ALLY 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위

가격

$46.08

시가총액

$13.97B

P/E (TTM)

19.1

EPS (TTM)

$2.37

매출 (TTM)

$7.91B

배당 수익률

2.7%

ROE

5.7%

부채/자본

1.4

52주 범위

$36 – $47

ALLY 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의

10년 성과 매출, 순이익, 마진 및 EPS 추세

매출 및 순이익 $7.91B

2023-12-31 → 2025-12-31

EPS $2.37

2023-12-31 → 2025-12-31

잉여현금흐름 —

마진 10.8%

가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?

지표

5년 추세

ALLY

동종업계 중앙값

P/E (TTM)

19.1

13.9

P/S (TTM)

1.8

2.1

P/B

0.9

2.5

EV / EBITDA

18.4

—

수익성 총, 영업 및 순이익률; ROE, ROA, ROIC

지표

5년 추세

ALLY

동종업계 중앙값

Net Profit Margin (순이익률)

10.8%

14.0%

ROA

0.44%

3.0%

ROE

5.7%

19.0%

재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성

지표

5년 추세

ALLY

동종업계 중앙값

Debt / Equity (부채 / 자기자본 비율)

1.4

196.3

성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR

지표

5년 추세

ALLY

동종업계 중앙값

Revenue YoY (매출 YoY)

-3.3%

—

Revenue CAGR 3Y (매출 CAGR 3년)

-2.1%

—

Revenue CAGR 5Y (매출 CAGR 5년)

3.4%

—

EPS YoY

31.7%

—

Net Income YoY (순이익 YoY)

27.5%

—

주당 지표 EPS, 주당 순자산, 주당 현금 흐름, 주당 배당금

지표

5년 추세

ALLY

동종업계 중앙값

EPS (Diluted) (EPS (희석))

$2.37

—

자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율

지표

5년 추세

ALLY

동종업계 중앙값

Payout Ratio (지급 비율)

44.5%

—

배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR

배당 수익률

2.7%

지급 비율

44.5%

5년 배당 CAGR

—

배당락일	금액
2026년 5월 1일	$0.3000
2026년 2월 2일	$0.3000
2025년 10월 31일	$0.3000
2025년 8월 1일	$0.3000
2025년 5월 1일	$0.3000
2025년 1월 31일	$0.3000
2024년 11월 1일	$0.3000
2024년 8월 1일	$0.3000
2024년 4월 30일	$0.3000
2024년 1월 31일	$0.3000
2023년 10월 31일	$0.3000
2023년 7월 31일	$0.3000
2023년 4월 28일	$0.3000
2023년 1월 31일	$0.3000
2022년 10월 31일	$0.3000
2022년 7월 29일	$0.3000
2022년 4월 29일	$0.3000
2022년 1월 31일	$0.3000
2021년 10월 29일	$0.2500
2021년 7월 30일	$0.2500

ALLY 분석가 합의 강세 및 약세 애널리스트 의견, 12개월 목표 주가, 상승 여력

매수 24 명의 애널리스트

적극 매수 5 20.8%
매수 14 58.3%
보유 5 20.8%
매도 0 0.0%
적극 매도 0 0.0%

12개월 목표 주가

17 명의 애널리스트 · 2026-06-22

중앙값 $54.00

지금 $46.08

저가 $46.00

고가 $70.00

중앙값 목표 $54.00 +17.2%

평균 목표 $54.11 +17.4%

실적 기록 EPS 실제 vs 예상, 서프라이즈 %, 달성률, 다음 실적 발표일

평균 서프라이즈

0.13%

다음 실적

7월 16, 2026

기간	EPS Actual	EPS 예상	서프라이즈
2026년 3월 31일	$1.11	$0.95	0.16%
2025년 12월 31일	$1.09	$1.05	0.04%
2025년 9월 30일	$1.15	$1.03	0.12%
2025년 6월 30일	$0.99	$0.82	0.17%
2025년 3월 31일	$0.58	$0.43	0.15%

