MCB Metropolitan Bank Holding Corp. Common Stock
NYSE · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Jul 31, 2026
$89.25
· of 52w range
· above low
· to high
$64.6652w low
$102.0452w high
Market Cap (MRQ)
$1.11B
P/E (TTM)
11.3
EPS (TTM)
$7.87
Revenue (TTM)
$10M
your badges
52W Range
$65–$102
Analyst Rating
BUY
Price Target
$106
P/E
11.3
ROE
10.2%
Net Profit Margin
860.0%
Your badge strip is empty — pin a metric anywhere on this page.
MCB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$89.25
Market Cap (MRQ)
$1.11B
P/E (TTM)
11.3
EPS (TTM)
$7.87
Revenue (TTM)
$10M
Div Yield
0.35%
ROE (TTM)
10.2%
52W Range
$65–$102
MCB Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
range
bars
Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.
10-Year Performance Revenue, net income, margins and EPS trends
Revenue$11M2020-12-31 → 2025-12-31
EPS$6.622017-12-31 → 2025-12-31
Free Cash Flow·2018-12-31 → 2018-12-31
Net margin860.0%2018-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | MCB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 11.35Y avg ≈11.4 | ≈11.4 | 13.3 | Undervalued | |
| P/S (TTM) | 109.85Y avg ≈38.6 | ≈38.6 | 3.8 | Overvalued | |
| P/B (MRQ) | 1.15Y avg ≈1.2 | ≈1.2 | 1.2 | Fair value | |
| Price / Cash Flow | 10.25Y avg ≈13.2 | ≈13.2 | 9.1 | Fair value | |
| Price / Tangible Book | 1.25Y avg ≈1.2 | ≈1.2 | · | · | |
| PEG Ratio | ≈1.6 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | MCB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 26.2%5Y avg ≈13.3% | ≈13.3% | 0.12% | Weak | |
| Pretax Margin (TTM) | 1227.4%5Y avg ≈491.0% | ≈491.0% | 36.8% | Top tier | |
| Net Profit Margin (TTM) | 860.0%5Y avg ≈336.4% | ≈336.4% | 29.3% | Top tier | |
| ROA (TTM) | 1.0%5Y avg ≈0.99% | ≈0.99% | 0.97% | Weak | |
| ROE (TTM) | 10.2%5Y avg ≈10.4% | ≈10.4% | 8.9% | In line |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | MCB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | -53.8%5Y avg ≈4.2% | ≈4.2% | · | · | |
| Revenue CAGR 3Y | -25.6%5Y avg ≈0.78% | ≈0.78% | · | · | |
| Revenue CAGR 5Y | -4.2% | · | · | · | |
| EPS YoY | 11.6%5Y avg ≈9.7% | ≈9.7% | · | · | |
| Net Income YoY | 6.6%5Y avg ≈14.9% | ≈14.9% | · | · | |
| EPS CAGR 3Y | 7.8%5Y avg ≈6.3% | ≈6.3% | · | · | |
| EPS CAGR 5Y | 7.3% | · | · | · | |
| Net Income CAGR 3Y | 6.2%5Y avg ≈11.5% | ≈11.5% | · | · | |
| Net Income CAGR 5Y | 12.5% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | MCB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | Weak | |
| Revenue / Employee | ≈$33.9K | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield0.35%
Payout Ratio4.4%
Annualized Payout≈$1.40
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Jul 31, 2026 | $0.35 | USD | ≈1.0% |
| May 1, 2026 | $0.25 | USD | ≈0.84% |
| Jan 27, 2026 | $0.20 | USD | ≈0.56% |
| Oct 30, 2025 | $0.15 | USD | ≈0.45% |
| Jul 28, 2025 | $0.15 | USD | ≈0.21% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-4.7%
Next Report
Oct 15, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 16, 2026 | $1.54 | $2.28 | -32.5% |
| March 31, 2026 | $2.92 | $2.33 | 25.3% | |
| Dec. 31, 2025 | $2.77 | $2.09 | 32.5% | |
