Betterment LLC
CIK 1633901 · View on SEC EDGAR ↗
- Portfolio value
- $52.8M
- Positions
- 615
- As of
- March 31, 2026 Data as of Q1 2026
#8,079 of 8,643 by 13F value · top 93.5%
Portfolio value QoQ: +0.6% 13F does not disclose cash
- Top 10 holdings weight
- 67.29%
- Top 25 holdings weight
- 84.87%
- Positions above 1%
- 20
- Effective number of positions
- 12.3
Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)
Turnover Q2 2026: 3.14% Est. buys $2,676,857 · sells $1,754,717
Median holding: 7.0 quarters Tracked Q4 2024–Q2 2026 · 92.2% still held
- New positions
- 76
- Increased
- 412
- Decreased
- 186
- Closed
- 16
On this page
- Sector breakdown How the portfolio splits across market sectors.
- Portfolio Every stock this institution reports holding, from its latest 13F.
- High-conviction bets The holdings this manager is most concentrated in.
- Biggest new bets Brand-new positions opened in the latest quarter.
- Top moves The biggest position increases and decreases this quarter.
- Exited positions Positions the manager fully sold out of last quarter.
Sector breakdown
Technology
0.1%
Communication Services
0.0%
Retail
0.0%
Consumer Discretionary
0.0%
Telecommunication
0.0%
Financial Services
0.0%
Industrials
0.0%
Energy
0.0%
Financials
0.0%
Healthcare
0.0%
Consumer products
0.0%
Utilities
0.0%
Real Estate
0.0%
Communications
0.0%
Consumer Staples
0.0%
Other/Unmapped
99.8%
Full portfolio 675 positions
| Type | Streak | 8Q trend | |||||
|---|---|---|---|---|---|---|---|
| VEA | $9,884,311 | 16.72% | 138,727,174 | $1,045,705 | Up ×1 | ||
| VTI | $8,860,797 | 14.99% | 23,945,511 | $992,384 | Down ×4 | ||
| SPYM | $8,601,795 | 14.55% | 97,881,145 | $1,588,675 | Up ×6 | ||
| VWO | $3,216,208 | 5.44% | 53,881,853 | $331,466 | Up ×1 | ||
| MUB | $2,264,273 | 3.83% | 21,039,515 | $185,460 | Up ×3 | ||
| ITOT | $1,698,282 | 2.87% | 10,338,360 | $185,971 | Down ×6 | ||
| AGG | $1,546,180 | 2.62% | 15,621,139 | $-826,907 | Down ×2 | ||
| JCPB | $1,333,876 | 2.26% | 28,416,622 | $1,040,349 | Up ×6 | ||
| SPMD | $1,274,572 | 2.16% | 18,865,773 | $78,370 | Down ×2 | ||
| SPSM | $1,106,159 | 1.87% | 19,180,838 | $187,163 | Up ×5 | ||
| VTV | $1,036,928 | 1.75% | 4,758,077 | $82,500 | Down ×6 | ||
| BNDX Vanguard Total International Bond ETF | $983,202 | 1.66% | 20,301,516 | $51,004 | Up ×1 | ||
| IEFA | $864,876 | 1.46% | 8,955,018 | $26,341 | Down ×6 | ||
| SCHX | $842,505 | 1.42% | 28,627,429 | $109,213 | Up ×3 | ||
| GSLC | $810,425 | 1.37% | 5,711,643 | $88,541 | Down ×2 | ||
| JPST | $695,754 | 1.18% | 13,758,242 | $4,824 | Up ×6 | ||
| VOE | $692,949 | 1.17% | 3,506,826 | $3,395 | Down ×6 | ||
| VBR | $683,522 | 1.16% | 2,812,964 | $49,776 | Down ×6 | ||
| ESGU iShares ESG Aware MSCI USA ETF | $664,270 | 1.12% | 4,058,596 | $92,662 | Up ×6 | ||
