OMF OneMain Holdings, Inc. Common Stock
NYSE · Financial Services · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Jul 30, 2026
$56.02
· of 52w range
· above low
· to high
$45.7852w low
$71.9352w high
Market Cap (MRQ)
$6.45B
P/E
8.4
EPS
$6.56
your badges
52W Range
$46–$72
Analyst Rating
BUY
Price Target
$69
P/E
8.4
ROE
23.3%
Net Profit Margin
16.0%
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OMF Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$56.02
Market Cap (MRQ)
$6.45B
P/E
8.4
EPS
$6.56
Div Yield
7.7%
ROE
23.3%
52W Range
$46–$72
OMF Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
EPS$6.562023-12-31 → 2025-12-31
Net margin16.0%2023-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | OMF | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 8.4 | · | 16.9 | Undervalued | |
| P/S | 1.3 | · | 1.8 | Undervalued | |
| P/B (MRQ) | 1.9 | · | 2.6 | Undervalued | |
| Price / Cash Flow | 2.1 | · | 3.7 | Undervalued | |
| Price / Tangible Book (MRQ) | 2.1 | · | · | · | |
| PEG Ratio | ≈2.1 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | OMF | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Pretax Margin | 20.4% | · | 26.8% | Weak | |
| Net Profit Margin | 16.0% | · | 20.9% | Weak | |
| ROA | 2.9% | · | 3.4% | Weak | |
| ROE | 23.3% | · | 19.0% | Top tier |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | OMF | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 8.9% | · | · | · | |
| Revenue CAGR 3Y | 5.5% | · | · | · | |
| Revenue CAGR 5Y | 4.9% | · | · | · | |
| EPS YoY | 54.7% | · | · | · | |
| Net Income YoY | 53.8% | · | · | · | |
| EPS CAGR 3Y | -2.2% | · | · | · | |
| EPS CAGR 5Y | 3.9% | · | · | · | |
| Net Income CAGR 3Y | -3.5% | · | · | · | |
| Net Income CAGR 5Y | 1.4% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | OMF | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.2 | · | 0.2 | In line |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield7.7%
Payout Ratio63.7%
Annualized Payout≈$4.20
5Y Div CAGR≈-5.6%
Growth Streak≈3
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 10, 2026 | $1.05 | USD | ≈6.6% |
| May 11, 2026 | $1.05 | USD | ≈7.9% |
| Feb 17, 2026 | $1.05 | USD | ≈7.4% |
| Nov 10, 2025 | $1.05 | USD | ≈7.0% |
| Aug 4, 2025 | $1.04 | USD | ≈7.4% |
| May 9, 2025 | $1.04 | USD | ≈8.5% |
| Feb 12, 2025 | $1.04 | USD | ≈7.6% |
| Nov 12, 2024 | $1.04 | USD | ≈7.6% |
| Aug 12, 2024 | $1.04 | USD | ≈9.2% |
| May 9, 2024 | $1.04 | USD | ≈7.9% |
| Feb 16, 2024 | $1.00 | USD | ≈8.6% |
| Nov 3, 2023 | $1.00 | USD | ≈10.5% |
| Aug 4, 2023 | $1.00 | USD | ≈8.9% |
| May 4, 2023 | $1.00 | USD | ≈11.4% |
| Feb 16, 2023 | $1.00 | USD | ≈8.7% |
| Nov 4, 2022 | $0.95 | USD | ≈10.3% |
| Aug 5, 2022 | $0.95 | USD | ≈9.7% |
| May 6, 2022 | $0.95 | USD | ≈15.2% |
| Feb 11, 2022 | $0.95 | USD | ≈20.1% |
| Nov 1, 2021 | $0.70 | USD | ≈18.8% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
8.4%
Next Report
Oct 29, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 23, 2026 | $1.31 | $1.28 | 2.4% |
| March 31, 2026 | $1.95 | $1.89 | 3.4% | |
| Dec. 31, 2025 | $1.59 | $1.56 | 1.9% | |
| Sept. 30, 2025 | $1.90 | $1.63 | 16.8% | |
| June 30, 2025 | $1.45 | $1.24 | 17.0% | |
| March 31, 2025 | $1.72 | $1.58 | 8.6% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $5.46B | $4.99B | $4.56B | $4.43B | $4.36B | $4.37B | $4.13B | $3.66B | $3.20B | $3.11B | $1.93B | $1.97B | |
| Pretax Income | $1.00B | $667M | $840M | $1.16B | $1.74B | $977M | $1.10B | $624M | $431M | $356M | $-226M | $861M | |
| Income Tax | $218M | $158M | $199M | $283M | $427M | $247M | $243M | $177M | $248M | $113M | $-133M | $272M | |
| Net Income | $783M | $509M | $641M | $872M | $1.31B | $730M | $855M | $447M | $183M | $215M | $-220M | $463M | |
| EPS (Basic) | $6.59 | $4.26 | $5.33 | $7.02 | $9.91 | $5.42 | $6.28 | $3.29 | $1.35 | $1.60 | $-1.72 | $4.03 | |
| EPS (Diluted) | $6.56 | $4.24 | $5.32 | $7.01 | $9.88 | $5.41 | $6.27 | $3.29 | $1.35 | $1.59 | $-1.72 | $4.02 | |
| Shares (Basic) | 118,664,220 | 119,659,278 | 120,382,227 | 124,178,643 | 132,653,889 | 134,716,012 | 136,070,837 | 135,702,989 | 135,249,314 | 134,718,588 | 127,910,680 | 114,791,225 | |
