CFR Cullen/Frost Bankers, Inc. Common Stock
NYSE · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Jul 30, 2026
$155.04
· of 52w range
· above low
· to high
$119.0052w low
$170.8052w high
P/E (TTM)
14.7
EPS (TTM)
$10.58
Revenue (TTM)
$2.30B
your badges
52W Range
$119–$171
Analyst Rating
HOLD
Price Target
$173
P/E
14.7
ROE
15.5%
Net Profit Margin
29.7%
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CFR Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$155.04
P/E (TTM)
14.7
EPS (TTM)
$10.58
Revenue (TTM)
$2.30B
ROE (TTM)
15.5%
52W Range
$119–$171
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| June 23, 1999 | 2-for-1 | Forward |
| June 24, 1996 | 2-for-1 | Forward |
| Dec. 1, 1981 | 4-for-3 | Forward |
| Feb. 25, 1981 | 4-for-3 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
Revenue$2.24B2016-12-31 → 2025-12-31
EPS$9.922016-12-31 → 2025-12-31
Free Cash Flow$127M2016-12-31 → 2025-12-31
Net margin29.7%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | CFR | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 14.75Y avg ≈14.7 | ≈14.7 | 12.1 | Overvalued | |
| PEG Ratio | ≈1.0 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | CFR | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Pretax Margin (TTM) | 35.4%5Y avg ≈35.8% | ≈35.8% | 42.3% | Weak | |
| Net Profit Margin (TTM) | 29.7%5Y avg ≈30.8% | ≈30.8% | 32.9% | Weak | |
| ROA (TTM) | 1.3%5Y avg ≈1.1% | ≈1.1% | 1.2% | In line | |
| ROE (TTM) | 15.5%5Y avg ≈15.3% | ≈15.3% | 9.2% | Top tier |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | CFR | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 8.3%5Y avg ≈9.6% | ≈9.6% | · | · | |
| Revenue CAGR 3Y | 9.6%5Y avg ≈11.8% | ≈11.8% | · | · | |
| Revenue CAGR 5Y | 9.2% | · | · | · | |
| EPS YoY | 11.8%5Y avg ≈15.1% | ≈15.1% | · | · | |
| Net Income YoY | 11.3%5Y avg ≈15.3% | ≈15.3% | · | · | |
| EPS CAGR 3Y | 4.0%5Y avg ≈11.6% | ≈11.6% | · | · | |
| EPS CAGR 5Y | 14.2% | · | · | · | |
| Net Income CAGR 3Y | 3.9%5Y avg ≈11.7% | ≈11.7% | · | · | |
| Net Income CAGR 5Y | 14.4% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | CFR | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | In line | |
| Revenue / Employee | ≈$372.0K | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Payout Ratio39.4%
Annualized Payout≈$4.12
5Y Div CAGR≈7.1%
Growth Streak≈30
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 31, 2026 | $1.03 | USD | ≈2.5% |
| May 29, 2026 | $1.03 | USD | ≈3.0% |
| Feb 27, 2026 | $1.00 | USD | ≈2.9% |
| Nov 28, 2025 | $1.00 | USD | ≈3.2% |
| Aug 29, 2025 | $1.00 | USD | ≈3.0% |
| May 30, 2025 | $1.00 | USD | ≈3.0% |
| Feb 28, 2025 | $0.95 | USD | ≈2.8% |
| Nov 29, 2024 | $0.95 | USD | ≈2.7% |
| Aug 30, 2024 | $0.95 | USD | ≈3.3% |
| May 31, 2024 | $0.92 | USD | ≈3.6% |
| Feb 28, 2024 | $0.92 | USD | ≈3.4% |
| Nov 29, 2023 | $0.92 | USD | ≈3.6% |
| Aug 30, 2023 | $0.92 | USD | ≈3.7% |
| May 30, 2023 | $0.87 | USD | ≈3.3% |
| Feb 27, 2023 | $0.87 | USD | ≈2.6% |
| Nov 29, 2022 | $0.87 | USD | ≈2.2% |
| Aug 30, 2022 | $0.87 | USD | ≈2.4% |
| May 27, 2022 | $0.75 | USD | ≈2.4% |
| Feb 25, 2022 | $0.75 | USD | ≈2.1% |
| Nov 29, 2021 | $0.75 | USD | ≈2.3% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
5.6%
Next Report
Oct 28, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 29, 2026 | $2.70 | $2.57 | 4.9% |
| March 31, 2026 | $2.65 | $2.49 | 6.2% | |
| Dec. 31, 2025 | $2.56 | $2.48 | 3.4% | |
| Sept. 30, 2025 | $2.67 | $2.41 | 11.0% | |
| June 30, 2025 | $2.39 | $2.33 | 2.7% | |
| March 31, 2025 | $2.30 | $2.19 | 5.2% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.24B | $2.06B | $1.99B | $1.70B | $1.37B | $1.44B | $1.37B | $1.31B | $1.20B | $1.13B | $1.07B | $1.01B | |
| Interest Expense | · | · | $659M | $184M | $24M | $45M | $130M | $93M | $27M | $12M | $13M | $15M | |
| Interest Income | $2.42B | $2.39B | $2.22B | $1.48B | $1.01B | $1.02B | $1.13B | $1.05B | $893M | $788M | $749M | $701M | |
| Pretax Income | $772M | $696M | $712M | $669M | $490M | $351M | $499M | $509M | $408M | $341M | $320M | $336M | |
| Income Tax | $123M | $113M | $114M | $90M | $46M | $20M | $56M | $54M | $44M | $37M | $40M | $58M | |
| Net Income | $649M | $583M | $598M | $579M | $443M | $331M | $444M | $455M | $364M | $304M | $279M | $278M | |
| EPS (Basic) | $9.92 | $8.88 | $9.11 | $8.84 | $6.79 | $5.11 | $6.89 | $6.97 | $5.56 | $4.73 | $4.31 | $4.32 | |
| EPS (Diluted) | $9.92 | $8.87 | $9.10 | $8.81 | $6.76 | $5.10 | $6.84 | $6.90 | $5.51 | $4.70 | $4.28 | $4.29 | |
