REFI Chicago Atlantic Real Estate Finance, Inc. - Common Stock
$11.33
价格 · 五月 20, 2026
截至...的财报数据 五月 7, 2026
52周区间
$11–$15
14% of range
分析师评级
BUY
11 analysts
目标价
$16
+45% upside
P/E (TTM)
7.3
ROE
11.7%
净利润率
65.0%
REFI 股票快照 价格、市值、P/E、EPS、ROE、负债/权益、52周范围
价格
$11.32
市值
$258M
P/E (TTM)
7.3
每股收益 (TTM)
$1.68
营收 (TTM)
—
股息收益率
17.0%
ROE
11.7%
负债/权益
—
52周区间
$11 – $15
REFI 股价图表 包含技术指标的日 OHLCV — 平移、缩放和自定义您的视图
Configure
10年表现 收入、净利润、利润率和每股收益趋势
营收与净利润
—
2022-12-31
→
2022-12-31
EPS
$1.68
2022-12-31
→
2025-12-31
自由现金流
—
利润率
65.0%
估值 P/E、P/S、P/B、EV/EBITDA 比率 — 该股票是昂贵还是便宜？
指标
5年趋势
REFI
同行中位数
P/E (TTM)
7.3
8.2
P/S (TTM) (市销率 (TTM))
4.9
2.3
P/B (市净率)
0.8
0.6
盈利能力 毛利率、营业利润率和净利率；股本回报率 (ROE)、资产回报率 (ROA)、投入资本回报率 (ROIC)
指标
5年趋势
REFI
同行中位数
Net Profit Margin (净利润率)
65.0%
21.9%
ROA
8.4%
0.87%
ROE
11.7%
6.0%
财务健康 债务、流动性、偿付能力 — 资产负债表强度
指标
5年趋势
REFI
同行中位数
成长 营收、每股收益 (EPS) 和净利润增长：同比、3年复合年增长率 (CAGR)、5年复合年增长率 (CAGR)
指标
5年趋势
REFI
同行中位数
EPS YoY
-10.6%
—
Net Income YoY (净利润同比增长)
-2.8%
—
资本效率 资产周转率、库存周转率、应收账款周转率
指标
5年趋势
REFI
同行中位数
Payout Ratio (派息率)
121.8%
—
股息 收益率、派息率、股息历史、5年CAGR
股息收益率
17.0%
派息率
121.8%
5年股息复合年增长率 (CAGR)
—
| 除息日 | 金额 |
|---|---|
| 2026年3月31日 | $0.4700 |
| 2025年12月31日 | $0.4700 |
| 2025年9月30日 | $0.4700 |
| 2025年6月30日 | $0.4700 |
| 2025年3月31日 | $0.4700 |
| 2024年12月31日 | $0.6500 |
| 2024年9月30日 | $0.4700 |
| 2024年6月28日 | $0.4700 |
| 2024年3月27日 | $0.4700 |
| 2023年12月28日 | $0.7600 |
| 2023年9月28日 | $0.4700 |
| 2023年6月29日 | $0.4700 |
| 2023年3月30日 | $0.4700 |
| 2022年12月29日 | $0.7600 |
| 2022年9月29日 | $0.4700 |
| 2022年6月29日 | $0.4700 |
| 2022年3月30日 | $0.4000 |
REFI 分析师共识 看涨和看跌分析师观点、12个月价格目标、上涨空间
买入
11 位分析师
- 强烈买入 2 18.2%
- 买入 6 54.5%
- 持有 3 27.3%
- 卖出 0 0.0%
- 强烈卖出 0 0.0%
12个月价格目标
4 位分析师 · 2026-05-19
中位数
$16.00
← 低于所有目标
$11.32
最低
$13.50
最高
$20.00
中位数目标
$16.00
+41.3%
平均目标
$16.38
+44.6%
收益历史 每股收益实际值 vs 预估值，惊喜%，达标率，下次财报日期
平均惊喜
-0.06%
| 期间 | EPS Actual | EPS 预期 | 惊喜 |
|---|---|---|---|
| 2026年3月31日 | $0.23 | $0.44 | -0.21% |
| 2025年12月31日 | $0.38 | $0.41 | -0.03% |
| 2025年9月30日 | $0.42 | $0.45 | -0.03% |
| 2025年6月30日 | $0.41 | $0.45 | -0.04% |
| 2025年3月31日 | $0.47 | $0.47 | 0.00% |
同行比较 关键指标与行业同行对比
| 股票代码 | 市值 | P/E | 营收同比增长 | 净利润率 | ROE | 毛利率 |
|---|---|---|---|---|---|---|
| REFI | $258M | 7.3 | — | 65.0% | 11.7% | — |
| KREF | $529M | -7.8 | -25.8% | -41.8% | -3.7% | — |
| CMTG | $429M | -0.9 | -24.4% | -260.4% | -29.7% | — |
| NREF | $262M | 4.9 | 67.7% | 261.0% | 33.5% | — |
| RC | $355M | -1.5 | 3.0% | -217.3% | -13.1% | — |
| ACRE | $263M | 4.4 | -21.3% | -1.6% | -0.17% | — |
| MITT | — | — | — | — | — | — |
| AOMR | — | — | — | — | — | — |
