UPST Upstart Holdings, Inc. - Common stock
$30.35
价格 · 八月 19, 2026
截至...的财报数据 八月 5, 2026
52周区间
$24–$77
12% of range
分析师评级
BUY
21 analysts
目标价
$41
+34% upside
P/E (TTM)
65.8
ROE
7.0%
净利润率
5.1%
关于 Upstart Holdings, Inc. - Common stock 公司概况（来自维基百科）
Upstart is a lending platform based in San Mateo, California. It was first launched in April 2012 with an Income Share Agreement (ISA) product, which enabled individuals to raise money by contracting to share a percent of their future income. In May 2014, Upstart pivoted away from this product and toward the personal loan marketplace. With this pivot, Upstart began offering a traditional 3-year loan, and has since expanded to offer a 5-year loan product as well.
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Upstart is a lending platform based in San Mateo, California. It was first launched in April 2012 with an Income Share Agreement (ISA) product, which enabled individuals to raise money by contracting to share a percent of their future income. In May 2014, Upstart pivoted away from this product and toward the personal loan marketplace. With this pivot, Upstart began offering a traditional 3-year loan, and has since expanded to offer a 5-year loan product as well.
Upstart developed an income and default prediction model to determine creditworthiness of a potential borrower. This means that in addition to traditional underwriting criteria—FICO score, credit report, and income—the Upstart underwriting considers education variables—colleges attended, area of study, GPA, and standardized test scores—and work history to develop a statistical model of the borrower's financial capacity and personal propensity to repay.
Upstart raised a $1.75M seed round from First Round Capital, Kleiner Perkins Caufield & Byers, New Enterprise Associates, Google Ventures, Crunchfund and Mark Cuban. They subsequently raised a series A round of $5.9M which included new investors Eric Schmidt (Google Executive Chairman), Marc Benioff, Khosla Ventures, Correlation Ventures, Founders Fund, and Collaborative Fund. Upstart raised a Series C round of $35M from Third Point Capital in June 2015, and $32.5M from Rakuten in 2017. Upstart raised a Series D round of $50M from The Progressive Corporation in 2019.
In late 2020, Upstart went public via an initial public offering.
来源：维基百科 (英语), CC BY-SA 4.0 · 在维基百科上查看 ↗
UPST 股票快照 价格、市值、P/E、EPS、ROE、负债/权益、52周范围
价格
$30.35
市值
$2.90B
P/E (TTM)
65.8
每股收益 (TTM)
$0.45
营收 (TTM)
$1.04B
股息收益率
—
ROE
7.0%
负债/权益
—
52周区间
$24 – $77
UPST 股价图表 包含技术指标的日 OHLCV — 平移、缩放和自定义您的视图
Configure
10年表现 收入、净利润、利润率和每股收益趋势
营收与净利润
$1.04B
2019-12-31
→
2025-12-31
EPS
$0.45
2019-12-31
→
2025-12-31
自由现金流
$-148M
2021-12-31
→
2025-12-31
利润率
5.1%
估值 P/E、P/S、P/B、EV/EBITDA 比率 — 该股票是昂贵还是便宜？
指标
5年趋势
UPST
同行中位数
P/E (TTM)
65.8
12.8
P/S (TTM) (市销率 (TTM))
2.8
2.5
P/B (市净率)
3.6
2.7
Price / FCF (股价/自由现金流)
-19.6
—
盈利能力 毛利率、营业利润率和净利率；股本回报率 (ROE)、资产回报率 (ROA)、投入资本回报率 (ROIC)
指标
5年趋势
UPST
同行中位数
Operating Margin (营业利润率)
4.1%
—
Net Profit Margin (净利润率)
5.1%
17.7%
ROA
2.0%
4.5%
ROE
7.0%
24.9%
财务健康 债务、流动性、偿付能力 — 资产负债表强度
指标
5年趋势
UPST
同行中位数
成长 营收、每股收益 (EPS) 和净利润增长：同比、3年复合年增长率 (CAGR)、5年复合年增长率 (CAGR)
指标
5年趋势
UPST
同行中位数
Revenue YoY (营收同比增长)
64.0%
—
Revenue CAGR 3Y (营收3年复合年增长率)
7.4%
—
Revenue CAGR 5Y (营收5年复合年增长率)
34.9%
—
资本效率 资产周转率、库存周转率、应收账款周转率
指标
5年趋势
UPST
同行中位数
UPST 分析师共识 看涨和看跌分析师观点、12个月价格目标、上涨空间
买入
21 位分析师
- 强烈买入 4 19.0%
- 买入 9 42.9%
- 持有 7 33.3%
- 卖出 1 4.8%
- 强烈卖出 0 0.0%
12个月价格目标
15 位分析师 · 2026-08-13
中位数
$40.00
现在
$30.35
最低
$20.00
最高
$61.00
中位数目标
$40.00
+31.8%
平均目标
$40.60
+33.8%
收益历史 每股收益实际值 vs 预估值，惊喜%，达标率，下次财报日期
平均惊喜
0.03%
| 期间 | EPS Actual | EPS 预期 | 惊喜 |
|---|---|---|---|
| 2026年6月30日 | $0.57 | $0.54 | 0.03% |