동료 비교 주요 지표 대 섹터 동종 기업

티커	시가총액	P/E	매출 YoY	순이익률	ROE	매출 총이익률
ALLY	$13.97B	19.1	-3.3%	10.8%	5.7%	—
AXP	$253.79B	24.1	6.4%	26.2%	32.9%	—
COF	$151.50B	60.1	36.6%	4.6%	2.2%	—
SYF	$28.95B	9.0	-2.8%	18.7%	21.1%	—
SOFI	$33.26B	67.1	23.1%	77.7%	5.5%	—
FCFS	$7.01B	21.5	8.0%	9.0%	15.3%	50.3%
OMF	$7.92B	10.3	8.9%	16.0%	23.3%	—
CACC	$4.74B	12.2	7.2%	18.3%	27.5%	—
FIGR	$0	92.8	48.7%	26.4%	16.9%	—
ENVA	$3.89B	13.6	18.6%	9.8%	24.3%	58.1%
NNI	—	11.3	21.1%	120.9%	12.2%	—

전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름

손익계산서 12

ALLY의 연간 손익계산서 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$7.91B	$8.18B	$8.23B	$8.43B	$8.21B	$6.69B	$6.39B	$5.80B	$5.76B	$5.44B	$4.86B	$4.65B
Interest Expense	·	·	$6.90B	$2.86B	$1.91B	$3.24B	$4.24B	$3.64B	$2.86B	$2.63B	$2.43B	$2.78B
Interest Income	·	·	·	·	·	·	$7.34B	$6.69B	$5.82B	$5.16B	$4.57B	$4.46B
Other Non-op	·	·	·	·	·	·	·	·	$1.54B	$1.53B	$1.14B	$1.28B
Pretax Income	$1.05B	$836M	$1.10B	$2.34B	$3.85B	$1.41B	$1.97B	$1.62B	$1.51B	$1.58B	$1.39B	$1.25B
Income Tax	$199M	$167M	$144M	$627M	$790M	$328M	$246M	$359M	$581M	$470M	$496M	$321M
Net Income	$852M	$668M	$957M	$1.71B	$3.06B	$1.08B	$1.72B	$1.26B	$929M	$1.07B	$1.29B	$1.15B
EPS (Basic)	$2.39	$1.82	$2.79	$5.06	$8.28	$2.89	$4.36	$2.97	$2.05	$2.15	$-2.66	$1.83
EPS (Diluted)	$2.37	$1.80	$2.77	$5.03	$8.22	$2.88	$4.34	$2.95	$2.04	$2.15	$-2.66	$1.83
Shares (Basic)	310,015,000	306,913,000	303,751,000	316,690,000	362,583,000	375,629,000	393,234,000	425,165,000	453,704,000	481,105,000	482,873,000	481,155
Shares (Diluted)	313,043,000	310,160,000	305,135,000	318,629,000	365,180,000	377,101,000	395,395,000	427,680,000	455,350,000	482,182,000	482,873,000	481,934
EBITDA	$1.40B	$1.20B	$1.25B	$1.33B	$1.26B	$1.55B	$1.55B	$1.65B	$1.86B	$2.38B	$2.80B	$2.94B

