KINS Kingstone Companies, Inc - Common Stock
NASDAQ · Insurance · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 7, 2026
$18.50
· of 52w range
· above low
· to high
$13.8352w low
$20.9052w high
Market Cap (MRQ)
$268M
P/E (TTM)
7.5
EPS (TTM)
$2.48
Revenue (TTM)
$238M
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52W Range
$14–$21
Analyst Rating
BUY
Price Target
$24
P/E
7.5
ROE
31.5%
Net Profit Margin
14.8%
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KINS Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$18.50
Market Cap (MRQ)
$268M
P/E (TTM)
7.5
EPS (TTM)
$2.48
Revenue (TTM)
$238M
Div Yield
0.47%
ROE (TTM)
31.5%
Debt/Equity (MRQ)
0.0
52W Range
$14–$21
KINS Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| Aug. 26, 2004 | 1-for-5 | Reverse |
About Kingstone Companies, Inc - Common Stock Company overview from Wikipedia
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company sells insurance products include personal lines of insurance products, general liability policies commercial automobile policies and so on through independent retail and wholesale agents and brokers.
History
In 1886, the company was founded in Kingston, New York.
Operation
In December 2013, the company announced that it has commenced an underwritten public offering of 2,500,000 shares of its common stock to promote the insurance subsidiary, Kingstone Insurance Company.
In October 2020, Kingstone Companies, Inc. has reported its pre-tax disaster damages of net reinsurance between $8.5 million and $9 million for the third quarter of 2020.
Woolgar v. Kingstone Companies et al.
On 11 August 2020, Kingstone Companies, Inc. has confirmed that the U.S. District Court for the Southern District of New York today denied the defendant's request to withdraw the amended lawsuit in the putative shareholder class action litigation initially brought in 2019 against the corporation and several existing and former officers and directors.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
sectorFinancials
industryInsurance
employees113
countryUS
10-Year Performance Revenue, net income, margins and EPS trends
Revenue$215M2016-12-31 → 2025-12-31
EPS$2.882016-12-31 → 2025-12-31
Free Cash Flow$73M2016-12-31 → 2025-12-31
Net margin14.8%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | KINS | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 7.55Y avg ≈0.9 | ≈0.9 | 10.5 | Undervalued | |
| P/S (TTM) | 1.15Y avg ≈0.6 | ≈0.6 | 1.2 | Fair value | |
| P/B (MRQ) | 2.15Y avg ≈1.3 | ≈1.3 | 1.5 | Overvalued | |
| Price / FCF (TTM) | 3.25Y avg ≈1.0 | ≈1.0 | · | · | |
| Price / Cash Flow (TTM) | 3.15Y avg ≈-1.8 | ≈-1.8 | 5.9 | Undervalued | |
| Price / Tangible Book (MRQ) | 2.15Y avg ≈1.3 | ≈1.3 | · | · | |
| PEG Ratio | ≈0.1 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | KINS | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Pretax Margin (TTM) | 18.6%5Y avg ≈1.3% | ≈1.3% | 15.1% | Top tier | |
| Net Profit Margin (TTM) | 14.8%5Y avg ≈0.93% | ≈0.93% | 11.8% | Top tier | |
| ROA (TTM) | 8.1%5Y avg ≈0.81% | ≈0.81% | 4.1% | Top tier | |
| ROE (TTM) | 31.5%5Y avg ≈-4.7% | ≈-4.7% | 18.2% | Top tier |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | KINS | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity (MRQ) | 0.05Y avg ≈0.3 | ≈0.3 | 0.0 | High debt | |
| Long-Term Debt / Equity (MRQ) | 0.05Y avg ≈0.3 | ≈0.3 | · | · |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | KINS | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 38.5%5Y avg ≈12.1% | ≈12.1% | · | · | |
| Revenue CAGR 3Y | 18.2%5Y avg ≈6.7% | ≈6.7% | · | · | |
| Revenue CAGR 5Y | 10.3% | · | · | · | |
| EPS YoY | 94.6% | · | · | · | |
| Net Income YoY | 122.1% | · | · | · | |
| EPS CAGR 5Y | 100.0% | · | · | · | |
| Net Income CAGR 5Y | 111.1% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | KINS | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.55Y avg ≈0.5 | ≈0.5 | 0.3 | Top tier | |
| Revenue / Employee | ≈$1.9M | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield0.47%
Payout Ratio3.5%
Annualized Payout≈$0.24
