ABCB Ameris Bancorp Common Stock
About Ameris Bancorp Common Stock Company overview from Wikipedia
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
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Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
History
The company was founded on October 1, 1971 in Moultrie, Georgia as American Banking Company by Eugene M. Vereen, Jr. The bank started with one location and $1 million in capital. Vereen said he "envisioned a bank for the future" that "set out to create a collective mindset that doesn't rely on tired banking norms or cookie-cutter solutions."
In 1979, the company acquired Toney Brothers Bank in Doerun, Ga. In 1980, ABC Holding Company was formed as a parent company to American Banking Company before changing its name to ABC Bancorp in 1986. Sixteen years after its founding, ABC Bancorp became a public company in 1987 via an initial public offering and in 1994 began trading on the Nasdaq. The company changed to its current name of Ameris Bancorp in 2005.
Expansion in the Southeast and Mid-Atlantic United States
What started as a regional bank in South Georgia began its expansion into neighboring states in 1996 when it branched into Alabama. Four years later, the bank expanded into Florida. In 2006, the bank expanded into South Carolina and into North Carolina in 2020. The bank now maintains 166 full-service branches in those five states combined, with additional mortgage-only locations in Alabama, Georgia, Florida, South Carolina, North Carolina, Virginia, Maryland and Tennessee.
Mergers and Acquisitions
Since 1979, Ameris Bank has successfully completed 35 mergers and acquisitions. That includes the $24.5 million acquisition of Prosperity Banking Company in 2013, the $37.3 million acquisition of Coastal Bankshares in 2014, the $50 million acquisition of Merchants & Southern Banks of Florida in 2015, the $96.4 million acquisition of Jacksonville Bank in 2016, the $169.3 million acquisition of Atlantic Coast Financial in 2018, the $397.1 million acquisition of Hamilton State Bank in 2018 and the $869.3 million acquisition of Fidelity Southern Corporation in 2019. During the Fidelity acquisition, Ameris appointed Fidelity CEO H. Palmer Proctor, Jr. as CEO and updated its brand to incorporate Fidelity's recognizable Lion logo.
Between 2009 and 2012, in transactions organized by the Federal Deposit Insurance Corporation, the company acquired American United Bank, United Security Bank, Satilla Community Bank, First Bank of Jacksonville, Darby Bank & Trust, Tifton Banking Company, One Georgia Bank, High Trust Bank, Central Bank of Georgia, and Montgomery Bank & Trust, all of which suffered from bank failure.
In 2021, Ameris acquired Balboa Capital, an online provider of business lending solutions to small and mid-sized businesses nationwide.
Ameris Bank (subsidiary)
Ameris Bank moved its executive team to Jacksonville, Florida in 2016, where they remained for three years before moving to their current headquarters in Atlanta in 2019. The company expanded commercial banking across the southeast in 2020. Ameris Bancorp's common stock began trading on the NYSE on Tuesday, July 23, 2024, and continues to be traded under the ticker symbol "ABCB."
Awards and recognition
Ameris Bank has received several notable recognitions for customer service, business banking, and company culture. Of note, in 2025, Ameris Bancorp was recognized on Forbes’ list of America’s Best Companies 2025. This inaugural Forbes list is developed from a comprehensive analysis of more than 60 metrics including customer sentiment, public trust, cybersecurity, employee satisfaction, workforce stability and financial strength. Ameris was named a Top 100 Inspiring Workplaces for North America, which recognizes organizations that have created a positive and inspiring culture resulting in increased engagement, productivity and overall success. Ameris Bank was also recognized with five Greenwich Excellence Awards for Small Business Banking. Among more than 500 banks evaluated, Ameris Bank is one of 39 cited for Distinctive Quality in Small Business Banking nationally.
Ameris has also been recognized as one of Atlanta’s Top Workplaces for “offering a nurturing environment where teammates are empowered to use their diverse perspectives to help customers.” In addition, the bank was also named one of Jacksonville Top Workplaces for 2024 by the Florida Times-Union.
Operations
Personal Banking and Mortgage Services
Ameris Bank has a range of traditional banking services such as checking and savings accounts, money market accounts, retirement accounts, CDs, auto and recreational loans, personal lines of credit, and mortgage loans. The company offers educational services on saving, planning and fraud protection.
Small Business and Commercial Banking Services
Ameris Bank offers a variety of small business and commercial services including business checking, business and commercial cards, SBA lending, equipment and commercial real estate financing, working capital loans, treasury services and more. Ameris has expert bankers in many industry specialties, including: agribusiness, attorneys, dental practice, educational sector, healthcare, manufacturing, municipal, nonprofit, professional services, water and waste disposal, and veterinary banking.
Charitable Efforts
Community Involvement and Sponsorships
Ameris regularly supports civic and social organizations with giving and volunteerism for food drives, boys and girls programs, financial literacy, career programs, Red Cross and disaster relief efforts, among others. The company has sponsored the Jacksonville (FL) Marathon, Peachtree Road Race (GA), Autism Speaks Walk, Estamos Aqui Fiesta, Georgia Coalition Against Domestic Violence, and American Foundation for Suicide Prevention.
The Ameris Foundation
The Ameris Foundation was founded in 2020 to benefit individuals across the markets it serves. Through four core pillars, the foundation provides educational opportunities, promotes physical wellness, supports mental wellness and strives to improve financial outcomes for underserved communities.
In 2022, Ameris extended its commitment to its employees by establishing the Courageous Fund. This initiative provides crucial grants to Ameris Bank teammates facing financial hardships, such as dealing with immediate effects from a hurricane or needing a short-term financial boost for other challenging circumstances.
In 2024, the Ameris Foundation supported teammates by distributing more than 80 grants totaling more than $70,000. Additionally, the Foundation dispersed a total of more than $100,000 to nonprofits including the United Way, the American Foundation for Suicide Prevention, the Boys and Girls Club, City of Refuge, InspiredU, and many other worthwhile organizations.
