JCAP Jefferson Capital, Inc. - Common Stock
$17.51
价格 · 五月 20, 2026
截至...的财报数据 五月 14, 2026
52周区间
$16–$24
20% of range
分析师评级
BUY
13 analysts
目标价
$26
+49% upside
P/E (TTM)
4.0
ROE
42.4%
净利润率
30.6%
JCAP 股票快照 价格、市值、P/E、EPS、ROE、负债/权益、52周范围
价格
$17.50
市值
$1.30B
P/E (TTM)
4.0
每股收益 (TTM)
$5.64
营收 (TTM)
$613M
股息收益率
4.9%
ROE
42.4%
负债/权益
—
52周区间
$16 – $24
JCAP 股价图表 包含技术指标的日 OHLCV — 平移、缩放和自定义您的视图
Configure
10年表现 收入、净利润、利润率和每股收益趋势
营收与净利润
$613M
2023-12-31
→
2025-12-31
EPS
$5.64
2025-12-31
→
2025-12-31
自由现金流
—
利润率
30.6%
估值 P/E、P/S、P/B、EV/EBITDA 比率 — 该股票是昂贵还是便宜？
指标
5年趋势
JCAP
同行中位数
P/E (TTM)
4.0
11.6
P/S (TTM) (市销率 (TTM))
2.1
1.2
P/B (市净率)
2.7
1.6
盈利能力 毛利率、营业利润率和净利率；股本回报率 (ROE)、资产回报率 (ROA)、投入资本回报率 (ROIC)
指标
5年趋势
JCAP
同行中位数
Operating Margin (营业利润率)
51.6%
—
Net Profit Margin (净利润率)
30.6%
8.6%
ROA
10.1%
3.7%
ROE
42.4%
16.8%
ROIC
57.2%
—
财务健康 债务、流动性、偿付能力 — 资产负债表强度
指标
5年趋势
JCAP
同行中位数
成长 营收、每股收益 (EPS) 和净利润增长：同比、3年复合年增长率 (CAGR)、5年复合年增长率 (CAGR)
指标
5年趋势
JCAP
同行中位数
Revenue YoY (营收同比增长)
41.5%
—
Net Income YoY (净利润同比增长)
45.8%
—
资本效率 资产周转率、库存周转率、应收账款周转率
指标
5年趋势
JCAP
同行中位数
Payout Ratio (派息率)
33.8%
—
股息 收益率、派息率、股息历史、5年CAGR
股息收益率
4.9%
派息率
33.8%
5年股息复合年增长率 (CAGR)
—
| 除息日 | 金额 |
|---|---|
| 2026年3月24日 | $0.2400 |
| 2025年11月25日 | $0.2400 |
| 2025年8月25日 | $0.2400 |
JCAP 分析师共识 看涨和看跌分析师观点、12个月价格目标、上涨空间
买入
13 位分析师
- 强烈买入 4 30.8%
- 买入 8 61.5%
- 持有 1 7.7%
- 卖出 0 0.0%
- 强烈卖出 0 0.0%
12个月价格目标
5 位分析师 · 2026-05-18
中位数
$26.00
← 低于所有目标
$17.50
最低
$21.00
最高
$29.00
中位数目标
$26.00
+48.5%
平均目标
$26.00
+48.5%
收益历史 每股收益实际值 vs 预估值，惊喜%，达标率，下次财报日期
平均惊喜
0.07%
| 期间 | EPS Actual | EPS 预期 | 惊喜 |
|---|---|---|---|
| 2026年3月31日 | $0.73 | $0.70 | 0.03% |
| 2025年12月31日 | $0.69 | $0.68 | 0.01% |
| 2025年9月30日 | $0.74 | $0.63 | 0.11% |
| 2025年6月30日 | $1.02 | $0.89 | 0.13% |
同行比较 关键指标与行业同行对比
| 股票代码 | 市值 | P/E | 营收同比增长 | 净利润率 | ROE | 毛利率 |
|---|---|---|---|---|---|---|
| JCAP | $1.30B | 4.0 | 41.5% | 30.6% | 42.4% | — |
| LC | $2.19B | 16.3 | — | 36.4% | 9.3% | — |
| ECPG | $1.18B | 5.0 | 34.4% | 14.5% | 27.4% | — |
| PRG | $2.42B | 8.2 | 0.42% | 6.1% | 20.8% | — |
| ATLC | — | — | — | — | — | — |
| NAVI | — | — | — | — | — | — |
| WRLD | $680M | 7.8 | -1.5% | 15.9% | 20.7% | — |
| GDOT | — | — | 20.7% | — | — | — |
| OPFI | — | 10.6 | — | — | 57.7% | — |
| PRAA | $680M | -2.3 | 7.8% | -25.4% | -28.9% | — |
| NRDS | $966M | 21.2 | 21.7% | 5.8% | 12.7% | — |
完整基本面 所有年度指标 — 损益表、资产负债表、现金流量表
损益表 12
| 指标 | 趋势 | 2025 | 2024 |
|---|---|---|---|
| Revenue | $613M | $433M | |
| Operating Expenses | $294M | $210M | |
| Operating Income | $316M | $220M | |
| Other Non-op | $-98M | $-83M | |
| Pretax Income | $218M | $138M | |
| Income Tax | $30M | $9M | |
| Net Income | $188M | $129M | |
| EPS (Basic) | $5.64 | · | |
| EPS (Diluted) | $5.64 | · | |
| Shares (Basic) | 30,015,000 | · | |
| Shares (Diluted) | 30,015,000 | · | |
| EBITDA | $322M | · |
资产负债表 15
| 指标 | 趋势 | 2025 | 2024 |
|---|---|---|---|
| Cash & Equivalents | $23M | $36M | |
| PP&E (Net) | $2M | $2M | |
