your badges 52W Range $50–$86 89% of range Analyst Rating BUY 8 analysts Price Target $87 +6% upside P/E 17.8 ROE 6.2% Net Profit Margin 15.9%

CHMG Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $81.93
P/E 17.8
EPS $3.14
ROE 6.2%
52W Range $50–$86

CHMG Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
range
bars

Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.

10-Year Performance Revenue, net income, margins and EPS trends

06
EPS$3.14
2023-12-31 → 2025-12-31
Free Cash Flow$44M
2023-12-31 → 2025-12-31
Net margin15.9%
2023-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend CHMG 5Y avg Peer Median Verdict
P/E 17.8 · 10.7 Fair value

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Payout Ratio41.9%
Annualized Payout≈$1.44Paid quarterly
5Y Div CAGR≈4.9%Per share, split-adjusted
Growth Streak≈1Consecutive years of dividend growth
Ex-dateAmountCurrencyYield
Sep 17, 2026$0.36USD≈1.7%
Jun 17, 2026$0.34USD≈1.9%
Mar 18, 2026$0.34USD≈2.6%
Dec 19, 2025$0.34USD≈2.3%
Sep 17, 2025$0.34USD≈2.5%
Jun 17, 2025$0.32USD≈2.7%
Mar 18, 2025$0.32USD≈2.6%
Dec 19, 2024$0.31USD≈2.5%
Sep 19, 2024$0.31USD≈2.5%
Jun 17, 2024$0.31USD≈2.9%
Mar 15, 2024$0.31USD≈3.0%
Dec 18, 2023$0.31USD≈2.5%
Sep 15, 2023$0.31USD≈3.1%
Jun 16, 2023$0.31USD≈3.2%
Mar 17, 2023$0.31USD≈2.8%
Dec 19, 2022$0.31USD≈2.9%
Sep 16, 2022$0.31USD≈2.9%
Jun 16, 2022$0.31USD≈2.9%
Mar 17, 2022$0.31USD≈2.7%
Dec 17, 2021$0.31USD≈2.7%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 2.2%
Next Report Oct 19, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 16, 2026 $1.82 $1.80 1.1%
March 31, 2026 $1.91 $1.66 15.2%
Dec. 31, 2025 $1.61 $1.65 -2.4%
Sept. 30, 2025 $1.62 $1.64 -1.2%
June 30, 2025 $1.31 $1.34 -2.6%
March 31, 2025 $1.26 $1.22 3.2%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 9
Metric Trend 202520242023202220212020201920182017201620152014
Interest Expense ··$39M$7M$3M$4M$6M$4M$3M$4M$4M$4M
Interest Income $133M$128M$113M$81M$69M$67M$67M$65M$60M$56M$54M$53M
Pretax Income $20M$30M$32M$37M$34M$24M$19M$24M$15M$14M$14M$12M
Income Tax $5M$6M$7M$8M$7M$5M$3M$4M$7M$4M$5M$4M
Net Income $15M$24M$25M$29M$26M$19M$16M$20M$7M$10M$9M$8M
EPS (Basic) $3.14$4.96$5.28$6.13$5.64$4.01······
EPS (Diluted) $3.14$4.96$5.28$6.13$5.64$4.01······
Shares (Basic) 4,804,0004,770,0004,732,0004,693,0004,683,0004,802,000······
Shares (Diluted) 4,804,0004,770,0004,732,0004,693,0004,683,0004,802,000······
Balance Sheet 14
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents $50M$47M$37M$56M$27M$109M$122M$130M$31M$74M$26M$29M
PP&E (Net) $15M$16M$15M$16M$18M$20M$22M$25M$27M$29M$29M$32M
PP&E (Gross) $87M$87M$88M$87M$88M$89M$89M$90M$89M$88M$85M$86M
Accum. Depreciation $71M$70M$73M$71M$70M$69M$67M$65M$63M$59M$56M$54M
Goodwill $22M$22M$22M$22M$22M$22M$22M$22M$22M$22M$22M$22M
Intangibles ···$0$15.0K$258.0K$742.0K$1M$2M$3M$4M$5M
Total Assets $2.71B$2.78B$2.71B$2.65B$2.42B$2.28B$1.79B$1.76B$1.71B$1.66B$1.62B$1.52B
Total Liabilities $2.46B$2.56B$2.52B$2.48B$2.21B$2.08B$1.61B$1.59B$1.56B$1.51B$1.48B$1.39B
