Gradient Capital Advisors, LLC

CIK 1727917 · View on SEC EDGAR ↗

Portfolio value QoQ: +11.9% 13F does not disclose cash

Top 10 holdings weight36.20%

Top 25 holdings weight60.58%

Positions above 1%32

Effective number of positions43.0

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q2 2026: 2.18% Est. buys $16,456,401 · sells $8,893,698

Median holding: 6.0 quarters Tracked Q1 2025–Q2 2026 · 89.9% still held

New positions9

Increased67

Decreased63

Closed7

Portfolio value $431.8M #4,239 of 9,337 by 13F value · top 45.4%

Positions 179

As of June 30, 2026 Data as of Q2 2026

Sector breakdown

Technology 12.6%

Financials 4.4%

Communication Services 4.1%

Consumer Discretionary 1.5%

Retail 1.1%

Industrials 0.8%

Healthcare 0.7%

Real Estate 0.5%

Energy 0.4%

Materials 0.1%

Consumer products 0.1%

Utilities 0.0%

Other/Unmapped 73.8%

Full portfolio 179 positions

Search positions by ticker or company name

					Streak
IVV iShares Trust	$39,219,542	9.08%	52,370	$4,671,060	Down ×1
AAPL Apple Inc. - Common Stock	$20,565,699	4.76%	71,073	$2,393,867	Down ×6
SPDW State Street SPDR Portfolio Developed World ex-US ETF	$15,593,790	3.61%	309,462	$1,210,936	Down ×5
VCSH Vanguard Short-Term Corporate Bond ETF	$14,230,880	3.30%	180,069	$264,979	Up ×4
DFGP Dimensional Global Core Plus Fixed Income ETF	$12,789,005	2.96%	234,833	$1,073,067	Up ×5
DFSD Dimensional ETF Trust	$12,280,536	2.84%	257,184	$1,091,219	Up ×4
SCHF SCHWAB STRATEGIC TRUST	$11,761,052	2.72%	424,587	$991,133	Down ×6
SCHM SCHWAB STRATEGIC TRUST	$11,078,587	2.57%	300,477	$1,490,585	Down ×4
DFAT Dimensional ETF Trust	$9,410,072	2.18%	134,622	$758,227	Down ×2
GOOGL Alphabet Inc. - Class A Common Stock	$9,359,310	2.17%	26,189	$2,149,324	Up ×5
DFEM Dimensional ETF Trust	$9,028,465	2.09%	222,157	$1,099,941	Down ×2
VV Vanguard Morningstar Large-Cap ETF	$8,537,870	1.98%	24,826	$1,002,999	Down ×4
VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares	$8,528,100	1.98%	169,781	$442,194	Up ×2
VEA Vanguard FTSE Developed Markets ETF	$8,142,597	1.89%	114,282	$775,896	Down ×1
DFSV Dimensional ETF Trust	$8,137,840	1.88%	209,792	$1,003,906	Up ×6
SCHX SCHWAB STRATEGIC TRUST	$7,646,512	1.77%	259,820	$950,073	Down ×4
JPM JP Morgan Chase & Co. Common Stock	$7,427,329	1.72%	22,691	$758,264	Up ×1
DFUV Dimensional ETF Trust	$6,865,739	1.59%	124,809	$763,693	Down ×4
LRCX Lam Research Corporation - Common Stock	$6,770,537	1.57%	15,624	$2,367,616	Down ×4
NVDA NVIDIA Corporation - Common Stock	$6,464,394	1.50%	32,307	$795,132	Down ×3
DFAR Dimensional ETF Trust	$5,735,004	1.33%	219,228	$669,245	Up ×6
TSLA Tesla, Inc. - Common Stock	$5,540,143	1.28%	13,172	$483,599	Down ×6
BRK-B (filed as BRKB) Berkshire Hathaway Inc. Class B	$5,530,310	1.28%	11,052	$862,423	Up ×6
