HIPO Hippo Holdings Inc. Common Stock
NYSE · Insurance · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Jul 30, 2026
$32.24
· of 52w range
· above low
· to high
$24.0852w low
$38.7352w high
Market Cap (MRQ)
$851M
P/E (TTM)
6.8
EPS (TTM)
$4.73
Revenue (TTM)
$507M
your badges
52W Range
$24–$39
Analyst Rating
BUY
Price Target
$41
P/E
6.8
ROE
30.4%
Net Profit Margin
23.9%
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HIPO Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$32.24
Market Cap (MRQ)
$851M
P/E (TTM)
6.8
EPS (TTM)
$4.73
Revenue (TTM)
$507M
ROE (TTM)
30.4%
52W Range
$24–$39
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| Sept. 30, 2022 | 1-for-25 | Reverse |
10-Year Performance Revenue, net income, margins and EPS trends
Revenue$469M2020-12-31 → 2025-12-31
EPS$2.222020-12-31 → 2025-12-31
Free Cash Flow$9M2021-12-31 → 2025-12-31
Net margin23.9%2021-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | HIPO | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 6.85Y avg ≈-1.3 | ≈-1.3 | 11.0 | Undervalued | |
| P/S (TTM) | 1.75Y avg ≈89.1 | ≈89.1 | 1.0 | Overvalued | |
| P/B (MRQ) | 1.85Y avg ≈10.2 | ≈10.2 | 1.6 | Fair value | |
| Price / FCF (TTM) | 11.95Y avg ≈-44.7 | ≈-44.7 | · | · | |
| Price / Cash Flow (TTM) | 11.95Y avg ≈-45.5 | ≈-45.5 | 5.0 | Overvalued | |
| Price / Tangible Book (MRQ) | 1.95Y avg ≈11.3 | ≈11.3 | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | HIPO | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 4.3%5Y avg ≈9.0% | ≈9.0% | 2.0% | Top tier | |
| Pretax Margin (TTM) | 24.3%5Y avg ≈-158.7% | ≈-158.7% | 10.1% | Below avg | |
| Net Profit Margin (TTM) | 23.9%5Y avg ≈-162.9% | ≈-162.9% | 13.2% | Weak | |
| ROA (TTM) | 6.0%5Y avg ≈-13.2% | ≈-13.2% | 3.4% | In line | |
| ROE (TTM) | 30.4%5Y avg ≈-37.0% | ≈-37.0% | 14.5% | In line |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | HIPO | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 25.9%5Y avg ≈57.3% | ≈57.3% | · | · | |
| Revenue CAGR 3Y | 57.6%5Y avg ≈59.0% | ≈59.0% | · | · | |
| Revenue CAGR 5Y | 55.5% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | HIPO | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.35Y avg ≈0.2 | ≈0.2 | 0.4 | Weak | |
| Revenue / Employee | ≈$867.8K | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
105.8%
Next Report
Nov 03, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Aug 6, 2026 | $0.38 | $-0.17 | 319.1% |
| March 31, 2026 | $0.27 | $0.18 | 49.1% | |
| Dec. 31, 2025 | $0.23 | $0.12 | 87.9% | |
| Sept. 30, 2025 | $3.77 | $1.99 | 89.5% | |
| June 30, 2025 | $0.05 | $-0.69 | 107.3% | |
| March 31, 2025 | $-1.91 | $-1.61 | -18.4% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue | $469M | $372M | $210M | $120M | $91M | $52M | |
| SG&A Expense | $67M | $71M | $80M | $72M | $49M | $37M | |
| Pretax Income | $63M | $-27M | $-262M | $-325M | $-367M | $-143M | |
| Income Tax | $700.0K | $1M | $500.0K | $1M | $700.0K | $-2M | |
| Net Income | $58M | $-40M | $-273M | $-333M | $-371M | $-142M | |
| EPS (Basic) | $2.28 | $-1.64 | $-11.58 | $-14.66 | $-34.11 | $-1.63 | |