| SEVN | $201M | 8.9 | -16.7% | 52.5% | 5.2% | — |
| ACR | — | 711.3 | -4.2% | — | — | — |
| RPT | $126M | -46.1 | 65.7% | 9.6% | 0.55% | — |
完整基本面 所有年度指标 — 损益表、资产负债表、现金流量表
损益表 12
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | · | · | · | $49M | |
| SG&A Expense | $5M | $5M | $5M | $4M | |
| Operating Expenses | · | · | · | $17M | |
| Interest Expense | · | · | $6M | $3M | |
| Interest Income | $63M | $62M | $63M | $51M | |
| Pretax Income | $36M | $37M | $39M | $32M | |
| Income Tax | $0 | $0 | $0 | $0 | |
| Net Income | $36M | $37M | $39M | $32M | |
| EPS (Basic) | $1.71 | $1.92 | $2.14 | $1.83 | |
| EPS (Diluted) | $1.68 | $1.88 | $2.11 | $1.82 | |
| Shares (Basic) | 21,003,635 | 19,279,501 | 18,085,088 | 17,653,765 | |
| Shares (Diluted) | 21,431,650 | 19,713,916 | 18,343,725 | 17,746,214 |
资产负债表 13
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Cash & Equivalents | $15M | $26M | $8M | $6M | |
| Inventory | · | · | · | $1M | |
| Other Current Assets | $1M | $3M | $107.2K | · | |
| Total Assets | $425M | $435M | $359M | $343M | |
| Total Liabilities | $117M | $126M | $87M | $79M | |
| Long-term Debt | $49M | $49M | · | · | |
| Total Debt | · | · | · | $336M | |
| Common Stock | $210.8K | $208.3K | $182.0K | $176.9K | |
| Paid-in Capital | · | · | · | $269M | |
| Retained Earnings | $-16M | $-10M | $-6M | $-5M | |
| Stockholders' Equity | $308M | $309M | $272M | $264M | |
| Liabilities + Equity | $425M | $435M | $359M | $343M | |
| Shares Outstanding | 21,080,272 | 20,829,228 | 18,197,192 | 17,685,952 |
现金流 7
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Stock-based Comp | $3M | $3M | $1M | $435.6K | |
| Operating Cash Flow | $29M | $23M | $28M | $17M | |
| Investing Cash Flow | $9M | $-39M | $-2M | $-125M | |
| Stock Issued | $1M | $40M | $7M | $5M | |
| Net Stock Activity | $1M | $40M | $7M | $5M | |
| Dividends Paid | $44M | $42M | $39M | $28M | |
| Financing Cash Flow | $-49M | $35M | $-24M | $34M |
盈利能力 4
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Net Margin | 65.0% | 67.4% | 67.7% | 66.1% | |
| Pretax Margin | 65.0% | 67.4% | 67.7% | 66.1% | |
| ROA | 8.4% | 9.3% | 11.0% | 10.4% | |
| ROE | 11.7% | 12.3% | 14.1% | 12.1% |
流动性与偿付能力 1
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Debt / Equity | · | · | · | 1.3 |
效率 1
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | 0.2 | 0.2 |
增长率 4
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| EPS YoY | -10.6% | -10.9% | 15.9% | · | |
| EPS CAGR 3Y | -2.6% | · | · | · | |
| Net Income YoY | -2.8% | -4.3% | 19.9% | · | |