Common Stock $53.0K$53.0K$53.0K$53.0K$53.0K$53.0K$53.0K$53.0K$53.0K$53.0K$53.0K$53.0K
Retained Earnings $256M$248M$230M$212M$189M$168M$154M$143M$128M$124M$119M$114M
Treasury Stock $15M$16M$17M$18M$18M$18M$12M$13M$14M$15M$16M$17M
AOCI $-36M$-65M$-66M$-75M$-7M$2M$-6M$-11M$-10M$-11M$-11M$-9M
Stockholders' Equity $255M$215M$195M$166M$211M$200M$183M$165M$150M$144M$137M$134M
Liabilities + Equity $2.71B$2.78B$2.71B$2.65B$2.42B$2.28B$1.79B$1.76B$1.71B$1.66B$1.62B$1.52B
Cash Flow 13
Metric Trend 202520242023202220212020201920182017201620152014
Deferred Tax $-3M$1M$-2M$2M$570.0K$-86.0K$-2M$2M$4M$-3M$774.0K$-2M
Amort. of Intangibles $0$0$0$15.0K$243.0K$484.0K$609.0K$734.0K$900.0K$986.0K$1M$1M
Operating Cash Flow $45M$30M$31M$35M$35M$29M$26M$28M$24M$22M$14M$18M
CapEx $2M$4M$462.0K$426.0K$367.0K$867.0K$883.0K$2M$1M$2M$1M$3M
Investing Cash Flow $68M$-58M$-82M$-253M$-242M$-496M$-33M$44M$-107M$-729.0K··
Stock Repurchased $396.0K$344.0K$316.0K$933.0K$2M$8M$0$0··$0$0
Net Stock Activity $-396.0K$-344.0K$-316.0K$-933.0K$-2M$-8M····$0$0
Dividends Paid $6M$7M$6M$6M$5M$5M$5M$5M$5M$5M$5M$5M
Financing Cash Flow $-111M$38M$32M$246M$125M$454M$-2M$28M$40M$27M··
Net Change in Cash $3M$10M$-19M$29M$-82M$-13M$-8M$99M$-43M$48M$-3M$-22M
Taxes Paid $6M···········
Free Cash Flow $44M$26M$30M$35M$35M$28M$26M$26M$22M$20M$13M$16M
Levered FCF ··$-228.4K$29M$32M$25M$20M$23M$21M$18M$11M$13M
Profitability 4
Metric Trend 202520242023202220212020201920182017201620152014
Net Margin 15.9%24.3%25.2%30.1%29.5%22.9%19.4%23.5%9.6%13.7%13.3%10.7%
Pretax Margin 21.0%30.9%31.8%38.6%37.7%28.4%23.6%28.3%19.0%19.6%19.8%15.6%
ROA 0.55%0.85%0.92%1.1%1.1%0.87%0.87%1.1%0.43%0.59%0.58%0.54%
ROE 6.2%10.9%13.7%17.9%12.7%9.7%8.6%12.2%4.9%7.0%6.8%6.0%
Efficiency 1
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 0.00.00.00.00.00.00.00.00.00.00.00.1
Per Share 4
Metric Trend 202520242023202220212020201920182017201620152014
Revenue / Share $19.80$20.40$20.92$20.37$19.10·······
Cash Flow / Share $9.47$6.25$6.53$7.47$7.57·······
Dividend / Share $1.32$1.24$1.24$1.24$1.19$1.04$1.04$1.04$1.04$1.04$1.04$1.04
EPS (TTM) $3.14$4.96$5.28$6.13$5.64$4.01······
Growth Rates 10
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY -2.2%-1.7%3.5%6.9%6.4%·······
Revenue CAGR 3Y -0.18%2.8%5.6%·········
Revenue CAGR 5Y 2.5%···········
EPS YoY -36.7%-6.1%-13.9%8.7%40.6%·······
EPS CAGR 3Y -20.0%-4.2%9.6%·········
EPS CAGR 5Y -4.8%···········
Net Income YoY -36.2%-5.3%-13.1%8.9%37.2%·······
Net Income CAGR 3Y -19.3%-3.6%9.1%·········
Net Income CAGR 5Y -4.8%···········
Dividends Paid CAGR 5Y 4.8%···········
Valuation (TTM) 6
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $95M$97M$99M$96M$89M$84M$81M$84M$77M$73M$71M$76M
Net Income TTM $15M$24M$25M$29M$26M$19M$16M$20M$7M$10M$9M$8M
P/E 17.89.89.47.58.28.5······
Earnings Yield 5.6%10.2%10.6%13.4%12.1%11.8%······
Payout Ratio 41.9%31.1%23.4%20.1%20.1%26.0%32.2%25.3%66.2%48.6%51.2%58.8%
Annual Payout $6M$7M$6M$6M$5M$5M$5M$5M$5M$5M$5M$5M

