VRM Vroom, Inc. - Common Stock

NASDAQ · Financial Services · View on SEC EDGAR ↗
$12.29
Price · May 19, 2026
Fundamentals as of May 15, 2026

VRM Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$12.29
Market Cap
$103M
P/E (TTM)
-1.9
EPS (TTM)
$-10.24
Revenue (TTM)
$893M
Div Yield
ROE
-39.5%
Debt/Equity
52W Range
$9 – $35

VRM Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $893M
6-point trend, +4.4%
2018-12-31 2023-12-31
EPS $-10.24
6-point trend, -271.0%
2020-12-31 2025-12-31
Free Cash Flow $68M
6-point trend, +118.6%
2020-12-31 2025-12-31
Margins -33.7%
4-point trend, +244.0%
2020-12-31 2023-12-31

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
VRM
Peer Median
P/E (TTM)
-1.9
7.6
P/S (TTM)
0.1
0.6
P/B
0.9
0.8
Price / FCF
1.5

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
VRM
Peer Median
Net Profit Margin
5-point trend, -189.0%
-33.7%
7.5%
ROA
5-point trend, +69.1%
-5.6%
0.95%
ROE
5-point trend, -4.2%
-39.5%
8.3%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
VRM
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
VRM
Peer Median
Revenue YoY
5-point trend, -25.1%
-54.2%
Revenue CAGR 3Y
5-point trend, -25.1%
-13.0%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
VRM
Peer Median
EPS (Diluted)
5-point trend, -276.5%
$-10.24

