TCBX Third Coast Bancshares, Inc. - Common Stock
$45.29
Price · Aug 19, 2026
Fundamentals as of Aug 4, 2026
52W Range
$36–$46
90% of range
Analyst Rating
BUY
10 analysts
Price Target
$46
+0% upside
P/E (TTM)
11.9
ROE
12.9%
Net Profit Margin
31.7%
TCBX Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$45.29
Market Cap
$629M
P/E (TTM)
11.9
EPS (TTM)
$3.79
Revenue (TTM)
—
Div Yield
—
ROE
12.9%
Debt/Equity
—
52W Range
$36 – $46
TCBX Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
—
EPS
$3.79
2019-12-31
→
2025-12-31
Free Cash Flow
—
2021-12-31
→
2024-12-31
Margins
31.7%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
TCBX
Peer Median
P/E (TTM)
11.9
12.0
P/S (TTM)
3.0
2.4
P/B
1.2
1.0
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
TCBX
Peer Median
Net Profit Margin
31.7%
25.8%
ROA
1.3%
1.1%
ROE
12.9%
11.0%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
TCBX
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
TCBX
Peer Median
Revenue YoY
21.9%
—
Revenue CAGR 3Y
19.1%
—
Revenue CAGR 5Y
24.2%
—
EPS YoY
36.3%
—
Net Income YoY
39.1%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
TCBX
Peer Median
TCBX Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
10 analysts
- Strong Buy 3 30.0%
- Buy 4 40.0%
- Hold 3 30.0%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
4 analysts · 2026-08-14
Median
$47.00
Mean
$45.50
Now
$45.29
Low
$40.00
High
$48.00
Median target
$47.00
+3.8%
Mean target
$45.50
+0.5%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.13%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $1.08 | $0.88 | 0.20% |
| March 31, 2026 | $0.88 | $0.85 | 0.03% |
| Dec. 31, 2025 | $1.02 | $0.91 | 0.11% |
| Sept. 30, 2025 | $1.03 | $0.86 | 0.17% |
| June 30, 2025 | $0.96 | $0.76 | 0.20% |
| March 31, 2025 | $0.78 | $0.72 | 0.06% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| TCBX | $528M | 10.0 | 21.9% | 31.7% | 12.9% | — |
| HTB | $742M | 11.5 | — | 30.2% | 11.2% | — |
| SHBI | $591M | 9.9 | -0.27% | 285.4% | 10.3% | — |
| CCB | $1.73B | 37.4 | -6.8% | 8.7% | 9.9% | — |
| WASH | $562M | 10.9 | 127.6% | 22.8% | 9.8% | — |
| AROW | — | 11.8 | 17.6% | — | — | — |
| CARE | $434M | 14.2 | 4.7% | 154.4% | 7.6% | — |
| PFIS | $487M | 8.3 | 39.7% | 31.5% | 11.7% | — |
| CWBC | $431M | 11.2 | 25.6% | 26.0% | 9.7% | — |
| BCAL | $605M | 9.7 | 41.0% | 35.0% | 11.2% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $127M | $37M | $10M | $14M | |
| Interest Income | $354M | $328M | $267M | $154M | $101M | $82M | |
| Pretax Income | $83M | $61M | $42M | $23M | $14M | $16M | |
| Income Tax | $16M | $14M | $8M | $5M | $3M | $3M | |
| Net Income | $66M | $48M | $33M | $19M | $11M | $12M | |
| EPS (Basic) | $4.45 | $3.14 | $2.11 | $1.28 | $1.45 | $1.94 | |
| EPS (Diluted) | $3.79 | $2.78 | $1.98 | $1.25 | $1.40 | $1.91 | |
| Shares (Basic) | 13,841,230 | 13,656,859 | 13,583,553 | 13,465,196 | 7,874,110 | 6,232,115 | |
| Shares (Diluted) | 17,477,207 | 17,133,845 | 16,877,891 | 13,754,610 | 8,138,824 | 6,329,760 | |
| EBITDA | · | · | $-465.0K | $-479.0K | $-270.0K | · |
Balance Sheet 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $175M | $371M | $297M | $330M | $327M | $201M | |
| PP&E (Net) | $25M | $26M | $29M | $29M | $19M | $15M | |
| PP&E (Gross) | $47M | $44M | $43M | $39M | $27M | $21M | |
| Accum. Depreciation | $22M | $18M | $14M | $10M | $8M | $6M | |
