UPBD Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $15.91
Market Cap (MRQ) $2.06B
P/E (TTM) 10.3
EPS (TTM) $1.55
Revenue (TTM) $4.74B
Div Yield 4.3%
ROE (TTM) 12.7%
52W Range $15–$24

UPBD Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
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Stock splits 3
Ex-date Split Type
Sept. 2, 2003 5-for-2 Forward
Oct. 10, 1995 2-for-1 Forward
June 21, 1995 3-for-2 Forward

About Upbound Group, Inc. - Common Stock Company overview from Wikipedia

05 · wikidata

Rent-A-Center is an American public furniture and electronics rent-to-own company based in Plano, Texas. The company was incorporated in 1986 and as of 2014 operates approximately 2,972 company-owned stores in the United States, Puerto Rico and Mexico, accounting for approximately 35% of the rent-to-own market in the United States based on store count.

Rent-A-Center's operations include 24 retail installment stores called Get It Now (based in Wisconsin); 17 Home Choice stores in Minnesota. Its subsidiary, Rent-A-Center Franchising International Inc. (RACFI), formerly known as ColorTyme Inc., is America's first franchisor of independently owned-and-operated rent-to-own stores. Its franchisees operate 162 rent-to-own stores in 31 states under the Rent-A-Center and ColorTyme brand names, and the company's wheels-and-tires franchise brand, RimTyme, operates 31 stores in 13 states.

In 2014, Fortune Magazine listed Rent-A-Center at number 711 on the Fortune 1000 list of the largest US corporations, based on revenues alone.

History

The rent-to-own business was started by Ernie Talley in Wichita, Kansas during the 1960s when he told customers of his store, Mr. T's Rental, that they had rented a washer and dryer for a long enough duration that they had paid for it in full and now owned it. Thomas Devlin, a former employee of Mr. T's rental, recognized the potential of renting name-brand products and partnered with W. Frank Barton and founded the Rent-A-Center brand in Wichita, Kansas in 1973.

Mark Speese joined Rent-A-Center in 1979. In 1986, Mr. Speese and a colleague left Rent-A-Center and started a competing business known as Vista Rent-To-Own. Ernest Talley then joined Vista Rent-To-Own as chairman of the board of directors in 1989 and remained Chairman through Vista's transition to Rent-A-Center. In 1987, Thorn EMI acquired Rent-A-Center for $594 million.

Vista Rent-To-Own changed its name to Renters Choice, Inc. in December 1993, in connection with the acquisition from DEF Investments, Inc. and certain related entities of an 84 store rent-to-own chain operating in 12 states.

Renters Choice went public on the NASDAQ stock exchange in 1995 under the symbol "RCII". In August 1998, Renters Choice acquired Thorn Americas, Inc., which operated 1,474 stores in 49 states and the District of Columbia under the name "Rent-A-Center". On December 31, 1998, Renters Choice changed its name to Rent-A-Center, Inc. and began operating all of its stores under the "Rent-A-Center" brand name.

In 2001, Talley retired and Speese was appointed as Rent-A-Center's Chairman and CEO. In February 2003, Rent-A-Center acquired 295 stores from Rent-Way, Inc. In March 2004, Rent-A-Center commenced operating in Canada with the acquisition of five stores located in Edmonton and Calgary, Alberta. In May 2004, Rent-A-Center completed the acquisitions of Rainbow Rentals, Inc. and Rent Rite, Inc. Rent-A-Center completed its acquisition of competitor Rent-Way, Inc. on November 15, 2006, for a price of approximately $600.3 million. At the time of the acquisition, Rent-Way was ranked number three in the rent-to-own industry with 782 stores in 34 states. The Rent-Way store acquisition program brought the store total to 3,535 stores. Given that the acquisition resulted in over-penetration in some markets, Rent-A-Center carried out the closing or merging of 282 stores between 2007 and 2009. With 123 Mexico stores as of December 2019, Rent-A-Center is continuing its expansion in Mexico.

Launched in 2006, under the brand name RAC Acceptance, Rent-A-Center, Inc. operates lease-to-own kiosks within third-party retail locations across the country. The kiosks transitioned to the AcceptanceNOW brand in January 2014.

Mark Speese retired as Rent-A-Center CEO at the end of January 2014. Rent-A-Center CFO Robert Davis served as CEO from January 2014 to January 2017, when Mark Speese returned as interim CEO.

In January 2018, Mark Speese stepped down as CEO and was succeeded by former president Mitchell Fadel.

In August 2019, Rent-A-Center completed the acquisition of Merchants Preferred, a nationwide provider of virtual lease-to-own services. After acquiring Merchants Preferred, Rent-A-Center unveiled its integrated retail partner offering, Preferred Lease. Preferred Lease is the combined business model of AcceptanceNOW's staffed lease-to-own business with Merchants Preferred's virtual lease-to-own business.

On February 27, 2023, Rent-A-Center, Inc. changed their corporate name to Upbound Group, Inc. and consolidated several brands from their acquisition of Acima Holdings two years prior.