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 11, 2026 | $0.06 | USD | ≈1.1% |
| May 11, 2026 | $0.05 | USD | ≈1.4% |
| Feb 11, 2026 | $0.05 | USD | ≈0.93% |
| Nov 10, 2025 | $0.05 | USD | ≈0.66% |
| Aug 11, 2025 | $0.05 | USD | ≈0.32% |
| Aug 30, 2022 | $0.04 | USD | ≈4.1% |
| May 27, 2022 | $0.04 | USD | ≈3.6% |
| Feb 25, 2022 | $0.04 | USD | ≈3.0% |
| Nov 29, 2021 | $0.04 | USD | ≈3.2% |
| Aug 30, 2021 | $0.04 | USD | ≈2.3% |
| May 27, 2021 | $0.04 | USD | ≈2.0% |
| Feb 25, 2021 | $0.04 | USD | ≈3.1% |
| Nov 27, 2020 | $0.04 | USD | ≈2.7% |
| Aug 28, 2020 | $0.04 | USD | ≈3.4% |
| May 28, 2020 | $0.04 | USD | ≈8.2% |
| Feb 27, 2020 | $0.06 | USD | ≈4.1% |
| Nov 27, 2019 | $0.06 | USD | ≈4.2% |
| Aug 29, 2019 | $0.06 | USD | ≈4.4% |
| May 30, 2019 | $0.10 | USD | ≈4.3% |
| Feb 27, 2019 | $0.10 | USD | ≈2.4% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
2.1%
Next Report
Nov 04, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Aug 6, 2026 | $1.04 | $0.97 | 7.3% |
| March 31, 2026 | May 7, 2026 | $-0.35 | $-0.27 | -32.0% |
| Dec. 31, 2025 | $1.08 | $1.07 | 0.84% | |
| Sept. 30, 2025 | $0.73 | $0.72 | 0.80% | |
| June 30, 2025 | $0.75 | $0.56 | 33.7% | |
| March 31, 2025 | $0.17 | $0.00 | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $215M | $155M | $144M | $130M | $161M | $131M | $145M | $114M | $93M | $77M | $64M | $50M | |
| Operating Expenses | $164M | $132M | $152M | $158M | $171M | $133M | $153M | · | · | · | · | · | |
| Interest Expense | · | · | $4M | $2M | $2M | $2M | $2M | $2M | $60.3K | $0 | · | $0 | |
| Pretax Income | $51M | $23M | $-7M | $-28M | $-9M | $-1M | $-8M | $3M | $14M | $13M | $10M | $8M | |
| Income Tax | $10M | $5M | $-1M | $-5M | $-2M | $-2M | $-2M | $-86.2K | $4M | $5M | $3M | $3M | |
| Net Income | $41M | $18M | $-6M | $-23M | $-7M | $972.4K | $-6M | $3M | $10M | $9M | $7M | $5M | |
| EPS (Basic) | $2.93 | $1.60 | $-0.57 | $-2.12 | $-0.70 | $0.09 | $-0.55 | $0.29 | $0.96 | $1.15 | $0.95 | $0.73 | |
| EPS (Diluted) | $2.88 | $1.48 | $-0.57 | $-2.12 | $-0.70 | $0.09 | $-0.55 | $0.29 | $0.94 | $1.14 | $0.94 | $0.72 | |
| Shares (Basic) | 13,926,024 | 11,478,899 | 10,756,487 | 10,645,365 | 10,587,912 | 10,721,342 | 10,773,623 | 10,686,813 | 10,388,440 | 7,736,594 | 7,331,114 | 7,287,657 | |
| Shares (Diluted) | 14,143,173 | 12,423,769 | 10,756,487 | 10,645,365 | 10,587,912 | 10,730,737 | 10,773,623 | 10,716,886 | 10,581,577 | 7,807,263 | 7,377,880 | 7,356,962 |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | $9M | $12M | $24M | $19M | $32M | $21M | $48M | $12M | $14M | $10M | |
| PP&E (Net) | $8M | $9M | $9M | $11M | $9M | $8M | $8M | $6M | $5M | $3M | $3M | $2M | |
| PP&E (Gross) | $31M | $31M | $29M | $27M | $23M | $18M | $15M | $11M | $8M | $5M | $5M | $4M | |
| Accum. Depreciation | $23M | $22M | $20M | $17M | $13M | $10M | $7M | $5M | $3M | $2M | $2M | $1M | |
| Intangibles | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $670.0K | $1M | $1M | $2M | $2M | |
| Total Assets | $453M | $375M | $318M | $320M | $331M | $318M | $321M | $267M | $255M | $169M | $149M | $135M | |
| Deferred Tax | · | · | · | · | $0 | $4M | $0 | · | · | · | · | · | |
| Total Liabilities | $331M | $308M | $283M | $284M | $256M | $225M | $233M | $178M | $160M | $113M | $104M | $94M | |
| Long-term Debt | $4M | $11M | $25M | $18M | $17M | $30M | $29M | $29M | $29M | $0 | · | · | |
| Total Debt | $4M | $11M | $25M | · | · | · | · | · | · | · | · | · | |
| Common Stock | $159.2K | $144.5K | $122.5K | $121.7K | $119.6K | $118.7K | $118.2K | $117.8K | $116.2K | $89.0K | $82.9K | $82.4K | |
| Retained Earnings | $35M | $-5M | $-23M | $-17M | $7M | $16M | $17M | $26M | $27M | $21M | $14M | $8M | |
| Treasury Stock | $6M | $6M | $6M | $6M | $6M | $4M | $-3M | $3M | $2M | $2M | $2M | $-2M | |
| AOCI | $-6M | $-12M | $-12M | $-16M | $2M | $10M | $5M | $-3M | $1M | $72.9K | $484.2K | $946.3K | |
| Stockholders' Equity | $123M | $67M | $35M | $36M | $76M | $93M | $88M | $89M | $95M | $57M | $45M | $41M | |
| Liabilities + Equity | $453M | $375M | $318M | $320M | $331M | $318M | $321M | $267M | $255M | $169M | $149M | $135M | |