대차대조표 18

ALLY의 연간 대차대조표 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cash & Equivalents	$10.03B	$10.29B	$6.95B	$5.57B	$5.06B	$15.62B	$3.56B	$4.54B	$4.25B	$5.93B	$6.38B	$5.58B
PP&E (Net)	$1.15B	$1.25B	$1.28B	$1.28B	$1.18B	$726M	$646M	$564M	$456M	$376M	$235M	$225M
PP&E (Gross)	$2.28B	$2.23B	$2.15B	$2.35B	$2.14B	$1.54B	$1.33B	$1.25B	$1.06B	$901M	$691M	$775M
Accum. Depreciation	$1.13B	$973M	$871M	$1.08B	$955M	$815M	$686M	$686M	$608M	$525M	$456M	$550M
Goodwill	$190M	$551M	$669M	$822M	$822M	$343M	$393M	$240M	$240M	$240M	$27M	·
Intangibles	$0	$54M	$73M	$98M	$129M	$50M	$69M	$59M	·	·	·	·
Total Assets	$196.00B	$191.84B	$196.33B	$191.83B	$182.11B	$182.16B	$180.64B	$178.87B	$167.15B	$163.73B	$158.58B	$151.63B
Short-term Debt	$4.70B	$1.62B	$3.30B	$2.40B	$0	$2.14B	$5.53B	$9.99B	$11.41B	$12.67B	$8.10B	$7.06B
Total Liabilities	$180.50B	$177.93B	$182.63B	$178.97B	$165.06B	$167.46B	$166.23B	$165.60B	$153.65B	$150.41B	$145.14B	$136.23B
Long-term Debt	$17.07B	$17.50B	$17.57B	$17.76B	$17.03B	$22.01B	$34.03B	$44.19B	$44.23B	$54.13B	$66.23B	$66.38B
Total Debt	$21.77B	$19.12B	$20.87B	$20.16B	$17.03B	$24.14B	$39.56B	$54.18B	$55.43B	$66.49B	$74.00B	$73.17B
Common Stock	·	·	·	·	·	·	·	·	·	·	·	$1.30B
Retained Earnings	$633M	$270M	$91M	$-384M	$-1.60B	$-4.28B	$-4.06B	$-5.49B	$-6.41B	$-7.15B	$-8.11B	$-6.83B
Treasury Stock	$6.97B	$6.91B	$6.87B	$6.84B	$5.19B	$3.19B	$3.09B	$2.05B	$1.11B	$357M	$16M	$0
AOCI	$-2.79B	$-3.92B	$-3.82B	$-4.06B	$-158M	$631M	$123M	$-539M	$-235M	$-341M	$-231M	$-66M
Stockholders' Equity	$15.50B	$13.90B	$13.70B	$12.86B	$17.05B	$14.70B	$14.42B	$13.27B	$13.49B	$13.32B	$13.44B	$15.40B
Liabilities + Equity	$196.00B	$191.84B	$196.33B	$191.83B	$182.11B	$182.16B	$180.64B	$178.87B	$167.15B	$163.73B	$158.58B	$151.63B
Shares Outstanding	308,492,929	305,388,000	302,459,000	299,324,000	337,941,000	374,674,000	374,332,000	404,900,000	437,054,000	467,000,000	481,980,111	480,095,000

현금 흐름 15

ALLY의 연간 현금 흐름 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
D&A	$1.40B	$1.20B	$1.23B	$1.33B	$1.26B	$1.55B	$1.55B	$1.65B	$1.86B	$2.38B	$2.80B	$2.94B
Deferred Tax	$-168M	$28M	$18M	$553M	$116M	$242M	$179M	$331M	$539M	$453M	$487M	$311M
Amort. of Intangibles	$3M	$19M	$25M	$31M	$20M	$18M	$13M	$11M	$11M	$6M	·	·
Other Non-cash	$1.65B	$2.63B	$2.46B	$2.65B	$-395M	$862M	$601M	$907M	$752M	$665M	$518M	$-994M
Operating Cash Flow	$3.73B	$4.53B	$4.56B	$6.25B	$4.04B	$3.74B	$4.05B	$4.15B	$4.08B	$4.57B	$5.11B	$3.40B
Investing Cash Flow	$-5.26B	$4.99B	$-7.18B	$-17.26B	$-11.10B	$8.43B	$-3.77B	$-14.51B	$-8.73B	$-9.07B	$-10.00B	$-3.21B
Debt Issued	$4.67B	$4.34B	$5.71B	$7.12B	$3.00B	$3.66B	$6.92B	$18.40B	$17.97B	$14.15B	$30.66B	$27.19B
Net Debt Issued	$-508M	$-147M	$1.11B	$661M	$-3.07B	$-12.45B	$-10.31B	$461M	$-9.94B	$-12.26B	$-685M	$-3.26B
Stock Issued	·	·	·	·	·	·	·	·	·	·	$0	$0
Stock Repurchased	$59M	$38M	$33M	$1.65B	$1.99B	$106M	$1.04B	$939M	$753M	$341M	$16M	$0
Net Stock Activity	$-59M	$-38M	$-33M	$-1.65B	$-1.99B	$-106M	$-1.04B	$-939M	$-753M	$-341M	$0	$0
Dividends Paid	$379M	$372M	$368M	$384M	$324M	$289M	$273M	$242M	$184M	$108M	$2.57B	$268M
Financing Cash Flow	$1.96B	$-5.57B	$3.84B	$11.57B	$-3.85B	$25M	$-1.53B	$10.72B	$2.03B	$3.67B	$5.44B	$-145M
Net Change in Cash	$429M	$3.94B	$1.22B	$552M	$-10.90B	$12.19B	$-1.25B	$357M	$-2.61B	$-832M	$548M	$45M
Taxes Paid	$359M	$135M	$-27M	$-425M	$1.29B	$53M	·	·	·	·	·	·