Business operations

RAC provides new and used brand-named furniture, appliances, computers and electronics from brands, such as Ashley Furniture, Sony, Whirlpool Corporation, Dell and HP. As part of their rent-to-own business model, Rent-A-Center generally makes its items available with small initial payments and no long term obligations. Customers can return an item at any time, for any reason, without penalty and also have the option to re-rent the same item and pick up the payments where they left off. Delivery, pickup, service and repair are also included in the stated rental price. Customers can also upgrade items while they are renting—the payments will change accordingly.

In March 2007, the corporate office moved to a new location at 5501 Headquarters Drive, Plano, Texas, in the Legacy Business Park. Construction began on the 175,000-square-foot (16,300 m2) building in January 2006. Employees moved into the building on March 16, 2007. The current headquarters measures three stories and includes structured parking for 400 vehicles, a fitness center, game room and lunchroom. In January 2020, Cawley Partners announced the acquisition of the Rent-A-Center corporate office, leasing back 60 percent of the building to Rent-A-Center.

In July 2015, Rent A Center sold several Ontario Locations to EasyHome for $3.4 million. With this agreement, Rent A Center & EasyHome signed a 3-year agreement to a non-compete contract that each company cannot open any stores in each other's countries.

Philanthropy

Rent-A-Center supports charities that provide family and youth empowerment opportunities. Beginning in 2003, the company made donations to Big Brothers Big Sisters of America locations, collected by means of fundraisers held on an annual basis in Rent-A-Center stores. Between 2005 and 2010, Rent-A-Center donated and set up 116 "RAC Rooms" at Boys and Girls Clubs of America locations, in which each club selects $5,000 worth of new furniture, electronics and computers for their room.

Since 2003, Rent-A-Center has provided monetary and product contributions totaling nearly $1.2 million to date to the North Texas Food Bank. Employees in the Field Support Center have also volunteered over 1,000 hours to Dallas-area food banks during the annual North Texas Food Bank campaign. Rent-A-Center has also donated more than $1.25 million to 11 other food banks across the country since 2009. This is in addition to a hunger-relief campaign staged across Rent-A-Center's 3,000-plus US stores throughout the month of September. This effort supports Hunger Action Month. This virtual food drive leverages Rent-A-Center's stores as collection points for cash donations. The donated funds are distributed to food banks across the US and Puerto Rico at the conclusion of the month-long campaign.

Reception and litigation

A number of consumer protection concerns have been raised about the rent-to-own industry, including accusations of predatory lending. Consumer advocates believe that rent-to-own transactions such as those offered by Rent-A-Center should be treated as credit sales, and point out that the final price of a product can be two or three times the retail price. In an April 2000 Federal Trade Commission study on the industry, 75% of respondents stated that they were satisfied with their rent-to-own experience, whereas 19% were dissatisfied.

In 2000, Rent-A-Center was sued for sexual bias in the hiring of women. The 2002 settlement agreement resulted in a $47 million cash payment by Rent-A-Center and mandated that Rent-A-Center offer 10% of future vacancies over the following 15-month period to women who were found to be past victims of discrimination. The settlement also led Rent-A-Center to seek qualified women to serve on its board of directors, develop equal employment training programs, and hire a new human resources vice president to implement hiring policies that ensured equal employment opportunity for female job applicants and current employees.

In 2006, Rent-A-Center settled for $7 million in restitution and $750,000 in civil penalties for deceptive business practices in California. The State of California claimed RAC, in violation of state law, engaged in unfair competition and illegally misrepresented the price of certain merchandise. As a result of the settlement, RAC also deposited more than $7 million into a special consumer protection fund that is used to enforce consumer protection laws.

In 2010, seven months after the Washington Attorney General's Office sued Rent-A-Center and accused the national lease-to-own chain of unfair and deceptive collection practices under Washington's Consumer Protection Act, Rent-A-Center agreed to settle.

Another prominent case in 2010 was Rent-A-Center vs. Jackson which arose out of an employment discrimination claim brought on by former RAC employee Antonio Jackson. The case reached the Supreme Court, which sided with RAC in a 5–4 decision. The court held that if a company's arbitration agreement includes a clause delegating fairness challenges to the arbitrator, a court must enforce that agreement and send the matter to arbitration. When Jackson first sued, Rent-A-Center cited its arbitration agreement and claimed that any challenges to the agreement had to be decided by the arbitrator.

In 2020, Rent-A-Center settled a California class action suit for $13 million, with the suit involving a group of customers challenging improper add-on freight charges.

In November 2023, Rent-A-Center paid the state of Massachusetts $8.75 million to settle claims of unfair and deceptive business practices. RAC also agreed to stop filing criminal complaints against its customers for missed payments.

Other names

The Rent-A-Center company converted its Wisconsin stores to Get-It-Now! credit sale outlets after a judicial decision held that the state's consumer protection laws defining credit sales included rent-to-own businesses. Rent-A-Center is also known as Acceptance Now or Preferred Lease within its partner stores in the US in which it has kiosks.

In Mexico, the company is simply known as RAC (sounded out like the word "rack"), and the company operates as Home Choice in Minnesota, also due to similar rent-to-own laws from those in Wisconsin.

Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗

Wikidata ↗

sectorRetail industryRetail employees12,050 countryUS

10-Year Performance Revenue, net income, margins and EPS trends

06
Revenue$4.70B
2016-12-31 → 2025-12-31
EPS$1.25
2016-12-31 → 2025-12-31
Free Cash Flow$239M
2016-12-31 → 2025-12-31
Net margin1.9%
2016-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend UPBD 5Y avg Peer Median Verdict
P/E (TTM) 10.35Y avg ≈-43.8 ≈-43.8 18.8 Undervalued
P/S (TTM) 0.45Y avg ≈0.8 ≈0.8 0.7 Fair value
P/B (MRQ) 2.85Y avg ≈6.5 ≈6.5 1.7 Overvalued
Price / FCF (TTM) 5.45Y avg ≈27.6 ≈27.6 · ·
Price / Cash Flow (TTM) 4.55Y avg ≈15.9 ≈15.9 9.7 Undervalued
Price / Tangible Book (MRQ) 5.0 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Dividend Yield4.3%
Payout Ratio120.0%
Annualized Payout≈$1.56Paid quarterly
5Y Div CAGR≈6.1%Per share, split-adjusted
Growth Streak≈5Consecutive years of dividend growth
Ex-dateAmountCurrencyYield
Jun 16, 2026$0.39USD≈8.3%
Apr 7, 2026$0.39USD≈8.9%
Dec 17, 2025$0.39USD≈8.7%
Sep 30, 2025$0.39USD≈6.6%
Jun 17, 2025$0.39USD≈6.3%
Apr 2, 2025$0.39USD≈6.3%
Dec 18, 2024$0.39USD≈4.9%
Oct 1, 2024$0.37USD≈5.0%
Jun 18, 2024$0.37USD≈4.6%
Apr 2, 2024$0.37USD≈4.2%
Dec 18, 2023$0.37USD≈4.2%
Oct 2, 2023$0.34USD≈4.7%
Jun 16, 2023$0.34USD≈4.2%
Apr 4, 2023$0.34USD≈5.8%
Dec 19, 2022$0.34USD≈6.1%
Oct 3, 2022$0.34USD≈7.5%
Jun 17, 2022$0.34USD≈6.6%
Apr 4, 2022$0.34USD≈5.4%
Dec 15, 2021$0.34USD≈2.7%
Sep 27, 2021$0.31USD≈2.0%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 0.91%
Next Report Oct 28, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 29, 2026 $1.07 $1.07 0.11%
March 31, 2026 $1.08 $1.09 -1.4%
Dec. 31, 2025 $1.01 $0.99 1.7%
Sept. 30, 2025 $1.00 $1.02 -2.3%
June 30, 2025 $1.12 $1.08 4.0%
March 31, 2025 $1.00 $0.97 3.3%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 16
Metric Trend 202520242023202220212020201920182017201620152014
Revenue $4.70B$4.32B$3.99B$4.25B$4.58B$2.81B$2.67B$2.66B$2.70B$2.96B$3.28B$3.16B
Cost of Revenue $2.42B$2.24B$1.97B$2.17B$2.35B$1.14B$1.03B$972M$984M$1.03B$1.16B$973M
Gross Profit $2.27B$2.08B$2.02B$2.08B$2.24B$1.67B$1.64B$1.69B$1.72B$1.94B$2.12B$2.18B
SG&A Expense $232M$212M$202M$186M$195M$153M$143M$163M$171M$169M$166M$162M
Operating Expenses $2.05B$1.79B$1.86B$1.93B$1.95B$1.43B$1.39B$1.63B$1.78B$2.00B$3.13B$1.99B
Operating Income $223M$292M$163M$149M$281M$237M$254M$56M$-63M$-67M$-1.01B$193M
Interest Expense $113M$111M$113M$88M$71M$15M$31M$43M$46M$47M$49M$48M
Interest Income $3M$3M$3M$641.0K$221.0K$768.0K$3M$1M$791.0K$503.0K$634.0K$947.0K
Pretax Income $108M$178M$53M$61M$194M$223M$224M$14M$-110M$-113M$-1.06B$142M
Income Tax $35M$54M$58M$49M$59M$15M$50M$5M$-117M$-8M$-103M$46M
Net Income $73M$123M$-5M$12M$135M$208M$174M$8M$7M$-105M$-954M$96M
EPS (Basic) $1.30$2.26$-0.09$0.23$2.37$3.84$3.19$0.16$0.12$-1.98$-17.97$1.82
EPS (Diluted) $1.25$2.21$-0.09$0.21$2.02$3.73$3.10$0.16$0.12$-1.98$-17.97$1.81
Shares (Basic) 56,479,00054,654,00054,978,00053,850,00057,053,00054,187,00054,325,00053,471,00053,282,00053,121,00053,050,00052,850,000
Shares (Diluted) 58,612,00055,933,00054,978,00058,966,00066,839,00055,754,00055,955,00054,542,00053,844,00053,121,00053,050,00053,126,000
EBITDA $223M$292M·$149M$281M$237M$254M·$-63M$-67M$-1.01B·
Balance Sheet 16
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents $121M$61M$94M$144M$108M$159M$70M$155M$73M$95M$60M$46M
PP&E (Net) $310M$254M$273M$295M$308M$142M$166M$226M$283M$316M$331M$333M
PP&E (Gross) $867M$803M$884M$872M$866M$647M$689M$778M$809M$839M$813M$773M
Accum. Depreciation $557M$549M$611M$577M$557M$505M$523M$552M$526M$522M$482M$441M
Goodwill $488M$290M$290M$290M$290M$70M$70M$57M$57M$55M$206M$1.37B
Intangibles $350M$255M$301M$359M$425M$8M$9M$499.0K$882.0K$5M$8M$8M
Total Assets $3.28B$2.65B$2.72B$2.76B$2.99B$1.75B$1.58B$1.40B$1.42B$1.60B$1.97B$3.27B
Deferred Tax ······$164M$119M$87M···
Total Liabilities $2.58B$2.02B$2.16B$2.24B$2.48B$1.16B$1.12B$1.11B$1.15B$1.34B$1.59B$1.88B
Long-term Debt ·········$192M$426M·
Common Stock $1M$1M$1M$1M$1M$1M$1M$1M$1M$1M$1M$1M