| 2026年3月31日 | $0.30 | $0.43 | -0.13% |
| 2025年12月31日 | $0.46 | $0.47 | -0.01% |
| 2025年9月30日 | $0.52 | $0.43 | 0.09% |
| 2025年6月30日 | $0.36 | $0.26 | 0.10% |
| 2025年3月31日 | $0.30 | $0.18 | 0.12% |
同行比较（GICS 子行业） 关键指标与行业同行对比
| 股票代码 | 市值 | P/E | 营收同比增长 | 净利润率 | ROE | 毛利率 |
|---|---|---|---|---|---|---|
| UPST | $4.29B | 97.2 | 64.0% | 5.1% | 7.0% | — |
| CACC | $4.74B | 12.2 | 7.2% | 18.3% | 27.5% | — |
| SLM | $5.39B | 7.8 | 7.3% | 37.5% | 30.9% | — |
| NNI | — | 11.3 | 21.1% | 120.9% | 12.2% | — |
| DAVE | — | — | — | — | — | — |
| BFH | $3.26B | 6.8 | — | 12.8% | 16.0% | — |
| ECPG | $1.18B | 5.0 | 34.4% | 14.5% | 27.4% | — |
| HAPN | — | — | — | — | — | — |
| EZPW | $1.16B | 13.4 | 9.7% | 8.6% | 11.7% | 58.6% |
| PRG | $2.42B | 8.2 | 0.42% | 6.1% | 20.8% | — |
| ATLC | — | — | — | — | — | — |
完整基本面 所有年度指标 — 损益表、资产负债表、现金流量表
损益表 15
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.04B | $637M | $514M | $842M | $849M | $233M | $164M | |
| R&D Expense | $258M | $254M | $280M | $237M | $134M | $39M | $19M | |
| SG&A Expense | $254M | $231M | $212M | $185M | $123M | $46M | $32M | |
| Operating Expenses | $1.00B | $809M | $770M | $956M | $708M | $222M | $169M | |
| Operating Income | $43M | $-173M | $-257M | $-114M | $141M | $12M | $-5M | |
| Interest Expense | · | · | $35M | $11M | $3M | $8M | $26M | |
| Interest Income | $204M | $186M | $169M | $106M | $21M | $26M | $63M | |
| Other Non-op | $24M | $19M | $21M | $9M | $-5M | $6M | $1M | |
| Income Tax | $728.0K | $185.0K | $107.0K | $-409.0K | $-2M | $371.0K | $74.0K | |
| Net Income | $54M | $-129M | $-240M | $-109M | $135M | $6M | $-466.0K | |
| EPS (Basic) | $0.56 | $-1.44 | $-2.87 | $-1.31 | $1.73 | $0.00 | $-0.03 | |
| EPS (Diluted) | $0.45 | $-1.44 | $-2.87 | $-1.31 | $1.43 | $0.00 | $-0.03 | |
| Shares (Basic) | 96,030,558 | 89,450,038 | 83,765,896 | 82,771,268 | 78,106,359 | 17,513,670 | 14,335,611 | |
| Shares (Diluted) | 107,492,735 | 89,450,038 | 83,765,896 | 82,771,268 | 94,772,641 | 17,513,670 | 14,335,611 | |
| EBITDA | $67M | $-152M | $-232M | $-100M | $148M | · | · |
资产负债表 14
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $652M | $788M | $368M | $422M | $987M | $251M | · | |
| PP&E (Net) | $44M | $39M | $43M | $44M | $24M | $10M | · | |
| PP&E (Gross) | $123M | $94M | $80M | $61M | $32M | $14M | · | |
| Accum. Depreciation | $78M | $55M | $37M | $17M | $8M | $4M | · | |
| Goodwill | $67M | $67M | $67M | $67M | $67M | $0 | · | |
| Intangibles | $8M | $9M | $11M | $16M | $20M | $0 | · | |
| Total Assets | $2.97B | $2.37B | $2.02B | $1.94B | $1.82B | $477M | · | |
| Total Liabilities | $2.18B | $1.73B | $1.38B | $1.26B | $1.01B | $177M | · | |
| Common Stock | $10.0K | $9.0K | $9.0K | $8.0K | $8.0K | $7.0K | · | |
| Paid-in Capital | $1.16B | $1.04B | $918M | $715M | $741M | $369M | · | |
| Retained Earnings | $-358M | $-411M | $-283M | $-42M | $66M | $-69M | · | |
| Stockholders' Equity | $799M | $633M | $635M | $672M | $807M | $300M | $-62M | |
| Liabilities + Equity | $2.97B | $2.37B | $2.02B | $1.94B | $1.82B | $477M | · | |
| Shares Outstanding | 98,033,361 | 93,469,721 | 86,330,303 | 81,259,676 | 83,659,665 | 73,314,026 | 14,561,398 |
现金流 14
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| D&A | $25M | $21M | $25M | $14M | $8M | $2M | $774.0K | |
| Stock-based Comp | $132M | $133M | $175M | $126M | $73M | $12M | $4M | |
| Deferred Tax | $0 | $0 | $0 | $-583.0K | $-2M | $0 | $0 | |
| Other Non-cash | $-358M | $161M | $-120M | $-705M | $-46M | · | · | |
| Operating Cash Flow | $-148M | $186M | $-112M | $-658M | $168M | $16M | $32M | |
| CapEx | $347.0K | $837.0K | $2M | $9M | $8M | $1M | $4M | |
