OPFI OppFi Inc. Class A Common Stock
$7.06
Price · Aug 19, 2026
Fundamentals as of Aug 10, 2026
52W Range
$6–$12
9% of range
Analyst Rating
BUY
9 analysts
Price Target
$13
+79% upside
P/E (TTM)
10.6
ROE
57.7%
Net Profit Margin
—
About OppFi Inc. Class A Common Stock Company overview from Wikipedia
OPFI Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$7.06
Market Cap
—
P/E (TTM)
10.6
EPS (TTM)
$0.99
Revenue (TTM)
—
Div Yield
—
ROE
57.7%
Debt/Equity
—
52W Range
$7 – $12
OPFI Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
—
EPS
$0.99
2020-12-31
→
2025-12-31
Free Cash Flow
$382M
2021-12-31
→
2025-12-31
Margins
—
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
OPFI
Peer Median
P/E (TTM)
10.6
11.6
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
OPFI
Peer Median
ROA
3.8%
5.5%
ROE
57.7%
20.7%
ROIC
267.0%
—
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
OPFI
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
OPFI
Peer Median
EPS YoY
175.0%
—
Net Income YoY
262.8%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
OPFI
Peer Median
Payout Ratio
24.4%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
—
Payout Ratio
24.4%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| April 8, 2025 | $0.2500 |
| April 18, 2024 | $0.1200 |
OPFI Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
9 analysts
- Strong Buy 2 22.2%
- Buy 5 55.6%
- Hold 2 22.2%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
3 analysts · 2026-08-15
Median
$11.00
Mean
$12.67
← Below all targets
$7.06
Low
$11.00
High
$16.00
Median target
$11.00
+55.8%
Mean target
$12.67
+79.4%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.06%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $0.33 | $0.45 | -0.12% |
| March 31, 2026 | $0.35 | $0.33 | 0.02% |
| Dec. 31, 2025 | $0.30 | $0.29 | 0.01% |
| Sept. 30, 2025 | $0.46 | $0.33 | 0.13% |
| June 30, 2025 | $0.45 | $0.30 | 0.15% |
| March 31, 2025 | $0.38 | $0.26 | 0.12% |
| Dec. 31, 2024 | $0.23 | $0.15 | 0.08% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| OPFI | — | 10.6 | — | — | 57.7% | — |
| NAVI | — | — | — | — | — | — |
| WRLD | — | 19.6 | 3.7% | — | — | — |
| GDOT | — | — | 20.7% | — | — | — |
| PRAA | $680M | -2.3 | 7.8% | -25.4% | -28.9% | — |
| NRDS | $966M | 21.2 | 21.7% | 5.8% | 12.7% | — |
| TREE | $731M | 4.9 | 24.1% | 13.5% | 74.7% | 31.5% |
| OPRT | — | 10.0 | -4.5% | — | — | — |
| RM | $370M | 8.7 | 9.7% | 6.9% | 12.1% | — |
| MFIN | — | — | — | — | — | — |
| CPSS | $204M | 11.7 | 10.4% | 4.5% | 12.5% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 12
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| SG&A Expense | $17M | $15M | $14M | $12M | $14M | |
| Operating Income | $167M | $95M | $46M | $-6M | $57M | |
| Interest Income | $597M | $526M | $509M | $453M | $351M | |
| Other Non-op | $-4M | $318.0K | $431.0K | · | · | |
| Pretax Income | $156M | $88M | $42M | $3M | $90M | |
| Income Tax | $10M | $4M | $2M | $-277.0K | $311.0K | |
| Net Income | $26M | $7M | $-1M | $7M | $26M | |
| EPS (Basic) | $0.99 | $0.36 | $-0.06 | $0.51 | $1.93 | |
| EPS (Diluted) | $0.99 | $0.36 | $-0.06 | $0.05 | $0.48 | |
| Shares (Basic) | 26,506,458 | 20,145,606 | 16,391,199 | 13,913,626 | 13,218,119 | |
| Shares (Diluted) | 26,506,458 | 20,145,606 | 16,391,199 | 84,256,084 | 84,474,039 | |