| Goodwill | $58M | $58M | |
| Intangibles | $7M | · | |
| Total Assets | $2.09B | $1.65B | |
| Deferred Tax | $102M | $2M | |
| Total Liabilities | $1.61B | $1.27B | |
| Long-term Debt | $1.75B | · | |
| Common Stock | $6.0K | · | |
| Paid-in Capital | $-50M | · | |
| Retained Earnings | $523M | $398M | |
| AOCI | $3M | $-16M | |
| Stockholders' Equity | $476M | $383M | |
| Liabilities + Equity | $2.09B | $1.65B | |
| Shares Outstanding | 58,298,923 | 0 |
现金流 13
| 指标 | 趋势 | 2025 | 2024 |
|---|---|---|---|
| D&A | $5M | $3M | |
| Stock-based Comp | $17M | $0 | |
| Deferred Tax | $21M | · | |
| Amort. of Intangibles | $4M | $1M | |
| Other Non-cash | $37M | · | |
| Operating Cash Flow | $269M | $168M | |
| Investing Cash Flow | $-402M | $-542M | |
| Stock Issued | $10M | $0 | |
| Net Stock Activity | $10M | · | |
| Dividends Paid | $63M | $36M | |
| Financing Cash Flow | $150M | $389M | |
| Net Change in Cash | $9M | $18M | |
| Taxes Paid | $8M | $9M |
盈利能力 7
| 指标 | 趋势 | 2025 | 2024 |
|---|---|---|---|
| Operating Margin | 51.6% | · | |
| Net Margin | 30.6% | · | |
| Pretax Margin | 35.6% | · | |
| EBITDA Margin | 52.5% | · | |
| ROA | 10.1% | · | |
| ROE | 42.4% | · | |
| ROIC | 57.2% | · |
效率 1
| 指标 | 趋势 | 2025 | 2024 |
|---|---|---|---|
| Asset Turnover | 0.3 | · |
增长率 2
| 指标 | 趋势 | 2025 | 2024 |
|---|---|---|---|
| Revenue YoY | 41.5% | 34.1% | |
| Net Income YoY | 45.8% | 15.6% |
估值 (TTM) 12
| 指标 | 趋势 | 2025 | 2024 |
|---|---|---|---|
| Revenue TTM | $613M | · | |
| Net Income TTM | $188M | · | |
| Market Cap | $1.30B | · | |
| P/E | 4.0 | · | |
| P/S | 2.1 | · | |
| P/B | 2.7 | · | |
| P / Tangible Book | 3.2 | · | |
| P / Cash Flow | 4.8 | · | |
| Dividend Yield | 4.9% | · | |
| Earnings Yield | 25.2% | · | |
| Payout Ratio | 33.8% | · | |
| Annual Payout | $63M | · |
损益表 12
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $176M | $155M | $151M | $153M | $155M | $119M | $111M | |
| Operating Expenses | $96M | $84M | $80M | $66M | $65M | $64M | $50M | |
| Operating Income | $80M | $71M | $70M | $87M | $89M | $54M | $59M | |
| Other Non-op | $-29M | $-26M | $-25M | $-25M | $-22M | $-24M | $-20M | |
| Pretax Income | $51M | $44M | $46M | $62M | $67M | $29M | $39M | |
| Income Tax | $13M | $6M | $7M | $14M | $3M | $2M | $2M | |
| Net Income | $38M | $38M | $38M | $48M | $64M | $27M | $37M | |
| EPS (Basic) | $0.61 | $-0.96 | $0.59 | $18.61 | · | · | · | |
| EPS (Diluted) | $0.61 | $-0.96 | $0.59 | $16.76 | · | · | · | |
| Shares (Basic) | 55,589,000 | 9,522,000 | 58,279,000 | 2,561,000 | · | · | · | |
| Shares (Diluted) | 55,592,000 | 9,522,000 | 58,279,000 | 2,843,000 | · | · | · | |
| EBITDA | $81M | · | $70M | $87M | · | · | · |
资产负债表 15
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $26M | $23M | $42M | $52M | · | $36M | · | |
| PP&E (Net) | $1M | $2M | $2M | $2M | · | $2M | · | |
| Goodwill | $58M | $58M | $58M | $58M | · | $58M | · | |