| Investing Cash Flow | $-177M | $-238M | $-118M | $-114M | $-144M | $137M | $45M | |
| Stock Issued | · | · | $0 | $0 | $264M | $0 | $0 | |
| Stock Repurchased | · | $0 | $0 | $178M | $0 | · | · | |
| Net Stock Activity | · | $0 | $0 | $-178M | $264M | · | · | |
| Financing Cash Flow | $406M | $560M | $165M | $113M | $855M | $79M | $-119M | |
| Net Change in Cash | $81M | $508M | $-65M | $-659M | $880M | $231M | $-42M | |
| Taxes Paid | $590.0K | $258.0K | $-658.0K | $328.0K | $2M | · | · | |
| Free Cash Flow | $-148M | $185M | $-162M | $-684M | $160M | · | · |
盈利能力 5
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | 4.1% | -27.2% | -50.0% | -13.5% | 16.6% | · | · | |
| Net Margin | 5.1% | -20.2% | -46.8% | -12.9% | 16.0% | · | · | |
| EBITDA Margin | 6.5% | -23.9% | -45.1% | -11.9% | 17.5% | · | · | |
| ROA | 2.0% | -5.9% | -12.2% | -5.8% | 11.8% | · | · | |
| ROE | 7.0% | -20.9% | -37.6% | -15.6% | 17.8% | · | · |
流动性与偿付能力 1
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Interest Coverage | · | · | -7.4 | -10.5 | 43.0 | · | · |
效率 1
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.4 | 0.3 | 0.3 | 0.4 | 0.7 | · | · |
增长率 5
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 64.0% | 23.9% | -39.0% | -0.72% | 263.6% | · | · | |
| Revenue CAGR 3Y | 7.4% | -9.1% | 30.1% | · | · | · | · | |
| Revenue CAGR 5Y | 34.9% | · | · | · | · | · | · | |
| Net Income YoY | · | · | · | · | 2163.8% | · | · | |
| Net Income CAGR 5Y | 55.0% | · | · | · | · | · | · |
估值 (TTM) 10
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.04B | $637M | $514M | $842M | $849M | $233M | · | |
| Net Income TTM | $54M | $-129M | $-240M | $-109M | $135M | $6M | · | |
| Market Cap | $4.29B | $5.75B | $3.53B | $1.07B | $12.66B | · | · | |
| P/E | 97.2 | -42.8 | -14.2 | -10.1 | 105.8 | · | · | |
| P/S | 4.1 | 9.0 | 6.9 | 1.3 | 14.9 | · | · | |
| P/B | 5.4 | 9.1 | 5.6 | 1.6 | 15.7 | · | · | |
| P / Tangible Book | 5.9 | 10.3 | 6.3 | 1.8 | 17.6 | · | · | |
| P / Cash Flow | -29.0 | 30.9 | -22.0 | -1.6 | 75.2 | · | · | |
| P / FCF | -29.0 | 31.0 | -21.8 | -1.6 | 79.1 | · | · | |
| Earnings Yield | 1.0% | -2.3% | -7.0% | -9.9% | 0.95% | 0.00% | · |
损益表 15
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $365M | $308M | $296M | $277M | $257M | $213M | $219M | $162M | $128M | $128M | $140M | $135M | $136M | $103M | $147M | $157M | |
| R&D Expense | $94M | $80M | $67M | $64M | $69M | $58M | $67M | $65M | $58M | $63M | $57M | $55M | $58M | $110M | $64M | $66M | |
| SG&A Expense | $80M | $76M | $68M | $61M | $65M | $61M | $60M | $60M | $53M | $58M | $56M | $54M | $50M | $53M | $47M | $48M | |
| Operating Expenses | $350M | $316M | $277M | $253M | $253M | $218M | $224M | $207M | $183M | $195M | $188M | $178M | $169M | $235M | $205M | $215M | |
| Operating Income | $15M | $-8M | $19M | $24M | $5M | $-4M | $-5M | $-45M | $-55M | $-67M | $-48M | $-44M | $-33M | $-132M | $-58M | $-58M | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $11M | · | $9M | $4M | $7M | · | $3M | |
| Interest Income | $57M | $56M | $61M | $57M | $46M | $41M | $41M | $41M | $53M | $51M | $52M | $38M | $34M | $45M | $39M | $22M | |
| Other Non-op | $3M | $956.0K | $20M | $1M | $1M | $2M | $10M | $5M | $1M | $3M | $10M | $4M | $5M | $3M | $7M | $2M | |
| Income Tax | $614.0K | $84.0K | $526.0K | $124.0K | $49.0K | $29.0K | $111.0K | $45.0K | $15.0K | $14.0K | $63.0K | $10.0K | $18.0K | $16.0K | $-464.0K | $12.0K | |
| Net Income | $17M | $-7M | $19M | $32M | $6M | $-2M | $-3M | $-7M | $-54M | $-65M | $-42M | $-40M | $-28M | $-129M | $-55M | $-56M | |
| EPS (Basic) | $0.17 | $-0.07 | $0.20 | $0.33 | $0.06 | $-0.03 | $-0.01 | $-0.07 | $-0.62 | $-0.74 | $-0.47 | $-0.48 | $-0.34 | $-1.58 | $-0.65 | $-0.69 | |