| EBITDA | $167M | $95M | $59M | $7M | $68M |
Balance Sheet 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $49M | $61M | $32M | $16M | $25M | |
| PP&E (Net) | $28M | $14M | $10M | $14M | $15M | |
| PP&E (Gross) | $92M | $73M | $60M | $51M | $39M | |
| Accum. Depreciation | $64M | $59M | $50M | $37M | $25M | |
| Total Assets | $754M | $641M | $602M | $580M | $502M | |
| Total Liabilities | $445M | $407M | $408M | $421M | $344M | |
| Long-term Debt | · | · | · | · | $50M | |
| Paid-in Capital | $114M | $94M | $76M | $66M | $62M | |
| Retained Earnings | $-34M | $-55M | $-64M | $-64M | $-71M | |
| Treasury Stock | $22M | $6M | $2M | $2M | $0 | |
| Stockholders' Equity | $58M | $33M | $10M | $-494.0K | $-9M | |
| Liabilities + Equity | $754M | $641M | $602M | $580M | $502M | |
| Shares Outstanding | · | · | · | · | 13,631,484 |
Cash Flow 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| D&A | $5M | $10M | $13M | $14M | $10M | |
| Stock-based Comp | $10M | $5M | $4M | $3M | $3M | |
| Deferred Tax | $5M | $3M | $2M | $-553.0K | $-544.0K | |
| Other Non-cash | · | · | $279M | $220M | $129M | |
| Operating Cash Flow | $401M | $324M | $296M | $243M | $167M | |
| CapEx | $19M | $13M | $9M | $13M | $14M | |
| Investing Cash Flow | $-308M | $-243M | $-244M | $-317M | $-199M | |
| Stock Repurchased | $16M | $4M | $0 | $2M | $0 | |
| Net Stock Activity | $-16M | $-4M | $0 | $-2M | · | |
| Dividends Paid | $6M | $2M | $0 | $0 | · | |
| Financing Cash Flow | $-89M | $-66M | $-28M | $61M | $49M | |
| Taxes Paid | $6M | $475.0K | $73.0K | · | · | |
| Free Cash Flow | $382M | $311M | $287M | $230M | $153M |
Profitability 3
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| ROA | 3.8% | 1.2% | -0.17% | 1.3% | · | |
| ROE | 57.7% | 33.6% | -20.2% | -148.9% | · | |
| ROIC | 267.0% | 274.6% | 419.3% | 1399.9% | · |
Growth Rates 4
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| EPS YoY | 175.0% | · | · | -89.6% | · | |
| EPS CAGR 3Y | 170.5% | -9.1% | · | · | · | |
| Net Income YoY | 262.8% | · | · | -72.2% | · | |
| Net Income CAGR 3Y | 54.8% | -34.3% | · | · | · |
Valuation (TTM) 5
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Net Income TTM | $26M | $7M | $-1M | $7M | $26M | |
| P/E | 10.6 | 21.3 | -85.3 | 41.0 | 9.5 | |
| Earnings Yield | 9.5% | 4.7% | -1.2% | 2.4% | 10.6% | |
| Payout Ratio | 24.4% | 32.7% | · | · | · | |
| Annual Payout | $6M | $2M | $0 | $0 | · |
Income Statement 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SG&A Expense | $5M | $5M | $5M | $4M | $4M | $2M | $4M | $4M | $4M | $4M | $3M | $4M | $3M | $3M | $3M | $3M | |
| Operating Income | $24M | $35M | $31M | $48M | $45M | $42M | $25M | $35M | $29M | $5M | $9M | $16M | $18M | $4M | $-10M | $-969.0K | |
| Interest Income | $145M | $152M | $159M | $155M | $142M | $140M | $136M | $137M | $126M | $127M | $133M | $133M | $122M | $120M | $120M | $124M | |
| Pretax Income | $25M | $58M | $40M | $82M | $13M | $22M | $15M | $34M | $29M | $11M | $3M | $16M | $19M | $4M | $-7M | $354.0K | |
| Income Tax | $10M | $4M | $1M | $6M | $1M | $2M | $600.0K | $2M | $914.0K | $404.0K | $1M | $463.0K | $688.0K | $146.0K | $-2M | $1M | |
| Net Income | $15M | $28M | $17M | $42M | $-21M | $-11M | $-6M | $4M | $3M | $6M | $-6M | $2M | $2M | $251.0K | $3M | $-571.0K | |