| Sept. 30, 2025 | $0.67 | $1.93 | -65.4% | |
| June 30, 2025 | $1.76 | $1.67 | 5.4% | |
| March 31, 2025 | $1.45 | $1.36 | 6.3% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue | $11M | $24M | $28M | $27M | $23M | $14M | |
| Interest Expense | · | · | $153M | $32M | $16M | $18M | |
| Interest Income | $515M | $468M | $375M | $261M | $173M | $143M | |
| Pretax Income | $102M | $97M | $107M | $97M | $90M | $58M | |
| Income Tax | $30M | $30M | $30M | $37M | $29M | $18M | |
| Net Income | $71M | $67M | $77M | $59M | $61M | $39M | |
| EPS (Basic) | $6.71 | $5.97 | $6.95 | $5.42 | $6.64 | $4.76 | |
| EPS (Diluted) | $6.62 | $5.93 | $6.91 | $5.29 | $6.45 | $4.66 | |
| Shares (Basic) | 10,594,606 | 11,179,074 | 11,060,110 | 10,929,021 | 9,011,700 | 8,221,429 | |
| Shares (Diluted) | 10,741,670 | 11,255,223 | 11,129,900 | 11,200,184 | 9,272,822 | 8,398,444 | |
| EBITDA | $3M | $3M | $3M | $2M | $2M | $2M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $394M | $200M | $269M | $257M | $2.36B | $864M | |
| PP&E (Net) | $38M | $35M | $35M | $32M | $15M | $13M | |
| PP&E (Gross) | $58M | $53M | $54M | $49M | $29M | $28M | |
| Accum. Depreciation | $19M | $18M | $19M | $17M | $14M | $15M | |
| Goodwill | $10M | $10M | $10M | $10M | $10M | $10M | |
| Total Assets | $8.26B | $7.30B | $7.07B | $6.27B | $7.12B | $4.33B | |
| Total Liabilities | $7.51B | $6.57B | $6.41B | $5.69B | $6.56B | $3.99B | |
| Common Stock | $113.0K | $112.0K | $111.0K | $109.0K | $109.0K | $82.0K | |
| Paid-in Capital | $406M | $400M | $396M | $389M | $383M | $219M | |
| Retained Earnings | $451M | $383M | $316M | $241M | $181M | $121M | |
| Treasury Stock | $73M | · | · | · | · | · | |
| AOCI | $-40M | $-53M | $-53M | $-54M | $-8M | $973.0K | |
| Stockholders' Equity | $743M | $730M | $659M | $576M | $557M | $341M | |
| Liabilities + Equity | $8.26B | $7.30B | $7.07B | $6.27B | $7.12B | $4.33B | |
| Shares Outstanding | 10,088,617 | 11,197,625 | 11,062,729 | 10,949,965 | 10,920,569 | 8,295,272 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| D&A | $3M | $3M | $3M | $2M | $2M | $2M | |
| Stock-based Comp | $9M | $9M | $10M | $8M | $5M | $3M | |
| Deferred Tax | $-9M | $-3M | $-3M | $-4M | $-120.0K | $290.0K | |
| Other Non-cash | $15M | $73M | $-44M | $20M | $-30M | $42M | |
| Operating Cash Flow | $89M | $148M | $42M | $86M | $37M | $87M | |
| Investing Cash Flow | $-763M | $-370M | $-775M | $-1.23B | $-1.30B | $-489M | |
| Stock Issued | · | · | · | · | $163M | · | |
| Stock Repurchased | $73M | · | · | · | · | · | |
| Net Stock Activity | $-73M | · | · | · | $163M | · | |
| Dividends Paid | $3M | · | · | · | · | · | |
| Financing Cash Flow | $868M | $152M | $745M | $-958M | $2.76B | $877M | |
| Taxes Paid | $26M | · | · | · | · | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Net Margin | 643.2% | 278.6% | 277.1% | 221.3% | 261.6% | 31.6% | |
| Pretax Margin | 918.4% | 405.6% | 383.5% | 360.9% | 386.9% | 46.4% | |
| EBITDA Margin | 26.2% | 11.3% | 9.3% | 9.3% | 10.4% | 2.0% | |
| ROA | 0.91% | 0.93% | 1.2% | 0.89% | 1.1% | 1.0% | |