| EPS (Diluted) | $0.16 | $-0.07 | $0.20 | $0.23 | $0.05 | $-0.03 | $-0.01 | $-0.07 | $-0.62 | $-0.74 | $-0.47 | $-0.48 | $-0.34 | $-1.58 | $-0.60 | $-0.69 | |
| Shares (Basic) | 96,573,751 | 96,901,974 | -190,453,118 | 96,682,774 | 95,526,364 | 94,274,538 | -176,136,031 | 90,119,481 | 88,435,893 | 87,030,695 | -165,681,141 | 84,404,966 | 83,130,638 | 81,911,433 | -166,965,239 | 81,672,099 | |
| Shares (Diluted) | 109,720,846 | 96,901,974 | -199,358,756 | 109,724,669 | 102,852,284 | 94,274,538 | -176,136,031 | 90,119,481 | 88,435,893 | 87,030,695 | -165,681,141 | 84,404,966 | 83,130,638 | 81,911,433 | -178,192,570 | 81,672,099 | |
| EBITDA | · | $-2M | · | $24M | $5M | $2M | · | $-45M | $-55M | $-62M | · | $-44M | $-33M | $-125M | · | $-58M |
资产负债表 14
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $456M | $473M | $652M | $490M | $396M | $600M | $788M | $445M | $375M | $301M | · | $517M | $444M | $387M | · | $684M | |
| PP&E (Net) | $49M | $48M | $44M | $44M | $44M | $42M | $39M | $38M | $40M | $41M | · | $48M | $47M | $47M | · | $41M | |
| PP&E (Gross) | $140M | $132M | $123M | $117M | $111M | $104M | $94M | $89M | $86M | $82M | · | $78M | $73M | $69M | · | $56M | |
| Accum. Depreciation | $91M | $84M | $78M | $72M | $67M | $61M | $55M | $51M | $46M | $42M | · | $30M | $26M | $22M | · | $15M | |
| Goodwill | $67M | $67M | $67M | $67M | $67M | $67M | $67M | $67M | $67M | $67M | · | $67M | $67M | $67M | · | $67M | |
| Intangibles | $8M | $8M | $8M | $9M | $9M | $9M | $9M | $10M | $10M | $10M | · | $12M | $13M | $15M | · | $17M | |
| Total Assets | $3.17B | $2.96B | $2.97B | $2.90B | $2.48B | $2.30B | $2.37B | $1.81B | $1.82B | $1.93B | · | $2.00B | $1.76B | $1.82B | · | $1.92B | |
| Total Liabilities | $2.37B | $2.23B | $2.18B | $2.16B | $1.76B | $1.62B | $1.73B | $1.21B | $1.23B | $1.31B | · | $1.36B | $1.13B | $1.19B | · | $1.20B | |
| Common Stock | $10.0K | $10.0K | $10.0K | $10.0K | $10.0K | $10.0K | $9.0K | $9.0K | $9.0K | $9.0K | · | $9.0K | $8.0K | $8.0K | · | $8.0K | |
| Paid-in Capital | $1.15B | $1.10B | $1.16B | $1.12B | $1.13B | $1.09B | $1.04B | $1.00B | $996M | $960M | · | $881M | $838M | $799M | · | $706M | |
| Retained Earnings | $-348M | $-364M | $-358M | $-376M | $-408M | $-414M | $-411M | $-408M | $-402M | $-347M | · | $-240M | $-200M | $-172M | · | $13M | |
| Stockholders' Equity | $797M | $733M | $799M | $744M | $722M | $677M | $633M | $596M | $595M | $613M | $635M | $641M | $638M | $627M | $672M | $719M | |
| Liabilities + Equity | $3.17B | $2.96B | $2.97B | $2.90B | $2.48B | $2.30B | $2.37B | $1.81B | $1.82B | $1.93B | · | $2.00B | $1.76B | $1.82B | · | $1.92B | |
| Shares Outstanding | 97,306,813 | 95,708,872 | 98,033,361 | 97,275,544 | 96,091,343 | 95,071,582 | 93,469,721 | 90,998,255 | 89,084,180 | 87,805,393 | 86,330,303 | 85,024,889 | 83,811,484 | 82,600,748 | 81,259,676 | 81,831,178 |
现金流 13
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $7M | $6M | $6M | $6M | $6M | $6M | $5M | $5M | $5M | $6M | $9M | $5M | $4M | $6M | $4M | $4M | |
| Stock-based Comp | $44M | $35M | $32M | $34M | $36M | $30M | $30M | $34M | $34M | $36M | $33M | $36M | $33M | $74M | $34M | $37M | |
| Other Non-cash | · | $-167M | · | · | · | $-47M | · | · | · | $76M | · | · | · | $-27M | · | · | |
| Operating Cash Flow | $-137M | $-133M | $109M | $-123M | $-120M | $-13M | $-111M | $179M | $65M | $44M | $-146M | $-53M | $217M | $-76M | $-236M | $-101M | |
| CapEx | $2M | $3M | $157.0K | $75.0K | $115.0K | $0 | $0 | $116.0K | $37.0K | $684.0K | $242.0K | $135.0K | $39.0K | $1M | $2M | $2M | |
