ENVA Enova International, Inc. Common Stock
NYSE · Financial Services · 在 SEC EDGAR 上查看 ↗ 收盘 十月 2, 2026 10-K/10-Q 七月 23, 2026
$172.89
· % 处于52周区间
· 高于低点
· 至高点
$103.0252周低点
$267.4552周高点
市值 (MRQ)
$4.30B
P/E (TTM)
12.9
EPS (TTM)
$13.43
收入 (TTM)
$3.45B
ENVA 股票快照 价格、市值、P/E、EPS、ROE、负债/权益、52周范围
价格
$172.89
市值 (MRQ)
$4.30B
P/E (TTM)
12.9
EPS (TTM)
$13.43
收入 (TTM)
$3.45B
ROE (TTM)
26.1%
52周区间
$103–$267
ENVA 股价图表 包含技术指标的日 OHLCV — 平移、缩放和自定义您的视图
区间
条形图
柱状图粒度会根据所选周期进行调整 — 将鼠标悬停在图表上可查看柱状图的开盘价/最高价/最低价/收盘价。
10年表现 收入、净利润、利润率和每股收益趋势
收入$3.15B2023-12-31 → 2025-12-31
EPS$11.522023-12-31 → 2025-12-31
自由现金流$1.77B2023-12-31 → 2025-12-31
净利率10.3%2023-12-31 → 2025-12-31
估值与比率
估值 P/E、P/S、P/B、EV/EBITDA 比率 — 该股票是昂贵还是便宜？
| 指标 | 5年趋势 | ENVA | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| P/E (TTM) | 12.9 | · | 15.0 | 估值过高 | |
| P/S (TTM) | 1.2 | · | 2.7 | 低估 | |
| 市净率 (MRQ) | 2.9 | · | 4.0 | 公允价值 | |
| 股价/自由现金流 (TTM) | 2.2 | · | · | · | |
| 市现率 (TTM) | 2.2 | · | 2.5 | 低估 | |
| 市净率（有形资产） (MRQ) | 2.9 | · | · | · |
同行中位数按每项指标的标准化基础计算，可能与本股票显示的TTM/MRQ基础不完全匹配。
盈利能力 毛利率、营业利润率和净利率；股本回报率 (ROE)、资产回报率 (ROA)、投入资本回报率 (ROIC)
| 指标 | 5年趋势 | ENVA | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| 毛利率 (TTM) | 59.8% | · | · | · | |
| 营业利润率 (TTM) | 24.0% | · | · | · | |
| EBITDA Margin (息税折旧摊销前利润率) | 23.5% | · | 4.5% | 顶尖 | |
| 税前利润率 (TTM) | 13.4% | · | 36.3% | 弱 | |
| 净利润率 (TTM) | 10.3% | · | 25.4% | 弱 | |
| ROA (TTM) | 5.5% | · | 3.1% | 顶尖 | |
| ROE (TTM) | 26.1% | · | 23.3% | 持平 | |
| ROIC | 42.5% | · | · | · |
财务健康 债务、流动性、偿付能力 — 资产负债表强度
| 指标 | 5年趋势 | ENVA | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| Interest Coverage (利息保障倍数) | 2.2 | · | · | · |
成长 营收、每股收益 (EPS) 和净利润增长：同比、3年复合年增长率 (CAGR)、5年复合年增长率 (CAGR)
| 指标 | 5年趋势 | ENVA | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| Revenue YoY (营收同比增长) | 18.6% | · | · | · | |
| Revenue CAGR 3Y (营收3年复合年增长率) | 22.0% | · | · | · | |
| Revenue CAGR 5Y (营收5年复合年增长率) | 23.8% | · | · | · | |
| EPS YoY | 55.0% | · | · | · | |
| Net Income YoY (净利润同比增长) | 47.2% | · | · | · | |
| EPS CAGR 3Y (每股收益年复合增长率（3年）) | 23.0% | · | · | · | |
| EPS CAGR 5Y (每股收益年复合增长率（5年）) | -0.31% | · | · | · | |
| Net Income CAGR 3Y (净利润年复合增长率（3年）) | 14.1% | · | · | · | |
| Net Income CAGR 5Y (净利润年复合增长率（5年）) | -4.0% | · | · | · |
资本效率 资产周转率、库存周转率、应收账款周转率
| 指标 | 5年趋势 | ENVA | 5年均值 | 同行中位数 | 结论 |
|---|---|---|---|---|---|
| Asset Turnover (资产周转率) | 0.5 | · | 0.2 | 顶尖 | |
| Revenue / Employee (年营业收入 ÷ 员工人数（报告的 headcount，yfinance）。衍生数据 — 非存储的 SEC-XBRL 概念。) | ≈$1.7M | · | · | · |
价值 · ≈ 5年均值 · 行业中值 · 相对于中值的评判
收益历史 每股收益实际值 vs 预估值，惊喜%，达标率，下次财报日期
平均惊喜
6.3%
下次报告
十月 21, 2026
| 期间 | 报告 | EPS Actual | EPS 预期 | 惊喜 |
|---|---|---|---|---|
| 2026年6月30日 | 七月 22, 2026 | $4.31 | $4.04 | 6.6% |
| 2026年3月31日 | $3.87 | $3.74 | 3.4% | |
| 2025年12月31日 | $3.46 | $3.23 | 7.0% | |
| 2025年9月30日 | $3.36 | $3.09 | 8.9% | |
| 2025年6月30日 | $3.23 | $3.04 | 6.1% | |
| 2025年3月31日 | $2.98 | $2.81 | 5.9% |
完整基本面 所有年度指标 — 损益表、资产负债表、现金流量表
损益表
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.15B | $2.66B | $2.12B | $1.74B | $1.21B | $1.08B | $1.17B | $973M | $729M | $746M | $653M | $810M | |
| Cost of Revenue | · | · | · | · | · | · | $603M | $503M | $353M | $328M | $217M | $267M | |
| Gross Profit | $1.83B | $1.53B | $1.23B | $1.12B | $1.02B | $684M | $572M | $469M | $375M | $418M | $436M | $543M | |
| SG&A Expense | $170M | $157M | $160M | $140M | $157M | $141M | $109M | $105M | $100M | $98M | $102M | $108M | |
| Operating Expenses | $1.09B | $945M | $808M | $734M | $611M | $326M | $324M | $294M | $259M | $296M | $311M | $328M | |
| Operating Income | $739M | $585M | $422M | $384M | $413M | $358M | $248M | $176M | $116M | $121M | $124M | $215M | |
| Interest Expense | $339M | $290M | $195M | $116M | $77M | $87M | $76M | $79M | · | · | · | $38M | |
| Interest Income | $3.11B | $2.62B | $2.09B | $1.71B | $1.19B | $1.08B | · | · | · | · | · | · | |
| Other Non-op | $-1M | $-6M | $-282.0K | $-1M | $-2M | $-827.0K | $-2M | · | · | · | · | · | |
| Pretax Income | $401M | $271M | $227M | $273M | $337M | $435M | $170M | $69M | $20M | $57M | $71M | $176M | |
| Income Tax | $93M | $62M | $52M | $65M | $80M | $57M | $42M | $5M | $2M | $23M | $27M | $65M | |
| Net Income | $308M | $209M | $175M | $207M | $256M | $378M | $37M | $70M | $29M | $35M | $44M | $112M | |
| EPS (Basic) | $12.25 | $7.78 | $5.71 | $6.42 | $7.05 | $11.85 | $1.09 | $2.06 | $0.87 | $1.04 | $1.33 | $3.38 | |
