ACIW Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $50.15
Market Cap (MRQ) $5.08B
P/E (TTM) 23.1
EPS (TTM) $2.17
Revenue (TTM) $1.82B
ROE (TTM) 15.6%
Debt/Equity (MRQ) 0.5
52W Range $38–$61

ACIW Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
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Stock splits 2
Ex-date Split Type
July 11, 2014 3-for-1 Forward
July 2, 1996 2-for-1 Forward

About ACI Worldwide, Inc. - Common Stock Company overview from Wikipedia

05 · wikidata

ACI Worldwide is a digital payments software company headquartered in Elkhorn, Nebraska, that processes billions of transactions daily equating to trillions of U.S. dollars for customers in 94 countries. Banks, financial institutions, merchants, billers, acquirers, issuers, and other third-party payment service providers use its intelligent solutions to deploy secure payment rails across all channels.

Partnerships

ACI Worldwide has partnered with organizations like AWS, Google, Red Hat, IBM, Mastercard, Visa, and other fintech innovators to enable banks, merchants, and billers to easily and securely accept, transform, and transmit any payment instantly on a platform.

History

ACI was founded in Omaha, Nebraska as Applied Communications Inc, on

September 1, 1975, to develop software for communications applications using the new NonStop computers from Tandem Computers. The founders were James Cody, Dave Willadsen, and Dennis Gates. Chuck Hackett, Charly Foglesong, and Mike May began ACI's relationship with Tandem. Early projects involved building systems to handle ATMs and front ends for core banking systems, which led to the launch of the first product, BASE24, in 1982. BASE24 was coined by a salesman to represent "Baseline Software for 24 hour-per-day system operations".

BASE24 was expanded over time to service transactions from other channels, such as POS terminals and bank branch systems. The product portfolio grew to cover functions related to card transactions, such as clearing, settlement and fraud detection. The hardware support for these products was extended to suppliers IBM, HP, Stratus and Sun Microsystems.

In the 1990s, ACI's product range was expanded to cover wholesale banking payments with software for ACH transactions and wire transfers leading to the acquisition of IntraNet, Inc. in 1998, and adding the Money Transfer System product.

Since 1995, ACI has been publicly traded on NASDAQ, initially under the name Transaction Systems Architects (TSA), and, since July 2007, under the name ACI Worldwide, Inc. (ACIW). Prior to that ACI had periods of ownership by US West and Tandem, and as a private company.

Acquisitions

1998: IntraNet, Inc. was acquired by ACI Worldwide's predecessor Transaction Systems Architects, Inc. IntraNet, Inc. manufactured software systems to facilitate electronic payments.

2005: S2 Systems signed an agreement to sell substantially all its assets to Transaction Systems Architects, Inc.

2005: Restructuring of Transaction Systems Architects, Inc. into a highly focused organization, merging ACI, Insession, and IntraNet into one operating unit under the name ACI Worldwide. The name change became official in July 2007.

2006: P&H Solutions Inc., a provider of a Web-based corporate cash management product, was acquired by ACI Worldwide.

2006: Electronic Payment Systems AG (eps) was acquired.

2007: Stratasoft Sdn Bhd was acquired.

2007: Visual WEB Solutions Inc., a financial banking applications company, was acquired.

2009: Euronet Essentis was purchased by ACI to expand card issuing and merchant management capabilities

2011: The acquisition of ISD Corporation was announced to broaden the functionality of ACI's payments products for retailers.

2012: S1 Corporation was acquired to broaden ACI's suite of payment offerings for financial organizations, processors and retailers.

2012: North Data Uruguay S.A. was acquired.

2012: Distra Pty Ltd was acquired.

2013: Online Resources Corporation was acquired.

2013: Official Payments Holdings, a provider of electronic bill payment technology, was acquired. The company processed approximately 20 million payments, totaling over $9 billion annually.

2013: Profesionales en Transacciones Electronicas S.A. (PTESA) was acquired.

2014: An agreement to acquire Retail Decisions (ReD) was announced and completed on August 12, 2014.

2015: PAY.ON, which provides white-label hosted payment gateway services, was acquired.

2019: ACI enters agreement to acquire Speedpay, Western Union's U.S. bill pay business, for $750 million

2019: Walletron was acquired.