| Shares Outstanding | 14,397,526 | 14,448,205 | 12,248,313 | 12,171,512 | 10,484,254 | 10,616,815 | 10,797,450 | 10,747,709 | 10,631,837 | 7,921,866 | 7,328,637 | 7,308,757 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $3M | $2M | $3M | $3M | $3M | $3M | $3M | $2M | $1M | $1M | $1M | $874.9K | |
| Stock-based Comp | $1M | $1M | $832.6K | $1M | $2M | $2M | $2M | $702.6K | $270.2K | $106.9K | $134.2K | $171.9K | |
| Deferred Tax | $-201.5K | $5M | $-1M | $-5M | $-2M | $3M | $-2M | $-5.4K | $-1.8K | $-293.4K | $-226.9K | $113.8K | |
| Amort. of Intangibles | $0 | $0 | $0 | $0 | $0 | $0 | $170.0K | $340.0K | $340.0K | $407.8K | $475.7K | $475.7K | |
| Operating Cash Flow | $76M | $58M | $-11M | $-915.5K | $24M | $-10M | $30M | $22M | $28M | $15M | $20M | $17M | |
| CapEx | $3M | $2M | $2M | $5M | $4M | $3M | $4M | $3M | $3M | $576.2K | $1M | $808.5K | |
| Investing Cash Flow | $-93M | $-35M | $9M | $-6M | $-16M | $581.3K | $-15M | $-43M | $-48M | $-20M | $-15M | $-26M | |
| Stock Issued | $9M | $14M | $0 | $60.5K | $0 | · | · | $0 | $30M | $5M | $0 | · | |
| Stock Repurchased | · | · | · | $0 | $2M | $1M | $0 | $540.3K | $176.8K | $113.3K | $278.0K | $46.7K | |
| Net Stock Activity | $9M | $14M | · | $60.5K | $-2M | $-1M | $0 | $-540.3K | $30M | $5M | $-278.0K | · | |
| Dividends Paid | $1M | $0 | $0 | $1M | $2M | $2M | $4M | $4M | $3M | $2M | $2M | $1M | |
| Financing Cash Flow | $506.1K | $-3M | $-1M | $-6M | $-4M | $-3M | $-4M | $-6M | $56M | $3M | $-2M | $-1M | |
| Net Change in Cash | $-16M | $20M | $-3M | · | $5M | $-13M | $11M | $-27M | $36M | $-2M | $4M | $-10M | |
| Taxes Paid | · | $0 | $0 | $0 | $0 | $382.4K | · | · | · | · | · | · | |
| Free Cash Flow | $73M | $56M | $-13M | $-5M | $20M | · | $26M | $20M | $25M | $15M | $19M | · | |
| Levered FCF | · | · | $-17M | $-7M | $18M | · | $25M | $18M | $25M | · | · | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 19.0% | 11.8% | -4.3% | -17.3% | -4.6% | 0.74% | -4.1% | 2.7% | 10.8% | 11.5% | 10.8% | 10.7% | |
| Pretax Margin | 23.8% | 15.0% | -5.1% | -21.5% | -5.8% | · | -5.3% | 2.6% | 15.4% | 17.3% | 16.1% | 15.7% | |
| ROA | 9.8% | 5.3% | -1.9% | -6.9% | -2.3% | 0.30% | -2.0% | 1.2% | 4.7% | 5.6% | 4.9% | 4.2% | |
| ROE | 37.5% | 29.0% | -20.2% | -60.0% | -9.6% | 1.1% | -6.8% | 3.4% | 13.2% | 17.5% | 16.2% | 14.0% |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.2 | 0.7 | · | · | · | · | · | · | · | · | · | |
| LT Debt / Equity | 0.0 | 0.1 | 0.7 | · | · | · | · | · | · | · | · | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.5 | 0.4 | 0.5 | 0.4 | 0.5 | 0.4 | 0.5 | 0.4 | 0.4 | 0.5 | 0.5 | 0.4 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $8.52 | $5.16 | $3.20 | $3.38 | $7.22 | $8.74 | $8.17 | $8.25 | $8.90 | $7.15 | $6.18 | $5.54 | |
| Revenue / Share | $15.19 | $12.49 | $13.40 | $12.23 | $15.23 | $12.24 | $13.51 | $10.62 | $8.77 | $9.92 | $8.70 | $6.80 | |
| Cash Flow / Share | $5.36 | $4.66 | $-1.05 | $-0.09 | $2.30 | $-0.95 | $2.77 | $2.08 | $2.65 | $1.95 | $2.77 | $2.36 | |
| Cash / Share | · | · | $0.83 | $1.12 | $2.32 | $1.83 | $3.00 | $1.97 | $4.55 | $1.52 | $1.85 | $1.36 | |
| Dividend / Share | $0.10 | $0.00 | $0.00 | $0.12 | $0.16 | $0.18 | $0.33 | · | · | · | · | · | |
| EPS (TTM) | $2.88 | $1.48 | $-0.57 | $-2.12 | $-0.70 | $0.09 | $-0.55 | $0.29 | $0.94 | $1.14 | $0.94 | $0.72 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 38.5% | 7.6% | 10.8% | -19.3% | 22.7% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 18.2% | -1.3% | 3.1% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 10.3% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 94.6% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 100.0% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 122.1% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 111.1% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | -6.3% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $215M | $155M | $144M | $130M | $161M | $131M | $145M | $114M | $93M | $77M | $64M | $50M | |
| Net Income TTM | $41M | $18M | $-6M | $-23M | $-7M | $972.4K | $-6M | $3M | $10M | $9M | $7M | $5M | |