| Intangibles | · | $7M | · | · | · | · | · | |
| Total Assets | $2.08B | $2.09B | $1.80B | $1.77B | · | $1.65B | · | |
| Deferred Tax | $113M | $102M | $99M | $94M | · | $2M | · | |
| Total Liabilities | $1.64B | $1.61B | $1.37B | $1.36B | · | $1.27B | · | |
| Long-term Debt | · | $1.75B | · | · | · | · | · | |
| Common Stock | $6.0K | $6.0K | $6.0K | $6.0K | · | · | · | |
| Paid-in Capital | $-41M | $-50M | $-61M | $-69M | · | · | · | |
| Retained Earnings | $487M | $523M | $500M | $478M | · | $398M | · | |
| AOCI | $-3M | $3M | $-2M | $3M | · | $-16M | · | |
| Stockholders' Equity | $443M | $476M | $437M | $411M | · | $383M | · | |
| Liabilities + Equity | $2.08B | $2.09B | $1.80B | $1.77B | · | $1.65B | · | |
| Shares Outstanding | 55,371,991 | 58,298,923 | 58,290,473 | 58,266,307 | · | 0 | · |
现金流 13
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| D&A | $872.0K | $1M | $1M | $1M | $2M | $930.0K | $548.0K | |
| Stock-based Comp | $9M | $8M | · | · | $350.0K | $0 | · | |
| Other Non-cash | $-7M | · | · | · | · | · | · | |
| Operating Cash Flow | $40M | $75M | $63M | $79M | $52M | $77M | $8M | |
| CapEx | · | · | $106.0K | · | · | · | $123.0K | |
| Investing Cash Flow | $-4M | $-280M | $-55M | $-11M | $-56M | $-299M | $-80M | |
| Stock Issued | · | $0 | $0 | · | · | $0 | $0 | |
| Stock Repurchased | $59M | · | · | · | $0 | · | · | |
| Net Stock Activity | $-59M | · | · | · | · | · | · | |
| Dividends Paid | $0 | $16M | $16M | $16M | $16M | $16M | $20M | |
| Financing Cash Flow | $-36M | $209M | $-16M | $-43M | $-463.0K | $236M | $80M | |
| Net Change in Cash | $-2M | $1M | $-9M | $25M | $-8M | $17M | $8M | |
| Taxes Paid | $2M | $2M | $2M | $2M | $3M | $2M | $2M |
盈利能力 7
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | 45.5% | · | 46.4% | 56.7% | · | · | · | |
| Net Margin | 21.3% | · | 25.4% | 31.2% | · | · | · | |
| Pretax Margin | 28.9% | · | 30.2% | 40.5% | · | · | · | |
| EBITDA Margin | 45.9% | · | 46.4% | 56.7% | · | · | · | |
| ROA | 3.6% | · | 4.3% | 5.4% | · | · | · | |
| ROE | 17.0% | · | 17.5% | 23.2% | · | · | · | |
| ROIC | 13.4% | · | 13.5% | 16.2% | · | · | · |
效率 1
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.2 | · | 0.2 | 0.2 | · | · | · |
估值 (TTM) 8
| 指标 | 趋势 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $635M | · | · | · | · | · | · | |
| Net Income TTM | $188M | · | · | · | · | · | · | |
| Market Cap | $1.06B | · | $1.01B | $1.08B | · | · | · | |
| P/S | 1.7 | · | · | · | · | · | · | |
| P/B | 2.4 | · | 2.3 | 2.6 | · | · | · | |
| P / Tangible Book | 2.8 | · | 2.7 | 3.0 | · | · | · | |
| P / Cash Flow | 26.9 | · | · | · | · | · | · | |
| Payout Ratio | 0.00% | · | · | · | · | · | · |
财务报表 损益表、资产负债表、现金流量表 — 年度，近5年
损益表
| 2025-12-31 | 2024-12-31 | 2023-12-31 | |
|---|---|---|---|
| 收入 | $613M | $433M | $323M |
| 营业利润率 % | 51.6% | — | — |
| 净收入 | $188M | $129M | $112M |
| 稀释后每股收益 (EPS) | $5.64 | — | — |
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