See also

Payment system

Payment gateway

Payment service provider

Digital banking

Transaction banking

Electronic billing

Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗

Wikidata ↗

sectorTechnology industryTechnology employees2,930 countryUS

10-Year Performance Revenue, net income, margins and EPS trends

06
Revenue$1.76B
2016-12-31 → 2025-12-31
EPS$2.16
2016-12-31 → 2025-12-31
Free Cash Flow$310M
2016-12-31 → 2025-12-31
Net margin12.4%
2016-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend ACIW 5Y avg Peer Median Verdict
P/E (TTM) 23.15Y avg ≈25.5 ≈25.5 38.8 Undervalued
P/S (TTM) 2.85Y avg ≈2.6 ≈2.6 2.8 Undervalued
P/B (MRQ) 3.45Y avg ≈3.0 ≈3.0 · ·
EV / EBITDA 13.55Y avg ≈12.9 ≈12.9 · ·
Price / FCF (TTM) 16.35Y avg ≈18.3 ≈18.3 · ·
Price / Cash Flow (TTM) 15.45Y avg ≈17.1 ≈17.1 15.2 Fair value
EV / Revenue 3.35Y avg ≈3.2 ≈3.2 · ·
EV / FCF 18.65Y avg ≈22.7 ≈22.7 · ·
Price / Tangible Book 36.6 · · ·
PEG Ratio ≈0.8 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 38.0%
Next Report Nov 04, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Aug 5, 2026 $0.31 $0.30 3.0%
March 31, 2026 $0.37 $0.33 12.7%
Dec. 31, 2025 $0.62 $0.82 -24.0%
Sept. 30, 2025 $0.88 $0.82 7.6%
June 30, 2025 $0.12 $0.10 26.1%
March 31, 2025 $0.55 $0.18 202.4%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 16
Metric Trend 202520242023202220212020201920182017201620152014
Revenue $1.76B$1.59B$1.45B$1.42B$1.37B$1.29B$1.26B$1.01B$1.02B$1.01B$1.05B$1.02B
Cost of Revenue $898M$792M$719M$696M$639M$622M$617M$430M$452M$445M$472M$430M
SG&A Expense $143M$118M$117M$114M$124M$152M$135M$107M$153M$114M$87M$95M
Operating Expenses $1.43B$1.29B$1.23B$1.22B$1.16B$1.15B$1.13B$884M$940M$785M$918M$878M
Operating Income $330M$308M$220M$204M$210M$145M$124M$126M$85M$221M$128M$138M
Interest Expense ··$78M$53M$45M$57M$64M$42M$39M$40M$41M$40M
Interest Income $15M$16M$14M$13M$12M$12M$12M$11M$564.0K$530.0K$386.0K$575.0K
Other Non-op $20M$-1M$-9M$43M$-1M$-1M$520.0K$-4M$-3M$4M$26M$-240.0K
Pretax Income $307M$250M$148M$207M$175M$99M$72M$92M$44M$186M$113M$99M
Income Tax $80M$47M$26M$64M$47M$26M$5M$23M$38M$56M$28M$31M
Net Income $227M$203M$122M$142M$128M$73M$67M$69M$5M$130M$85M$68M
EPS (Basic) $2.18$1.93$1.12$1.25$1.09$0.62$0.58$0.59$0.04$1.10$0.73$0.59
EPS (Diluted) $2.16$1.91$1.12$1.24$1.08$0.62$0.57$0.59$0.04$1.09$0.72$0.58
Shares (Basic) 103,956,000105,491,000108,497,000113,700,000117,407,000116,397,000116,175,000116,057,000118,059,000117,533,000117,465,000114,798,000
Shares (Diluted) 104,805,000106,493,000108,857,000114,238,000118,647,000118,079,000118,571,000117,632,000119,444,000118,847,000118,919,000116,771,000
EBITDA $427M$419M$343M$331M$343M$285M$246M$223M$187M$325M$225M$225M
Balance Sheet 27
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents $196M$216M$164M$125M$122M$165M$121M$149M$70M$76M$102M$77M
Receivables $446M$414M$452M$404M$320M$168M$151M$348M$263M$268M$219M$227M
Prepaid Expense $30M$29M$31M$28M$25M$24M$25M$23M$23M$26M$27M$24M
