HBNC Horizon Bancorp, Inc. - Common Stock

NASDAQ · Banking · SEC EDGAR에서 보기 ↗
$18.07
가격 · 5월 20, 2026
기준 재무 정보 5월 8, 2026

HBNC 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위

가격
$18.07
시가총액
$869M
P/E (TTM)
-5.2
EPS (TTM)
$-3.24
매출 (TTM)
배당 수익률
3.4%
ROE
-20.3%
부채/자본
52주 범위
$14 – $19

HBNC 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의

10년 성과 매출, 순이익, 마진 및 EPS 추세

매출 및 순이익
EPS $-3.24
10-point trend, -510.1%
2016-12-31 2025-12-31
잉여현금흐름 $74M
10-point trend, +207.4%
2016-12-31 2025-12-31
마진 558.0%

가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?

지표
5년 추세
HBNC
동종업계 중앙값
P/E (TTM)
5-point trend, -149.7%
-5.2
12.8
P/S (TTM)
5-point trend, -929.3%
-32.2
2.2
P/B
5-point trend, +0.5%
1.3
1.0
Price / FCF (주가 / FCF)
5-point trend, +33.8%
11.7

수익성 총, 영업 및 순이익률; ROE, ROA, ROIC

지표
5년 추세
HBNC
동종업계 중앙값
Net Profit Margin (순이익률)
5-point trend, +1435.6%
558.0%
24.6%
ROA
5-point trend, -261.1%
-2.1%
0.94%
ROE
5-point trend, -267.2%
-20.3%
8.3%

재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성

지표
5년 추세
HBNC
동종업계 중앙값

성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR

지표
5년 추세
HBNC
동종업계 중앙값
Revenue YoY (매출 YoY)
2.0%
Revenue CAGR 3Y (매출 CAGR 3년)
-6.4%
EPS YoY
5-point trend, -263.6%
25.0%
Net Income YoY (순이익 YoY)
5-point trend, -272.8%
26.6%

주당 지표 EPS, 주당 순자산, 주당 현금 흐름, 주당 배당금

지표
5년 추세
HBNC
동종업계 중앙값
EPS (Diluted) (EPS (희석))
5-point trend, -263.6%
$-3.24

자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율

지표
5년 추세
HBNC
동종업계 중앙값
Payout Ratio (지급 비율)
5-point trend, -168.9%
-19.6%

배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR

배당 수익률
3.4%
지급 비율
-19.6%
5년 배당 CAGR
배당락일금액
2026년 4월 2일$0.1600
2026년 1월 2일$0.1600
2025년 10월 3일$0.1600
2025년 7월 3일$0.1600
2025년 4월 4일$0.1600
2025년 1월 3일$0.1600
2024년 10월 4일$0.1600
2024년 7월 5일$0.1600
2024년 4월 4일$0.1600
2024년 1월 4일$0.1600
2023년 10월 5일$0.1600
2023년 7월 6일$0.1600
2023년 4월 5일$0.1600
2023년 1월 5일$0.1600
2022년 10월 6일$0.1600
2022년 7월 7일$0.1600
2022년 4월 7일$0.1500
2022년 1월 6일$0.1500
2021년 10월 7일$0.1500
2021년 7월 1일$0.1300

HBNC 분석가 합의 강세 및 약세 애널리스트 의견, 12개월 목표 주가, 상승 여력

매수 11 명의 애널리스트
  • 적극 매수 3 27.3%
  • 매수 6 54.5%
  • 보유 2 18.2%
  • 매도 0 0.0%
  • 적극 매도 0 0.0%

12개월 목표 주가

5 명의 애널리스트 · 2026-05-18
중앙값 목표 $21.00 +16.2%
평균 목표 $21.20 +17.3%

실적 기록 EPS 실제 vs 예상, 서프라이즈 %, 달성률, 다음 실적 발표일

평균 서프라이즈
0.78%
기간 EPS Actual EPS 예상 서프라이즈
2026년 3월 31일 $0.51 $0.49 0.02%
2025년 12월 31일 $0.53 $0.51 0.02%
2025년 9월 30일 $1.90 $-1.78 3.7%
2025년 6월 30일 $0.47 $0.45 0.02%
2025년 3월 31일 $0.56 $0.41 0.15%

동료 비교 주요 지표 대 섹터 동종 기업

티커 시가총액 P/E 매출 YoY 순이익률 ROE 매출 총이익률
HBNC $869M -5.2 2.0% 558.0% -20.3%
ESQ $873M 17.4 17.4% 34.7% 18.4%
SBSI 13.3 -8.1% 29.2% 8.4%
EQBK 36.3 -6.6% 10.8% 3.3%
MCBS $765M 10.1 10.2% 44.0% 14.0%
BFST $771M 9.4 1.2% 820.8% 10.1%
CPF $822M 10.9 33.8% 149.5% 13.3%
CCNE 10.5 24.6% 23.4% 8.8%