| Goodwill | $18M | · | $18M | $18M | $18M | $18M | |
| Intangibles | $646.0K | · | $969.0K | $1M | $1M | $1M | |
| Total Assets | $5.34B | $4.94B | $4.40B | $3.77B | $2.50B | $1.87B | |
| Total Liabilities | $4.81B | $4.48B | $3.98B | $3.39B | $2.20B | $1.75B | |
| Common Stock | $14M | $14M | $14M | $14M | $13M | $6M | |
| Paid-in Capital | $324M | $322M | $320M | $318M | $249M | · | |
| Retained Earnings | $183M | $122M | $79M | $53M | $36M | $25M | |
| Treasury Stock | $1M | $1M | $1M | $1M | $1M | $979.0K | |
| AOCI | $11M | $5M | $933.0K | $-2M | $1M | $280.0K | |
| Stockholders' Equity | $531M | $461M | $412M | $382M | $299M | $120M | |
| Liabilities + Equity | $5.34B | $4.94B | $4.40B | $3.77B | $2.50B | $1.87B | |
| Shares Outstanding | 13,891,055 | 13,769,780 | 13,604,665 | 13,531,736 | 13,403,324 | 6,276,759 |
Cash Flow 14
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| D&A | $5M | $5M | $-465.0K | $-479.0K | $-270.0K | $78.0K | |
| Stock-based Comp | $2M | $2M | $2M | $1M | $659.0K | $275.0K | |
| Deferred Tax | · | · | $-3M | $-1M | $-380.0K | $-3M | |
| Amort. of Intangibles | · | $162.0K | $162.0K | $162.0K | $162.0K | $162.0K | |
| Other Non-cash | · | · | $7M | $4M | $-7M | · | |
| Operating Cash Flow | $51M | $35M | $39M | $22M | $5M | $-4M | |
| CapEx | · | $2M | $3M | $12M | $6M | $1M | |
| Investing Cash Flow | $-610M | $-521M | $-530M | $-1.24B | $-500M | $-500M | |
| Net Debt Issued | · | · | · | $-32M | $-32M | · | |
| Financing Cash Flow | $319M | $495M | $570M | $1.22B | $619M | $611M | |
| Net Change in Cash | $-240M | $9M | $80M | $5M | $123M | $107M | |
| Taxes Paid | · | $16M | $9M | $7M | $6M | $3M | |
| Free Cash Flow | · | $33M | $36M | $10M | $-1M | · | |
| Levered FCF | · | · | $-66M | $-21M | $-9M | · |
Profitability 5
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Net Margin | 31.7% | 27.8% | 22.6% | 15.1% | 12.0% | · | |
| Pretax Margin | 39.6% | 35.8% | 28.2% | 18.7% | 15.2% | · | |
| EBITDA Margin | · | · | -0.31% | -0.39% | -0.28% | · | |
| ROA | 1.3% | 1.0% | 0.82% | 0.59% | 0.52% | · | |
| ROE | 12.9% | 10.5% | 8.2% | 4.9% | 4.5% | · |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · |
Growth Rates 9
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue YoY | 21.9% | 16.0% | 19.4% | 29.6% | 35.2% | · | |
| Revenue CAGR 3Y | 19.1% | 21.6% | 27.9% | · | · | · | |
| Revenue CAGR 5Y | 24.2% | · | · | · | · | · | |
| EPS YoY | 36.3% | 40.4% | 58.4% | -10.7% | -26.7% | · | |
| EPS CAGR 3Y | 44.7% | 25.7% | 1.2% | · | · | · | |
| EPS CAGR 5Y | 14.7% | · | · | · | · | · | |
| Net Income YoY | 39.1% | 42.7% | 79.0% | 63.3% | -5.7% | · | |
| Net Income CAGR 3Y | 52.6% | 61.0% | 40.2% | · | · | · | |
| Net Income CAGR 5Y | 40.5% | · | · | · | · | · |
Valuation (TTM) 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue TTM | $209M | $171M | $148M | $124M | $95M | · | |
| Net Income TTM | $66M | $48M | $33M | $19M | $11M | · | |
| Market Cap | $528M | $467M | $270M | $249M | $348M | · | |
| P/E | 10.0 | 12.2 | 10.0 | 14.7 | 18.6 | · | |
| P/S | 2.5 | 2.7 | 1.8 | 2.0 | 3.6 | · | |
| P/B | 1.0 | 1.0 | 0.7 | 0.7 | 1.2 | · | |
| P / Tangible Book | 1.0 | 1.0 | 0.7 | 0.7 | 1.2 | · | |
| P / Cash Flow | 10.4 | 13.3 | 6.9 | 11.4 | 76.0 | · | |
| P / FCF | · | 14.0 | 7.6 | 26.0 | -336.1 | · | |
| Earnings Yield | 10.0% | 8.2% | 10.0% | 6.8% | 5.4% | · |
Income Statement 10