| Shares (Basic) | 64,054,228 | 64,120,455 | 64,204,239 | 64,156,870 | 63,612,658 | 62,727,053 | 62,741,769 | 63,704,508 | 63,693,927 | 62,376,260 | 62,758,074 | 62,072,080 | |
| Shares (Diluted) | 64,099,238 | 64,262,646 | 64,404,833 | 64,520,518 | 64,102,120 | 63,003,837 | 63,441,870 | 64,686,716 | 64,662,088 | 62,968,875 | 63,473,324 | 62,973,528 |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $1.31B | $1.25B | $1.19B | $1.10B | $1.05B | $1.05B | $1.01B | $552M | $521M | $526M | $559M | $442M | |
| PP&E (Gross) | $1.77B | $1.70B | $1.58B | $1.47B | $1.39B | $1.35B | $1.28B | $803M | $752M | $723M | $760M | $625M | |
| Accum. Depreciation | $458M | $450M | $394M | $364M | $342M | $302M | $267M | $251M | $231M | $197M | $201M | $183M | |
| Goodwill | · | · | · | $655M | $655M | $655M | $655M | $655M | $655M | $655M | $655M | $655M | |
| Intangibles | · | · | · | $386.0K | $866.0K | $2M | $2M | $4M | $5M | $7M | $9M | $12M | |
| Total Assets | $53.04B | $52.52B | $50.85B | $52.89B | $50.88B | $42.39B | $34.03B | $32.29B | $31.75B | $30.20B | $28.57B | $28.28B | |
| Total Liabilities | $48.47B | $48.62B | $47.13B | $49.76B | $46.44B | $38.10B | $30.12B | $28.92B | $28.45B | $27.19B | $25.68B | $25.43B | |
| Common Stock | $644.0K | $644.0K | $644.0K | $643.0K | $642.0K | $642.0K | $642.0K | $642.0K | $642.0K | $637.0K | $637.0K | $637.0K | |
| Retained Earnings | $4.31B | $3.95B | $3.66B | $3.31B | $2.96B | $2.75B | $2.67B | $2.44B | $2.19B | $1.99B | $1.85B | $1.71B | |
| Treasury Stock | $140M | $23M | $24M | $0 | $21M | $114M | $152M | $120M | $67M | $10M | $111M | $32M | |
| AOCI | $-843M | $-1.25B | $-1.12B | $-1.35B | $347M | $513M | $267M | $-64M | $80M | $-25M | $114M | $142M | |
| Stockholders' Equity | $4.57B | $3.90B | $3.72B | $3.14B | $4.44B | $4.29B | $3.91B | $3.37B | $3.30B | $3.00B | $2.89B | $2.85B | |
| Liabilities + Equity | $53.04B | $52.52B | $50.85B | $52.89B | $50.88B | $42.39B | $34.03B | $32.29B | $31.75B | $30.20B | $28.57B | $28.28B |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $88M | $83M | $76M | $71M | $69M | $64M | $54M | $50M | $48M | $48M | $42M | $40M | |
| Stock-based Comp | $25M | $20M | $25M | $18M | $13M | $14M | $16M | $14M | $13M | $12M | $13M | $13M | |
| Deferred Tax | $5M | $-12M | $-15M | $-5M | $8M | $-16M | $8M | $53M | $-14M | $-12M | $-19M | $-4M | |
| Amort. of Intangibles | · | · | · | $480.0K | $697.0K | $918.0K | $1M | $1M | $2M | $2M | $3M | $4M | |
| Operating Cash Flow | $274M | $990M | $479M | $723M | $648M | $524M | $634M | $562M | $538M | $438M | $395M | $290M | |
| CapEx | $147M | $128M | $159M | $103M | $66M | $95M | $207M | $79M | $34M | $54M | $147M | $132M | |
| Investing Cash Flow | $-1.60B | $-181M | $-943M | $-8.28B | $-2.53B | $-1.63B | $-1.39B | $-1.91B | $-671M | · | · | · | |
| Net Debt Issued | · | · | · | · | · | · | · | · | · | · | $0 | $0 | |
| Stock Repurchased | $158M | $61M | $43M | $4M | $4M | $16M | $69M | $101M | $101M | $1M | $101M | $1M | |
| Net Stock Activity | $-158M | $-61M | $-43M | $-4M | $-4M | $-16M | $-69M | $-101M | $-101M | $-1M | $-101M | $-1M | |
| Dividends Paid | $255M | $242M | $232M | $210M | $189M | $181M | $177M | $165M | $144M | $135M | $132M | $127M | |
| Financing Cash Flow | $-33M | $738M | $-2.88B | $3.00B | $8.17B | $7.61B | $585M | $254M | $1.04B | · | · | · | |
| Net Change in Cash | · | · | · | · | · | $6.50B | $-168M | $-1.10B | $912M | $550M | $-773M | $-192M | |
| Free Cash Flow | $127M | $862M | $320M | $620M | $582M | $429M | $427M | $483M | $504M | $384M | $246M | $155M | |
| Levered FCF | · | · | $-233M | $460M | $561M | $386M | $312M | $400M | $480M | $373M | $235M | $143M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 29.0% | 28.2% | 30.1% | 34.2% | 32.3% | 23.0% | 32.4% | 34.8% | 30.3% | 27.0% | 26.2% | 27.6% | |
| Pretax Margin | 34.5% | 33.7% | 35.9% | 39.4% | 35.7% | 24.4% | 36.5% | 38.9% | 34.0% | 30.3% | 30.0% | 33.4% | |
| ROA | 1.2% | 1.1% | 1.1% | 1.1% | 0.95% | 0.87% | 1.3% | 1.4% | 1.2% | 1.0% | 0.98% | 1.1% | |
| ROE | 14.8% | 14.5% | 17.8% | 19.5% | 10.1% | 7.9% | 11.4% | 13.6% | 11.2% | 9.9% | 9.6% | 9.8% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | $34.87 | $32.11 | $30.85 | $26.29 | $21.40 | $22.88 | $21.56 | $20.24 | $18.60 | $17.88 | $16.78 | $15.99 | |
| Cash Flow / Share | $4.27 | $15.40 | $7.43 | $11.20 | $10.11 | $8.32 | $9.99 | $8.69 | $8.32 | $6.95 | $6.20 | $4.55 | |