| Market Cap | $242M | $196M | $23M | $14M | $52M | $71M | $84M | $190M | $200M | $109M | $66M | $60M | |
| Enterprise Value | · | · | $39M | · | · | · | · | · | · | · | · | · | |
| P/E | 5.8 | 10.3 | -3.7 | -0.6 | -7.1 | 73.9 | -14.1 | 61.0 | 20.0 | 12.1 | 9.6 | 11.3 | |
| P/S | 1.1 | 1.3 | 0.2 | 0.1 | 0.3 | 0.5 | 0.6 | 1.7 | 2.2 | 1.4 | 1.0 | 1.2 | |
| P/B | 2.0 | 2.9 | 0.7 | 0.4 | 0.7 | 0.8 | 0.9 | 2.1 | 2.1 | 1.9 | 1.5 | 1.5 | |
| P / Tangible Book | 2.0 | 3.0 | 0.7 | 0.4 | 0.7 | 0.8 | · | · | · | · | · | · | |
| P / Cash Flow | 3.2 | 3.4 | -2.0 | -15.8 | 2.2 | -6.9 | 2.8 | 8.5 | 7.1 | 7.2 | 3.2 | 3.4 | |
| P / FCF | 3.3 | 3.5 | -1.7 | -2.6 | 2.6 | · | 3.2 | 9.7 | 7.9 | 7.4 | 3.4 | · | |
| EV / FCF | · | · | -3.0 | · | · | · | · | · | · | · | · | · | |
| EV / Revenue | · | · | 0.3 | · | · | · | · | · | · | · | · | · | |
| Dividend Yield | 0.58% | 0.00% | 0.00% | 8.8% | 3.2% | 2.8% | 4.2% | 2.2% | 1.6% | 1.8% | 2.4% | 2.2% | |
| Earnings Yield | 17.1% | 9.7% | -26.8% | -157.0% | -14.0% | 1.4% | -7.1% | 1.6% | 5.0% | 8.3% | 10.4% | 8.8% | |
| Payout Ratio | 3.5% | · | 0.00% | -5.7% | -23.0% | 201.3% | -58.7% | 138.3% | 32.2% | 21.8% | 22.4% | 24.6% | |
| Annual Payout | $1M | $0 | $0 | $1M | $2M | $2M | $4M | $4M | $3M | $2M | $2M | $1M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $66M | $60M | $56M | $56M | $52M | $50M | $42M | $41M | $37M | $36M | $37M | $34M | $37M | $37M | $37M | $36M | |
| Operating Expenses | $46M | $67M | $38M | $42M | $38M | $46M | $35M | $32M | $31M | $34M | $33M | $39M | $37M | $43M | $42M | $40M | |
| Interest Expense | · | · | · | · | · | · | · | · | $989.7K | $993.9K | · | $988.7K | $1M | $1M | $649.4K | $456.5K | |
| Pretax Income | $20M | $-7M | $18M | $14M | $14M | $5M | $7M | $9M | $6M | $2M | $4M | $-4M | $-563.4K | $-6M | $-5M | $-5M | |
| Income Tax | $4M | $-2M | $4M | $3M | $3M | $835.7K | $1M | $2M | $1M | $378.0K | $952.2K | $-859.0K | $-41.4K | $-1M | $-985.0K | $-561.7K | |
| Net Income | $15M | $-6M | $15M | $11M | $11M | $4M | $5M | $7M | $5M | $1M | $3M | $-4M | $-522.0K | $-5M | $-4M | $-4M | |
| EPS (Basic) | $1.07 | $-0.40 | $1.06 | $0.77 | $0.81 | $0.29 | $0.45 | $0.61 | $0.41 | $0.13 | $0.28 | $-0.33 | $-0.05 | $-0.47 | $-0.36 | $-0.38 | |
| EPS (Diluted) | $1.05 | $-0.40 | $1.09 | $0.74 | $0.78 | $0.27 | $0.44 | $0.55 | $0.37 | $0.12 | $0.28 | $-0.33 | $-0.05 | $-0.47 | $-0.36 | $-0.38 | |
| Shares (Basic) | 14,480,305 | 14,453,747 | · | 14,142,374 | 13,925,707 | 13,472,404 | · | 11,404,360 | 11,019,347 | 10,999,662 | · | 10,756,156 | 10,755,848 | 10,756,913 | · | 10,645,675 | |
| Shares (Diluted) | 14,671,627 | 14,453,747 | · | 14,601,241 | 14,387,538 | 14,272,502 | · | 12,581,128 | 12,110,946 | 11,791,520 | · | 10,756,156 | 10,755,848 | 10,756,913 | · | 10,645,675 |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | · | · | · | · | · | $15M | $12M | $11M | $12M | $15M | |
| PP&E (Net) | $8M | $8M | $8M | $8M | $8M | $8M | $9M | $9M | $9M | $9M | $9M | $10M | $10M | $10M | $11M | $10M | |
| PP&E (Gross) | · | · | $31M | · | · | · | $31M | · | · | · | $29M | · | · | · | $27M | · | |
| Accum. Depreciation | · | · | $23M | · | · | · | $22M | · | · | · | $20M | · | · | · | $17M | · | |
| Intangibles | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | · | · | · | $500.0K | $500.0K | |
| Total Assets | $478M | $465M | $453M | $429M | $393M | $385M | $375M | $347M | $320M | $318M | $318M | $317M | $311M | $330M | $320M | $316M | |
| Total Liabilities | $349M | $351M | $331M | $321M | $299M | $303M | $308M | $287M | $279M | $283M | $283M | $290M | $279M | $297M | $284M | $277M | |
| Long-term Debt | $4M | $4M | $4M | $5M | $5M | $5M | $11M | $17M | $25M | $25M | $25M | $25M | $25M | $25M | $18M | $30M | |
| Total Debt | $4M | $4M | · | $5M | $5M | $5M | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $160.2K | $160.1K | $159.2K | $156.7K | $156.6K | $152.8K | $144.5K | $138.2K | $125.4K | $124.8K | $122.5K | $122.3K | $122.3K | $122.3K | $121.7K | $121.2K | |
