 $0.54 30.3%
March 31, 2025 $0.85 $0.55 53.4%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

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Income Statement 9
Metric Trend 202520242023
Interest Income $56M$48M$32M
Pretax Income $25M$26M$11M
Income Tax $5M$5M$2M
Net Income $20M$21M$9M
EPS (Basic) $3.08$4.17$1.93
EPS (Diluted) $3.08$4.17$1.93
Shares (Basic) 6,561,8175,021,9244,568,240
Shares (Diluted) 6,561,8175,021,9244,568,240
EBITDA $470.0K$494.0K·
Balance Sheet 13
Metric Trend 202520242023
Cash & Equivalents $587M$411M$317M
PP&E (Net) $13M$10M$10M
PP&E (Gross) $21M$17M$17M
Accum. Depreciation $8M$7M$7M
Total Assets $1.75B$1.40B$1.21B
Short-term Debt $0$0$5M
Total Liabilities $1.58B$1.26B$1.12B
Total Debt $0$0·
Paid-in Capital $75M$75M$38M
Retained Earnings $98M$78M$57M
AOCI $-4M$-8M$-12M
Stockholders' Equity $169M$144M$83M
Liabilities + Equity $1.75B$1.40B$1.21B
Cash Flow 12
Metric Trend 202520242023
D&A $470.0K$494.0K$491.0K
Deferred Tax ·$-157.0K$-99.0K
Other Non-cash $-5M$511.0K·
Operating Cash Flow $16M$22M$13M
CapEx $4M$223.0K$269.0K
Investing Cash Flow $-163M$-97M$46M
Stock Issued $0$37M$0
Net Stock Activity $0$37M·
Financing Cash Flow $323M$169M$159M
Net Change in Cash $176M$94M$218M
Taxes Paid $5M$6M·
Free Cash Flow $11M$22M·
Profitability 5
Metric Trend 202520242023
Net Margin 36.8%39.6%·
Pretax Margin 46.2%49.6%·
EBITDA Margin 0.85%0.93%·
ROA 1.3%1.6%·
ROE 12.4%16.8%·
Liquidity & Solvency 1
Metric Trend 202520242023
Debt / Equity 0.00.0·
Efficiency 1
Metric Trend 202520242023
Asset Turnover 0.00.0·
Per Share 3
Metric Trend 202520242023
Revenue / Share $8.38$10.54·
Cash Flow / Share $2.38$4.34·
EPS (TTM) $3.08$4.17·
Growth Rates 3
Metric Trend 202520242023
Revenue YoY 3.8%70.7%·
EPS YoY -26.1%116.1%·
Net Income YoY -3.4%137.2%·
Valuation (TTM) 4
Metric Trend 202520242023
Revenue TTM $55M$53M·
Net Income TTM $20M$21M·
P/E 11.26.0·
Earnings Yield 8.9%16.6%·

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

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Metric 2025-12-312024-12-312023-12-31
Net Income $20M $21M $9M
Diluted EPS $3.08 $4.17 $1.93