| Dividend Paid / Share | $3.95 | $3.74 | $3.58 | $3.24 | $2.94 | $2.85 | $2.80 | $2.58 | $2.25 | $2.15 | $2.10 | $2.03 | |
| EPS (TTM) | $9.92 | $8.87 | $9.10 | $8.81 | $6.76 | $5.10 | $6.84 | $6.90 | $5.51 | $4.70 | $4.28 | $4.29 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 8.3% | 3.9% | 17.2% | 23.7% | -4.9% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 9.6% | 14.6% | 11.3% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 9.2% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 11.8% | -2.5% | 3.3% | 30.3% | 32.6% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 4.0% | 9.5% | 21.3% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 14.2% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 11.3% | -2.6% | 3.2% | 30.7% | 33.8% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 3.9% | 9.6% | 21.8% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 14.4% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 7.2% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $2.24B | $2.06B | $1.99B | $1.70B | $1.37B | $1.44B | $1.37B | $1.31B | $1.20B | $1.13B | $1.07B | $1.01B | |
| Net Income TTM | $649M | $583M | $598M | $579M | $443M | $331M | $444M | $455M | $364M | $304M | $279M | $278M | |
| P/E | 12.8 | 15.1 | 11.9 | 15.2 | 18.6 | 17.1 | 14.3 | 12.7 | 17.2 | 18.8 | 14.0 | 16.5 | |
| Earnings Yield | 7.8% | 6.6% | 8.4% | 6.6% | 5.4% | 5.9% | 7.0% | 7.8% | 5.8% | 5.3% | 7.1% | 6.1% | |
| Payout Ratio | 39.4% | 41.6% | 38.9% | 36.2% | 42.6% | 54.5% | 39.9% | 36.4% | 39.6% | 44.3% | 47.3% | 45.8% | |
| Annual Payout | $255M | $242M | $232M | $210M | $189M | $181M | $177M | $165M | $144M | $135M | $132M | $127M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $576M | $575M | $581M | $567M | $547M | $540M | $536M | $518M | $508M | $501M | $502M | $491M | $489M | $505M | $504M | $455M | |
| Interest Expense | $147M | $139M | · | $178M | $172M | $169M | · | $204M | $200M | $195M | · | $176M | $157M | $135M | · | $53M | |
| Interest Income | $595M | $578M | $614M | $620M | $602M | $585M | $601M | $608M | $596M | $586M | $579M | $561M | $542M | $535M | $505M | $408M | |
| Pretax Income | $205M | $202M | $198M | $208M | $187M | $179M | $184M | $175M | $175M | $162M | $121M | $187M | $194M | $211M | $220M | $197M | |
| Income Tax | $32M | $31M | $32M | $34M | $30M | $28M | $29M | $29M | $30M | $26M | $18M | $31M | $32M | $33M | $29M | $28M | |
| Net Income | $172M | $171M | $166M | $174M | $157M | $151M | $155M | $147M | $145M | $136M | $103M | $156M | $162M | $178M | $191M | $170M | |
| EPS (Basic) | $2.70 | $2.65 | $2.56 | $2.67 | $2.39 | $2.30 | $2.37 | $2.24 | $2.21 | $2.06 | $1.55 | $2.38 | $2.47 | $2.71 | $2.91 | $2.60 | |
| EPS (Diluted) | $2.70 | $2.65 | $2.56 | $2.67 | $2.39 | $2.30 | $2.36 | $2.24 | $2.21 | $2.06 | $1.55 | $2.38 | $2.47 | $2.70 | $2.91 | $2.59 | |
| Shares (Basic) | 62,454,716 | 63,101,492 | · | 64,080,473 | 64,299,943 | 64,255,246 | · | 63,957,786 | 64,192,907 | 64,216,323 | · | 64,067,352 | 64,240,789 | 64,373,563 | · | 64,157,662 | |
| Shares (Diluted) | 62,454,716 | 63,101,492 | · | 64,120,515 | 64,351,780 | 64,329,044 | · | 64,085,007 | 64,333,187 | 64,371,731 | · | 64,239,244 | 64,427,961 | 64,632,076 | · | 64,501,412 |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $1.37B | $1.33B | $1.31B | $1.29B | $1.28B | $1.27B | $1.25B | $1.23B | $1.22B | $1.21B | · | $1.17B | $1.15B | $1.13B | · | $1.07B | |
| PP&E (Gross) | · | · | $1.77B | · | · | · | $1.70B | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $458M | · | · | · | $450M | · | · | · | · | · | · | · | · | · | |
| Goodwill | · | · | · | · | · | · | · | · | · | · | · | · | $655M | $655M | · | $655M | |
| Intangibles | · | · | · | · | · | · | · | · | · | · | · | · | $208.0K | $290.0K | · | $486.0K | |
| Total Assets | $53.88B | $52.72B | $53.04B | $52.53B | $51.41B | $52.00B | $52.52B | $51.01B | $48.84B | $49.51B | · | $48.75B | $48.60B | $51.25B | · | $52.95B | |
| Total Liabilities | $49.26B | $48.19B | $48.47B | $48.07B | $47.21B | $47.89B | $48.62B | $46.87B | $45.18B | $45.87B | · | $45.75B | $45.21B | $47.78B | · | $50.13B | |
| Common Stock | $644.0K | $644.0K | $644.0K | $644.0K | $644.0K | $644.0K | $644.0K | $644.0K | $644.0K | $644.0K | · | $644.0K | $644.0K | $644.0K | · | $642.0K | |
| Retained Earnings | $4.52B | $4.41B | $4.31B | $4.23B | $4.12B | $4.03B | $3.95B | $3.89B | $3.81B | $3.73B | · | $3.63B | $3.53B | $3.43B | · | $3.18B | |