| Retained Earnings | $43M | $28M | $35M | $21M | $10M | $-873.2K | $-5M | $-10M | $-17M | $-22M | $-23M | $-26M | $-23M | $-22M | $-17M | $-13M | |
| Treasury Stock | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | · | |
| AOCI | $-9M | $-8M | $-6M | $-7M | $-9M | $-10M | $-12M | $-9M | $-13M | $-13M | $-12M | $-17M | $-15M | $-14M | $-16M | $-16M | |
| Stockholders' Equity | $129M | $115M | $123M | $108M | $95M | $82M | $67M | $60M | $41M | $36M | $35M | $27M | $32M | $33M | $36M | $39M | |
| Liabilities + Equity | $478M | $465M | $453M | $429M | $393M | $385M | $375M | $347M | $320M | $318M | $318M | $317M | $311M | $330M | $320M | $316M | |
| Shares Outstanding | 14,474,664 | 14,482,603 | 14,397,526 | 14,147,428 | 14,137,115 | 13,759,292 | 12,924,080 | 12,312,296 | 11,064,723 | 11,008,016 | 10,776,907 | 10,756,156 | 10,756,156 | 10,760,559 | 10,700,106 | 10,645,675 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $761.5K | $715.5K | $678.0K | $644.7K | $613.4K | $623.9K | $613.4K | $619.1K | $619.9K | $596.5K | $645.7K | $741.1K | $778.5K | $808.1K | $828.1K | $825.0K | |
| Stock-based Comp | $645.9K | $654.0K | $241.3K | $430.2K | $471.9K | $339.0K | $476.5K | $359.2K | $281.4K | $265.8K | $196.4K | $207.1K | $212.3K | $216.8K | $187.7K | $188.4K | |
| Deferred Tax | $938.9K | $-2M | $-217.7K | $388.4K | $-246.5K | $-125.8K | $1M | $2M | $1M | $378.0K | $949.5K | $-859.0K | $-34.9K | $-1M | $-1M | $-453.7K | |
| Operating Cash Flow | $29M | $9M | $23M | $26M | $9M | $18M | $23M | $22M | $7M | $6M | $4M | $1M | $-14M | $-3M | $7M | $6M | |
| CapEx | $908.2K | $835.8K | $714.6K | $652.5K | $577.0K | $863.5K | $598.2K | $700.5K | $497.5K | $541.0K | $446.9K | $481.7K | $432.5K | $466.1K | $1M | $801.4K | |
| Investing Cash Flow | $-22M | $-8M | $-36M | $-32M | $-13M | $-12M | $-26M | $393.8K | $2M | $-12M | $-10M | $2M | $16M | $2M | $-6M | $-3M | |
| Stock Issued | $0 | $0 | $0 | $-13.9K | $-61.3K | $10M | $5M | $9M | $168.2K | $0 | $0 | $0 | · | · | · | · | |
| Stock Repurchased | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Net Stock Activity | · | $0 | · | · | · | $10M | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $724.2K | $722.3K | $707.3K | $707.1K | $0 | $0 | $0 | · | · | · | · | $0 | $0 | $0 | $0 | $425.8K | |
| Financing Cash Flow | $-1M | $-1M | $-898.3K | $-1M | $-381.5K | $3M | $-2M | $-548.7K | $-120.1K | $-288.6K | $-290.1K | $-274.1K | $-271.7K | $-280.3K | $-4M | $-425.8K | |
| Net Change in Cash | $6M | $-823.3K | $-15M | $-7M | $-4M | $9M | $-5M | $22M | $9M | $-6M | $-6M | · | · | · | · | $2M | |
| Taxes Paid | $2M | $0 | · | $4M | $1M | $0 | · | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Free Cash Flow | · | $8M | · | · | · | $17M | · | · | · | $6M | · | · | · | $-4M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $5M | · | · | · | $-5M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 23.5% | -9.7% | · | 19.5% | 21.5% | 7.7% | · | · | 12.4% | 4.0% | · | -10.3% | -1.4% | -13.8% | · | -11.2% | |
| Pretax Margin | 29.6% | -12.4% | · | 24.6% | 27.1% | 9.3% | · | · | 15.7% | 5.1% | · | -12.8% | -1.5% | -17.2% | · | -12.8% | |
| ROA | 3.5% | -1.4% | · | 2.8% | 3.2% | 1.1% | · | · | 1.4% | 0.44% | · | -1.1% | -0.17% | -1.6% | · | -1.3% | |
| ROE | 13.8% | -5.9% | · | 13.0% | 16.6% | 6.6% | · | · | 12.4% | 4.1% | · | -10.8% | -1.3% | -11.0% | · | -6.9% |
Liquidity & Solvency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.0 | · | 0.0 | 0.1 | 0.1 | · | · | · | · | · | · | · | · | · | · | |
| LT Debt / Equity | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.1 | · | · | · | · | · | · | · | · | · | · |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.2 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | · | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $8.92 | $7.91 | · | $7.61 | $6.71 | $5.97 | · | · | $3.69 | $3.25 | · | $2.47 | $2.98 | $3.09 | · | $3.65 | |
| Revenue / Share | $4.49 | $4.14 | · | $3.81 | $3.63 | $3.54 | · | · | $3.01 | $3.03 | · | $3.18 | $3.41 | $3.40 | · | $3.34 | |
| Cash Flow / Share | · | $0.60 | · | · | · | $1.25 | · | · | · | $0.52 | · | · | · | $-0.31 | · | · | |