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
VRM
Peer Median

VRM Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

SELL 8 analysts
  • Strong Buy 0 0.0%
  • Buy 0 0.0%
  • Hold 3 37.5%
  • Sell 2 25.0%
  • Strong Sell 3 37.5%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
-4.8%
Period EPS Actual EPS Est Surprise
Sept. 30, 2025 $-4.96
June 30, 2024 $-10.61 $-0.47 -10.1%
Sept. 30, 2023 $-47.20 $-36.81 -10.4%
June 30, 2023 $-40.80 $-46.97 6.2%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
VRM $103M -1.9 -54.2% -33.7% -39.5%
OPRT 10.0 -4.5%
MFIN
CPSS $204M 11.7 10.4% 4.5% 12.5%
DFDV
KPLT
AXP $253.79B 24.1 6.4% 26.2% 32.9%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 16
Annual Income Statement data for VRM
Metric Trend 20252025202420232022202120202019
Revenue 5-point trend, -25.1% · · · $893M $1.95B $3.18B $1.36B $1.19B
Cost of Revenue 5-point trend, -35.5% · · · $731M $1.70B $2.98B $1.29B $1.13B
Gross Profit 5-point trend, +179.9% · · · $162M $245M $202M $72M $58M
SG&A Expense 5-point trend, -100.0% · · · $0 $566M $548M $246M $185M
Operating Income 5-point trend, +100.0% · · · $0 $-572M $-359M $-179M $-133M
Interest Expense 5-point trend, +211.4% · · · $45M $41M $22M $10M $15M
Interest Income 7-point trend, +2961.4% $172M · $202M $178M $19M $10M $6M $6M
Other Non-op 5-point trend, -112901.0% · · · $-108M $-43M $65.0K $114.0K $96.0K
Pretax Income 7-point trend, +62.4% $-54M · $-137M $-84M $101M $-370M $-203M $-143M
Income Tax 7-point trend, +75.0% $294.0K · $856.0K $642.0K $-20M $754.0K $84.0K $168.0K
Net Income 7-point trend, +62.9% $-53M · $-165M $-365M $-450M $-371M $-203M $-143M
EPS (Basic) 6-point trend, -271.0% $-10.24 · $-91.07 $-209.17 $-261.31 $-2.72 $-2.76 ·
EPS (Diluted) 6-point trend, -271.0% $-10.24 · $-91.07 $-209.17 $-261.31 $-2.72 $-2.76 ·
Shares (Basic) 6-point trend, -92.9% 5,184,175 · 1,813,168 1,743,128 1,723,843 136,429,791 73,345,569 ·
Shares (Diluted) 6-point trend, -92.9% 5,184,175 · 1,813,168 1,743,128 1,723,843 136,429,791 73,345,569 ·
EBITDA 6-point trend, +101.9% $3M · $29M $-227M $-533M $-345M $-174M ·
Balance Sheet 25
Annual Balance Sheet data for VRM
Metric Trend 20252025202420232022202120202019
Cash & Equivalents 8-point trend, -95.2% $10M $35M $29M $136M $399M $1.13B $1.06B $218M
Receivables 5-point trend, -70.4% · · · $9M $0 $105M $61M $31M
Inventory 5-point trend, -20.7% · · · $163M $321M $726M $424M $206M
Prepaid Expense 5-point trend, +456.3% · · · $51M $0 $56M $24M $9M
Current Assets 5-point trend, +104.7% · · · $953M $814M $2.10B $1.60B $465M
PP&E (Net) 8-point trend, -13.8% $7M $1M $4M $5M $4M $37M $15M $8M
PP&E (Gross) 7-point trend, -52.8% $8M · $10M $10M $83M $57M $28M $17M
Accum. Depreciation 7-point trend, -84.9% $1M · $6M $5M $33M $20M $13M $10M
Goodwill 5-point trend, -100.0% · · · $0 $0 $159M $78M $78M
Intangibles 8-point trend, +2062.6% $12M $14M $105M $132M $159M $28M $34.0K $572.0K
Other Non-current Assets 5-point trend, +95.1% · · · $24M $26M $25M $16M $12M
Total Assets 8-point trend, +66.4% $937M $956M $1.07B $1.48B $1.62B $2.37B $1.72B $563M
Accounts Payable 5-point trend, +40.9% · · · $27M $0 $53M $33M $19M
Accrued Liabilities 5-point trend, +36.3% · · · $52M $0 $122M $59M $38M
Current Liabilities 5-point trend, +229.8% · · · $857M $230M $827M $483M $260M
Capital Leases 4-point trend, -13.5% · · · $10M $5M $10M $12M ·
Other Non-current Liabilities 5-point trend, +1895.5% · · · $61M $71M $4M $2M $3M
Total Liabilities 8-point trend, +212.2% $821M $791M $1.10B $1.35B $1.14B $1.45B $497M $263M
Long-term Debt 6-point trend, -30.7% $423M $366M $381M $627M $449M $611M · ·
Total Debt 2-point trend, +39.4% · · · $627M $449M · · ·
Common Stock 8-point trend, -37.5% $5.0K $5.0K $2.0K $2.0K $2.0K $135.0K $132.0K $8.0K
Retained Earnings 7-point trend, +90.8% $-53M · $-2.13B $-1.96B $-1.60B $-1.15B $-778M $-574M
Stockholders' Equity 8-point trend, +120.3% $117M $164M $-31M $128M $480M $915M $1.23B $-574M
Liabilities + Equity 8-point trend, +66.4% $937M $956M $1.07B $1.48B $1.62B $2.37B $1.72B $563M
Shares Outstanding 7-point trend, -39.9% 5,199,641 · 1,822,532 1,791,286 1,727,525 137,092,891 134,043,969 8,650,922
Cash Flow 17
Annual Cash Flow data for VRM
Metric Trend 20252025202420232022202120202019
D&A 7-point trend, -45.6% $3M · $29M $29M $39M $13M $5M $6M