Retained Earnings $1.02B$1.04B$995M$1.08B$1.14B$1.09B$948M$806M$799M$801M$923M$1.93B
Treasury Stock $1.89B$1.89B$1.89B$1.84B$1.77B$1.38B$1.35B$1.35B$1.35B$1.35B$1.35B$1.35B
Stockholders' Equity $696M$629M$560M$525M$513M$592M$459M$287M$272M$265M$384M$1.39B
Liabilities + Equity $3.28B$2.65B$2.72B$2.76B$2.99B$1.75B$1.58B$1.40B$1.42B$1.60B$1.97B$3.27B
Shares Outstanding 128,997,000125,797,000125,415,000125,028,000124,398,000112,181,000111,166,000109,910,000109,682,000109,519,000109,442,000109,353,000
Cash Flow 16
Metric Trend 202520242023202220212020201920182017201620152014
D&A $52M$51M$51M$53M········
Stock-based Comp $45M$36M$162M$159M$148M$12M$7M$6M$4M$9M$10M$7M
Deferred Tax $48M$-30M$-14M$-40M$48M$-6M$56M$6M$-82M$-32M$-129M$25M
Amort. of Intangibles $59M$46M$58M$66M$103M$1M$723.0K$671.0K$5M$2M$3M$3M
Restructuring ···$6M$29M$9M$8M$35M$4M$8M$5M$4M
Operating Cash Flow $306M$105M$200M$468M$392M$237M$215M$228M$111M$354M$231M$19M
CapEx $67M$56M$53M$61M$62M$35M$21M$28M$65M$61M$81M$84M
Investing Cash Flow $-404M$-42M$-51M$-62M$-1.34B$-21M$21M$-5M$-63M$-59M$-90M$-97M
Stock Repurchased $0$0$50M$75M$390M$27M$1M$0$0·$0$0
Net Stock Activity $0$0·$-75M$-390M$-27M$-1M···$0·
Dividends Paid $88M$82M$83M$79M$72M$63M$14M$0$13M$26M$51M$49M
Financing Cash Flow $156M$-94M$-202M$-371M$893M$-127M$-322M$-140M$-71M$-260M$-124M$83M
Net Change in Cash $60M$-33M$-50M$36M$-51M$89M$-85M$82M$-22M$35M$14M$4M
Taxes Paid $70M···········
Free Cash Flow $239M$48M·$407M$330M$202M$194M·$45M$293M$150M·
Levered FCF $162M$-28M·$389M$281M$188M$170M·$48M$249M$109M·
Profitability 8
Metric Trend 202520242023202220212020201920182017201620152014
Gross Margin 48.4%48.1%·49.0%48.8%59.4%61.6%·63.6%65.3%64.6%·
Operating Margin 4.8%6.8%·3.5%6.1%8.4%9.5%·-2.3%-2.2%-30.7%·
Net Margin 1.6%2.9%·0.29%2.9%7.4%6.5%·0.25%-3.5%-26.4%·
Pretax Margin 2.3%4.1%·1.5%4.2%7.9%8.4%·-4.1%-3.8%-32.2%·
EBITDA Margin 4.8%6.8%·3.5%6.1%8.4%9.5%·-2.3%-2.2%-30.7%·
ROA 2.5%4.6%·0.43%5.7%12.5%11.7%·0.44%-5.9%-33.0%·
ROE 11.1%20.8%·2.4%24.4%39.6%46.1%·2.5%-32.4%-93.2%·
ROIC 21.8%32.2%·5.7%38.0%37.5%42.9%·1.4%-23.3%-175.7%·
Liquidity & Solvency 1
Metric Trend 202520242023202220212020201920182017201620152014
Interest Coverage 2.02.6·1.74.015.58.2·-1.4-1.4-20.4·
Efficiency 1
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 1.61.6·1.51.91.71.8·1.81.71.2·
Per Share 7
Metric Trend 202520242023202220212020201920182017201620152014
Book Value / Share $5.39$5.00·$4.20$4.13$5.28$4.13·$2.48$2.42$4.30·
Revenue / Share $80.10$77.25·$72.00$68.57$50.48$47.71·$50.19$55.78$61.80·
Cash Flow / Share $5.21$1.87·$7.94$5.87$4.24$3.85·$2.05$6.66$4.34·
Cash / Share $0.93$0.48·$1.15$0.87$1.42$0.63·$0.67$0.87$0.55·
Dividend / Share $1.56$1.50$1.39······$0.32$0.96$0.93
Dividend Paid / Share ·$1.50$1.39$1.36$1.27$1.18$0.54$0.00$0.16$0.32$0.96·
EPS (TTM) $1.25$2.21$-0.09$0.21$2.02$3.73$3.10$0.16$0.12$-1.98$-17.97$1.81
Growth Rates 10
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 8.7%8.2%-6.0%-7.4%62.9%·······
Revenue CAGR 3Y 3.4%-1.9%12.4%·········
Revenue CAGR 5Y 10.8%···········
EPS YoY -43.4%··-89.6%-45.8%·······
EPS CAGR 3Y 81.2%3.0%··········
EPS CAGR 5Y -19.6%···········
Net Income YoY -40.7%··-90.8%-35.2%·······
Net Income CAGR 3Y 81.0%-2.9%··········
Net Income CAGR 5Y -18.9%···········
Dividends Paid CAGR 5Y 6.8%···········
Valuation (TTM) 13
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $4.70B$4.32B$3.99B$4.25B$4.58B$2.81B$2.67B$2.66B$2.70B$2.96B$3.28B$3.16B
Net Income TTM $73M$123M$-5M$12M$135M$208M$174M$8M$7M$-105M$-954M$96M
Market Cap $2.27B$3.67B·$2.82B$5.98B$4.30B$3.21B·$1.22B$1.23B$1.64B·
P/E 14.013.2-377.4107.423.810.39.3101.292.5-5.7-0.820.1
P/S 0.50.8·0.71.31.51.2·0.50.40.5·
P/B 3.35.8·5.411.67.37.0·4.54.73.5·
P / Tangible Book ·43.9···8.4······
P / Cash Flow 7.435.0·6.015.218.214.9·11.03.57.1·
P / FCF 9.575.7·6.918.121.316.5·27.04.211.0·
Dividend Yield 3.9%2.2%·2.8%1.2%1.5%0.43%·1.1%2.1%3.1%·
Earnings Yield 7.1%7.6%-0.26%0.93%4.2%9.7%10.8%0.99%1.1%-17.6%-120.0%5.0%
Payout Ratio 120.0%66.6%·640.8%53.0%30.3%7.9%·192.4%-24.3%-5.9%·
Annual Payout $88M$82M$83M$79M$72M$63M$14M$0$13M$26M$51M$49M