| Shares (Diluted) | 119,268,556 | 120,119,983 | 120,629,590 | 124,417,274 | 133,054,494 | 134,919,258 | 136,326,911 | 136,034,143 | 135,678,991 | 135,135,860 | 127,910,680 | 115,265,123 |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $914M | $458M | $1.01B | $498M | $541M | $2.27B | $1.23B | $679M | $987M | $579M | $939M | $879M | |
| PP&E (Net) | · | · | · | · | · | · | · | $133M | $144M | $167M | $179M | $91M | |
| Accum. Depreciation | · | · | · | · | · | · | · | $234M | $202M | $268M | $190M | $170M | |
| Goodwill | $1.47B | $1.47B | $1.44B | $1.44B | $1.44B | $1.42B | $1.42B | $1.42B | $1.42B | $1.42B | $1.44B | $0 | |
| Intangibles | $282M | $286M | $260M | $261M | $274M | $306M | $343M | $388M | $440M | $492M | $559M | $21M | |
| Total Assets | $27.39B | $25.91B | $24.29B | $22.54B | $22.09B | $22.47B | $22.82B | $20.09B | $19.43B | $18.12B | $21.19B | $10.93B | |
| Total Liabilities | $23.99B | $22.72B | $21.11B | $19.52B | $18.99B | $19.03B | $18.49B | $16.29B | $16.16B | $15.06B | $18.46B | $8.97B | |
| Long-term Debt | $22.69B | $21.44B | $19.81B | $18.28B | $17.75B | $17.80B | $17.21B | $15.18B | $15.05B | $13.96B | $17.30B | $8.36B | |
| Common Stock | · | · | · | · | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Retained Earnings | $2.58B | $2.30B | $2.29B | $2.12B | $1.73B | $1.69B | $2.60B | $2.15B | $1.71B | $1.52B | $1.31B | $1.49B | |
| Treasury Stock | $895M | $759M | $728M | $667M | $368M | $0 | · | · | · | · | · | · | |
| AOCI | $-41M | $-81M | $-87M | $-127M | $5M | $18M | $44M | $-34M | $11M | $-6M | $-33M | $3M | |
| Stockholders' Equity | $3.40B | $3.19B | $3.19B | $3.02B | $3.04B | $3.44B | $4.33B | $3.80B | $3.28B | $3.07B | $2.81B | $2.06B | |
| Liabilities + Equity | $27.39B | $25.91B | $24.29B | $22.54B | $22.08B | $22.47B | $22.82B | $20.09B | $19.43B | $18.12B | $21.19B | $10.81B | |
| Shares Outstanding | 117,196,792 | 119,360,509 | 119,757,277 | 121,042,125 | 127,809,640 | 134,341,724 | 136,101,156 | 135,832,278 | 135,349,638 | 134,867,868 | 134,494,172 | 114,832,895 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $287M | $277M | $257M | $262M | $264M | $264M | $271M | $289M | $328M | $521M | $198M | $23M | |
| Stock-based Comp | $36M | $30M | $36M | $31M | $23M | $17M | $13M | $21M | $17M | $22M | $15M | $6M | |
| Deferred Tax | $43M | $-42M | $-36M | $-64M | $78M | $-42M | $1M | $23M | $30M | $-97M | $-209M | $-5M | |
| Amort. of Intangibles | · | $0 | $0 | $13M | $32M | $37M | $39M | $43M | $52M | $70M | $16M | $4M | |
| Restructuring | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Operating Cash Flow | $3.13B | $2.70B | $2.52B | $2.39B | $2.25B | $2.21B | $2.36B | $2.05B | $1.55B | $1.32B | $741M | $381M | |
| Investing Cash Flow | $-3.16B | $-3.27B | $-2.86B | $-2.12B | $-2.14B | $-751M | $-3.43B | $-2.40B | $-2.19B | $-106M | $-2.19B | $1.84B | |
| Net Debt Issued | $-6.82B | $-3.69B | $-3.33B | $-5.15B | $-3.92B | $-6.79B | $-3.96B | $-5.47B | $-4.45B | $-8.32B | $-1.96B | $-4.69B | |
| Stock Issued | · | · | · | · | · | · | · | · | $0 | $0 | $976M | $0 | |
| Stock Repurchased | $141M | $35M | $65M | $303M | $368M | $45M | $0 | $0 | · | · | · | · | |
| Net Stock Activity | $-141M | $-35M | $-65M | $-303M | $-368M | $-45M | · | · | $0 | $0 | $976M | $0 | |
| Dividends Paid | $499M | $498M | $487M | $480M | $1.27B | $806M | $408M | $0 | $0 | · | · | · | |
| Financing Cash Flow | $500M | $161M | $932M | $-326M | $-1.81B | $-370M | $1.52B | $44M | $975M | $-1.69B | $1.96B | $-1.77B | |
| Net Change in Cash | $471M | $-406M | $589M | $-58M | $-1.71B | $1.09B | $454M | $-307M | $338M | $-468M | $518M | $448M | |
| Taxes Paid | $127M | $219M | $215M | · | $403M | $289M | $261M | $150M | $156M | $249M | $-38M | $375M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 16.0% | 11.3% | 15.0% | 21.1% | 33.2% | 18.9% | 22.6% | 13.3% | 6.2% | 7.1% | -8.3% | 29.2% | |
| Pretax Margin | 20.4% | 14.8% | 19.6% | 27.9% | 44.0% | 25.3% | 29.1% | 18.6% | 14.7% | 11.8% | -18.2% | 43.5% | |
| ROA | 2.9% | 2.0% | 2.6% | 3.9% | 6.0% | 3.3% | 3.8% | 2.2% | 0.95% | 1.2% | -0.71% | 5.5% | |
| ROE | 23.3% | 15.9% | 20.4% | 29.1% | 42.3% | 22.2% | 20.3% | 12.0% | 5.6% | 7.3% | -5.1% | 33.4% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $29.02 | $26.73 | $26.60 | $25.02 | $24.20 | $25.61 | $31.81 | $27.97 | $24.22 | $22.73 | $20.45 | $17.64 | |