전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름

손익계산서 10
HBNC의 연간 손익계산서 데이터
지표 추세 202520242023202220212020201920182017201620152014
Interest Expense 10-point trend, +932.8% · · $137M $37M $18M $34M $48M $32M $16M $21M $14M $13M
Interest Income 12-point trend, +376.1% $363M $356M $312M $236M $194M $200M $208M $166M $128M $107M $89M $76M
Pretax Income 12-point trend, -929.3% $-201M $27M $39M $106M $102M $78M $80M $64M $48M $33M $28M $24M
Income Tax 12-point trend, -923.2% $-51M $-8M $11M $12M $15M $10M $13M $10M $15M $9M $7M $6M
Net Income 12-point trend, -931.3% $-150M $35M $28M $93M $87M $68M $67M $53M $33M $24M $21M $18M
EPS (Basic) 12-point trend, -345.5% $-3.24 $0.81 $0.64 $2.14 $1.99 $1.56 $1.53 $1.39 $0.96 $0.80 $1.30 $1.32
EPS (Diluted) 12-point trend, -355.1% $-3.24 $0.80 $0.64 $2.14 $1.98 $1.55 $1.53 $1.38 $0.95 $0.79 $1.26 $1.27
Shares (Basic) 12-point trend, +242.0% 46,486,776 43,702,314 43,630,160 43,568,823 43,802,733 44,044,737 43,493,316 38,347,059 34,553,736 29,981,592 15,765,444 13,591,053
Shares (Diluted) 12-point trend, +227.8% 46,486,776 44,064,490 43,843,880 43,699,115 43,955,280 44,123,076 43,597,595 38,495,231 34,760,438 30,123,614 16,197,312 14,181,188
EBITDA 12-point trend, +172.7% $10M $10M $11M $11M $11M $11M $10M $7M $6M $5M $4M $4M
대차대조표 18
HBNC의 연간 대차대조표 데이터
지표 추세 202520242023202220212020201920182017201620152014
Cash & Equivalents 11-point trend, +220.8% $139M $293M $527M · $594M $250M $99M $58M $60M $53M $35M $43M
PP&E (Net) 12-point trend, +76.9% $93M $94M $95M $93M $93M $92M $92M $74M $76M $66M $61M $52M
PP&E (Gross) 12-point trend, +112.5% $169M $164M $159M $151M $148M $143M $138M $116M $112M $100M $91M $79M
Accum. Depreciation 12-point trend, +181.8% $76M $70M $64M $59M $54M $51M $46M $41M $37M $33M $30M $27M
Goodwill 12-point trend, +450.9% $155M $155M $155M $155M $155M $151M $151M $120M $120M $77M $50M $28M
Intangibles 12-point trend, +81.1% $7M $10M $14M $17M $21M $23M $27M $10M $12M $9M $7M $4M
Total Assets 12-point trend, +209.9% $6.44B $7.80B $7.94B $7.87B $7.41B $5.89B $5.25B $4.25B $3.96B $3.14B $2.65B $2.08B
Short-term Debt · · · · · · · · · · · $351M
Total Liabilities 12-point trend, +205.4% $5.75B $7.04B $7.22B $7.20B $6.69B $5.19B $4.59B $3.75B $3.51B $2.80B $2.39B $1.88B
Long-term Debt 8-point trend, -29.2% $249M $1.23B $1.35B $1.14B $713M $475M · · · · $449M $351M
Total Debt · · · · · · · · · · · $351M
Common Stock Flat — no change across 10 periods $0 $0 $0 $0 $0 $0 $0 · · $0 $0 $0
Paid-in Capital 12-point trend, +900.2% $459M $364M $356M $354M $352M $363M $380M $276M $275M $182M $106M $46M
Retained Earnings 12-point trend, +89.6% $255M $436M $429M $429M $364M $301M $270M $224M $186M $164M $149M $134M
AOCI 12-point trend, -1809.1% $-26M $-36M $-67M $-106M $7M $28M $6M $-8M $-4M $-6M $-723.0K $2M
Stockholders' Equity 12-point trend, +254.0% $688M $764M $719M $677M $723M $692M $656M $492M $457M $341M $267M $194M
Liabilities + Equity 12-point trend, +209.9% $6.44B $7.80B $7.94B $7.87B $7.41B $5.89B $5.25B $4.25B $3.96B $3.14B $2.65B $2.08B