| EPS (Diluted) | $11.52 | $7.43 | $5.49 | $6.19 | $6.79 | $11.70 | $1.06 | $1.99 | $0.86 | $1.03 | $1.33 | $3.38 | |
| Shares (Basic) | 25,169,000 | 26,920,000 | 30,673,000 | 32,290,000 | 36,351,000 | 31,897,000 | 33,715,000 | 33,993,000 | 33,523,000 | 33,192,000 | 33,006,000 | 33,000,000 | |
| Shares (Diluted) | 26,775,000 | 28,202,000 | 31,921,000 | 33,483,000 | 37,736,000 | 32,302,000 | 34,398,000 | 35,176,000 | 34,132,000 | 33,462,000 | 33,026,000 | 33,008,000 | |
| EBITDA | $739M | $585M | $422M | $384M | $413M | $358M | $248M | $183M | $134M | $121M | $124M | $215M |
资产负债表
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $72M | $74M | $54M | $100M | $165M | $297M | $36M | $28M | $50M | $40M | $42M | $75M | |
| Current Assets | · | · | · | · | · | · | · | · | · | · | · | $441M | |
| PP&E (Net) | $133M | $120M | $109M | $93M | $78M | $79M | $55M | $46M | $49M | $47M | $48M | $34M | |
| PP&E (Gross) | $292M | $261M | $240M | $210M | $183M | $169M | $129M | $140M | $142M | $128M | $114M | $96M | |
| Accum. Depreciation | $159M | $141M | $131M | $116M | $105M | $89M | $74M | $94M | $93M | $80M | $66M | $62M | |
| Goodwill | $279M | $279M | $279M | $279M | $279M | $268M | $267M | $267M | $267M | $267M | $267M | $256M | |
| Intangibles | $4M | $11M | $19M | $27M | $35M | $26M | $2M | $3M | $4M | $5M | $7M | $39.0K | |
| Total Assets | $6.47B | $5.27B | $4.59B | $3.78B | $2.76B | $2.11B | $1.57B | $1.33B | $1.16B | $978M | $841M | $760M | |
| Accounts Payable | · | · | · | · | · | · | · | · | · | · | $72M | $57M | |
| Current Liabilities | · | · | · | · | · | · | · | · | · | · | · | $64M | |
| Deferred Tax | $295M | $224M | $113M | $104M | $87M | $48M | $49M | $39M | $12M | $14M | $21M | $48M | |
| Total Liabilities | $5.13B | $4.07B | $3.35B | $2.59B | $1.67B | $1.19B | $1.20B | $987M | $878M | $736M | $635M | $606M | |
| Long-term Debt | $4.50B | $3.56B | $2.94B | $2.26B | $1.38B | $946M | $991M | $858M | $789M | $650M | $542M | $494M | |
| Total Debt | · | · | · | · | · | · | · | · | · | · | · | $494M | |
| Common Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Retained Earnings | $2.01B | $1.70B | $1.49B | $1.31B | $1.11B | $849M | $373M | $336M | $265M | $235M | $201M | $157M | |
| Treasury Stock | $1.03B | $815M | $526M | $373M | $230M | $113M | $57M | $23M | $6M | $624.0K | $187.0K | · | |
| AOCI | $-10M | $-14M | $-6M | $-6M | $-9M | $-7M | $-3M | $-14M | $-7M | $-12M | $-5M | $-3M | |
| Stockholders' Equity | $1.34B | $1.20B | $1.24B | $1.19B | $1.09B | $917M | $377M | $348M | $282M | $242M | $206M | $154M | |
| Liabilities + Equity | $6.47B | $5.27B | $4.59B | $3.78B | $2.76B | $2.11B | $1.57B | $1.33B | $1.16B | $978M | $841M | $760M | |
| Shares Outstanding | 24,715,608 | 25,808,096 | 29,089,258 | 31,220,928 | 34,144,012 | 35,762,926 | 32,974,714 | 33,584,606 | 33,504,555 | 33,293,100 | 33,121,594 | 33,000,000 |
现金流
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $42M | $40M | $38M | $37M | $35M | $20M | $15M | $14M | $13M | $16M | $18M | $19M | |
| Stock-based Comp | $33M | $32M | $27M | $22M | $21M | $18M | $12M | $12M | $11M | $9M | $10M | $664.0K | |
| Deferred Tax | $71M | $113M | $9M | $17M | $39M | $3M | $5M | $23M | $-4M | $-2M | $-1M | $12M | |
| Amort. of Intangibles | $7M | $8M | $8M | $8M | $7M | $2M | $1M | $1M | $2M | $1M | $500.0K | $45M | |
| Operating Cash Flow | $1.82B | $1.54B | $1.17B | $894M | $472M | $741M | $849M | $685M | $447M | $393M | $284M | $430M | |
| CapEx | $47M | $43M | $45M | $44M | $30M | $29M | $20M | $15M | $15M | $14M | $32M | $13M | |
| Investing Cash Flow | $-2.45B | $-1.91B | $-1.49B | $-1.67B | $-980M | $84M | $-941M | $-721M | $-525M | $-464M | · | · | |
| Debt Issued | · | · | · | · | · | · | · | · | · | · | · | $494M | |
| Net Debt Issued | · | · | · | · | · | · | · | · | · | · | · | $494M | |
| Stock Repurchased | $215M | $289M | $153M | $143M | $117M | $56M | $34M | $17M | $5M | $437.0K | $187.0K | · | |
| Net Stock Activity | $-215M | $-289M | $-153M | $-143M | $-117M | $-56M | $-34M | $-17M | $-5M | $-437.0K | $-187.0K | · | |
| Dividends Paid | · | · | · | · | · | · | · | · | · | · | · | $122M | |
| Financing Cash Flow | $712M | $319M | $527M | $725M | $365M | $-536M | $95M | $22M | $105M | $100M | · | · | |
| Net Change in Cash | $85M | $-55M | $199M | $-47M | $-143M | $288M | $4M | $-21M | $32M | $17M | $-33M | $28M | |