| Treasury Stock | $298M | $208M | $140M | $76M | $10M | $14M | $23M | $51M | $45M | $18M | · | $38M | $28M | $1M | · | $3M | |
| AOCI | $-852M | $-924M | $-843M | $-924M | $-1.14B | $-1.13B | $-1.25B | $-915M | $-1.31B | $-1.28B | · | $-1.78B | $-1.31B | $-1.14B | · | $-1.53B | |
| Stockholders' Equity | $4.62B | $4.53B | $4.57B | $4.46B | $4.20B | $4.11B | $3.90B | $4.14B | $3.67B | $3.64B | $3.72B | $3.00B | $3.39B | $3.47B | $3.14B | $2.81B | |
| Liabilities + Equity | $53.88B | $52.72B | $53.04B | $52.53B | $51.41B | $52.00B | $52.52B | $51.01B | $48.84B | $49.51B | · | $48.75B | $48.60B | $51.25B | · | $52.95B |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $22M | $22M | $22M | $22M | $22M | $22M | $21M | $21M | $20M | $20M | $20M | $19M | $19M | $18M | $18M | $18M | |
| Stock-based Comp | $5M | $5M | $12M | $4M | $5M | $4M | $10M | $2M | $5M | $4M | $12M | $3M | $5M | $5M | $10M | $3M | |
| Deferred Tax | $-3M | $-2M | $2M | $7M | $-3M | $-1M | $-435.0K | $-3M | $-3M | $-4M | $-12M | $-558.0K | $-680.0K | $-2M | $-2M | $-974.0K | |
| Amort. of Intangibles | · | · | · | · | · | · | · | · | · | · | · | · | $82.0K | $96.0K | · | $103.0K | |
| Operating Cash Flow | $53M | $237M | $181M | $249M | $141M | $-296M | $64M | $307M | $130M | $488M | $-83M | $239M | $155M | $168M | $183M | $245M | |
| CapEx | $60M | $39M | $43M | $37M | $26M | $41M | $38M | $25M | $27M | $38M | $41M | $33M | $39M | $46M | $47M | $28M | |
| Investing Cash Flow | $-1.86B | $-1.33B | $550M | $-275M | $-58M | $-1.82B | $-294M | $179M | $-686M | $621M | $-112M | $-112M | $-69M | $-649M | $-1.73B | $-1.58B | |
| Stock Repurchased | $91M | $72M | $85M | $70M | $76.0K | $3M | $9M | $20M | $30M | $2M | $2M | $11M | $28M | $1M | $3M | $0 | |
| Net Stock Activity | · | $-72M | · | · | · | $-3M | · | · | · | $-2M | · | · | · | $-1M | · | · | |
| Dividends Paid | $65M | $64M | $64M | $65M | $65M | $62M | $62M | $61M | $60M | $60M | $60M | $60M | $56M | $57M | $57M | $56M | |
| Financing Cash Flow | $1.13B | $-637M | $203M | $851M | $-821M | $-266M | $1.27B | $1.57B | $-763M | $-1.33B | $1.26B | $384M | $-2.28B | $-2.25B | $-59M | $1.31B | |
| Free Cash Flow | · | $199M | · | · | · | $-337M | · | · | · | $450M | · | · | · | $122M | · | · | |
| Levered FCF | · | $81M | · | · | · | $-479M | · | · | · | $286M | · | · | · | $8M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 29.9% | 29.8% | · | 30.7% | 28.7% | 27.9% | · | 28.3% | 28.6% | 27.1% | · | 31.7% | 33.2% | 35.2% | · | 37.3% | |
| Pretax Margin | 35.5% | 35.2% | · | 36.7% | 34.1% | 33.1% | · | 33.8% | 34.5% | 32.2% | · | 38.0% | 39.7% | 41.7% | · | 43.4% | |
| ROA | 0.33% | 0.33% | · | 0.34% | 0.31% | 0.30% | · | 0.29% | 0.30% | 0.27% | · | 0.31% | 0.32% | 0.35% | · | 0.34% | |
| ROE | 3.9% | 4.0% | · | 4.1% | 4.0% | 3.9% | · | 4.1% | 4.1% | 3.8% | · | 5.4% | 4.8% | 4.9% | · | 4.7% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | $9.22 | $9.11 | · | $8.85 | $8.50 | $8.40 | · | $8.08 | $7.89 | $7.79 | · | $7.65 | $7.59 | $7.81 | · | $7.06 | |
| Cash Flow / Share | · | $3.76 | · | · | · | $-4.60 | · | · | · | $7.59 | · | · | · | $2.60 | · | · | |
| Dividend Paid / Share | $1.03 | $1.00 | $1.00 | $1.00 | $1.00 | $0.95 | $0.95 | $0.95 | $0.92 | $0.92 | $0.92 | $0.92 | $0.87 | $0.87 | $0.87 | $0.87 | |
| EPS (TTM) | $10.58 | $10.27 | · | $9.72 | $9.29 | $9.11 | · | $8.06 | $8.20 | $8.46 | · | $10.46 | $10.67 | $10.01 | · | $7.44 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $2.30B | $2.27B | · | $2.19B | $2.14B | $2.10B | · | $2.03B | $2.00B | $1.98B | · | $1.99B | $1.95B | $1.85B | · | $1.54B | |
| Net Income TTM | $684M | $669M | · | $637M | $609M | $598M | · | $530M | $539M | $556M | · | $687M | $701M | $658M | · | $489M | |
| P/E | 14.6 | 13.3 | · | 13.0 | 13.8 | 13.7 | · | 13.9 | 12.4 | 13.3 | · | 8.7 | 10.1 | 10.5 | · | 17.8 | |
| Earnings Yield | 6.9% | 7.5% | · | 7.7% | 7.2% | 7.3% | · | 7.2% | 8.1% | 7.5% | · | 11.5% | 9.9% | 9.5% | · | 5.6% | |
| Payout Ratio | · | 37.4% | · | · | · | 40.9% | · | · | · | 44.1% | · | · | · | 31.9% | · | · | |
| Annual Payout | $258M | $258M | · | $253M | $249M | $244M | · | $241M | $239M | $235M | · | $229M | $226M | $218M | · | $202M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $2.24B | $2.06B | $1.99B | $1.70B | $1.37B |
| Net Income | $649M | $583M | $598M | $579M | $443M |
| Diluted EPS | $9.92 | $8.87 | $9.10 | $8.81 | $6.76 |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $127M | $862M | $320M | $620M | $582M |