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312025-06-302025-03-312024-12-312024-09-30
Net Income $15M · · $24M ·
Diluted EPS $3.14 · · $4.96 ·

Institutional owners (13F) 106 filers · $182.1M total · As of June 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 106
Value held $182.1M
New positions 20
Exited positions 8
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
20 (+11 vs prior Q) 8 (+3 vs prior Q) 36 (+10 vs prior Q) 20 (-4 vs prior Q) +172K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $29,197,101 391,487 16.03% Shares
CHEMUNG CANAL TRUST CO $21,238,594 284,776 11.66% Shares
DIMENSIONAL FUND ADVISORS LP $13,912,854 186,549 7.64% Shares
VANGUARD CAPITAL MANAGEMENT LLC $12,255,806 164,331 6.73% Shares
MANUFACTURERS LIFE INSURANCE COMPANY, THE $12,098,293 162,219 6.64% Shares
VANGUARD GROUP INC $12,047,833 215,911 6.62% Shares
PL Capital Advisors, LLC $8,154,279 109,336 4.48% Shares
GEODE CAPITAL MANAGEMENT, LLC $7,317,999 98,104 4.02% Shares
STATE STREET CORP $5,042,353 67,350 2.77% Shares
RENAISSANCE TECHNOLOGIES LLC $4,525,440 60,679 2.48% Shares
BRIDGEWAY CAPITAL MANAGEMENT, LLC $3,964,300 53,155 2.18% Shares
GOLDMAN SACHS GROUP INC $2,874,611 38,544 1.58% Shares
NORTHERN TRUST CORP $2,739,995 36,739 1.50% Shares
FIRST MANHATTAN CO. LLC. $2,640,181 35,240 1.45% Shares
MORGAN STANLEY $2,529,760 33,919 1.39% Shares
WELLINGTON MANAGEMENT GROUP LLP $2,347,331 31,474 1.29% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $2,043,119 27,395 1.12% Shares
Empowered Funds, LLC $2,010,453 26,957 1.10% Shares
Connor, Clark & Lunn Investment Management Ltd. $1,980,770 26,559 1.09% Shares
AMERICAN CENTURY COMPANIES INC $1,871,660 25,096 1.03% Shares
VANGUARD FIDUCIARY TRUST CO $1,830,641 24,546 1.01% Shares
Hudock, Inc. $1,634,346 21,914 0.90% Shares
ALLIANCEBERNSTEIN L.P. $1,618,798 30,078 0.89% Shares
AQR CAPITAL MANAGEMENT LLC $1,610,411 21,593 0.88% Shares
TWO SIGMA INVESTMENTS, LP $1,453,415 19,488 0.80% Shares
HSBC HOLDINGS PLC $1,271,940 17,256 0.70% Shares
Bank of New York Mellon Corp $1,149,402 15,412 0.63% Shares
PANAGORA ASSET MANAGEMENT INC $1,146,742 15,376 0.63% Shares
MARTINGALE ASSET MANAGEMENT L P $1,067,912 14,319 0.59% Shares
BANK OF AMERICA CORP /DE/ $1,057,768 14,183 0.58% Shares
BARCLAYS PLC $1,029,652 13,806 0.57% Shares
WEALTH ENHANCEMENT ADVISORY SERVICES, LLC $984,011 13,110 0.54% Shares
Alesco Advisors, LLC, An ESL Co $861,697 11,554 0.47% Shares
Trexquant Investment LP $859,684 11,527 0.47% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $830,597 11,137 0.46% Shares
MARSHALL WACE, LLP $827,614 11,097 0.45% Shares
RAYMOND JAMES FINANCIAL INC $693,370 9,297 0.38% Shares
Nuveen, LLC $571,506 7,663 0.31% Shares
Empower Advisory Group, LLC $566,659 7,598 0.31% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $556,218 7,458 0.31% Shares
BROWN ADVISORY INC $538,169 7,216 0.30% Shares
WELLS FARGO & COMPANY/MN $521,680 6,995 0.29% Shares
Forum Financial Management, LP $502,893 6,743 0.28% Shares
ALGERT GLOBAL LLC $493,869 6,622 0.27% Shares
XTX Topco Ltd $486,411 6,522 0.27% Shares
SEI INVESTMENTS CO $464,783 6,232 0.26% Shares
Hillsdale Investment Management Inc. $417,648 5,600 0.23% Shares
Mariner, LLC $416,679 5,587 0.23% Shares
OSAIC HOLDINGS, INC. $410,190 5,500 0.23% Shares
Russell Investments Group, Ltd. $384,679 5,157 0.21% Shares