| ROE | 9.7% | 9.2% | 11.9% | 10.3% | 11.0% | 11.8% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Book Value / Share | $73.66 | $65.18 | $59.57 | $52.59 | $51.00 | $41.08 | |
| Revenue / Share | $1.03 | $2.13 | $2.50 | $2.40 | $2.50 | $14.87 | |
| Cash Flow / Share | $8.26 | $13.19 | $3.81 | $7.67 | $4.02 | $10.39 | |
| Cash / Share | $39.01 | $17.88 | $24.36 | $23.51 | $216.05 | $104.19 | |
| Dividend / Share | $0.30 | · | · | · | · | · | |
| EPS (TTM) | $6.62 | $5.93 | $6.91 | $5.29 | $6.45 | $4.66 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue YoY | -53.8% | -14.1% | 3.8% | 16.0% | 69.4% | · | |
| Revenue CAGR 3Y | -25.6% | 1.1% | 26.8% | · | · | · | |
| Revenue CAGR 5Y | -4.2% | · | · | · | · | · | |
| EPS YoY | 11.6% | -14.2% | 30.6% | -18.0% | 38.4% | · | |
| EPS CAGR 3Y | 7.8% | -2.8% | 14.0% | · | · | · | |
| EPS CAGR 5Y | 7.3% | · | · | · | · | · | |
| Net Income YoY | 6.6% | -13.7% | 30.0% | -1.9% | 53.4% | · | |
| Net Income CAGR 3Y | 6.2% | 3.3% | 25.1% | · | · | · | |
| Net Income CAGR 5Y | 12.5% | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue TTM | $11M | $24M | $28M | $27M | $23M | $14M | |
| Net Income TTM | $71M | $67M | $77M | $59M | $61M | $39M | |
| Market Cap | $770M | $654M | $613M | $642M | $1.16B | $301M | |
| P/E | 11.5 | 9.8 | 8.0 | 11.1 | 16.5 | 7.8 | |
| P/S | 69.7 | 27.3 | 22.0 | 23.9 | 50.3 | 22.0 | |
| P/B | 1.0 | 0.9 | 0.9 | 1.1 | 2.1 | 0.9 | |
| P / Tangible Book | 1.1 | 0.9 | 0.9 | 1.1 | 2.1 | 0.9 | |
| P / Cash Flow | 8.7 | 4.4 | 14.4 | 7.5 | 31.2 | 3.4 | |
| Dividend Yield | 0.41% | · | · | · | · | · | |
| Earnings Yield | 8.7% | 10.2% | 12.5% | 9.0% | 6.0% | 12.8% | |
| Payout Ratio | 4.4% | · | · | · | · | · | |
| Annual Payout | $3M | · | · | · | · | · |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3M | $3M | $2M | $2M | $3M | $4M | $5M | $6M | $6M | $7M | $6M | $7M | $8M | $7M | $6M | $6M | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $53M | · | $44M | $35M | $25M | $17M | $7M | |
| Interest Income | $141M | $135M | $137M | $132M | $127M | $119M | $120M | $120M | $116M | $112M | $105M | $98M | $89M | $83M | $81M | $70M | |
| Pretax Income | $28M | $44M | $41M | $10M | $27M | $23M | $31M | $18M | $24M | $24M | $20M | $28M | $25M | $34M | $1M | $36M | |
| Income Tax | $9M | $13M | $12M | $3M | $8M | $7M | $10M | $5M | $7M | $8M | $5M | $6M | $9M | $9M | $9M | $11M | |
| Net Income | $19M | $31M | $29M | $7M | $19M | $16M | $21M | $12M | $17M | $16M | $15M | $22M | $16M | $25M | $-8M | $25M | |
| EPS (Basic) | $1.55 | $2.94 | $2.79 | $0.68 | $1.78 | $1.46 | $1.91 | $1.10 | $1.50 | $1.46 | $1.31 | $1.99 | $1.39 | $2.26 | $-0.72 | $2.28 | |
| EPS (Diluted) | $1.54 | $2.92 | $2.74 | $0.67 | $1.76 | $1.45 | $1.89 | $1.08 | $1.50 | $1.46 | $1.32 | $1.97 | $1.37 | $2.25 | $-0.70 | $2.23 | |
| Shares (Basic) | 12,381,794 | 10,674,698 | · | 10,398,255 | 10,564,275 | 11,215,118 | · | 11,193,063 | 11,192,936 | 11,132,989 | · | 11,039,363 | 11,136,261 | 11,044,624 | · | 10,931,697 | |
| Shares (Diluted) | 12,515,939 | 10,755,411 | · | 10,587,402 | 10,676,878 | 11,281,375 | · | 11,312,773 | 11,199,736 | 11,132,989 | · | 11,136,873 | 11,278,405 | 11,103,008 | · | 11,177,152 | |