수익성 5

ALLY의 연간 수익성 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Net Margin	10.8%	8.2%	12.4%	20.3%	37.3%	16.2%	26.8%	21.8%	16.1%	19.6%	26.5%	24.7%
Pretax Margin	13.3%	10.2%	13.2%	27.8%	47.0%	21.1%	30.8%	28.0%	26.1%	29.1%	28.7%	26.8%
EBITDA Margin	17.6%	14.7%	15.2%	15.8%	15.4%	23.2%	24.3%	28.4%	32.2%	43.8%	57.6%	63.1%
ROA	0.44%	0.35%	0.52%	0.90%	1.7%	0.59%	0.95%	0.72%	0.56%	0.66%	0.82%	0.76%
ROE	5.7%	4.7%	7.7%	13.6%	17.8%	7.5%	11.9%	9.6%	6.9%	7.9%	9.2%	7.5%

유동성 및 지급능력 2

ALLY의 연간 유동성 및 지급능력 데이터
지표	추세	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Debt / Equity		1.4	1.4	1.5	1.6	1.0	1.6	2.7	4.1	4.1	5.0	5.5	4.8
LT Debt / Equity		0.9	0.9	1.0	1.0	0.7	1.2	1.7	2.7	2.4	2.9	4.1	3.2

효율성 1

ALLY의 연간 효율성 데이터
지표	추세	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Asset Turnover		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0

주당 6

ALLY의 연간 주당 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Book Value / Share	$50.24	$45.53	$45.51	$42.96	$50.45	$39.24	$38.51	$32.77	$30.87	$28.52	$27.88	·
Revenue / Share	$25.28	$26.38	$26.92	$26.45	$22.47	$17.73	$16.17	$13.57	$12.66	$11.28	$10.07	$9.65
Cash Flow / Share	$11.91	$14.60	$15.28	$19.61	$11.07	$9.92	$10.24	$9.70	$8.96	$9.47	$10.55	$7.06
Cash / Share	$32.51	$33.70	$22.96	$18.61	$14.98	$41.69	$9.50	$11.21	$9.73	$12.71	$13.24	·
Dividend / Share	$1	$1	$1	$1	$1	$1	$1	$1	$0	$0	$0	$0
EPS (TTM)	$2.37	$1.80	$2.77	$5.03	$8.22	$2.88	$4.34	$2.95	$2.04	$2.15	$-2.66	$1.83

성장률 10

ALLY의 연간 성장률 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue YoY	-3.3%	-0.64%	-2.3%	2.7%	22.7%	·	·	·	·	·	·	·
Revenue CAGR 3Y	-2.1%	-0.10%	7.2%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	3.4%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	31.7%	-35.0%	-44.9%	-38.8%	185.4%	·	·	·	·	·	·	·
EPS CAGR 3Y	-22.2%	-39.7%	-1.3%	·	·	·	·	·	·	·	·	·
EPS CAGR 5Y	-3.8%	·	·	·	·	·	·	·	·	·	·	·
Net Income YoY	27.5%	-30.2%	-44.2%	-44.0%	182.0%	·	·	·	·	·	·	·
Net Income CAGR 3Y	-20.8%	-39.8%	-4.1%	·	·	·	·	·	·	·	·	·
Net Income CAGR 5Y	-4.7%	·	·	·	·	·	·	·	·	·	·	·
Dividend CAGR 5Y	5.6%	·	·	·	·	·	·	·	·	·	·	·