Show all 106 institutional owners →

Activists & 5%+ owners 3 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
David J. Dalrymple, Robert H. Dalrymple, Joanne F. Dalrymple, Dalrymple Family Limited Partnership ×2 filings March 9, 2015 · Initial filing · SEC
David J. Dalrymple S.S.# XXX-XX-XXXX, Robert H. Dalrymple S.S.# XXX-XX-XXXX, Catherine D. Smith S.S.#XXX-XX-XXXX, Dalrymple Holding Corporation E.I. No., Dalrymple Family Limited Partnership E.I. No., Joanne F. Dalrymple S.S.# XXX-XX-XXXX Feb. 11, 2008 · Initial filing Passive investment SEC
David J. Dalrymple S.S.# ###-##-####, Robert H. Dalrymple S.S.# ###-##-####, Catherine D. Smith S.S.# ###-##-####, Dalrymple Holding Corporation E.I. No., Dalrymple Family Limited Partnership E.I. No. ×3 filings Aug. 12, 2005 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 60 insiders · 30 officers · 25 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Anders Tomson President & CEO Feb. 27, 2026 F 46,223 0 0 $0
Dale M. Mckim III EVP, CFO & Treasurer July 3, 2026 F 6,746 0 0 $0
Karl Francis Krebs EVP, CFO & Treasurer Dec. 20, 2022 F 6,686 0 0 $0
Mark A Severson EVP, CFO & Treasurer Sept. 13, 2013 D 203 0 0 $0
John R Battersby JR EVP, CFO & Treasurer Dec. 21, 2011 A 1,528 0 0 $0
Jeffrey P. Kenefick Regional President Feb. 27, 2026 F 11,464 0 0 $0
Daniel D Fariello President, Capital Bank Div. Feb. 27, 2026 F 8,261 0 2 $-60,625
Loren D Cole EVP & CIO Sept. 16, 2026 S 5,164 0 1 $-430,860
Vincent M Cutrona EVP & President-Canal Bank Div June 24, 2026 F 3,509 0 0 $0
Mary E Meisner EVP & Chief Risk Ofcr. Feb. 27, 2026 F 4,449 0 0 $0
John J Stempin Controller Feb. 27, 2026 F 475 0 0 $0
Peter K Cosgrove Executive Vice President & CCO Feb. 27, 2026 F 7,200 0 0 $0
Kimberly A Hazelton Executive Vice President Feb. 27, 2026 F 8,162 0 0 $0
Frank D Vassallo Vice President & Controller June 29, 2022 D 43 0 0 $0
Louis C Difabio Executive Vice President Jan. 11, 2021 F 7,604 0 0 $0
Karen R Makowski Executive Vice President & CRO Jan. 2, 2020 F 4,639 0 0 $0
Thomas E Funk Controller May 24, 2016 S 0 0 0 $0
Richard G Carr Executive Vice President Dec. 31, 2015 F 4,506 0 0 $0
Melinda A Sartori Executive Vice President Dec. 31, 2015 F 2,273 0 0 $0
Michael J. Wayne Senior Vice President Dec. 19, 2012 A 1,066 0 0 $0
Brendan P. Mccormick Vice President & Auditor Dec. 19, 2012 A 612 0 0 $0
Michael J Crimmins Senior Vice President Dec. 19, 2012 A 2,151 0 0 $0
Thomas J Whitaker Senior Vice President Dec. 19, 2012 A 2,151 0 0 $0
Linda M Struble Senior Vice President Dec. 21, 2011 A 671 0 0 $0
Jane H Adamy Senior Vice President Dec. 21, 2011 A 875 0 0 $0
Charles J Vita EVP, Chief Admin, Risk Ofcr. Oct. 25, 2011 D 0 0 0 $0
Norman R Ward Senior VP & Auditor April 20, 2011 S 4,154 0 0 $0
James E Corey III Executive Vice President July 13, 2010 S 3,067 0 0 $0
Elizabeth T Dalrymple Senior Vice President May 6, 2008 P 2,990 0 0 $0
Jerome F Denton Executive Vice President Sept. 16, 2003 S 3,000 0 0 $0
Thomas R. Tyrrell Director April 27, 2026 S 8,050 0 3 $-81,980
Robert H Dalrymple Director Feb. 26, 2026 S 1,351 0 1 $-160,234