Leadership
Headquarters & Locations
Ameris Bank is headquartered in Atlanta, Georgia and has numerous branches across the Southeast and Mid-Atlantic United States, including Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
ABCB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
ABCB Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
10-Year Performance Revenue, net income, margins and EPS trends
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Financial Health Debt, liquidity, solvency — balance sheet strength
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Dividends Yield, payout ratio, dividend history, 5Y CAGR
| Ex-date | Amount |
|---|---|
| June 30, 2026 | $0.2000 |
| March 31, 2026 | $0.2000 |
| Dec. 31, 2025 | $0.2000 |
| Sept. 30, 2025 | $0.2000 |
| June 30, 2025 | $0.2000 |
| March 31, 2025 | $0.2000 |
| Dec. 31, 2024 | $0.2000 |
| Sept. 30, 2024 | $0.1500 |
| June 28, 2024 | $0.1500 |
| March 27, 2024 | $0.1500 |
| Dec. 28, 2023 | $0.1500 |
| Sept. 28, 2023 | $0.1500 |
| June 29, 2023 | $0.1500 |
| March 30, 2023 | $0.1500 |
| Dec. 29, 2022 | $0.1500 |
| Sept. 29, 2022 | $0.1500 |
| June 29, 2022 | $0.1500 |
| March 30, 2022 | $0.1500 |
| Dec. 30, 2021 | $0.1500 |
| Sept. 29, 2021 | $0.1500 |
ABCB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
- Strong Buy 2 15.4%
- Buy 6 46.2%
- Hold 5 38.5%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
6 analysts · 2026-08-16Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $1.60 | $1.69 | -0.09% |
| March 31, 2026 | $1.63 | $1.59 | 0.04% |
| Dec. 31, 2025 | $1.59 | $1.60 | -0.01% |
| Sept. 30, 2025 | $1.53 | $1.50 | 0.03% |
| June 30, 2025 | $1.59 | $1.35 | 0.24% |
| March 31, 2025 | $1.28 | $1.16 | 0.12% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| ABCB | — | 12.4 | 5.7% | 34.1% | 10.3% | — |
| GBCI | $5.73B | 22.1 | 7.5% | 236.5% | 6.2% | — |
| HWC | $5.24B | 11.2 | 4.8% | 32.1% | 11.0% | — |
| HOMB | $5.45B | 11.5 | 7.2% | 43.6% | 11.3% | — |
| AUB | $5.00B | 17.4 | 68.1% | 19.9% | 5.6% | — |
| ASB | $4.28B | 9.3 | -11.1% | 31.9% | 9.7% | — |
| OZK | — | — | — | — | — | — |
| FLG | $5.24B | -25.2 | — | -8.6% | -2.2% | — |
| AX | $4.30B | 10.2 | 1.8% | 658.0% | 16.6% | — |
| EBC | $4.34B | 42.9 | 19.1% | 65.8% | 2.2% | — |
| FFIN | $4.28B | 16.9 | 14.7% | 40.2% | 13.9% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $445M | $93M | $48M | $89M | $131M | $70M | $34M | $20M | $15M | $15M | |
| Interest Income | $1.39B | $1.38B | $1.28B | $894M | $703M | $727M | $636M | $413M | $294M | $239M | $190M | $165M | |
| Pretax Income | $534M | $476M | $357M | $453M | $496M | $340M | $212M | $151M | $124M | $105M | $57M | $56M | |
| Income Tax | $122M | $117M | $88M | $107M | $119M | $78M | $50M | $30M | $51M | $33M | $16M | $17M | |
| Net Income | $412M | $359M | $269M | $347M | $377M | $262M | $161M | $121M | $74M | $72M | $41M | $39M | |
| EPS (Basic) | $6.02 | $5.21 | $3.90 | $5.01 | $5.43 | $3.78 | $2.76 | $2.81 | $2.00 | $2.10 | $1.29 | $1.48 | |
| EPS (Diluted) | $6.00 | $5.19 | $3.89 | $4.99 | $5.40 | $3.77 | $2.75 | $2.80 | $1.98 | $2.08 | $1.27 | $1.46 | |
| Shares (Basic) | 68,448,812 | 68,808,830 | 68,977,453 | 69,193,591 | 69,431,860 | 69,256,000 | 58,462,000 | 43,142,000 | 36,828,000 | 34,347,000 | 31,762,000 | 25,974 | |
| Shares (Diluted) | 68,705,914 | 69,061,832 | 69,104,158 | 69,419,721 | 69,761,394 | 69,426,000 | 58,614,000 | 43,248,000 | 37,144,000 | 34,702,000 | 32,127,000 | 26,259 | |
| EBITDA | $30M | $37M | · | · | · | · | · | · | · | · | · | · |
Balance Sheet 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | · | · | · | $198M | $391M | · | |
| PP&E (Net) | $213M | $209M | $216M | $220M | $225M | $223M | $233M | $145M | $118M | $121M | $122M | $97M | |
| PP&E (Gross) | $353M | $339M | $338M | $333M | $326M | $313M | $314M | $217M | $185M | $181M | · | $154M | |
| Accum. Depreciation | $140M | $130M | $121M | $113M | $100M | $90M | $81M | $71M | $67M | $59M | $61M | $57M | |
| Goodwill | $1.02B | $1.02B | $1.02B | $1.02B | $1.01B | $928M | $932M | $503M | $126M | $126M | $90M | $64M | |
| Intangibles | $55M | $71M | $88M | $106M | $126M | $72M | $92M | $59M | $14M | $17M | $17M | $8M | |
| Total Assets | $27.52B | $26.26B | $25.20B | $25.05B | $23.86B | $20.44B | $18.24B | $11.44B | $7.86B | $6.89B | $5.59B | $4.04B | |
| Total Liabilities | $23.44B | $22.51B | $21.78B | $21.86B | $20.89B | $17.79B | $15.77B | $9.99B | $7.05B | $6.25B | $5.07B | $3.67B | |
| Common Stock | $73M | $73M | $73M | $72M | $72M | $72M | $72M | $49M | $39M | $36M | $34M | $28M | |