가치 평가 (TTM) 15

ALLY의 연간 가치 평가 (TTM) 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue TTM	$7.91B	$8.18B	$8.23B	$8.43B	$8.21B	$6.69B	$6.39B	$5.80B	$5.76B	$5.44B	$4.86B	$4.65B
Net Income TTM	$852M	$668M	$957M	$1.71B	$3.06B	$1.08B	$1.72B	$1.26B	$929M	$1.07B	$1.29B	$1.15B
Market Cap	$13.97B	$11.00B	$10.56B	$7.32B	$16.09B	$13.36B	$11.44B	$9.18B	$12.74B	$8.88B	$8.98B	·
Enterprise Value	$25.71B	$19.83B	$24.48B	$21.91B	$28.06B	$21.88B	$47.44B	$58.82B	$63.92B	$69.43B	$76.61B	·
P/E	19.1	20.0	12.6	4.9	5.8	12.4	7.0	7.7	14.3	8.8	-7.0	12.9
P/S	1.8	1.3	1.3	0.9	2.0	2.0	1.8	1.6	2.2	1.6	1.8	·
P/B	0.9	0.8	0.8	0.6	0.9	0.9	0.8	0.7	0.9	0.7	0.7	·
P / Tangible Book	0.9	0.8	0.8	0.6	1.0	0.9	·	·	·	·	·	·
P / Cash Flow	3.7	2.4	2.3	1.2	4.0	3.6	2.8	2.2	3.1	1.9	1.8	·
EV / EBITDA	18.4	16.5	19.6	16.5	22.2	14.1	30.5	35.7	34.4	29.1	27.4	·
EV / Revenue	3.2	2.4	3.0	2.6	3.4	3.3	7.4	10.1	11.1	12.8	15.8	·
Dividend Yield	2.7%	3.4%	3.5%	5.2%	2.0%	2.2%	2.4%	2.6%	1.4%	1.2%	28.6%	·
Earnings Yield	5.2%	5.0%	7.9%	20.6%	17.3%	8.1%	14.2%	13.0%	7.0%	11.3%	-14.3%	7.8%
Payout Ratio	44.5%	55.7%	36.1%	22.4%	10.6%	26.6%	15.9%	19.2%	19.8%	10.1%	199.5%	23.3%
Annual Payout	$379M	$372M	$368M	$384M	$324M	$289M	$273M	$242M	$184M	$108M	$2.57B	$268M

손익계산서 10

ALLY의 분기별 손익계산서 데이터
지표	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Revenue	$2.10B	$2.12B	$2.17B	$2.08B	$1.54B	$2.03B	$2.13B	$2.02B	$2.00B	$2.09B	$1.97B	$2.08B	$2.10B	$2.20B	$2.02B	$2.08B
Interest Expense	·	·	·	·	·	·	·	·	$1.92B	·	$1.85B	$1.68B	$1.46B	·	$804M	$467M
Pretax Income	$400M	$386M	$513M	$436M	$-284M	$109M	$265M	$279M	$183M	$84M	$228M	$403M	$388M	$445M	$417M	$634M
Income Tax	$81M	$59M	$115M	$84M	$-59M	$0	$67M	$60M	$40M	$70M	$-51M	$96M	$89M	$167M	$117M	$152M
Net Income	$319M	$327M	$398M	$352M	$-225M	$108M	$198M	$219M	$143M	$13M	$285M	$311M	$299M	$278M	$299M	$482M
EPS (Basic)	$0.94	$0.97	$1.19	$1.05	$-0.82	$0.26	$0.55	$0.63	$0.38	$-0.04	$0.85	$0.93	$0.90	$0.90	$0.88	$1.41
EPS (Diluted)	$0.93	$0.97	$1.18	$1.04	$-0.82	$0.26	$0.55	$0.62	$0.37	$-0.06	$0.84	$0.93	$0.89	$0.89	$0.88	$1.40
Shares (Basic)	310,992,000	-619,228,000	310,342,000	309,895,000	309,006,000	-613,176,000	307,312,000	306,774,000	306,003,000	-606,724,000	304,134,000	303,684,000	302,657,000	-649,265,000	308,220,000	322,057,000
Shares (Diluted)	313,219,000	-622,220,000	313,823,000	312,434,000	309,006,000	-619,191,000	311,044,000	309,886,000	308,421,000	-608,652,000	305,693,000	304,646,000	303,448,000	-653,296,000	310,086,000	324,027,000
EBITDA	$378M	·	·	·	$361M	·	·	·	$322M	·	·	·	$317M	·	·	·