| GBIL | $627,006 | 1.06% | 6,260,043 | $15,931 | Up ×3 | ||
| SCHF | $569,544 | 0.96% | 20,561,168 | $44,612 | Down ×6 | ||
| VWOB Vanguard Emerging Markets Government Bond ETF | $505,706 | 0.86% | 7,520,903 | $131,259 | Up ×4 | ||
| TFI | $505,160 | 0.85% | 11,029,685 | $-19,133 | Down ×4 | ||
| STIP | $465,218 | 0.79% | 4,553,816 | $1,068 | Up ×5 | ||
| IEMG | $447,332 | 0.76% | 5,399,957 | $53,004 | Down ×6 | ||
| EMB iShares J.P. Morgan USD Emerging Markets Bond ETF | $444,997 | 0.75% | 4,614,236 | $-62,951 | Down ×6 | ||
| SCHB | $442,860 | 0.75% | 15,292,144 | $48,342 | Down ×6 | ||
| ESGD iShares ESG Aware MSCI EAFE ETF | $408,427 | 0.69% | 3,972,639 | $33,703 | Up ×1 | ||
| SPDW | $403,261 | 0.68% | 8,002,796 | $25,903 | Down ×1 | ||
| VTEB | $357,194 | 0.60% | 7,061,952 | $11,455 | Up ×6 | ||
| CRBN | $330,460 | 0.56% | 1,306,320 | $40,487 | Up ×1 | ||
| VOO | $264,539 | 0.45% | 385,170 | $36,017 | Up ×3 | ||
| IWS | $228,222 | 0.39% | 1,386,524 | $12,701 | Down ×6 | ||
| VUG | $168,309 | 0.28% | 1,953,898 | $27,762 | Up ×6 | ||
| ESGE iShares ESG Aware MSCI EM ETF | $166,380 | 0.28% | 3,042,236 | $21,670 | Down ×4 | ||
| GSIE | $162,037 | 0.27% | 3,545,671 | $20,135 | Up ×2 | ||
| DFAC | $156,352 | 0.26% | 3,524,619 | $23,174 | Up ×6 | ||
| IWN | $143,092 | 0.24% | 646,889 | $15,589 | Down ×6 | ||
| VOTE TCW Transform 500 ETF | $142,884 | 0.24% | 1,620,553 | $19,626 | Up ×6 | ||
| SCHV | $134,632 | 0.23% | 3,867,616 | $12,603 | Down ×6 | ||
| SPYV | $131,230 | 0.22% | 2,158,735 | $4,075 | Down ×6 | ||
| IAGG | $127,388 | 0.22% | 2,517,551 | $16,121 | Up ×4 | ||
| SPYX | $121,073 | 0.20% | 1,981,562 | $16,536 | Up ×6 | ||
| SPEM | $108,730 | 0.18% | 2,099,840 | $7,933 | Down ×1 | ||
| IVV | $108,404 | 0.18% | 144,753 | $12,524 | Down ×1 | ||
| KOMP | $107,298 | 0.18% | 1,500,675 | $20,407 | Up ×1 | ||
| GEM | $105,299 | 0.18% | 2,024,982 | $15,796 | Down ×2 | ||
| JMSI | $100,096 | 0.17% | 1,984,457 | $15,641 | Up ×6 | ||
| ESML | $99,339 | 0.17% | 1,776,129 | $15,208 | Down ×1 | ||
| GSEU | $91,571 | 0.15% | 1,885,719 | $8,729 | Up ×1 | ||
| EAGG | $85,924 | 0.15% | 1,812,365 | $6,992 | Up ×6 | ||
| FWD | $85,922 | 0.15% | 580,084 | $23,313 | Up ×5 | ||
| BND Vanguard Total Bond Market ETF | $81,610 | 0.14% | 1,111,698 | $-36,350 | Down ×4 | ||
| EFAX | $79,805 | 0.13% | 1,474,589 | $8,550 | Up ×1 | ||
| ESGV | $78,824 | 0.13% | 596,067 | $10,895 | Down ×1 | ||
| IVE | $77,655 | 0.13% | 342,003 | $2,173 | Down ×6 | ||
| VO | $75,751 | 0.13% | 940,189 | $1,647 | Up ×3 | ||
| QQQM Invesco NASDAQ 100 ETF | $74,016 | 0.13% | 244,300 | $26,246 | Up ×6 | ||
| BGRN iShares USD Green Bond ETF | $71,652 | 0.12% | 1,509,423 | $6,089 | Up ×3 | ||
| GSSC | $70,701 | 0.12% | 774,716 | $13,809 | Up ×1 | ||
