SOFI SoFi Technologies, Inc. - Common Stock

NASDAQ · Financial Services · 在 SEC EDGAR 上查看 ↗
$15.27
价格 · 五月 20, 2026
截至...的财报数据 五月 7, 2026

SOFI 股票快照 价格、市值、P/E、EPS、ROE、负债/权益、52周范围

价格
$15.27
市值
$33.26B
P/E (TTM)
67.1
每股收益 (TTM)
$0.39
营收 (TTM)
$619M
股息收益率
ROE
5.5%
负债/权益
52周区间
$13 – $33

SOFI 股价图表 包含技术指标的日 OHLCV — 平移、缩放和自定义您的视图

10年表现 收入、净利润、利润率和每股收益趋势

营收与净利润 $619M
7-point trend, +13602.5%
2019-12-31 2025-12-31
EPS $0.39
7-point trend, +109.7%
2019-12-31 2025-12-31
自由现金流 $-3.98B
4-point trend, +45.8%
2022-12-31 2025-12-31
利润率 77.7%

估值 P/E、P/S、P/B、EV/EBITDA 比率 — 该股票是昂贵还是便宜?

指标
5年趋势
SOFI
同行中位数
P/E (TTM)
5-point trend, +524.6%
67.1
13.9
P/S (TTM) (市销率 (TTM))
4-point trend, +370.4%
53.7
2.1
P/B (市净率)
4-point trend, +283.6%
3.2
2.5
Price / FCF (股价/自由现金流)
4-point trend, -1325.0%
-8.3

盈利能力 毛利率、营业利润率和净利率;股本回报率 (ROE)、资产回报率 (ROA)、投入资本回报率 (ROIC)

指标
5年趋势
SOFI
同行中位数
Net Profit Margin (净利润率)
4-point trend, +191.5%
77.7%
14.0%
ROA
4-point trend, +148.9%
1.1%
3.0%
ROE
4-point trend, +190.0%
5.5%
19.0%

财务健康 债务、流动性、偿付能力 — 资产负债表强度

指标
5年趋势
SOFI
同行中位数

成长 营收、每股收益 (EPS) 和净利润增长:同比、3年复合年增长率 (CAGR)、5年复合年增长率 (CAGR)

指标
5年趋势
SOFI
同行中位数
Revenue YoY (营收同比增长)
5-point trend, +150.0%
23.1%
Revenue CAGR 3Y (营收3年复合年增长率)
5-point trend, +150.0%
18.0%
Revenue CAGR 5Y (营收5年复合年增长率)
5-point trend, +150.0%
43.1%
EPS YoY
5-point trend, +139.0%
0.00%
Net Income YoY (净利润同比增长)
5-point trend, +199.5%
-3.5%

每股指标 每股收益 (EPS)、每股净资产、每股现金流、每股股息

指标
5年趋势
SOFI
同行中位数
EPS (Diluted) (EPS (稀释))
5-point trend, +139.0%
$0.39

资本效率 资产周转率、库存周转率、应收账款周转率

指标
5年趋势
SOFI
同行中位数

SOFI 分析师共识 看涨和看跌分析师观点、12个月价格目标、上涨空间

持有 31 位分析师
  • 强烈买入 6 19.4%
  • 买入 8 25.8%
  • 持有 13 41.9%
  • 卖出 3 9.7%
  • 强烈卖出 1 3.2%

12个月价格目标

20 位分析师 · 2026-05-15
中位数目标 $18.50 +21.2%
平均目标 $21.10 +38.2%

收益历史 每股收益实际值 vs 预估值,惊喜%,达标率,下次财报日期

平均惊喜
0.02%
期间 EPS Actual EPS 预期 惊喜
2026年3月31日 $0.12 $0.12 -0.00%
2025年12月31日 $0.13 $0.12 0.01%
2025年9月30日 $0.11 $0.08 0.03%
2025年6月30日 $0.08 $0.06 0.02%
2025年3月31日 $0.06 $0.04 0.02%

同行比较 关键指标与行业同行对比

股票代码 市值 P/E 营收同比增长 净利润率 ROE 毛利率
SOFI $33.26B 67.1 23.1% 77.7% 5.5%
AXP $253.79B 24.1 6.4% 26.2% 32.9%
COF $151.50B 60.1 36.6% 4.6% 2.2%
SYF $28.95B 9.0 -2.8% 18.7% 21.1%
ALLY $13.97B 19.1 -3.3% 10.8% 5.7%
FCFS $7.01B 21.5 8.0% 9.0% 15.3% 50.3%
FIGR $0 92.8 48.7% 26.4% 16.9%
OMF $7.92B 10.3 8.9% 16.0% 23.3%
CACC $4.74B 12.2 7.2% 18.3% 27.5%
NNI 11.3 21.1% 120.9% 12.2%
SLM $5.39B 7.8 7.3% 37.5% 30.9%