대차대조표 17

ALLY의 분기별 대차대조표 데이터
지표	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Cash & Equivalents	$9.52B	$10.03B	$10.25B	$10.59B	$10.41B	$10.29B	$8.62B	$7.37B	$8.15B	·	$8.52B	$9.97B	$9.78B	·	$5.00B	$4.17B
PP&E (Net)	$1.12B	$1.15B	$1.18B	$1.20B	$1.22B	$1.25B	$1.27B	$1.27B	$1.27B	·	$1.28B	$1.28B	$1.27B	·	$1.27B	$1.26B
PP&E (Gross)	$2.27B	$2.28B	$2.27B	$2.25B	$2.21B	$2.23B	$2.19B	$2.21B	$2.16B	·	$2.42B	$2.44B	$2.39B	·	$2.33B	$2.28B
Accum. Depreciation	$1.15B	$1.13B	$1.09B	$1.05B	$989M	$973M	$923M	$935M	$890M	·	$1.14B	$1.15B	$1.12B	·	$1.06B	$1.02B
Goodwill	$190M	$190M	$190M	$190M	$190M	$551M	$669M	$669M	$669M	$669M	$822M	$822M	$822M	$822M	$822M	$822M
Intangibles	·	$0	$0	$0	$0	$54M	$58M	$62M	$67M	·	$79M	$85M	$91M	·	$104M	$112M
Total Assets	$197.27B	$196.00B	$191.71B	$189.47B	$193.33B	$191.84B	$192.98B	$192.53B	$192.88B	$196.33B	$195.70B	$197.24B	$196.16B	$191.83B	$188.64B	$185.70B
Short-term Debt	$4.13B	$4.70B	$3.88B	$3.86B	$3.34B	$1.62B	$1.77B	$3.12B	$0	·	$2.41B	$2.19B	$1.46B	·	$7.20B	$7.78B
Total Liabilities	$181.66B	$180.50B	$176.59B	$174.93B	$179.10B	$177.93B	$178.26B	$178.68B	$179.22B	·	$182.88B	$183.71B	$182.79B	·	$176.21B	$171.72B
Long-term Debt	$17.35B	$17.07B	$16.75B	$15.88B	$16.46B	$17.50B	$16.81B	$15.98B	$17.01B	·	$20.10B	$20.14B	$20.48B	·	$16.63B	$16.98B
Total Debt	$19.04B	·	$20.63B	$19.73B	$19.80B	·	$18.58B	$19.10B	$17.01B	·	$22.51B	$22.34B	$21.93B	·	$23.83B	$24.76B
Retained Earnings	$827M	$633M	$427M	$151M	$-78M	$270M	$595M	$360M	$188M	·	$197M	$23M	$-185M	·	$-544M	$-721M
Treasury Stock	$7.12B	$6.97B	$6.95B	$6.94B	$6.94B	$6.91B	$6.90B	$6.90B	$6.90B	·	$6.87B	$6.87B	$6.87B	·	$6.79B	$6.37B
AOCI	$-2.77B	$-2.79B	$-2.94B	$-3.22B	$-3.26B	$-3.92B	$-3.39B	$-4.01B	$-3.99B	·	$-4.76B	$-3.86B	$-3.78B	·	$-4.34B	$-3.01B
Stockholders' Equity	$15.61B	$15.50B	$15.12B	$14.55B	$14.23B	$13.90B	$14.72B	$13.85B	$13.66B	$13.70B	$12.82B	$13.53B	$13.38B	$12.86B	$12.43B	$13.98B
Liabilities + Equity	$197.27B	$196.00B	$191.71B	$189.47B	$193.33B	$191.84B	$192.98B	$192.53B	$192.88B	·	$195.70B	$197.24B	$196.16B	·	$188.64B	$185.70B
Shares Outstanding	307,407,671	308,492,929	307,827,978	307,786,642	307,152,469	305,387,550	304,714,784	304,655,610	303,977,972	302,459,000	301,629,751	301,618,768	300,820,617	299,324,000	300,335,089	312,781,366