| Paid-in Capital | · | · | · | · | · | · | · | · | · | · | · | $225M | |
| Retained Earnings | $2.21B | $1.85B | $1.54B | $1.31B | $1.01B | $672M | $508M | $377M | $273M | $214M | $153M | $118M | |
| Treasury Stock | $187M | $103M | $95M | $75M | $52M | $43M | $35M | $17M | $14M | $14M | $12M | $12M | |
| AOCI | $8M | $-30M | $-36M | $-47M | $16M | $34M | $18M | $-5M | $-1M | $-1M | $3M | $6M | |
| Stockholders' Equity | $4.08B | $3.75B | $3.43B | $3.20B | $2.97B | $2.65B | $2.47B | $1.46B | $804M | $646M | $515M | $366M | |
| Liabilities + Equity | $27.52B | $26.26B | $25.20B | $25.05B | $23.86B | $20.44B | $18.24B | $11.44B | $7.86B | $6.89B | $5.59B | $4.04B | |
| Shares Outstanding | · | · | · | 72,263,727 | 72,017,126 | 71,753,705 | 71,499,829 | · | · | · | · | · |
Cash Flow 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $30M | $37M | $35M | $41M | · | · | · | · | · | · | · | · | |
| Stock-based Comp | $13M | $13M | $10M | $7M | $8M | $4M | $3M | $6M | $3M | $2M | $1M | $2M | |
| Deferred Tax | $-11M | $-20M | $-20M | $-36M | $38M | $-8M | $23M | $1M | $12M | $847.0K | $-344.0K | $7M | |
| Amort. of Intangibles | $16M | $17M | $18M | $20M | $15M | $20M | $18M | $10M | $4M | $4M | $4M | $2M | |
| Other Non-cash | $-54M | $-235M | · | · | · | · | · | · | · | · | · | · | |
| Operating Cash Flow | $390M | $154M | $569M | $1.06B | $9M | $798M | $-940M | $-109M | $-63M | $-70M | $-25M | $-6M | |
| CapEx | $21M | $13M | $18M | $14M | $25M | $18M | $12M | $10M | $4M | $11M | $13M | $6M | |
| Investing Cash Flow | $-1.30B | $-847M | $-338M | $-4.87B | $-421M | $-1.20B | $-487M | $-53M | $-667M | $-803M | $-168M | · | |
| Stock Issued | · | · | · | · | · | · | $0 | $0 | $89M | $0 | $115M | $0 | |
| Net Stock Activity | · | · | · | · | · | · | $0 | $0 | $89M | $0 | $115M | · | |
| Dividends Paid | $55M | $41M | $42M | $42M | $42M | $42M | $25M | $16M | $15M | $9M | $6M | $4M | |
| Financing Cash Flow | $781M | $746M | $-182M | $866M | $2.36B | $1.90B | $1.37B | $511M | $862M | $680M | $413M | · | |
| Net Change in Cash | $-131M | $53M | $49M | $-2.95B | $1.95B | $1.50B | $-58M | $349M | $132M | $-192M | $220M | $-98M | |
| Taxes Paid | $156M | $106M | $105M | $134M | $72M | $99M | $36M | $20M | $39M | $41M | $6M | $19M | |
| Free Cash Flow | $370M | $141M | $551M | $1.05B | $-16M | $780M | $-952M | $-119M | $-66M | $-81M | $-38M | $-11M | |
| Levered FCF | · | · | $216M | $978M | $-53M | $712M | $-1.05B | $-175M | $-87M | $-94M | $-48M | $-21M |
Profitability 5
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 34.1% | 31.4% | 25.0% | 31.9% | 36.9% | 24.2% | 23.0% | 26.2% | 20.2% | 22.2% | 15.6% | 18.2% | |
| Pretax Margin | 44.2% | 41.6% | 33.1% | 41.7% | 48.6% | 31.4% | 30.1% | 32.8% | 34.1% | 32.4% | 21.7% | 26.4% | |
| EBITDA Margin | 2.5% | 3.2% | · | · | · | · | · | · | · | · | · | · | |
| ROA | 1.5% | 1.4% | 1.1% | 1.4% | 1.6% | 1.3% | 0.90% | 1.1% | 0.95% | 1.1% | 0.76% | 0.96% | |
| ROE | 10.3% | 9.7% | 8.0% | 11.0% | 12.8% | 10.1% | 6.6% | 8.5% | 9.2% | 11.2% | 8.0% | 10.8% |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 |
Growth Rates 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 5.7% | 6.0% | -0.70% | 6.3% | -5.9% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 3.6% | 3.8% | -0.20% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.2% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 15.6% | 33.4% | -22.0% | -7.6% | 43.2% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 6.3% | -1.3% | 1.1% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 9.7% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 14.9% | 33.3% | -22.4% | -8.1% | 43.9% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 5.9% | -1.6% | 0.90% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 9.5% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 5.8% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM) 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.21B | $1.14B | $1.08B | $1.09B | $1.02B | $1.08B | $703M | $462M | $365M | $325M | $261M | $213M | |
| Net Income TTM | $412M | $359M | $269M | $347M | $377M | $262M | $161M | $121M | $74M | $72M | $41M | $39M | |
| Market Cap | · | · | · | $3.41B | · | · | · | · | · | · | · | · | |
| P/E | 12.4 | 12.1 | 13.6 | 9.4 | 9.2 | 10.1 | 15.5 | 11.3 | 24.3 | 21.0 | 26.8 | 17.6 | |
| P/S | · | · | · | 3.1 | · | · | · | · | · | · | · | · | |
| P/B | · | · | · | 1.1 | · | · | · | · | · | · | · | · | |