Institutional owners (13F) 73 filers · $96.4M total · As of June 30, 2026

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Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 73
Value held $96.4M
New positions 8
Exited positions 5
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
8 (-7 vs prior Q) 5 (+3 vs prior Q) 30 (+10 vs prior Q) 10 (-4 vs prior Q) +80K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
Hingham Institution for Savings $14,050,461 334,137 14.58% Shares
ROYCE & ASSOCIATES LP $13,369,167 317,935 13.88% Shares
FJ Capital Management LLC $12,353,785 293,788 12.82% Shares
Gator Capital Management, LLC $9,224,298 219,365 9.57% Shares
BlackRock, Inc. $5,601,985 133,222 5.81% Shares
VANGUARD GROUP INC $5,323,163 153,671 5.52% Shares
VANGUARD CAPITAL MANAGEMENT LLC $5,247,251 124,786 5.45% Shares
ENDEAVOUR CAPITAL ADVISORS INC $3,500,915 83,256 3.63% Shares
Beartown Capital Management, LLC $3,187,138 75,794 3.31% Shares
GEODE CAPITAL MANAGEMENT, LLC $2,806,757 66,718 2.91% Shares
ALLIANCEBERNSTEIN L.P. $2,589,196 74,189 2.69% Shares
RMR Wealth Builders $1,627,756 38,710 1.69% Shares
NORTHERN TRUST CORP $1,459,177 34,701 1.51% Shares
Magnolia Private Wealth, LLC $1,372,512 32,640 1.42% Shares
STATE STREET CORP $1,080,138 25,687 1.12% Shares
Mariner, LLC $1,017,775 24,204 1.06% Shares
VANGUARD FIDUCIARY TRUST CO $783,223 18,626 0.81% Shares
ELEVATION POINT WEALTH PARTNERS, LLC $779,817 18,545 0.81% Shares
Chevy Chase Trust Holdings, LLC $774,519 18,419 0.80% Shares
Militia Capital Management LLC $773,552 18,396 0.80% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $752,905 17,905 0.78% Shares
RENAISSANCE TECHNOLOGIES LLC $723,260 17,200 0.75% Shares
Wealthspire Advisors, LLC $714,850 17,000 0.74% Shares
ROYAL BANK OF CANADA $685,000 16,293 0.71% Shares
Militia Capital Partners, LP $588,880 17,000 0.61% Shares
GOLDMAN SACHS GROUP INC $461,667 10,979 0.48% Shares
Daytona Street Capital LLC $421,800 10,000 0.44% Shares
Quantinno Capital Management LP $389,005 9,251 0.40% Shares
BANK OF AMERICA CORP /DE/ $379,249 9,019 0.39% Shares
CITADEL ADVISORS LLC $369,704 8,792 0.38% Shares
JOHNSON INVESTMENT COUNSEL INC $365,835 8,700 0.38% Shares
RAYMOND JAMES FINANCIAL INC $357,425 8,500 0.37% Shares
SILVIA MCCOLL WEALTH MANAGEMENT, LLC $336,400 8,000 0.35% Shares
AlphaCore Capital LLC $321,725 7,651 0.33% Shares
Bank of New York Mellon Corp $312,642 7,435 0.32% Shares
MERCER GLOBAL ADVISORS INC /ADV $258,776 6,154 0.27% Shares
SPC Financial, Inc. $250,385 7,650 0.26% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $226,481 5,386 0.24% Shares
CWM, LLC $207,760 5,953 0.22% Shares
MORGAN STANLEY $197,595 4,699 0.21% Shares
RHUMBLINE ADVISERS $132,494 3,151 0.14% Shares
BARCLAYS PLC $128,841 3,064 0.13% Shares
DEUTSCHE BANK AG\ $107,774 2,563 0.11% Shares
LOS ANGELES CAPITAL MANAGEMENT LLC $102,686 2,442 0.11% Shares
WELLS FARGO & COMPANY/MN $97,935 2,329 0.10% Shares
NEW YORK STATE COMMON RETIREMENT FUND $92,510 2,200 0.10% Shares
Vanguard Global Advisers, LLC $60,930 1,449 0.06% Shares
Russell Investments Group, Ltd. $57,397 1,365 0.06% Shares
Police & Firemen's Retirement System of New Jersey $53,235 1,266 0.06% Shares
CITIGROUP INC $51,259 1,219 0.05% Shares