현금 흐름 13

ALLY의 분기별 현금 흐름 데이터
지표	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
D&A	$378M	$369M	$338M	$329M	$361M	$335M	$248M	$260M	$310M	$304M	$310M	$296M	$316M	$327M	$334M	$327M
Amort. of Intangibles	$0	$0	$0	$0	$3M	$4M	$4M	$5M	$6M	$6M	$6M	$6M	$7M	$6M	$9M	$8M
Other Non-cash	$674M	·	·	·	$804M	·	·	·	$862M	·	·	·	$796M	·	·	·
Operating Cash Flow	$1.37B	$640M	$1.20B	$947M	$940M	$951M	$661M	$1.38B	$1.27B	$-123M	$1.66B	$1.59B	$1.41B	$1.17B	$1.60B	$1.83B
Investing Cash Flow	$-3.04B	$-4.45B	$-2.38B	$2.91B	$-1.34B	$1.21B	$1.39B	$-911M	$3.58B	$-2.97B	$-1.74B	$-2.10B	$-363M	$-3.35B	$-4.47B	$-3.75B
Debt Issued	$1.08B	$2.10B	$1.62B	$929M	$24M	$1.47B	$2.32B	$426M	$123M	$812M	$842M	$922M	$3.13B	$2.26B	$651M	$3.16B
Net Debt Issued	$257M	·	·	·	$-1.05B	·	·	·	$-576M	·	·	·	$2.70B	·	·	·
Stock Repurchased	$147M	$23M	$1M	$1M	$34M	$7M	$1M	$1M	$29M	$4M	$0	$2M	$27M	$51M	$415M	$600M
Net Stock Activity	$-147M	·	·	·	$-34M	·	·	·	$-29M	·	·	·	$-27M	·	·	·
Dividends Paid	$102M	$94M	$93M	$92M	$100M	$92M	$92M	$91M	$97M	$91M	$90M	$91M	$96M	$86M	$95M	$99M
Financing Cash Flow	$1.09B	$4.01B	$1.28B	$-3.77B	$438M	$-72M	$-874M	$-982M	$-3.64B	$1.41B	$-1.44B	$550M	$3.32B	$2.68B	$3.84B	$2.07B
Net Change in Cash	$-580M	$205M	$96M	$91M	$37M	$2.08B	$1.18B	$-516M	$1.20B	$-1.68B	$-1.52B	$43M	$4.37B	$500M	$963M	$144M
Taxes Paid	$12M	$198M	$53M	$95M	$13M	$41M	$49M	$38M	$7M	$15M	$29M	$79M	$-150M	$2M	$2M	$-450M

수익성 5

ALLY의 분기별 수익성 데이터
지표	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Net Margin	15.2%	·	18.4%	16.9%	-14.6%	·	17.0%	14.7%	7.9%	·	15.0%	15.8%	15.2%	·	14.8%	23.2%
Pretax Margin	19.0%	·	23.7%	20.9%	-18.4%	·	11.1%	12.8%	8.6%	·	11.6%	19.4%	18.5%	·	20.7%	30.5%
EBITDA Margin	18.0%	·	·	·	23.4%	·	·	·	16.2%	·	·	·	15.1%	·	·	·
ROA	0.16%	·	0.21%	0.18%	-0.12%	·	0.18%	0.15%	0.08%	·	0.15%	0.17%	0.17%	·	0.16%	0.26%
ROE	2.1%	·	2.7%	2.5%	-1.6%	·	2.6%	2.1%	1.2%	·	2.3%	2.4%	2.2%	·	2.0%	3.1%

유동성 및 지급능력 2

ALLY의 분기별 유동성 및 지급능력 데이터
지표	추세	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Debt / Equity		1.2	·	1.4	1.4	1.4	·	1.3	1.4	1.2	·	1.8	1.7	1.6	·	1.9	1.8
LT Debt / Equity		1.0	·	0.9	0.8	0.8	·	0.9	0.8	0.9	·	1.1	1.1	1.2	·	1.1	1.0

효율성 1

ALLY의 분기별 효율성 데이터
지표	추세	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Asset Turnover		0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0

주당 6

ALLY의 분기별 주당 데이터
지표	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Book Value / Share	$50.78	·	$49.11	$47.26	$46.34	·	$48.32	$45.46	$44.93	·	$42.52	$44.86	$44.47	·	$41.40	$44.71
Revenue / Share	$6.71	·	$6.91	$6.66	$4.99	·	$6.76	$6.45	$6.44	·	$6.44	$6.82	$6.92	·	$6.50	$6.41
Cash Flow / Share	$4.38	·	·	·	$3.04	·	·	·	$4.35	·	·	·	$4.72	·	·	·
Cash / Share	$30.96	·	$33.28	$34.41	$33.89	·	$28.28	$24.19	$26.82	·	$28.23	$33.06	$32.51	·	$16.66	$13.32
Dividend / Share	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
EPS (TTM)	$2.33	·	$1.66	$1.03	$0.61	·	$1.65	$1.94	$2.25	·	$3.54	$4.10	$5.03	·	$6.03	$7.56