| EPS (Basic) | $0.22 | $1.06 | $0.77 | $1.48 | $-0.78 | $-0.48 | $-0.30 | $0.21 | $0.16 | $0.29 | $-0.35 | $0.13 | $0.14 | $0.02 | $0.21 | $-0.04 | |
| EPS (Diluted) | $0.18 | $0.56 | $1.48 | $0.77 | $-0.78 | $-0.48 | $-0.11 | $0.21 | $0.16 | $0.10 | $-0.35 | $0.13 | $0.14 | $0.02 | $-0.01 | $-0.04 | |
| Shares (Basic) | 67,512,878 | 26,778,432 | -51,959,045 | 28,163,404 | 26,610,330 | 23,691,769 | -38,983,759 | 20,248,004 | 19,675,934 | 19,205,427 | -31,050,522 | 16,772,275 | 15,632,120 | 15,037,326 | -27,166,274 | 13,972,971 | |
| Shares (Diluted) | 86,037,151 | 86,195,269 | -112,032,232 | 88,236,591 | 26,610,330 | 23,691,769 | -106,021,830 | 20,248,004 | 19,675,934 | 86,243,498 | -31,730,227 | 17,057,778 | 15,873,753 | 15,189,895 | -98,473,946 | 13,972,971 | |
| EBITDA | $24M | $35M | · | $48M | $45M | $42M | · | $37M | $32M | $8M | · | $19M | $22M | $7M | · | $3M |
Balance Sheet 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $64M | $64M | $49M | $45M | $45M | $58M | $61M | $45M | $47M | $47M | · | $31M | $27M | $32M | · | $14M | |
| PP&E (Net) | $35M | $32M | $28M | $23M | $19M | $16M | $14M | $11M | $10M | $10M | · | $11M | $12M | $13M | · | $15M | |
| PP&E (Gross) | $102M | $97M | $92M | $87M | $82M | $77M | $73M | $69M | $65M | $62M | · | $58M | $56M | $54M | · | $50M | |
| Accum. Depreciation | $67M | $65M | $64M | $64M | $63M | $61M | $59M | $57M | $55M | $53M | · | $47M | $44M | $41M | · | $35M | |
| Total Assets | $771M | $720M | $754M | $721M | $673M | $640M | $641M | $619M | $573M | $563M | · | $601M | $577M | $560M | · | $580M | |
| Total Liabilities | $356M | $377M | $445M | $443M | $456M | $403M | $407M | $399M | $371M | $366M | · | $411M | $400M | $396M | · | $415M | |
| Paid-in Capital | $437M | $112M | $114M | $113M | $111M | $101M | $94M | $92M | $81M | $79M | · | $72M | $71M | $67M | · | $66M | |
| Retained Earnings | $10M | $-5M | $-34M | $-50M | $-92M | $-72M | $-55M | $-51M | $-57M | $-58M | · | $-59M | $-61M | $-63M | · | $-67M | |
| Treasury Stock | $33M | $31M | $22M | $13M | $6M | $6M | $6M | $6M | $5M | $2M | · | $2M | $2M | $2M | · | $2M | |
| Stockholders' Equity | $414M | $76M | $58M | $49M | $13M | $23M | $33M | $35M | $19M | $18M | · | $11M | $7M | $1M | · | $-3M | |
| Liabilities + Equity | $771M | $720M | $754M | $721M | $673M | $640M | $641M | $619M | $573M | $563M | · | $601M | $577M | $560M | · | $580M |
Cash Flow 13
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $591.0K | $764.0K | $1M | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | $3M | $3M | $4M | $4M | |
| Stock-based Comp | $3M | $2M | $2M | $2M | $5M | $1M | $1M | $1M | $2M | $1M | $997.0K | $1M | $845.0K | $1M | $963.0K | $762.0K | |
| Deferred Tax | · | · | $341.0K | $3M | $903.0K | $425.0K | $2M | $395.0K | $889.0K | $354.0K | $2M | $-1.0K | $140.0K | $109.0K | $-2M | $713.0K | |
| Other Non-cash | · | · | · | · | · | · | · | · | · | $65M | · | · | · | $61M | · | · | |
| Operating Cash Flow | $92M | $91M | $117M | $105M | $96M | $84M | $95M | $78M | $77M | $74M | $83M | $75M | $73M | $66M | $71M | $69M | |
| CapEx | $5M | $5M | $5M | $5M | $5M | $4M | $4M | $4M | $3M | $2M | $2M | $2M | $3M | $2M | $3M | $3M | |
| Investing Cash Flow | $-57M | $-21M | $-89M | $-103M | $-81M | $-34M | $-73M | $-93M | $-59M | $-18M | $-64M | $-77M | $-75M | $-28M | $-74M | $-79M | |