JPST JPMorgan Ultra-Short Income ETF	$5,498,828	1.27%	108,737	$222,456	Up ×1
DFAX Dimensional ETF Trust	$5,416,566	1.25%	147,029	$528,339	Up ×6
DFLV Dimensional ETF Trust	$5,292,785	1.23%	133,859	$698,479	Up ×6
MSFT Microsoft Corporation - Common Stock	$5,108,340	1.18%	13,695	$-80,095	Down ×3
VOO Vanguard S&P 500 ETF	$4,820,954	1.12%	7,019	$621,978	Down ×5
VXUS Vanguard Total International Stock ETF	$4,805,709	1.11%	56,214	$495,962	Up ×1
SCHD SCHWAB STRATEGIC TRUST	$4,685,055	1.09%	147,747	$113,632	Down ×1
IGSB iShares 1-5 Year Investment Grade Corporate Bond ETF	$4,611,766	1.07%	87,994	$114,627	Up ×1
VO Vanguard Morningstar Mid-Cap ETF	$4,434,657	1.03%	55,041	$323,768	Up ×1
EMXC iShares MSCI Emerging Markets ex China ETF	$4,143,699	0.96%	40,505	$1,166,182	Up ×1
AVGO Broadcom Inc. - Common Stock	$4,079,909	0.94%	10,801	$634,659	Down ×4
VB Vanguard Morningstar Small-Cap ETF	$3,877,010	0.90%	12,790	$487,769	Down ×4
VNQI Vanguard Global ex-U.S. Real Estate ETF	$3,868,088	0.90%	86,245	$221,899	Up ×6
DISV Dimensional ETF Trust	$3,681,486	0.85%	91,739	$80,811	Up ×1
GLD SPDR Gold Shares	$3,627,069	0.84%	9,846	$-437,450	Up ×2
VUG Vanguard Morningstar Growth ETF	$3,500,992	0.81%	40,643	$338,014	Up ×1
META Meta Platforms, Inc. - Class A Common Stock	$3,489,800	0.81%	6,195	$-167,577	Down ×3
CSCO Cisco Systems, Inc. - Common Stock	$2,866,908	0.66%	24,408	$980,830	Up ×1
TSM Taiwan Semiconductor Manufacturing Company Ltd.	$2,853,003	0.66%	5,974	$869,912	Up ×1
AMD Advanced Micro Devices, Inc. - Common Stock	$2,768,617	0.64%	4,766	$1,769,776	Down ×6
BILS SPDR SERIES TRUST	$2,617,172	0.61%	26,335	$420,244	Up ×1
VTV Vanguard Morningstar Value ETF	$2,503,188	0.58%	11,486	$292,696	Up ×2
AMZN Amazon.com, Inc. - Common Stock	$2,346,457	0.54%	9,845	$268,547	Down ×3
VBR Vanguard Morningstar Small-Cap Value ETF	$2,307,228	0.53%	9,495	$161,310	Down ×6
DFAE Dimensional ETF Trust	$2,280,068	0.53%	56,704	$290,861	Down ×5
AVMC AMERICAN CENTURY ETF TRUST	$2,167,312	0.50%	27,007	$521,974	Up ×6
AVDV AMERICAN CENTURY ETF TRUST	$2,143,028	0.50%	20,796	$-2,864	Down ×5
GLDM SPDR Gold MiniShares Trust	$2,028,943	0.47%	25,547	$-370,152	Down ×3
SCHB SCHWAB STRATEGIC TRUST	$2,025,404	0.47%	69,938	$279,699	Up ×2
WPC W. P. Carey Inc. REIT	$1,987,015	0.46%	27,790	$89,224	Down ×6
BK The Bank of New York Mellon Corporation Common Stock	$1,930,110	0.45%	13,347	$341,061	Down ×1
VNQ Vanguard Real Estate ETF	$1,846,821	0.43%	19,152	$149,863	Up ×1
VEU Vanguard FTSE All World Ex US ETF	$1,702,803	0.39%	20,332	$137,761	Down ×3
IWM iShares Russell 2000 Index Fund	$1,677,713	0.39%	5,584	$292,881
AVUV AMERICAN CENTURY ETF TRUST	$1,580,335	0.37%	12,667	$146,324	Down ×4
CVX Chevron Corporation Common Stock	$1,538,649	0.36%	9,282	$-373,431	Up ×1
SGOV iShares Trust	$1,525,557	0.35%	15,154	$533,018	Up ×2