Stock-based Comp 7-point trend, +88.0% $5M · $6M $7M $12M $13M $13M $3M
Deferred Tax 7-point trend, +0.00 $0 · $0 $0 $-24M $0 $0 $0
Amort. of Intangibles 7-point trend, -47.1% $2M · $27M $27M $25M $6M $500.0K $3M
Restructuring 2-point trend, -55.4% · · · $7M $15M · · ·
Other Non-cash 6-point trend, +170.2% $120M · $33M $-222M $316M $-224M $-170M ·
Operating Cash Flow 7-point trend, +134.9% $75M · $-97M $-534M $-109M $-569M $-355M $-216M
CapEx 7-point trend, +100.1% $7M · $3M $3M $24M $28M $11M $4M
Investing Cash Flow 7-point trend, -2966.1% $-108M · $133M $173M $-164M $-104M $-11M $-4M
Stock Issued 2-point trend, -99.6% · · · $2M · · $568M ·
Stock Repurchased 2-point trend, -68.8% · · · · · · $2M $6M
Net Stock Activity 2-point trend, -99.6% · · · $2M · · $568M ·
Financing Cash Flow 7-point trend, -86.2% $38M · $-166M $97M $-469M $798M $1.24B $275M
Net Change in Cash 7-point trend, -91.3% $5M · $-130M $-263M $-743M $125M $870M $56M
Taxes Paid 7-point trend, -187.3% $-137.0K · $-1M $5M $2M $403.0K $163.0K $157.0K
Free Cash Flow 6-point trend, +118.6% $68M · $-101M $-548M $-133M $-597M $-367M ·
Levered FCF 4-point trend, -57.9% · · · $-594M $-172M $-619M $-376M ·
Profitability 8
Annual Profitability data for VRM
Metric Trend 20252025202420232022202120202019
Gross Margin 4-point trend, +244.0% · · · 18.1% 12.6% 6.3% 5.3% ·
Operating Margin 4-point trend, -130.0% · · · -30.2% -29.3% -11.3% -13.2% ·
Net Margin 6-point trend, -125.4% -33.7% · -97.8% -40.9% -23.2% -11.7% -14.9% ·
Pretax Margin 6-point trend, -128.5% -34.1% · -81.4% -40.9% -24.2% -11.6% -14.9% ·
EBITDA Margin 6-point trend, +116.6% 2.1% · 17.2% -25.4% -27.4% -10.8% -12.8% ·
ROA 6-point trend, +68.4% -5.6% · -13.0% -23.6% -22.7% -18.1% -17.7% ·
ROE 6-point trend, -144.0% -39.5% · 1257.5% -189.5% -98.2% -37.9% -16.2% ·
ROIC 4-point trend, -148.3% · · · -36.1% -59.3% -39.3% -14.6% ·
Liquidity & Solvency 5
Annual Liquidity & Solvency data for VRM
Metric Trend 20252025202420232022202120202019
Current Ratio 4-point trend, -66.4% · · · 1.1 1.7 2.5 3.3 ·
Quick Ratio 4-point trend, -92.7% · · · 0.2 0.6 1.5 2.3 ·
Debt / Equity 2-point trend, +442.5% · · · 5.1 0.9 · · ·
LT Debt / Equity 2-point trend, +339.4% · · · 3.7 0.8 · · ·
Interest Coverage 4-point trend, +67.9% · · · -5.9 -14.1 -16.3 -18.5 ·
Efficiency 3
Annual Efficiency data for VRM
Metric Trend 20252025202420232022202120202019
Asset Turnover 6-point trend, -86.0% 0.2 · 0.1 0.6 1.0 1.6 1.2 ·
Inventory Turnover 4-point trend, -26.0% · · · 3.0 3.3 5.2 4.1 ·
Receivables Turnover 4-point trend, +558.1% · · · 195.5 32.6 38.4 29.7 ·
Per Share 5
Annual Per Share data for VRM
Metric Trend 20252025202420232022202120202019
Book Value / Share 6-point trend, +145.0% $22.43 · $-16.98 $68.19 $3.44 $6.68 $9.15 ·
Revenue / Share 4-point trend, +115.0% $30.39 · $93.11 $512.41 $14.13 · · ·
Cash Flow / Share 4-point trend, +1932.9% $14.50 · $-53.52 $-306.16 $-0.79 · · ·
Cash / Share 6-point trend, -74.7% $2.00 · $16.10 $75.69 $2.89 $8.26 $7.88 ·
EPS (TTM) 6-point trend, -271.0% $-10.24 · $-91.07 $-209.17 $-261.31 $-2.72 $-2.76 ·
Growth Rates 2
Annual Growth Rates data for VRM
Metric Trend 20252025202420232022202120202019
Revenue YoY 3-point trend, -140.3% · · · -54.2% -38.8% 134.5% · ·
Revenue CAGR 3Y · · · -13.0% · · · ·
Valuation (TTM) 10
Annual Valuation (TTM) data for VRM
Metric Trend 20252025202420232022202120202019
Revenue TTM 6-point trend, -26.5% $998M · $998M $893M $1.95B $3.18B $1.36B ·
Net Income TTM 6-point trend, +73.8% $-53M · $-165M $-365M $-450M $-371M $-203M ·
Market Cap $103M · · · · · · ·
P/E -1.9 · · · · · · ·
P/S 0.1 · · · · · · ·
P/B 0.9 · · · · · · ·
P / Tangible Book 1.0 · · · · · · ·
P / Cash Flow 1.4 · · · · · · ·
P / FCF 1.5 · · · · · · ·
Earnings Yield -51.5% · · · · · · ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312025-01-152024-12-312023-12-312022-12-31
Revenue $893M$1.95B
Gross Margin % 18.1%12.6%
Operating Margin % -30.2%-29.3%
Net Income $-53M$-165M$-365M$-450M
Diluted EPS $-10.24$-91.07$-209.17$-261.31
Balance Sheet
2025-12-312025-01-152024-12-312023-12-312022-12-31
Debt / Equity 5.10.9
Current Ratio 1.11.7
Quick Ratio 0.20.6
Cash Flow
2025-12-312025-01-152024-12-312023-12-312022-12-31
Free Cash Flow $68M$-101M$-548M$-133M

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