| Revenue / Share | $41.11 | $37.49 | $35.48 | $33.53 | $29.75 | $28.66 | $27.72 | $24.68 | $21.67 | $22.40 | $11.55 | $18.05 | |
| Cash Flow / Share | $26.26 | $22.47 | $20.88 | $19.19 | $16.89 | $16.39 | $17.33 | $15.04 | $11.46 | $9.81 | $5.71 | $3.47 | |
| Cash / Share | $7.80 | $3.84 | $8.47 | $4.11 | $4.23 | $16.91 | $9.02 | $5.00 | $7.29 | $4.29 | $6.98 | $7.65 | |
| Dividend / Share | $4.17 | $4.12 | $4.00 | $3.80 | $9.55 | $5.94 | $3.00 | · | · | · | · | · | |
| EPS (TTM) | $6.56 | $4.24 | $5.32 | $7.01 | $9.88 | $5.41 | $6.27 | $3.29 | $1.35 | $1.59 | $-1.72 | $4.02 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 8.9% | 5.2% | 2.6% | 5.4% | 2.4% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 5.5% | 4.4% | 3.4% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 4.9% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 54.7% | -20.3% | -24.1% | -29.0% | 82.6% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | -2.2% | -24.6% | -0.56% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 3.9% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 53.8% | -20.6% | -26.5% | -33.6% | 80.0% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | -3.5% | -27.1% | -4.2% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 1.4% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | -9.1% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $4.90B | $4.50B | $4.28B | $4.17B | $3.96B | $3.87B | $3.78B | $3.36B | $2.94B | $3.03B | $1.48B | $1.99B | |
| Net Income TTM | $783M | $509M | $641M | $872M | $1.31B | $730M | $855M | $447M | $183M | $215M | $-220M | $463M | |
| Market Cap | $7.92B | $6.22B | $5.89B | $4.03B | $6.40B | $6.47B | $5.74B | $3.30B | $3.52B | $2.99B | $5.59B | $4.15B | |
| P/E | 10.3 | 12.3 | 9.2 | 4.8 | 5.1 | 8.9 | 6.7 | 7.4 | 19.3 | 13.9 | -24.2 | 9.0 | |
| P/S | 1.6 | 1.4 | 1.4 | 1.0 | 1.6 | 1.7 | 1.5 | 1.0 | 1.2 | 1.0 | 3.8 | 2.1 | |
| P/B | 2.3 | 1.9 | 1.8 | 1.3 | 2.1 | 1.9 | 1.3 | 0.9 | 1.1 | 1.0 | 2.0 | 2.1 | |
| P / Tangible Book | 4.8 | 4.3 | 4.0 | 3.1 | 4.8 | 3.8 | · | · | · | · | · | · | |
| P / Cash Flow | 2.5 | 2.3 | 2.3 | 1.7 | 2.8 | 2.9 | 2.4 | 1.6 | 2.3 | 2.3 | 7.6 | 10.4 | |
| Dividend Yield | 6.3% | 8.0% | 8.3% | 11.9% | 19.9% | 12.5% | 7.1% | 0.00% | 0.00% | · | · | · | |
| Earnings Yield | 9.7% | 8.1% | 10.8% | 21.0% | 19.7% | 11.2% | 14.9% | 13.5% | 5.2% | 7.2% | -4.1% | 11.1% | |
| Payout Ratio | 63.7% | 97.8% | 76.0% | 54.7% | 97.0% | 110.4% | 47.7% | · | · | · | · | · | |
| Annual Payout | $499M | $498M | $487M | $480M | $1.27B | $806M | $408M | $0 | $0 | · | · | · |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $1.42B | $1.39B | $1.42B | $1.39B | $1.34B | $1.31B | $1.32B | $1.28B | $1.22B | $1.17B | $1.19B | $1.17B | $1.12B | $1.09B | $1.12B | $1.12B | |
| Pretax Income | $196M | $296M | $249M | $263M | $214M | $275M | $164M | $207M | $92M | $204M | $221M | $246M | $138M | $235M | $232M | $246M | |
| Income Tax | $44M | $70M | $45M | $64M | $47M | $62M | $38M | $50M | $21M | $49M | $56M | $52M | $35M | $56M | $56M | $61M | |
| Net Income | $152M | $226M | $204M | $199M | $167M | $213M | $126M | $157M | $71M | $155M | $165M | $194M | $103M | $179M | $176M | $185M | |
| EPS (Basic) | $1.32 | $1.93 | $1.73 | $1.67 | $1.40 | $1.79 | $1.06 | $1.32 | $0.59 | $1.29 | $1.39 | $1.61 | $0.85 | $1.48 | $1.47 | $1.50 | |
| EPS (Diluted) | $1.32 | $1.93 | $1.71 | $1.67 | $1.40 | $1.78 | $1.05 | $1.31 | $0.59 | $1.29 | $1.38 | $1.61 | $0.85 | $1.48 | $1.47 | $1.49 | |
| Shares (Basic) | 115,342,204 | 116,724,709 | · | 118,759,941 | 118,953,510 | 119,399,008 | · | 119,674,809 | 119,787,550 | 119,829,174 | · | 120,407,889 | 120,539,759 | 120,765,661 | · | 123,352,522 | |
| Shares (Diluted) | 115,755,259 | 117,272,604 | · | 119,420,044 | 119,392,819 | 119,969,713 | · | 120,118,107 | 120,185,181 | 120,244,669 | · | 120,754,694 | 120,646,869 | 120,969,891 | · | 123,568,620 |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $567M | $834M | $914M | $658M | $769M | $627M | $458M | $577M | $667M | $831M | $1.01B | $1.19B | $1.02B | $544M | $498M | $536M | |
| Goodwill | $1.47B | $1.47B | $1.47B | $1.47B | $1.47B | $1.47B | $1.47B | $1.47B | $1.47B | $1.44B | · | $1.44B | $1.44B | $1.44B | · | $1.44B | |