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | $42M | $41M | $40M | $34M | $29M | $25M | $19M | $12M | |
| Interest Income | $106M | $97M | $92M | $93M | $89M | $81M | $86M | $83M | $81M | $79M | $77M | $69M | $63M | $57M | $51M | $43M | |
| Pretax Income | $28M | $19M | $22M | $23M | $21M | $17M | $18M | $16M | $14M | $13M | $12M | $7M | $11M | $11M | $9M | $8M | |
| Income Tax | $6M | $3M | $4M | $5M | $4M | $4M | $4M | $3M | $3M | $3M | $2M | $1M | $2M | $2M | $2M | $1M | |
| Net Income | $22M | $16M | $18M | $18M | $17M | $14M | $14M | $13M | $11M | $10M | $10M | $6M | $9M | $9M | $8M | $7M | |
| EPS (Basic) | $1.25 | $1.03 | $1.21 | $1.22 | $1.12 | $0.90 | $0.91 | $0.85 | $0.70 | $0.68 | $0.62 | $0.32 | $0.57 | $0.60 | $0.45 | $0.50 | |
| EPS (Diluted) | $1.08 | $0.88 | $1.02 | $1.03 | $0.96 | $0.78 | $0.80 | $0.74 | $0.63 | $0.61 | $0.58 | $0.32 | $0.53 | $0.55 | $0.45 | $0.49 | |
| Shares (Basic) | 16,591,144 | 14,814,661 | -27,632,747 | 13,860,149 | 13,836,830 | 13,776,998 | -27,272,020 | 13,665,400 | 13,657,223 | 13,606,256 | -27,146,457 | 13,608,718 | 13,588,747 | 13,532,545 | -26,865,231 | 13,490,680 | |
| Shares (Diluted) | 20,334,205 | 18,560,056 | -34,879,035 | 17,524,288 | 17,391,128 | 17,440,826 | -34,005,829 | 17,184,991 | 17,018,680 | 16,936,003 | -30,652,933 | 13,873,187 | 16,855,822 | 16,801,815 | -27,501,900 | 13,678,962 | |
| EBITDA | · | · | · | · | · | · | · | · | · | $-288.0K | · | · | · | $222.0K | · | · |
Balance Sheet 16
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $404M | $425M | $175M | $116M | $113M | $219M | $371M | $258M | $242M | $368M | · | $142M | $245M | $309M | · | $217M | |
| PP&E (Net) | $40M | $41M | $25M | $25M | $25M | $26M | $26M | $27M | $28M | $27M | · | $29M | $29M | $29M | · | $25M | |
| PP&E (Gross) | $64M | $64M | $47M | $46M | $45M | $45M | $44M | $44M | $44M | $42M | · | $42M | $41M | $40M | · | $35M | |
| Accum. Depreciation | $24M | $23M | $22M | $21M | $20M | $19M | $18M | $17M | $16M | $15M | · | $13M | $12M | $11M | · | $10M | |
| Goodwill | $46M | $46M | · | · | · | · | · | · | · | $18M | · | $18M | $18M | $18M | · | $18M | |
| Intangibles | $8M | $9M | · | · | · | · | · | · | · | $929.0K | · | $1M | $1M | $1M | · | $1M | |
| Total Assets | $6.74B | $6.58B | $5.34B | $5.06B | $4.94B | $4.90B | $4.94B | $4.63B | $4.47B | $4.66B | · | $4.22B | $3.96B | $3.86B | · | $3.52B | |
| Total Liabilities | $6.06B | $5.93B | $4.81B | $4.55B | $4.45B | $4.42B | $4.48B | $4.18B | $4.04B | $4.24B | · | $3.82B | $3.57B | $3.47B | · | $3.14B | |
| Common Stock | $17M | $17M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | · | $14M | $14M | $14M | · | $14M | |
| Paid-in Capital | $430M | $429M | $324M | $323M | $323M | $322M | $322M | $321M | $320M | $320M | · | $319M | $319M | $318M | · | $318M | |
| Retained Earnings | $219M | $198M | $183M | $167M | $150M | $134M | $122M | $109M | $98M | $88M | · | $70M | $66M | $58M | · | $47M | |
| Treasury Stock | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | · | $1M | $1M | $1M | · | $1M | |
| AOCI | $6M | $8M | $11M | $11M | $11M | $10M | $5M | $8M | $4M | $3M | · | $-2M | $-1M | $-2M | · | $-1M | |
| Stockholders' Equity | $671M | $651M | $531M | $514M | $496M | $480M | $461M | $451M | $435M | $424M | $412M | $400M | $396M | $387M | $382M | $376M | |