| Taxes Paid | $1M | $-2M | $-3M | $-2M | $89M | $27M | $-39M | $10M | $17M | · | · | · | |
| Free Cash Flow | $1.77B | $1.50B | $1.12B | $850M | $442M | $711M | $829M | $669M | $431M | $379M | $252M | $417M | |
| Levered FCF | $1.51B | $1.27B | $972M | $762M | $384M | $636M | · | · | · | · | · | $392M |
盈利能力
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 58.1% | 57.6% | 58.1% | 64.4% | 84.8% | 63.1% | 48.7% | 48.8% | 53.0% | 56.0% | 66.8% | 67.1% | |
| Operating Margin | 23.5% | 22.0% | 19.9% | 22.1% | 34.2% | 33.0% | 21.1% | 16.4% | 15.9% | 16.3% | 19.1% | 26.6% | |
| Net Margin | 9.8% | 7.9% | 8.3% | 11.9% | 21.2% | 34.9% | 3.1% | 6.3% | 3.5% | 4.6% | 6.7% | 13.8% | |
| Pretax Margin | 12.7% | 10.2% | 10.7% | 15.7% | 27.9% | 40.2% | 14.5% | 6.9% | 4.5% | 7.7% | 10.8% | 21.8% | |
| EBITDA Margin | 23.5% | 22.0% | 19.9% | 22.1% | 34.2% | 33.0% | 21.1% | 16.4% | 15.9% | 16.3% | 19.1% | 26.6% | |
| ROA | 5.2% | 4.1% | 4.0% | 5.7% | 9.8% | 20.2% | 2.4% | 5.1% | 2.5% | 3.5% | 5.3% | 14.7% | |
| ROE | 24.3% | 17.6% | 14.0% | 17.8% | 23.0% | 50.7% | 9.0% | 20.0% | 10.5% | 14.6% | 21.7% | 77.0% | |
| ROIC | 42.5% | 37.7% | 26.2% | 24.6% | 28.8% | 33.9% | 49.6% | 48.3% | 36.8% | 30.3% | 37.7% | 21.0% |
流动性与偿付能力
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | · | · | · | · | · | · | · | · | · | · | · | 6.9 | |
| Quick Ratio | · | · | · | · | · | · | · | · | · | · | · | 1.2 | |
| Debt / Equity | · | · | · | · | · | · | · | · | · | · | · | 3.2 | |
| LT Debt / Equity | · | · | · | · | · | · | · | · | · | · | · | 3.2 | |
| Interest Coverage | 2.2 | 2.0 | 2.2 | 3.3 | 5.4 | 4.1 | · | · | · | · | · | 5.6 |
效率
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.6 | 0.8 | 0.8 | 0.7 | 0.8 | 0.8 | 1.1 |
每股
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $54.08 | $46.38 | $42.63 | $37.99 | $32.01 | $25.65 | $11.42 | $10.36 | $8.41 | $7.26 | $6.22 | $4.67 | |
| Revenue / Share | $117.71 | $94.24 | $66.34 | $51.85 | $32.01 | $33.55 | $34.15 | $31.67 | $24.72 | $22.28 | $19.76 | $24.53 | |
| Cash Flow / Share | $67.94 | $54.56 | $36.55 | $26.70 | $12.50 | $22.94 | $24.67 | $19.47 | $13.10 | $11.76 | $8.60 | $13.03 | |
| Cash / Share | $2.90 | $2.86 | $1.87 | $3.21 | $4.85 | $8.31 | $1.09 | $1.58 | $2.05 | $1.20 | $1.27 | $2.28 | |
| Dividend Paid / Share | · | · | · | · | · | · | · | · | · | · | $3.71 | $3.71 | |
| EPS (TTM) | $11.52 | $7.43 | $5.49 | $6.19 | $6.79 | $11.70 | $1.06 | $1.99 | $0.86 | $1.03 | $1.33 | $3.38 |
增长率
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 18.6% | 25.5% | 22.0% | 43.7% | 11.5% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 22.0% | 30.1% | 25.0% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 23.8% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 55.0% | 35.3% | -11.3% | -8.8% | -42.0% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 23.0% | 3.0% | -22.3% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | -0.31% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 47.2% | 19.6% | -15.6% | -19.1% | -32.2% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 14.1% | -6.5% | -22.6% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | -4.0% | · | · | · | · | · | · | · | · | · | · | · |
估值 (TTM)
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $3.15B | $2.66B | $2.12B | $1.74B | $1.21B | $1.08B | $1.17B | $973M | $729M | $746M | $653M | $810M | |
| Net Income TTM | $308M | $209M | $175M | $207M | $256M | $378M | $37M | $70M | $29M | $35M | $44M | $112M | |
| Market Cap | $3.89B | $2.47B | $1.61B | $1.20B | $1.40B | $886M | $793M | $654M | $509M | $418M | $219M | $735M | |
| Enterprise Value | · | · | · | · | · | · | · | · | · | · | · | $1.15B | |
| P/E | 13.6 | 12.9 | 10.1 | 6.2 | 6.0 | 2.1 | 22.7 | 9.8 | 17.7 | 12.2 | 5.0 | 6.6 | |
| P/S | 1.2 | 0.9 | 0.8 | 0.7 | 1.2 | 0.8 | 0.7 | 0.7 | 0.7 | 0.6 | 0.3 | 0.9 | |
| P/B | 2.9 | 2.1 | 1.3 | 1.0 | 1.3 | 1.0 | 2.1 | 1.9 | 1.8 | 1.7 | 1.1 | 4.8 | |
| P / Tangible Book | 3.7 | 2.7 | 1.7 | 1.4 | 1.8 | 1.4 | · | · | · | · | · | · | |
| P / Cash Flow | 2.1 | 1.6 | 1.4 | 1.3 | 3.0 | 1.2 | 0.9 | 1.0 | 1.1 | 1.1 | 0.8 | 1.7 | |
| P / FCF | 2.2 | 1.7 | 1.4 | 1.4 | 3.2 | 1.2 | 1.0 | 1.0 | 1.2 | 1.1 | 0.9 | 1.8 | |
| EV / EBITDA | · | · | · | · | · | · | · | · | · | · | · | 5.4 | |
| EV / FCF | · | · | · | · | · | · | · | · | · | · | · | 2.8 | |
| EV / Revenue | · | · | · | · | · | · | · | · | · | · | · | 1.4 | |