| EPS (Diluted) | $2.22 | $-1.64 | $-11.58 | $-14.66 | $-34.11 | $-1.63 | |
| Shares (Basic) | 25,253,520 | 24,699,913 | 23,578,922 | 22,747,101 | 10,886,757 | 86,897,893 | |
| Shares (Diluted) | 26,011,391 | 24,699,913 | 23,578,922 | 22,747,101 | 10,886,757 | 86,897,893 | |
| EBITDA | $20M | $23M | $20M | $15M | $11M | · |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $218M | $198M | $142M | $194M | $776M | $452M | |
| Prepaid Expense | · | · | · | · | · | $1M | |
| Current Assets | · | · | · | · | · | $2M | |
| PP&E (Net) | $32M | $33M | $35M | $5M | $1M | · | |
| Goodwill | · | $0 | $0 | $0 | $54M | $48M | |
| Intangibles | $14M | $17M | $27M | $27M | $32M | $34M | |
| Total Assets | $1.91B | $1.54B | $1.52B | $1.57B | $1.64B | $979M | |
| Accrued Liabilities | · | · | · | · | · | $139.7K | |
| Current Liabilities | · | · | · | · | · | $151.2K | |
| Total Liabilities | $1.47B | $1.18B | $1.14B | $975M | $781M | $834M | |
| Common Stock | $0 | $0 | $0 | $0 | $0 | $0 | |
| Paid-in Capital | $1.65B | $1.64B | $1.62B | $1.56B | $1.49B | $57M | |
| Retained Earnings | $-1.22B | $-1.27B | $-1.23B | $-961M | $-628M | $-257M | |
| AOCI | $2M | $-3M | $-3M | $-7M | $-700.0K | $100.0K | |
| Stockholders' Equity | $436M | $365M | $378M | $590M | $860M | $-200M | |
| Liabilities + Equity | $1.91B | $1.54B | $1.52B | $1.57B | $1.64B | $979M | |
| Shares Outstanding | 25,699,704 | 24,866,803 | 24,148,308 | 23,201,434 | 22,601,245 | 3,701,881 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| D&A | $20M | $23M | $20M | $15M | $11M | $7M | |
| Stock-based Comp | $29M | $38M | $58M | $62M | $24M | $17M | |
| Deferred Tax | $700.0K | $100.0K | $-700.0K | $0 | $0 | $-2M | |
| Amort. of Intangibles | $2M | $5M | $4M | $5M | $6M | $4M | |
| Restructuring | · | · | $3M | $2M | · | · | |
| Other Non-cash | $-99M | $26M | $104M | $95M | $212M | · | |
| Operating Cash Flow | $9M | $48M | $-92M | $-162M | $-124M | $-65M | |
| CapEx | $100.0K | $300.0K | $30M | $5M | $800.0K | $400.0K | |
| Investing Cash Flow | $-11M | $30M | $58M | $-406M | $-30M | $-2M | |
| Stock Issued | $4M | $7M | $3M | $4M | · | · | |
| Stock Repurchased | $14M | $16M | $2M | $0 | · | · | |
| Net Stock Activity | $-11M | $-9M | $1M | · | · | · | |
| Financing Cash Flow | $19M | $-40M | $-15M | $-7M | $481M | $518M | |
| Net Change in Cash | $17M | $38M | $-49M | $-574M | $326M | $450M | |
| Taxes Paid | $300.0K | $1M | $2M | $700.0K | · | · | |
| Free Cash Flow | $9M | $47M | $-122M | $-166M | $-125M | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Net Margin | 12.3% | -10.9% | -130.2% | -278.5% | -407.2% | · | |
| Pretax Margin | 13.5% | -7.4% | -125.2% | -271.7% | -402.6% | · | |
| EBITDA Margin | 4.3% | 6.2% | 9.4% | 12.7% | 12.1% | · | |
| ROA | 3.4% | -2.6% | -17.7% | -20.8% | -28.3% | · | |
| ROE | 14.5% | -10.9% | -56.4% | -46.0% | -85.9% | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.3 | 0.2 | 0.1 | 0.1 | 0.1 | · |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Book Value / Share | $16.97 | $14.56 | $15.65 | $25.43 | $1.52 | · | |
| Revenue / Share | $18.02 | $15.06 | $8.89 | $5.26 | $0.34 | · | |