| Liabilities + Equity | $6.74B | $6.58B | $5.34B | $5.06B | $4.94B | $4.90B | $4.94B | $4.63B | $4.47B | $4.66B | · | $4.22B | $3.96B | $3.86B | · | $3.52B | |
| Shares Outstanding | 16,639,127 | 16,562,268 | 13,891,055 | 13,879,099 | 13,851,581 | 13,825,286 | 13,769,780 | 13,667,591 | 13,665,505 | 13,652,888 | · | 13,600,211 | 13,609,697 | 13,579,498 | · | 13,521,826 |
Cash Flow 12
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $-1M | $-648.0K | $-288.0K | · | $-254.0K | $74.0K | $222.0K | · | $-581.0K | |
| Stock-based Comp | $724.0K | $425.0K | $450.0K | $420.0K | $406.0K | $332.0K | $459.0K | $452.0K | $432.0K | $356.0K | $493.0K | $368.0K | $402.0K | $365.0K | $293.0K | $373.0K | |
| Amort. of Intangibles | · | · | · | $40.0K | $40.0K | $40.0K | · | $40.0K | $40.0K | $40.0K | · | $40.0K | $40.0K | $40.0K | $42.0K | $40.0K | |
| Other Non-cash | · | · | · | · | · | · | · | · | · | $-1M | · | · | · | $-2M | · | · | |
| Operating Cash Flow | $45M | $-39M | $6M | $21M | $14M | $10M | $-4M | $22M | $7M | $9M | $18M | $3M | $10M | $8M | $6M | $11M | |
| CapEx | · | · | · | · | · | · | · | · | · | · | · | $1M | $1M | $709.0K | $4M | $3M | |
| Investing Cash Flow | $-168M | $26M | $-205M | $-110M | $-256M | $-40M | $-160M | $-138M | $-48M | $-174M | $-50M | $-227M | $-138M | $-114M | $-144M | $-248M | |
| Financing Cash Flow | $103M | $263M | $258M | $93M | $31M | $-63M | $314M | $133M | $-203M | $251M | $158M | $242M | $85M | $85M | $252M | $135M | |
| Net Change in Cash | $-20M | $250M | $58M | $4M | $-210M | $-92M | $151M | $17M | $-244M | $86M | $125M | $19M | $-43M | $-21M | $114M | $-102M | |
| Taxes Paid | · | · | · | $6M | $3M | $273.0K | · | $1.0K | · | · | · | $2M | · | · | $2M | $2M | |
| Free Cash Flow | · | · | · | · | · | · | · | · | · | · | · | · | · | $7M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | · | · | · | · | $-12M | · | · |
Profitability 5
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 32.3% | 28.4% | · | 33.1% | 32.2% | 29.6% | · | 29.8% | 25.9% | 25.7% | · | 15.0% | 24.4% | 26.6% | · | 20.0% | |
| Pretax Margin | 40.5% | 32.9% | · | 41.9% | 40.5% | 37.8% | · | 37.9% | 34.1% | 32.0% | · | 18.9% | 30.6% | 33.1% | · | 24.4% | |
| EBITDA Margin | · | · | · | · | · | · | · | · | · | -0.71% | · | · | · | 0.64% | · | · | |
| ROA | 0.38% | 0.29% | · | 0.37% | 0.36% | 0.28% | · | 0.29% | 0.26% | 0.24% | · | 0.14% | 0.24% | 0.27% | · | 0.24% | |
| ROE | 3.8% | 2.9% | · | 3.7% | 3.6% | 3.0% | · | 3.0% | 2.6% | 2.6% | · | 1.4% | 2.5% | 2.7% | · | 2.3% |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 10
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $232M | $210M | · | $195M | $183M | $171M | · | $165M | $159M | $153M | · | $142M | $139M | $132M | · | $116M | |
| Net Income TTM | $73M | $65M | · | $61M | $54M | $48M | · | $44M | $36M | $35M | · | $31M | $32M | $26M | · | $11M | |
| Market Cap | $672M | $627M | · | $527M | $453M | $461M | · | $366M | $291M | $273M | · | $233M | $216M | $213M | · | $231M | |
| P/E | 10.2 | 10.4 | · | 10.8 | 10.5 | 12.1 | · | 11.6 | 10.2 | 10.0 | · | 9.0 | 9.2 | 11.6 | · | 15.8 | |
| P/S | 2.9 | 3.0 | · | 2.7 | 2.5 | 2.7 | · | 2.2 | 1.8 | 1.8 | · | 1.6 | 1.6 | 1.6 | · | 2.0 | |
| P/B | 1.0 | 1.0 | · | 1.0 | 0.9 | 1.0 | · | 0.8 | 0.7 | 0.6 | · | 0.6 | 0.5 | 0.6 | · | 0.6 | |
| P / Tangible Book | 1.1 | 1.1 | · | 1.0 | 0.9 | 1.0 | · | 0.8 | 0.7 | 0.7 | · | 0.6 | 0.6 | 0.6 | · | 0.6 | |