| P / Tangible Book | · | · | · | 1.6 | · | · | · | · | · | · | · | · | |
| P / Cash Flow | · | · | · | 3.2 | · | · | · | · | · | · | · | · | |
| P / FCF | · | · | · | 3.2 | · | · | · | · | · | · | · | · | |
| Dividend Yield | · | · | · | 1.2% | · | · | · | · | · | · | · | · | |
| Earnings Yield | 8.1% | 8.3% | 7.3% | 10.6% | 10.9% | 9.9% | 6.5% | 8.8% | 4.1% | 4.8% | 3.7% | 5.7% | |
| Payout Ratio | 13.4% | 11.6% | 15.5% | 12.0% | 11.1% | 15.9% | 15.3% | 13.6% | 19.9% | 11.9% | 15.8% | 10.4% | |
| Annual Payout | $55M | $41M | $42M | $42M | $42M | $42M | $25M | $16M | $15M | $9M | $6M | $4M |
Income Statement 10
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $128M | · | $123M | $112M | $84M | · | $21M | |
| Interest Income | $366M | $352M | $358M | $355M | $348M | $334M | $346M | $355M | $347M | $329M | $332M | $331M | $322M | $296M | $274M | $234M | |
| Pretax Income | $66M | $141M | $141M | $137M | $143M | $113M | $126M | $126M | $127M | $97M | $90M | $105M | $83M | $79M | $105M | $121M | |
| Income Tax | $15M | $30M | $33M | $31M | $33M | $25M | $32M | $27M | $36M | $23M | $24M | $25M | $20M | $18M | $22M | $29M | |
| Net Income | $51M | $110M | $108M | $106M | $110M | $88M | $94M | $99M | $91M | $74M | $66M | $80M | $63M | $60M | $82M | $93M | |
| EPS (Basic) | $0.77 | $1.64 | $1.59 | $1.55 | $1.60 | $1.28 | $1.37 | $1.44 | $1.32 | $1.08 | $0.96 | $1.16 | $0.91 | $0.87 | $1.19 | $1.34 | |
| EPS (Diluted) | $0.77 | $1.63 | $1.59 | $1.54 | $1.60 | $1.27 | $1.35 | $1.44 | $1.32 | $1.08 | $0.95 | $1.16 | $0.91 | $0.87 | $1.18 | $1.34 | |
| Shares (Basic) | 66,883,935 | 67,540,444 | -137,332,991 | 68,401,737 | 68,594,608 | 68,785,458 | -137,621,806 | 68,798,093 | 68,824,150 | 68,808,393 | -138,063,010 | 68,879,352 | 68,989,549 | 69,171,562 | -138,413,409 | 69,125,000 | |
| Shares (Diluted) | 67,099,941 | 67,766,997 | -137,786,663 | 68,665,669 | 68,796,577 | 69,030,331 | -138,032,416 | 69,066,298 | 69,013,834 | 69,014,116 | -138,247,515 | 68,994,247 | 69,034,762 | 69,322,664 | -138,884,279 | 69,327,000 | |
| EBITDA | · | $6M | · | · | · | $8M | · | · | · | · | · | · | · | · | · | · |
Balance Sheet 14
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $220M | $216M | $213M | $212M | $211M | $208M | $209M | $211M | $213M | $215M | · | $218M | $219M | $219M | · | $223M | |
| PP&E (Gross) | · | · | $353M | · | · | · | $339M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $140M | · | · | · | $130M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | $1.02B | |
| Intangibles | · | · | $55M | · | · | · | $71M | · | · | · | · | · | · | · | · | · | |
| Total Assets | $28.49B | $28.11B | $27.52B | $27.10B | $26.68B | $26.51B | $26.26B | $26.40B | $26.52B | $25.66B | $25.20B | $25.70B | $25.80B | $26.09B | $25.05B | $23.81B | |
| Total Liabilities | $24.40B | $24.03B | $23.44B | $23.08B | $22.76B | $22.69B | $22.51B | $22.72B | $22.95B | $22.17B | · | $22.35B | $22.52B | $22.84B | · | $20.69B | |
| Common Stock | $73M | $73M | $73M | $73M | $73M | $73M | $73M | $73M | $73M | $73M | · | $73M | $73M | $72M | · | $72M | |
| Retained Earnings | $2.35B | $2.31B | $2.21B | $2.12B | $2.02B | $1.93B | $1.85B | $1.77B | $1.68B | $1.60B | · | $1.48B | $1.41B | $1.36B | · | $1.24B | |
| Treasury Stock | $290M | $271M | $187M | $145M | $137M | $124M | $103M | $103M | $103M | $100M | · | $92M | $92M | $84M | · | $75M | |
| AOCI | $-17M | $-1M | $8M | $5M | $-7M | $-14M | $-30M | $-16M | $-38M | $-40M | · | $-61M | $-51M | $-36M | · | $-51M | |
| Stockholders' Equity | $4.09B | $4.08B | $4.08B | $4.02B | $3.92B | $3.82B | $3.75B | $3.68B | $3.57B | $3.48B | $3.43B | $3.35B | $3.28B | $3.25B | $3.20B | $3.12B | |
| Liabilities + Equity | $28.49B | $28.11B | $27.52B | $27.10B | $26.68B | $26.51B | $26.26B | $26.40B | $26.52B | $25.66B | · | $25.70B | $25.80B | $26.09B | · | $23.81B | |
| Shares Outstanding | · | · | · | · | · | · | · | · | · | · | · | · | 72,514,630 | 72,484,210 | · | 72,247,386 |
Cash Flow 14
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $5M | $6M | $6M | $7M | $8M | $8M | $9M | $9M | $9M | $9M | · | · | · | · | · | · | |
| Stock-based Comp | $5M | $3M | $3M | $3M | $3M | $3M | $4M | $4M | $3M | $3M | $3M | $3M | $2M | $2M | $2M | $2M | |
| Deferred Tax | $-24M | $5M | $-2M | $-6M | $-636.0K | $-2M | $3M | $-13M | $-10M | $-644.0K | $-7M | $-3M | $-8M | $-3M | $-14M | $-32M | |
| Amort. of Intangibles | $3M | $3M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $5M | $5M | $5M | $5M | |
| Other Non-cash | · | $133M | · | · | · | $20M | · | · | · | · | · | · | · | · | · | · | |
