RGA Reinsurance Group of America, Incorporated Common Stock

NYSE · Insurance
$211.85
Price · May 1, 2026
Fundamentals as of Feb 20, 2026
52W Range
$166–$229
73% of range
Analyst Rating
BUY
14 analysts
Price Target
$248
+17% upside
P/E (TTM)
11.5
ROE
9.3%
Net Profit Margin
5.0%

RGA Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$211.85
Market Cap
—
P/E (TTM)
11.5
EPS (TTM)
$17.69
Revenue (TTM)
$23.70B
Div Yield
—
ROE
9.3%
Debt/Equity
—
52W Range
$166 – $229

RGA Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $23.70B
10-point trend, +105.7%
2016-12-31 → 2025-12-31
EPS $17.69
10-point trend, +63.9%
2016-12-31 → 2025-12-31
Free Cash Flow —
7-point trend, -7.3%
2016-12-31 → 2022-12-31
Margins 5.0%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
RGA
Peer Median
P/E (TTM)
5-point trend, +79.9%
11.5
11.4

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
RGA
Peer Median
Net Profit Margin
5-point trend, +34.9%
5.0%
5.0%
ROA
5-point trend, +22.9%
0.86%
0.83%
ROE
5-point trend, +94.7%
9.3%
9.5%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
RGA
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
RGA
Peer Median
Revenue YoY
5-point trend, +42.2%
7.2%
—
Revenue CAGR 3Y
5-point trend, +42.2%
13.5%
—
Revenue CAGR 5Y
5-point trend, +42.2%
10.2%
—
EPS YoY
5-point trend, +3.3%
64.9%
—
Net Income YoY
5-point trend, +1.0%
64.8%
—

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
RGA
Peer Median
EPS (Diluted)
5-point trend, +3.3%
$17.69
—

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
RGA
Peer Median
Payout Ratio
5-point trend, -35.4%
20.3%
—

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
—
Payout Ratio
20.3%
5Y Div CAGR
—
Ex-dateAmount
Feb. 17, 2026$0.9300
Nov. 10, 2025$0.9300
Aug. 12, 2025$0.9300
May 13, 2025$0.8900
Feb. 18, 2025$0.8900
Nov. 12, 2024$0.8900
Aug. 13, 2024$0.8900
May 13, 2024$0.8500
Feb. 12, 2024$0.8500
Nov. 13, 2023$0.8500
Aug. 14, 2023$0.8500
May 15, 2023$0.8000
Feb. 13, 2023$0.8000
Nov. 14, 2022$0.8000
Aug. 15, 2022$0.8000
May 16, 2022$0.7300
Feb. 14, 2022$0.7300
Nov. 15, 2021$0.7300
Aug. 16, 2021$0.7300
May 17, 2021$0.7000

RGA Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 14 analysts
  • Strong Buy 2 14.3%
  • Buy 7 50.0%
  • Hold 4 28.6%
  • Sell 1 7.1%
  • Strong Sell 0 0.0%