| Intangibles | $279M | $281M | $282M | $284M | $285M | $285M | $286M | $288M | $289M | $259M | · | $260M | $260M | $261M | · | $272M | |
| Total Assets | $27.42B | $27.02B | $27.39B | $26.98B | $26.63B | $26.03B | $25.91B | $25.58B | $25.09B | $23.91B | $24.29B | $24.15B | $23.51B | $22.44B | $22.54B | $22.34B | |
| Total Liabilities | $24.04B | $23.64B | $23.99B | $23.61B | $23.30B | $22.75B | $22.72B | $22.37B | $21.93B | $20.69B | · | $21.04B | $20.45B | $19.36B | · | $19.33B | |
| Long-term Debt | $22.77B | $22.40B | $22.69B | $22.34B | $22.05B | $21.49B | $21.44B | $21.14B | $20.67B | $19.52B | · | $19.85B | $19.20B | $18.21B | · | $18.20B | |
| Retained Earnings | $2.71B | $2.68B | $2.58B | $2.50B | $2.42B | $2.38B | $2.30B | $2.29B | $2.26B | $2.32B | · | $2.24B | $2.17B | $2.19B | · | $2.06B | |
| Treasury Stock | $1.03B | $1.00B | $895M | $826M | $794M | $774M | $759M | $757M | $739M | $732M | · | $709M | $699M | $693M | · | $612M | |
| AOCI | $-54M | $-53M | $-41M | $-47M | $-51M | $-65M | $-81M | $-59M | $-95M | $-91M | · | $-129M | $-114M | $-108M | · | $-125M | |
| Stockholders' Equity | $3.38B | $3.38B | $3.40B | $3.38B | $3.33B | $3.28B | $3.19B | $3.21B | $3.15B | $3.21B | $3.19B | $3.11B | $3.06B | $3.08B | $3.02B | $3.01B | |
| Liabilities + Equity | $27.42B | $27.02B | $27.39B | $26.98B | $26.63B | $26.03B | $25.91B | $25.58B | $25.09B | $23.91B | · | $24.15B | $23.51B | $22.44B | · | $22.34B | |
| Shares Outstanding | 115,082,807 | 115,627,261 | 117,196,792 | 118,378,973 | 118,856,988 | 119,281,560 | 119,360,509 | 119,403,628 | 119,758,091 | 119,877,252 | 119,757,277 | 120,245,297 | 120,446,799 | 120,587,214 | 121,042,125 | 122,618,748 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $76M | $74M | $73M | $72M | $72M | $70M | $70M | $71M | $70M | $66M | $66M | $66M | $64M | $61M | $74M | $63M | |
| Stock-based Comp | $9M | $11M | $8M | $7M | $11M | $10M | $7M | $7M | $5M | $11M | $9M | $6M | $9M | $12M | $4M | $8M | |
| Deferred Tax | $-22M | $29M | $33M | $15M | $-20M | $15M | $1M | $-31M | $-27M | $15M | $-6M | $-16M | $-23M | $9M | $-19M | $-46M | |
| Operating Cash Flow | $800M | $739M | $865M | $828M | $774M | $665M | $752M | $677M | $712M | $558M | $678M | $596M | $683M | $562M | $664M | $545M | |
| Investing Cash Flow | $-1.26B | $-227M | $-807M | $-1.01B | $-1.01B | $-331M | $-1.03B | $-1.01B | $-998M | $-233M | $-710M | $-892M | $-1.06B | $-204M | $-622M | $-695M | |
| Net Debt Issued | · | $-1.41B | · | · | · | $-1.45B | · | · | · | $-303M | · | · | · | $-928M | · | · | |
| Stock Repurchased | $32M | $107M | $71M | $33M | $21M | $16M | $3M | $19M | $8M | $5M | $20M | $11M | $7M | $27M | $56M | $43M | |
| Net Stock Activity | · | $-107M | · | · | · | $-16M | · | · | · | $-5M | · | · | · | $-27M | · | · | |
| Dividends Paid | $122M | $128M | $123M | $125M | $125M | $126M | $125M | $126M | $125M | $122M | $121M | $121M | $122M | $123M | $116M | $118M | |
| Financing Cash Flow | $205M | $-563M | $149M | $77M | $387M | $-113M | $148M | $303M | $153M | $-443M | $-190M | $513M | $851M | $-242M | $-102M | $109M | |
| Net Change in Cash | $-257M | $-51M | $207M | $-105M | $148M | $221M | $-128M | $-27M | $-133M | $-118M | $-222M | $217M | $478M | $116M | $-60M | $-41M |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 11.7% | 17.9% | · | 16.1% | 13.9% | 18.0% | · | 13.5% | 6.5% | 14.4% | · | 17.9% | 9.7% | 17.3% | · | 17.6% | |
| Pretax Margin | 15.1% | 23.4% | · | 21.3% | 17.9% | 23.2% | · | 17.8% | 8.4% | 19.0% | · | 22.7% | 13.0% | 22.8% | · | 23.5% | |
| ROA | 0.56% | 0.85% | · | 0.76% | 0.65% | 0.85% | · | 0.63% | 0.29% | 0.67% | · | 0.83% | 0.45% | 0.81% | · | 0.85% | |
| ROE | 4.5% | 6.8% | · | 6.0% | 5.2% | 6.6% | · | 5.0% | 2.3% | 4.9% | · | 6.3% | 3.4% | 5.8% | · | 6.1% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $29.40 | $29.21 | · | $28.54 | $27.98 | $27.50 | · | $26.87 | $26.33 | $26.81 | · | $25.86 | $25.39 | $25.55 | · | $24.56 | |
| Revenue / Share | $11.21 | $10.76 | · | $10.34 | $10.03 | $9.87 | · | $9.68 | $9.12 | $8.95 | · | $8.99 | $8.77 | $8.53 | · | $8.62 | |
| Cash Flow / Share | · | $6.30 | · | · | · | $5.54 | · | · | · | $4.64 | · | · | · | $4.65 | · | · | |