| EBITDA | · | $-3M | · | · | · | $-1M | · | · | · | $-3M | · | · | · | $872.0K | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $239M | $672M | $394M | $386M | $152M | $196M | $200M | $318M | $245M | $534M | · | $177M | $202M | $300M | · | $709M | |
| PP&E (Net) | · | · | $38M | · | · | · | $35M | · | · | · | · | · | · | · | · | $32M | |
| PP&E (Gross) | · | · | $58M | · | · | · | $53M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $19M | · | · | · | $18M | · | · | · | · | · | · | · | · | · | |
| Goodwill | · | · | $10M | · | · | · | $10M | · | · | · | · | · | · | · | · | $10M | |
| Total Assets | $8.86B | $8.84B | $8.26B | $8.23B | $7.85B | $7.62B | $7.30B | $7.40B | $7.27B | $7.45B | · | $6.68B | $6.52B | $6.31B | · | $6.42B | |
| Total Liabilities | $7.89B | $7.90B | $7.51B | $7.50B | $7.13B | $6.88B | $6.57B | $6.69B | $6.57B | $6.78B | · | $6.05B | $5.90B | $5.70B | · | $5.84B | |
| Common Stock | $136.0K | $136.0K | $113.0K | $113.0K | $113.0K | $113.0K | $112.0K | $112.0K | $112.0K | $112.0K | · | $110.0K | $110.0K | $112.0K | · | $109.0K | |
| Paid-in Capital | $588M | $585M | $406M | $404M | $401M | $399M | $400M | $398M | $396M | $393M | · | $394M | $393M | $394M | · | $387M | |
| Retained Earnings | $495M | $479M | $451M | $423M | $418M | $399M | $383M | $361M | $349M | $332M | · | $301M | $279M | $264M | · | $249M | |
| Treasury Stock | $76M | $76M | $73M | $53M | $51M | $13M | · | · | · | · | · | · | · | · | · | · | |
| AOCI | $-39M | $-39M | $-40M | $-42M | $-45M | $-47M | $-53M | $-44M | $-52M | $-52M | · | $-60M | $-51M | $-50M | · | $-54M | |
| Stockholders' Equity | $968M | $948M | $743M | $732M | $723M | $738M | $730M | $715M | $692M | $674M | $659M | $635M | $621M | $608M | $576M | $582M | |
| Liabilities + Equity | $8.86B | $8.84B | $8.26B | $8.23B | $7.85B | $7.62B | $7.30B | $7.40B | $7.27B | $7.45B | · | $6.68B | $6.52B | $6.31B | · | $6.42B | |
| Shares Outstanding | 12,395,278 | 12,392,035 | 10,088,617 | 10,382,218 | 10,421,384 | 11,066,234 | 11,197,625 | 11,194,411 | 11,192,936 | 11,191,958 | · | 11,062,729 | 10,991,074 | 11,211,274 | · | 10,931,697 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $-2M | $-3M | $12M | $-5M | $-2M | $-1M | $12M | $-3M | $-3M | $-3M | $-2M | $3M | $3M | $1M | $-2M | $3M | |
| Stock-based Comp | $4M | $3M | $2M | $3M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $2M | $2M | $2M | |
| Other Non-cash | · | $23M | · | · | · | $-9M | · | · | · | $10M | · | · | · | $11M | · | · | |
| Operating Cash Flow | $-11M | $55M | $31M | $32M | $18M | $8M | $83M | $5M | $35M | $25M | $-31M | $27M | $7M | $39M | $11M | $53M | |
| Investing Cash Flow | $-410M | $-314M | $-24M | $-150M | $-281M | $-307M | $-115M | $-31M | $-107M | $-117M | $-277M | $-195M | $-305M | $2M | $-240M | $-234M | |
| Stock Repurchased | $0 | $10M | $20M | $3M | $38M | $13M | · | · | · | · | · | · | · | · | · | · | |