12-Month Price Target

9 analysts · 2026-04-28
Median target $261.00 +23.2%
Mean target $248.44 +17.3%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
0.46%
Period EPS Actual EPS Est Surprise
Dec. 31, 2025 $7.75 $5.81 1.9%
Sept. 30, 2025 $6.37 $5.85 0.52%
June 30, 2025 $4.72 $5.63 -0.91%
March 31, 2025 $5.66 $5.37 0.29%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 10
Annual Income Statement data for RGA
Metric Trend 202520242023202220212020201920182017201620152014
Revenue 12-point trend, +117.3% $23.70B $22.11B $18.57B $16.23B $16.67B $14.60B $14.30B $12.88B $12.52B $11.52B $10.42B $10.90B
Interest Expense 12-point trend, +278.5% $366M $304M $257M $191M $139M $170M $173M $147M $146M $138M $143M $97M
Pretax Income 12-point trend, +52.7% $1.54B $980M $1.16B $718M $1.39B $553M $1.13B $846M $1.14B $1.04B $745M $1.01B
Income Tax 12-point trend, +8.2% $351M $256M $251M $197M $215M $138M $262M $130M $-679M $343M $243M $324M
Net Income 12-point trend, +72.8% $1.18B $717M $902M $517M $1.17B $415M $870M $716M $1.82B $701M $502M $684M
EPS (Basic) 12-point trend, +81.6% $17.94 $10.90 $13.60 $7.73 $17.26 $6.35 $13.88 $11.25 $28.28 $10.91 $7.55 $9.88
EPS (Diluted) 12-point trend, +80.9% $17.69 $10.73 $13.44 $7.64 $17.13 $6.31 $13.62 $11.00 $27.71 $10.79 $7.46 $9.78
Shares (Basic) 12-point trend, -4.8% 65,900,000 65,800,000 66,300,000 66,900,000 67,800,000 65,400,000 62,700,000 63,700,000 64,427,000 64,274,000 66,553,000 69,248,000
Shares (Diluted) 12-point trend, -4.5% 66,800,000 66,900,000 67,100,000 67,700,000 68,300,000 65,800,000 63,900,000 65,100,000 65,753,000 64,989,000 67,292,000 69,962,000
EBITDA 10-point trend, +60.1% $43M $46M $41M $38M $43M $49M $49M $45M $53M $27M · ·
Balance Sheet 15
Annual Balance Sheet data for RGA
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents 12-point trend, +153.3% $4.17B $3.33B $2.97B $2.93B $2.93B $2.95B $3.41B $1.45B $1.30B $1.20B $1.53B $1.65B
PP&E (Gross) 12-point trend, +57.2% $350M $325M $279M $270M $270M $260M $244M $249M $236M $222M $220M $223M
Accum. Depreciation 9-point trend, +253.2% · · · $136M $131M $116M $99M $97M $79M $61M $49M $38M
Goodwill Flat — no change across 9 periods · · · $7M $7M $7M $7M $7M $7M $7M $7M $7M
Total Assets 12-point trend, +250.7% $156.59B $118.67B $97.62B $84.90B $92.94B $84.66B $76.73B $64.53B $60.51B $53.10B $50.38B $44.65B
Short-term Debt · · · · · · · · · · $0 ·
Total Liabilities 12-point trend, +280.1% $143.04B $107.77B $88.45B $77.73B $79.16B $70.30B $65.13B $56.09B $50.95B $46.00B $44.25B $37.63B
Long-term Debt 12-point trend, +148.5% $5.71B $5.04B $4.43B $3.96B $3.67B $3.57B $2.98B $2.79B $2.79B $3.09B $2.30B $2.30B
Common Stock 12-point trend, +26.4% $1M $1M $1M $1M $1M $1M $1M $1M $791.0K $791.0K $791.0K $791.0K
Retained Earnings 12-point trend, +139.4% $10.15B $9.26B $8.80B $8.17B $8.56B $8.15B $7.95B $7.29B $6.74B $5.20B $4.62B $4.24B
Treasury Stock 12-point trend, +199.4% $2.01B $1.89B $1.90B $1.72B $1.65B $1.56B $1.43B $1.37B $1.10B $1.09B $1.01B $672M