| Cash Flow / Share | $0.35 | $1.92 | $-3.92 | $-7.10 | $-0.46 | · | |
| Cash / Share | $8.49 | $7.95 | $5.88 | $8.38 | $1.37 | · | |
| EPS (TTM) | $2.22 | $-1.64 | $-11.58 | $-14.66 | $-34.11 | $-1.63 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue YoY | 25.9% | 77.4% | 75.2% | 31.2% | 76.7% | · | |
| Revenue CAGR 3Y | 57.6% | 59.8% | 59.6% | · | · | · | |
| Revenue CAGR 5Y | 55.5% | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue TTM | $469M | $372M | $210M | $120M | $91M | $52M | |
| Net Income TTM | $58M | $-40M | $-273M | $-333M | $-371M | $-142M | |
| Market Cap | $773M | $666M | $220M | $316M | $39.98B | · | |
| P/E | 13.5 | -16.3 | -0.8 | -0.9 | -2.1 | · | |
| P/S | 1.6 | 1.8 | 1.1 | 2.6 | 438.3 | · | |
| P/B | 1.8 | 1.8 | 0.6 | 0.5 | 46.5 | · | |
| P / Tangible Book | 1.8 | 1.9 | 0.6 | 0.6 | 51.7 | · | |
| P / Cash Flow | 84.0 | 14.0 | -2.4 | -2.0 | -321.1 | · | |
| P / FCF | 85.0 | 14.1 | -1.8 | -1.9 | -319.0 | · | |
| Earnings Yield | 7.4% | -6.1% | -127.0% | -107.8% | -48.2% | · |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $145M | $122M | $120M | $121M | $117M | $110M | $102M | $96M | $90M | $85M | $64M | $58M | $48M | $40M | $36M | $31M | |
| SG&A Expense | $18M | $16M | $17M | $16M | $17M | $16M | $17M | $15M | $20M | $18M | $18M | $21M | $22M | $20M | $18M | $19M | |
| Pretax Income | $11M | $7M | $7M | $98M | $4M | $-46M | $47M | $-5M | $-36M | $-33M | $-39M | $-51M | $-105M | $-68M | $-60M | $-127M | |
| Income Tax | $900.0K | $100.0K | $800.0K | $0 | $100.0K | $-200.0K | $300.0K | $0 | $700.0K | $200.0K | $300.0K | $-300.0K | $200.0K | $300.0K | $500.0K | $300.0K | |
| Net Income | $10M | $7M | $6M | $98M | $1M | $-48M | $44M | $-8M | $-40M | $-36M | $-42M | $-53M | $-108M | $-70M | $-63M | $-129M | |
| EPS (Basic) | $0.38 | $0.27 | $0.24 | $3.90 | $0.05 | $-1.91 | $1.81 | $-0.34 | $-1.64 | $-1.47 | $-1.72 | $-2.24 | $-4.61 | $-3.01 | $-2.74 | $-5.66 | |
| EPS (Diluted) | $0.38 | $0.27 | $0.31 | $3.77 | $0.05 | $-1.91 | $1.81 | $-0.34 | $-1.64 | $-1.47 | $-1.72 | $-2.24 | $-4.61 | $-3.01 | $-2.74 | $-5.66 | |
| Shares (Basic) | 26,203,128 | 25,840,004 | · | 25,183,389 | 25,343,457 | 24,978,901 | · | 25,068,472 | 24,633,960 | 24,225,650 | · | 23,729,570 | 23,387,767 | 23,198,491 | · | 22,839,916 | |
| Shares (Diluted) | 26,552,111 | 26,354,271 | · | 26,025,069 | 26,023,780 | 24,978,901 | · | 25,068,472 | 24,633,960 | 24,225,650 | · | 23,729,570 | 23,387,767 | 23,198,491 | · | 22,839,916 | |
| EBITDA | · | · | · | · | $5M | · | · | $6M | $6M | $6M | · | $5M | · | $4M | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $244M | $275M | $218M | $248M | $199M | $141M | $198M | $191M | $176M | $223M | · | $228M | $200M | $189M | · | $346M | |
| PP&E (Net) | $31M | $31M | $32M | $32M | $32M | $33M | $33M | $33M | $34M | $34M | · | $35M | $35M | $5M | · | $6M | |
| Goodwill | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | $0 | |
| Intangibles | $13M | $14M | $14M | $14M | $14M | $16M | $17M | $24M | $25M | $26M | · | $24M | $25M | $26M | · | $28M | |