| P / Cash Flow | · | -16.2 | · | · | · | 44.0 | · | · | · | 29.0 | · | · | · | 26.7 | · | · | |
| P / FCF | · | · | · | · | · | · | · | · | · | · | · | · | · | 29.3 | · | · | |
| Earnings Yield | 9.8% | 9.7% | · | 9.2% | 9.5% | 8.3% | · | 8.6% | 9.8% | 10.0% | · | 11.1% | 10.9% | 8.6% | · | 6.3% |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Net Income | $66M | $48M | $33M | $19M | $11M |
| Diluted EPS | $3.79 | $2.78 | $1.98 | $1.25 | $1.40 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | — | $33M | $36M | $10M | $-1M |
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
My Metrics Your personal watchlist — selected rows from Full Fundamentals
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Institutional owners (13F) 152 filers · $318.9M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 18 (-9 vs prior Q) | 16 (-4 vs prior Q) | 52 (-1 vs prior Q) | 46 (+10 vs prior Q) | +740K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| VANGUARD CAPITAL MANAGEMENT LLC | $24,635,395 | 609,787 | 7.72% | Shares |
| VANGUARD GROUP INC | $22,135,922 | 582,371 | 6.94% | Shares |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $21,326,150 | 527,875 | 6.69% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $19,901,161 | 492,603 | 6.24% | Shares |
| KENNEDY CAPITAL MANAGEMENT LLC | $18,532,490 | 458,725 | 5.81% | Shares |
| STATE STREET CORP | $17,408,198 | 430,896 | 5.46% | Shares |
| AMERICAN CENTURY COMPANIES INC | $17,379,393 | 430,183 | 5.45% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $13,625,245 | 337,177 | 4.27% | Shares |
| Ategra Capital Management, LLC | $10,560,035 | 261,387 | 3.31% | Shares |
| ALLIANCEBERNSTEIN L.P. | $10,159,360 | 268,553 | 3.19% | Shares |
| Meridian Wealth Advisors, LLC | $7,290,948 | 180,469 | 2.29% | Shares |
| 1492 Capital Management LLC | $7,037,882 | 174,205 | 2.21% | Shares |
| BANC FUNDS CO LLC | $6,830,186 | 169,064 | 2.14% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $6,748,941 | 167,053 | 2.12% | Shares |
| WASATCH ADVISORS LP | $5,983,004 | 158,155 | 1.88% | Shares |
| STRATEGIC VALUE BANK PARTNERS LLC | $5,917,550 | 146,474 | 1.86% | Shares |
| Lighthouse Investment Partners, LLC | $5,729,972 | 141,831 | 1.80% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $4,502,540 | 111,449 | 1.41% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $4,420,689 | 109,423 | 1.39% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $4,225,678 | 104,596 | 1.32% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $3,936,455 | 97,437 | 1.23% | Shares |
| Ballast Asset Management, LP | $3,234,260 | 80,250 | 1.01% | Shares |
| Valeo Financial Advisors, LLC | $3,176,086 | 78,616 | 1.00% | Shares |
| Empowered Funds, LLC | $2,771,278 | 68,596 | 0.87% | Shares |
| BANK OF AMERICA CORP /DE/ | $2,696,942 | 66,756 | 0.85% | Shares |
| PRUDENTIAL FINANCIAL INC | $2,695,286 | 66,715 | 0.85% | Shares |
| AMERIPRISE FINANCIAL INC | $2,541,039 | 62,897 | 0.80% | Shares |
| SALZHAUER MICHAEL | $2,500,706 | 61,899 | 0.78% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $2,485,570 | 61,524 | 0.78% | Shares |
| GOLDMAN SACHS GROUP INC | $2,340,089 | 57,923 | 0.73% | Shares |
| Qube Research & Technologies Ltd | $2,207,900 | 54,651 | 0.69% | Shares |
| Nuveen Asset Management, LLC | $2,197,889 | 64,739 | 0.69% | Shares |
| Rosenthal | Henry Capital Advisors, Inc. | $2,060,400 | 51,000 | 0.65% | Shares |