| Cash / Share | $4.93 | $7.21 | · | $5.56 | $6.47 | $5.26 | · | $4.83 | $5.57 | $6.93 | · | $9.90 | $8.48 | $4.51 | · | $4.37 | |
| Dividend / Share | $1.05 | $1.05 | $1.05 | $1.04 | $1.04 | $1.04 | $1.04 | $1.04 | $1.04 | $1.00 | $1.00 | $1.00 | $1.00 | $1.00 | $0.95 | $0.95 | |
| EPS (TTM) | $6.63 | $6.71 | · | $5.90 | $5.54 | $4.73 | · | $4.57 | $4.87 | $5.13 | · | $5.41 | $5.29 | $6.11 | · | $7.59 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $5.08B | $4.98B | · | $4.79B | $4.71B | $4.61B | · | $4.44B | $4.36B | $4.32B | · | $4.24B | $4.21B | $4.17B | · | $4.13B | |
| Net Income TTM | $781M | $796M | · | $705M | $663M | $567M | · | $548M | $585M | $617M | · | $652M | $643M | $748M | · | $959M | |
| Market Cap | $7.02B | $6.18B | · | $6.68B | $6.77B | $5.83B | · | $5.62B | $5.81B | $6.12B | · | $4.82B | $5.26B | $4.47B | · | $3.62B | |
| P/E | 9.2 | 8.0 | · | 9.6 | 10.3 | 10.3 | · | 10.3 | 10.0 | 10.0 | · | 7.4 | 8.3 | 6.1 | · | 3.9 | |
| P/S | 1.4 | 1.2 | · | 1.4 | 1.4 | 1.3 | · | 1.3 | 1.3 | 1.4 | · | 1.1 | 1.2 | 1.1 | · | 0.9 | |
| P/B | 2.1 | 1.8 | · | 2.0 | 2.0 | 1.8 | · | 1.8 | 1.8 | 1.9 | · | 1.6 | 1.7 | 1.5 | · | 1.2 | |
| P / Tangible Book | 4.3 | 3.8 | · | 4.1 | 4.3 | 3.8 | · | 3.9 | 4.2 | 4.0 | · | 3.4 | 3.9 | 3.2 | · | 2.8 | |
| P / Cash Flow | · | 8.4 | · | · | · | 8.8 | · | · | · | 11.0 | · | · | · | 8.0 | · | · | |
| Dividend Yield | 7.1% | 8.1% | · | 7.5% | 7.4% | 8.6% | · | 8.8% | 8.4% | 7.9% | · | 10.0% | 9.1% | 10.7% | · | 12.5% | |
| Earnings Yield | 10.9% | 12.5% | · | 10.4% | 9.7% | 9.7% | · | 9.7% | 10.0% | 10.0% | · | 13.5% | 12.1% | 16.5% | · | 25.7% | |
| Payout Ratio | · | 56.6% | · | · | · | 59.2% | · | · | · | 78.7% | · | · | · | 68.7% | · | · | |
| Annual Payout | $498M | $501M | · | $501M | $502M | $502M | · | $494M | $489M | $486M | · | $482M | $479M | $477M | · | $453M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Net Income | $783M | · | · | $509M | · |
| Diluted EPS | $6.56 | · | · | $4.24 | · |
No data for this statement
Not enough fundamentals data to build this statement yet.
No data for this statement
Not enough fundamentals data to build this statement yet.
Institutional owners (13F) 560 filers · $7.4B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
560
Value held
$7.4B
New positions
89
Exited positions
46
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 89 (+2 vs prior Q) | 46 (-28 vs prior Q) | 199 (+2 vs prior Q) | 177 (+14 vs prior Q) | +2.0M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| VANGUARD GROUP INC | $798,557,727 | 11,821,728 | 10.75% | Shares |
| BlackRock, Inc. | $633,893,204 | 10,396,805 | 8.54% | Shares |
| Brave Warrior Advisors, LLC | $462,466,717 | 7,585,152 | 6.23% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $383,919,488 | 6,296,859 | 5.17% | Shares |
| Capital International Investors | $348,419,833 | 5,714,327 | 4.69% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $329,204,588 | 5,399,452 | 4.43% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $324,315,160 | 5,319,258 | 4.37% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $272,391,585 | 4,467,282 | 3.67% | Shares |
| GOLDMAN SACHS GROUP INC | $255,166,713 | 4,185,119 | 3.44% | Shares |
| FMR LLC | $225,822,674 | 3,703,833 | 3.04% | Shares |
| FIDUCIARY MANAGEMENT INC /WI/ | $187,828,633 | 3,080,673 | 2.53% | Shares |
| STATE STREET CORP | $149,494,599 | 2,451,937 | 2.01% | Shares |
| JANUS HENDERSON GROUP PLC | $146,030,474 | 2,729,862 | 1.97% | Shares |
| AMERICAN CENTURY COMPANIES INC | $143,039,683 | 2,346,066 | 1.93% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $142,446,101 | 2,336,331 | 1.92% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $133,391,582 | 2,181,598 | 1.80% | Shares |
| COOPERMAN LEON G | $129,866,100 | 2,130,000 | 1.75% | Shares |
| NORTHERN TRUST CORP | $92,598,127 | 1,518,749 | 1.25% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $91,020,710 | 1,492,877 | 1.23% | Shares |
| Clearbridge Investments, LLC | $81,187,515 | 1,331,598 | 1.09% | Shares |
| MORGAN STANLEY | $71,885,564 | 1,179,030 | 0.97% | Shares |
| FIRST TRUST ADVISORS LP | $65,521,540 | 1,074,652 | 0.88% | Shares |
| Azora Capital LP | $64,863,361 | 1,063,857 | 0.87% | Shares |
| Bank of New York Mellon Corp | $63,979,740 | 1,049,364 | 0.86% | Shares |