| Operating Cash Flow | $79M | $257M | $107M | $105M | $61M | $117M | $131M | $102M | $-97M | $19M | $213M | $132M | $92M | $132M | $-316.0K | $349M | |
| CapEx | $9M | $8M | $6M | $4M | $8M | $3M | $4M | $2M | $3M | $3M | $6M | $4M | $5M | $3M | $2M | $3M | |
| Investing Cash Flow | $-491M | $-510M | $-375M | $-466M | $-277M | $-185M | $-46M | $70M | $-500M | $-370M | $4M | $285M | $-458M | $-169M | $-1.35B | $-1.40B | |
| Dividends Paid | $13M | $14M | $14M | $14M | $14M | $14M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $11M | $10M | $10M | |
| Financing Cash Flow | $280M | $493M | $313M | $234M | $94M | $140M | $-223M | $-175M | $748M | $395M | $-595M | $-191M | $-336M | $941M | $1.14B | $70M | |
| Net Change in Cash | $-132M | $240M | $46M | $-127M | $-122M | $72M | $-139M | $-3M | $151M | $44M | $-378M | $227M | $-702M | $903M | $-213M | $-976M | |
| Taxes Paid | $78M | $447.0K | $36M | $22M | $98M | $209.0K | $9M | $42M | $56M | $398.0K | $17M | $26M | $62M | $-1.0K | $51M | $31M | |
| Free Cash Flow | · | $249M | · | · | · | $114M | · | · | · | $15M | · | · | · | $128M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-83M | · | · | · | $64M | · | · |
Profitability 5
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 15.8% | 35.1% | · | 33.7% | 36.5% | 30.8% | · | 35.0% | 30.2% | 27.8% | · | 29.6% | 22.6% | 22.6% | · | 33.3% | |
| Pretax Margin | 20.3% | 44.8% | · | 43.6% | 47.4% | 39.5% | · | 44.4% | 42.1% | 36.5% | · | 38.8% | 30.0% | 29.3% | · | 43.5% | |
| EBITDA Margin | · | 1.9% | · | · | · | 2.9% | · | · | · | · | · | · | · | · | · | · | |
| ROA | 0.19% | 0.40% | · | 0.40% | 0.41% | 0.34% | · | 0.38% | 0.35% | 0.29% | · | 0.32% | 0.25% | 0.24% | · | 0.40% | |
| ROE | 1.3% | 2.8% | · | 2.8% | 2.9% | 2.4% | · | 2.8% | 2.6% | 2.2% | · | 2.5% | 2.0% | 1.9% | · | 3.1% |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.26B | $1.22B | · | $1.18B | $1.17B | $1.14B | · | $1.12B | $1.12B | $1.08B | · | $1.09B | $1.10B | $1.08B | · | $1.05B | |
| Net Income TTM | $378M | $414M | · | $403M | $388M | $352M | · | $344M | $308M | $277M | · | $296M | $306M | $325M | · | $346M | |
| Market Cap | · | · | · | · | · | · | · | · | · | · | · | · | $2.48B | $2.65B | · | $3.23B | |
| P/E | 16.3 | 12.9 | · | 12.5 | 11.5 | 11.3 | · | 12.5 | 11.3 | 12.0 | · | 9.0 | 7.7 | 7.8 | · | 9.0 | |
| P/S | · | · | · | · | · | · | · | · | · | · | · | · | 2.3 | 2.5 | · | 3.1 | |
| P/B | · | · | · | · | · | · | · | · | · | · | · | · | 0.8 | 0.8 | · | 1.0 | |
| P / Tangible Book | · | · | · | · | · | · | · | · | · | · | · | · | 1.1 | 1.2 | · | 1.5 | |
| P / Cash Flow | · | · | · | · | · | · | · | · | · | · | · | · | · | 20.1 | · | · | |
| P / FCF | · | · | · | · | · | · | · | · | · | · | · | · | · | 20.6 | · | · | |
| Earnings Yield | 6.1% | 7.7% | · | 8.0% | 8.7% | 8.9% | · | 8.0% | 8.9% | 8.3% | · | 11.2% | 12.9% | 12.8% | · | 11.1% | |
| Payout Ratio | · | 12.7% | · | · | · | 16.1% | · | · | · | 14.1% | · | · | · | 17.5% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Net Income | $412M | — | — | $359M | — |
| Diluted EPS | $6.00 | — | — | $5.19 | — |
Cash Flow
| 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | |
|---|---|---|---|---|---|
| Free Cash Flow | $370M | — | — | $141M | — |
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Institutional owners (13F) 415 filers · $3.6B total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 48 (+2 vs prior Q) | 29 (-8 vs prior Q) | 123 (-4 vs prior Q) | 132 (+1 vs prior Q) | -531K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| DIMENSIONAL FUND ADVISORS LP | $335,850,698 | 3,720,925 | 9.30% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $335,413,381 | 3,716,080 | 9.28% | Shares |
| STATE STREET CORP | $315,720,746 | 3,490,328 | 8.74% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $258,801,415 | 2,867,288 | 7.16% | Shares |
| North Reef Capital Management LP | $246,612,253 | 2,732,243 | 6.83% | Shares |
| Independent Advisor Alliance | $238,968,763 | 2,647,560 | 6.61% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $148,217,620 | 1,641,838 | 4.10% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $145,691,645 | 1,614,133 | 4.03% | Shares |
| CONGRESS ASSET MANAGEMENT CO | $107,614,300 | 1,192,270 | 2.98% | Shares |
| Channing Capital Management, LLC | $89,687,571 | 993,658 | 2.48% | Shares |
| JENNISON ASSOCIATES LLC | $85,454,468 | 946,759 | 2.37% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $72,182,095 | 799,713 | 2.00% | Shares |