AOCI 12-point trend, +61.8% $2.68B $849M $-369M $-1.87B $-500M $-909M $3.14B $636M $2.06B $1.14B $708M $1.66B
Stockholders' Equity 12-point trend, +91.7% $13.46B $10.82B $9.08B $7.08B $8.18B $14.35B $11.60B $8.45B $9.57B $7.09B $6.14B $7.02B
Liabilities + Equity 12-point trend, +250.7% $156.59B $118.67B $97.62B $84.90B $92.17B $84.66B $76.73B $64.53B $60.51B $53.10B $50.38B $44.65B
Shares Outstanding 6-point trend, -8.9% · · · · · · 62,656,102 62,814,368 64,452,095 64,302,502 65,204,526 68,772,961
Cash Flow 16
Annual Cash Flow data for RGA
Metric Trend 202520242023202220212020201920182017201620152014
D&A 12-point trend, +180.9% $43M $46M $41M $38M $43M $49M $49M $45M $53M $27M $31M $15M
Deferred Tax 12-point trend, +99.1% $340M $-61M $211M $67M $53M $-16M $211M $77M $-847M $294M $149M $171M
Other Non-cash 10-point trend, +469.4% $2.53B $8.67B $2.89B $607M $3.61B $2.87B $1.18B $744M $955M $444M · ·
Operating Cash Flow 12-point trend, +75.1% $4.09B $9.37B $4.04B $1.34B $4.18B $3.32B $2.31B $1.58B $1.98B $1.47B $2.09B $2.34B
CapEx 9-point trend, -71.7% · · · $25M $19M $28M $34M $29M $44M $45M $24M $88M
Investing Cash Flow 12-point trend, -822.5% $-12.09B $-12.54B $-4.07B $-5.69B $-4.63B $-2.68B $-2.64B $-637M $-1.61B $-2.83B $-1.43B $-1.31B
Debt Issued 12-point trend, +591.0% $691M $640M $890M $690M $494M $598M $599M $0 $0 $800M $0 $100M
Net Debt Issued 12-point trend, +591.0% $691M $640M $890M $700M $500M $598M $599M $0 $0 $800M $0 $100M
Stock Issued 5-point trend, +0.00 · · · $0 $0 $481M $0 $0 · · · ·
Net Stock Activity 3-point trend, -100.0% · · · $0 $0 $481M · · · · · ·
Dividends Paid 12-point trend, +175.1% $240M $229M $219M $205M $194M $182M $163M $140M $117M $100M $93M $87M
Financing Cash Flow 12-point trend, +3542.6% $8.80B $3.66B $78M $4.44B $20M $1.25B $-121M $-322M $-324M $1.06B $-708M $-256M
Net Change in Cash 12-point trend, +16.6% $842M $356M $43M $-21M $-460M $1.96B $-441M $586M $103M $-325M $-120M $722M
Taxes Paid 12-point trend, +258.2% $252M $78M $298M $129M $368M $108M $44M $142M $37M $61M $42M $70M
Free Cash Flow 9-point trend, -41.4% · · · $1.32B $4.16B $3.29B $2.27B $1.55B $1.94B $1.42B $2.07B $2.25B
Levered FCF 9-point trend, -46.0% · · · $1.18B $4.05B $3.17B $2.14B $1.43B $1.71B $1.33B $1.97B $2.18B
Profitability 5
Annual Profitability data for RGA
Metric Trend 202520242023202220212020201920182017201620152014
Net Margin 12-point trend, -20.4% 5.0% 3.2% 4.9% 3.8% 3.7% 2.8% 6.1% 5.6% 14.6% 6.1% 4.8% 6.3%
Pretax Margin 12-point trend, -29.7% 6.5% 4.4% 6.2% 5.1% 4.2% 3.8% 7.9% 6.6% 9.1% 9.1% 7.1% 9.2%
EBITDA Margin 10-point trend, -21.7% 0.18% 0.21% 0.22% 0.23% 0.26% 0.34% 0.34% 0.35% 0.42% 0.23% · ·
ROA 12-point trend, -46.9% 0.86% 0.66% 0.99% 0.70% 0.70% 0.51% 1.2% 1.1% 3.2% 1.4% 1.1% 1.6%
ROE 12-point trend, -12.2% 9.3% 6.5% 10.5% 11.4% 4.8% 3.0% 7.5% 8.4% 21.9% 10.6% 7.6% 10.6%
Efficiency 1
Annual Efficiency data for RGA
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 12-point trend, -33.4% 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.3