完整基本面 所有年度指标 — 损益表、资产负债表、现金流量表

损益表 14
SOFI 的年度损益表数据
指标 趋势 2025202420232022202120202019
Revenue 7-point trend, +13602.5% $619M $503M $421M $377M $248M $103M $5M
Cost of Revenue 7-point trend, +423.5% $609M $462M $380M $313M $257M $179M $116M
R&D Expense 7-point trend, +339.7% $648M $552M $511M $405M $276M $201M $147M
SG&A Expense 7-point trend, +362.6% $704M $600M $511M $502M $499M $237M $152M
Interest Expense 5-point trend, +183.6% · · $789M $189M $103M $186M $278M
Interest Income 7-point trend, +455.0% $3.38B $2.81B $2.05B $773M $355M $364M $608M
Pretax Income 7-point trend, +319.5% $526M $233M $-301M $-319M $-481M $-329M $-240M
Income Tax 7-point trend, +45345.9% $45M $-265M $-416.0K $2M $3M $-104M $98.0K
Net Income 7-point trend, +300.8% $481M $499M $-301M $-320M $-484M $-224M $-240M
EPS (Basic) 7-point trend, +110.4% $0.42 $0.46 $-0.36 $-0.40 $-1.00 $-4.30 $-4.02
EPS (Diluted) 7-point trend, +109.7% $0.39 $0.39 $-0.36 $-0.40 $-1.00 $-4.30 $-4.02
Shares (Basic) 7-point trend, +1652.7% 1,150,140,000 1,050,219,000 945,024,000 900,886,000 526,730,261 73,851,108 65,619,361
Shares (Diluted) 7-point trend, +1807.6% 1,251,767,000 1,101,390,000 945,024,000 900,886,000 526,730,261 73,851,108 65,619,361
EBITDA 4-point trend, +54.7% $234M $203M $201M $151M · · ·
资产负债表 17
SOFI 的年度资产负债表数据
指标 趋势 2025202420232022202120202019
Cash & Equivalents 7-point trend, +886.9% $4.93B $2.54B $3.09B $1.42B $495M $873M $499M
Prepaid Expense · · · · · $801.1K ·
Current Assets · · · · · $1M ·
Goodwill 7-point trend, +8791.1% $1.39B $1.39B $1.39B $1.62B $899M $899M $16M
Intangibles 6-point trend, -34.7% $232M $298M $364M $442M $285M $355M ·
Total Assets 6-point trend, +491.6% $50.66B $36.25B $30.07B $19.01B $9.18B $8.56B ·
Accrued Liabilities · · · · · $178.4K ·
Current Liabilities · · · · · $183.4K ·
Total Liabilities 6-point trend, +629.1% $40.17B $29.73B $24.52B $13.48B $4.48B $5.51B ·
Long-term Debt 3-point trend, +14.3% · · · $5.49B $3.95B $4.80B ·
Common Stock 6-point trend, +126000.00 $126.0K $109.0K $97.0K $93.0K $83.0K $0 ·
Paid-in Capital 6-point trend, +1851.3% $11.30B $7.84B $7.04B $6.72B $5.56B $579M ·
Retained Earnings 6-point trend, -17.9% $-824M $-1.31B $-1.80B $-1.50B $-1.18B $-699M ·
AOCI 6-point trend, +6713.9% $11M $-8M $-1M $-8M $-1M $-166.0K ·
Stockholders' Equity 7-point trend, +3193.7% $10.49B $6.53B $5.23B $5.21B $4.38B $-120M $-339M
Liabilities + Equity 6-point trend, +491.6% $50.66B $36.25B $30.07B $19.01B $9.18B $8.56B ·
Shares Outstanding 7-point trend, +1740.3% 1,270,568,878 1,095,357,781 975,861,793 933,896,120 828,154,462 115,084,358 69,040,750
现金流 18
SOFI 的年度现金流数据
指标 趋势 2025202420232022202120202019
D&A 7-point trend, +1367.6% $234M $203M $201M $151M $102M $70M $16M
Stock-based Comp 7-point trend, +330.1% $262M $246M $271M $306M $239M $100M $61M
Deferred Tax 7-point trend, +31030.8% $16M $-287M $-16M $-3M $1M $-105M $52.0K
Amort. of Intangibles 7-point trend, +2379.4% $75M $75M $105M $93M $71M $50M $3M
Restructuring 3-point trend, -92.6% $948.0K $2M $13M · · · ·
Other Non-cash 4-point trend, +35.9% $-4.74B $-1.78B $-7.38B $-7.39B · · ·
Operating Cash Flow 7-point trend, -6737.7% $-3.74B $-1.12B $-7.23B $-7.26B $-1.35B $-479M $-55M
CapEx 7-point trend, +545.0% $242M $154M $111M $93M $52M $25M $38M