| Stock Repurchased | $1M | $10M | $8M | $7M | $0 | $0 | $0 | $1M | · | · | $0 | $0 | $0 | $0 | $0 | $307.0K | |
| Net Stock Activity | · | $-10M | · | · | · | · | · | · | · | · | · | · | · | $0 | · | · | |
| Dividends Paid | · | · | $0 | $0 | · | · | $0 | $0 | · | · | $0 | $0 | · | · | · | · | |
| Financing Cash Flow | $-43M | $-63M | $-9M | $-5M | $-27M | $-47M | $-8M | $9M | $-26M | $-42M | $-10M | $6M | $-7M | $-16M | $2M | $2M | |
| Taxes Paid | $2M | $19.0K | · | · | $4M | $11.0K | · | · | · | · | · | · | · | · | · | · | |
| Free Cash Flow | · | $86M | · | · | · | $79M | · | · | · | $72M | · | · | · | $64M | · | · |
Profitability 3
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 2.1% | 4.2% | · | 6.2% | -3.3% | -1.9% | · | 0.70% | 0.53% | 0.99% | · | 0.37% | 0.37% | 0.05% | · | -0.11% | |
| ROE | 6.9% | 57.8% | · | 98.8% | -130.0% | -55.9% | · | 18.4% | 23.5% | 56.5% | · | 53.1% | 123.4% | -6.9% | · | 4.3% | |
| ROIC | 3.6% | 43.5% | · | 91.2% | 303.3% | 174.3% | · | 93.9% | 153.2% | 28.0% | · | 132.6% | 237.2% | 250.1% | · | -55.8% |
Valuation (TTM) 3
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $64M | $38M | · | $14M | $-25M | $1M | · | $15M | $13M | $10M | · | $4M | $5M | $4M | · | $18M | |
| P/E | 13.6 | 110.1 | · | -40.5 | -15.7 | -930.0 | · | 7.9 | 6.4 | 6.4 | · | 10.1 | 9.3 | 25.6 | · | 6.6 | |
| Earnings Yield | 7.3% | 0.91% | · | -2.5% | -6.4% | -0.11% | · | 12.7% | 15.6% | 15.6% | · | 9.9% | 10.8% | 3.9% | · | 15.2% |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Net Income | $26M | $7M | $-1M | $7M | $26M |
| Diluted EPS | $0.99 | $0.36 | $-0.06 | $0.05 | $0.48 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $382M | $311M | $287M | $230M | $153M |
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Institutional owners (13F) 165 filers · $180.9M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 37 (+10 vs prior Q) | 26 (+5 vs prior Q) | 51 (+5 vs prior Q) | 39 (-7 vs prior Q) | +5.0M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| VANGUARD CAPITAL MANAGEMENT LLC | $22,012,745 | 2,216,792 | 12.17% | Shares |
| VANGUARD GROUP INC | $14,809,216 | 1,415,795 | 8.19% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $12,770,457 | 1,286,048 | 7.06% | Shares |
| CITADEL ADVISORS LLC | $10,589,630 | 1,066,428 | 5.85% | Shares |
| CORSAIR CAPITAL MANAGEMENT, L.P. | $10,460,053 | 1,053,379 | 5.78% | Shares |
| TWO SIGMA INVESTMENTS, LP | $6,645,722 | 669,257 | 3.67% | Shares |
| LB Partners LLC | $6,280,725 | 632,500 | 3.47% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $6,210,849 | 625,257 | 3.43% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $6,078,123 | 612,097 | 3.36% | Shares |
| TWO SIGMA ADVISERS, LP | $5,779,150 | 552,500 | 3.19% | Shares |
| STATE STREET CORP | $5,606,647 | 564,617 | 3.10% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $5,292,769 | 533,008 | 2.93% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $5,005,713 | 504,100 | 2.77% | Call option |
| GOLDMAN SACHS GROUP INC | $3,846,624 | 387,374 | 2.13% | Shares |
| MILLENNIUM MANAGEMENT LLC | $3,307,822 | 333,114 | 1.83% | Shares |
| Cubist Systematic Strategies, LLC | $3,264,365 | 288,117 | 1.80% | Shares |