| Net Stock Activity | · | $-10M | · | · | · | $-13M | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $3M | $2M | $2M | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Financing Cash Flow | $-12M | $538M | $1M | $352M | $219M | $295M | $-87M | $100M | $-218M | $357M | $400M | $143M | $201M | $1M | $-223M | $-452M |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 743.4% | 1204.5% | · | 286.5% | 719.0% | 458.7% | · | 197.3% | 273.3% | 230.6% | · | 335.5% | · | 360.9% | · | 422.4% | |
| Pretax Margin | 1078.2% | 1701.4% | · | 409.7% | 1026.2% | 655.3% | · | 282.6% | 388.5% | 345.6% | · | 431.1% | · | 487.0% | · | 608.4% | |
| EBITDA Margin | · | -117.1% | · | · | · | -40.7% | · | · | · | -45.4% | · | · | · | 12.6% | · | · | |
| ROA | 0.23% | 0.38% | · | 0.09% | 0.25% | 0.22% | · | 0.17% | 0.24% | 0.24% | · | 0.34% | · | 0.39% | · | 0.40% | |
| ROE | 2.3% | 3.7% | · | 0.98% | 2.6% | 2.3% | · | 1.8% | 2.6% | 2.5% | · | 3.6% | · | 4.3% | · | 4.4% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | · | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $78.11 | $76.53 | · | $70.51 | $69.37 | $66.68 | · | $63.89 | $61.86 | $60.18 | · | $57.39 | · | $54.22 | · | $53.26 | |
| Revenue / Share | $0.21 | $0.24 | · | $0.23 | $0.24 | $0.32 | · | $0.55 | $0.55 | $0.63 | · | $0.59 | · | $0.63 | · | $0.53 | |
| Cash Flow / Share | · | $5.12 | · | · | · | $0.69 | · | · | · | $2.25 | · | · | · | $3.52 | · | · | |
| Cash / Share | $19.30 | $54.26 | · | $37.17 | $14.63 | $17.75 | · | $28.45 | $21.86 | $47.75 | · | $16.03 | · | $26.71 | · | $64.84 | |
| Dividend / Share | $0.25 | $0.20 | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| EPS (TTM) | $7.87 | $8.09 | · | $5.77 | $6.18 | $5.92 | · | $5.36 | $6.25 | $6.12 | · | $4.89 | $5.15 | $5.85 | · | $7.69 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $10M | $10M | · | $13M | $17M | $20M | · | $26M | $26M | $28M | · | $28M | $27M | $26M | · | $28M | |
| Net Income TTM | $87M | $86M | · | $64M | $69M | $67M | · | $60M | $70M | $68M | · | $55M | $58M | $65M | · | $86M | |
| Market Cap | $1.22B | $1.03B | · | $777M | $729M | $620M | · | $589M | $471M | $431M | · | $401M | · | $380M | · | $704M | |
| P/E | 12.5 | 10.3 | · | 13.0 | 11.3 | 9.5 | · | 9.8 | 6.7 | 6.3 | · | 7.4 | 6.7 | 5.8 | · | 8.4 | |
| P/S | 121.5 | 102.2 | · | 58.8 | 43.1 | 30.3 | · | 22.8 | 18.0 | 15.4 | · | 14.5 | · | 14.5 | · | 25.5 | |
| P/B | 1.3 | 1.1 | · | 1.1 | 1.0 | 0.8 | · | 0.8 | 0.7 | 0.6 | · | 0.6 | · | 0.6 | · | 1.2 | |
| P / Tangible Book | 1.3 | 1.1 | · | 1.1 | 1.0 | 0.8 | · | 0.8 | 0.7 | 0.6 | · | 0.6 | 0.6 | 0.6 | · | 1.2 | |
| P / Cash Flow | · | 18.8 | · | · | · | 79.8 | · | · | · | 17.2 | · | · | · | 9.7 | · | · | |
| Earnings Yield | 8.0% | 9.7% | · | 7.7% | 8.8% | 10.6% | · | 10.2% | 14.8% | 15.9% | · | 13.5% | 14.8% | 17.3% | · | 11.9% | |
| Payout Ratio | · | 6.4% | · | · | · | · | · | · | · | · | · | · | · | · | · | · |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $11M | $24M | $28M | $27M | $23M |
| Net Income | $71M | $67M | $77M | $59M | $61M |
| Diluted EPS | $6.62 | $5.93 | $6.91 | $5.29 | $6.45 |
No data for this statement
Not enough fundamentals data to build this statement yet.
No data for this statement
Not enough fundamentals data to build this statement yet.