| FIRST TRUST ADVISORS LP | $2,024,444 | 50,110 | 0.63% | Shares |
| TRUIST FINANCIAL CORP | $2,020,000 | 50,000 | 0.63% | Shares |
| LAZARD ASSET MANAGEMENT LLC | $1,830,968 | 45,321 | 0.57% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $1,744,593 | 43,183 | 0.55% | Shares |
| Annex Advisory Services, LLC | $1,701,518 | 44,978 | 0.53% | Shares |
| Daytona Street Capital LLC | $1,668,039 | 41,900 | 0.52% | Shares |
| Hillsdale Investment Management Inc. | $1,559,440 | 38,600 | 0.49% | Shares |
| Quantinno Capital Management LP | $1,354,168 | 33,519 | 0.42% | Shares |
| TWO SIGMA ADVISERS, LP | $1,280,937 | 33,700 | 0.40% | Shares |
| GLOBEFLEX CAPITAL L P | $1,194,386 | 29,564 | 0.37% | Shares |
| TWO SIGMA INVESTMENTS, LP | $1,184,972 | 29,331 | 0.37% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $1,158,390 | 28,673 | 0.36% | Shares |
| ALGERT GLOBAL LLC | $1,154,066 | 28,566 | 0.36% | Shares |
| CITADEL ADVISORS LLC | $1,129,907 | 27,968 | 0.35% | Shares |
| AXA Investment Managers S.A. | $1,019,836 | 26,859 | 0.32% | Shares |
| BNP PARIBAS ASSET MANAGEMENT Holding S.A. | $950,572 | 23,529 | 0.30% | Shares |
| BROWN ADVISORY INC | $918,211 | 22,728 | 0.29% | Shares |
| Guided Capital Wealth Management, LLC | $898,294 | 22,235 | 0.28% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $863,510 | 21,374 | 0.27% | Shares |
| Penn Capital Management Company, LLC | $840,805 | 20,812 | 0.26% | Shares |
| Corient Private Wealth LP | $823,070 | 20,373 | 0.26% | Shares |
| XTX Topco Ltd | $801,940 | 19,850 | 0.25% | Shares |
| EMERALD MUTUAL FUND ADVISERS TRUST | $771,963 | 19,108 | 0.24% | Shares |
| DOLIVER CAPITAL ADVISORS, INC. | $766,058 | 20,250 | 0.24% | Shares |
| RHUMBLINE ADVISERS | $756,000 | 18,713 | 0.24% | Shares |
| BlackRock, Inc. | $741,340 | 18,350 | 0.23% | Shares |
| STRS OHIO | $739,320 | 18,300 | 0.23% | Shares |
| Man Group plc | $731,442 | 18,105 | 0.23% | Shares |
| STEPHENS INC /AR/ | $689,386 | 17,064 | 0.22% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $626,200 | 15,500 | 0.20% | Call option |
| DEUTSCHE BANK AG\ | $614,807 | 15,218 | 0.19% | Shares |
| STATE OF WISCONSIN INVESTMENT BOARD | $579,700 | 14,349 | 0.18% | Shares |
| Inscription Capital, LLC | $570,085 | 14,111 | 0.18% | Shares |
| Bank of New York Mellon Corp | $568,388 | 14,069 | 0.18% | Shares |
| SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC | $543,865 | 13,462 | 0.17% | Shares |
| WELLS FARGO & COMPANY/MN | $527,382 | 13,054 | 0.17% | Shares |
| FRANKLIN RESOURCES INC | $508,636 | 12,590 | 0.16% | Shares |
| EJF Capital LP | $503,909 | 12,473 | 0.16% | Shares |
| AlphaQuest LLC | $483,069 | 12,709 | 0.15% | Shares |
| Brandywine Global Investment Management, LLC | $470,944 | 12,390 | 0.15% | Shares |
| CANADA PENSION PLAN INVESTMENT BOARD | $468,640 | 11,600 | 0.15% | Shares |
| Verdence Capital Advisors LLC | $458,742 | 11,355 | 0.14% | Shares |
| Beacon Pointe Advisors, LLC | $429,258 | 11,347 | 0.13% | Shares |
| D. E. Shaw & Co., Inc. | $413,777 | 10,242 | 0.13% | Shares |
| MANGROVE PARTNERS IM, LLC | $411,878 | 10,195 | 0.13% | Shares |
| Harbor Advisors LLC | $404,000 | 10,000 | 0.13% | Shares |
| Toroso Investments, LLC | $384,243 | 10,109 | 0.12% | Shares |
| MetLife Investment Management, LLC | $354,712 | 8,780 | 0.11% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $352,934 | 8,736 | 0.11% | Shares |