Investing Cash Flow 7-point trend, -5949.4% $-6.72B $-4.82B $-1.89B $-106M $110M $259M $115M
Debt Issued 3-point trend, -23.6% · · · · $9.52B $10.23B $12.46B
Stock Issued 7-point trend, +3185618000.00 $3.19B $0 $0 $0 $0 $370M $0
Stock Repurchased 5-point trend, -100.0% · · $0 $0 $526.0K $40.0K $9M
Net Stock Activity 3-point trend, +3185618000.00 $3.19B · $0 $0 · · ·
Financing Cash Flow 7-point trend, +13984.4% $13.11B $5.03B $10.89B $8.44B $685M $854M $93M
Net Change in Cash 7-point trend, +1628.0% $2.65B $-906M $1.77B $1.08B $-555M $633M $153M
Taxes Paid 7-point trend, +361300.0% $29M $27M $14M $3M $2M $529.0K $8.0K
Free Cash Flow 4-point trend, +45.8% $-3.98B $-1.27B $-7.34B $-7.35B · · ·
Levered FCF 2-point trend, -7.8% · · $-8.13B $-7.54B · · ·
盈利能力 5
SOFI 的年度盈利能力数据
指标 趋势 2025202420232022202120202019
Net Margin 4-point trend, +191.5% 77.7% 99.1% -71.4% -85.0% · · ·
Pretax Margin 4-point trend, +200.4% 84.9% 46.4% -71.5% -84.5% · · ·
EBITDA Margin 4-point trend, -5.8% 37.8% 40.5% 47.8% 40.1% · · ·
ROA 4-point trend, +148.9% 1.1% 1.5% -1.2% -2.3% · · ·
ROE 4-point trend, +190.0% 5.5% 7.9% -5.9% -6.2% · · ·
流动性与偿付能力 2
SOFI 的年度流动性与偿付能力数据
指标 趋势 2025202420232022202120202019
Current Ratio · · · · · 5.8 ·
Quick Ratio · · · · · 1.4 ·
效率 1
SOFI 的年度效率数据
指标 趋势 2025202420232022202120202019
Asset Turnover 4-point trend, -46.6% 0.0 0.0 0.0 0.0 · · ·
每股 7
SOFI 的年度每股数据
指标 趋势 2025202420232022202120202019
Book Value / Share 4-point trend, +48.0% $8.26 $5.96 $5.36 $5.58 · · ·
Revenue / Share 4-point trend, +18.2% $0.49 $0.46 $0.45 $0.42 · · ·
Cash Flow / Share 4-point trend, +62.9% $-2.99 $-1.02 $-7.65 $-8.05 · · ·
Cash / Share 4-point trend, +154.8% $3.88 $2.32 $3.16 $1.52 · · ·
Dividend / Share Flat — no change across 4 periods $0 $0 $0 $0 · · ·
Dividend Paid / Share Flat — no change across 4 periods $0 $0 $0 $0 · · ·
EPS (TTM) 6-point trend, +109.1% $0.39 $0.39 $-0.36 $-0.40 $-1.00 $-4.30 ·
增长率 5
SOFI 的年度增长率数据
指标 趋势 2025202420232022202120202019
Revenue YoY 5-point trend, -83.5% 23.1% 19.4% 11.8% 52.2% 139.7% · ·
Revenue CAGR 3Y 3-point trend, -69.9% 18.0% 26.6% 59.8% · · · ·
Revenue CAGR 5Y 43.1% · · · · · ·
EPS YoY 0.00% · · · · · ·
Net Income YoY -3.5% · · · · · ·
估值 (TTM) 10
SOFI 的年度估值 (TTM)数据
指标 趋势 2025202420232022202120202019
Revenue TTM 6-point trend, +499.4% $619M $503M $421M $377M $248M $103M ·
Net Income TTM 6-point trend, +314.8% $481M $499M $-301M $-320M $-484M $-224M ·
Market Cap 4-point trend, +672.6% $33.26B $16.87B $9.71B $4.31B · · ·
P/E 5-point trend, +524.6% 67.1 39.5 -27.6 -11.5 -15.8 · ·
P/S 4-point trend, +370.4% 53.7 33.5 23.0 11.4 · · ·
P/B 4-point trend, +283.6% 3.2 2.6 1.9 0.8 · · ·
P / Tangible Book 5-point trend, -8.5% 3.8 3.5 2.8 1.4 4.1 · ·
P / Cash Flow 4-point trend, -1398.1% -8.9 -15.1 -1.3 -0.6 · · ·
P / FCF 4-point trend, -1325.0% -8.3 -13.2 -1.3 -0.6 · · ·
Earnings Yield 5-point trend, +123.5% 1.5% 2.5% -3.6% -8.7% -6.3% · ·

财务报表 损益表、资产负债表、现金流量表 — 年度,近5年

损益表
2025-12-312024-12-312023-12-312022-12-312021-12-31
收入 $619M$503M$421M$377M$248M
净收入 $481M$499M$-301M$-320M$-484M
稀释后每股收益 (EPS) $0.39$0.39$-0.36$-0.40$-1.00
现金流
2025-12-312024-12-312023-12-312022-12-312021-12-31
自由现金流 $-3.98B$-1.27B$-7.34B$-7.35B

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