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $4.70B $4.32B $3.99B $4.25B $4.58B
Gross Margin % 48.4% 48.1% · 49.0% 48.8%
Operating Margin % 4.8% 6.8% · 3.5% 6.1%
Net Income $73M $123M $-5M $12M $135M
Diluted EPS $1.25 $2.21 $-0.09 $0.21 $2.02

Institutional owners (13F) 284 filers · $1.3B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 284
Value held $1.3B
New positions 41
Exited positions 17
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
41 (-4 vs prior Q) 17 (-17 vs prior Q) 108 (+17 vs prior Q) 69 (+1 vs prior Q) +2.6M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $194,216,286 9,152,511 14.98% Shares
VANGUARD GROUP INC $125,245,699 7,132,443 9.66% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $89,852,398 4,234,326 6.93% Shares
FMR LLC $70,292,934 3,312,579 5.42% Shares
DIMENSIONAL FUND ADVISORS LP $58,241,881 2,744,730 4.49% Shares
STATE STREET CORP $53,317,690 2,468,483 4.11% Shares
GOLDMAN SACHS GROUP INC $51,091,644 2,407,712 3.94% Shares
VANGUARD CAPITAL MANAGEMENT LLC $49,390,356 2,327,538 3.81% Shares
IEQ CAPITAL, LLC $37,564,853 1,770,257 2.90% Shares
GEODE CAPITAL MANAGEMENT, LLC $31,157,274 1,468,034 2.40% Shares
Bragg Financial Advisors, Inc $25,235,143 1,189,215 1.95% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $24,516,442 1,155,346 1.89% Shares
WELLINGTON MANAGEMENT GROUP LLP $23,438,996 1,104,571 1.81% Shares
Huber Capital Management LLC $22,532,861 1,061,869 1.74% Shares
MORGAN STANLEY $22,226,239 1,047,419 1.71% Shares
Bank of New York Mellon Corp $18,861,730 888,866 1.46% Shares
AMERICAN CENTURY COMPANIES INC $18,104,458 853,179 1.40% Shares
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC $17,651,008 831,810 1.36% Shares
AQR CAPITAL MANAGEMENT LLC $15,281,581 720,150 1.18% Shares
MILLENNIUM MANAGEMENT LLC $15,052,556 709,357 1.16% Shares
NORTHERN TRUST CORP $14,324,710 675,057 1.11% Shares
KENNEDY CAPITAL MANAGEMENT LLC $13,835,355 651,996 1.07% Shares
Invesco Ltd. $12,287,251 579,041 0.95% Shares
CITADEL ADVISORS LLC $9,274,371 437,058 0.72% Shares
MARSHALL WACE, LLP $8,715,266 410,710 0.67% Shares
VICTORY CAPITAL MANAGEMENT INC $8,368,659 394,376 0.65% Shares
BRIDGEWAY CAPITAL MANAGEMENT, LLC $7,527,668 354,744 0.58% Shares
VANGUARD FIDUCIARY TRUST CO $7,402,045 348,824 0.57% Shares
PANAGORA ASSET MANAGEMENT INC $6,813,721 321,099 0.53% Shares
PRINCIPAL FINANCIAL GROUP INC $6,535,675 307,996 0.50% Shares
Allianz Asset Management GmbH $6,292,621 296,542 0.49% Shares
BANK OF AMERICA CORP /DE/ $6,251,284 294,594 0.48% Shares
Qube Research & Technologies Ltd $6,082,098 286,621 0.47% Shares
Creative Planning $5,750,673 271,002 0.44% Shares
Universal- Beteiligungs- und Servicegesellschaft mbH $5,577,273 262,831 0.43% Shares
Miller Value Partners, LLC $5,474,760 258,000 0.42% Shares
PEREGRINE CAPITAL MANAGEMENT LLC $5,335,705 251,447 0.41% Shares
Empowered Funds, LLC $5,023,708 236,744 0.39% Shares
Balyasny Asset Management L.P. $4,985,024 234,921 0.38% Shares
FIRST TRUST ADVISORS LP $4,695,243 221,265 0.36% Shares
Russell Investments Group, Ltd. $4,077,584 192,157 0.31% Shares
SEI INVESTMENTS CO $4,008,104 188,883 0.31% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $3,868,661 182,312 0.30% Shares
Connor, Clark & Lunn Investment Management Ltd. $3,868,173 182,289 0.30% Shares
XTX Topco Ltd $3,826,369 180,319 0.30% Shares
Public Sector Pension Investment Board $3,825,626 180,284 0.30% Shares
UBS Group AG $3,806,147 179,366 0.29% Shares
Nuveen, LLC $3,572,250 168,344 0.28% Shares
AMERIPRISE FINANCIAL INC $3,362,825 158,362 0.26% Shares
Trexquant Investment LP $3,342,277 157,506 0.26% Shares