| Krilogy Financial LLC | $329,058 | 8,145 | 0.10% | Shares |
| EntryPoint Capital, LLC | $312,534 | 7,736 | 0.10% | Shares |
| Cubist Systematic Strategies, LLC | $309,152 | 8,142 | 0.10% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $288,739 | 7,147 | 0.09% | Shares |
| PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | $285,992 | 7,079 | 0.09% | Shares |
| UBS Group AG | $285,184 | 7,059 | 0.09% | Shares |
| Rafferty Asset Management, LLC | $281,144 | 6,959 | 0.09% | Shares |
| Squarepoint Ops LLC | $279,124 | 6,909 | 0.09% | Shares |
| BARCLAYS PLC | $276,982 | 6,856 | 0.09% | Shares |
| Waterloo Capital, L.P. | $251,854 | 6,234 | 0.08% | Shares |
| Invesco Ltd. | $249,026 | 6,164 | 0.08% | Shares |
| Cornerstone Investment Partners, LLC | $246,642 | 6,105 | 0.08% | Shares |
| FCA CORP /TX | $242,400 | 6,000 | 0.08% | Shares |
| Savant Capital, LLC | $225,938 | 5,782 | 0.07% | Shares |
| Waterway Wealth Management, LLC | $222,200 | 5,500 | 0.07% | Shares |
| TUDOR INVESTMENT CORP ET AL | $213,514 | 5,285 | 0.07% | Shares |
| MILLENNIUM MANAGEMENT LLC | $209,393 | 5,183 | 0.07% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $202,364 | 5,009 | 0.06% | Shares |
Company insiders 24 insiders · 9 officers · 16 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Bart Caraway | Chairman, President and Chief Executive Officer | March 15, 2026 A | 164,160 | 0 | 0 | $0 |
| Richard J Mcwhorter | Chief Financial Officer | March 15, 2026 A | 128,061 | 0 | 0 | $0 |
| Michael Deckert | Executive Vice President and Chief Operating Officer Exhibit 24 - Power of Attorney | May 1, 2023 P | 1,473 | 0 | 0 | $0 |
| Liz Eber | Executive Vice President and Chief Legal Officer | March 15, 2026 A | 1,991 | 1 | 0 | $4,925 |
| Christopher Seay Peacock | Executive Vice President and Chief Retail Officer | March 15, 2026 A | 2,158 | 0 | 0 | $0 |
| William Bobbora | Executive Vice President and Chief Banking Officer | March 15, 2026 A | 51,855 | 1 | 1 | $38,650 |
| Audrey Duncan | Senior Executive Vice President and Chief Credit Officer | March 15, 2026 A | 16,279 | 0 | 0 | $0 |
| Vicki Alexander | Executive Vice President and Chief Risk and Operations Officer | March 15, 2025 A | 10,897 | 0 | 0 | $0 |
| Donald C Legato | Senior Executive Vice President and Chief Lending Officer | Feb. 24, 2022 M | 7,500 | 0 | 0 | $0 |
| Troy Andrew Glander | Director | June 15, 2026 S | 27,651 | 0 | 2 | $-163,779 |
| Greg Bonnen | Director | May 21, 2026 A | 6,189 | 0 | 0 | $0 |
| Mary Stich | Director | May 21, 2026 A | 4,237 | 0 | 0 | $0 |
| David R Phelps | Director | May 21, 2026 A | 9,757 | 0 | 0 | $0 |
| Joseph Stunja | Director | May 21, 2026 A | 1,968 | 0 | 0 | $0 |
| Reagan Swinbank | Director | May 21, 2026 A | 43,875 | 0 | 0 | $0 |
| Martin Basaldua | Director | May 21, 2026 A | 39,235 | 0 | 0 | $0 |
| Carolyn Bailey | Director | May 21, 2026 A | 11,034 | 0 | 0 | $0 |
| Dennis Bonnen | Director | May 21, 2026 A | 153,377 | 0 | 0 | $0 |
| Clint Tuxberry Greenleaf | Director | May 21, 2026 A | 21,121 | 0 | 0 | $0 |
| Lynn Eisenhart | Director | May 21, 2026 A | 2,930 | 0 | 0 | $0 |
| Shelton Mcdonald | Director | May 7, 2026 M | 13,476 | 0 | 0 | $0 |
| Donald W. Brunson | Director | March 16, 2026 A | 37,268 | 0 | 2 | $-57,821 |
| Jeffrey A Wilkinson | Director | March 16, 2026 A | 32,055 | 0 | 0 | $0 |