Institutional owners (13F) 598 filers · $9.4B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
598
Value held
$9.4B
New positions
77
Exited positions
46
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 77 (-16 vs prior Q) | 46 (-9 vs prior Q) | 172 (-8 vs prior Q) | 205 (+33 vs prior Q) | +1.6M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $1,133,453,498 | 7,335,319 | 12.00% | Shares |
| VANGUARD GROUP INC | $811,027,541 | 6,404,703 | 8.59% | Shares |
| Aristotle Capital Management, LLC | $690,012,860 | 4,465,464 | 7.31% | Shares |
| STATE STREET CORP | $497,291,739 | 3,218,249 | 5.27% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $494,667,039 | 3,201,314 | 5.24% | Shares |
| First Eagle Investment Management, LLC | $429,203,714 | 2,777,658 | 4.55% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $419,624,556 | 2,715,665 | 4.44% | Shares |
| BAILLIE GIFFORD & CO | $345,089,207 | 2,233,298 | 3.65% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $255,396,623 | 1,652,820 | 2.70% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $206,749,010 | 1,337,700 | 2.19% | Shares |
| KING LUTHER CAPITAL MANAGEMENT CORP | $192,543,509 | 1,246,075 | 2.04% | Shares |
| TWO SIGMA INVESTMENTS, LP | $176,822,181 | 1,144,332 | 1.87% | Shares |
| BANK OF AMERICA CORP /DE/ | $148,696,183 | 962,310 | 1.57% | Shares |
| NORTHERN TRUST CORP | $146,402,291 | 947,465 | 1.55% | Shares |
| MORGAN STANLEY | $130,203,608 | 842,630 | 1.38% | Shares |
| NORGES BANK | $115,457,653 | 747,202 | 1.22% | Shares |
| Boston Trust Walden Corp | $113,159,786 | 732,331 | 1.20% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $101,125,229 | 654,435 | 1.07% | Shares |
| GOLDMAN SACHS GROUP INC | $100,683,407 | 651,588 | 1.07% | Shares |
| FIRST TRUST ADVISORS LP | $97,592,744 | 631,586 | 1.03% | Shares |
| JPMORGAN CHASE & CO | $92,708,362 | 596,258 | 0.98% | Shares |
| WESTWOOD HOLDINGS GROUP INC | $91,246,312 | 590,515 | 0.97% | Shares |
| WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC | $89,424,587 | 578,725 | 0.95% | Shares |
| JANUS HENDERSON GROUP PLC | $88,723,932 | 647,235 | 0.94% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $85,043,327 | 550,371 | 0.90% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $80,126,655 | 518,552 | 0.85% | Shares |
| Bank of New York Mellon Corp | $79,845,910 | 516,735 | 0.85% | Shares |
| SEI INVESTMENTS CO | $74,797,163 | 484,065 | 0.79% | Shares |
| VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P. | $71,146,724 | 460,437 | 0.75% | Shares |
| Artemis Investment Management LLP | $67,454,624 | 436,543 | 0.71% | Shares |
| Madison Asset Management, LLC | $62,279,983 | 403,055 | 0.66% | Shares |
| Alberta Investment Management Corp | $61,808,000 | 400,000 | 0.65% | Shares |
| ROYAL BANK OF CANADA | $61,093,000 | 395,367 | 0.65% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $60,911,475 | 394,198 | 0.65% | Shares |
| Champlain Investment Partners, LLC | $58,657,337 | 379,610 | 0.62% | Shares |
| JONES FINANCIAL COMPANIES LLLP | $54,335,708 | 349,854 | 0.58% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $51,771,617 | 335,048 | 0.55% | Shares |
| FMR LLC | $46,628,408 | 301,763 | 0.49% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $41,653,029 | 269,564 | 0.44% | Shares |
| ENVESTNET ASSET MANAGEMENT INC | $40,883,659 | 264,585 | 0.43% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $37,218,785 | 240,867 | 0.39% | Shares |
| DEPRINCE RACE & ZOLLO INC | $36,435,043 | 235,795 | 0.39% | Shares |
| SEGALL BRYANT & HAMILL, LLC | $35,003,879 | 226,533 | 0.37% | Shares |
| TCTC Holdings, LLC | $33,806,967 | 218,787 | 0.36% | Shares |
| D. E. Shaw & Co., Inc. | $33,384,664 | 216,054 | 0.35% | Shares |
| ProShare Advisors LLC | $28,797,274 | 186,366 | 0.30% | Shares |
| Invesco Ltd. | $28,344,657 | 183,437 | 0.30% | Shares |
| Fiera Capital Corp | $28,327,379 | 183,325 | 0.30% | Shares |
| UBS Group AG | $27,719,653 | 179,392 | 0.29% | Shares |
| TWO SIGMA ADVISERS, LP | $26,693,604 | 210,800 | 0.28% | Shares |
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| CULLEN/FROST BANKERS, INC. | July 12, 2006 | · | Initial filing | M&A / sale | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 58 insiders · 21 officers · 29 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Phillip D Green | Chairman and CEO | Feb. 10, 2026 G | 110,879 | 0 | 0 | $0 |
| Dan Geddes | GEVP & Chief Financial Officer | Oct. 28, 2025 A | 3,158 | 0 | 0 | $0 |