| Dividend Yield | · | · | · | · | · | · | · | · | · | · | · | 16.7% | |
| Earnings Yield | 7.3% | 7.8% | 9.9% | 16.1% | 16.6% | 47.2% | 4.4% | 10.2% | 5.7% | 8.2% | 20.1% | 15.2% | |
| Payout Ratio | · | · | · | · | · | · | · | · | · | · | · | 109.6% | |
| Annual Payout | · | · | · | · | · | · | · | · | · | · | · | $122M |
损益表
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $929M | $875M | $839M | $803M | $764M | $746M | $730M | $690M | $628M | $610M | $584M | $551M | $499M | $483M | $486M | $456M | |
| Gross Profit | $568M | $529M | $502M | $461M | $441M | $426M | $413M | $400M | $370M | $346M | $325M | $320M | $299M | $286M | $290M | $294M | |
| SG&A Expense | $44M | $48M | $47M | $40M | $41M | $42M | $38M | $39M | $40M | $40M | $49M | $38M | $36M | $37M | $35M | $37M | |
| Operating Expenses | $331M | $322M | $315M | $264M | $257M | $254M | $258M | $247M | $225M | $215M | $227M | $216M | $188M | $177M | $185M | $196M | |
| Operating Income | $237M | $207M | $187M | $197M | $184M | $172M | $155M | $154M | $145M | $131M | $98M | $104M | $112M | $109M | $105M | $99M | |
| Interest Expense | $98M | $94M | $89M | $87M | $83M | $81M | $77M | $77M | $71M | $66M | $57M | $49M | $46M | $43M | $38M | $31M | |
| Interest Income | $917M | $863M | $829M | $792M | $755M | $735M | $719M | $680M | $619M | $601M | $575M | $543M | $493M | $475M | $479M | $450M | |
| Other Non-op | $0 | · | $0 | $0 | $-1M | $0 | $0 | $-5M | $-521.0K | $-492.0K | $-3.0K | $-25.0K | $-121.0K | $-133.0K | $0 | $-230.0K | |
| Pretax Income | $140M | $113M | $99M | $110M | $101M | $91M | $77M | $55M | $74M | $65M | $42M | $55M | $65M | $66M | $67M | $68M | |
| Income Tax | $35M | $22M | $20M | $30M | $25M | $18M | $14M | $12M | $20M | $16M | $7M | $14M | $17M | $15M | $16M | $16M | |
| Net Income | $105M | $91M | $79M | $80M | $76M | $73M | $64M | $43M | $54M | $48M | $35M | $41M | $48M | $51M | $51M | $52M | |
| EPS (Basic) | $4.22 | $3.66 | $3.18 | $3.22 | $3.01 | $2.84 | $2.42 | $1.64 | $2.00 | $1.72 | $1.19 | $1.35 | $1.55 | $1.62 | $1.62 | $1.62 | |
| EPS (Diluted) | $4.00 | $3.46 | $2.94 | $3.03 | $2.86 | $2.69 | $2.29 | $1.57 | $1.93 | $1.64 | $1.14 | $1.29 | $1.50 | $1.56 | $1.56 | $1.57 | |
| Shares (Basic) | 24,882,000 | 24,874,000 | · | 24,955,000 | 25,297,000 | 25,676,000 | · | 26,420,000 | 26,938,000 | 28,196,000 | · | 30,600,000 | 31,084,000 | 31,341,000 | · | 31,912,000 | |
| Shares (Diluted) | 26,274,000 | 26,349,000 | · | 26,472,000 | 26,646,000 | 27,104,000 | · | 27,711,000 | 27,941,000 | 29,503,000 | · | 31,902,000 | 32,203,000 | 32,711,000 | · | 32,966,000 | |
| EBITDA | $237M | $207M | · | $197M | $184M | $172M | · | $154M | $145M | $131M | · | $104M | $112M | $109M | · | $99M |
资产负债表
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $122M | $96M | $72M | $54M | $56M | $56M | $74M | $68M | $60M | $76M | $54M | $63M | $100M | $98M | $100M | $88M | |
| PP&E (Net) | $140M | $136M | $133M | $129M | $128M | $125M | $120M | $118M | $115M | $112M | · | $104M | $99M | $95M | · | $89M | |
| PP&E (Gross) | · | · | $292M | · | · | · | $261M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $159M | · | · | · | $141M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $279M | $279M | $279M | $279M | $279M | $279M | $279M | $279M | $279M | $279M | · | $279M | $279M | $279M | · | $279M | |
| Intangibles | $2M | $2M | $4M | $5M | $7M | $9M | $11M | $13M | $15M | $17M | · | $21M | $23M | $25M | · | $29M | |
| Total Assets | $7.22B | $6.88B | $6.47B | $5.96B | $5.72B | $5.46B | $5.27B | $4.98B | $4.82B | $4.64B | · | $4.10B | $3.91B | $3.85B | · | $3.51B | |
| Deferred Tax | $345M | $329M | $295M | $287M | $242M | $234M | $224M | $217M | $115M | $128M | · | $97M | $104M | $108M | · | $99M | |
| Total Liabilities | $5.73B | $5.48B | $5.13B | $4.68B | $4.50B | $4.26B | $4.07B | $3.80B | $3.67B | $3.49B | · | $2.84B | $2.66B | $2.63B | · | $2.36B | |
| Long-term Debt | $5.01B | $4.83B | $4.50B | $4.11B | $3.96B | $3.76B | $3.56B | $3.29B | $3.19B | $3.04B | · | $2.44B | $2.30B | $2.31B | · | $2.06B | |
| Common Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | · | $0 | $0 | $0 | · | $0 | |
| Retained Earnings | $2.20B | $2.10B | $2.01B | $1.93B | $1.85B | $1.77B | $1.70B | $1.63B | $1.59B | $1.54B | · | $1.45B | $1.41B | $1.36B | · | $1.26B | |
| Treasury Stock | $1.09B | $1.07B | $1.03B | $995M | $956M | $901M | $815M | $764M | $741M | $677M | · | $459M | $423M | $395M | · | $354M | |