| USHY | $70,673 | 0.12% | 1,909,046 | $452 | Up ×6 | ||
| VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares | $69,330 | 0.12% | 1,380,243 | $-3,849 | Down ×6 | ||
| VB | $68,378 | 0.12% | 225,580 | $7,920 | Down ×1 | ||
| IGEB | $67,139 | 0.11% | 1,488,332 | $-1,774 | Down ×1 | ||
| SHV iShares 0-1 Year Treasury Bond ETF | $66,187 | 0.11% | 599,791 | $-5,767 | Down ×6 | ||
| SCHA | $63,357 | 0.11% | 1,753,579 | $9,853 | Down ×1 | ||
| DFIC | $62,224 | 0.11% | 1,669,988 | $5,952 | Up ×6 | ||
| GSJY | $60,661 | 0.10% | 1,160,306 | $5,824 | Up ×6 | ||
| BINC | $58,500 | 0.10% | 1,117,683 | $27,151 | Up ×4 | ||
| DFCF | $57,066 | 0.10% | 1,351,950 | $4,014 | Up ×6 | ||
| IEF iShares 7-10 Year Treasury Bond ETF | $56,518 | 0.10% | 597,634 | $40,484 | Up ×6 | ||
| BSV | $51,667 | 0.09% | 663,160 | $2,401 | Up ×6 | ||
| GMUB | $51,666 | 0.09% | 1,004,401 | $3,888 | Up ×4 | ||
| VV | $50,613 | 0.09% | 147,169 | $3,403 | Down ×1 | ||
| DSI | $48,117 | 0.08% | 337,922 | $5,731 | Down ×6 | ||
| GCOR | $45,574 | 0.08% | 1,107,239 | $1,944 | Up ×6 | ||
| VPLS Vanguard Core Plus Bond ETF | $45,179 | 0.08% | 582,358 | $31,473 | Up ×1 | ||
| GTIP | $44,396 | 0.08% | 908,825 | $2,130 | Up ×6 | ||
| QQQ Invesco QQQ Trust, Series 1 | $43,722 | 0.07% | 59,372 | $5,259 | Down ×5 | ||
| SUSA | $41,802 | 0.07% | 270,917 | $4,852 | Down ×4 | ||
| VIG | $40,913 | 0.07% | 172,908 | $6,707 | Up ×1 | ||
| VXUS Vanguard Total International Stock ETF | $40,052 | 0.07% | 468,494 | $6,476 | Up ×6 | ||
| SUSC iShares ESG Aware USD Corporate Bond ETF | $39,381 | 0.07% | 1,701,109 | $2,511 | Up ×1 | ||
| DFEM | $37,935 | 0.06% | 933,438 | $5,960 | Up ×4 | ||
| QLTA | $37,107 | 0.06% | 780,865 | $19,157 | Up ×2 | ||
| IBIT iShares Bitcoin Trust ETF | $35,607 | 0.06% | 1,069,608 | $-8,214 | Down ×2 | ||
| DFLV | $33,351 | 0.06% | 843,473 | $4,384 | Up ×6 | ||
| SGOV iShares 0-3 Month Treasury Bond ETF | $32,765 | 0.06% | 325,467 | $12,219 | Up ×4 | ||
| DFAI | $31,645 | 0.05% | 767,154 | $2,146 | Up ×1 | ||
| CLOA iShares AAA CLO Active ETF | $30,417 | 0.05% | 585,958 | $12,353 | Up ×2 | ||
| EEMX | $30,158 | 0.05% | 556,930 | $4,271 | Down ×6 | ||
| JUST | $29,353 | 0.05% | 275,103 | $4,716 | Up ×6 | ||
| GEMD | $28,578 | 0.05% | 672,741 | $2,383 | Up ×6 | ||
| DCOR | $28,030 | 0.05% | 341,912 | $3,298 | Down ×1 | ||
| BNDW Vanguard Total World Bond ETF | $28,023 | 0.05% | 408,910 | $2,602 | Up ×5 | ||
| DFAU | $27,721 | 0.05% | 536,301 | $2,531 | Down ×5 | ||
| DFAT | $26,575 | 0.04% | 380,189 | $3,675 | Up ×2 | ||
| QUAL | $25,938 | 0.04% | 118,205 | $6,168 | Up ×3 | ||
| VOT | $25,926 | 0.04% | 84,642 | $2,603 | Down ×1 | ||
| BIV | $24,194 | 0.04% | 315,442 | $272 | Up ×6 | ||
| No matches | |||||||
Conviction holdings
Positions increased for 3+ consecutive quarters.