가치 평가 (TTM) 13

ALLY의 분기별 가치 평가 (TTM) 데이터
지표	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Revenue TTM	$7.89B	·	$7.93B	$7.78B	$7.70B	·	$8.12B	$8.07B	$8.14B	·	$8.16B	$8.27B	$8.33B	·	$8.21B	$8.28B
Net Income TTM	$844M	·	$633M	$433M	$300M	·	$622M	$709M	$801M	·	$1.19B	$1.39B	$1.74B	·	$2.15B	$2.75B
Market Cap	$12.06B	·	$12.07B	$11.99B	$11.20B	·	$10.84B	$12.09B	$12.34B	·	$8.05B	$8.15B	$7.67B	·	$8.36B	$10.48B
Enterprise Value	$21.58B	·	$22.45B	$21.13B	$20.60B	·	$20.81B	$23.82B	$21.20B	·	$22.04B	$20.51B	$19.82B	·	$27.18B	$31.07B
P/E	16.8	·	23.6	37.8	59.8	·	21.6	20.4	18.0	·	7.5	6.6	5.1	·	4.6	4.4
P/S	1.5	·	1.5	1.5	1.5	·	1.3	1.5	1.5	·	1.0	1.0	0.9	·	1.0	1.3
P/B	0.8	·	0.8	0.8	0.8	·	0.7	0.9	0.9	·	0.6	0.6	0.6	·	0.7	0.7
P / Tangible Book	0.8	·	0.8	0.8	0.8	·	0.8	0.9	1.0	·	0.7	0.6	0.6	·	0.7	0.8
P / Cash Flow	8.8	·	·	·	11.9	·	·	·	9.2	·	·	·	5.4	·	·	·
EV / EBITDA	57.1	·	·	·	57.1	·	·	·	65.8	·	·	·	62.5	·	·	·
EV / Revenue	2.7	·	2.8	2.7	2.7	·	2.6	3.0	2.6	·	2.7	2.5	2.4	·	3.3	3.8
Earnings Yield	5.9%	·	4.2%	2.6%	1.7%	·	4.6%	4.9%	5.5%	·	13.3%	15.2%	19.7%	·	21.7%	22.6%
Payout Ratio	32.0%	·	·	·	-44.4%	·	·	·	61.8%	·	·	·	30.1%	·	·	·

재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년

손익계산서

	2025-12-31	2025-03-31	2024-12-31	2024-09-30	2024-06-30
매출	$7.91B	—	$8.18B	—	—
순이익	$852M	—	$668M	—	—
희석 EPS	$2.37	—	$1.80	—	—

대차대조표

	2025-12-31	2025-03-31	2024-12-31	2024-09-30	2024-06-30
부채 / 자기자본 비율	1.4	—	1.4	—	—

나의 지표 나만의 관심 목록 — 전체 기본 재무제표에서 선택한 항목

📊

중요한 지표를 선택하세요 — 위 전체 기본 재무제표의 아무 행 옆에 있는 ➕를 클릭하세요.

선택 항목이 저장되어 모든 티커에서 유지됩니다.

ALLY Ally Financial Inc. Common Stock

ALLY 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위

ALLY 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의

10년 성과 매출, 순이익, 마진 및 EPS 추세

가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?

수익성 총, 영업 및 순이익률; ROE, ROA, ROIC

재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성

성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR

주당 지표 EPS, 주당 순자산, 주당 현금 흐름, 주당 배당금

자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율

배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR

ALLY 분석가 합의 강세 및 약세 애널리스트 의견, 12개월 목표 주가, 상승 여력

12개월 목표 주가

실적 기록 EPS 실제 vs 예상, 서프라이즈 %, 달성률, 다음 실적 발표일

동료 비교 주요 지표 대 섹터 동종 기업

전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름

재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년

최신 뉴스 이 회사 관련 최근 헤드라인

나의 지표 나만의 관심 목록 — 전체 기본 재무제표에서 선택한 항목

ALLY 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위

ALLY 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의

이동 평균 및 오버레이

거래량

오실레이터

모멘텀 및 추세

10년 성과 매출, 순이익, 마진 및 EPS 추세

가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?

수익성 총, 영업 및 순이익률; ROE, ROA, ROIC

재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성

성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR

주당 지표 EPS, 주당 순자산, 주당 현금 흐름, 주당 배당금

자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율

배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR

ALLY 분석가 합의 강세 및 약세 애널리스트 의견, 12개월 목표 주가, 상승 여력

12개월 목표 주가

실적 기록 EPS 실제 vs 예상, 서프라이즈 %, 달성률, 다음 실적 발표일

동료 비교 주요 지표 대 섹터 동종 기업

전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름

재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년

최신 뉴스 이 회사 관련 최근 헤드라인

나의 지표 나만의 관심 목록 — 전체 기본 재무제표에서 선택한 항목