Shares Outstanding 12-point trend, +455.9% 51,217,433 44,226,819 44,106,174 43,937,889 43,811,421 43,880,562 44,975,771 38,375,407 38,294,729 22,171,596 17,909,831 9,213,036
현금 흐름 17
HBNC의 연간 현금 흐름 데이터
지표 추세 202520242023202220212020201920182017201620152014
D&A 12-point trend, +172.7% $10M $10M $11M $11M $10M $9M $10M $7M $6M $5M $4M $4M
Stock-based Comp 12-point trend, +698.5% $2M $5M $4M $2M $2M $1M $215.0K $251.0K $325.0K $324.0K $288.0K $203.0K
Deferred Tax 11-point trend, -5462.1% $-85M $-17M $-3M $2M $2M $-9M · $1M $331.0K $1M $2M $2M
Amort. of Intangibles 12-point trend, +245.9% $3M $3M $4M $4M $4M $4M $4M $2M $2M $1M $988.0K $880.0K
Other Non-cash 12-point trend, +5144.2% $303M $-27M $50M $-14M $7M $-455.0K $99M $11M $9M $-5M $9M $-6M
Operating Cash Flow 12-point trend, +348.5% $79M $6M $89M $94M $106M $79M $174M $72M $49M $26M $35M $18M
CapEx 12-point trend, -20.8% $5M $5M $8M $6M $1M $6M $5M $3M $3M $1M $6M $6M
Investing Cash Flow 10-point trend, +340.6% $979M $-53M $330M $-1.02B $-345M $-478M $-94M $-304M $-279M $222M · ·
Stock Issued 12-point trend, +59263.6% $98M $0 $0 $0 $0 $1M $2M $622.0K $2M $572.0K $4M $165.0K
Stock Repurchased 5-point trend, -100.0% · $0 $0 $0 $8M $20M · · · · · ·
Net Stock Activity 12-point trend, +59263.6% $98M $0 $0 $0 $-293.0K $1M $2M $622.0K $2M $572.0K $4M $165.0K
Dividends Paid 12-point trend, +521.6% $29M $28M $28M $28M $25M $21M $21M $15M $12M $8M $6M $5M
Financing Cash Flow 10-point trend, -427.8% $-1.21B $-187M $-15M $456M $582M $550M $-40M $230M $236M $-230M · ·
Net Change in Cash 11-point trend, -1409.8% $-154M $-233M $403M $-470M $344M $151M · $-1M $7M $18M $5M $12M
Taxes Paid 10-point trend, +296.3% $27M $11M $2M $802.0K $2M $11M $13M $7M $10M $7M · ·
Free Cash Flow 12-point trend, +551.0% $74M $1M $81M $88M $104M $73M $170M $69M $46M $24M $30M $11M
Levered FCF 10-point trend, -1189.9% · · $-17M $56M $88M $43M $131M $43M $35M $9M $19M $2M
수익성 5
HBNC의 연간 수익성 데이터
지표 추세 202520242023202220212020201920182017201620152014
Net Margin 12-point trend, +2651.7% 558.0% 18.5% 14.9% 37.8% 36.3% 29.7% 32.6% 31.4% 22.8% 19.3% 19.6% 20.3%
Pretax Margin 12-point trend, +2645.5% 746.0% 14.3% 20.8% 42.8% 42.8% 34.0% 39.2% 37.6% 33.0% 26.4% 26.4% 27.2%
EBITDA Margin 12-point trend, -1003.3% -38.2% 5.4% 5.8% 4.3% 4.7% 4.6% 4.8% 4.0% 4.1% 4.3% 4.0% 4.2%
ROA 12-point trend, -324.5% -2.1% 0.45% 0.35% 1.2% 1.3% 1.2% 1.4% 1.3% 0.93% 0.83% 0.87% 0.94%
ROE 12-point trend, -301.7% -20.3% 4.7% 4.0% 14.1% 12.2% 10.1% 10.2% 11.0% 8.3% 7.9% 8.9% 10.1%
유동성 및 지급능력 1
HBNC의 연간 유동성 및 지급능력 데이터
지표 추세 202520242023202220212020201920182017201620152014
Debt / Equity · · · · · · · · · · · 1.8
효율성 1
HBNC의 연간 효율성 데이터
지표 추세 202520242023202220212020201920182017201620152014
Asset Turnover 12-point trend, -108.2% -0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
주당 7
HBNC의 연간 주당 데이터
지표 추세 202520242023202220212020201920182017201620152014