| Investing Cash Flow | $94M | $876.0K | $132M | $-121M | $-110M | $-79M | $-78M | $-46M | $-76M | $-38M | $-30M | $-24M | $-38M | $-26M | $-85M | $-24M | |
| Stock Issued | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Stock Repurchased | $0 | $100M | · | · | $0 | $0 | · | · | · | · | · | $0 | · | · | $28M | $25M | |
| Net Stock Activity | · | $-100M | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Financing Cash Flow | $93M | $7M | $-20M | $379M | $92M | $-45M | $509M | $-38M | $132M | $-35M | $28M | $182M | $-121M | $21M | $24M | $41M | |
| Net Change in Cash | $51M | $-126M | $220M | $135M | $-138M | $-137M | $320M | $95M | $121M | $-29M | $-147M | $105M | $58M | $-81M | $-297M | $-84M | |
| Taxes Paid | $1M | $79.0K | $18.0K | $22.0K | $454.0K | $96.0K | $8.0K | $37.0K | $125.0K | $88.0K | $324.0K | $7.0K | $164.0K | $-1M | $122.0K | $154.0K | |
| Free Cash Flow | · | $-136M | · | · | · | $-13M | · | · | · | $52M | · | · | · | $-77M | · | · |
盈利能力 5
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | · | -2.4% | · | 8.5% | 1.8% | -2.1% | · | -27.9% | -43.5% | -52.8% | · | -32.6% | -24.6% | -128.1% | · | -37.0% | |
| Net Margin | · | -2.2% | · | 11.5% | 2.2% | -1.1% | · | -4.2% | -42.7% | -50.5% | · | -30.0% | -20.8% | -125.6% | · | -35.8% | |
| EBITDA Margin | · | -0.54% | · | 8.5% | 1.8% | 0.89% | · | -27.9% | -43.5% | -48.4% | · | -32.6% | -24.6% | -121.8% | · | -37.0% | |
| ROA | · | -0.25% | · | 1.4% | 0.26% | -0.12% | · | -0.35% | -3.0% | -3.5% | · | -2.1% | -1.5% | -6.8% | · | -3.2% | |
| ROE | · | -0.94% | · | 4.8% | 0.85% | -0.38% | · | -1.1% | -8.8% | -10.4% | · | -5.9% | -4.0% | -17.2% | · | -7.8% |
流动性与偿付能力 1
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Coverage | · | · | · | · | · | · | · | · | · | -6.3 | · | -4.7 | -7.8 | -18.5 | · | -19.0 |
效率 1
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | · | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 |
估值 (TTM) 10
| 指标 | 趋势 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.21B | $1.06B | · | $910M | $760M | $631M | · | $552M | $526M | $501M | · | $530M | $624M | $798M | · | $924M | |
| Net Income TTM | $47M | $28M | · | $28M | $-58M | $-128M | · | $-166M | $-188M | $-262M | · | $-254M | $-244M | $-183M | · | $-24M | |
| Market Cap | · | $2.45B | · | $4.94B | $6.22B | $4.38B | · | $3.64B | $2.10B | $2.36B | · | $2.43B | $3.00B | $1.31B | · | $1.70B | |
| P/E | 95.8 | 142.5 | · | 282.2 | -96.5 | -31.5 | · | -20.9 | -10.8 | -8.6 | · | -9.2 | -12.1 | -6.9 | · | -50.7 | |
| P/S | · | 2.3 | · | 5.4 | 8.2 | 6.9 | · | 6.6 | 4.0 | 4.7 | · | 4.6 | 4.8 | 1.6 | · | 1.8 | |
| P/B | · | 3.3 | · | 6.6 | 8.6 | 6.5 | · | 6.1 | 3.5 | 3.9 | · | 3.8 | 4.7 | 2.1 | · | 2.4 | |
| P / Tangible Book | 4.8 | 3.7 | · | 7.4 | 9.6 | 7.3 | · | 7.0 | 4.1 | 4.4 | · | 4.3 | 5.4 | 2.4 | · | 2.7 | |
| P / Cash Flow | · | -18.4 | · | · | · | -324.5 | · | · | · | 44.9 | · | · | · | -17.3 | · | · | |
| P / FCF | · | -18.0 | · | · | · | -324.5 | · | · | · | 45.5 | · | · | · | -17.1 | · | · | |
| Earnings Yield | 1.0% | 0.70% | · | 0.35% | -1.0% | -3.2% | · | -4.8% | -9.2% | -11.7% | · | -10.8% | -8.3% | -14.4% | · | -2.0% |
财务报表 损益表、资产负债表、现金流量表 — 年度，近5年
损益表
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| 收入 | $1.04B | $637M | $514M | $842M | $849M |
| 营业利润率 % | 4.1% | -27.2% | -50.0% | -13.5% | 16.6% |
| 净收入 | $54M | $-129M | $-240M | $-109M | $135M |
| 稀释后每股收益 (EPS) | $0.45 | $-1.44 | $-2.87 | $-1.31 | $1.43 |
现金流
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| 自由现金流 | $-148M | $185M | $-162M | $-684M | $160M |
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机构持有人 (13F) 449 家申报者 · $2.0B 总计 · 截至 2026年6月30日
在其季度SEC表格13F中报告持有此股票的机构。仅限多头头寸；单个申报人可能因单独的期权腿而出现两次。 大的抵消性看跌/看涨腿通常反映做市或对冲库存，而非方向性判断。