Other Current Assets $20M$12M$36M$17M$18M$17M$24M$14M$58M$34M$22M$40M
Current Assets $1.09B$991M$1.41B$1.11B$937M$1.15B$920M$566M$422M$408M$383M$374M
PP&E (Net) $37M$35M$38M$52M$63M$65M$70M$73M$80M$79M$61M$60M
PP&E (Gross) $161M$169M$176M$193M$188M$188M$207M$190M$183M$162M$135M$121M
Accum. Depreciation $123M$134M$138M$141M$125M$123M$136M$117M$103M$83M$74M$61M
Goodwill $1.23B$1.23B$1.23B$1.23B$1.28B$1.28B$1.28B$910M$910M$910M$913M$781M
Intangibles $147M$165M$196M$229M$283M$322M$357M$168M$191M$204M$257M$261M
Other Non-current Assets $29M$53M$63M$67M$62M$54M$73M$52M$36M$39M$34M$70M
Total Assets $3.10B$3.03B$3.44B$3.21B$3.16B$3.39B$3.26B$2.12B$1.86B$1.90B$1.98B$1.85B
Accounts Payable $65M$45M$46M$48M$41M$41M$37M$40M$35M$43M$55M$50M
Current Liabilities $706M$603M$1.04B$859M$754M$906M$612M$297M$322M$376M$385M$379M
Capital Leases $23M$23M$29M$34M$43M$40M$47M$0····
Deferred Tax $39M$40M$41M$40M$36M$41M$32M$32M$17M$26M$28M$13M
Other Non-current Liabilities $29M$27M$25M$36M$35M$40M$45M$44M$38M$41M$32M$23M
Total Liabilities $1.59B$1.60B$2.12B$2.02B$1.91B$2.18B$2.13B$1.07B$1.10B$1.15B$1.32B$1.27B
Long-term Debt $818M$925M$1.04B$1.09B$1.07B$1.16B$1.37B$672M$686M$744M$924M$892M
Total Debt $818M$925M$1.04B$1.09B$1.07B$1.16B$1.37B$672M$686M$744M$939M$892M
Common Stock $702.0K$702.0K$702.0K$702.0K$702.0K$702.0K$702.0K$702.0K$702.0K$702.0K$702.0K$698.0K
Retained Earnings $1.82B$1.60B$1.39B$1.27B$1.13B$1.00B$931M$864M$551M$546M$417M$331M
Treasury Stock $965M$785M$675M$666M$476M$388M$378M$356M$320M$298M$253M$283M
AOCI $-103M$-121M$-109M$-118M$-100M$-92M$-92M$-93M$-77M$-94M$-72M$-20M
Stockholders' Equity $1.52B$1.42B$1.32B$1.19B$1.24B$1.21B$1.13B$1.05B$765M$755M$654M$581M
Liabilities + Equity $3.10B$3.03B$3.44B$3.21B$3.16B$3.39B$3.26B$2.12B$1.86B$1.90B$1.98B$1.85B
Shares Outstanding 102,712,071105,254,913108,077,738108,068,828115,730,046117,112,185115,986,352116,123,361117,096,731117,336,797119,033,770115,637,804
Cash Flow 17
Metric Trend 202520242023202220212020201920182017201620152014
D&A $97M$111M$122M$127M$133M$140M$123M$97M$102M$103M$97M$87M
Stock-based Comp $71M$41M$25M$30M$27M$30M$37M$20M$14M$44M$18M$11M
Deferred Tax $943.0K$-13M$-4M$2M$4M$3M$-22M$-6M$22M$18M$19M$8M
Amort. of Intangibles $21M$30M$34M$36M$37M$37M$32M$19M$19M$21M$23M$25M
Restructuring ········$2M$5M$1M$9M
Other Non-cash $-72M$17M$-96M$-157M$-72M$90M$-67M$3M$3M$-194M$-38M$-25M
Operating Cash Flow $323M$359M$169M$143M$220M$315M$133M$184M$146M$100M$188M$161M
CapEx $13M$15M$9M$13M$21M$18M$23M$18M$26M$41M$27M$18M
Investing Cash Flow $7M$-45M$-38M$60M$-45M$-31M$-830M$-45M$-54M$130M··
Stock Issued $3M$3M$3M$4M$3M$4M$4M$3M$3M$3M$3M$3M
Stock Repurchased $203M$128M$28M$207M$107M$29M$36M$55M$37M$60M·$70M
Net Stock Activity $-199M$-125M$-25M$-203M$-104M$-25M$-32M$-51M$-34M$-57M$3M$-67M
Financing Cash Flow $-337M$-288M$-112M$-171M$-257M$-160M$668M$-58M$-98M$-251M··
Net Change in Cash $-6M$26M$24M$31M$-81M$124M$-31M$79M$-6M$-26M$25M$-18M
Taxes Paid $90M$48M$65M$44M$46M$28M$28M$32M$38M$19M$24M$23M