VTI Vanguard Morningstar Total Stock Market ETF	$1,522,025	0.35%	4,113	$208,319	Up ×2
SCHA SCHWAB STRATEGIC TRUST	$1,437,519	0.33%	39,787	$144,025	Down ×2
JNJ Johnson & Johnson Common Stock	$1,352,342	0.31%	5,325	$35,168	Down ×2
SCHV SCHWAB STRATEGIC TRUST	$1,310,430	0.30%	37,645	$116,405	Down ×5
SLV iShares Silver Trust	$1,260,769	0.29%	23,579	$-367,709	Down ×3
MU Micron Technology, Inc. - Common Stock	$1,215,467	0.28%	1,053	$854,316	Down ×1
DFAC Dimensional ETF Trust	$1,153,949	0.27%	26,013	$162,089	Up ×3
AMGN Amgen Inc. - Common Stock	$1,121,539	0.26%	3,097	$32,221	Up ×4
BAC Bank of America Corporation Common Stock	$1,113,068	0.26%	19,534	$55,320	Down ×1
CAT Caterpillar, Inc. Common Stock	$1,111,602	0.26%	1,044	$363,604	Down ×6
INTC Intel Corporation - Common Stock	$1,108,346	0.26%	7,938	$697,905	Down ×1
VIG Vanguard Div Appreciation ETF	$1,107,374	0.26%	4,680	$48,091	Down ×3
FEZ SPDR INDEX SHARES FUNDS	$1,045,035	0.24%	15,216	$83,726	Down ×4
QQQ Invesco QQQ Trust, Series 1	$998,228	0.23%	1,356	$198,516	Down ×3
GOOG Alphabet Inc. - Class C Capital Stock	$980,394	0.23%	2,775	$171,849	Down ×1
XLP XLP	$945,111	0.22%	11,377	$38,830	Up ×3
SCHH SCHWAB STRATEGIC TRUST	$944,808	0.22%	39,899	$87,765	Up ×1
QCOM QUALCOMM Incorporated - Common Stock	$919,959	0.21%	4,978	$263,518	Down ×6
IJR iShares Trust	$909,716	0.21%	6,134	$122,949	Down ×1
COST Costco Wholesale Corporation - Common Stock	$897,574	0.21%	959	$-39,820	Up ×6
LMT Lockheed Martin Corporation Common Stock	$878,889	0.20%	1,725	$-168,430	Down ×1
V Visa Inc.	$869,840	0.20%	2,535	$75,179	Down ×1
IBDX iShares iBonds Dec 2032 Term Corporate ETF	$864,754	0.20%	34,329	$-2,747
BSV VANGUARD BOND INDEX FUNDS	$855,631	0.20%	10,982	$1,403	Up ×3
VHT Vanguard Health Care ETF	$854,046	0.20%	2,856	$113,516	Up ×1
IBDW iShares iBonds Dec 2031 Term Corporate ETF	$850,293	0.20%	40,801	$-3,672
VYM Vanguard High Dividend Yield ETF	$838,914	0.19%	5,309	$52,977	Up ×1
DFIC Dimensional ETF Trust	$798,668	0.18%	21,435	$-17,172	Down ×1
HD Home Depot, Inc. (The) Common Stock	$780,207	0.18%	2,212	$2,528	Down ×1
IVW iShares S&P 500 Growth ETF	$736,061	0.17%	5,352	$130,696
SCHZ SCHWAB STRATEGIC TRUST	$724,668	0.17%	31,330	$33,974	Up ×1
VWO Vanguard FTSE Emerging Markets ETF	$657,397	0.15%	11,014	$39,568	Down ×4
IBDV iShares iBonds Dec 2030 Term Corporate ETF	$653,978	0.15%	29,999	$-2,700
DFAI Dimensional ETF Trust	$643,459	0.15%	15,599	$35,722
IEFA iShares Core MSCI EAFE ETF	$605,740	0.14%	6,272	$28,892	Down ×2
AMAT Applied Materials, Inc. - Common Stock	$579,846	0.13%	802	$299,920	Down ×2
SPSB State Street SPDR Portfolio Short Term Corporate Bond ETF	$579,589	0.13%	19,313	$-4,742	Down ×1
FEOE RBB Fund Trust	$576,506	0.13%	10,796	$205,120	Up ×1
IVE iShares Trust	$572,872	0.13%	2,523	$40,141
SPY SPY	$561,571	0.13%	752	$29,895	Down ×3
No matches