机构活动 — Q2 2026 与上一季度对比
| 新仓位 | 已退出持仓 | 增加 | 减少 | 净股数变动 |
|---|---|---|---|---|
| 82 (+21 与上一季度对比) | 39 (-54 与上一季度对比) | 125 (-25 与上一季度对比) | 120 (+14 与上一季度对比) | -1.2M |
与Q1 2026对比。 SEC 13F表格的提交截止日期是季度末后45天，外加少量延迟提交的缓冲期——在此窗口期内的季度将被跳过，优先显示最近一个已完整报告的季度对。
| 机构 | 价值 | 股份 | % 已追踪的13F | 类型 |
|---|---|---|---|---|
| VANGUARD PORTFOLIO MANAGEMENT LLC | $132499626 | 3739758 | 6.64% | 股份 |
| VANGUARD CAPITAL MANAGEMENT LLC | $131039733 | 3698553 | 6.56% | 股份 |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $108401628 | 3059600 | 5.43% | 买入期权 |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $91745985 | 2589500 | 4.60% | 卖出期权 |
| STATE STREET CORP | $75057286 | 2118467 | 3.76% | 股份 |
| GEODE CAPITAL MANAGEMENT, LLC | $67789016 | 1912926 | 3.40% | 股份 |
| Clear Street Group Inc. | $64803702 | 1829063 | 3.25% | 股份 |
| MORGAN STANLEY | $62775724 | 1771824 | 3.14% | 股份 |
| Halter Ferguson Financial Inc. | $61935857 | 1748119 | 3.10% | 股份 |
| JANE STREET GROUP, LLC | $60975030 | 1721000 | 3.05% | 卖出期权 |
| GOLDMAN SACHS GROUP INC | $60860616 | 1717771 | 3.05% | 股份 |
| CITADEL ADVISORS LLC | $56985612 | 1608400 | 2.85% | 买入期权 |
| JANE STREET GROUP, LLC | $50643642 | 1429400 | 2.54% | 买入期权 |
| WOLVERINE TRADING, LLC | $48088332 | 911800 | 2.41% | 买入期权 |
| BARCLAYS PLC | $39716285 | 1120979 | 1.99% | 股份 |
| DIMENSIONAL FUND ADVISORS LP | $37085963 | 1046739 | 1.86% | 股份 |
| CITADEL ADVISORS LLC | $33856377 | 955585 | 1.70% | 股份 |
| CITADEL ADVISORS LLC | $31589388 | 891600 | 1.58% | 卖出期权 |
| Point72 Asset Management, L.P. | $31361183 | 885159 | 1.57% | 股份 |
| COATUE MANAGEMENT LLC | $30857652 | 870947 | 1.55% | 股份 |
| BANK OF AMERICA CORP /DE/ | $28394240 | 801418 | 1.42% | 股份 |
| CAPITAL FUND MANAGEMENT S.A. | $28379217 | 800994 | 1.42% | 股份 |
| D. E. Shaw & Co., Inc. | $28103076 | 793200 | 1.41% | 买入期权 |
| MILLENNIUM MANAGEMENT LLC | $27098529 | 764847 | 1.36% | 股份 |
| FMR LLC | $24902436 | 702863 | 1.25% | 股份 |
| WOLVERINE TRADING, LLC | $23226696 | 440400 | 1.16% | 卖出期权 |
| VANGUARD FIDUCIARY TRUST CO | $21373396 | 603257 | 1.07% | 股份 |
| Balyasny Asset Management L.P. | $19725971 | 556759 | 0.99% | 股份 |
| HSBC HOLDINGS PLC | $18300044 | 508900 | 0.92% | 买入期权 |
| PEAK6 LLC | $16683987 | 470900 | 0.84% | 卖出期权 |
| Walleye Capital LLC | $15912711 | 449131 | 0.80% | 股份 |
| FIRST TRUST ADVISORS LP | $13429954 | 379056 | 0.67% | 股份 |
| D. E. Shaw & Co., Inc. | $12832746 | 362200 | 0.64% | 卖出期权 |
| MARSHALL WACE, LLP | $12005527 | 338852 | 0.60% | 股份 |
| Pathstone Holdings, LLC | $11878899 | 335278 | 0.59% | 股份 |
| Squarepoint Ops LLC | $11695939 | 330114 | 0.59% | 股份 |
| BAILLIE GIFFORD & CO | $9984245 | 281802 | 0.50% | 股份 |
| Hidden Lake Asset Management LP | $9977584 | 281614 | 0.50% | 股份 |
| BlackRock, Inc. | $9281597 | 261970 | 0.46% | 股份 |
| Caption Management, LLC | $8857500 | 250000 | 0.44% | 买入期权 |
| Alberta Investment Management Corp | $8460684 | 238800 | 0.42% | 股份 |
| BNP PARIBAS FINANCIAL MARKETS | $8382171 | 236584 | 0.42% | 股份 |
| Point72 Asset Management, L.P. | $8219760 | 232000 | 0.41% | 买入期权 |
| Cubist Systematic Strategies, LLC | $7371080 | 145100 | 0.37% | 买入期权 |
| HSBC HOLDINGS PLC | $7191209 | 199978 | 0.36% | 股份 |
| Walleye Trading LLC | $7039941 | 198700 | 0.35% | 卖出期权 |
| IMC-Chicago, LLC | $6874873 | 194041 | 0.34% | 股份 |
| BARCLAYS PLC | $6377400 | 180000 | 0.32% | 卖出期权 |
| Swiss National Bank | $5902638 | 166600 | 0.30% | 股份 |
| Gator Capital Management, LLC | $5721591 | 161490 | 0.29% | 股份 |
| Quantinno Capital Management LP | $5293796 | 149415 | 0.27% | 股份 |
| Squarepoint Ops LLC | $5261355 | 148500 | 0.26% | 卖出期权 |
| Walleye Trading LLC | $5162151 | 145700 | 0.26% | 买入期权 |