Institutional owners (13F) 212 filers · $1.2B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
212
Value held
$1.2B
New positions
38
Exited positions
22
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 38 (-16 vs prior Q) | 22 (+7 vs prior Q) | 82 (+18 vs prior Q) | 44 (-2 vs prior Q) | -24K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $119,412,594 | 1,209,119 | 9.94% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $100,970,545 | 1,022,383 | 8.41% | Shares |
| Patriot Financial Partners GP II, L.P. | $65,663,944 | 664,884 | 5.47% | Shares |
| PATRIOT FINANCIAL PARTNERS GP, LP | $53,541,880 | 764,884 | 4.46% | Shares |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $51,889,985 | 525,415 | 4.32% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $50,617,167 | 512,527 | 4.22% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $46,674,715 | 472,599 | 3.89% | Shares |
| VANGUARD GROUP INC | $46,484,150 | 608,750 | 3.87% | Shares |
| STATE STREET CORP | $46,335,958 | 469,133 | 3.86% | Shares |
| AMERICAN CENTURY COMPANIES INC | $35,044,492 | 354,845 | 2.92% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $30,428,837 | 308,061 | 2.53% | Shares |
| CITADEL ADVISORS LLC | $29,887,936 | 302,632 | 2.49% | Shares |
| MILLENNIUM MANAGEMENT LLC | $24,250,320 | 245,548 | 2.02% | Shares |
| TWO SIGMA INVESTMENTS, LP | $21,713,472 | 219,861 | 1.81% | Shares |
| KENNEDY CAPITAL MANAGEMENT LLC | $20,961,217 | 212,244 | 1.75% | Shares |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | $20,775,845 | 210,367 | 1.73% | Shares |
| Bank of New York Mellon Corp | $19,294,980 | 195,372 | 1.61% | Shares |
| Nuveen, LLC | $19,089,618 | 193,293 | 1.59% | Shares |
| UBS Group AG | $17,972,345 | 181,980 | 1.50% | Shares |
| MORGAN STANLEY | $16,650,071 | 168,591 | 1.39% | Shares |
| D. E. Shaw & Co., Inc. | $16,066,870 | 162,686 | 1.34% | Shares |
| Qube Research & Technologies Ltd | $15,695,038 | 158,921 | 1.31% | Shares |
| ALLIANCEBERNSTEIN L.P. | $14,710,930 | 176,623 | 1.23% | Shares |
| BANC FUNDS CO LLC | $14,539,546 | 147,221 | 1.21% | Shares |
| Russell Investments Group, Ltd. | $12,687,317 | 128,465 | 1.06% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $12,328,803 | 124,836 | 1.03% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $11,307,136 | 114,491 | 0.94% | Shares |
| Ranger Investment Management, L.P. | $10,849,477 | 109,857 | 0.90% | Shares |
| NORTHERN TRUST CORP | $10,167,835 | 102,955 | 0.85% | Shares |
| JPMORGAN CHASE & CO | $9,788,069 | 98,531 | 0.82% | Shares |
| PRUDENTIAL FINANCIAL INC | $9,685,393 | 98,070 | 0.81% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $9,252,528 | 93,687 | 0.77% | Shares |
| GOLDMAN SACHS GROUP INC | $8,514,400 | 86,213 | 0.71% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $8,469,164 | 85,755 | 0.71% | Shares |
| Trexquant Investment LP | $8,328,925 | 84,335 | 0.69% | Shares |
| ALGERT GLOBAL LLC | $8,036,397 | 81,373 | 0.67% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $7,492,921 | 75,870 | 0.62% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $7,352,781 | 74,451 | 0.61% | Shares |
| TUDOR INVESTMENT CORP ET AL | $7,060,056 | 71,487 | 0.59% | Shares |
| Pacific Ridge Capital Partners, LLC | $6,693,459 | 67,775 | 0.56% | Shares |
| BANK OF AMERICA CORP /DE/ | $6,371,699 | 64,517 | 0.53% | Shares |
| FRANKLIN RESOURCES INC | $6,296,049 | 63,751 | 0.52% | Shares |
| AMERIPRISE FINANCIAL INC | $5,388,544 | 54,562 | 0.45% | Shares |
| STATE OF WISCONSIN INVESTMENT BOARD | $5,363,359 | 54,307 | 0.45% | Shares |
| Empowered Funds, LLC | $5,051,673 | 51,151 | 0.42% | Shares |