| Total Assets | $2.32B | $2.06B | $1.91B | $1.87B | $1.71B | $1.54B | $1.54B | $1.55B | $1.51B | $1.50B | · | $1.65B | $1.68B | $1.60B | · | $1.63B | |
| Total Liabilities | $1.85B | $1.61B | $1.47B | $1.45B | $1.37B | $1.21B | $1.18B | $1.22B | $1.18B | $1.14B | · | $1.24B | $1.23B | $1.06B | · | $991M | |
| Common Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | · | $0 | $0 | $0 | · | $0 | |
| Paid-in Capital | $1.67B | $1.66B | $1.65B | $1.64B | $1.65B | $1.65B | $1.64B | $1.65B | $1.64B | $1.62B | · | $1.61B | $1.59B | $1.57B | · | $1.54B | |
| Retained Earnings | $-1.20B | $-1.21B | $-1.22B | $-1.22B | $-1.32B | $-1.32B | $-1.27B | $-1.32B | $-1.31B | $-1.27B | · | $-1.19B | $-1.14B | $-1.03B | · | $-898M | |
| AOCI | $-2M | $-600.0K | $2M | $1M | $100.0K | $-600.0K | $-3M | $500.0K | $-4M | $-3M | · | $-7M | $-6M | $-5M | · | $-8M | |
| Stockholders' Equity | $466M | $449M | $436M | $422M | $332M | $323M | $362M | $326M | $323M | $351M | · | $407M | $446M | $538M | · | $635M | |
| Liabilities + Equity | $2.32B | $2.06B | $1.91B | $1.87B | $1.71B | $1.54B | $1.54B | $1.55B | $1.51B | $1.50B | · | $1.65B | $1.68B | $1.60B | · | $1.63B | |
| Shares Outstanding | 26,384,898 | 26,035,917 | 25,699,704 | 25,337,366 | 25,543,053 | 25,157,214 | 24,866,803 | 25,232,297 | 24,891,528 | 24,409,724 | 24,148,308 | 23,891,930 | 23,611,308 | 23,320,786 | 23,201,434 | 23,061,266 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | · | · | · | · | $5M | $6M | $6M | $6M | $6M | $6M | $5M | $5M | $5M | $4M | $4M | $4M | |
| Stock-based Comp | · | · | · | · | · | · | $9M | $9M | $12M | $8M | $11M | $14M | $17M | $16M | $16M | $17M | |
| Amort. of Intangibles | $200.0K | $200.0K | $200.0K | $200.0K | $400.0K | $900.0K | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Restructuring | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $2M | |
| Other Non-cash | · | · | · | · | · | · | · | · | · | $39M | · | · | · | $14M | · | · | |
| Operating Cash Flow | $43M | $8M | $3M | $17M | $25M | $-36M | $-6M | $47M | $-11M | $18M | $-48M | $1M | $-9M | $-36M | $-30M | $-43M | |
| CapEx | $100.0K | $100.0K | $0 | $100.0K | $-100.0K | $100.0K | $100.0K | $0 | $100.0K | $100.0K | $400.0K | $200.0K | $29M | $0 | $100.0K | $2M | |
| Investing Cash Flow | $-77M | $42M | $-26M | $47M | $-22M | $-11M | $28M | $-28M | $-28M | $58M | $-22M | $31M | $35M | $14M | $-115M | $112M | |
| Stock Issued | $1M | $1M | $1M | $500.0K | $1M | $1M | $4M | $800.0K | $1M | $1M | $400.0K | $500.0K | $2M | $200.0K | $700.0K | $100.0K | |
| Stock Repurchased | · | · | $0 | · | · | · | $16M | $0 | $0 | $0 | $0 | $0 | $2M | $200.0K | $0 | $0 | |
| Net Stock Activity | · | $1M | · | · | · | · | · | · | · | $1M | · | · | · | $-200.0K | · | · | |
| Financing Cash Flow | $900.0K | $4M | $400.0K | $-18M | $43M | $-6M | $-20M | $-8M | $-4M | $-8M | $-4M | $-900.0K | $-8M | $-2M | $-3M | $-1M | |
| Net Change in Cash | $-33M | $55M | $-22M | $46M | $46M | $-53M | $2M | $11M | $-43M | $68M | $-74M | $31M | $18M | $-24M | $-148M | $68M | |