| CREDIT AGRICOLE S A | $5033717 | 142075 | 0.25% | 股份 |
| LPL Financial LLC | $5018249 | 141638 | 0.25% | 股份 |
| AXA Investment Managers S.A. | $4686097 | 92246 | 0.23% | 股份 |
| PEAK6 LLC | $4382691 | 123700 | 0.22% | 买入期权 |
| BANK OF NOVA SCOTIA | $4247846 | 119894 | 0.21% | 股份 |
| Clear Street Group Inc. | $4233885 | 119500 | 0.21% | 卖出期权 |
| TUDOR INVESTMENT CORP ET AL | $4170111 | 117700 | 0.21% | 买入期权 |
| Cubist Systematic Strategies, LLC | $4155440 | 81800 | 0.21% | 卖出期权 |
| Schonfeld Strategic Advisors LLC | $4073563 | 114975 | 0.20% | 股份 |
| Headlands Technologies LLC | $4014219 | 113300 | 0.20% | 股份 |
| Nebula Research & Development LLC | $3925365 | 60689 | 0.20% | 股份 |
| RHUMBLINE ADVISERS | $3915354 | 110510 | 0.20% | 股份 |
| MML INVESTORS SERVICES, LLC | $3789770 | 106965 | 0.19% | 股份 |
| Squarepoint Ops LLC | $3741408 | 105600 | 0.19% | 买入期权 |
| CAPITAL FUND MANAGEMENT S.A. | $3663462 | 103400 | 0.18% | 买入期权 |
| BLUE JEAN FINANCIAL LLC | $3651026 | 103049 | 0.18% | 股份 |
| Walleye Trading LLC | $3611238 | 101926 | 0.18% | 股份 |
| NOMURA HOLDINGS INC | $3543000 | 100000 | 0.18% | 买入期权 |
| NORGES BANK | $3328967 | 93959 | 0.17% | 股份 |
| Banco Santander, S.A. | $3269480 | 92280 | 0.16% | 股份 |
| VANGUARD ASSET MANAGEMENT, Ltd | $3081949 | 86987 | 0.15% | 股份 |
| Bank of New York Mellon Corp | $3049992 | 86085 | 0.15% | 股份 |
| Bank Julius Baer & Co. Ltd, Zurich | $3028531 | 85480 | 0.15% | 股份 |
| MILLENNIUM MANAGEMENT LLC | $2922975 | 82500 | 0.15% | 卖出期权 |
| Edgestream Partners, L.P. | $2910433 | 82146 | 0.15% | 股份 |
| Odyssean, LLC | $2848324 | 80393 | 0.14% | 股份 |
| Trexquant Investment LP | $2825153 | 79739 | 0.14% | 股份 |
| Private Advisor Group, LLC | $2736488 | 77236 | 0.14% | 股份 |
| Brevan Howard Capital Management LP | $2724850 | 76908 | 0.14% | 股份 |
| Quadrature Capital Ltd | $2704797 | 76342 | 0.14% | 股份 |
| ExodusPoint Capital Management, LP | $2677764 | 75579 | 0.13% | 股份 |
| Jefferies Financial Group Inc. | $2657250 | 75000 | 0.13% | 买入期权 |
| Universal- Beteiligungs- und Servicegesellschaft mbH | $2631032 | 74260 | 0.13% | 股份 |
| Jefferies Financial Group Inc. | $2593689 | 73206 | 0.13% | 股份 |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $2582775 | 100693 | 0.13% | 股份 |
| PEAK6 LLC | $2581820 | 72871 | 0.13% | 股份 |
| ALLIANCEBERNSTEIN L.P. | $2565180 | 100007 | 0.13% | 股份 |
| Tyler-Stone Wealth Management | $2563526 | 39634 | 0.13% | 股份 |
| Centiva Capital, LP | $2494272 | 70400 | 0.12% | 卖出期权 |
| Divisadero Street Capital Management, LP | $2390143 | 67461 | 0.12% | 股份 |
| CenterBook Partners LP | $2385077 | 67318 | 0.12% | 股份 |
| Point72 Asset Management, L.P. | $2352552 | 66400 | 0.12% | 卖出期权 |
| Aquatic Capital Management LLC | $2286829 | 64545 | 0.11% | 股份 |
| Manchester Capital Management LLC | $2234641 | 63072 | 0.11% | 股份 |
| SANDLER CAPITAL MANAGEMENT | $2193117 | 61900 | 0.11% | 卖出期权 |
| Man Group plc | $2169698 | 61239 | 0.11% | 股份 |
| Parallax Volatility Advisers, L.P. | $2125800 | 60000 | 0.11% | 买入期权 |
公司内部人士 14 位内幕人士 · 6 位高管 · 9 位董事
| 内部人士 | 角色 | 上次活动 | 持股数量 | 买入 12个月 | 卖出 12个月 | 净额 12个月 |
|---|---|---|---|---|---|---|
| Dave Girouard | Chief Executive Officer | 2021年10月1日 S | 987502 | 0 | 0 | $0 |
| Sanjay Datta | President, Capital& Enterprise | 2026年6月9日 S | 313556 | 0 | 1 | $-456116 |
| Alison Nicoll | General Counsel | 2021年10月20日 M | 14230 | 0 | 0 | $0 |
| Paul Gu | SVP, Product and Data Science | 2021年10月15日 M | 277412 | 0 | 0 | $0 |
| Natalia Mirgorodskaya | Corporate Controller | 2021年8月31日 S | 23007 | 0 | 0 | $0 |
| Anna M. Counselman | SVP, People and Operations | 2021年8月19日 M | 12230 | 0 | 0 | $0 |
| Peter J Bernard | 董事 | 2026年5月29日 A | 11392 | 0 | 0 | $0 |
