HTB HomeTrust Bancshares, Inc. Common Stock
NYSE · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 6, 2026
$46.59
· of 52w range
· above low
· to high
$38.3052w low
$52.5052w high
Market Cap (MRQ)
$779M
P/E
12.2
EPS
$3.72
your badges
52W Range
$38–$52
Analyst Rating
BUY
Price Target
$55
P/E
12.2
ROE
11.2%
Net Profit Margin
30.2%
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HTB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$46.59
Market Cap (MRQ)
$779M
P/E
12.2
EPS
$3.72
Div Yield
1.1%
ROE
11.2%
52W Range
$38–$53
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About HomeTrust Bancshares, Inc. Common Stock Company overview from Wikipedia
HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.
## History
HomeTrust Bank was founded in 1926 as Clyde Building and Loan, in Clyde, North Carolina. Later, the name changed to Clyde Savings and Loan Association, and then Clyde Savings Bank. Ed Broadwell joined the bank in 1965 at age 27, the youngest bank president in the state. The bank had $10 million in assets, and five people worked there. In 1973, the bank bought a block in Asheville and built a new three-story headquarters. Dana Stonestreet, who took over after Broadwell's retirement, said, "They hired more people to open that office than they had in the whole history of the bank." Clyde Savings Bank expanded into Buncombe County and Henderson County. In 2003, the name changed to HomeTrust Bank. By 2010 HomeTrust had two locations in Haywood County, five in Buncombe County and one in Henderson County in North Carolina. In 2013, Broadwell retired after 48 years.
Tryon Federal Bank, started in 1935, had two offices in Polk County, and Shelby Savings Bank, started in 1905, had two offices in Cleveland County.
Rutherford County Bank opened its first office in Forest City in May 2007, at which time it also became part of HomeTrust Banking Partnership.
Home Savings Bank of Rockingham County began June 9, 1909. As of its 100th anniversary in 2009, it had two offices in Eden and one in Reidsville.
Industrial Federal Bank started in 1929. On January 31, 2010, Industrial Federal Bank, with three locations in Davidson County, became part of the HomeTrust Banking Partnership. This gave the partnership 19 offices, and with $1.6 billion in assets, the partnership was the largest mutual bank in the state and the second-largest in the southeastern United States.
Cherryville Federal Savings and Loan in Cherryville joined the partnership later in 2010, adding one location.
As of January 2012, when HomeTrust Bank and its partners announced conversion from mutual to stock. HomeTrust Banking Partnership, if considered one bank, would have been the 11th largest in North Carolina. The formation of HomeTrust Bancshares was also announced at the time. In July 2012 HomeTrust had 20 branches and $1.6 billion in assets.
In 2013, HomeTrust made its first acquisition outside North Carolina, BankGreenville Financial Corp. of Greenville, South Carolina, in a $7.8 million deal.
On January 23, 2014, HomeTrust announced the acquisition of Jefferson Bancshares Inc. of eastern Tennessee, started in 1963, with over $498 million in assets and 12 offices, in a deal worth $51.2 million.
On June 10, 2014, HomeTrust announced it would buy ten Bank of America branches in southwestern Virginia with $504 million in deposits.
In 2016, HomeTrust announced a $31.8 million deal to buy Kingsport, Tennessee–based TriSummit Bank.