| GLOBEFLEX CAPITAL L P | $3,240,288 | 326,313 | 1.79% | Shares |
| PL Capital Advisors, LLC | $2,979,000 | 300,000 | 1.65% | Shares |
| AMERIPRISE FINANCIAL INC | $2,936,975 | 295,768 | 1.62% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $2,517,086 | 253,483 | 1.39% | Shares |
| LPL Financial LLC | $2,049,721 | 206,417 | 1.13% | Shares |
| CITADEL ADVISORS LLC | $2,002,881 | 201,700 | 1.11% | Put option |
| Kestra Advisory Services, LLC | $1,879,282 | 189,253 | 1.04% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,771,065 | 178,355 | 0.98% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $1,630,506 | 164,200 | 0.90% | Put option |
| BNP PARIBAS ASSET MANAGEMENT Holding S.A. | $1,614,628 | 162,601 | 0.89% | Shares |
| TUDOR INVESTMENT CORP ET AL | $1,551,989 | 156,293 | 0.86% | Shares |
| MACKENZIE FINANCIAL CORP | $1,281,288 | 129,032 | 0.71% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $1,275,856 | 128,485 | 0.71% | Shares |
| WCG Wealth Advisors LLC | $1,238,171 | 124,690 | 0.68% | Shares |
| Trexquant Investment LP | $1,226,176 | 123,482 | 0.68% | Shares |
| FIRST TRUST ADVISORS LP | $1,154,312 | 116,245 | 0.64% | Shares |
| Manatuck Hill Partners, LLC | $993,000 | 100,000 | 0.55% | Shares |
| EMERALD MUTUAL FUND ADVISERS TRUST | $907,930 | 91,433 | 0.50% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $868,379 | 87,450 | 0.48% | Shares |
| JANE STREET GROUP, LLC | $830,148 | 83,600 | 0.46% | Call option |
| FEDERATED HERMES, INC. | $803,476 | 80,914 | 0.44% | Shares |
| AMERICAN CENTURY COMPANIES INC | $717,433 | 72,249 | 0.40% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $711,771 | 71,679 | 0.39% | Shares |
| BARCLAYS PLC | $637,615 | 64,211 | 0.35% | Shares |
| CREDIT AGRICOLE S A | $617,537 | 62,189 | 0.34% | Shares |
| Man Group plc | $615,074 | 61,941 | 0.34% | Shares |
| Brevan Howard Capital Management LP | $599,206 | 60,343 | 0.33% | Shares |
| ExodusPoint Capital Management, LP | $567,212 | 57,121 | 0.31% | Shares |
| State of Wyoming | $557,391 | 56,132 | 0.31% | Shares |
| CANADA PENSION PLAN INVESTMENT BOARD | $549,129 | 55,300 | 0.30% | Shares |
| PDT Partners, LLC | $473,214 | 47,655 | 0.26% | Shares |
| DIVERSIFY WEALTH MANAGEMENT, LLC | $470,689 | 49,967 | 0.26% | Shares |
| Diversify Advisory Services, LLC | $470,689 | 49,967 | 0.26% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $464,148 | 46,742 | 0.26% | Shares |
| Schonfeld Strategic Advisors LLC | $447,852 | 45,101 | 0.25% | Shares |
| Bank of New York Mellon Corp | $443,265 | 44,639 | 0.25% | Shares |
| BANK OF AMERICA CORP /DE/ | $433,375 | 43,643 | 0.24% | Shares |
| AXQ CAPITAL, LP | $425,530 | 42,853 | 0.24% | Shares |
| ZACKS INVESTMENT MANAGEMENT | $383,149 | 38,585 | 0.21% | Shares |
| Cornerstone Investment Partners, LLC | $377,688 | 38,035 | 0.21% | Shares |
| ALLIANCEBERNSTEIN L.P. | $375,400 | 48,690 | 0.21% | Shares |
| UBS Group AG | $356,020 | 35,853 | 0.20% | Shares |
| CITADEL ADVISORS LLC | $344,571 | 34,700 | 0.19% | Call option |
| NORTHLAND SECURITIES, INC. | $331,989 | 33,433 | 0.18% | Shares |
| Cetera Investment Advisers | $329,719 | 33,204 | 0.18% | Shares |
| EXCHANGE TRADED CONCEPTS, LLC | $325,456 | 32,775 | 0.18% | Shares |
| RHUMBLINE ADVISERS | $311,227 | 31,343 | 0.17% | Shares |
