Sector breakdown

04
Retail 1.4%
Consumer Staples 0.5%
Technology 0.5%
Consumer Discretionary 0.4%
Healthcare 0.3%
Financials 0.2%
Energy 0.2%
Materials 0.1%
Industrials 0.1%
Consumer products 0.1%
Other/Unmapped 96.2%

Full portfolio 61 positions

05
Type Streak 8Q trend
VCRB Vanguard Core Bond ETF $129,180,491 20.32% 1,672,614 $6,859,718 Up ×6
VUG Vanguard Morningstar Growth ETF $125,110,630 19.68% 1,452,410 $22,384,593 Up ×2
VYM Vanguard High Dividend Yield ETF $118,135,077 18.58% 747,548 $9,231,266 Up ×5
BSV VANGUARD BOND INDEX FUNDS $77,634,040 12.21% 996,458 $4,063,605 Up ×6
IEFA iShares Core MSCI EAFE ETF $24,605,783 3.87% 254,771 $1,134,975 Down ×5
VIG Vanguard Div Appreciation ETF $17,685,037 2.78% 74,740 $1,477,737 Down ×2
SCHV SCHWAB STRATEGIC TRUST $16,290,941 2.56% 467,996 $1,576,551 Down ×5
SCHG SCHWAB STRATEGIC TRUST $15,161,504 2.39% 448,035 $1,894,799 Down ×6
VEA Vanguard FTSE Developed Markets ETF $11,591,680 1.82% 162,690 $703,899 Down ×6
MUB iShares Trust $11,260,496 1.77% 104,632 $264,205 Up ×4
IEMG iShares, Inc. $10,577,064 1.66% 127,681 $1,020,851 Down ×5
AMZN Amazon.com, Inc. - Common Stock $7,987,727 1.26% 33,514 $922,792 Down ×4
VTV Vanguard Morningstar Value ETF $7,277,119 1.14% 33,392 $653,211 Down ×3
VWO Vanguard FTSE Emerging Markets ETF $6,465,484 1.02% 108,318 $320,146 Down ×6
VB Vanguard Morningstar Small-Cap ETF $5,514,471 0.87% 18,192 $448,678 Down ×2
VBK Vanguard Morningstar Small-Cap Growth ETF $4,544,554 0.71% 12,427 $556,667 Down ×4
VBR Vanguard Morningstar Small-Cap Value ETF $4,399,577 0.69% 18,106 $384,797 Down ×4
BNDX Vanguard Total International Bond ETF $3,946,232 0.62% 81,483 $154,922 Up ×3
RSP Invesco Exchange-Traded Fund Trust $3,904,755 0.61% 18,352 $341,184 Down ×1
ADM Archer-Daniels-Midland Company Common Stock $3,019,022 0.47% 39,516 $146,604
HYLB DBX ETF Trust $2,663,367 0.42% 72,929 $121,681 Up ×3
SPHY State Street SPDR Portfolio High Yield Bond ETF $2,284,814 0.36% 97,475 $63,561 Up ×4
EMB iShares J.P. Morgan USD Emerging Markets Bond ETF $2,253,996 0.35% 23,372 $88,722 Up ×2
EMLC VanEck ETF Trust $2,238,954 0.35% 87,596 $85,897 Up ×1
TSLA Tesla, Inc. - Common Stock $2,039,069 0.32% 4,848 $236,825
VOO Vanguard S&P 500 ETF $2,004,363 0.32% 2,918 $196,182 Down ×4
VNQ Vanguard Real Estate ETF $1,069,294 0.17% 11,089 $131,542 Up ×1
SPY SPY $1,026,738 0.16% 1,375 $192,639 Up ×1
VTI Vanguard Morningstar Total Stock Market ETF $870,334 0.14% 2,352 $47,364 Down ×1
NVDA NVIDIA Corporation - Common Stock $868,469 0.14% 4,340 $466,128 Up ×1
AVGO Broadcom Inc. - Common Stock $857,493 0.13% 2,270 $250,853 Up ×1
MSFT Microsoft Corporation - Common Stock $837,644 0.13% 2,246 $84,233 Up ×3
ECL Ecolab Inc. Common Stock $835,830 0.13% 3,000 $37,770
ITW Illinois Tool Works Inc. Common Stock $811,410 0.13% 3,000 $30,540
BRK-A (filed as BRKA) Berkshire Hathaway Inc. Class A $748,850 0.12% 1 $30,710
VSGX Vanguard ESG International Stock ETF $739,496 0.12% 8,981 $462,905 Up ×1
VEU Vanguard FTSE All World Ex US ETF $703,113 0.11% 8,395 $75,584 Up ×6
PG Procter & Gamble Company (The) Common Stock $691,882 0.11% 4,718 $23,269 Up ×2
AAPL Apple Inc. - Common Stock $639,135 0.10% 2,209 $91,281 Up ×1
MGV VANGUARD WORLD FUND $631,997 0.10% 3,867 $74,027 Up ×1
CVX Chevron Corporation Common Stock $593,421 0.09% 3,580 $-147,281
SCHX SCHWAB STRATEGIC TRUST $571,658 0.09% 19,424 $74,045 Up ×1
JNJ Johnson & Johnson Common Stock $513,695 0.08% 2,023 $66,370 Up ×2
PEP PepsiCo, Inc. - Common Stock $414,189 0.07% 3,059 $-60,843
TROW T. Rowe Price Group, Inc. - Common Stock $341,070 0.05% 3,000 $70,650
ESGU iShares ESG Aware MSCI USA ETF $340,434 0.05% 2,080 Up ×1
VLO Valero Energy Corporation Common Stock $331,540 0.05% 1,273 $17,007
VOT Vanguard Morningstar Mid-Cap Growth ETF $298,582 0.05% 975 $47,717
LOW Lowe's Companies, Inc. Common Stock $297,662 0.05% 1,350 $-21,316
NVO Novo Nordisk A/S Common Stock $287,640 0.05% 6,000 $67,140
WMT Walmart Inc. - Common Stock $271,824 0.04% 2,400 $-63,732 Down ×1
EPD Enterprise Products Partners L.P. Common Stock $266,142 0.04% 7,240 $-136,476 Down ×1
UNH UnitedHealth Group Incorporated Common Stock (DE) $265,588 0.04% 639 Up ×1
ZTS Zoetis Inc. Class A Common Stock $252,372 0.04% 3,512 $-102,258 Up ×1
ABBV AbbVie Inc. Common Stock $243,336 0.04% 967 $5,837 Down ×1
ESGV VANGUARD WORLD FUND $239,883 0.04% 1,814 $-7,111 Down ×1
MAR Marriott International - Class A Common Stock $224,578 0.04% 606 $-957,780 Down ×1
EW Edwards Lifesciences Corporation Common Stock $217,104 0.03% 2,400
SBUX Starbucks Corporation - Common Stock $205,504 0.03% 2,011
COST Costco Wholesale Corporation - Common Stock $202,997 0.03% 217 $-24,189 Down ×1
VYMI Vanguard International High Dividend Yield ETF $201,089 0.03% 2,048 Up ×1