On July 26, 2022, HomeTrust said it was buying Quantum Capital Corp., with three branches of Quantum National bank in the Atlanta area and $600 million in assets, in a deal worth $67.6 million. The deal was completed in February 2023.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
sectorFinancials
industryBanking
employees585
countryUS
10-Year Performance Revenue, net income, margins and EPS trends
Revenue·2017-06-30 → 2021-06-30
EPS$3.722017-06-30 → 2025-12-31
Free Cash Flow$45M2017-06-30 → 2025-12-31
Net margin30.2%2017-06-30 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | HTB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 12.25Y avg ≈10.2 | ≈10.2 | 11.7 | Overvalued | |
| P/S | 73.35Y avg ≈48.8 | ≈48.8 | 3.2 | Overvalued | |
| P/B (MRQ) | 1.35Y avg ≈1.0 | ≈1.0 | 1.2 | Overvalued | |
| Price / FCF (TTM) | 8.25Y avg ≈9.1 | ≈9.1 | · | · | |
| Price / Cash Flow (TTM) | 7.95Y avg ≈7.7 | ≈7.7 | 10.4 | Overvalued | |
| Price / Tangible Book | 1.45Y avg ≈1.1 | ≈1.1 | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | HTB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 5.2%5Y avg ≈5.5% | ≈5.5% | 1.4% | Weak | |
| Pretax Margin | 38.0%5Y avg ≈33.3% | ≈33.3% | 35.7% | In line | |
| Net Profit Margin | 30.2%5Y avg ≈26.2% | ≈26.2% | 28.7% | In line | |
| ROA | 1.4%5Y avg ≈1.2% | ≈1.2% | 1.1% | Top tier | |
| ROE | 11.2%5Y avg ≈10.3% | ≈10.3% | 10.5% | In line |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | HTB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EPS YoY | 16.2%5Y avg ≈59.7% | ≈59.7% | · | · | |
| Net Income YoY | 17.4%5Y avg ≈56.7% | ≈56.7% | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | HTB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | Top tier |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield1.1%
Payout Ratio13.0%
Annualized Payout≈$0.60
5Y Div CAGR≈11.4%
Growth Streak≈6
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 13, 2026 | $0.15 | USD | ≈1.1% |
| May 14, 2026 | $0.15 | USD | ≈1.2% |
| Feb 18, 2026 | $0.13 | USD | ≈1.1% |
| Nov 14, 2025 | $0.13 | USD | ≈1.2% |
| Aug 14, 2025 | $0.12 | USD | ≈1.2% |
| May 15, 2025 | $0.12 | USD | ≈1.3% |
| Feb 13, 2025 | $0.12 | USD | ≈1.2% |
| Nov 14, 2024 | $0.12 | USD | ≈1.2% |
| Aug 15, 2024 | $0.11 | USD | ≈1.3% |
| May 15, 2024 | $0.11 | USD | ≈1.5% |
| Feb 14, 2024 | $0.11 | USD | ≈1.6% |
| Nov 15, 2023 | $0.11 | USD | ≈1.8% |
| Aug 16, 2023 | $0.10 | USD | ≈1.7% |
| May 17, 2023 | $0.10 | USD | ≈2.0% |
| Feb 15, 2023 | $0.10 | USD | ≈1.4% |
| Nov 16, 2022 | $0.10 | USD | ≈1.5% |
| Aug 17, 2022 | $0.09 | USD | ≈1.4% |
| May 18, 2022 | $0.09 | USD | ≈1.3% |
| Feb 16, 2022 | $0.09 | USD | ≈1.1% |
| Nov 17, 2021 | $0.09 | USD | ≈1.0% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
11.7%
Next Report
Oct 20, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 20, 2026 | $0.94 | $0.88 | 7.2% |
| March 31, 2026 | $0.99 | $0.83 | 19.9% | |
| Dec. 31, 2025 | $0.93 | $0.87 | 6.6% | |
| Sept. 30, 2025 | $0.95 | $0.88 | 7.8% | |
| June 30, 2025 | $0.92 | $0.79 | 17.1% | |
