SAN logo
SAN NYSE ES

Banco Santander, S.A. Sponsored ADR (Spain)

Financials · Banking Website · IPO Jan 1990
$12.09
▼ $-0.11 (-0.90%)
Vol 365K
Mkt Cap
$151.8B
P/E
6.2
ROE
24.1%
Margin
17.1%
Beta
1.63
Div Yield
1.88%
52W
$6–$11

Wall Street Consensus

29 analysts · Apr 2026
5
Strong Buy
17
Buy
6
Hold
1
Sell
0
Strong Sell
75.9%
Buy Rating

Price Chart

Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.21 $0.24 +$0.03
Sep 2025 $0.22 $0.23 +$0.01
Jun 2025 $0.22 $0.22 $0.00
Mar 2025 $0.21 $0.21 +$0.00

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $15.8B $16.1B $14.3B $14.2B $15.0B
Net Income $3.3B $3.4B $3.4B $3.5B $3.8B

Key Ratios

ROA (TTM)
1.3%
P/S (TTM)
0.89
P/B
1.5
EPS (TTM)
$1.66
CF/Share
$0.89
Rev Growth 3Y
+7.9%
52W High
$11.26
52W Low
$5.51
$5.51 52-Week Range $11.26

Financial Health

Net Debt
$146.9B
Cash
$179.3B
Total Debt
$326.2B
As of Dec 31, 2025

How does SAN compare to Banking peers?

Peer group: Top 25% · Banking (Top 25%) · 90 companies

SAN valuation vs Banking peers

P/E ratio
6.2
50% below peers (12.5)
vs Peers
vs Industry
Undervalued
P/S ratio
0.9
60% below peers (2.2)
vs Peers
vs Industry
Undervalued
P/B ratio
1.5
15% above peers (1.3)
vs Peers
vs Industry
Overvalued
Div yield
1.9%
32% below peers (2.8%)
vs Peers
vs Industry
Low yield

SAN profitability vs Banking peers

ROE
24.1%
126% above peers (10.7%)
vs Peers
vs Industry
Top tier
Net margin
17.1%
40% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
0% below peers (42.0%)
vs Peers
vs Industry
Weak
ROA
1.3%
27% above peers (1.1%)
vs Peers
vs Industry
Top tier

SAN financial health vs Banking peers

D/E ratio
0% below peers (44.5)
vs Peers
vs Industry
In line
Current ratio
0% below peers (0.2)
vs Peers
vs Industry
Low liquidity
Beta
1.6
68% above peers (1.0)
vs Peers
vs Industry
More volatile

SAN fundamentals radar

SAN Peer median Industry

SAN profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

SAN vs peers: key metrics

Top Holders

Top 5: 1.57%
Fisher Asset Management, LLC
0.65%
$1.2B
Morgan Stanley
0.38%
$684.5M
FMR, LLC
0.25%
$449.7M
Mondrian Investment Partner…
0.17%
$300.3M
Goldman Sachs Group Inc
0.12%
$220.2M
As of Dec 31, 2025

Dividends

$0.42
/ year
Apr 30, 2025 $0.1240
Oct 31, 2024 $0.1120
Apr 29, 2024 $0.1030
Oct 31, 2023 $0.0850
Apr 27, 2023 $0.0630
Oct 31, 2022 $0.0560
Apr 28, 2022 $0.0570
Oct 29, 2021 $0.0560