Free Cash Flow $310M$343M$160M$130M$200M$318M$115M$166M$120M$59M$156M$131M
Levered FCF ··$95M$94M$167M$277M$55M$134M$116M$31M$125M$104M
Profitability 7
Metric Trend 202520242023202220212020201920182017201620152014
Operating Margin 18.8%19.3%15.2%14.3%15.3%11.2%9.8%12.5%8.3%22.0%12.2%13.6%
Net Margin 12.9%12.7%8.4%10.0%9.3%5.6%5.3%6.8%0.50%12.9%8.2%6.7%
Pretax Margin 17.4%15.7%10.2%14.5%12.8%7.6%5.7%9.1%4.2%18.4%10.8%9.7%
EBITDA Margin 24.3%26.3%23.6%23.3%25.1%22.0%19.6%22.1%18.2%32.3%21.6%22.1%
ROA 7.4%6.3%3.6%4.5%3.9%2.2%2.5%3.5%0.27%6.7%4.5%3.8%
ROE 15.6%14.8%9.6%11.9%10.5%6.2%6.1%6.9%0.68%18.4%13.8%12.0%
ROIC 10.4%10.6%7.7%6.1%6.6%4.5%4.6%5.5%0.69%10.3%6.0%6.4%
Liquidity & Solvency 5
Metric Trend 202520242023202220212020201920182017201620152014
Current Ratio 1.51.61.41.31.21.31.51.91.31.11.01.1
Quick Ratio 0.91.00.60.60.40.40.81.71.00.90.80.8
Debt / Equity 0.50.60.80.90.91.01.20.60.91.01.41.5
LT Debt / Equity 0.50.60.70.90.80.91.20.60.90.91.31.4
Interest Coverage ··2.83.84.72.61.93.02.25.53.13.5
Efficiency 2
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 0.60.50.40.40.40.40.50.50.50.50.50.6
Receivables Turnover 4.13.73.43.98.38.13.63.33.94.14.74.7
Per Share 6
Metric Trend 202520242023202220212020201920182017201620152014
Book Value / Share $14.79$13.53$12.25$11.04$10.76$10.30$9.74$9.03$6.53$6.43$5.50$5.03
Revenue / Share $16.79$14.97$13.34$12.45$11.55$10.96$10.61$8.58$8.57$8.46$8.80$8.70
Cash Flow / Share $3.08$3.37$1.55$1.26$1.86$2.85$1.16$1.56$1.22$0.84$1.54$1.28
Cash / Share $1.91$2.06$1.52$1.16$1.05$1.41$1.05$1.28$0.60$0.65$0.86$0.67
Dividend Paid / Share ········$0.00$0.00$0.00$0.00
EPS (TTM) $2.16$1.91$1.12$1.24$1.08$0.62$0.57$0.59$0.04$1.09$0.72$0.58
Growth Rates 9
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 10.4%9.8%2.2%3.7%5.9%·······
Revenue CAGR 3Y 7.4%5.2%3.9%·········
Revenue CAGR 5Y 6.3%···········
EPS YoY 13.1%70.5%-9.7%14.8%74.2%·······
EPS CAGR 3Y 20.3%20.9%21.8%·········
EPS CAGR 5Y 28.3%···········
Net Income YoY 11.6%67.2%-14.5%11.3%75.9%·······
Net Income CAGR 3Y 16.8%16.7%18.7%·········
Net Income CAGR 5Y 25.6%···········
Valuation (TTM) 14
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $1.76B$1.59B$1.45B$1.42B$1.37B$1.29B$1.26B$1.01B$1.02B$1.01B$1.05B$1.02B
Net Income TTM $227M$203M$122M$142M$128M$73M$67M$69M$5M$130M$85M$68M
Market Cap $4.91B$5.46B$3.31B$2.49B$4.02B$4.50B$4.39B$3.21B$2.65B$2.13B$2.55B$2.33B
Enterprise Value $5.53B$6.17B$4.18B$3.45B$4.96B$5.49B$5.65B$3.74B$3.27B$2.80B$3.38B$3.15B
P/E 22.127.227.318.532.162.066.546.9566.816.729.734.8
P/S 2.83.42.31.72.93.53.53.22.62.12.42.3
P/B 3.23.82.52.13.23.73.93.13.52.83.94.0
P / Tangible Book 34.9166.0··········
P / Cash Flow 15.215.219.617.318.213.431.917.518.221.313.915.7
P / FCF 15.815.920.719.120.114.138.419.422.036.116.417.8
EV / EBITDA 13.014.712.210.414.419.322.916.717.58.615.014.0
EV / FCF 17.818.026.226.524.817.249.322.627.147.421.724.0
EV / Revenue 3.13.92.92.43.64.24.53.73.22.83.23.1
Earnings Yield 4.5%3.7%3.7%5.4%3.1%1.6%1.5%2.1%0.18%6.0%3.4%2.9%