| March 31, 2025 | $0.84 | $0.75 | 11.8% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | · | · | · | · | $10M | $11M | $11M | $10M | $9M | |
| Interest Expense | · | · | · | $5M | $15M | $32M | $30M | $16M | $8M | |
| Interest Income | $256M | $262M | · | $116M | $119M | $136M | $137M | $117M | $99M | |
| Pretax Income | $81M | $70M | · | $45M | $19M | $29M | $34M | $35M | $17M | |
| Income Tax | $17M | $15M | · | $10M | $3M | $6M | $7M | $27M | $5M | |
| Net Income | $64M | $55M | · | $36M | $16M | $23M | $27M | $8M | $12M | |
| EPS (Basic) | $3.75 | $3.21 | · | $2.27 | $0.96 | $1.34 | $1.52 | $0.45 | $0.66 | |
| EPS (Diluted) | $3.72 | $3.20 | · | $2.23 | $0.94 | $1.30 | $1.46 | $0.44 | $0.65 | |
| Shares (Basic) | 16,987,894 | 16,914,741 | · | 15,516,173 | 16,078,066 | 16,729,056 | 17,692,493 | 18,028,854 | 17,379,487 | |
| Shares (Diluted) | 17,106,783 | 16,977,330 | · | 15,810,409 | 16,495,115 | 17,292,239 | 18,393,184 | 18,726,431 | 17,956,443 | |
| EBITDA | $11M | $12M | · | $9M | $-997.0K | $-5M | $-7M | $-6M | $-7M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $325M | $279M | $347M | $105M | $51M | $122M | $71M | $45M | $87M | |
| PP&E (Net) | $62M | $70M | $71M | $69M | $71M | $58M | $61M | $63M | $64M | |
| Goodwill | $34M | $34M | $34M | $26M | $26M | $26M | $26M | $26M | $26M | |
| Intangibles | $5M | $7M | · | $93.0K | $343.0K | $1M | $2M | $5M | $7M | |
| Total Assets | $4.55B | $4.60B | $4.67B | $3.55B | $3.52B | $3.72B | $3.48B | $3.30B | $3.21B | |
| Total Liabilities | $3.94B | $4.04B | $4.17B | $3.16B | $3.13B | $3.31B | $3.07B | $2.89B | $2.81B | |
| Common Stock | $173.0K | $175.0K | $174.0K | $156.0K | $167.0K | $170.0K | $180.0K | $191.0K | $190.0K | |
| Paid-in Capital | $167M | $177M | $172M | $126M | $161M | $170M | $190M | $217M | $213M | |
| Retained Earnings | $437M | $381M | $333M | $270M | $240M | $243M | $225M | $201M | $192M | |
| AOCI | $575.0K | $-2M | $-2M | $-2M | $2M | $2M | $733.0K | $-2M | $273.0K | |
| Stockholders' Equity | $601M | $552M | $500M | $389M | $397M | $408M | $409M | $409M | $398M | |
| Liabilities + Equity | $4.55B | $4.60B | $4.67B | $3.55B | $3.52B | $3.72B | $3.48B | $3.30B | $3.21B | |
| Shares Outstanding | 17,286,289 | 17,527,709 | 17,387,069 | 15,591,466 | 16,636,483 | 17,021,357 | 17,984,105 | 19,041,668 | 18,967,875 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $11M | $12M | · | $9M | $9M | $6M | $-7M | $-6M | $-7M | |
| Deferred Tax | $132.0K | $1M | · | $7M | $4M | $5M | $5M | $26M | $5M | |
| Restructuring | · | · | · | $0 | $2M | $0 | $0 | · | · | |
| Other Non-cash | $-26M | $-23M | · | $-17M | $-15M | $-65M | $-18M | $3M | $5M | |
| Operating Cash Flow | $49M | $45M | · | $39M | $10M | $-39M | $8M | $31M | $15M | |
| CapEx | $4M | $3M | · | $7M | $16M | $3M | $2M | $3M | $3M | |
| Investing Cash Flow | $110M | $21M | · | $29M | $149M | $-128M | $-150M | $-134M | $-107M | |
| Debt Issued | · | $0 | · | $60M | $0 | $175M | · | · | · | |
| Net Debt Issued | $0 | $0 | · | $0 | · | · | · | · | · | |
| Stock Repurchased | $14M | $645.0K | · | $43M | $16M | $24M | $31M | $0 | $0 | |