| HighTower Advisors, LLC | $290,135 | 29,218 | 0.16% | Shares |
| Graham Capital Management, L.P. | $280,979 | 28,296 | 0.16% | Shares |
| VIRTUS ADVISERS, LLC | $263,483 | 26,534 | 0.15% | Shares |
| CITIGROUP INC | $254,466 | 25,626 | 0.14% | Shares |
| RAYMOND JAMES FINANCIAL INC | $240,445 | 24,214 | 0.13% | Shares |
| OSAIC HOLDINGS, INC. | $240,176 | 24,184 | 0.13% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $235,391 | 23,705 | 0.13% | Shares |
| WELLS FARGO & COMPANY/MN | $234,993 | 23,665 | 0.13% | Shares |
| Universal- Beteiligungs- und Servicegesellschaft mbH | $203,913 | 20,535 | 0.11% | Shares |
| NorthCrest Asset Manangement, LLC | $190,071 | 20,526 | 0.11% | Shares |
| LAZARD ASSET MANAGEMENT LLC | $183,377 | 18,467 | 0.10% | Shares |
| STRS OHIO | $179,733 | 18,100 | 0.10% | Shares |
| MetLife Investment Management, LLC | $175,026 | 17,626 | 0.10% | Shares |
| SHERBROOKE PARK ADVISERS LLC | $170,425 | 16,293 | 0.09% | Shares |
| Nuveen, LLC | $155,633 | 15,673 | 0.09% | Shares |
| TCFG Investment Advisors, LLC | $149,193 | 15,024 | 0.08% | Shares |
| Optivise Advisory Services LLC | $145,544 | 14,657 | 0.08% | Shares |
| Private Advisor Group, LLC | $140,817 | 14,181 | 0.08% | Shares |
| BlackRock, Inc. | $124,602 | 12,548 | 0.07% | Shares |
| Y-Intercept (Hong Kong) Ltd | $119,090 | 11,993 | 0.07% | Shares |
| MANGROVE PARTNERS IM, LLC | $118,773 | 11,961 | 0.07% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $118,624 | 11,946 | 0.07% | Shares |
| TCFG WEALTH MANAGEMENT, LLC | $115,838 | 15,024 | 0.06% | Shares |
| JONES FINANCIAL COMPANIES LLLP | $115,647 | 12,462 | 0.06% | Shares |
| GREAT VALLEY ADVISOR GROUP, INC. | $109,598 | 11,037 | 0.06% | Shares |
| Vanguard Global Advisers, LLC | $106,688 | 10,744 | 0.06% | Shares |
| XTX Topco Ltd | $105,109 | 10,585 | 0.06% | Shares |
| JPMORGAN CHASE & CO | $101,312 | 10,755 | 0.06% | Shares |
| Invesco Ltd. | $100,462 | 10,117 | 0.06% | Shares |
| MORGAN STANLEY | $72,747 | 7,326 | 0.04% | Shares |
| FMR LLC | $69,073 | 6,956 | 0.04% | Shares |
| Police & Firemen's Retirement System of New Jersey | $62,380 | 6,282 | 0.03% | Shares |
| MARSHALL WACE, LLP | $59,977 | 6,040 | 0.03% | Shares |
| Russell Investments Group, Ltd. | $55,151 | 5,554 | 0.03% | Shares |
| GPS Wealth Strategies Group, LLC | $52,614 | 5,030 | 0.03% | Shares |
| Point72 (DIFC) Ltd | $44,142 | 3,896 | 0.02% | Shares |
| NORTHERN TRUST CORP | $37,426 | 3,769 | 0.02% | Shares |
Company insiders 17 insiders · 8 officers · 11 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Todd G. Schwartz | Chief Executive Officer | Aug. 17, 2026 P | 577,233 | 4 | 0 | $1,019,300 |
| Larry G Swets JR | Chief Executive Officer | June 30, 2021 P | 40,000 | 0 | 0 | $0 |
| Pamela D. Johnson | CFO | July 1, 2026 F | 159,689 | 0 | 3 | $-124,971 |
| Shah Shiven | Chief Financial Officer | Oct. 1, 2021 A | — | 0 | 0 | $0 |
| Neville Crawley | President | Oct. 1, 2021 A | — | 0 | 0 | $0 |
| Kyle Cerminara | President | March 31, 2021 P | 5,892 | 0 | 0 | $0 |
| Salvador Hazday | Chief Operating Officer | July 21, 2021 A | — | 0 | 0 | $0 |
| Christopher J. Mckay | Chief Risk & Analytics Officer | July 1, 2026 F | 1,509,329 | 0 | 3 | $-309,883 |
| Jocelyn Moore | Director | June 15, 2026 S | 16,843 | 0 | 4 | $-630,121 |