| Net Income CAGR 3Y | 3.7% | · | · | · |
估值 (TTM) 14
| 指标 | 趋势 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue TTM | $53M | $53M | $53M | $49M | |
| Net Income TTM | $36M | $37M | $39M | $32M | |
| Market Cap | $258M | $321M | $294M | $268M | |
| Enterprise Value | · | · | · | $598M | |
| P/E | 7.3 | 8.2 | 7.7 | 8.3 | |
| P/S | 4.9 | 6.1 | 5.6 | 5.5 | |
| P/B | 0.8 | 1.0 | 1.1 | 1.0 | |
| P / Tangible Book | 0.8 | 1.0 | 1.1 | 1.0 | |
| P / Cash Flow | 9.0 | 13.9 | 10.4 | 15.7 | |
| EV / Revenue | · | · | · | 12.2 | |
| Dividend Yield | 17.0% | 13.0% | 13.3% | 10.5% | |
| Earnings Yield | 13.7% | 12.2% | 13.0% | 12.1% | |
| Payout Ratio | 121.8% | 112.4% | 101.1% | 87.2% | |
| Annual Payout | $44M | $42M | $39M | $28M |
损益表 12
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | · | · | · | · | · | · | · | $14M | $15M | · | $13M | $11M | |
| SG&A Expense | $1M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $777.2K | |
| Operating Expenses | · | · | · | · | · | · | · | · | · | · | · | $5M | $4M | · | $3M | $4M | |
| Interest Expense | · | · | · | · | · | · | $2M | $2M | $2M | · | $1M | $994.9K | $2M | $1M | $861.3K | $276.6K | |
| Interest Income | $15M | $16M | $15M | $17M | $15M | $15M | $16M | $15M | $15M | $17M | $15M | $15M | $17M | $16M | $14M | $1M | |
| Pretax Income | $5M | $8M | $9M | $9M | $10M | $8M | $11M | $9M | $9M | $9M | $10M | $9M | $11M | $7M | $10M | $7M | |
| Income Tax | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | · | · | · | |
| Net Income | $5M | $8M | $9M | $9M | $10M | $8M | $11M | $9M | $9M | $9M | $10M | $9M | $11M | $7M | $10M | $7M | |
| EPS (Basic) | $0.23 | $0.39 | $0.42 | $0.42 | $0.48 | $0.40 | $0.57 | $0.47 | $0.48 | $0.51 | $0.55 | $0.48 | $0.60 | $0.42 | $0.55 | $0.42 | |
| EPS (Diluted) | $0.23 | $0.38 | $0.42 | $0.41 | $0.47 | $0.39 | $0.56 | $0.46 | $0.47 | $0.50 | $0.54 | $0.47 | $0.60 | $0.41 | $0.55 | $0.42 | |
| Shares (Basic) | 21,080,272 | -41,932,389 | 21,074,771 | 21,002,787 | 20,858,466 | -37,998,053 | 19,625,190 | 19,378,445 | 18,273,919 | -36,064,111 | 18,175,467 | 18,094,288 | 17,879,444 | -35,303,151 | 17,657,913 | 17,657,913 | |
| Shares (Diluted) | 21,484,118 | -42,806,123 | 21,485,776 | 21,487,106 | 21,264,891 | -38,875,369 | 20,058,417 | 19,890,376 | 18,640,492 | -36,452,820 | 18,562,930 | 18,273,512 | 17,960,103 | -35,496,464 | 17,752,290 | 17,752,413 |
资产负债表 13
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $28M | $15M | $29M | $36M | $10M | $26M | $7M | $7M | $7M | $8M | $9M | $18M | $5M | $6M | $9M | $7M | |