| Net Stock Activity | $-14M | $-645.0K | · | $-43M | $-16M | $-24M | $-31M | $0 | $0 | |
| Dividends Paid | $8M | $8M | · | $5M | $5M | $5M | $3M | $0 | $0 | |
| Financing Cash Flow | $-114M | $-134M | · | $-14M | $-230M | $218M | $143M | $86M | $126M | |
| Net Change in Cash | $45M | $-68M | · | $54M | $-71M | $51M | $297.0K | $-16M | $34M | |
| Taxes Paid | $19M | · | · | · | · | · | · | · | · | |
| Free Cash Flow | $45M | $42M | · | $28M | $-13M | $-45M | $6M | $28M | $12M | |
| Levered FCF | · | · | · | $24M | $-26M | $-70M | $-19M | $24M | $7M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 30.2% | 27.1% | · | 23.8% | 151.1% | 215.5% | 243.9% | 6.9% | 11.1% | |
| Pretax Margin | 38.0% | 34.6% | · | 30.3% | 184.1% | 272.4% | 304.9% | 29.1% | 16.0% | |
| EBITDA Margin | 5.2% | 5.8% | · | 6.2% | -9.6% | -50.6% | -61.4% | -5.0% | -6.2% | |
| ROA | 1.4% | 1.2% | · | 1.0% | 0.43% | 0.63% | 0.80% | 0.25% | 0.40% | |
| ROE | 11.2% | 10.4% | · | 9.1% | 3.9% | 5.6% | 6.6% | 2.0% | 3.1% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $34.75 | $31.48 | · | $24.94 | $23.83 | $23.99 | $22.74 | $21.49 | $20.96 | |
| Revenue / Share | $12.46 | $11.91 | · | $9.49 | $0.63 | $0.61 | $0.61 | $6.42 | $5.94 | |
| Cash Flow / Share | $2.89 | $2.65 | · | $2.20 | $0.17 | $-2.43 | $0.42 | $1.67 | $0.84 | |
| Cash / Share | $18.78 | $15.93 | · | $6.74 | $3.06 | $7.15 | $2.27 | $3.72 | $4.59 | |
| Dividend Paid / Share | $0.49 | $0.45 | · | $0.35 | $0.31 | $0.27 | $0.18 | · | · | |
| EPS (TTM) | $3.72 | $3.20 | · | $2.23 | $0.94 | $1.30 | $1.46 | $0.44 | $0.65 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | · | · | · | · | -1.9% | · | · | · | · | |
| EPS YoY | 16.2% | · | · | 137.2% | -27.7% | · | · | · | · | |
| Net Income YoY | 17.4% | · | · | 127.5% | -31.2% | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $11M | $11M | · | $11M | $10M | $11M | $11M | $10M | $9M | |
| Net Income TTM | $64M | $55M | · | $36M | $16M | $23M | $27M | $8M | $12M | |
| Market Cap | $742M | $590M | · | $390M | $464M | $272M | $452M | $536M | $463M | |
| P/E | 11.5 | 10.5 | · | 11.2 | 29.7 | 12.3 | 17.2 | 64.0 | 37.5 | |
| P/S | 69.5 | 55.2 | · | 36.5 | 44.7 | 25.8 | 40.6 | 52.8 | 51.4 | |
| P/B | 1.2 | 1.1 | · | 1.0 | 1.2 | 0.7 | 1.1 | 1.3 | 1.2 | |
| P / Tangible Book | 1.3 | 1.2 | · | 1.1 | 1.3 | 0.7 | · | · | · | |
| P / Cash Flow | 15.0 | 13.1 | · | 11.2 | 168.4 | -6.5 | 59.0 | 17.1 | 30.6 | |
| P / FCF | 16.4 | 14.1 | · | 13.8 | -34.8 | -6.1 | 81.6 | 19.2 | 37.6 | |
| Dividend Yield | 1.1% | 1.3% | · | 1.4% | 1.1% | 1.7% | 0.70% | 0.00% | 0.00% | |
| Earnings Yield | 8.7% | 9.5% | · | 8.9% | 3.4% | 8.1% | 5.8% | 1.6% | 2.7% | |
| Payout Ratio | 13.0% | 14.0% | · | 15.3% | 32.0% | 20.0% | 11.7% | · | · | |
| Annual Payout | $8M | $8M | · | $5M | $5M | $5M | $3M | $0 | $0 |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2023 | Q3 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | $25M | $23M | $22M | $15M | $9M | $1M | $1M | |
| Interest Income | $61M | $61M | $63M | $65M | $64M | $64M | $66M | $67M | $65M | $63M | $15M | $51M | $36M | $30M | |