Conviction holdings

08

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

SecurityValue% of portfolioStreak
VCRB $129,180,491 20.32% up ×6
VYM $118,135,077 18.58% up ×5
BSV $77,634,040 12.21% up ×6
MUB $11,260,496 1.77% up ×4
BNDX $3,946,232 0.62% up ×3
HYLB $2,663,367 0.42% up ×3
SPHY $2,284,814 0.36% up ×4
MSFT $837,644 0.13% up ×3
VEU $703,113 0.11% up ×6

Biggest new bets

09

New positions opened this quarter, largest first.

SecurityValueShares% of portfolio
ESGU $340,434 2,080 0.05%
UNH $265,588 639 0.04%
EW $217,104 2,400 0.03%
SBUX $205,504 2,011 0.03%
VYMI $201,089 2,048 0.03%

Top movers (QoQ)

10
SecurityActionShares ΔValue Δ
VUG Bought more +1.2M +$22.4M
VYM Bought more +12K +$9.2M
VCRB Bought more +92K +$6.9M
BSV Bought more +58K +$4.1M
SCHG Trimmed -7K +$1.9M
SCHV Trimmed -14K +$1.6M
VIG Trimmed -622 +$1.5M
IEFA Trimmed -4K +$1.1M
IEMG Trimmed -9K +$1.0M
AMZN Trimmed -408 +$923K

1 position hidden — reported move looks larger than the position itself (data completeness check)

Exited positions

11

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

SecurityQuarterShares beforeValue beforePrice since exit
CAT June 30, 2026 4,000 $2,833,840 -20.4%
HYD June 30, 2025 38,178 $1,953,950 -4.5%
SGI June 30, 2026 9,186 $679,029 -20.5%
GOOG June 30, 2026 2,020 $579,457 -2.7%
HD June 30, 2026 1,674 $550,562 -20.3%
OKE June 30, 2026 5,078 $459,000 1.9%
ORCL June 30, 2026 3,000 $441,330 -2.8%
CSCO June 30, 2026 5,158 $400,209 -4.0%
ACN June 30, 2026 2,000 $396,580 56.7%
PGR June 30, 2026 2,000 $396,480 -2.7%
EMR June 30, 2026 3,000 $393,060 13.4%
TRMB June 30, 2026 6,000 $391,380 14.9%
TGT June 30, 2026 3,000 $363,600 17.1%
COP June 30, 2026 2,500 $330,000 23.5%
SCHW June 30, 2026 3,000 $281,940 6.2%
XLK March 31, 2026 1,958 $281,893 51.2%
VNQI March 31, 2026 5,644 $258,704
BIV Sept. 30, 2025 3,342 $258,494
SBUX June 30, 2025 2,487 $243,947 3.1%
ADP June 30, 2026 1,166 $236,908 16.2%
XLE June 30, 2026 3,740 $229,112 19.5%
LNC March 31, 2026 5,096 $226,925 15.2%
XOM June 30, 2026 1,281 $217,334 20.0%
SCHD Dec. 31, 2025 7,719 $210,738 21.1%
EW Sept. 30, 2025 2,676 $209,290 12.2%
BND Sept. 30, 2025 2,803 $206,419
EW March 31, 2026 2,400 $204,600 8.9%
COST Dec. 31, 2025 219 $202,713 7.1%