| Free Cash Flow | · | $8M | · | · | · | · | · | · | · | $18M | · | · | · | $-36M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 7.0% | 5.8% | · | 81.3% | 1.1% | · | · | -8.9% | -45.2% | -41.9% | · | -92.0% | · | -175.4% | · | -420.8% | |
| Pretax Margin | 7.6% | 5.9% | · | 81.3% | 3.4% | · | · | -5.5% | -40.7% | -38.7% | · | -87.7% | · | -170.3% | · | -414.3% | |
| EBITDA Margin | · | · | · | · | · | · | · | 6.2% | 6.6% | 6.6% | · | 8.5% | · | 10.8% | · | · | |
| ROA | 0.50% | 0.39% | · | 5.6% | 0.08% | · | · | · | -2.5% | -2.3% | · | -3.2% | · | -4.3% | · | -7.9% | |
| ROE | 2.5% | 1.8% | · | 23.7% | 0.39% | · | · | · | -10.5% | -8.0% | · | -10.2% | · | -10.4% | · | -16.8% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | · | · | · | 0.1 | 0.1 | · | 0.0 | · | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $17.65 | $17.23 | · | $16.64 | $13.02 | · | · | · | $12.96 | $14.39 | · | $17.04 | · | $23.08 | · | $27.54 | |
| Revenue / Share | $5.45 | $4.61 | · | $4.63 | $4.51 | · | · | $3.81 | $3.64 | $3.51 | · | $2.43 | · | $1.72 | · | $1.34 | |
| Cash Flow / Share | · | $0.32 | · | · | · | · | · | · | · | $0.73 | · | · | · | $-1.54 | · | · | |
| Cash / Share | $9.27 | $10.58 | · | $9.78 | · | · | · | · | $7.07 | $9.15 | · | $9.56 | · | $8.10 | · | $15.03 | |
| EPS (TTM) | $4.73 | $4.40 | · | $3.72 | $-0.39 | $-2.08 | · | $-5.17 | $-7.07 | $-10.04 | · | $-12.60 | $-16.02 | $-14.66 | · | $-41.14 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $507M | $480M | · | $450M | $425M | $397M | · | $335M | $297M | $255M | · | $181M | $154M | $135M | · | $116M | |
| Net Income TTM | $121M | $112M | · | $96M | $-11M | $-52M | · | $-127M | $-172M | $-239M | · | $-294M | $-370M | $-336M | · | $-331M | |
| Market Cap | $746M | $678M | · | $916M | · | · | · | · | $428M | $446M | · | $190M | · | $378M | · | $427M | |
| P/E | 6.0 | 5.9 | · | 9.7 | -71.6 | -12.3 | · | -3.3 | -2.4 | -1.8 | · | -0.6 | -1.0 | -1.1 | · | -0.5 | |
| P/S | 1.5 | 1.4 | · | 2.0 | 1.7 | · | · | 1.3 | 1.4 | 1.7 | · | 1.1 | · | 2.8 | · | 3.7 | |
| P/B | 1.6 | 1.5 | · | 2.2 | · | · | · | · | 1.3 | 1.3 | · | 0.5 | · | 0.7 | · | 0.7 | |
| P / Tangible Book | 1.6 | 1.6 | · | 2.2 | 2.2 | 2.1 | · | · | 1.4 | 1.4 | · | 0.5 | 0.9 | 0.7 | · | 0.7 | |
| P / Cash Flow | · | 79.8 | · | · | · | · | · | · | · | 25.2 | · | · | · | -10.6 | · | · | |
| Earnings Yield | 16.7% | 16.9% | · | 10.3% | -1.4% | -8.1% | · | -30.6% | -41.1% | -54.9% | · | -158.1% | -96.9% | -90.3% | · | -222.0% |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $469M | $372M | $210M | $120M | $91M |
| Net Income | $58M | $-40M | $-273M | $-333M | $-371M |
| Diluted EPS | $2.22 | $-1.64 | $-11.58 | $-14.66 | $-34.11 |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $9M | $47M | $-122M | $-166M | $-125M |
Institutional owners (13F) 142 filers · $364.7M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
142
Value held
$364.7M
New positions
24
Exited positions
11
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 24 (+4 vs prior Q) | 11 (-10 vs prior Q) | 55 (+14 vs prior Q) | 28 (-15 vs prior Q) | +1.1M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $42,342,126 | 1,498,306 | 11.61% | Shares |