| Pretax Income | $20M | $21M | $20M | $21M | $22M | $18M | $18M | $17M | $16M | $19M | $11M | $8M | $12M | $8M | |
| Income Tax | $4M | $4M | $4M | $4M | $5M | $4M | $4M | $4M | $3M | $4M | $3M | $1M | $3M | $2M | |
| Net Income | $16M | $17M | $16M | $16M | $17M | $15M | $14M | $13M | $12M | $15M | $8M | $7M | $9M | $6M | |
| EPS (Basic) | $0.95 | $1.00 | $0.94 | $0.96 | $1.01 | $0.84 | $0.83 | $0.77 | $0.73 | $0.88 | $0.63 | $0.40 | $0.61 | $0.40 | |
| EPS (Diluted) | $0.94 | $0.99 | $0.93 | $0.95 | $1.00 | $0.84 | $0.83 | $0.76 | $0.73 | $0.88 | $0.62 | $0.40 | $0.60 | $0.39 | |
| Shares (Basic) | 16,311,782 | 16,582,376 | · | 16,998,549 | 17,006,141 | 17,011,359 | · | 16,931,793 | 16,883,028 | 16,859,738 | 16,774,661 | 16,021,994 | 14,988,006 | · | |
| Shares (Diluted) | 16,423,442 | 16,716,089 | · | 17,130,030 | 17,106,448 | 17,113,424 | · | 17,027,824 | 16,904,098 | 16,872,840 | 16,781,923 | 16,077,116 | 15,130,762 | · | |
| EBITDA | · | $153.0K | · | · | · | $1M | · | · | · | $2M | · | · | $-105.0K | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2023 | Q3 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $273M | $301M | $325M | $316M | $297M | $300M | $279M | $293M | $294M | $380M | · | $314M | $94M | · | |
| PP&E (Net) | $62M | $62M | $62M | $62M | $63M | $62M | $70M | $70M | $70M | $71M | · | $74M | $69M | · | |
| Goodwill | $34M | $34M | $34M | $34M | $34M | $34M | $34M | $34M | $34M | $34M | · | $34M | $26M | · | |
| Intangibles | · | · | $5M | · | · | · | · | · | · | · | · | · | · | · | |
| Total Assets | $4.44B | $4.39B | $4.55B | $4.59B | $4.58B | $4.56B | $4.60B | $4.64B | $4.67B | $4.68B | · | $4.53B | $3.56B | · | |
| Total Liabilities | $3.84B | $3.79B | $3.94B | $4.00B | $4.00B | $3.99B | $4.04B | $4.10B | $4.15B | $4.17B | · | $4.07B | $3.16B | · | |
| Common Stock | $168.0K | $168.0K | $173.0K | $175.0K | $175.0K | $176.0K | $175.0K | $175.0K | $175.0K | $175.0K | · | $174.0K | $156.0K | · | |
| Paid-in Capital | $140M | $144M | $167M | $176M | $175M | $177M | $177M | $175M | $173M | $173M | · | $171M | $127M | · | |
| Retained Earnings | $464M | $451M | $437M | $423M | $408M | $393M | $381M | $368M | $357M | $347M | · | $295M | $278M | · | |
| AOCI | $-438.0K | $-47.0K | $575.0K | $325.0K | $-276.0K | $-600.0K | $-2M | $50.0K | $-2M | $-2M | · | $-3M | $-4M | · | |
| Stockholders' Equity | $601M | $592M | $601M | $596M | $579M | $565M | $552M | $540M | $524M | $513M | · | $458M | $396M | · | |
| Liabilities + Equity | $4.44B | $4.39B | $4.55B | $4.59B | $4.58B | $4.56B | $4.60B | $4.64B | $4.67B | $4.68B | · | $4.53B | $3.56B | · | |
| Shares Outstanding | 16,727,821 | 16,803,185 | 17,286,289 | 17,520,425 | 17,492,143 | 17,552,626 | 17,527,709 | 17,514,922 | 17,437,326 | 17,444,787 | 17,366,673 | 17,370,063 | 15,632,348 | 15,591,466 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2023 | Q3 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $153.0K | $8M | $310.0K | $1M | $1M | $7M | $2M | $2M | $2M | $4M | $2M | $-105.0K | $8M | |
| Stock-based Comp | $713.0K | $767.0K | · | $593.0K | $496.0K | $490.0K | · | $541.0K | $439.0K | $413.0K | $256.0K | $434.0K | $567.0K | · | |