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $1.76B $1.59B $1.45B $1.42B $1.37B
Operating Margin % 18.8% 19.3% 15.2% 14.3% 15.3%
Net Income $227M $203M $122M $142M $128M
Diluted EPS $2.16 $1.91 $1.12 $1.24 $1.08

Institutional owners (13F) 405 filers · $5.8B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 405
Value held $5.8B
New positions 47
Exited positions 46
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
47 (-12 vs prior Q) 46 (-16 vs prior Q) 144 (-5 vs prior Q) 129 (+10 vs prior Q) +3.5M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $823,820,657 16,381,401 14.31% Shares
VANGUARD GROUP INC $641,004,208 13,407,325 11.14% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $407,955,347 8,112,057 7.09% Shares
FRANKLIN RESOURCES INC $336,699,798 6,695,164 5.85% Shares
FMR LLC $329,192,060 6,545,875 5.72% Shares
VANGUARD CAPITAL MANAGEMENT LLC $230,680,129 4,586,998 4.01% Shares
STATE STREET CORP $215,942,710 4,294,891 3.75% Shares
GEODE CAPITAL MANAGEMENT, LLC $170,956,259 3,398,962 2.97% Shares
DIMENSIONAL FUND ADVISORS LP $158,683,333 3,155,479 2.76% Shares
FULLER & THALER ASSET MANAGEMENT, INC. $137,410,799 2,732,368 2.39% Shares
North Reef Capital Management LP $131,608,930 2,617,000 2.29% Shares
REINHART PARTNERS, LLC. $121,916,062 2,424,247 2.12% Shares
Hood River Capital Management LLC $117,169,112 2,329,869 2.04% Shares
MORGAN STANLEY $105,775,805 2,103,315 1.84% Shares
ALLIANCEBERNSTEIN L.P. $95,464,103 2,327,825 1.66% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $88,538,261 1,760,554 1.54% Shares
LONDON CO OF VIRGINIA $80,229,956 1,594,274 1.39% Shares
CONGRESS ASSET MANAGEMENT CO $80,077,069 1,592,306 1.39% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $67,501,501 1,342,245 1.17% Shares
NORGES BANK $65,826,945 1,308,947 1.14% Shares
NORTHERN TRUST CORP $63,922,111 1,271,070 1.11% Shares
RICE HALL JAMES & ASSOCIATES, LLC $50,621,663 1,006,595 0.88% Shares
NOMURA ASSET MANAGEMENT INTERNATIONAL INC. $48,358,000 961,578 0.84% Shares
MASSACHUSETTS FINANCIAL SERVICES CO /MA/ $39,118,026 777,849 0.68% Shares
GOLDMAN SACHS GROUP INC $37,425,415 744,192 0.65% Shares
VANGUARD FIDUCIARY TRUST CO $36,730,408 730,372 0.64% Shares
VOYA INVESTMENT MANAGEMENT LLC $36,474,029 725,274 0.63% Shares
Bank of New York Mellon Corp $31,948,834 635,292 0.56% Shares
AQR CAPITAL MANAGEMENT LLC $30,557,128 612,982 0.53% Shares
PRINCIPAL FINANCIAL GROUP INC $30,120,189 598,930 0.52% Shares
SEI INVESTMENTS CO $29,465,834 585,920 0.51% Shares
NORTH STAR ASSET MANAGEMENT INC $29,128,521 579,211 0.51% Shares
Nuveen, LLC $29,073,756 578,122 0.51% Shares
Aristotle Capital Boston, LLC $27,756,361 551,926 0.48% Shares
BANK OF AMERICA CORP /DE/ $27,391,053 544,662 0.48% Shares
Invesco Ltd. $27,047,924 537,839 0.47% Shares
MetLife Investment Management, LLC $26,716,160 531,242 0.46% Shares
Swedbank AB $22,334,392 444,112 0.39% Shares
SEGALL BRYANT & HAMILL, LLC $22,226,068 441,958 0.39% Shares
CITADEL ADVISORS LLC $22,188,149 441,204 0.39% Shares
VICTORY CAPITAL MANAGEMENT INC $22,126,545 439,979 0.38% Shares
ENVESTNET ASSET MANAGEMENT INC $21,505,547 427,631 0.37% Shares
UBS Group AG $21,363,997 424,816 0.37% Shares
VAN LANSCHOT KEMPEN INVESTMENT MANAGEMENT N.V. $19,830,252 394,318 0.34% Shares
WEITZ INVESTMENT MANAGEMENT, INC. $18,491,633 367,700 0.32% Shares
Public Sector Pension Investment Board $17,563,380 349,242 0.31% Shares
WCM INVESTMENT MANAGEMENT, LLC $17,159,819 346,593 0.30% Shares
PALISADE CAPITAL MANAGEMENT, LP $16,789,618 333,856 0.29% Shares
NEW YORK STATE COMMON RETIREMENT FUND $16,622,002 330,523 0.29% Shares
PRUDENTIAL FINANCIAL INC $15,597,544 310,152 0.27% Shares