| AOCI | $-6M | $-6M | $-10M | $-8M | $-9M | $-11M | $-14M | $-9M | $-11M | $-7M | · | $-7M | $-6M | $-7M | · | $-7M | |
| Stockholders' Equity | $1.50B | $1.40B | $1.34B | $1.28B | $1.23B | $1.20B | $1.20B | $1.18B | $1.15B | $1.15B | · | $1.26B | $1.25B | $1.22B | · | $1.15B | |
| Liabilities + Equity | $7.22B | $6.88B | $6.47B | $5.96B | $5.72B | $5.46B | $5.27B | $4.98B | $4.82B | $4.64B | · | $4.10B | $3.91B | $3.85B | · | $3.51B | |
| Shares Outstanding | 24,885,756 | 24,920,150 | 24,715,608 | 24,883,481 | 25,070,028 | 25,559,390 | 25,808,096 | 26,266,846 | 26,498,011 | 27,349,818 | · | 30,244,289 | 30,869,886 | 31,334,875 | · | 31,628,122 |
现金流
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $8M | $9M | $9M | $12M | $10M | $10M | $10M | $10M | $10M | $10M | $9M | $10M | $9M | $11M | $8M | $11M | |
| Stock-based Comp | $9M | $9M | $9M | $9M | $8M | $8M | $8M | $8M | $8M | $8M | $7M | $7M | $6M | $6M | $6M | $5M | |
| Deferred Tax | $16M | $33M | $9M | $44M | $8M | $9M | $8M | $102M | $-11M | $15M | $16M | $-7M | $-5M | $4M | $5M | $2M | |
| Operating Cash Flow | $544M | $475M | $499M | $482M | $447M | $391M | $431M | $399M | $361M | $349M | $314M | $271M | $299M | $282M | $269M | $233M | |
| CapEx | $13M | $11M | $12M | $11M | $11M | $13M | $10M | $11M | $11M | $11M | $12M | $13M | $10M | $10M | $10M | $10M | |
| Investing Cash Flow | $-658M | $-753M | $-803M | $-605M | $-528M | $-510M | $-579M | $-482M | $-407M | $-443M | $-566M | $-445M | $-278M | $-205M | $-441M | $-474M | |
| Stock Repurchased | $20M | $40M | $35M | $38M | $55M | $86M | $51M | $23M | $63M | $151M | $67M | $36M | $28M | $22M | $19M | $20M | |
| Net Stock Activity | · | $-40M | · | · | · | $-86M | · | · | · | $-151M | · | · | · | $-22M | · | · | |
| Financing Cash Flow | $158M | $292M | $355M | $101M | $149M | $107M | $217M | $67M | $89M | $-54M | $433M | $109M | $-49M | $34M | $179M | $199M | |
| Net Change in Cash | $44M | $13M | $51M | $-22M | $68M | $-11M | $68M | $-17M | $42M | $-149M | $181M | $-65M | $-27M | $110M | $6M | $-42M | |
| Free Cash Flow | · | $464M | · | · | · | $378M | · | · | · | $337M | · | · | · | $272M | · | · | |
| Levered FCF | · | $388M | · | · | · | $314M | · | · | · | $288M | · | · | · | $238M | · | · |
盈利能力
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 61.2% | 60.4% | · | 57.4% | 57.8% | 57.2% | · | 58.0% | 58.9% | 56.7% | · | 58.0% | 60.0% | 59.2% | · | 64.5% | |
| Operating Margin | 25.5% | 23.7% | · | 24.5% | 24.1% | 23.1% | · | 22.3% | 23.1% | 21.4% | · | 18.8% | 22.3% | 22.6% | · | 21.6% | |
| Net Margin | 11.3% | 10.4% | · | 10.0% | 10.0% | 9.8% | · | 6.3% | 8.6% | 7.9% | · | 7.5% | 9.6% | 10.5% | · | 11.3% | |
| Pretax Margin | 15.1% | 12.9% | · | 13.7% | 13.2% | 12.2% | · | 8.0% | 11.7% | 10.6% | · | 10.0% | 13.0% | 13.6% | · | 14.8% | |
| EBITDA Margin | 25.5% | 23.7% | · | 24.5% | 24.1% | 23.1% | · | 22.3% | 23.1% | 21.4% | · | 18.8% | 22.3% | 22.6% | · | 21.6% | |
| ROA | 1.6% | 1.5% | · | 1.5% | 1.4% | 1.5% | · | 0.96% | 1.2% | 1.1% | · | 1.1% | 1.3% | 1.5% | · | 1.7% | |
| ROE | 7.7% | 7.0% | · | 6.5% | 6.4% | 6.2% | · | 3.6% | 4.5% | 4.1% | · | 3.4% | 4.1% | 4.4% | · | 4.5% | |
| ROIC | 11.9% | 11.9% | · | 11.2% | 11.3% | 11.5% | · | 10.2% | 9.3% | 8.5% | · | 6.2% | 6.6% | 6.9% | · | 6.6% |
流动性与偿付能力
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Coverage | 2.4 | 2.2 | · | 2.3 | 2.2 | 2.1 | · | 2.0 | 2.0 | 2.0 | · | 2.1 | 2.4 | 2.5 | · | 3.2 |
效率
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.2 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.2 |
每股
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $60.16 | $56.25 | · | $51.59 | $49.01 | $46.82 | · | $44.87 | $43.31 | $42.06 | · | $41.69 | $40.47 | $38.96 | · | $36.24 | |
| Revenue / Share | $35.36 | $33.21 | · | $30.32 | $28.67 | $27.51 | · | $24.90 | $22.49 | $20.67 | · | $17.28 | $15.51 | $14.77 | · | $13.84 | |
| Cash Flow / Share | · | $18.01 | · | · | · | $14.43 | · | · | · | $11.81 | · | · | · | $8.62 | · | · | |
| Cash / Share | $4.91 | $3.86 | · | $2.15 | $2.22 | $2.17 | · | $2.57 | $2.27 | $2.80 | · | $2.08 | $3.24 | $3.12 | · | $2.77 | |
| EPS (TTM) | $13.43 | $12.29 | · | $10.87 | $9.41 | $8.48 | · | $6.28 | $6.00 | $5.57 | · | $5.91 | $6.19 | $6.25 | · | $5.93 |
估值 (TTM)
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $3.45B | $3.28B | · | $3.04B | $2.93B | $2.79B | · | $2.51B | $2.37B | $2.24B | · | $2.02B | $1.93B | $1.83B | · | $1.61B | |