Show all 284 institutional owners →

Activists & 5%+ owners 11 positions

18

Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.

Filer Filed Stake Status Purpose Filing
Engaged Capital Flagship Master Fund, LP, Engaged Capital Co-Invest V-B, LP, Engaged Capital Flagship Fund, LP, Engaged Capital Flagship Fund, Ltd., Engaged Capital, LLC, Engaged Capital Holdings, LLC, Glenn W. Welling, Christopher B. Hetrick ×19 filings Dec. 13, 2023 · Initial filing · SEC
Vintage Capital Management, LLC (2), Kahn Capital Management, LLC (2), Brian R. Kahn (2) ×6 filings March 20, 2019 · Initial filing · SEC
Rent-A-Center, Inc. Aug. 17, 2006 · Initial filing M&A / sale SEC
Apollo Investment Fund IV, L.P., Apollo Overseas Partners IV, L.P., Apollo Advisors IV, L.P. ×5 filings May 31, 2005 · Initial filing · SEC
Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person Nov. 12, 2003 · Initial filing · SEC
Undisclosed reporting person, Undisclosed reporting person, Apollo Advisors IV, L.P. July 15, 2003 · Initial filing · SEC
Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person July 2, 2003 · Initial filing M&A / sale SEC
Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person April 30, 2003 · Initial filing M&A / sale SEC
Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person Aug. 6, 2002 · Initial filing · SEC
Undisclosed reporting person, Undisclosed reporting person, Undisclosed reporting person June 3, 2002 · Initial filing · SEC
Undisclosed reporting person May 14, 2002 · Initial filing · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Company insiders 60 insiders · 26 officers · 20 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Fahmi Karam Chief Executive Officer Sept. 1, 2026 A 254,505 0 0 $0
Mitchell E Fadel Chief Executive Officer Feb. 26, 2025 F 829,689 0 0 $0
Robert Dale Davis Chief Executive Officer Aug. 1, 2016 P 131,850 0 0 $0
Robert F Bloom Pres/CEO ColorTyme, Inc. Jan. 31, 2007 A 750 0 0 $0
Steven M Arendt CEO of ColorTyme, Inc. Feb. 25, 2004 M 0 0 0 $0
Halim Khouri EVP, Chief Financial Officer Sept. 1, 2026 A 103,854 0 0 $0
Maureen B Short CFO April 1, 2022 F 109,460 0 0 $0
Guy J Constant EVP - Finance, CFO & Treasurer Feb. 5, 2016 A 31,301 0 0 $0
Scott A. Young EVP, Chief Operating Officer Oct. 1, 2026 A · 0 0 $0
Balaji Kumar EVP, Chief Technology Officer Sept. 1, 2026 A 14,749 0 0 $0
Tyler Montrone EVP, Acima Sept. 1, 2026 A 100,175 0 0 $0
Anthony J Blasquez EVP-RAC Sept. 1, 2026 A 76,679 0 1 $-188,500
Rebecca Wooters EVP, Chief Growth Officer Sept. 1, 2026 A 17,910 0 0 $0
Christopher Keith Pfirrman EVP, General Counsel Sept. 1, 2026 A · 0 0 $0
Transient C Taylor EVP, CHRO Sept. 1, 2026 A 66,412 0 0 $0
Ann L Davids EVP, Chief Marketing Officer Feb. 26, 2025 F 84,239 0 0 $0
Sudeep Gautam EVP, Chief Tech & Digital Off Feb. 24, 2024 F 7,941 0 0 $0
Jason Jude Hogg EVP-Acima Feb. 26, 2022 F 107,085 0 0 $0
Catherine M Skula EVP, Chief Development Officer May 26, 2021 M 76,421 0 0 $0
Charles J White EVP - Domestic RTO Operations Feb. 5, 2016 A 15,543 0 0 $0
Ricardo Cordon EVP - Mexico Feb. 6, 2015 A 5,677 0 0 $0
Ronald D Demoss EVP - Gen. Counsel Jan. 31, 2014 A 7,916 0 0 $0