| Jerry Salinas | GEVP and CFO | Dec. 5, 2024 G | 37,394 | 0 | 0 | $0 |
| David W Beck Jr | President | Oct. 25, 2015 F | 10,068 | 0 | 0 | $0 |
| Carol Jean Severyn | GEVP and Chief Risk Officer | June 12, 2026 S | 12,712 | 0 | 1 | $-124,119 |
| Coolidge E Rhodes JR | Group EVP General Counsel/Sec | March 6, 2026 J | 4,610 | 0 | 1 | $-88,900 |
| Howard L. Kasanoff | GEVP Chief Credit Officer | Feb. 5, 2026 D | 4,212 | 0 | 0 | $0 |
| Jimmy Stead | GEVP Chief Consumer Banking | Feb. 5, 2026 D | 18,196 | 0 | 0 | $0 |
| Annette M Alonzo | GEVP Chief HR Officer | Feb. 5, 2026 D | 20,131 | 0 | 0 | $0 |
| Ericka Lynn Pullin | GEVP, Culture & People Dev. | Dec. 12, 2025 S | 2,024 | 0 | 0 | $0 |
| Matthew Bradley Henson | Chief Accounting Officer | Oct. 28, 2025 A | 317 | 0 | 0 | $0 |
| Kenneth L. Wilson | GEVP Chief Wealth Officer | Oct. 28, 2025 A | · | 0 | 0 | $0 |
| Candace K Wolfshohl | GEVP Culture/PeopleDevelopment | Feb. 6, 2025 D | 22,159 | 0 | 0 | $0 |
| William L Perotti | GEVP and Chief Credit Officer | Oct. 25, 2022 A | 99,049 | 0 | 0 | $0 |
| James L Waters | GEVP and General Counsel | Oct. 27, 2020 A | · | 0 | 0 | $0 |
| Michael E. Russell | Group Executive Vice President | Oct. 29, 2019 A | · | 0 | 0 | $0 |
| Gary C Mcknight | Group Executive Vice President | Jan. 26, 2018 M | 844 | 0 | 0 | $0 |
| Paul Olivier | Group Executive Vice President | Oct. 29, 2017 M | 19,416 | 0 | 0 | $0 |
| Richard Kardys | Wealth Advisor Sr. Officer | Oct. 29, 2017 M | 117,592 | 0 | 0 | $0 |
| Emily Skillman | Group Executive Vice President | Oct. 27, 2015 A | 14,316 | 0 | 0 | $0 |
| Thomas Clayborne Frost | Senior Chairman | Feb. 7, 2008 G | 657,966 | 0 | 0 | $0 |
| Jeffrey M. Rummel | Director | April 29, 2026 A | · | 0 | 0 | $0 |
| John T Engates | Director | April 29, 2026 A | · | 0 | 0 | $0 |
| Esperanza Andrade | Director | April 29, 2026 A | · | 0 | 0 | $0 |
| Howard Willome John | Director | April 29, 2026 A | 9,000 | 0 | 0 | $0 |
| Joseph A. Pierce | Director | April 29, 2026 A | · | 0 | 0 | $0 |
| Linda B. Rutherford | Director | April 29, 2026 A | · | 0 | 0 | $0 |
| Samuel G. Dawson | Director | April 29, 2026 A | 5,606 | 0 | 0 | $0 |
| Cynthia Jane Comparin | Director | April 29, 2026 A | 1,000 | 0 | 0 | $0 |
| David J Haemisegger | Director | April 29, 2026 A | 19 | 0 | 0 | $0 |
| Crawford H Edwards | Director | April 29, 2026 A | 50,732 | 0 | 0 | $0 |
| Marsha Mccombs Shields | Director | April 29, 2026 A | · | 0 | 0 | $0 |
| Anthony R Chase | Director | April 29, 2026 A | 1 | 0 | 0 | $0 |
| Charles W Matthews | Director | April 29, 2026 A | 3,000 | 0 | 0 | $0 |
| Chris Avery | Director | April 30, 2025 A | 10,000 | 0 | 0 | $0 |
| Patrick B Frost | Director | March 5, 2024 D | 254,645 | 0 | 0 | $0 |
| Carlos Alvarez | Director | April 26, 2023 A | 294,000 | 0 | 0 | $0 |
| Graham M Weston | Director | May 1, 2020 P | 164,113 | 0 | 0 | $0 |
| Jarvis V. Hollingsworth | Director | April 24, 2019 A | · | 0 | 0 | $0 |
| Horace Wilkins JR | Director | April 24, 2019 A | 400 | 0 | 0 | $0 |
| Richard M Kleberg III | Director | April 24, 2019 A | 28,025 | 0 | 0 | $0 |
| Robert S Mcclane | Director | July 30, 2010 S | 10,158 | 0 | 0 | $0 |
| James L Hayne | Director | May 5, 2006 M | 19,596 | 0 | 0 | $0 |
| Mary Beth Williamson | Director | May 18, 2005 A | · | 0 | 0 | $0 |
| Harry H Cullen | Director | May 18, 2005 A | 0 | 0 | 0 | $0 |
| Isaac Arnold JR | Director | May 18, 2005 A | 27,968 | 0 | 0 | $0 |
| Joe R Fulton | Director | July 29, 2004 A | · | 0 | 0 | $0 |
| Eugene H Dawson SR | Director | July 29, 2004 A | · | 0 | 0 | $0 |
| Paul Bracher | · | Feb. 5, 2026 D | 108,679 | 0 | 0 | $0 |
| Bobby Berman | · | Feb. 5, 2026 D | 29,150 | 0 | 1 | $-137,070 |
| Karen E Jennings | · | April 27, 2022 M | 10,311 | 0 | 0 | $0 |
| Ida Clement Steen | · | April 27, 2022 M | 10,073 | 0 | 0 | $0 |
| Denny R Alexander | · | April 25, 2018 M | 5,337 | 0 | 0 | $0 |
| Ruben M Escobedo | · | April 25, 2018 M | 35,487 | 0 | 0 | $0 |
| Royce S Caldwell | · | April 27, 2017 M | 7,718 | 0 | 0 | $0 |
| Jack A Wood | · | Nov. 21, 2016 S | 200,000 | 0 | 0 | $0 |
| Richard W Evans JR | · | Feb. 5, 2016 P | 420,459 | 0 | 0 | $0 |
| Iii Preston M Geren | · | May 18, 2005 A | · | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 105 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| EWL · iShares, Inc. | 4.33% | 471,601 SH | Sept. 11, 2026 | Daily |