| Inventory | · | · | · | · | · | · | · | · | · | · | · | $994.8K | · | · | · | · | |
| Other Current Assets | $65.8K | $1M | $26.4K | $879.2K | $1M | $3M | $1M | $838.9K | $192.4K | $107.2K | · | · | · | · | · | · | |
| Total Assets | $436M | $425M | $427M | $455M | $415M | $435M | $366M | $386M | $384M | $359M | $352M | $331M | $323M | $343M | $340M | $338M | |
| Total Liabilities | $133M | $117M | $117M | $145M | $104M | $126M | $70M | $94M | $98M | $87M | $77M | $57M | $51M | $79M | $70M | $69M | |
| Long-term Debt | $49M | $49M | $49M | $49M | $49M | · | $54M | $77M | · | · | · | · | · | · | · | · | |
| Total Debt | · | · | · | · | · | · | · | · | · | · | · | $316M | $314M | · | $330M | $332M | |
| Common Stock | $210.8K | $210.8K | $210.8K | $210.7K | $208.9K | $208.3K | $196.3K | $196.2K | $191.0K | $182.0K | $181.8K | $181.8K | $180.9K | $176.9K | $176.6K | $176.6K | |
| Paid-in Capital | · | · | · | · | · | · | · | · | · | · | · | $276M | $275M | · | $269M | $269M | |
| Retained Earnings | $-21M | $-16M | $-13M | $-12M | $-10M | $-10M | $-4M | $-6M | $-6M | $-6M | $-1M | $-3M | $-3M | $-5M | $1M | $-353.0K | |
| Stockholders' Equity | $303M | $308M | $310M | $310M | $311M | $309M | $295M | $293M | $286M | $272M | $276M | $274M | $272M | $264M | $270M | $269M | |
| Liabilities + Equity | $436M | $425M | $427M | $455M | $415M | $435M | $366M | $386M | $384M | $359M | $352M | $331M | $323M | $343M | $340M | $338M | |
| Shares Outstanding | 21,080,272 | 21,080,272 | 21,075,298 | 21,074,625 | 20,893,785 | 20,829,228 | 19,634,482 | 19,624,458 | 18,197,192 | 18,197,192 | 18,182,241 | 18,175,393 | 18,088,683 | 17,685,952 | 17,742,915 | 17,752,290 |
现金流 7
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $865.4K | $909.8K | $928.7K | $881.1K | $649.3K | $845.5K | $845.5K | $836.3K | $531.3K | $537.1K | $540.4K | $263.8K | $138.3K | $107.3K | $84.9K | $122.5K | |
| Operating Cash Flow | $3M | $7M | $8M | $6M | $8M | $2M | $8M | $6M | $7M | $16M | $1000.0K | $10M | $2M | $5M | $5M | $4M | |
| Investing Cash Flow | $2M | $-7M | $14M | $-4M | $6M | $-41M | $24M | $-3M | $-19M | $-11M | $-22M | $5M | $25M | $-5M | $-2M | $-42M | |
| Stock Issued | $0 | $0 | $0 | $0 | $1M | $19M | $43.5K | $11M | $10M | $0 | $0 | $1M | $6M | $0 | $0 | $0 | |
| Net Stock Activity | $0 | · | · | · | $1M | · | · | · | $10M | · | · | · | $6M | · | · | · | |
| Dividends Paid | $10M | $10M | $10M | $10M | $14M | $9M | $9M | $9M | $14M | $9M | $9M | $9M | $13M | $8M | $8M | $7M | |