| Allianz Asset Management GmbH | $61,834,555 | 1,014,180 | 0.83% | Shares |
| NORGES BANK | $60,537,967 | 992,914 | 0.82% | Shares |
| CERTUITY, LLC | $56,798,311 | 931,578 | 0.76% | Shares |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | $56,607,000 | 928,435 | 0.76% | Shares |
| ROYAL BANK OF CANADA | $55,981,000 | 918,180 | 0.75% | Shares |
| MACQUARIE GROUP LTD | $55,609,944 | 912,087 | 0.75% | Shares |
| Nuveen, LLC | $51,918,486 | 851,542 | 0.70% | Shares |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | $51,645,614 | 847,066 | 0.70% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $49,281,442 | 808,290 | 0.66% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $44,705,582 | 733,239 | 0.60% | Shares |
| Patient Capital Management, LLC | $42,823,508 | 702,369 | 0.58% | Shares |
| BANK OF AMERICA CORP /DE/ | $39,954,220 | 655,310 | 0.54% | Shares |
| UBS Group AG | $34,640,532 | 568,157 | 0.47% | Shares |
| Qube Research & Technologies Ltd | $32,702,723 | 536,374 | 0.44% | Shares |
| AMERIPRISE FINANCIAL INC | $30,848,373 | 505,929 | 0.42% | Shares |
| Arbejdsmarkedets Tillaegspension | $30,783,753 | 504,900 | 0.41% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $30,654,923 | 502,787 | 0.41% | Shares |
| Key Colony Management, LLC | $25,689,300 | 455,000 | 0.35% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $23,083,242 | 378,600 | 0.31% | Put option |
| DEUTSCHE BANK AG\ | $22,634,075 | 371,233 | 0.30% | Shares |
| PEAK6 LLC | $20,961,486 | 343,800 | 0.28% | Put option |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $19,748,183 | 323,900 | 0.27% | Call option |
| ARGENT CAPITAL MANAGEMENT LLC | $19,663,147 | 322,505 | 0.26% | Shares |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | $19,482,984 | 364,236 | 0.26% | Shares |
| BARCLAYS PLC | $18,574,510 | 304,650 | 0.25% | Shares |
| Quantinno Capital Management LP | $18,142,599 | 297,566 | 0.24% | Shares |
Activists & 5%+ owners 4 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| UNIFORM INVESTCO LP, UNIFORM INVESTCO GP LLC, THE VÄRDE FUND VI-A, L.P., VÄRDE INVESTMENT PARTNERS, L.P., VÄRDE INVESTMENT PARTNERS (OFFSHORE) MASTER, L.P., VÄRDE INVESTMENT PARTNERS G.P., L.P., VÄRDE INVESTMENT PARTNERS UGP, LLC, THE VÄRDE SKYWAY MASTER FUND, L.P., THE VÄRDE SKYWAY FUND G.P., L.P., THE VÄRDE SKYWAY FUND UGP, LLC, THE VÄRDE FUND XII (MASTER), L.P., THE VÄRDE FUND XII G.P., L.P., THE VÄRDE FUND XII UGP, LLC, VÄRDE CREDIT PARTNERS MASTER, L.P., VÄRDE CREDIT PARTNERS G.P., L.P., VÄRDE CREDIT PARTNERS UGP, LLC, VÄRDE SFLT, L.P., THE VÄRDE SPECIALTY FINANCE FUND G.P., L.P., THE VÄRDE SPECIALITY FINANCE FUND U.G.P., LLC, UNIFORM INVESTCO SUB L.P., VÄRDE PARTNERS, L.P., VÄRDE PARTNERS, INC., ILFRYN C. CARSTAIRS, BRADLEY P. BAUER ×8 filings | May 6, 2024 | · | Initial filing | · | SEC |
| OMH (ML), L.P., OMH (ML) GP, LLC, V-OMH (ML) II, L.P., V-OMH (ML) GP II, LLC, OMH Holdings, L.P., Apollo Uniform GP, LLC, Apollo Management VIII, L.P., AIF VIII Management, LLC, Apollo Management, L.P., Apollo Management GP, LLC, Apollo Management Holdings, L.P., Apollo Management Holdings GP, LLC ×6 filings | Nov. 1, 2021 | · | Initial filing | · | SEC |
| OMH (ML), L.P, OMH (ML) GP, LLC, V-OMH (ML) II, L.P, V-OMH (ML) GP II, LLC, OMH Holdings, L.P., Apollo Uniform GP, LLC, Apollo Management VIII, L.P., AIF VIII Management, LLC, Apollo Management, L.P., Apollo Management GP, LLC, Apollo Management Holdings, L.P., Apollo Management Holdings GP, LLC | Dec. 18, 2019 | · | Initial filing | · | SEC |
| OMH Holdings, L.P., Apollo Uniform GP, LLC, Apollo Management VIII, L.P., AIF VIII Management, LLC, Apollo Management, L.P., Apollo Management GP, LLC, Apollo Management Holdings, L.P., Apollo Management Holdings GP, LLC | July 3, 2018 | · | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 33 insiders · 18 officers · 14 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Douglas H. Shulman | President & CEO | Feb. 20, 2026 F | 255,167 | 0 | 4 | $-6,017,800 |
| Jeannette E Osterhout | EVP & CFO | Feb. 20, 2026 F | 89,598 | 0 | 0 | $0 |
| Scott T Parker | EVP and CFO | March 20, 2019 F | 354,005 | 0 | 0 | $0 |
| Micah R. Conrad | EVP & COO | Aug. 4, 2026 S | 91,250 | 0 | 5 | $-1,523,000 |