| VANGUARD GROUP INC | $37,207,034 | 1,236,936 | 10.20% | Shares |
| Bond Capital Management, LP | $29,787,029 | 1,054,035 | 8.17% | Shares |
| Hood River Capital Management LLC | $25,474,384 | 901,429 | 6.98% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $25,378,073 | 898,021 | 6.96% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $18,285,638 | 646,908 | 5.01% | Shares |
| WESTERLY CAPITAL MANAGEMENT, LLC | $18,227,700 | 645,000 | 5.00% | Shares |
| STATE STREET CORP | $12,539,414 | 443,716 | 3.44% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $11,978,379 | 423,959 | 3.28% | Shares |
| BANCO BILBAO VIZCAYA ARGENTARIA, S.A. | $11,405,394 | 403,590 | 3.13% | Shares |
| MORGAN STANLEY | $8,133,313 | 287,803 | 2.23% | Shares |
| Stoic Point Capital Management LLC | $7,449,788 | 263,616 | 2.04% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $6,777,794 | 239,837 | 1.86% | Shares |
| NORTHERN TRUST CORP | $5,801,354 | 205,285 | 1.59% | Shares |
| SEI INVESTMENTS CO | $5,459,457 | 193,187 | 1.50% | Shares |
| LAKEWOOD CAPITAL MANAGEMENT, LP | $5,369,400 | 190,000 | 1.47% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $5,271,988 | 186,553 | 1.45% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $5,128,003 | 181,458 | 1.41% | Shares |
| RBF Capital, LLC | $5,086,800 | 180,000 | 1.39% | Shares |
| Nuveen, LLC | $4,876,771 | 172,568 | 1.34% | Shares |
| GOLDMAN SACHS GROUP INC | $4,241,996 | 150,106 | 1.16% | Shares |
| CITADEL ADVISORS LLC | $3,977,143 | 140,734 | 1.09% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $3,970,897 | 140,513 | 1.09% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $2,939,153 | 104,004 | 0.81% | Shares |
| AWM Investment Company, Inc. | $2,826,000 | 100,000 | 0.77% | Shares |
| CANNELL CAPITAL LLC | $2,731,103 | 96,642 | 0.75% | Shares |
| BANK OF AMERICA CORP /DE/ | $2,728,390 | 96,546 | 0.75% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $2,512,088 | 88,892 | 0.69% | Shares |
| JPMORGAN CHASE & CO | $2,368,580 | 87,466 | 0.65% | Shares |
| Bank of New York Mellon Corp | $2,281,909 | 80,747 | 0.63% | Shares |
| Voleon Capital Management LP | $2,153,864 | 76,216 | 0.59% | Shares |
| AMERIPRISE FINANCIAL INC | $1,955,253 | 69,188 | 0.54% | Shares |
| TWO SIGMA INVESTMENTS, LP | $1,900,711 | 67,258 | 0.52% | Shares |
| DEUTSCHE BANK AG\ | $1,786,484 | 63,216 | 0.49% | Shares |
| NORGES BANK | $1,664,514 | 58,900 | 0.46% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $1,559,641 | 55,189 | 0.43% | Shares |
| Qube Research & Technologies Ltd | $1,521,631 | 53,844 | 0.42% | Shares |
| Trexquant Investment LP | $1,515,612 | 53,631 | 0.42% | Shares |
| CITIGROUP INC | $1,501,737 | 53,140 | 0.41% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $1,489,302 | 52,700 | 0.41% | Call option |
| AMERICAN CENTURY COMPANIES INC | $1,358,316 | 48,065 | 0.37% | Shares |
| PDT Partners, LLC | $1,335,539 | 47,259 | 0.37% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $1,170,785 | 41,429 | 0.32% | Shares |
| Russell Investments Group, Ltd. | $1,097,384 | 38,830 | 0.30% | Shares |
| Swiss National Bank | $994,752 | 35,200 | 0.27% | Shares |