| NORGES BANK | $64,200,043 | 711,279 | 1.78% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $63,302,136 | 701,331 | 1.75% | Shares |
| SEGALL BRYANT & HAMILL, LLC | $63,275,239 | 701,033 | 1.75% | Shares |
| Davis Asset Management, L.P. | $56,123,668 | 621,800 | 1.55% | Shares |
| AMERICAN CENTURY COMPANIES INC | $55,352,266 | 613,253 | 1.53% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $41,098,266 | 455,332 | 1.14% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $38,080,604 | 421,899 | 1.05% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $34,418,665 | 381,328 | 0.95% | Shares |
| FORT WASHINGTON INVESTMENT ADVISORS INC /OH/ | $33,816,360 | 374,655 | 0.94% | Shares |
| GOLDMAN SACHS GROUP INC | $28,161,301 | 312,002 | 0.78% | Shares |
| FMR LLC | $26,108,517 | 289,259 | 0.72% | Shares |
| LOOMIS SAYLES & CO L P | $24,267,935 | 268,867 | 0.67% | Shares |
| OBERWEIS ASSET MANAGEMENT INC/ | $23,882,796 | 264,600 | 0.66% | Shares |
| Penn Capital Management Company, LLC | $23,529,344 | 260,137 | 0.65% | Shares |
| WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC | $22,908,530 | 253,806 | 0.63% | Shares |
| VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P. | $21,940,672 | 243,083 | 0.61% | Shares |
| Glenmede Investment Management, LP | $19,771,413 | 269,696 | 0.55% | Shares |
| Public Sector Pension Investment Board | $19,551,850 | 216,617 | 0.54% | Shares |
| AMERIPRISE FINANCIAL INC | $18,696,010 | 207,105 | 0.52% | Shares |
| Nuveen, LLC | $18,036,746 | 199,831 | 0.50% | Shares |
| RHUMBLINE ADVISERS | $15,598,166 | 172,813 | 0.43% | Shares |
| Fisher Asset Management, LLC | $15,524,720 | 172,000 | 0.43% | Shares |
| Qube Research & Technologies Ltd | $14,337,982 | 158,852 | 0.40% | Shares |
| MORGAN STANLEY | $13,071,075 | 144,815 | 0.36% | Shares |
| FRANKLIN RESOURCES INC | $12,709,420 | 140,809 | 0.35% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $12,512,383 | 138,626 | 0.35% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $12,136,360 | 134,460 | 0.34% | Shares |
| BlackRock, Inc. | $11,876,501 | 131,581 | 0.33% | Shares |
| Phocas Financial Corp. | $11,729,468 | 129,952 | 0.32% | Shares |
| Swiss National Bank | $11,674,589 | 129,344 | 0.32% | Shares |
| Edgestream Partners, L.P. | $11,624,134 | 128,785 | 0.32% | Shares |
| SHAPIRO CAPITAL MANAGEMENT LLC | $10,740,940 | 119,000 | 0.30% | Shares |
| Nuveen Asset Management, LLC | $10,320,984 | 164,951 | 0.29% | Shares |
| Brandywine Global Investment Management, LLC | $10,266,416 | 138,231 | 0.28% | Shares |
| BANK OF AMERICA CORP /DE/ | $9,555,285 | 105,864 | 0.26% | Shares |
| Impax Asset Management Group plc | $9,026,000 | 100,000 | 0.25% | Shares |
| Legal & General Group Plc | $8,735,453 | 96,781 | 0.24% | Shares |
| Congress Wealth Management LLC / DE / | $8,092,099 | 125,071 | 0.22% | Shares |
| Universal- Beteiligungs- und Servicegesellschaft mbH | $7,076,204 | 78,398 | 0.20% | Shares |
| STRS OHIO | $7,040,280 | 78,000 | 0.19% | Shares |
| ALLIANCEBERNSTEIN L.P. | $6,448,993 | 82,690 | 0.18% | Shares |
| Foundry Partners, LLC | $6,385,146 | 110,911 | 0.18% | Shares |
| Nilsine Partners, LLC | $6,207,180 | 68,770 | 0.17% | Shares |
| ENVESTNET ASSET MANAGEMENT INC | $6,204,690 | 68,742 | 0.17% | Shares |
| FIRST TRUST ADVISORS LP | $6,163,855 | 68,290 | 0.17% | Shares |
| VANGUARD ASSET MANAGEMENT, Ltd | $6,045,164 | 66,975 | 0.17% | Shares |
| MARTIN & CO INC /TN/ | $5,973,971 | 66,186 | 0.17% | Shares |
| PRUDENTIAL FINANCIAL INC | $5,955,806 | 65,985 | 0.16% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $5,876,235 | 75,346 | 0.16% | Shares |
| VOYA INVESTMENT MANAGEMENT LLC | $5,782,507 | 64,065 | 0.16% | Shares |
| PEREGRINE CAPITAL MANAGEMENT LLC | $5,779,077 | 64,027 | 0.16% | Shares |
| AlphaQuest LLC | $5,075,835 | 68,343 | 0.14% | Shares |
| BARCLAYS PLC | $4,990,476 | 55,290 | 0.14% | Shares |
| Quantinno Capital Management LP | $4,567,772 | 50,606 | 0.13% | Shares |
| VANGUARD GROUP INC | $4,542,427 | 61,161 | 0.13% | Shares |
| Trexquant Investment LP | $4,192,396 | 46,448 | 0.12% | Shares |
| New Age Alpha Advisors, LLC | $4,068,470 | 45,075 | 0.11% | Shares |
| STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM | $4,047,710 | 44,845 | 0.11% | Shares |
| OAK RIDGE INVESTMENTS LLC | $4,039,767 | 44,757 | 0.11% | Shares |
| GAMCO INVESTORS, INC. ET AL | $3,827,024 | 42,400 | 0.11% | Shares |
| Rafferty Asset Management, LLC | $3,543,969 | 39,264 | 0.10% | Shares |