| Rajive Chadha | Chief Operating Officer & EVP | Feb. 20, 2024 F | 101,712 | 0 | 0 | $0 |
| Robert Hurzeler | EVP and COO | March 20, 2019 F | 287,119 | 0 | 0 | $0 |
| Michael A Hedlund | pao, SVP and Group Controller | July 29, 2026 S | 10,627 | 0 | 3 | $-315,000 |
| John Charles Anderson | EVP | March 7, 2019 F | 1,204,274 | 0 | 0 | $0 |
| Angela Celestin | EVP, Human Resources | Feb. 21, 2018 A | 19,099 | 0 | 0 | $0 |
| Lawrence N. Skeats | EVP and CAO | Feb. 21, 2018 A | 63,253 | 0 | 0 | $0 |
| David P. Hogan | EVP, Credit and Analytics | Jan. 2, 2018 F | 97,569 | 0 | 0 | $0 |
| Bradford D. Borchers | EVP, Branch Operations | Jan. 2, 2018 F | 94,129 | 0 | 0 | $0 |
| Timothy S Ho | EVP, Digital Operations | Dec. 31, 2016 F | 265,136 | 0 | 0 | $0 |
| Sean P. Donnelly | principal accounting officer | March 15, 2016 F | 5,594 | 0 | 0 | $0 |
| (Macrina) Kgil Minchung | EVP | Jan. 4, 2016 F | 112,257 | 0 | 0 | $0 |
| Mary H. Mcdowell | EVP | Nov. 15, 2015 A | 60,938 | 0 | 0 | $0 |
| Richard N. Tambor | EVP, Chief Risk Officer | Nov. 15, 2015 A | 15,266 | 0 | 0 | $0 |
| William E. Kandel | Chief Accounting Officer | Oct. 15, 2013 A | 4,118 | 0 | 0 | $0 |
| Philip Bronner | Director | Feb. 11, 2026 A | 16,945 | 0 | 0 | $0 |
| Toos Daruvala | Director | Feb. 11, 2026 A | 16,171 | 0 | 0 | $0 |
| Christopher A Halmy | Director | Feb. 11, 2026 A | 4,810 | 0 | 0 | $0 |
| CALDWELL PHYLLIS R | Director | Feb. 11, 2026 A | 18,246 | 0 | 0 | $0 |
| Roy A Guthrie | Director | Feb. 11, 2026 A | 35,358 | 0 | 0 | $0 |
| Richard A Smith | Director | Feb. 11, 2026 A | 30,812 | 0 | 0 | $0 |
| Keating Valerie Soranno | Director | Feb. 6, 2025 A | 53,269 | 0 | 0 | $0 |
| Jay N. Levine | Director | Nov. 25, 2020 S | 2,101,223 | 0 | 0 | $0 |
| Aneek Mamik | Director | Dec. 13, 2019 P | 1,180 | 0 | 0 | $0 |
| Anahaita N. Kotval | Director | Jan. 1, 2018 A | 27,545 | 0 | 0 | $0 |
| Douglas L Jacobs | Director | Jan. 1, 2018 A | 22,545 | 0 | 0 | $0 |
| Ronald M. Lott | Director | Jan. 1, 2018 A | 19,127 | 0 | 0 | $0 |
| Wesley R Edens | Director | Dec. 18, 2017 S | 54,937,500 | 0 | 0 | $0 |
| Andrew D Macdonald | · | Feb. 11, 2026 A | 5,461 | 0 | 0 | $0 |
| Scott Mckinlay | · | March 17, 2014 A | 60,078 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 67 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| BSJR · Invesco Exchange-Traded Self-Indexe… | 1.27% | 11,664,000 | Oct. 2, 2026 | Daily |
| FXO · First Trust Exchange-Traded AlphaDE… | 1.23% | 222,168 NS | July 31, 2026 | N-PORT |
| DVY · iShares Trust | 0.65% | 2,459,595 SH | Sept. 11, 2026 | Daily |
| LCLG · Advisors Series Trust | 0.58% | 9,919 NS | July 31, 2026 | N-PORT |
| BSJS · Invesco Exchange-Traded Self-Indexe… | 0.55% | 4,482,000 | Oct. 2, 2026 | Daily |
| QDEF · FlexShares Trust | 0.45% | 39,114 NS | July 31, 2026 | N-PORT |
| FNK · First Trust Exchange-Traded AlphaDE… | 0.44% | 15,943 NS | July 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.36% | 838,629 NS | July 31, 2026 | N-PORT |
| JPME · J.P. Morgan Exchange-Traded Fund Tr… | 0.34% | 25,272 NS | July 31, 2026 | N-PORT |
| FNX · First Trust Exchange-Traded AlphaDE… | 0.31% | 67,575 NS | July 31, 2026 | N-PORT |
| QDF · FlexShares Trust | 0.30% | 104,539 NS | July 31, 2026 | N-PORT |
| IQSM · New York Life Investments ETF Trust | 0.28% | 14,848 NS | July 31, 2026 | N-PORT |
| VFMF · VANGUARD WELLINGTON FUND | 0.23% | 27,087 SH | Aug. 19, 2026 | Daily |
| JPUS · J.P. Morgan Exchange-Traded Fund Tr… | 0.22% | 16,200 NS | July 31, 2026 | N-PORT |
| BKMC · BNY Mellon ETF Trust | 0.20% | 20,720 NS | July 31, 2026 | N-PORT |
| FSMD · FIDELITY COVINGTON TRUST | 0.18% | 72,843 NS | July 31, 2026 | N-PORT |
| JVAL · J.P. Morgan Exchange-Traded Fund Tr… | 0.18% | 23,885 NS | July 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.16% | 388,261 NS | July 31, 2026 | N-PORT |
| ESML · iShares Trust | 0.16% | 70,833 SH | Sept. 11, 2026 | Daily |
| BBMC · J.P. Morgan Exchange-Traded Fund Tr… | 0.16% | 50,326 NS | July 31, 2026 | N-PORT |
| VBR · VANGUARD INDEX FUNDS | 0.15% | 1,734,272 SH | Aug. 19, 2026 | Daily |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.13% | 3,525 NS | July 31, 2026 | N-PORT |
| IYF · iShares Trust | 0.11% | 76,357 SH | Sept. 11, 2026 | Daily |