| Financing Cash Flow | $8M | $-13M | $-29M | $23M | $-30M | $59M | $-32M | $-3M | $11M | $-6M | $11M | $-2M | $-28M | $-4M | $-299.2K | $38M |
盈利能力 4
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 36.9% | · | 65.3% | 61.5% | 77.0% | · | 77.5% | 69.7% | 65.9% | · | 72.6% | 63.3% | 71.7% | · | 75.5% | 63.0% | |
| Pretax Margin | 36.9% | · | 65.3% | 61.5% | 77.0% | · | 77.5% | 69.7% | 65.9% | · | 72.6% | 63.3% | 71.7% | · | 75.5% | 63.0% | |
| ROA | 1.1% | · | 2.2% | 2.1% | 2.5% | · | 3.1% | 2.6% | 2.5% | · | 2.9% | 2.6% | 3.5% | · | 5.7% | 4.4% | |
| ROE | 1.6% | · | 2.9% | 2.9% | 3.4% | · | 3.9% | 3.2% | 3.1% | · | 3.6% | 3.2% | 4.0% | · | 7.2% | 5.6% |
流动性与偿付能力 1
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | · | · | · | · | · | · | · | · | · | · | 1.2 | 1.2 | · | 1.2 | 1.2 |
效率 1
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.1 | 0.1 |
估值 (TTM) 12
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $53M | · | $53M | $53M | $53M | · | $53M | $53M | $53M | · | $53M | $53M | $49M | · | $38M | · | |
| Net Income TTM | $33M | · | $39M | $39M | $39M | · | $39M | $37M | $38M | · | $39M | $37M | $36M | · | $29M | $20M | |
| Market Cap | $239M | · | $270M | $294M | $307M | · | $305M | $301M | $287M | · | $268M | $275M | $244M | · | $256M | $267M | |
| Enterprise Value | · | · | · | · | · | · | · | · | · | · | · | $573M | $553M | · | $577M | $593M | |
| P/E | 7.4 | · | 6.9 | 7.3 | 7.5 | · | 7.6 | 7.9 | 7.6 | · | 6.8 | 7.4 | 6.7 | · | 6.4 | 7.1 | |
| P/S | 4.5 | · | 5.1 | 5.6 | 5.8 | · | 5.8 | 5.7 | 5.4 | · | 5.1 | 5.2 | 5.0 | · | 6.7 | · | |
| P/B | 0.8 | · | 0.9 | 0.9 | 1.0 | · | 1.0 | 1.0 | 1.0 | · | 1.0 | 1.0 | 0.9 | · | 0.9 | 1.0 | |
| P / Tangible Book | 0.8 | · | 0.9 | 0.9 | 1.0 | · | 1.0 | 1.0 | 1.0 | · | 1.0 | 1.0 | 0.9 | · | 0.9 | 1.0 | |
| P / Cash Flow | 75.4 | · | · | · | 40.3 | · | · | · | 41.5 | · | · | · | 143.6 | · | · | · | |
| EV / Revenue | · | · | · | · | · | · | · | · | · | · | · | 10.8 | 11.3 | · | 15.1 | · | |
| Earnings Yield | 13.5% | · | 14.5% | 13.6% | 13.3% | · | 13.1% | 12.6% | 13.2% | · | 14.7% | 13.5% | 14.9% | · | 15.5% | 14.1% | |
| Payout Ratio | 204.7% | · | · | · | 135.5% | · | · | · | 158.8% | · | · | · | 126.1% | · | · | · |
财务报表 损益表、资产负债表、现金流量表 — 年度，近5年
损益表
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| 收入 | — | — | — | $49M | — |
| 净收入 | $36M | $37M | $39M | $32M | — |
| 稀释后每股收益 (EPS) | $1.68 | $1.88 | $2.11 | $1.82 | — |
资产负债表
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| 负债/股东权益比率 | — | — | — | 1.3 | 0.8 |
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