| MetLife Investment Management, LLC | $3,473,476 | 38,483 | 0.10% | Shares |
| Campbell & CO Investment Adviser LLC | $3,451,723 | 38,242 | 0.10% | Shares |
| Vanguard Global Advisers, LLC | $3,343,772 | 37,046 | 0.09% | Shares |
| De Lisle Partners LLP | $3,337,001 | 36,935 | 0.09% | Shares |
| TWO SIGMA INVESTMENTS, LP | $3,198,273 | 35,434 | 0.09% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $3,106,749 | 34,420 | 0.09% | Shares |
| Engineers Gate Manager LP | $3,041,311 | 33,695 | 0.08% | Shares |
| Illinois Municipal Retirement Fund | $2,963,868 | 32,837 | 0.08% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $2,936,790 | 32,537 | 0.08% | Shares |
| Zurcher Kantonalbank (Zurich Cantonalbank) | $2,918,647 | 32,336 | 0.08% | Shares |
| Cutler Capital Management, LLC | $2,776,311 | 30,759 | 0.08% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $2,751,125 | 30,480 | 0.08% | Shares |
| State of Tennessee, Department of Treasury | $2,713,667 | 30,065 | 0.08% | Shares |
| Integrated Quantitative Investments LLC | $2,677,563 | 29,665 | 0.07% | Shares |
| Corient Private Wealth LP | $2,663,192 | 29,505 | 0.07% | Shares |
| Horizon Investments, LLC | $2,533,237 | 28,066 | 0.07% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $2,527,280 | 28,000 | 0.07% | Shares |
| WESBANCO BANK INC | $2,511,665 | 27,827 | 0.07% | Shares |
| State of New Jersey Common Pension Fund D | $2,497,946 | 27,675 | 0.07% | Shares |
| Louisiana State Employees Retirement System | $2,491,176 | 27,600 | 0.07% | Shares |
| MONTAG A & ASSOCIATES INC | $2,412,078 | 26,665 | 0.07% | Shares |
| FJ Capital Management LLC | $2,380,788 | 26,377 | 0.07% | Shares |
| Invesco Ltd. | $2,380,698 | 26,376 | 0.07% | Shares |
| Linden Thomas Advisory Services, LLC | $2,282,405 | 25,287 | 0.06% | Shares |
| XTX Topco Ltd | $2,272,296 | 25,175 | 0.06% | Shares |
| STIFEL FINANCIAL CORP | $2,223,240 | 24,631 | 0.06% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $2,208,572 | 24,469 | 0.06% | Shares |
Company insiders 44 insiders · 10 officers · 13 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Palmer H Proctor JR | CEO | May 6, 2026 G | 409,028 | 0 | 0 | $0 |
| Nicole S Stokes | CFO | Feb. 24, 2026 F | 85,472 | 0 | 1 | $-79 |
| Lawton E Bassett III | Bank President | Feb. 24, 2026 F | 114,031 | 0 | 0 | $0 |
| Douglas D Strange | Chief Credit Officer | April 29, 2026 G | 29,640 | 0 | 2 | $-14,761 |
| Jody L Spencer | Chief Legal Officer | Feb. 24, 2026 F | 55,646 | 0 | 0 | $0 |
| Ross L Creasy | Chief Information Officer | Feb. 24, 2026 F | 57,718 | 0 | 1 | $-79 |
| Michael T Pierson | Chief Governance Officer | Feb. 24, 2026 F | 83,330 | 0 | 0 | $0 |
| William D Mckendry | Chief Risk Officer | Feb. 24, 2026 F | 46,786 | 0 | 0 | $0 |
| James A Lahaise | Chief Strategy Officer | Feb. 24, 2026 F | 109,414 | 0 | 1 | $-550,738 |
| Andrew B Cheney | Corporate Banking Executive | Dec. 12, 2017 M | 113,157 | 0 | 0 | $0 |
| Rodney D Bullard | Director | June 22, 2026 A | 16,841 | 0 | 0 | $0 |
| William H Stern | Director | June 22, 2026 A | 49,254 | 2 | 0 | $47,509 |
| Claire E Mclean | Director | May 21, 2026 A | 4,785 | 0 | 0 | $0 |
| William I. Bowen Jr. | Director | May 21, 2026 A | 29,980 | 0 | 0 | $0 |
| William Millard Choate | Director | May 21, 2026 A | 11,000 | 0 | 0 | $0 |
| HILL LEO J | Director | May 21, 2026 A | 16,263 | 0 | 0 | $0 |
| Daniel B Jeter | Director | May 21, 2026 A | 47,097 | 0 | 0 | $0 |
| Robert P Lynch | Director | May 21, 2026 A | 213,176 | 0 | 0 | $0 |
| James B Miller JR | Director | May 21, 2026 A | 1,581,518 | 0 | 0 | $0 |
| Elizabeth A Mccague | Director | Feb. 4, 2020 P | 10,132 | 0 | 0 | $0 |
| Jimmy D Veal | Director | Dec. 12, 2019 S | 80,496 | 0 | 0 | $0 |
| Gloria A O'Neal | Director | July 23, 2019 A | 5,044 | 0 | 0 | $0 |
| Jon S Edwards | — | March 7, 2024 S | 59,691 | 0 | 0 | $0 |
| Cindi H Lewis | — | Feb. 18, 2021 A | 99,769 | 0 | 0 | $0 |
| Dennis J Zember JR | — | Feb. 28, 2019 F | 212,056 | 0 | 0 | $0 |
| Edwin W Hortman JR | — | Sept. 14, 2018 F | 205,378 | 0 | 0 | $0 |
| Brooks Sheldon | — | Dec. 16, 2014 A | 78,924 | 0 | 0 | $0 |
| Raymond J Fulp | — | Dec. 16, 2014 A | 17,749 | 0 | 0 | $0 |
| Charles A Robinson | — | Feb. 8, 2012 G | 28,621 | 0 | 0 | $0 |
| Michael F Mcdonald | — | April 23, 2010 S | 14,496 | 0 | 0 | $0 |
| Marc J Bogan | — | April 15, 2010 F | 16,865 | 0 | 0 | $0 |
| Gregory H Walls | — | Feb. 23, 2010 A | 2,112 | 0 | 0 | $0 |
| Glenn A Kirbo | — | May 28, 2009 S | 8,864 | 0 | 0 | $0 |