Theodore V Demarino EVP - Operations May 22, 2013 M 13,956 0 0 $0
David E. West EVP - Operational Services Feb. 18, 2011 S 34,391 0 0 $0
William S Short Executive VP - Operations Jan. 30, 2009 A 6,729 0 0 $0
Anthony M Doll Executive VP - Operations Aug. 1, 2003 M 1,250 0 0 $0
Charu Jain Director Oct. 1, 2026 A · 0 0 $0
Molly Langenstein Director Oct. 1, 2026 A · 0 0 $0
Glenn P Marino Director Oct. 1, 2026 A · 0 0 $0
Jeffrey J Brown Director Oct. 1, 2026 A 96,681 8 0 $178,998
Carol A. Mcfate Director July 7, 2026 A · 0 0 $0
Jen You Director April 22, 2024 A · 0 0 $0
Christopher B. Hetrick Director Jan. 9, 2024 A 28,725 0 0 $0
Brinson Caleb Silver Director Jan. 3, 2023 A · 0 0 $0
Michael J Gade Director April 1, 2021 A 4,000 0 0 $0
Leonard H Roberts Director Jan. 2, 2017 A 1,500 0 0 $0
Jeffery M Jackson Director Jan. 2, 2017 A 6,055 0 0 $0
Paula Stern Director Jan. 4, 2016 A · 0 0 $0
Kerney Laday Director Jan. 2, 2012 A · 0 0 $0
Laurence Martin Berg Director Jan. 2, 2007 A · 0 0 $0
Peter P Copses Director Jan. 2, 2007 A 0 0 0 $0
BURTON MARY ELIZABETH Director Jan. 2, 2007 A · 0 0 $0
Richard K Armey Director Jan. 2, 2006 A · 0 0 $0
Andrews S Jhawar Director Jan. 3, 2005 A · 0 0 $0
APOLLO ADVISORS IV LP 10% owner Nov. 19, 2004 S 7,218,571 0 0 $0
APOLLO INVESTMENT FUND IV LP 10% owner Nov. 19, 2004 S 6,850,930 0 0 $0
Bryan J Pechersky · Feb. 26, 2026 F 43,924 0 0 $0
Harold G Lewis · Jan. 2, 2026 A · 0 0 $0
J V Lentell · April 1, 2019 A 15,000 0 0 $0
Christopher A Korst · April 1, 2019 A 59,190 0 0 $0
Fred E. Herman · Feb. 5, 2019 F 35,225 0 0 $0
Christopher P. Crocker · April 2, 2018 A 12,301 0 0 $0
James E. York · Feb. 23, 2018 A 20,100 0 0 $0
Rishi Garg · Jan. 2, 2018 A · 0 0 $0
Martin Evans · Oct. 2, 2017 A · 0 0 $0
Joel M Mussat · July 3, 2017 A 11,980 0 0 $0
Mark E Speese · June 20, 2017 M 866,627 0 0 $0
Steven L. Pepper · May 23, 2017 P 45,000 0 0 $0
Mark E. Denman · Feb. 27, 2017 P 21,162 0 0 $0
APOLLO OVERSEAS PARTNERS IV LP · Nov. 19, 2004 S 367,641 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 51 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
RETL · Direxion Shares ETF Trust 1.03% 14,765 NS July 31, 2026 N-PORT
RZV · Invesco Exchange-Traded Fund Trust 0.59% 104,854 SH Oct. 2, 2026 Daily
FYT · First Trust Exchange-Traded AlphaDE… 0.45% 45,052 NS July 31, 2026 N-PORT
PSCD · Invesco Exchange-Traded Fund Trust … 0.38% 5,540 SH Oct. 2, 2026 Daily
ROSC · Lattice Strategies Trust 0.32% 10,202 NS July 31, 2026 N-PORT
RWJ · Invesco Exchange-Traded Fund Trust … 0.27% 332,339 SH Oct. 2, 2026 Daily
CALF · Pacer Funds Trust 0.24% 446,545 NS July 31, 2026 N-PORT
FYX · First Trust Exchange-Traded AlphaDE… 0.23% 164,436 NS July 31, 2026 N-PORT
VFVA · VANGUARD WELLINGTON FUND 0.19% 76,131 SH Aug. 19, 2026 Daily
SMDX · Tidal Trust III 0.16% 10,596 NS July 31, 2026 N-PORT
VIOV · VANGUARD ADMIRAL FUNDS 0.12% 111,326 SH Aug. 19, 2026 Daily
VFMF · VANGUARD WELLINGTON FUND 0.11% 37,490 SH Aug. 19, 2026 Daily
JPSE · J.P. Morgan Exchange-Traded Fund Tr… 0.10% 29,263 NS July 31, 2026 N-PORT
FAB · First Trust Exchange-Traded AlphaDE… 0.09% 7,790 NS July 31, 2026 N-PORT
DFSV · Dimensional ETF Trust 0.07% 313,736 NS July 31, 2026 N-PORT