Per Share 6
Annual Per Share data for RGA
Metric Trend 202520242023202220212020201920182017201620152014
Book Value / Share 6-point trend, +81.3% · · · · · · $185.15 $134.53 $148.48 $110.31 $94.09 $102.13
Revenue / Share 12-point trend, +127.6% $354.76 $330.45 $276.71 $240.15 $243.89 $221.82 $223.85 $197.80 $190.35 $177.28 $154.82 $155.86
Cash Flow / Share 12-point trend, +83.4% $61.24 $140.06 $60.27 $19.84 $61.23 $50.49 $36.11 $24.29 $30.15 $22.55 $31.04 $33.39
Cash / Share 6-point trend, -3.4% · · · · · · $23.13 $30.08 $20.22 $18.67 $23.39 $23.93
Dividend / Share 12-point trend, +188.9% $4 $3 $3 $3 $3 $3 $3 $2 $2 $1.6K $1 $1
EPS (TTM) 12-point trend, +80.9% $17.69 $10.73 $13.44 $7.64 $17.13 $6.31 $13.62 $11.00 $27.71 $10.79 $7.46 $9.78
Growth Rates 10
Annual Growth Rates data for RGA
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 5-point trend, -49.3% 7.2% 19.1% 14.4% -2.6% 14.2% · · · · · · ·
Revenue CAGR 3Y 3-point trend, +61.2% 13.5% 9.9% 8.3% · · · · · · · · ·
Revenue CAGR 5Y 10.2% · · · · · · · · · · ·
EPS YoY 5-point trend, -62.2% 64.9% -20.2% 75.9% -55.4% 171.5% · · · · · · ·
EPS CAGR 3Y 3-point trend, +12.7% 32.3% -14.4% 28.7% · · · · · · · · ·
EPS CAGR 5Y 22.9% · · · · · · · · · · ·
Net Income YoY 5-point trend, -64.4% 64.8% -20.5% 74.5% -55.8% 181.9% · · · · · · ·
Net Income CAGR 3Y 3-point trend, +7.5% 31.7% -15.1% 29.5% · · · · · · · · ·
Net Income CAGR 5Y 23.3% · · · · · · · · · · ·
Dividend CAGR 5Y 5.7% · · · · · · · · · · ·
Valuation (TTM) 12
Annual Valuation (TTM) data for RGA
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM 12-point trend, +117.3% $23.70B $22.11B $18.57B $16.23B $16.67B $14.60B $14.30B $12.88B $12.52B $11.52B $10.42B $10.90B
Net Income TTM 12-point trend, +72.8% $1.18B $717M $902M $517M $1.17B $415M $870M $716M $1.82B $701M $502M $684M
Market Cap 6-point trend, +69.5% · · · · · · $10.22B $8.81B $10.05B $8.09B $5.58B $6.03B
P/E 12-point trend, +28.4% 11.5 19.9 12.0 18.6 6.4 18.4 12.0 12.7 5.6 11.7 11.5 9.0
P/S 6-point trend, +29.3% · · · · · · 0.7 0.7 0.8 0.7 0.5 0.6
P/B 6-point trend, +2.6% · · · · · · 0.9 1.0 1.1 1.1 0.9 0.9
P / Cash Flow 6-point trend, +71.7% · · · · · · 4.4 5.6 5.1 5.5 2.7 2.6
P / FCF 6-point trend, +67.7% · · · · · · 4.5 5.7 5.2 5.7 2.7 2.7
Dividend Yield 6-point trend, +10.3% · · · · · · 1.6% 1.6% 1.2% 1.2% 1.7% 1.5%
Earnings Yield 12-point trend, -22.1% 8.7% 5.0% 8.3% 5.4% 15.7% 5.4% 8.3% 7.8% 17.8% 8.6% 8.7% 11.2%
Payout Ratio 12-point trend, +59.1% 20.3% 31.9% 24.3% 32.9% 31.4% 43.9% 18.7% 19.6% 6.4% 14.3% 18.6% 12.8%
Annual Payout 12-point trend, +175.1% $240M $229M $219M $205M $194M $182M $163M $140M $117M $100M $93M $87M

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $23.70B$22.11B$18.57B$16.23B$16.67B
Net Income $1.18B$717M$902M$517M$1.17B
Diluted EPS $17.69$10.73$13.44$7.64$17.13
Cash Flow
2025-12-312024-12-312023-12-312022-12-312021-12-31
Free Cash Flow ———$1.32B$4.16B

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