| Net Income TTM | $355M | $327M | · | $293M | $256M | $234M | · | $181M | $178M | $173M | · | $191M | $202M | $206M | · | $205M | |
| Market Cap | $5.99B | $3.38B | · | $2.86B | $2.80B | $2.47B | · | $2.20B | $1.65B | $1.72B | · | $1.54B | $1.64B | $1.39B | · | $926M | |
| P/E | 17.9 | 11.1 | · | 10.6 | 11.9 | 11.4 | · | 13.3 | 10.4 | 11.3 | · | 8.6 | 8.6 | 7.1 | · | 4.9 | |
| P/S | 1.7 | 1.0 | · | 0.9 | 1.0 | 0.9 | · | 0.9 | 0.7 | 0.8 | · | 0.8 | 0.9 | 0.8 | · | 0.6 | |
| P/B | 4.0 | 2.4 | · | 2.2 | 2.3 | 2.1 | · | 1.9 | 1.4 | 1.5 | · | 1.2 | 1.3 | 1.1 | · | 0.8 | |
| P / Tangible Book | 4.9 | 3.0 | · | 2.9 | 3.0 | 2.7 | · | 2.5 | 1.9 | 2.0 | · | 1.6 | 1.7 | 1.5 | · | 1.1 | |
| P / Cash Flow | · | 7.1 | · | · | · | 6.3 | · | · | · | 4.9 | · | · | · | 4.9 | · | · | |
| Earnings Yield | 5.6% | 9.0% | · | 9.4% | 8.4% | 8.8% | · | 7.5% | 9.6% | 8.9% | · | 11.6% | 11.7% | 14.1% | · | 20.3% |
最近期在左侧 · 空值显示为 ·
财务报表 损益表、资产负债表、现金流量表 — 年度，近5年
| 指标 | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| 收入 | $3.15B | · | · | $2.66B | · |
| 毛利率 % | 58.1% | · | · | 57.6% | · |
| 营业利润率 % | 23.5% | · | · | 22.0% | · |
| 净收入 | $308M | · | · | $209M | · |
| 稀释后每股收益 (EPS) | $11.52 | · | · | $7.43 | · |
此报表无数据
基本面数据不足，尚无法生成此报表。
| 指标 | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| 自由现金流 | $1.77B | · | · | $1.50B | · |
机构持有人 (13F) 457 家申报者 · $5.7B 总计 · 截至 2026年9月30日
在其季度SEC表格13F中报告持有此股票的机构。仅限多头头寸；单个申报人可能因单独的期权腿而出现两次。 大的抵消性看跌/看涨腿通常反映做市或对冲库存，而非方向性判断。
持有人
457
持有价值
$5.7B
新仓位
82
已退出持仓
38
机构活动 — Q2 2026 与上一季度对比
| 新仓位 | 已退出持仓 | 增加 | 减少 | 净股数变动 |
|---|---|---|---|---|
| 82 (+10 与上一季度对比) | 38 (-8 与上一季度对比) | 157 (+21 与上一季度对比) | 135 (+12 与上一季度对比) | +603K |
与Q1 2026对比。 SEC 13F表格的提交截止日期是季度末后45天，外加少量延迟提交的缓冲期——在此窗口期内的季度将被跳过，优先显示最近一个已完整报告的季度对。
| 机构 | 价值 | 股份 | % 已追踪的13F | 类型 |
|---|---|---|---|---|
| BlackRock, Inc. | $1002603377 | 4164846 | 17.74% | 股份 |
| VANGUARD GROUP INC | $335981358 | 2137286 | 5.94% | 股份 |
| VANGUARD CAPITAL MANAGEMENT LLC | $256129017 | 1063968 | 4.53% | 股份 |
| STATE STREET CORP | $244323858 | 1014929 | 4.32% | 股份 |
| Invesco Ltd. | $226570984 | 941183 | 4.01% | 股份 |
| DIMENSIONAL FUND ADVISORS LP | $211900294 | 880279 | 3.75% | 股份 |
| FMR LLC | $209053156 | 868413 | 3.70% | 股份 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $200053130 | 831027 | 3.54% | 股份 |
| RENAISSANCE TECHNOLOGIES LLC | $187117985 | 777294 | 3.31% | 股份 |
| GEODE CAPITAL MANAGEMENT, LLC | $170351970 | 707535 | 3.01% | 股份 |
| FRANKLIN RESOURCES INC | $135650873 | 563498 | 2.40% | 股份 |
| AMERICAN CENTURY COMPANIES INC | $99928294 | 415103 | 1.77% | 股份 |
| Empyrean Capital Partners, LP | $94125430 | 391000 | 1.67% | 股份 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $93558029 | 388643 | 1.66% | 股份 |
| MORGAN STANLEY | $85465652 | 355027 | 1.51% | 股份 |
| NORTHERN TRUST CORP | $71464070 | 296864 | 1.26% | 股份 |
| JPMORGAN CHASE & CO | $69458076 | 293663 | 1.23% | 股份 |
| GOLDMAN SACHS GROUP INC | $67862991 | 281905 | 1.20% | 股份 |
| No Street GP LP | $66200750 | 275000 | 1.17% | 股份 |
| Park West Asset Management LLC | $59993045 | 249213 | 1.06% | 股份 |
| WELLINGTON MANAGEMENT GROUP LLP | $59023386 | 245185 | 1.04% | 股份 |
| Nuveen, LLC | $56851278 | 236162 | 1.01% | 股份 |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $54773538 | 227531 | 0.97% | 股份 |
| Amundi | $49995769 | 207684 | 0.88% | 股份 |
| Portolan Capital Management, LLC | $47855920 | 198795 | 0.85% | 股份 |
| PRINCIPAL FINANCIAL GROUP INC | $47224485 | 196172 | 0.84% | 股份 |
| Driehaus Capital Management LLC | $46940906 | 194994 | 0.83% | 股份 |
| VANGUARD FIDUCIARY TRUST CO | $42593563 | 176935 | 0.75% | 股份 |
| LOOMIS SAYLES & CO L P | $40408457 | 167858 | 0.71% | 股份 |
| PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC. | $39149727 | 162629 | 0.69% | 股份 |
| Bank of New York Mellon Corp | $38453227 | 159736 | 0.68% | 股份 |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $35538248 | 147627 | 0.63% | 股份 |
| Divisadero Street Capital Management, LP | $35203874 | 146238 | 0.62% | 股份 |
| UBS Group AG | $33551743 | 139375 | 0.59% | 股份 |
| JAMES INVESTMENT RESEARCH, INC. | $30034438 | 124764 | 0.53% | 股份 |
| Swedbank AB | $26239570 | 109000 | 0.46% | 股份 |
| Public Sector Pension Investment Board | $26131242 | 108550 | 0.46% | 股份 |
| AQR CAPITAL MANAGEMENT LLC | $25901104 | 107594 | 0.46% | 股份 |
| Alyeska Investment Group, L.P. | $25749203 | 106963 | 0.46% | 股份 |