| SOROS FUND MANAGEMENT LLC | $4,938,000 | 50,000 | 0.41% | Shares |
| Invesco Ltd. | $4,807,439 | 48,678 | 0.40% | Shares |
| EJF Capital LP | $4,293,789 | 43,477 | 0.36% | Shares |
| Lido Advisors, LLC | $3,405,541 | 34,483 | 0.28% | Shares |
| Knights of Columbus Asset Advisors LLC | $3,297,695 | 33,391 | 0.27% | Shares |
Activists & 5%+ owners 2 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Patriot Financial Partners III, L.P., Patriot Financial Partners GP III, L.P., Patriot Financial Partners GP III, LLC, W. Kirk Wycoff, James F. Deutsch ×3 filings | Sept. 19, 2023 | · | Initial filing | Passive investment | SEC |
| Endicott Opportunity Partners IV, L.P., Endicott Management Company, W.R. Endicott IV, L.L.C., Wayne K. Goldstein (in the capacity described herein), Robert I. Usdan (in the capacity described herein) ×2 filings | Nov. 5, 2021 | · | Initial filing | Board campaign | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 29 insiders · 15 officers · 11 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Mark R Defazio | President and CEO | March 28, 2026 F | 150,583 | 0 | 0 | $0 |
| Daniel F Dougherty | EVP & Chief Financial Officer | July 23, 2026 P | 33,197 | 3 | 0 | $241,590 |
| Greg Sigrist | EVP and CFO | March 17, 2023 P | 13,842 | 0 | 0 | $0 |
| Dixiana M Berrios | EVP & Chief Operating Officer | March 2, 2026 D | 15,620 | 0 | 0 | $0 |
| Gerard A Perri | EVP and COO | May 13, 2020 P | 8,098 | 0 | 0 | $0 |
| Nick Rosenberg | Executive Vice President | July 1, 2026 S | 22,202 | 0 | 8 | $-434,082 |
| Scott Lublin | EVP and Chief Lending Officer | March 28, 2026 F | 57,905 | 0 | 4 | $-371,784 |
| Gregory Gaare | SVP & Chief Risk Officer | March 2, 2026 F | 4,875 | 0 | 0 | $0 |
| Gerald David Bonnar | SVP, Controller, CAO & PAO | March 2, 2026 F | 13,390 | 0 | 0 | $0 |
| Frederik F Erikson | EVP & General Counsel | March 2, 2026 F | 11,823 | 1 | 0 | $1,373 |
| Norman Scott | SVP and Chief Credit Officer | March 2, 2026 F | 12,532 | 0 | 0 | $0 |
| Laura Capra | EVP, Head of Retail Banking | March 2, 2026 F | 40,989 | 0 | 0 | $0 |
| Michael A Guarino | EVP and Legal Counsel | March 15, 2023 I | 100 | 0 | 0 | $0 |
| Imran Riaz | SVP and CCRO | Feb. 23, 2021 A | 3,566 | 0 | 0 | $0 |
| Karen Rojeski | SVP&Chief Credit Risk Officer | Feb. 27, 2019 A | 13,376 | 0 | 0 | $0 |
| Dale C Fredston | Director | Sept. 17, 2026 S | 14,668 | 0 | 1 | $-178,180 |
| Harvey Gutman | Director | May 29, 2026 S | 18,243 | 0 | 1 | $-268,740 |
| George J Wolf Jr | Director | Jan. 27, 2026 G | 28,495 | 0 | 0 | $0 |
| Katrina Robinson | Director | Jan. 23, 2026 A | 7,500 | 0 | 0 | $0 |
| Chaya Pamula | Director | Jan. 23, 2026 A | 11,513 | 0 | 0 | $0 |
| William Reinhardt | Director | Jan. 23, 2026 A | 23,780 | 0 | 0 | $0 |
| David J Gold | Director | Jan. 23, 2026 A | 29,731 | 0 | 0 | $0 |
| David M Gavrin | Director | March 18, 2020 P | 59,555 | 0 | 0 | $0 |
| Robert I Usdan | Director | Jan. 29, 2019 A | 5,707 | 0 | 0 | $0 |
| Mark H Goldberg | Director | Nov. 30, 2018 M | 55,266 | 0 | 0 | $0 |
| Robert C Patent | · | Aug. 10, 2026 S | 76,185 | 0 | 9 | $-3,698,225 |
| Anthony J Fabiano | · | Jan. 23, 2026 A | 15,180 | 1 | 0 | $9,977 |
| Maria F Ramirez | · | Jan. 23, 2026 A | 34,557 | 0 | 0 | $0 |
| Terence J Mitchell | · | Jan. 23, 2026 A | 15,730 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 39 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| DWAS · Invesco Exchange-Traded Fund Trust … | 0.38% | 17,729 SH | Oct. 2, 2026 | Daily |
| DPST · Direxion Shares ETF Trust | 0.25% | 11,687 NS | July 31, 2026 | N-PORT |