Share counts are as reported in 13F filings (not split-adjusted)
| Security | Value | % of portfolio | Streak |
|---|---|---|---|
| SPYM | $8,601,795 | 14.55% | up ×6 |
| MUB | $2,264,273 | 3.83% | up ×3 |
| JCPB | $1,333,876 | 2.26% | up ×6 |
| SPSM | $1,106,159 | 1.87% | up ×5 |
| SCHX | $842,505 | 1.42% | up ×3 |
| JPST | $695,754 | 1.18% | up ×6 |
| ESGU | $664,270 | 1.12% | up ×6 |
| GBIL | $627,006 | 1.06% | up ×3 |
| VWOB | $505,706 | 0.86% | up ×4 |
| STIP | $465,218 | 0.79% | up ×5 |
| VTEB | $357,194 | 0.60% | up ×6 |
| VOO | $264,539 | 0.45% | up ×3 |
| VUG | $168,309 | 0.28% | up ×6 |
| DFAC | $156,352 | 0.26% | up ×6 |
| VOTE | $142,884 | 0.24% | up ×6 |
Biggest new bets
New positions opened this quarter, largest first.
| Security | Value | Shares | % of portfolio |
|---|---|---|---|
| EUHY | $12,115 | 224,944 | 0.02% |
| Unknown issuer (CUSIP: 84615Q103) | $2,388 | 13,978 | 0.00% |
| FIX | $1,377 | 695 | 0.00% |
| BE | $1,332 | 4,400 | 0.00% |
| STNG | $1,062 | 15,338 | 0.00% |
| LEMB | $957 | 22,550 | 0.00% |
| MRVL | $604 | 2,028 | 0.00% |
| CWB | $529 | 4,906 | 0.00% |
| CVIE | $496 | 5,835 | 0.00% |
| IBM | $480 | 1,706 | 0.00% |
| AMAT | $467 | 646 | 0.00% |
| NOW | $459 | 4,624 | 0.00% |
| PAAA | $443 | 8,648 | 0.00% |
| CVLC | $416 | 4,399 | 0.00% |
| Unknown issuer (CUSIP: 77926X320) | $412 | 5,577 | 0.00% |
Top movers (QoQ)
| Security | Action | Shares Δ | Value Δ |
|---|---|---|---|
| SPYM | Bought more | +6.3M | +$1.6M |
| VEA | Bought more | +796K | +$1.0M |
| JCPB | Bought more | +22.2M | +$1.0M |
| VTI | Trimmed | -581K | +$992K |
| AGG | Trimmed | -8.3M | -$827K |
| VWO | Bought more | +510K | +$331K |
| SPSM | Bought more | +162K | +$187K |
| ITOT | Trimmed | -280K | +$186K |
| MUB | Bought more | +1.5M | +$185K |
| VWOB | Bought more | +1.8M | +$131K |
Exited positions
Includes corporate events (mergers, delistings) — not all exits are sells
Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.
| Security | Quarter | Shares before | Value before | Price since exit |
|---|---|---|---|---|
| FALN | Dec. 31, 2025 | 1,131,975 | $31,446 | |
| EMHY | Dec. 31, 2025 | 147,330 | $5,848 | No longer tracked |
| CAT | March 31, 2025 | 4,528 | $1,643 | 145.4% |
| GINX | June 30, 2025 | 54,243 | $1,473 | |
| FETH | June 30, 2025 | 58,498 | $1,068 | No longer tracked |
| EUSB | June 30, 2026 | 23,820 | $1,036 | No longer tracked |
| RSSX | March 31, 2026 | 22,928 | $584 | No longer tracked |
| BINC | March 31, 2025 | 11,056 | $575 | No longer tracked |
| VDC | June 30, 2025 | 2,435 | $533 | No longer tracked |
| NACP | June 30, 2026 | 10,985 | $531 | No longer tracked |
| EQWL | March 31, 2026 | 4,401 | $520 | No longer tracked |
| IJK | March 31, 2026 | 4,845 | $469 | No longer tracked |
| SPEU | June 30, 2025 | 9,583 | $422 | No longer tracked |
| MCD | March 31, 2025 | 1,411 | $409 | -13.1% |
| OSCV | March 31, 2026 | 10,176 | $377 | No longer tracked |
| USXF | March 31, 2026 | 6,537 | $376 | 19.0% |
| IJS | March 31, 2026 | 2,989 | $340 | No longer tracked |
| SUSB | March 31, 2026 | 13,447 | $339 | |
| GHYB | June 30, 2026 | 7,524 | $335 | No longer tracked |
| ACWI | Sept. 30, 2025 | 2,584 | $332 | |
| LMBS | Sept. 30, 2025 | 6,674 | $329 | |
| QCOM | March 31, 2026 | 1,858 | $318 | 25.6% |
| PFF | March 31, 2025 | 10,077 | $317 | |