Show all 73 institutional owners →

Activists & 5%+ owners 2 positions

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Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
FITZGERALD THOMAS G, FITZGERALD PETER G, SCHAUER JULIE F, FITZGERALD GERALD F JR, FITZGERALD JAMES G, Fitzgerald Thomas G. Jr., Peterson Lauren Fitzgerald, Fitzgerald Andrew J., Everglades Trust, Julie F. Schauer 1994 Trust, JBF 2013 Trust, Fitzgerald 2002 Special Trust, GFF Family Trust, Anhinga Trust, Andrew J. Fitzgerald 2011 Trust, JEM Management, L.P., TGF INVESTMENTS L P, TF Management, LLC, Otis Road Investments, L.P, Otis Management, LLC, S.C. Investments II, L.P. ×2 filings Feb. 2, 2026 0.00% Amendment · SEC
Peter G. Fitzgerald, Julie Fitzgerald Schauer, Gerald F. Fitzgerald, Jr., James G. Fitzgerald, Thomas G. Fitzgerald, Thomas G. Fitzgerald, Jr., Lauren Fitzgerald Peterson, Andrew J. Fitzgerald, Everglades Trust, Julie F. Schauer 1994 Trust, JBF 2013 Trust, Fitzgerald 2002 Special Trust, GFF Family Trust, Anhinga Trust, Andrew J. Fitzgerald 2011 Trust, JEM Management, L.P., TGF Investments, L.P., TF Management, LLC, Otis Road Investments, L.P., Otis Management, LLC, S C Investments II, L.P. ×2 filings Nov. 15, 2024 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 16 insiders · 5 officers · 10 directors

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Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
John J Brough Chief Executive Officer Oct. 3, 2024 P 1,252 0 0 $0
Joanna R. Williamson Chief Financial Officer Oct. 3, 2024 P 753 0 0 $0
David M. Evinger President, Chief Risk Officer Aug. 26, 2026 G 125 0 0 $0
James R. Pollock Corporate Development Officer March 5, 2026 P 3,845 1 0 $25,168
Rachel G. Miller Counsel & Corporate Secretary Oct. 3, 2024 P 407 0 0 $0
Mark Martinelli Director July 29, 2026 P 3,000 2 0 $29,876
Leigh-Alexandra Basha Director March 6, 2026 P 1,200 4 0 $50,388
Benita Thompson-Byas Director March 3, 2026 S 16,208 0 1 $-70,880
Joseph Michael Fitzgerald Director Nov. 17, 2025 C 29,132 0 0 $0
Yonesy F. Nunez Director Oct. 3, 2024 P 1,807 0 0 $0
Andrew J. Fitzgerald Director Oct. 3, 2024 P 2,504 0 0 $0
Thomas G. Fitzgerald, Jr. Director Oct. 3, 2024 P 2,504 0 0 $0
Michelle L. Korsmo Director Oct. 3, 2024 P 626 0 0 $0
Martin S. Friedman 10% owner May 28, 2025 S 306,078 0 0 $0
Michael J. Conover · Feb. 4, 2025 P 3,250 0 0 $0
Paul W. Leavitt · Nov. 22, 2024 G 1,196 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 9 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IWC · iShares Trust 0.03% 8,932 SH Sept. 11, 2026 Daily
VTWV · VANGUARD SCOTTSDALE FUNDS 0.01% 2,399 SH Aug. 19, 2026 Daily
RSSL · Global X Funds 0.00% 1,256 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.00% 52,447 SH Sept. 11, 2026 Daily
VXF · VANGUARD INDEX FUNDS 0.00% 33,841 SH Aug. 19, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 88,229 SH Aug. 19, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.00% 15,188 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 318 SH Aug. 19, 2026 Daily
IWN · iShares Trust · 21,328 SH Sept. 11, 2026 Daily

CBNA Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

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rating · 8 analysts SELL
Median target $49.00 +3.7%
0 0.0% Strong Buy
0 0.0% Buy
5 62.5% Hold
1 12.5% Sell
2 25.0% Strong Sell

12-Month Price Target

2 analysts · 2026-10-03

Mean target $49.00 +3.7%

← Below all targets Current price $47.27
Low$48.00 Mean$49.00 High$50.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

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FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
CBNA · 11.2 3.8% 36.8% 12.4% ·
CFFI $236M 8.8 10.6% 19.1% 11.0% ·
FVCB $249M 11.5 13.9% 1238.5% 8.9% ·
FDBC $251M 9.0 15.3% 30.2% 12.3% ·
FCCO $228M 12.0 -3.1% 2083.0% 11.9% ·
BPRN · 12.8 12.8% · · ·
FNRN · · 4.5% 28.7% 10.4% ·
ISBA $366M 19.5 11.5% 24.1% 8.4% ·
MYFW $261M 20.0 7.6% 13.6% 5.0% ·

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Source: SEC 10-Q filed Aug 11, 2026