| Norma Galloway | Director | May 25, 2023 A | 7,864 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners 2 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Castle Creek Capital Partners VII, LP, Castle Creek Capital VII LLC, Castle Creek Capital Partners VIII, LP, Castle Creek Capital Partners VIII Co-Investment Fund A, LP, Castle Creek Capital VIII LLC ×4 filings | Nov. 20, 2024 | — | Initial filing | — | SEC |
| Castle Creek Capital Partners VIII, LP, Castle Creek Capital Partners VIII Co-Investment Fund A, LP, Castle Creek Capital VIII LLC | Oct. 7, 2022 | — | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 36 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| SVAL · iShares Trust | 0.45% | 21,087 SH | Aug. 8, 2026 | Daily |
| OASC · Unified Series Trust | 0.40% | 8,685 NS | May 31, 2026 | N-PORT |
| IWC · iShares Trust | 0.16% | 53,011 SH | Aug. 8, 2026 | Daily |
| DPST · Direxion Shares ETF Trust | 0.06% | 7,586 NS | April 30, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.05% | 335,150 NS | May 31, 2026 | N-PORT |
| IWN · iShares Trust | 0.05% | 150,712 SH | Aug. 8, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.04% | 13,583 SH | Aug. 8, 2026 | Daily |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.04% | 27,083 NS | May 31, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.03% | 7,073 SH | Aug. 8, 2026 | Daily |
| ROSC · Lattice Strategies Trust | 0.03% | 395 NS | April 30, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.02% | 1,484 SH | Aug. 8, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.02% | 44,245 NS | April 30, 2026 | N-PORT |
| IWM · iShares Trust | 0.02% | 389,912 SH | Aug. 8, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.02% | 89,682 SH | Aug. 8, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 5,605 NS | April 30, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.01% | 9,480 SH | Aug. 8, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.01% | 47,220 NS | April 30, 2026 | N-PORT |
| ITWO · ProShares Trust | 0.01% | 607 NS | May 31, 2026 | N-PORT |
| TEXN · iShares Trust | 0.01% | 44 SH | Aug. 8, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.01% | 38,980 NS | April 30, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 175,594 SH | Aug. 8, 2026 | Daily |
| UWM · ProShares Trust | 0.01% | 474 NS | May 31, 2026 | N-PORT |
| URTY · ProShares Trust | 0.01% | 482 NS | May 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 460 NS | April 30, 2026 | N-PORT |
| EBI · RBB Fund Trust | 0.00% | 661 NS | May 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 33,051 NS | April 30, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.00% | 430 NS | May 31, 2026 | N-PORT |
| HDG · ProShares Trust | 0.00% | 12 NS | May 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 1,094 NS | April 30, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 1,317 NS | April 30, 2026 | N-PORT |
| AVUS · AMERICAN CENTURY ETF TRUST | 0.00% | 5,599 NS | May 31, 2026 | N-PORT |
| IWV · iShares Trust | 0.00% | 5,861 SH | Aug. 8, 2026 | Daily |
| DFAU · Dimensional ETF Trust | 0.00% | 3,148 NS | April 30, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 5,010 NS | April 30, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 421,069 SH | Aug. 8, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 1,111 SH | Aug. 8, 2026 | Daily |