| Ciaran O'Kelly | 董事 | 2026年5月29日 A | 39484 | 0 | 0 | $0 |
| Mary Hentges | 董事 | 2026年5月29日 A | 37149 | 0 | 0 | $0 |
| Kerry Whorton Cooper | 董事 | 2026年5月29日 A | 6476 | 0 | 0 | $0 |
| Hilliard C. Terry III | 董事 | 2026年5月29日 A | 37432 | 0 | 0 | $0 |
| Timothy H Wennes | 董事 | 2026年5月29日 A | 6476 | 0 | 0 | $0 |
| Cassidy Sukhinder Singh | 董事 | 2021年5月27日 A | 1491 | 0 | 0 | $0 |
| Jeff Huber | — | 2021年6月23日 A | 1234 | 0 | 0 | $0 |
来自SEC表格3/4/5申报的内部人士；净额=仅公开市场买卖
ETF持仓 由 46 只交易所交易基金持有
权重仅反映直接股权持仓（N-PORT）；杠杆基金或基于衍生品的基金可能持有未显示的额外掉期敞口。
| 基金 | 权重 | 单位 | 截至 | 来源 |
|---|---|---|---|---|
| FINX · Global X Funds | 0.59% | 33960 NS | 2026年5月31日 | N-PORT |
| TMFX · RBB Fund, Inc. | 0.16% | 1525 NS | 2026年5月31日 | N-PORT |
| BBSC · J.P. Morgan Exchange-Traded Fund ... | 0.14% | 32077 NS | 2026年4月30日 | N-PORT |
| FYC · First Trust Exchange-Traded Alpha... | 0.13% | 44668 NS | 2026年4月30日 | N-PORT |
| BKSE · BNY Mellon ETF Trust | 0.12% | 3094 NS | 2026年4月30日 | N-PORT |
| RSSL · Global X Funds | 0.08% | 37413 NS | 2026年4月30日 | N-PORT |
| ITWO · ProShares Trust | 0.07% | 4056 NS | 2026年5月31日 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.07% | 301103 NS | 2026年4月30日 | N-PORT |
| SCHA · SCHWAB STRATEGIC TRUST | 0.06% | 416495 NS | 2026年5月31日 | N-PORT |
| UWM · ProShares Trust | 0.04% | 3172 NS | 2026年5月31日 | N-PORT |
| FNCL · FIDELITY COVINGTON TRUST | 0.03% | 23558 NS | 2026年4月30日 | N-PORT |
| URTY · ProShares Trust | 0.03% | 3210 NS | 2026年5月31日 | N-PORT |
| FAD · First Trust Exchange-Traded Alpha... | 0.03% | 4164 NS | 2026年4月30日 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.01% | 3306 NS | 2026年5月31日 | N-PORT |
| HDG · ProShares Trust | 0.01% | 81 NS | 2026年5月31日 | N-PORT |
| ONEQ · Fidelity Commonwealth Trust | 0.01% | 22940 NS | 2026年5月31日 | N-PORT |
| TILT · FlexShares Trust | 0.01% | 3893 NS | 2026年4月30日 | N-PORT |
| SCHB · SCHWAB STRATEGIC TRUST | 0.00% | 53173 NS | 2026年5月31日 | N-PORT |
| SCHK · SCHWAB STRATEGIC TRUST | 0.00% | 6771 NS | 2026年5月31日 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 1194 NS | 2026年4月30日 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 16131 NS | 2026年4月30日 | N-PORT |
| AVUQ · AMERICAN CENTURY ETF TRUST | 0.00% | 36 NS | 2026年5月31日 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 297 NS | 2026年4月30日 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 747 NS | 2026年4月30日 | N-PORT |
| EBI · RBB Fund Trust | 0.00% | 3 NS | 2026年5月31日 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | — | — | 2026年7月15日 | 每日 |
| VB · VANGUARD INDEX FUNDS | — | — | 2026年7月15日 | 每日 |
| VBK · VANGUARD INDEX FUNDS | — | — | 2026年7月15日 | 每日 |
| VTI · VANGUARD INDEX FUNDS | — | — | 2026年7月15日 | 每日 |
| VT · VANGUARD INTERNATIONAL EQUITY IND... | — | — | 2026年7月15日 | 每日 |
| VTWO · VANGUARD SCOTTSDALE FUNDS | — | — | 2026年7月15日 | 每日 |
| VTWG · VANGUARD SCOTTSDALE FUNDS | — | — | 2026年7月15日 | 每日 |
| VTHR · VANGUARD SCOTTSDALE FUNDS | — | — | 2026年7月15日 | 每日 |
| ITOT · iShares Trust | — | — | 2026年8月5日 | 每日 |
| IWV · iShares Trust | — | — | 2026年8月18日 | 每日 |
| IWO · iShares Trust | — | — | 2026年8月18日 | 每日 |
| IWM · iShares Trust | — | — | 2026年8月18日 | 每日 |
| PRFZ · Invesco Exchange-Traded Fund Trust | — | — | 2026年7月23日 | 每日 |
| OMFS · Invesco Exchange-Traded Self-Inde... | — | — | 2026年7月13日 | 每日 |
| VFH · VANGUARD WORLD FUND | — | — | 2026年7月20日 | 每日 |
| ESGV · VANGUARD WORLD FUND | — | — | 2026年7月30日 | 每日 |
| ISCB · iShares Trust | — | — | 2026年8月5日 | 每日 |
| ISCG · iShares Trust | — | — | 2026年8月5日 | 每日 |
| ESML · iShares Trust | — | — | 2026年8月14日 | 每日 |
| TECB · iShares Trust | — | — | 2026年8月5日 | 每日 |
| WSML · iShares Trust | — | — | 2026年8月5日 | 每日 |