| Cash / Share | · | · | · | · | · | · | · | · | · | · | · | $1.41 | $1.14 | $0.98 | · | $1.42 | |
| Dividend / Share | $0.05 | $0.05 | $0.05 | $0.05 | $0.00 | $0.00 | · | · | · | · | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.04 | |
| EPS (TTM) | $2.48 | $2.21 | · | $2.23 | $2.04 | $1.63 | · | $0.71 | $0.44 | $0.02 | · | $-1.21 | $-1.26 | $-1.72 | · | $-1.54 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $238M | $224M | · | $201M | $186M | $170M | · | $147M | $143M | $143M | · | $145M | $146M | $138M | · | $136M | |
| Net Income TTM | $35M | $31M | · | $31M | $28M | $21M | · | $9M | $5M | $313.0K | · | $-13M | $-14M | $-18M | · | $-16M | |
| Market Cap | $275M | $211M | · | $208M | $218M | $229M | · | · | $55M | $49M | · | $19M | $13M | $14M | · | $28M | |
| P/E | 7.7 | 6.6 | · | 6.6 | 7.6 | 10.2 | · | 12.9 | 11.4 | 222.5 | · | -1.5 | -0.9 | -0.8 | · | -1.7 | |
| P/S | 1.2 | 0.9 | · | 1.0 | 1.2 | 1.3 | · | · | 0.4 | 0.3 | · | 0.1 | 0.1 | 0.1 | · | 0.2 | |
| P/B | 2.1 | 1.8 | · | 1.9 | 2.3 | 2.8 | · | · | 1.4 | 1.4 | · | 0.7 | 0.4 | 0.4 | · | 0.7 | |
| P / Tangible Book | 2.1 | 1.9 | · | 1.9 | 2.3 | 2.8 | · | 1.9 | 1.4 | 1.4 | · | 0.7 | 0.4 | 0.4 | · | 0.7 | |
| P / Cash Flow | · | 24.2 | · | · | · | 12.8 | · | · | · | 8.0 | · | · | · | -4.3 | · | · | |
| Dividend Yield | 1.0% | 1.0% | · | 0.34% | · | · | · | · | 0.00% | 0.00% | · | 0.00% | 3.4% | 5.9% | · | 6.0% | |
| Earnings Yield | 13.0% | 15.2% | · | 15.2% | 13.2% | 9.8% | · | 7.8% | 8.8% | 0.45% | · | -67.6% | -107.7% | -128.7% | · | -57.9% | |
| Payout Ratio | · | -12.4% | · | · | · | · | · | · | · | · | · | · | · | 0.00% | · | · | |
| Annual Payout | $3M | $2M | · | $707.1K | · | · | · | · | $0 | $0 | · | $0 | $425.8K | $851.6K | · | $2M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $215M | $155M | $144M | $130M | $161M |
| Net Income | $41M | $18M | $-6M | $-23M | $-7M |
| Diluted EPS | $2.88 | $1.48 | $-0.57 | $-2.12 | $-0.70 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.2 | 0.7 | · | · |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $73M | $56M | $-13M | $-5M | $20M |
Institutional owners (13F) 115 filers · $164.9M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
115
Value held
$164.9M
New positions
18
Exited positions
12
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 18 (-3 vs prior Q) | 12 (-1 vs prior Q) | 45 (+8 vs prior Q) | 31 (0 vs prior Q) | +204K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $15,799,963 | 830,266 | 9.58% | Shares |
| ROYCE & ASSOCIATES LP | $11,628,605 | 611,067 | 7.05% | Shares |
| VANGUARD GROUP INC | $10,747,150 | 638,571 | 6.52% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $9,536,199 | 501,114 | 5.78% | Shares |
| AMERICAN CENTURY COMPANIES INC | $7,433,727 | 390,632 | 4.51% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $7,038,988 | 369,889 | 4.27% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $6,024,443 | 316,518 | 3.65% | Shares |
| Gator Capital Management, LLC | $5,968,798 | 313,652 | 3.62% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $5,964,272 | 313,391 | 3.62% | Shares |
| De Lisle Partners LLP | $5,798,726 | 304,037 | 3.52% | Shares |
| Cruiser Capital Advisors, LLC | $5,798,460 | 304,701 | 3.52% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $4,780,850 | 251,227 | 2.90% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $3,982,370 | 209,268 | 2.41% | Shares |
| STATE STREET CORP | $3,818,065 | 200,634 | 2.32% | Shares |
| Nuveen, LLC | $3,669,231 | 192,813 | 2.22% | Shares |
| Palisades Investment Partners, LLC | $2,831,963 | 148,764 | 1.72% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $2,767,019 | 145,403 | 1.68% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $2,529,087 | 132,900 | 1.53% | Call option |
| GOLDMAN SACHS GROUP INC | $2,348,492 | 123,410 | 1.42% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $2,331,422 | 122,513 | 1.41% | Shares |
| Bleakley Financial Group, LLC | $1,963,783 | 103,194 | 1.19% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,824,863 | 95,894 | 1.11% | Shares |
| NORTHERN TRUST CORP | $1,766,498 | 92,827 | 1.07% | Shares |