| SMCO · Tidal Trust II | 2.82% | 24,129 NS | July 31, 2026 | N-PORT |
| MTRA · Invesco Actively Managed Exchange-T… | 1.89% | 12,055 SH | Oct. 1, 2026 | Daily |
| RXI · iShares Trust | 1.83% | 21,276 SH | Sept. 11, 2026 | Daily |
| IAT · iShares Trust | 1.70% | 68,162 SH | Sept. 11, 2026 | Daily |
| XMLV · Invesco Exchange-Traded Fund Trust … | 1.16% | 52,002 SH | Oct. 1, 2026 | Daily |
| EFG · iShares Trust | 1.06% | 830,892 SH | Sept. 11, 2026 | Daily |
| DPST · Direxion Shares ETF Trust | 0.97% | 25,007 NS | July 31, 2026 | N-PORT |
| XMVM · Invesco Exchange-Traded Fund Trust | 0.97% | 31,438 SH | Oct. 1, 2026 | Daily |
| IGRO · iShares Trust | 0.86% | 52,454 SH | Sept. 11, 2026 | Daily |
| IEV · iShares Trust | 0.81% | 62,679 SH | Sept. 11, 2026 | Daily |
| XMMO · Invesco Exchange-Traded Fund Trust | 0.79% | 363,513 SH | Oct. 1, 2026 | Daily |
| VGK · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.77% | 1,278,653 SH | Aug. 19, 2026 | Daily |
| IQLT · iShares Trust | 0.77% | 500,553 SH | Sept. 11, 2026 | Daily |
| SDVD · First Trust Exchange-Traded Fund IV | 0.76% | 41,556 NS | July 31, 2026 | N-PORT |
| IEUR · iShares Trust | 0.73% | 312,942 SH | Sept. 11, 2026 | Daily |
| FQAL · FIDELITY COVINGTON TRUST | 0.64% | 54,089 NS | July 31, 2026 | N-PORT |
| QDF · FlexShares Trust | 0.60% | 80,114 NS | July 31, 2026 | N-PORT |
| QDEF · FlexShares Trust | 0.55% | 17,958 NS | July 31, 2026 | N-PORT |
| HSMV · First Trust Exchange-Traded Fund III | 0.53% | 1,124 NS | July 31, 2026 | N-PORT |
| EFA · iShares Trust | 0.52% | 1,915,778 SH | Sept. 11, 2026 | Daily |
| IEFA · iShares Trust | 0.44% | 4,060,911 SH | Sept. 11, 2026 | Daily |
| IMTM · iShares Trust | 0.40% | 80,361 SH | Sept. 11, 2026 | Daily |
| IDEV · iShares Trust | 0.39% | 591,582 SH | Sept. 11, 2026 | Daily |
| INTF · iShares Trust | 0.37% | 65,319 SH | Sept. 11, 2026 | Daily |
| VEA · VANGUARD TAX-MANAGED FUNDS | 0.37% | 5,200,757 SH | Aug. 19, 2026 | Daily |
| FXO · First Trust Exchange-Traded AlphaDE… | 0.32% | 21,916 NS | July 31, 2026 | N-PORT |
| IMFL · Invesco Exchange-Traded Self-Indexe… | 0.31% | 15,313 SH | Oct. 1, 2026 | Daily |
| QVMM · Invesco Exchange-Traded Fund Trust … | 0.31% | 8,310 SH | Oct. 1, 2026 | Daily |
| ACWX · iShares Trust | 0.30% | 178,565 SH | Sept. 11, 2026 | Daily |
| VEU · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.30% | 1,244,658 SH | Aug. 19, 2026 | Daily |
| PTMC · Pacer Funds Trust | 0.29% | 6,909 NS | July 31, 2026 | N-PORT |
| IVOV · VANGUARD ADMIRAL FUNDS | 0.28% | 26,961 SH | Aug. 19, 2026 | Daily |
| VXUS · VANGUARD STAR FUNDS | 0.27% | 7,815,996 SH | Aug. 19, 2026 | Daily |
| IVOO · VANGUARD ADMIRAL FUNDS | 0.27% | 101,520 SH | Aug. 19, 2026 | Daily |
| IXUS · iShares Trust | 0.27% | 751,480 SH | Sept. 11, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.26% | 223,844 NS | July 31, 2026 | N-PORT |
| IVOG · VANGUARD ADMIRAL FUNDS | 0.25% | 30,981 SH | Aug. 19, 2026 | Daily |
| FSMD · FIDELITY COVINGTON TRUST | 0.23% | 34,977 NS | July 31, 2026 | N-PORT |
| BKMC · BNY Mellon ETF Trust | 0.23% | 9,039 NS | July 31, 2026 | N-PORT |
| MIDU · Direxion Shares ETF Trust | 0.22% | 922 NS | July 31, 2026 | N-PORT |
| BBMC · J.P. Morgan Exchange-Traded Fund Tr… | 0.21% | 25,893 NS | July 31, 2026 | N-PORT |
| VBR · VANGUARD INDEX FUNDS | 0.20% | 868,445 SH | Aug. 19, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.19% | 171,530 NS | July 31, 2026 | N-PORT |
| PXF · Invesco Exchange-Traded Fund Trust … | 0.18% | 25,216 SH | Oct. 1, 2026 | Daily |
| FNX · First Trust Exchange-Traded AlphaDE… | 0.16% | 13,333 NS | July 31, 2026 | N-PORT |
| TEXN · iShares Trust | 0.16% | 183 SH | Sept. 11, 2026 | Daily |
| CRBN · iShares Trust | 0.16% | 8,503 SH | Sept. 11, 2026 | Daily |
| FNK · First Trust Exchange-Traded AlphaDE… | 0.15% | 2,097 NS | July 31, 2026 | N-PORT |
| IYF · iShares Trust | 0.15% | 39,602 SH | Sept. 11, 2026 | Daily |
| IYG · iShares Trust | 0.14% | 19,170 SH | Sept. 11, 2026 | Daily |
| SMMD · iShares Trust | 0.13% | 31,425 SH | Sept. 11, 2026 | Daily |
| TOK · iShares Trust | 0.13% | 1,464 SH | Sept. 11, 2026 | Daily |
| URTH · iShares, Inc. | 0.13% | 48,253 SH | Sept. 11, 2026 | Daily |
| HDV · iShares Trust | 0.13% | 117,765 SH | Sept. 11, 2026 | Daily |
| RWK · Invesco Exchange-Traded Fund Trust … | 0.11% | 9,446 SH | Oct. 1, 2026 | Daily |
| ACWI · iShares Trust | 0.11% | 170,709 SH | Sept. 11, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.11% | 721,160 SH | Aug. 19, 2026 | Daily |