| GUNR | June 30, 2025 | 7,795 | $303 | No longer tracked |
| CALF | Sept. 30, 2025 | 7,590 | $302 | No longer tracked |
| HDV | June 30, 2025 | 2,486 | $301 | No longer tracked |
| PFF | March 31, 2026 | 9,520 | $295 | |
| AXP | March 31, 2026 | 793 | $293 | 13.3% |
| PFEB | June 30, 2026 | 7,267 | $291 | No longer tracked |
| WTMF | June 30, 2026 | 7,251 | $288 | No longer tracked |
| MINT | June 30, 2026 | 2,845 | $286 | No longer tracked |
| CRWD | Sept. 30, 2025 | 558 | $284 | -59.1% |
| CSCO | Sept. 30, 2025 | 4,093 | $284 | 62.4% |
| XLI | June 30, 2025 | 2,169 | $284 | No longer tracked |
| POCT | Dec. 31, 2025 | 6,459 | $278 | No longer tracked |
| SPIP | June 30, 2025 | 9,988 | $263 | No longer tracked |
| RF | June 30, 2025 | 11,931 | $259 | 34.3% |
| RWO | March 31, 2026 | 5,720 | $258 | No longer tracked |
| PEP | June 30, 2026 | 1,654 | $257 | 4.8% |
| ACVF | June 30, 2026 | 5,374 | $256 | No longer tracked |
| PJAN | Dec. 31, 2025 | 5,537 | $254 | No longer tracked |
| FCX | June 30, 2026 | 4,200 | $247 | 8.0% |
| UOCT | Dec. 31, 2025 | 6,411 | $246 | No longer tracked |
| PJUL | Dec. 31, 2025 | 5,361 | $244 | No longer tracked |
| GLDM | Sept. 30, 2025 | 3,685 | $241 | No longer tracked |
| ICOP | June 30, 2026 | 5,036 | $240 | 8.8% |
| IBDR | March 31, 2026 | 9,814 | $238 | No longer tracked |
| WTV | June 30, 2025 | 2,882 | $237 | No longer tracked |
| COP | June 30, 2026 | 1,764 | $233 | 26.2% |
| PGR | March 31, 2026 | 1,017 | $232 | 7.7% |
| QHY | March 31, 2026 | 5,002 | $232 | No longer tracked |
| BBIN | March 31, 2025 | 4,054 | $231 | No longer tracked |
| TPHD | June 30, 2026 | 5,574 | $231 | No longer tracked |
| BLOK | March 31, 2026 | 4,000 | $228 | No longer tracked |
| VPU | March 31, 2025 | 1,390 | $227 | No longer tracked |
| GE | June 30, 2025 | 1,131 | $226 | 42.0% |
| HYLS | Dec. 31, 2025 | 5,325 | $224 | |
| PNC | March 31, 2025 | 1,160 | $224 | 44.5% |
| SCHJ | June 30, 2026 | 9,040 | $224 | No longer tracked |
| BBUS | March 31, 2026 | 1,806 | $223 | No longer tracked |
| FAD | Dec. 31, 2025 | 1,391 | $223 | |
| VONV | June 30, 2026 | 2,384 | $223 | |
| IBM | March 31, 2026 | 748 | $222 | -3.1% |
| NUEM | June 30, 2025 | 7,529 | $220 | No longer tracked |
| NULV | March 31, 2026 | 4,834 | $218 | No longer tracked |
| TSLA | March 31, 2025 | 539 | $218 | 30.5% |
| IBD | March 31, 2025 | 9,238 | $217 | No longer tracked |
| IUS | Sept. 30, 2025 | 4,159 | $214 | |
| VFH | March 31, 2025 | 1,809 | $214 | No longer tracked |
| CMCSA | Dec. 31, 2025 | 6,741 | $212 | -4.5% |
| TIME | March 31, 2025 | 8,482 | $211 | No longer tracked |
| VLUE | Dec. 31, 2025 | 1,691 | $211 | No longer tracked |
| PWV | Sept. 30, 2025 | 3,369 | $209 | No longer tracked |
| BLOK | March 31, 2025 | 4,820 | $208 | No longer tracked |
| OUNZ | June 30, 2026 | 4,584 | $207 | No longer tracked |
| BAR | March 31, 2025 | 7,960 | $206 | No longer tracked |
| XMMO | June 30, 2025 | 1,789 | $204 | No longer tracked |
| GPIQ | Dec. 31, 2025 | 3,825 | $201 | |
| PEX | March 31, 2026 | 8,153 | $201 | No longer tracked |
| NULG | Dec. 31, 2025 | 2,014 | $200 | No longer tracked |
| RSST | March 31, 2025 | 8,369 | $200 | No longer tracked |
| PDBC | Sept. 30, 2025 | 11,428 | $149 | |
| BYND | June 30, 2026 | 10,905 | $8 | 1610.0% |