| Evernest Financial Advisors, LLC | $1,658,182 | 87,135 | 1.01% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $1,510,392 | 79,369 | 0.92% | Shares |
| Squarepoint Ops LLC | $1,453,245 | 76,366 | 0.88% | Shares |
| CITADEL ADVISORS LLC | $1,450,086 | 76,200 | 0.88% | Call option |
| JANE STREET GROUP, LLC | $1,275,010 | 67,000 | 0.77% | Call option |
| MORGAN STANLEY | $1,259,919 | 66,207 | 0.76% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $1,212,021 | 63,690 | 0.73% | Shares |
| LPL Financial LLC | $1,197,424 | 62,923 | 0.73% | Shares |
| Trexquant Investment LP | $1,153,903 | 60,636 | 0.70% | Shares |
| Bank of New York Mellon Corp | $1,153,351 | 60,607 | 0.70% | Shares |
| Daytona Street Capital LLC | $1,115,977 | 55,474 | 0.68% | Shares |
| GLOBEFLEX CAPITAL L P | $1,105,681 | 58,102 | 0.67% | Shares |
| Russell Investments Group, Ltd. | $1,102,977 | 57,960 | 0.67% | Shares |
| MILLENNIUM MANAGEMENT LLC | $1,089,163 | 57,234 | 0.66% | Shares |
| Empowered Funds, LLC | $1,073,539 | 56,413 | 0.65% | Shares |
| CITADEL ADVISORS LLC | $1,051,465 | 55,253 | 0.64% | Shares |
| J.M. Arbour, LLC | $1,034,090 | 54,340 | 0.63% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $1,002,215 | 52,665 | 0.61% | Shares |
| TWO SIGMA ADVISERS, LP | $870,111 | 51,700 | 0.53% | Shares |
| PDT Partners, LLC | $777,756 | 40,870 | 0.47% | Shares |
| FIRST TRUST ADVISORS LP | $759,316 | 39,901 | 0.46% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $724,014 | 38,046 | 0.44% | Shares |
| Cubist Systematic Strategies, LLC | $690,988 | 47,006 | 0.42% | Shares |
| MARSHALL WACE, LLP | $681,959 | 35,836 | 0.41% | Shares |
| Point72 Asset Management, L.P. | $637,086 | 33,478 | 0.39% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $634,670 | 33,351 | 0.38% | Shares |
| BANK OF AMERICA CORP /DE/ | $626,125 | 32,902 | 0.38% | Shares |
Activists & 5%+ owners 21 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Gregory Fortunoff, Scott Fortunoff ×5 filings | March 12, 2026 | 5.90% | Initial filing | Passive investment | SEC |
| Griffin Highline Capital LLC, Michael Doak ×6 filings | Oct. 21, 2024 | · | Initial filing | · | SEC |
| Jack D. Seibald, Stephanie Seibald ×5 filings | Feb. 2, 2017 | · | Initial filing | Capital structure | SEC |
| Barry Goldstein ×12 filings | Feb. 1, 2017 | · | Initial filing | Capital structure | SEC |
| Infinity Capital Partners, L.P., Infinity Capital, LLC, Infinity Management, LLC, Michael Feinsod | Sept. 9, 2015 | · | Initial filing | Board campaign | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Nov. 3, 2008 | · | Initial filing | Board campaign | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | March 20, 2008 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Dec. 11, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Aug. 15, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | June 28, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | May 16, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | March 8, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Jan. 30, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Jan. 5, 2007 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Dec. 20, 2006 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Dec. 19, 2006 | · | Initial filing | · | SEC |
| Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person | Dec. 8, 2006 | · | Initial filing | · | SEC |
| Morton L. Certilman ×5 filings | July 15, 2005 | · | Initial filing | · | SEC |
| Jay M. Haft ×4 filings | Aug. 28, 2003 | · | Initial filing | · | SEC |
| Kevin Lang | April 17, 2001 | · | Initial filing | · | SEC |
| Abraham Weinzimer | April 12, 2001 | · | Initial filing | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 27 insiders · 14 officers · 15 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Meryl S. Golden | CEO, President | Jan. 9, 2026 A | 261,675 | 0 | 0 | $0 |
| Dale A Thatcher | President & CEO | May 13, 2019 P | 101,803 | 0 | 0 | $0 |
| Randy L Patten | CFO, VP and Treasurer | Aug. 25, 2026 F | 40,672 | 0 | 0 | $0 |