| VB · VANGUARD INDEX FUNDS | 0.11% | 1,368,376 SH | Aug. 19, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.11% | 484,836 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.11% | 97,374 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.11% | 15,711 NS | July 31, 2026 | N-PORT |
| PGX · Invesco Exchange-Traded Fund Trust … | 0.10% | 221,363 | Oct. 1, 2026 | Daily |
| TILT · FlexShares Trust | 0.10% | 12,634 NS | July 31, 2026 | N-PORT |
| IWS · iShares Trust | 0.09% | 87,663 SH | Sept. 11, 2026 | Daily |
| WSML · iShares Trust | 0.09% | 3,680 SH | Sept. 11, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.09% | 2,880 NS | July 31, 2026 | N-PORT |
| IWR · iShares Trust | 0.07% | 241,550 SH | Sept. 11, 2026 | Daily |
| EQAL · Invesco Exchange-Traded Fund Trust … | 0.06% | 3,234 SH | Oct. 1, 2026 | Daily |
| DGRO · iShares Trust | 0.06% | 160,907 SH | Sept. 11, 2026 | Daily |
| VFMF · VANGUARD WELLINGTON FUND | 0.06% | 2,646 SH | Aug. 19, 2026 | Daily |
| DFUV · Dimensional ETF Trust | 0.06% | 52,436 NS | July 31, 2026 | N-PORT |
| PFF · iShares Trust | 0.05% | 361,780 SH | Sept. 11, 2026 | Daily |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.05% | 462 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.04% | 124,407 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.04% | 8,613 NS | July 31, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.04% | 2,349 SH | Aug. 19, 2026 | Daily |
| VIG · VANGUARD SPECIALIZED FUNDS | 0.04% | 354,766 SH | Aug. 19, 2026 | Daily |
| VYM · VANGUARD WHITEHALL FUNDS | 0.04% | 234,224 SH | Aug. 19, 2026 | Daily |
| PFM · Invesco Exchange-Traded Fund Trust | 0.04% | 1,789 SH | Oct. 1, 2026 | Daily |
| DIVB · iShares Trust | 0.04% | 4,411 SH | Sept. 11, 2026 | Daily |
| VONV · VANGUARD SCOTTSDALE FUNDS | 0.03% | 35,607 SH | Aug. 19, 2026 | Daily |
| IWD · iShares Trust | 0.03% | 130,988 SH | Sept. 11, 2026 | Daily |
| DFSU · Dimensional ETF Trust | 0.02% | 3,359 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.02% | 15,631 NS | July 31, 2026 | N-PORT |
| ESGV · VANGUARD WORLD FUND | 0.02% | 13,333 SH | Aug. 19, 2026 | Daily |
| IUSV · iShares Trust | 0.02% | 28,231 SH | Sept. 11, 2026 | Daily |
| PRF · Invesco Exchange-Traded Fund Trust | 0.02% | 10,556 SH | Oct. 1, 2026 | Daily |
| IYY · iShares Trust | 0.01% | 2,705 SH | Sept. 11, 2026 | Daily |
| DFUS · Dimensional ETF Trust | 0.01% | 18,055 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.01% | 82,927 SH | Sept. 11, 2026 | Daily |
| IUSG · iShares Trust | 0.01% | 28,523 SH | Sept. 11, 2026 | Daily |
| IWB · iShares Trust | 0.01% | 40,764 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.01% | 16,642 SH | Sept. 11, 2026 | Daily |
| GLOF · iShares Trust | 0.01% | 126 SH | Sept. 11, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.01% | 1,891,331 SH | Aug. 19, 2026 | Daily |
| VONE · VANGUARD SCOTTSDALE FUNDS | 0.01% | 9,623 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.01% | 4,933 SH | Aug. 19, 2026 | Daily |
| IJH · iShares Trust | · | 2,203,270 SH | Sept. 11, 2026 | Daily |
| IJK · iShares Trust | · | 182,093 SH | Sept. 11, 2026 | Daily |
| IJJ · iShares Trust | · | 160,101 SH | Aug. 31, 2026 | Daily |
| XJH · iShares Trust | · | 8,579 SH | Sept. 8, 2026 | Daily |
| ISCB · iShares Trust | · | 2,673 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 13,181 SH | Sept. 11, 2026 | Daily |
| SMLF · iShares Trust | · | 66,172 SH | Sept. 11, 2026 | Daily |
CFR Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 19 analysts
HOLD
Median target
$175.00
+12.9%
3 15.8%
Strong Buy
6 31.6%
Buy
8 42.1%
Hold
1 5.3%
Sell
1 5.3%
Strong Sell
12-Month Price Target
14 analysts · 2026-10-03Mean target $172.79 +11.4%
Now
Current price $155.04
Low$145.00
Mean$172.79
High$201.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| CFR | · | 12.8 | 8.3% | 29.0% | 14.8% | · |
| WTFC | $9.36B | 12.3 | 5.9% | 310.1% | 11.4% | · |
| ZION | $8.64B | 9.7 | 3.6% | 135.8% | 13.1% | · |
| UMBF | $8.74B | 12.4 | 62.8% | 26.5% | 9.4% | · |
| SSB | $9.33B | 12.0 | 56.1% | 29.8% | 8.9% | · |
| ONB | $8.69B | 12.5 | · | 26.5% | 8.1% | · |
| WAL | · | 9.6 | 99.7% | 713.6% | 13.5% | · |
| COLB | $8.26B | 12.2 | 18.8% | 310.7% | 8.5% | · |
| PB | $6.43B | 12.1 | 4.8% | 43.4% | 7.1% | · |
| CBSH | $7.20B | 13.0 | 6.5% | 32.1% | 16.0% | · |
| BOKF | $7.18B | 12.9 | 6.1% | 26.6% | 10.1% | · |
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Source: SEC 10-Q filed Jul 30, 2026