Conviction holdings

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

Security	Value	% of portfolio	Streak
VCSH	$14,230,880	3.30%	up ×4
DFGP	$12,789,005	2.96%	up ×5
DFSD	$12,280,536	2.84%	up ×4
GOOGL	$9,359,310	2.17%	up ×5
DFSV	$8,137,840	1.88%	up ×6
DFAR	$5,735,004	1.33%	up ×6
BRK-B (filed as BRKB)	$5,530,310	1.28%	up ×6
DFAX	$5,416,566	1.25%	up ×6
DFLV	$5,292,785	1.23%	up ×6
VNQI	$3,868,088	0.90%	up ×6
AVMC	$2,167,312	0.50%	up ×6
DFAC	$1,153,949	0.27%	up ×3
AMGN	$1,121,539	0.26%	up ×4
XLP	$945,111	0.22%	up ×3
COST	$897,574	0.21%	up ×6

Biggest new bets

New positions opened this quarter, largest first.

Security	Value	Shares	% of portfolio
Unknown issuer (CUSIP: 30233Q108)	$505,658	3,698	0.12%
FEGE	$334,075	6,829	0.08%
CRWD	$276,257	362	0.06%
GEV	$226,748	193	0.05%
IBCA	$223,652	8,733	0.05%
DE	$222,016	350	0.05%
STIP	$210,292	2,058	0.05%
NXPI	$205,995	733	0.05%
BSCT	$194,072	10,448	0.04%

Top movers (QoQ)

Security	Action	Shares Δ	Value Δ
IVV	Trimmed	-520	+$4.7M
AAPL	Trimmed	-529	+$2.4M
LRCX	Trimmed	-5K	+$2.4M
GOOGL	Bought more	+1K	+$2.1M
AMD	Trimmed	-144	+$1.8M
SCHM	Trimmed	-9K	+$1.5M
SPDW	Trimmed	-6K	+$1.2M
EMXC	Bought more	+3K	+$1.2M
DFEM	Trimmed	-7K	+$1.1M
DFSD	Bought more	+23K	+$1.1M

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

Security	Quarter	Shares before	Value before	Price since exit
SHYM	Sept. 30, 2025	34,635	$772,707
XOM	June 30, 2026	3,696	$627,024	20.0%
POWR	Dec. 31, 2025	13,065	$327,734
CEG	June 30, 2026	1,096	$305,924	3.7%
PFE	June 30, 2026	10,356	$290,806	15.4%
MRK	June 30, 2025	3,024	$271,446	82.3%
LLY	March 31, 2026	238	$255,774	24.3%
PLTR	June 30, 2026	1,693	$247,652	61.8%
ACN	June 30, 2026	1,219	$241,716	59.8%
ISRG	March 31, 2026	425	$240,703	-15.0%
CRM	June 30, 2026	1,264	$235,886	49.8%
ADBE	March 31, 2026	659	$230,643	-2.2%
PDBC	June 30, 2025	16,488	$224,729
LULU	June 30, 2025	789	$223,334	-60.2%
BMY	June 30, 2025	3,609	$220,113	32.1%
ISRG	Sept. 30, 2025	397	$215,734	-12.4%
SO	Dec. 31, 2025	2,180	$206,557	-4.0%
JCPI	Sept. 30, 2025	4,152	$200,329
ATEC	Sept. 30, 2025	15,000	$166,500	-31.0%
OFIX	June 30, 2026	10,004	$114,746	-0.5%
AMC	Dec. 31, 2025	10,004	$29,012	77.6%
IPA	Sept. 30, 2025	26,808	$28,416	No longer tracked