| Jennifer Gravelle | Chief Financial Officer | March 3, 2025 A | 19,281 | 0 | 0 | $0 |
| Scott Van Pelt | Chief Financial Officer, Treas | Feb. 1, 2021 A | 7,133 | 0 | 0 | $0 |
| Curt Hapward | President, DCAP Mgmt | Aug. 20, 2007 A | · | 0 | 0 | $0 |
| Jack Willis | EVP and COO | Jan. 12, 2005 P | 2,100 | 0 | 0 | $0 |
| Minlei Chen | Chief Actuary and Senior VP | June 18, 2026 F | 41,917 | 0 | 0 | $0 |
| Victor J Brodsky | Chief Accounting Officer | April 15, 2026 F | 62,341 | 0 | 0 | $0 |
| Barry Goldstein | COB | Sept. 10, 2024 F | 830,612 | 0 | 0 | $0 |
| Michelle A. Gage | Chief Accounting Officer | Jan. 5, 2024 A | · | 0 | 0 | $0 |
| Richard Jason Swartz | Chief Acctg Officer, Treasurer | Dec. 13, 2022 F | 7,618 | 0 | 0 | $0 |
| Benjamin Walden | EVP+Chief Actuary-Kingstone In | April 10, 2020 F | 33,284 | 0 | 0 | $0 |
| John D. Reiersen | EVP, Kingstone Insurance Comp | May 16, 2014 M | 16,524 | 0 | 0 | $0 |
| Thomas Newgarden | Director | May 29, 2026 P | 99,366 | 4 | 0 | $653,377 |
| William L Yankus | Director | April 16, 2026 S | 84,972 | 0 | 1 | $-243,000 |
| Pranav Pasricha | Director | Jan. 2, 2026 A | 8,547 | 0 | 0 | $0 |
| Manmohan Singh | Director | Jan. 2, 2026 A | 19,228 | 0 | 0 | $0 |
| Floyd R Tupper | Director | Jan. 2, 2026 A | 118,476 | 0 | 0 | $0 |
| Carla D'Andre | Director | May 16, 2025 S | 84,419 | 0 | 0 | $0 |
| Timothy P Mcfadden | Director | Jan. 2, 2025 A | 106,871 | 0 | 0 | $0 |
| Jay M Haft | Director | Jan. 3, 2020 A | 103,714 | 0 | 0 | $0 |
| Jack D Siebald | Director | Feb. 14, 2017 S | 2,334 | 0 | 0 | $0 |
| Michael Feinsod | Director | Jan. 2, 2015 S | 446,780 | 0 | 0 | $0 |
| David Lyons | Director | May 6, 2013 S | 0 | 0 | 0 | $0 |
| CERTILMAN MORTON L | Director | Sept. 30, 2008 A | 179,829 | 0 | 0 | $0 |
| AIA ACQUISITION CORP | 10% owner | May 5, 2010 J | 49,600 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 19 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.05% | 39,808 SH | Sept. 11, 2026 | Daily |
| VFQY · VANGUARD WELLINGTON FUND | 0.03% | 7,875 SH | Aug. 19, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.02% | 2,848 SH | Oct. 2, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.01% | 67,044 SH | Aug. 19, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.01% | 10,154 SH | Aug. 19, 2026 | Daily |
| IWM · iShares Trust | 0.01% | 330,498 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 5,558 NS | July 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.01% | 47,953 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.01% | 1,426 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 2,889 NS | July 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.00% | 13,403 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 1,790 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 19,489 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 3,652 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 3,618 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 137,233 SH | Aug. 19, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 353,564 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 639 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 114,881 SH | Sept. 11, 2026 | Daily |
KINS Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 7 analysts
BUY
Median target
$24.00
+29.7%
2 28.6%
Strong Buy
4 57.1%
Buy
1 14.3%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
1 analysts · 2026-10-04Mean target $24.00 +29.7%
Low$24.00
Mean$24.00
High$24.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| KINS | $242M | 5.8 | 38.5% | 19.0% | 37.5% | · |
| ACIC | $616M | 5.9 | 13.1% | 31.9% | 35.0% | · |
| AMSF | $722M | 15.6 | 2.7% | 14.9% | 18.2% | · |
| GBLI | · | 16.2 | 2.0% | 5.6% | 3.6% | · |
| NODK | $273M | -26.6 | -12.3% | -3.6% | -4.3% | 24.5% |
| KWY | · | · | · | · | · | · |
| MBI | · | -2.0 | 90.5% | -221.2% | 8.2% | · |
| OSG | $350M | -1.3 | 6.5% | -103.1% | -34.2% | · |
| JRVR | · | 8.1 | -2.8% | · | · | · |
| PGR | · | 11.8 | 16.3% | 12.9% | 40.5% | · |
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Source: SEC 10-Q filed Aug 7, 2026