VTWV · VANGUARD SCOTTSDALE FUNDS 0.07% 48,112 SH Aug. 19, 2026 Daily
VIOO · VANGUARD ADMIRAL FUNDS 0.06% 183,111 SH Aug. 19, 2026 Daily
VCR · VANGUARD WORLD FUND 0.06% 204,484 SH Aug. 19, 2026 Daily
FDIS · FIDELITY COVINGTON TRUST 0.06% 51,435 NS July 31, 2026 N-PORT
QVMS · Invesco Exchange-Traded Fund Trust … 0.05% 8,001 SH Oct. 2, 2026 Daily
DFAT · Dimensional ETF Trust 0.04% 314,177 NS July 31, 2026 N-PORT
BBSC · J.P. Morgan Exchange-Traded Fund Tr… 0.04% 14,501 NS July 31, 2026 N-PORT
VTWO · VANGUARD SCOTTSDALE FUNDS 0.04% 317,787 SH Aug. 19, 2026 Daily
RSSL · Global X Funds 0.03% 26,451 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.03% 1,417,846 SH Sept. 11, 2026 Daily
DFAS · Dimensional ETF Trust 0.02% 178,837 NS July 31, 2026 N-PORT
VBR · VANGUARD INDEX FUNDS 0.02% 765,185 SH Aug. 19, 2026 Daily
TEXN · iShares Trust 0.02% 178 SH Sept. 11, 2026 Daily
VXF · VANGUARD INDEX FUNDS 0.01% 606,123 SH Aug. 19, 2026 Daily
VB · VANGUARD INDEX FUNDS 0.01% 1,206,995 SH Aug. 19, 2026 Daily
DXUV · Dimensional ETF Trust 0.01% 2,813 NS July 31, 2026 N-PORT
TILT · FlexShares Trust 0.01% 10,239 NS July 31, 2026 N-PORT
PRF · Invesco Exchange-Traded Fund Trust 0.01% 53,993 SH Oct. 2, 2026 Daily
WSML · iShares Trust 0.01% 2,851 SH Sept. 11, 2026 Daily
DFSU · Dimensional ETF Trust 0.01% 7,456 NS July 31, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.00% 121,599 NS July 31, 2026 N-PORT
DCOR · Dimensional ETF Trust 0.00% 7,307 NS July 31, 2026 N-PORT
DFUV · Dimensional ETF Trust 0.00% 18,486 NS July 31, 2026 N-PORT
DFAU · Dimensional ETF Trust 0.00% 11,628 NS July 31, 2026 N-PORT
DFUS · Dimensional ETF Trust 0.00% 17,450 NS July 31, 2026 N-PORT
IWV · iShares Trust 0.00% 16,832 SH Sept. 9, 2026 Daily
ITOT · iShares Trust 0.00% 68,001 SH Sept. 11, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 1,667,251 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 4,560 SH Aug. 19, 2026 Daily
IJR · iShares Trust · 3,196,303 SH Sept. 10, 2026 Daily
IJS · iShares Trust · 466,005 SH Sept. 8, 2026 Daily
IWN · iShares Trust · 523,912 SH Sept. 11, 2026 Daily
XJR · iShares Trust · 7,239 SH Aug. 31, 2026 Daily
ISCB · iShares Trust · 2,437 SH Sept. 11, 2026 Daily
ISCV · iShares Trust · 11,974 SH Sept. 11, 2026 Daily
SMLF · iShares Trust · 104,005 SH Sept. 11, 2026 Daily

UPBD Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 13 analysts BUY
Median target $27.25 +71.3%
3 23.1% Strong Buy
7 53.8% Buy
3 23.1% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

6 analysts · 2026-09-29

Mean target $28.25 +77.6%

← Below all targets Current price $15.91
Low$20.00 Mean$28.25 High$41.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
UPBD $2.27B 14.0 8.7% 1.6% 11.1% 48.4%
SBH $1.59B 8.6 -0.42% 5.3% 26.2% 51.6%
EYE $2.06B 70.1 9.0% 1.5% 3.4% ·
WINA $1.47B 36.3 5.9% 48.4% -92.0% ·
HZO $554M -17.7 -5.0% -1.4% -3.3% 32.5%
WOOF · 89.3 -2.5% 0.15% 0.80% 38.7%
CLBR · · · · · ·
BNED $354M 21.0 6.5% 0.98% 5.8% 21.3%
BBW · 15.0 6.7% · · ·
ULTA $27.83B 24.6 9.7% 9.3% 42.7% 39.1%

Latest News Recent headlines mentioning this company

23

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26

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Source: SEC 10-Q filed Jul 31, 2026