| David Vennettilli | Director | June 9, 2026 A | 182,919 | 0 | 1 | $-100,000 |
| Christina M Favilla | Director | June 9, 2026 A | 29,750 | 0 | 1 | $-244,200 |
| Gregory T Zeeman | Director | June 9, 2026 A | 166,487 | 0 | 0 | $0 |
| Theodore G Schwartz | Director | June 9, 2026 A | 29,750 | 0 | 0 | $0 |
| Jared Kaplan | Director | Jan. 6, 2022 D | 8,407,879 | 0 | 0 | $0 |
| FG New America Investors LLC | Director | Oct. 14, 2020 D | 462,500 | 0 | 0 | $0 |
| Joseph H Moglia | Director | Oct. 14, 2020 D | 462,500 | 0 | 0 | $0 |
| Hassan Baqar | — | March 31, 2021 P | 2,500 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners 4 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Todd G. Schwartz, TGS Revocable Trust, OppFi Shares, LLC, TGS Capital Group, LP, TGS MCS Capital Group LP, Theodore G. Schwartz, LTHS Capital Group LP, LTHS Revocable Trust ×7 filings | April 30, 2026 | 32.03% | Amendment | Board campaign | SEC |
| Jared Kaplan, JSK Management Holdings, LLC | July 30, 2021 | — | Initial filing | Board campaign | SEC |
| Todd Schwartz, TGS Revocable Trust, OppFi Shares, LLC, Todd Schwartz Capital Group LP, Theodore Schwartz, LTHS Capital Group LP | July 30, 2021 | — | Initial filing | Board campaign | SEC |
| FG New America Investors LLC, Larry G. Swets, Jr., D. Kyle Cerminara, Joseph H. Moglia | Oct. 15, 2020 | — | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 25 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| EBIT · Harbor ETF Trust | 0.07% | 857 NS | April 30, 2026 | N-PORT |
| IWC · iShares Trust | 0.06% | 87,402 SH | Aug. 8, 2026 | Daily |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.02% | 68,465 NS | May 31, 2026 | N-PORT |
| IWO · iShares Trust | 0.02% | 237,719 SH | Aug. 8, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.01% | 149,300 SH | Aug. 8, 2026 | Daily |
| VTWG · VANGUARD SCOTTSDALE FUNDS | 0.01% | 26,784 SH | Aug. 8, 2026 | Daily |
| IWM · iShares Trust | 0.01% | 694,567 SH | Aug. 8, 2026 | Daily |
| GSSC · Goldman Sachs ETF Trust | 0.01% | 8,890 NS | May 31, 2026 | N-PORT |
| RSSL · Global X Funds | 0.01% | 11,247 NS | April 30, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.01% | 2,202 SH | Aug. 8, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.01% | 87,954 NS | April 30, 2026 | N-PORT |
| ITWO · ProShares Trust | 0.01% | 1,225 NS | May 31, 2026 | N-PORT |
| UWM · ProShares Trust | 0.00% | 958 NS | May 31, 2026 | N-PORT |
| URTY · ProShares Trust | 0.00% | 970 NS | May 31, 2026 | N-PORT |
| HDG · ProShares Trust | 0.00% | 24 NS | May 31, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.00% | 675 NS | May 31, 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0.00% | 13,111 NS | May 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 2,424 NS | April 30, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 1,115 NS | April 30, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 5,913 NS | April 30, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 4,501 NS | April 30, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 406,714 SH | Aug. 8, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 1,770,057 SH | Aug. 8, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 2,271 SH | Aug. 8, 2026 | Daily |
| EBI · RBB Fund Trust | 0.00% | 9 NS | May 31, 2026 | N-PORT |