Joseph F Meade IV Director Jan. 21, 2026 A 4,392 0 0 $0
Raimundo C. Archibold Jr Director Jan. 21, 2026 A 2,549 0 0 $0
Richard E Forrestel Jr Director Jan. 21, 2026 A 15,269 0 0 $0
Denise V Gonick Director Jan. 21, 2026 A 6,804 0 0 $0
Jeffrey B Streeter Director Jan. 21, 2026 A 33,322 2 0 $181,351
Thomas G. Tranter Jr. Director Jan. 21, 2026 A 28,368 0 0 $0
David M Buicko Director Jan. 21, 2026 A 8,986 0 0 $0
Stephen M Lounsberry III Director Jan. 21, 2026 A 23,433 0 0 $0
David J Dalrymple Director Jan. 21, 2026 A 26,392 0 0 $0
Larry H. Becker Director Jan. 26, 2022 A 38,495 0 0 $0
Bruce Walter Boyea Director March 31, 2020 A 5,490 0 0 $0
Kevin B Tully Director Jan. 15, 2020 A 2,623 0 0 $0
Clover M Drinkwater Director Jan. 15, 2020 A 12,841 0 0 $0
John F Potter Director Aug. 21, 2018 S 80,875 0 0 $0
Robert L Storch Director Jan. 8, 2016 A 3,630 0 0 $0
Jan P Updegraff Director Oct. 9, 2014 G 5,350 0 0 $0
Ralph H Meyer Director Jan. 9, 2012 A 3,204 0 0 $0
Thomas K Meier Director Jan. 9, 2012 A 14,246 0 0 $0
Charles M Streeter JR Director Jan. 19, 2011 A 15,678 0 0 $0
Robert E Agan Director Jan. 19, 2011 A 33,878 0 0 $0
Van Den Nelson Blink Director Jan. 20, 2006 A 4,968 0 0 $0
Frederick Q Falck Director Jan. 11, 2005 M 6,516 0 0 $0
Timothy D Calkins · Aug. 10, 2026 A 308 0 0 $0
Ronald M Bentley · Jan. 21, 2026 A 47,245 0 0 $0
Thomas W Wirth · Oct. 1, 2025 F 3,259 0 0 $0
Richard W Swan · Jan. 19, 2021 A 36,949 0 0 $0
Eugene M. Sneeringer Jr · Jan. 11, 2017 A 54,989 0 0 $0
William D Eggers · Jan. 11, 2017 A 8,014 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 22 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IWC · iShares Trust 0.08% 14,091 SH Sept. 11, 2026 Daily
VTWV · VANGUARD SCOTTSDALE FUNDS 0.02% 3,207 SH Aug. 19, 2026 Daily
DFAT · Dimensional ETF Trust 0.01% 20,673 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.01% 105,610 SH Sept. 11, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.01% 355 SH Oct. 2, 2026 Daily
DFSV · Dimensional ETF Trust 0.01% 10,560 NS July 31, 2026 N-PORT
RSSL · Global X Funds 0.01% 1,910 NS July 31, 2026 N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS 0.01% 23,460 SH Aug. 19, 2026 Daily
DFAS · Dimensional ETF Trust 0.01% 15,648 NS July 31, 2026 N-PORT
PRFZ · Invesco Exchange-Traded Fund Trust 0.01% 2,138 SH Oct. 2, 2026 Daily
IWO · iShares Trust 0.00% 4,129 SH Sept. 11, 2026 Daily
DFAC · Dimensional ETF Trust 0.00% 7,325 NS July 31, 2026 N-PORT
DCOR · Dimensional ETF Trust 0.00% 485 NS July 31, 2026 N-PORT
DFAU · Dimensional ETF Trust 0.00% 775 NS July 31, 2026 N-PORT
DFUS · Dimensional ETF Trust 0.00% 931 NS July 31, 2026 N-PORT
DFUV · Dimensional ETF Trust 0.00% 300 NS July 31, 2026 N-PORT
DXUV · Dimensional ETF Trust 0.00% 4 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.00% 39,533 SH Aug. 19, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 121,122 SH Aug. 19, 2026 Daily
VTWG · VANGUARD SCOTTSDALE FUNDS 0.00% 398 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 330 SH Aug. 19, 2026 Daily
IWN · iShares Trust · 37,969 SH Sept. 11, 2026 Daily