| IWC · iShares Trust | 0.24% | 38,278 SH | Sept. 11, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | 0.11% | 9,539 SH | Aug. 19, 2026 | Daily |
| EBIT · Harbor ETF Trust | 0.10% | 125 NS | July 31, 2026 | N-PORT |
| FSMD · FIDELITY COVINGTON TRUST | 0.09% | 24,520 NS | July 31, 2026 | N-PORT |
| VFMO · VANGUARD WELLINGTON FUND | 0.06% | 12,675 SH | Aug. 19, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.05% | 7,324 SH | Aug. 19, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.05% | 40,746 NS | July 31, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.04% | 13,247 SH | Oct. 2, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.04% | 62,209 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.03% | 295,038 SH | Sept. 11, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.03% | 1,021 SH | Oct. 2, 2026 | Daily |
| RSSL · Global X Funds | 0.03% | 5,327 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.03% | 64,286 SH | Aug. 19, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.02% | 40,744 NS | July 31, 2026 | N-PORT |
| VTWG · VANGUARD SCOTTSDALE FUNDS | 0.02% | 2,939 SH | Aug. 19, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.02% | 1,002 NS | July 31, 2026 | N-PORT |
| IWO · iShares Trust | 0.02% | 26,363 SH | Sept. 11, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 2,977 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 128,813 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 17,678 SH | Aug. 19, 2026 | Daily |
| WSML · iShares Trust | 0.01% | 565 SH | Sept. 11, 2026 | Daily |
| TILT · FlexShares Trust | 0.01% | 1,580 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.01% | 27,539 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 1,196 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 602 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 3,087 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 3,925 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 15,366 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 2,538 SH | Sept. 9, 2026 | Daily |
| DFUV · Dimensional ETF Trust | 0.00% | 1,435 NS | July 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 371,654 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 935 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 81,789 SH | Sept. 11, 2026 | Daily |
| SVAL · iShares Trust | · | 6,890 SH | Sept. 3, 2026 | Daily |
| ISCB · iShares Trust | · | 486 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 2,609 SH | Sept. 11, 2026 | Daily |
| SMLF · iShares Trust | · | 59,237 SH | Sept. 11, 2026 | Daily |
MCB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 7 analysts
BUY
Median target
$108.00
+21.0%
1 14.3%
Strong Buy
4 57.1%
Buy
2 28.6%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
3 analysts · 2026-09-30Mean target $106.00 +18.8%
← Below all targets
Current price $89.25
Low$100.00
Mean$106.00
High$110.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| MCB | $770M | 11.5 | -53.8% | 643.2% | 9.7% | · |
| THFF | $718M | 9.0 | 20.2% | 30.2% | 12.8% | · |
| AMTB | · | 15.5 | 30.8% | 11.9% | 5.6% | · |
| HFWA | $803M | 12.1 | 13.5% | 27.4% | 7.5% | · |
| UVSP | $922M | 10.5 | 9.6% | 27.7% | 9.8% | · |
| NBN | · | · | · | · | · | · |
| CFFN | $839M | 12.2 | 6.5% | 417.3% | 6.5% | · |
| FSBC | $765M | 12.3 | 25.6% | 38.9% | 14.3% | · |
| MBWM | $826M | 8.8 | 4.8% | 36.6% | 13.1% | · |
My Metrics Your personal watchlist — selected rows from Full Fundamentals
Pick the metrics that matter to you — click the + next to any row in Full Fundamentals above.
Your selection is saved and follows you across all tickers.
Source: SEC 10-Q filed Jul 31, 2026