| Huntleigh Advisors, Inc. | $964,823 | 34,141 | 0.26% | Shares |
| XTX Topco Ltd | $822,394 | 29,101 | 0.23% | Shares |
| LPL Financial LLC | $757,509 | 26,805 | 0.21% | Shares |
| Quantinno Capital Management LP | $690,590 | 24,437 | 0.19% | Shares |
| Cresset Asset Management, LLC | $683,949 | 24,202 | 0.19% | Shares |
Activists & 5%+ owners 5 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Lennar Corporation, Len X, LLC, LEN FW Investor, LLC ×3 filings | Feb. 19, 2026 | 0.10% | Amendment | · | SEC |
| [ENTITIES ONLY] MS&AD Insurance Group Holdings, Inc. Mitsui Sumitomo Insurance Co., Ltd. (TIN ×3 filings | July 1, 2024 | · | Initial filing | · | SEC |
| BOND Capital Fund, LP, BOND Capital Founders Fund, LP, Bond Capital Associates, LLC ×2 filings | March 8, 2024 | · | Initial filing | · | SEC |
| Lennar Corporation (2), Len X, LLC (2), LEN FW Investor, LLC (2) ×3 filings | Aug. 19, 2022 | · | Initial filing | · | SEC |
| Assaf Wand | Aug. 13, 2021 | · | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 32 insiders · 12 officers · 14 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Richard Mccathron | Chief Executive Officer | Sept. 9, 2026 S | 567,132 | 0 | 10 | $-1,436,250 |
| Torben Ostergaard | CEO Spinnaker | Aug. 17, 2026 S | 61,824 | 0 | 6 | $-443,566 |
| Guy Zeltser | Chief Financial Officer | Aug. 15, 2026 F | 116,618 | 1 | 3 | $-105,386 |
| Laura Boettcher | Chief Operating Officer | Aug. 15, 2026 F | 71,381 | 0 | 0 | $0 |
| Ran Harpaz | Chief Operating Officer | Nov. 15, 2022 F | 162,599 | 0 | 0 | $0 |
| Michael Stienstra | GM & Chief Insurance, HHIP | Aug. 15, 2026 F | 89,901 | 0 | 1 | $-121,368 |
| Assaf Wand | Executive Chairman BoD | April 1, 2025 S | 474,564 | 0 | 0 | $0 |
| Anirudh Badia | Chief Accounting Officer | Nov. 6, 2024 S | 102,315 | 0 | 0 | $0 |
| Yuval Harry | Chief Revenue Officer | Oct. 18, 2024 F | 97,251 | 0 | 0 | $0 |
| Christopher Donahue | General Manager, MGA & CUO | Nov. 15, 2023 F | 95,019 | 0 | 0 | $0 |
| Simon Fleming-Wood | Chief Marketing Officer | May 15, 2023 A | 66,068 | 0 | 0 | $0 |
| Aviad Pinkovezky | Chief Product Officer | Feb. 15, 2022 F | 283,290 | 0 | 0 | $0 |
| Stewart Ellis | Director | Aug. 15, 2026 A | 126,455 | 0 | 0 | $0 |
| Susan Claire Holliday | Director | June 2, 2026 A | 7,310 | 0 | 0 | $0 |
| Laura J Hay | Director | June 2, 2026 A | 7,310 | 0 | 0 | $0 |
| Mark Schaaf | Director | June 2, 2026 A | 20,911 | 0 | 0 | $0 |
| Sam Landman | Director | June 2, 2026 A | 29,080 | 0 | 0 | $0 |
| Lori Dickerson Fouche | Director | June 2, 2026 A | 26,623 | 0 | 0 | $0 |
| Eric Feder | Director | June 2, 2026 A | 21,815 | 0 | 0 | $0 |
| John Drake Nichols | Director | June 2, 2026 A | 21,371 | 0 | 0 | $0 |
| Sandra S Wijnberg | Director | June 2, 2026 A | 26,623 | 0 | 0 | $0 |
| Hugh R Frater | Director | June 2, 2026 A | 26,623 | 0 | 0 | $0 |
| Amy Errett | Director | Aug. 2, 2023 A | 11,276 | 0 | 0 | $0 |
| Noah Knauf | Director | June 7, 2023 A | 11,794 | 0 | 0 | $0 |
| Julie Hanna | · | Aug. 2, 2021 M | 30,000 | 0 | 0 | $0 |
| Byron Auguste | · | Aug. 2, 2021 M | 30,000 | 0 | 0 | $0 |