Book Value / Share 12-point trend, -36.3% $13.44 $17.27 $16.30 $15.42 $16.61 $15.78 $14.59 $12.82 $17.90 $15.37 $22.35 $21.10
Revenue / Share 12-point trend, -106.1% $-0.58 $4.35 $4.28 $5.65 $5.45 $5.23 $4.68 $4.39 $6.27 $6.17 $9.74 $9.44
Cash Flow / Share 12-point trend, -8.8% $1.70 $0.14 $2.03 $2.16 $2.40 $1.79 $4.01 $1.88 $2.12 $1.27 $3.26 $1.87
Cash / Share 10-point trend, -42.3% $2.72 $6.63 · · $13.63 $5.69 $2.20 $1.52 $2.99 $3.19 $4.07 $4.72
Dividend / Share 4-point trend, +1.6% $1 $1 $1 $1 · · · · · · · ·
Dividend Paid / Share 10-point trend, +88.2% · · $1 $1 $1 $0 $0 $0 $0 $0 $0 $0
EPS (TTM) 12-point trend, -355.1% $-3.24 $0.80 $0.64 $2.14 $1.98 $1.55 $1.53 $1.38 $0.95 $0.79 $1.26 $1.27
성장률 7
HBNC의 연간 성장률 데이터
지표 추세 202520242023202220212020201920182017201620152014
Revenue YoY 4-point trend, -46.6% · 2.0% -24.0% 5.7% 3.8% · · · · · · ·
Revenue CAGR 3Y 2-point trend, -9.2% · -6.4% -5.9% · · · · · · · · ·
EPS YoY 4-point trend, -9.9% · 25.0% -70.1% 8.1% 27.7% · · · · · · ·
EPS CAGR 3Y 2-point trend, -2.1% · -26.1% -25.5% · · · · · · · · ·
Net Income YoY 4-point trend, -1.9% · 26.6% -70.0% 7.2% 27.1% · · · · · · ·
Net Income CAGR 3Y 2-point trend, -0.4% · -25.9% -25.8% · · · · · · · · ·
Dividend CAGR 5Y 6.8% · · · · · · · · · · ·
가치 평가 (TTM) 17
HBNC의 연간 가치 평가 (TTM) 데이터
지표 추세 202520242023202220212020201920182017201620152014
Revenue TTM 12-point trend, -130.2% $-27M $192M $188M $247M $234M $225M $204M $169M $145M $121M $103M $89M
Net Income TTM 12-point trend, -931.3% $-150M $35M $28M $93M $87M $68M $67M $53M $33M $24M $21M $18M
Market Cap 12-point trend, +711.6% $869M $712M $631M $663M $908M $696M $855M $606M $473M $414M $148M $107M
Enterprise Value · · · · · · · · · · · $415M
P/E 12-point trend, -157.2% -5.2 20.1 22.4 7.0 10.5 10.2 12.4 11.4 19.5 23.6 9.9 9.1
P/S 12-point trend, -2786.4% -32.2 3.7 3.4 2.7 3.9 3.1 4.2 3.6 3.3 3.4 1.4 1.2
P/B 12-point trend, +129.2% 1.3 0.9 0.9 1.0 1.3 1.0 1.3 1.2 1.0 1.2 0.6 0.6
P / Tangible Book 6-point trend, +23.0% 1.7 1.2 1.1 1.3 1.7 1.3 · · · · · ·
P / Cash Flow 12-point trend, +80.9% 11.0 111.9 7.1 7.0 8.6 8.8 4.9 8.4 9.6 16.2 4.2 6.1
P / FCF 12-point trend, +24.7% 11.7 554.9 7.8 7.5 8.7 9.5 5.0 8.8 10.2 17.1 5.0 9.4
EV / EBITDA · · · · · · · · · · · 109.8
EV / FCF · · · · · · · · · · · 36.4
EV / Revenue · · · · · · · · · · · 4.6
Dividend Yield 12-point trend, -23.5% 3.4% 4.0% 4.5% 4.2% 2.7% 3.0% 2.4% 2.5% 2.5% 2.0% 4.2% 4.4%
Earnings Yield 12-point trend, -274.7% -19.1% 5.0% 4.5% 14.2% 9.5% 9.8% 8.1% 8.8% 5.1% 4.2% 10.1% 10.9%
Payout Ratio 12-point trend, -174.8% -19.6% 80.0% 101.2% 29.7% 28.4% 30.9% 31.3% 29.0% 35.4% 35.0% 30.2% 26.2%
Annual Payout 12-point trend, +521.6% $29M $28M $28M $28M $25M $21M $21M $15M $12M $8M $6M $5M

재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년

손익계산서
2025-12-312024-12-312023-12-312022-12-312021-12-31
순이익 $-150M$35M$28M$93M$87M
희석 EPS $-3.24$0.80$0.64$2.14$1.98
현금 흐름
2025-12-312024-12-312023-12-312022-12-312021-12-31
잉여현금흐름 $74M$1M$81M$88M$104M

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