| TWO SIGMA INVESTMENTS, LP | $24961294 | 103690 | 0.44% | 股份 |
| Huber Capital Management LLC | $24779542 | 102935 | 0.44% | 股份 |
| PRUDENTIAL FINANCIAL INC | $24410022 | 101400 | 0.43% | 股份 |
| Prescott Group Capital Management, L.L.C. | $21894875 | 90952 | 0.39% | 股份 |
| Empowered Funds, LLC | $20530899 | 85286 | 0.36% | 股份 |
| SEI INVESTMENTS CO | $19244707 | 79948 | 0.34% | 股份 |
| MILLENNIUM MANAGEMENT LLC | $19232160 | 79891 | 0.34% | 股份 |
| BANK OF AMERICA CORP /DE/ | $19126720 | 79453 | 0.34% | 股份 |
| Prospect Capital Advisors, LLC | $18923785 | 78610 | 0.33% | 股份 |
| AMERIPRISE FINANCIAL INC | $18119025 | 75267 | 0.32% | 股份 |
| FIRST TRUST ADVISORS LP | $17674878 | 73422 | 0.31% | 股份 |
激进投资者及 5%+ 股东 3 持仓
提交了 SEC Schedule 13D 的投资者 — 持有超过 5% 的受益所有权，意图影响发行人（激进股东持股、董事会活动、并购）。每一行显示该申报人持仓的最新已知状态。
| 申报人 | 已申报 | 持股 | 状态 | 目的 | 申报 |
|---|---|---|---|---|---|
| PRESCOTT GROUP CAPITAL MANAGEMENT, L.L.C., PRESCOTT GROUP AGGRESSIVE SMALL CAP, L.P., PRESCOTT GROUP AGGRESSIVE SMALL CAP II, L.P., PHIL FROHLICH ×2 申报 | 2018年2月8日 | · | 初始申报 | · | SEC |
| Nakula Management Limited, Eleftheria Kollosi, Mr. Oleg V. Boyko ×8 申报 | 2017年1月26日 | · | 初始申报 | · | SEC |
| CSH Holdings LLC, Frontier Merger Sub, LLC, FirstCash, Inc. ×5 申报 | 2016年11月18日 | · | 初始申报 | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
公司内部人士 28 位内幕人士 · 14 位高管 · 13 位董事
| 内部人士 | 角色 | 上次活动 | 持股数量 | 买入 12个月 | 卖出 12个月 | 净额 12个月 |
|---|---|---|---|---|---|---|
| Steven E Cunningham | Chief Executive Officer | 2026年8月5日 A | 122945 | 0 | 6 | $-5560137 |
| Scott Cornelis | Chief Financial Officer | 2026年8月5日 A | 10547 | 0 | 0 | $0 |
| Robert S. Clifton | VP - CFO and Treasurer | 2016年5月17日 A | 36694 | 0 | 0 | $0 |
| Gregory T Zeeman | COO | 2019年2月12日 A | 209594 | 0 | 0 | $0 |
| David Fisher | Executive Chairman | 2026年9月17日 M | 306444 | 0 | 15 | $-39209387 |
| Sean Rahilly | General Counsel and Secretary | 2026年8月5日 A | 104249 | 0 | 1 | $-2115762 |
| Kirk Chartier | Chief Strategy Officer | 2026年8月5日 A | 104972 | 0 | 0 | $0 |
| James Joseph Lee | Chief Accounting Officer | 2026年2月11日 A | 22548 | 0 | 0 | $0 |
| Lisa M. Young | GC & Secretary | 2018年2月23日 F | 50976 | 0 | 0 | $0 |
| James Cody Salters | VP Operations | 2017年6月30日 F | 29332 | 0 | 0 | $0 |
| Joe Decosmo | VP - Chief Analytics Officer | 2017年2月17日 A | 49497 | 0 | 0 | $0 |
| Daniel Shteyn | VP - Operations | 2016年5月17日 A | 39450 | 0 | 0 | $0 |
| Alex T. King | SVP - Operations | 2016年5月17日 A | 48818 | 0 | 0 | $0 |
| Arad Levertov | EVP - Operations | 2015年12月14日 F | 68878 | 0 | 0 | $0 |
| Maria Veltre | 董事 | 2026年8月5日 A | 772 | 0 | 0 | $0 |
| Mark Tebbe | 董事 | 2026年6月18日 S | 50029 | 0 | 2 | $-7472200 |
| William M Goodyear | 董事 | 2026年6月16日 S | 50820 | 0 | 3 | $-2668921 |
| Linda Johnson Rice | 董事 | 2026年5月29日 S | 6277 | 0 | 1 | $-209560 |
| Lindsay Y Corby | 董事 | 2026年5月13日 A | 4660 | 0 | 0 | $0 |
| Mark Mcgowan | 董事 | 2026年5月13日 A | 47021 | 0 | 0 | $0 |
| Gregg A. Kaplan | 董事 | 2026年5月13日 A | 44232 | 0 | 0 | $0 |
| James A Gray | 董事 | 2026年5月13日 A | 70029 | 0 | 3 | $-5162828 |
| Daniel R Feehan | 董事 | 2026年5月13日 A | 61706 | 0 | 0 | $0 |
| CARNAHAN ELLEN | 董事 | 2026年5月13日 A | 59704 | 0 | 0 | $0 |
| David C Habiger | 董事 | 2017年5月19日 A | 40066 | 0 | 0 | $0 |
| CASH AMERICA INTERNATIONAL INC | 10% 所有者 | 2016年9月1日 J | 160038 | 0 | 0 | $0 |
| CSH Holdings LLC | 10% 所有者 | 2016年8月11日 S | 5939483 | 0 | 0 | $0 |
| John Higginson | · | 2017年3月17日 S | 41883 | 0 | 0 | $0 |
来自SEC表格3/4/5申报的内部人士；净额=仅公开市场买卖
ETF持仓 由 57 只交易所交易基金持有
权重仅反映直接股权持仓（N-PORT）；杠杆基金或基于衍生品的基金可能持有未显示的额外掉期敞口。
| 基金 | 权重 | 单位 | 截至 | 来源 |
|---|---|---|---|---|
| ABLS · Abacus FCF ETF Trust | 6.46% | 118 NS | 2026年7月31日 | N-PORT |
| SCOW · Pacer Funds Trust | 4.68% | 315 NS | 2026年7月31日 | N-PORT |
| AZTD · Tidal Trust I | 2.96% | 4415 NS | 2026年7月31日 | N-PORT |
| SAWS · ETF Series Solutions | 2.49% | 767 NS | 2026年7月31日 | N-PORT |
| JSMD · Janus Detroit Street Trust | 1.57% | 64984 NS | 2026年7月31日 | N-PORT |
| XSMO · Invesco Exchange-Traded Fund Trust | 1.49% | 250621 SH | 2026年10月2日 | 每日 |
| JSML · Janus Detroit Street Trust | 1.35% | 19264 NS | 2026年7月31日 | N-PORT |
| RZG · Invesco Exchange-Traded Fund Trust | 1.16% | 8069 SH | 2026年10月2日 | 每日 |
| VAMO · Cambria ETF Trust | 1.05% | 4474 NS | 2026年7月31日 | N-PORT |
| PSCF · Invesco Exchange-Traded Fund Trus... | 1.00% | 1601 SH | 2026年10月2日 | 每日 |