Show all 405 institutional owners →

Activists & 5%+ owners 2 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
STARBOARD VALUE LP, STARBOARD VALUE AND OPPORTUNITY MASTER FUND LTD, STARBOARD VALUE AND OPPORTUNITY S LLC, STARBOARD VALUE AND OPPORTUNITY C LP, STARBOARD VALUE R LP, STARBOARD VALUE R GP LLC, STARBOARD VALUE AND OPPORTUNITY MASTER FUND L LP, STARBOARD VALUE L LP, STARBOARD LEADERS CHARLIE II LLC, STARBOARD LEADERS FUND LP, STARBOARD VALUE A LP, STARBOARD VALUE A GP LLC, STARBOARD X MASTER FUND LTD, STARBOARD VALUE GP LLC, STARBOARD PRINCIPAL CO LP, STARBOARD PRINCIPAL CO GP LLC, JEFFREY C. SMITH, PETER A. FELD ×4 filings April 1, 2022 · Initial filing · SEC
ACI Worldwide, Inc., Olympic Acquisition Corp. ×4 filings Nov. 6, 2013 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 58 insiders · 10 officers · 12 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Thomas W Warsop III President and CEO June 1, 2026 D 483,017 0 0 $0
Robert William Leibrock Chief Financial Officer Sept. 24, 2026 D 200,725 0 0 $0
Scott W Behrens Former Chief Financial Officer Aug. 11, 2025 D 532,354 0 0 $0
Ronald Craig Shultz GM, ACI Speedpay Sept. 6, 2026 D 58,825 0 0 $0
Erich J Litch GM, Payment Software Sept. 6, 2026 D 36,990 0 0 $0
Abraham Kuruvilla Chief Technology Officer Dec. 4, 2025 D 87,046 0 1 $-200,775
Alessandro Silva Chief Revenue Officer April 15, 2025 D 75,490 0 0 $0
Deborah L Guerra Chief Product Officer Aug. 11, 2024 D 66,428 0 0 $0
Ram Kumar Puppala Chief Technology Officer May 17, 2023 S 31,297 0 0 $0
Jeremy Wilmot Chief Product Officer Nov. 30, 2022 M 76,673 0 0 $0
Kimberly A. Debeers Director June 2, 2026 A 7,295 0 0 $0
Juan Benitez II Director June 2, 2026 A 22,601 1 0 $100,560
Mary P Harman Director June 2, 2026 A 40,108 0 0 $0
Didier R Lamouche Director June 2, 2026 A 8,950 0 0 $0
Adalio T Sanchez Director June 2, 2026 A 70,098 1 0 $122,940
Samir Michael Zabaneh Director June 2, 2026 A 47,302 0 0 $0
Todd R Ford Director June 2, 2026 A 8,950 0 0 $0
MCCALLUM KATRINKA Director June 2, 2026 A 20,201 0 0 $0
Janet O Estep Director June 18, 2025 S 77,631 0 0 $0
Charles E Peters JR Director June 3, 2025 A 86,185 0 0 $0
James C Hale III Director May 31, 2024 S 69,912 0 0 $0
Evanthia Aretakis · March 17, 2022 D 152,014 0 0 $0
Odilon Almeida · March 17, 2022 D 247,555 0 0 $0
Charles K Bobrinskoy · June 2, 2021 A 13,408 0 0 $0
Dennis Byrnes · March 17, 2021 D 404,945 0 0 $0
Craig S Saks · Nov. 16, 2020 S 108,663 0 0 $0
Michael Braatz · Sept. 15, 2020 G 62,075 0 0 $0
David A Poe · June 9, 2020 A 73,026 0 0 $0
Pamela H Patsley · June 9, 2020 A 26,130 0 0 $0
Carolyn B Homberger · March 17, 2020 A 111,260 0 0 $0
Craig A Maki · March 4, 2019 A 335,716 0 0 $0
Philip G Heasley · March 4, 2019 A 1,349,430 0 0 $0
SUWINSKI JAN · June 8, 2018 M 136,896 0 0 $0
John M Shay Jr · Feb. 26, 2018 M 23,115 0 0 $0
Anthony M Scotto JR · Feb. 1, 2018 M 158,124 0 0 $0
James Mcgroddy · Dec. 13, 2017 M 46,896 0 0 $0