| SMMD · iShares Trust | 0.10% | 61,840 SH | Sept. 11, 2026 | Daily |
| IYG · iShares Trust | 0.10% | 35,051 SH | Sept. 11, 2026 | Daily |
| VB · VANGUARD INDEX FUNDS | 0.09% | 2,731,442 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.08% | 31,019 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.08% | 1,326,150 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.08% | 190,881 SH | Aug. 19, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | 0.07% | 10,007 SH | Aug. 19, 2026 | Daily |
| IWS · iShares Trust | 0.07% | 171,439 SH | Sept. 10, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.07% | 6,097 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.07% | 7,396 SH | Sept. 11, 2026 | Daily |
| TILT · FlexShares Trust | 0.07% | 23,068 NS | July 31, 2026 | N-PORT |
| EQAL · Invesco Exchange-Traded Fund Trust … | 0.06% | 8,492 SH | Oct. 2, 2026 | Daily |
| IUS · Invesco Exchange-Traded Self-Indexe… | 0.06% | 10,174 SH | Oct. 2, 2026 | Daily |
| DIVB · iShares Trust | 0.06% | 18,285 SH | Sept. 11, 2026 | Daily |
| IWR · iShares Trust | 0.05% | 468,999 SH | Sept. 11, 2026 | Daily |
| TECB · iShares Trust | 0.05% | 3,737 SH | Sept. 11, 2026 | Daily |
| PRF · Invesco Exchange-Traded Fund Trust | 0.04% | 77,095 SH | Oct. 2, 2026 | Daily |
| DFUV · Dimensional ETF Trust | 0.04% | 103,177 NS | July 31, 2026 | N-PORT |
| HDUS · Lattice Strategies Trust | 0.04% | 1,249 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.03% | 260,371 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.03% | 17,412 NS | July 31, 2026 | N-PORT |
| VYM · VANGUARD WHITEHALL FUNDS | 0.03% | 459,157 SH | Aug. 19, 2026 | Daily |
| DFSU · Dimensional ETF Trust | 0.03% | 9,548 NS | July 31, 2026 | N-PORT |
| VONV · VANGUARD SCOTTSDALE FUNDS | 0.02% | 69,671 SH | Aug. 19, 2026 | Daily |
| IWD · iShares Trust | 0.02% | 256,101 SH | Sept. 11, 2026 | Daily |
| DFAU · Dimensional ETF Trust | 0.02% | 35,188 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.01% | 37,173 NS | July 31, 2026 | N-PORT |
| IYY · iShares Trust | 0.01% | 5,224 SH | Sept. 10, 2026 | Daily |
| IWB · iShares Trust | 0.01% | 80,772 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.01% | 33,105 SH | Sept. 10, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.01% | 3,784,318 SH | Aug. 19, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.01% | 90,424 SH | Aug. 19, 2026 | Daily |
| VONE · VANGUARD SCOTTSDALE FUNDS | 0.01% | 18,996 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.01% | 9,686 SH | Aug. 19, 2026 | Daily |
| ESGV · VANGUARD WORLD FUND | 0.01% | 26,070 SH | Aug. 19, 2026 | Daily |
| ITOT · iShares Trust | 0.01% | 152,035 SH | Sept. 11, 2026 | Daily |
| VGHY · VANGUARD FIXED INCOME SECURITIES FU… | · | · | July 15, 2026 | Daily |
| VCRB · VANGUARD MALVERN FUNDS | · | · | July 15, 2026 | Daily |
| VPLS · VANGUARD MALVERN FUNDS | · | · | July 15, 2026 | Daily |
| VSDB · VANGUARD MALVERN FUNDS | · | · | July 15, 2026 | Daily |
| VGMS · VANGUARD MALVERN FUNDS | · | · | July 15, 2026 | Daily |
| ISCB · iShares Trust | · | 5,135 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 25,433 SH | Sept. 11, 2026 | Daily |
| SMLF · iShares Trust | · | 67,089 SH | Sept. 11, 2026 | Daily |
OMF Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 21 analysts
BUY
Median target
$68.00
+21.4%
5 23.8%
Strong Buy
9 42.9%
Buy
6 28.6%
Hold
1 4.8%
Sell
0 0.0%
Strong Sell
12-Month Price Target
14 analysts · 2026-09-29Mean target $69.29 +23.7%
← Below all targets
Current price $56.02
Low$60.00
Mean$69.29
High$85.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| OMF | $7.92B | 10.3 | 8.9% | 16.0% | 23.3% | · |
| SYF | $28.95B | 9.0 | -2.8% | 18.7% | 21.1% | · |
| SOFI | $33.26B | 67.1 | 23.1% | 77.7% | 5.5% | · |
| ALLY | $13.97B | 19.1 | -3.3% | 10.8% | 5.7% | · |
| FCFS | $7.01B | 21.5 | 8.0% | 9.0% | 15.3% | 50.3% |
| FIGR | $0 | 92.8 | 48.7% | 26.4% | 16.9% | · |
| CACC | $4.74B | 12.2 | 7.2% | 18.3% | 27.5% | · |
| NNI | · | 11.3 | 21.1% | 120.9% | 12.2% | · |
| DAVE | · | · | · | · | · | · |
| ENVA | $3.89B | 13.6 | 18.6% | 9.8% | 24.3% | 58.1% |
| SLM | $5.39B | 7.8 | 7.3% | 37.5% | 30.9% | · |
Latest News Recent headlines mentioning this company
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Source: SEC 10-Q filed Jul 30, 2026