| FNY · First Trust Exchange-Traded Alpha... | 0.84% | 19065 NS | 2026年7月31日 | N-PORT |
| VIOG · VANGUARD ADMIRAL FUNDS | 0.65% | 29622 SH | 2026年8月19日 | 每日 |
| OMFS · Invesco Exchange-Traded Self-Inde... | 0.42% | 6471 SH | 2026年10月2日 | 每日 |
| JPSE · J.P. Morgan Exchange-Traded Fund ... | 0.42% | 9669 NS | 2026年7月31日 | N-PORT |
| BSJS · Invesco Exchange-Traded Self-Inde... | 0.41% | 2987000 | 2026年10月1日 | 每日 |
| FNX · First Trust Exchange-Traded Alpha... | 0.40% | 21394 NS | 2026年7月31日 | N-PORT |
| EBIT · Harbor ETF Trust | 0.38% | 180 NS | 2026年7月31日 | N-PORT |
| IWO · iShares Trust | 0.36% | 229544 SH | 2026年9月11日 | 每日 |
| VTWG · VANGUARD SCOTTSDALE FUNDS | 0.35% | 26083 SH | 2026年8月19日 | 每日 |
| VIOO · VANGUARD ADMIRAL FUNDS | 0.32% | 86996 SH | 2026年8月19日 | 每日 |
| SMDX · Tidal Trust III | 0.28% | 1452 NS | 2026年7月31日 | N-PORT |
| QVMS · Invesco Exchange-Traded Fund Trus... | 0.28% | 3804 SH | 2026年10月2日 | 每日 |
| BKSE · BNY Mellon ETF Trust | 0.27% | 922 NS | 2026年7月31日 | N-PORT |
| FAD · First Trust Exchange-Traded Alpha... | 0.25% | 5724 NS | 2026年7月31日 | N-PORT |
| BBSC · J.P. Morgan Exchange-Traded Fund ... | 0.23% | 6220 NS | 2026年7月31日 | N-PORT |
| FSMD · FIDELITY COVINGTON TRUST | 0.22% | 21332 NS | 2026年7月31日 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.21% | 32752 SH | 2026年10月2日 | 每日 |
| RSSL · Global X Funds | 0.20% | 11667 NS | 2026年7月31日 | N-PORT |
| VFMF · VANGUARD WELLINGTON FUND | 0.18% | 5342 SH | 2026年8月19日 | 每日 |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.18% | 140261 SH | 2026年8月19日 | 每日 |
| IWM · iShares Trust | 0.18% | 625011 SH | 2026年9月11日 | 每日 |
| ISCG · iShares Trust | 0.17% | 7364 SH | 2026年9月11日 | 每日 |
| RWJ · Invesco Exchange-Traded Fund Trus... | 0.17% | 19541 SH | 2026年10月2日 | 每日 |
| DFAS · Dimensional ETF Trust | 0.15% | 89334 NS | 2026年7月31日 | N-PORT |
| VFMO · VANGUARD WELLINGTON FUND | 0.10% | 8487 SH | 2026年8月19日 | 每日 |
| VXF · VANGUARD INDEX FUNDS | 0.07% | 285488 SH | 2026年8月19日 | 每日 |
| VFH · VANGUARD WORLD FUND | 0.07% | 38619 SH | 2026年8月19日 | 每日 |
| FNCL · FIDELITY COVINGTON TRUST | 0.07% | 6324 NS | 2026年7月31日 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.06% | 1308 NS | 2026年7月31日 | N-PORT |
| TILT · FlexShares Trust | 0.06% | 5056 NS | 2026年7月31日 | N-PORT |
| WSML · iShares Trust | 0.05% | 1551 SH | 2026年9月11日 | 每日 |
| TECB · iShares Trust | 0.03% | 768 SH | 2026年9月11日 | 每日 |
| DFAC · Dimensional ETF Trust | 0.03% | 61034 NS | 2026年7月31日 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.03% | 14718 NS | 2026年7月31日 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.02% | 2313 NS | 2026年7月31日 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.01% | 6328 NS | 2026年7月31日 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.01% | 1070 NS | 2026年7月31日 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.01% | 754163 SH | 2026年8月19日 | 每日 |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.01% | 2010 SH | 2026年8月19日 | 每日 |
| DFUS · Dimensional ETF Trust | 0.01% | 7463 NS | 2026年7月31日 | N-PORT |
| ITOT · iShares Trust | 0.01% | 32486 SH | 2026年9月11日 | 每日 |
| IWV · iShares Trust | 0.01% | 6530 SH | 2026年9月9日 | 每日 |
| DFUV · Dimensional ETF Trust | 0.00% | 309 NS | 2026年7月31日 | N-PORT |
| IJR · iShares Trust | · | 1518155 SH | 2026年9月10日 | 每日 |
| IJT · iShares Trust | · | 235426 SH | 2026年9月9日 | 每日 |
| XJR · iShares Trust | · | 3433 SH | 2026年8月31日 | 每日 |
| ISCB · iShares Trust | · | 1045 SH | 2026年9月11日 | 每日 |
ENVA 分析师共识 看涨和看跌分析师观点、12个月价格目标、上涨空间
评级 · 13 位分析师
买入
中位数目标
$220.50
+27.5%
5 38.5%
强烈买入
7 53.8%
买入
1 7.7%
持有
0 0.0%
卖出
0 0.0%
强烈卖出
12个月价格目标
6 位分析师 · 2026-10-01平均目标 $241.00 +39.4%
← 低于所有目标
当前价格 $172.89
最低$205.00
平均值$241.00
最高$300.00
同行比较（GICS 子行业） 关键指标与行业同行对比
财年依据，价格截至各公司上一个财年末收盘价。
| 股票代码 | 市值 | P/E | 营收同比增长 | 净利润率 | ROE | 毛利率 |
|---|---|---|---|---|---|---|
| ENVA | $3.89B | 13.6 | 18.6% | 9.8% | 24.3% | 58.1% |
| OMF | $7.92B | 10.3 | 8.9% | 16.0% | 23.3% | · |
| FIGR | $0 | 92.8 | 48.7% | 26.4% | 16.9% | · |
| CACC | $4.74B | 12.2 | 7.2% | 18.3% | 27.5% | · |
| NNI | · | 11.3 | 21.1% | 120.9% | 12.2% | · |
| DAVE | · | · | · | · | · | · |
| SLM | $5.39B | 7.8 | 7.3% | 37.5% | 30.9% | · |
| BFH | $3.26B | 6.8 | · | 12.8% | 16.0% | · |
| UPST | $4.29B | 97.2 | 64.0% | 5.1% | 7.0% | · |
| ECPG | $1.18B | 5.0 | 34.4% | 14.5% | 27.4% | · |
| EZPW | $1.16B | 13.4 | 9.7% | 8.6% | 11.7% | 58.6% |
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来源：SEC 10-Q 于 七月 23, 2026 申报