CHMG Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 8 analysts BUY
Median target $86.50 +5.6%
2 25.0% Strong Buy
4 50.0% Buy
2 25.0% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

4 analysts · 2026-09-30

Mean target $87.25 +6.5%

Now Current price $81.93
Low$81.00 Mean$87.25 High$95.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
CHMG · 17.8 -2.2% 15.9% 6.2% ·
USCB · 13.8 9.1% 28.9% 11.6% ·
ISTR $262M 12.5 7.5% 25.4% 8.2% ·
MVBF · 12.5 10.2% · · ·
PCB $308M 8.4 4.5% 1291.9% 9.8% ·
CZFS $300M 7.5 2.8% 370.1% 11.2% ·
FRST $344M 5.6 51.9% 27.5% 15.9% ·
PKBK · 7.9 26.8% 47.3% 11.9% ·
FNLC $297M 8.6 18.0% 36.3% 12.3% ·

Latest News Recent headlines mentioning this company

23
CHEMUNG FINANCIAL CORP Reveals Advance In Q1 Profit Nasdaq · 5 months, 2 weeks ago

Trading Signals Recent buy/sell signals with entry price and risk/reward ratio

25
BOUNCE_UP Expired Oct 13
risk 1 reward 1.50
entry $50.76 R:R 1.50

No open signal right now — no card is filled, and that's honest.

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

Pick the metrics that matter to you — click the + next to any row in Full Fundamentals above.

Your selection is saved and follows you across all tickers.

Source: SEC 10-Q filed Aug 6, 2026