Daniel J Frate · July 1, 2017 D 144,558 0 0 $0
Apratim Purakayastha · Aug. 17, 2015 M 21,246 0 0 $0
John D Curtis · May 4, 2015 M 26,014 0 0 $0
John E Stokely · March 17, 2015 M 19,539 0 0 $0
Harlan F Seymour · Aug. 14, 2014 M 85,539 0 0 $0
David Neil Morem · Feb. 24, 2014 D 13,349 0 0 $0
Charles H Linberg · Feb. 19, 2013 D 30,388 0 0 $0
Alfred R Berkeley III · March 16, 2012 M 18,378 0 0 $0
Ronald J Totaro · March 19, 2010 M 16,631 0 0 $0
Dave L Mccann · Sept. 16, 2009 F 40,553 0 0 $0
Richard N Launder · Feb. 1, 2009 F 22,555 0 0 $0
Mark R Vipond · Aug. 15, 2008 M 36,117 0 0 $0
Henry C Lyons · Feb. 1, 2008 A · 0 0 $0
Anthony J Parkinson · June 1, 2006 M 5,896 0 0 $0
Roger K Alexander · March 7, 2006 A 2,500 0 0 $0
Jim D Kever · March 7, 2006 A 3,500 0 0 $0
Gregory D Derkacht · Feb. 23, 2006 M 0 0 0 $0
Dennis D Jorgensen · Dec. 3, 2004 M 0 0 0 $0
Edward C Fuxa · March 23, 2004 M 1,433 0 0 $0
Donald P Newman · March 9, 2004 A · 0 0 $0
Frank R Sanchez · March 9, 2004 A · 0 0 $0
Dwight G Hanson · Sept. 18, 2003 M 17,582 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 57 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
PSCT · Invesco Exchange-Traded Fund Trust … 2.07% 223,248 SH Oct. 2, 2026 Daily
XSHQ · Invesco Exchange-Traded Fund Trust … 1.11% 64,595 SH Oct. 2, 2026 Daily
CAFG · Pacer Funds Trust 0.75% 3,927 NS July 31, 2026 N-PORT
FNY · First Trust Exchange-Traded AlphaDE… 0.54% 54,754 NS July 31, 2026 N-PORT
JSMD · Janus Detroit Street Trust 0.50% 91,468 NS July 31, 2026 N-PORT
VIOG · VANGUARD ADMIRAL FUNDS 0.37% 79,865 SH Aug. 19, 2026 Daily
IWO · iShares Trust 0.35% 973,255 SH Sept. 11, 2026 Daily
QVMS · Invesco Exchange-Traded Fund Trust … 0.33% 15,761 SH Oct. 2, 2026 Daily
VTWG · VANGUARD SCOTTSDALE FUNDS 0.30% 110,127 SH Aug. 19, 2026 Daily
VIOO · VANGUARD ADMIRAL FUNDS 0.28% 355,621 SH Aug. 19, 2026 Daily
NUSC · Nushares ETF Trust 0.25% 56,452 NS July 31, 2026 N-PORT
BKSE · BNY Mellon ETF Trust 0.24% 3,711 NS July 31, 2026 N-PORT
BBSC · J.P. Morgan Exchange-Traded Fund Tr… 0.23% 27,353 NS July 31, 2026 N-PORT
PRFZ · Invesco Exchange-Traded Fund Trust 0.20% 106,502 SH Oct. 2, 2026 Daily
ESML · iShares Trust 0.20% 105,668 SH Sept. 11, 2026 Daily
VIOV · VANGUARD ADMIRAL FUNDS 0.19% 73,345 SH Aug. 19, 2026 Daily
IGV · iShares Trust 0.18% 464,778 SH Sept. 11, 2026 Daily
IWM · iShares Trust 0.18% 2,673,123 SH Sept. 11, 2026 Daily
ISCG · iShares Trust 0.17% 31,969 SH Sept. 11, 2026 Daily
FNX · First Trust Exchange-Traded AlphaDE… 0.17% 40,964 NS July 31, 2026 N-PORT
FAD · First Trust Exchange-Traded AlphaDE… 0.16% 16,440 NS July 31, 2026 N-PORT
VFMV · VANGUARD WELLINGTON FUND 0.16% 13,238 SH Aug. 19, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.16% 591,968 SH Aug. 19, 2026 Daily
FSMD · FIDELITY COVINGTON TRUST 0.16% 67,871 NS July 31, 2026 N-PORT
DFAT · Dimensional ETF Trust 0.15% 366,462 NS July 31, 2026 N-PORT
VBK · VANGUARD INDEX FUNDS 0.14% 1,352,081 SH Aug. 19, 2026 Daily