| Reinvent Sponsor Z LLC | · | Aug. 2, 2021 M | 5,630,000 | 0 | 0 | $0 |
| Michael N. Thompson Jr. | · | Aug. 2, 2021 M | 1,000,000 | 0 | 0 | $0 |
| Linda Rottenberg | · | Aug. 2, 2021 M | 30,000 | 0 | 0 | $0 |
| Lee Linden | · | Aug. 2, 2021 M | 30,000 | 0 | 0 | $0 |
| Reid Hoffman | · | Aug. 2, 2021 M | 5,630,000 | 0 | 0 | $0 |
| Mark J Pincus | · | Aug. 2, 2021 M | 1,000,000 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 24 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.15% | 65,114 SH | Sept. 11, 2026 | Daily |
| ESSC · Strategy Shares | 0.13% | 1,449 NS | July 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.03% | 16,631 SH | Aug. 19, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.03% | 2,279 SH | Oct. 2, 2026 | Daily |
| IWM · iShares Trust | 0.02% | 516,862 SH | Sept. 11, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.02% | 109,733 SH | Aug. 19, 2026 | Daily |
| RSSL · Global X Funds | 0.02% | 9,125 NS | July 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.02% | 84,873 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 250,447 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 28,715 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 4,877 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.01% | 1,196 SH | Sept. 11, 2026 | Daily |
| DFSU · Dimensional ETF Trust | 0.00% | 3,213 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 59,983 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 591 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 2,610 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 5,399 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 32,524 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 6,584 SH | Sept. 10, 2026 | Daily |
| DFUS · Dimensional ETF Trust | 0.00% | 4,346 NS | July 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 626,610 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 1,455 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 192,494 SH | Sept. 11, 2026 | Daily |
| IAK · iShares Trust | · | 11,517 SH | Sept. 11, 2026 | Daily |
HIPO Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 12 analysts
BUY
Median target
$42.25
+31.0%
3 25.0%
Strong Buy
6 50.0%
Buy
3 25.0%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
4 analysts · 2026-09-29Mean target $41.12 +27.6%
← Below all targets
Current price $32.24
Low$35.00
Mean$41.12
High$45.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| HIPO | $773M | 13.5 | 25.9% | 12.3% | 14.5% | · |
| UVE | $947M | 5.3 | 5.5% | 11.4% | 36.3% | · |
| BOW | $936M | 17.9 | 29.6% | 9.8% | 13.1% | · |
| TRUP | $1.62B | 83.0 | 11.9% | · | · | · |
| HRTG | $902M | 4.6 | 3.7% | 23.1% | 44.0% | · |
| EIG | $878M | 93.8 | -2.5% | 1.3% | 1.1% | · |
| ROOT | · | 30.6 | 28.9% | 2.7% | 15.2% | · |
| DGICA | · | · | -1.2% | 8.1% | 12.7% | · |
| TIPT | $691M | 24.0 | -67.9% | 7157.2% | 7.2% | · |
| ITIC | $471M | 13.4 | 5.6% | 12.9% | 13.2% | · |
| AII | $408M | 3.7 | 35.3% | 36.0% | 31.2% | · |
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Source: SEC 10-Q filed Jul 30, 2026