| Johnny W Floyd | — | Feb. 5, 2009 I | 420 | 0 | 0 | $0 |
| John C Hipp III | — | May 30, 2008 F | 21,754 | 0 | 0 | $0 |
| Johnny R Myers | — | Feb. 19, 2008 A | 1,263 | 0 | 0 | $0 |
| Henry C Wortman | — | July 31, 2007 P | 53,953 | 0 | 0 | $0 |
| Thomas T Dampier | — | July 13, 2007 F | 19,428 | 0 | 0 | $0 |
| Kenneth J Hunnicutt | — | Nov. 16, 2006 S | 201,372 | 0 | 0 | $0 |
| Marc E Demott | — | Aug. 31, 2006 S | 6,567 | 0 | 0 | $0 |
| Eugene M Vereen JR | — | Aug. 5, 2005 G | 52,596 | 0 | 0 | $0 |
| Mitchell O Smith JR | — | Jan. 11, 2005 P | 848 | 0 | 0 | $0 |
| Doyle Weltzbarker | — | Jan. 11, 2005 P | 67,485 | 0 | 0 | $0 |
| Edwin W Lane JR | — | July 13, 2004 P | 54,868 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 78 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| DPST · Direxion Shares ETF Trust | 0.95% | 55,121 NS | April 30, 2026 | N-PORT |
| PSC · Principal Exchange-Traded Funds | 0.45% | 115,173 NS | June 30, 2026 | N-PORT |
| EBIT · Harbor ETF Trust | 0.33% | 438 NS | April 30, 2026 | N-PORT |
| FNK · First Trust Exchange-Traded AlphaDE… | 0.31% | 7,783 NS | April 30, 2026 | N-PORT |
| JPSE · J.P. Morgan Exchange-Traded Fund Tr… | 0.30% | 20,643 NS | April 30, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.30% | 260,866 NS | April 30, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.29% | 461,754 NS | April 30, 2026 | N-PORT |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0.28% | 24,094 NS | April 30, 2026 | N-PORT |
| BKSE · BNY Mellon ETF Trust | 0.25% | 2,326 NS | April 30, 2026 | N-PORT |
| SAA · ProShares Trust | 0.24% | 769 NS | May 31, 2026 | N-PORT |
| FNX · First Trust Exchange-Traded AlphaDE… | 0.22% | 34,915 NS | April 30, 2026 | N-PORT |
| RSSL · Global X Funds | 0.17% | 28,335 NS | April 30, 2026 | N-PORT |
| GSSC · Goldman Sachs ETF Trust | 0.16% | 19,022 NS | May 31, 2026 | N-PORT |
| FSMD · FIDELITY COVINGTON TRUST | 0.15% | 43,017 NS | April 30, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.14% | 448,459 NS | May 31, 2026 | N-PORT |
| ITWO · ProShares Trust | 0.14% | 3,081 NS | May 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.13% | 218,472 NS | April 30, 2026 | N-PORT |
| FNDA · SCHWAB STRATEGIC TRUST | 0.12% | 130,500 NS | May 31, 2026 | N-PORT |
| SCHA · SCHWAB STRATEGIC TRUST | 0.11% | 308,593 NS | May 31, 2026 | N-PORT |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.09% | 1,502 NS | April 30, 2026 | N-PORT |
| UWM · ProShares Trust | 0.08% | 2,410 NS | May 31, 2026 | N-PORT |
| FNCL · FIDELITY COVINGTON TRUST | 0.07% | 17,307 NS | April 30, 2026 | N-PORT |
| URTY · ProShares Trust | 0.06% | 2,441 NS | May 31, 2026 | N-PORT |
| TILT · FlexShares Trust | 0.05% | 12,936 NS | April 30, 2026 | N-PORT |
| SMDX · Tidal Trust III | 0.05% | 694 NS | April 30, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.03% | 58,425 NS | April 30, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.03% | 1,553 NS | April 30, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.03% | 2,707 NS | May 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.03% | 132,089 NS | April 30, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.02% | 5,826 NS | April 30, 2026 | N-PORT |
| HDG · ProShares Trust | 0.02% | 61 NS | May 31, 2026 | N-PORT |
| JSTC · Tidal Trust I | 0.02% | 907 NS | May 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.02% | 5,659 NS | April 30, 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0.02% | 24,996 NS | May 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.01% | 14,955 NS | April 30, 2026 | N-PORT |
| FNDB · SCHWAB STRATEGIC TRUST | 0.01% | 1,356 NS | May 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.01% | 19,654 NS | April 30, 2026 | N-PORT |
| EBI · RBB Fund Trust | 0.01% | 584 NS | May 31, 2026 | N-PORT |
| SCHB · SCHWAB STRATEGIC TRUST | 0.01% | 37,814 NS | May 31, 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.00% | 253 NS | May 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VB · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VBR · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VFMO · VANGUARD WELLINGTON FUND | — | — | July 30, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | — | — | July 30, 2026 | Daily |
| VFMF · VANGUARD WELLINGTON FUND | — | — | July 30, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | — | — | July 15, 2026 | Daily |
| VIOO · VANGUARD ADMIRAL FUNDS | — | — | July 15, 2026 | Daily |
| VIOG · VANGUARD ADMIRAL FUNDS | — | — | July 30, 2026 | Daily |