DFAS · Dimensional ETF Trust 0.12% 319,149 NS July 31, 2026 N-PORT
RWJ · Invesco Exchange-Traded Fund Trust … 0.11% 44,673 SH Oct. 2, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.10% 5,215 SH Oct. 2, 2026 Daily
FTEC · FIDELITY COVINGTON TRUST 0.09% 322,510 NS July 31, 2026 N-PORT
VGT · VANGUARD WORLD FUND 0.07% 2,481,599 SH Aug. 19, 2026 Daily
VXF · VANGUARD INDEX FUNDS 0.06% 1,166,781 SH Aug. 19, 2026 Daily
VB · VANGUARD INDEX FUNDS 0.06% 2,334,652 SH Aug. 19, 2026 Daily
WSML · iShares Trust 0.05% 6,362 SH Sept. 11, 2026 Daily
TECB · iShares Trust 0.03% 3,252 SH Sept. 11, 2026 Daily
DXUV · Dimensional ETF Trust 0.03% 3,113 NS July 31, 2026 N-PORT
DFUV · Dimensional ETF Trust 0.03% 86,282 NS July 31, 2026 N-PORT
IGM · iShares Trust 0.02% 47,783 SH Sept. 11, 2026 Daily
DFAC · Dimensional ETF Trust 0.02% 176,870 NS July 31, 2026 N-PORT
DFSU · Dimensional ETF Trust 0.02% 8,144 NS July 31, 2026 N-PORT
DCOR · Dimensional ETF Trust 0.01% 8,450 NS July 31, 2026 N-PORT
DFAU · Dimensional ETF Trust 0.01% 26,648 NS July 31, 2026 N-PORT
VTI · VANGUARD INDEX FUNDS 0.01% 3,234,383 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.01% 8,354 SH Aug. 19, 2026 Daily
ESGV · VANGUARD WORLD FUND 0.01% 22,675 SH Aug. 19, 2026 Daily
DFUS · Dimensional ETF Trust 0.01% 30,087 NS July 31, 2026 N-PORT
ITOT · iShares Trust 0.01% 141,839 SH Sept. 11, 2026 Daily
TILT · FlexShares Trust 0.01% 2,844 NS July 31, 2026 N-PORT
IWV · iShares Trust 0.01% 28,325 SH Sept. 10, 2026 Daily
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.00% 81,711 SH Aug. 19, 2026 Daily
IJR · iShares Trust · 6,208,430 SH Sept. 10, 2026 Daily
IJT · iShares Trust · 635,765 SH Sept. 9, 2026 Daily
IJS · iShares Trust · 308,088 SH Sept. 8, 2026 Daily
XJR · iShares Trust · 14,058 SH Aug. 31, 2026 Daily
ISCB · iShares Trust · 4,510 SH Sept. 11, 2026 Daily
SMLF · iShares Trust · 23,988 SH Sept. 11, 2026 Daily
SMMV · iShares Trust · 7,457 SH Aug. 19, 2026 Daily

ACIW Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 11 analysts BUY
Median target $66.00 +31.6%
3 27.3% Strong Buy
6 54.5% Buy
2 18.2% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

Mean target $67.33 +34.3%

← Below all targets Current price $50.15
Low$66.00 Mean$67.33 High$70.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
ACIW $4.91B 22.1 10.4% 12.9% 15.6% ·
QBTS $9.38B -23.6 178.5% -1444.1% -45.9% 82.6%
PEGA $10.17B 28.0 16.6% 22.5% 55.7% 75.9%
CORZ · · · · · ·
ZETA · -145.4 29.7% -2.4% -4.3% ·
OCTV · · · · · ·
BOX $3.57B 43.7 8.0% 9.8% -40.6% 79.2%
MARA $3.41B -2.4 38.2% -144.6% -34.5% ·
KVYO · -295.2 31.6% -2.6% -2.8% 74.7%
CCC $4.81B · 11.9% 0.16% 0.09% 73.5%
BILL $3.33B -328.7 13.0% -0.68% -0.31% 80.9%

Latest News Recent headlines mentioning this company

23

Trading Signals Recent buy/sell signals with entry price and risk/reward ratio

25

No open signal right now — no card is filled, and that's honest.

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed Aug 6, 2026