| Other Non-cash | · | $93M | · | · | · | $55M | · | · | · | $-26M | · | · | $-2M | · | |
| Operating Cash Flow | $1M | $111M | $-2M | $-11M | $-9M | $72M | $5M | $44M | $30M | $-9M | $66M | $-4M | $8M | $862.0K | |
| CapEx | $1M | $818.0K | $1M | $760.0K | $1M | $1M | $2M | $681.0K | $535.0K | $571.0K | $881.0K | $2M | $616.0K | $565.0K | |
| Investing Cash Flow | $-62M | $36M | $77M | $34M | $-7M | $6M | $37M | $6M | $-44M | $48M | $-71M | $-71M | $-21M | $54M | |
| Debt Issued | · | · | · | · | · | · | · | · | · | · | · | $0 | · | $0 | |
| Net Debt Issued | · | · | · | · | · | · | · | · | · | $0 | · | · | · | · | |
| Stock Repurchased | $7M | $23M | $10M | $0 | $3M | $503.0K | $0 | $0 | $645.0K | $0 | $0 | $0 | $0 | $11M | |
| Net Stock Activity | · | $-23M | · | · | · | $-503.0K | · | · | · | · | · | · | $0 | · | |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $2M | $1M | $1M | |
| Financing Cash Flow | $33M | $-171M | $-66M | $-5M | $13M | $-57M | $-56M | $-51M | $-60M | $-6M | $43M | $225M | $2M | $-2M | |
| Net Change in Cash | $-28M | $-24M | $9M | $19M | $-3M | $21M | $-14M | $-713.0K | $-74M | $33M | $38M | $149M | $-11M | $53M | |
| Free Cash Flow | · | $110M | · | · | · | $71M | · | · | · | $-10M | · | · | $8M | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-27M | · | · | $6M | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2023 | Q3 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 28.7% | 30.9% | · | 30.5% | 31.6% | 28.5% | · | 26.0% | 24.7% | 30.1% | · | 13.5% | 21.9% | · | |
| Pretax Margin | 36.0% | 38.6% | · | 38.5% | 40.1% | 36.2% | · | 33.4% | 31.4% | 38.0% | · | 16.4% | 28.2% | · | |
| EBITDA Margin | · | 0.28% | · | · | · | 2.6% | · | · | · | 3.7% | · | · | -0.25% | · | |
| ROA | 0.35% | 0.38% | · | 0.41% | 0.37% | 0.32% | · | · | 0.27% | 0.32% | · | · | 0.26% | · | |
| ROE | 2.6% | 2.9% | · | 3.3% | 3.1% | 2.6% | · | · | 2.5% | 3.0% | · | · | 2.3% | · |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2023 | Q3 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | · | 0.0 | 0.0 | · | · | 0.0 | · |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2023 | Q3 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $35.90 | $35.26 | · | $34.01 | $33.12 | $32.21 | · | · | $30.03 | $29.42 | · | · | $25.35 | · | |
| Revenue / Share | $3.32 | $3.25 | · | $3.16 | $3.18 | $2.98 | · | $2.96 | $2.97 | $2.97 | · | $3.10 | $2.77 | · | |
| Cash Flow / Share | · | $6.63 | · | · | · | $4.19 | · | · | · | $-0.54 | · | · | $0.54 | · | |
| Cash / Share | $16.29 | $17.89 | · | $18.03 | $16.99 | $17.08 | · | · | $16.87 | $21.81 | · | · | $6.02 | · | |
| Dividend / Share | $0.00 | $0.00 | · | $0.00 | $0.00 | $0.00 | · | $0.00 | $0.00 | $0.00 | $100.00 | $100.00 | $90.00 | · | |
| EPS (TTM) | $3.81 | $3.87 | · | $3.62 | $3.43 | $3.16 | · | · | $3.37 | $3.54 | $2.80 | · | $2.18 | · |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2023 | Q3 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $11M | $11M | · | $11M | $11M | $11M | · | $11M | $11M | $11M | $11M | $11M | $11M | · | |
| Net Income TTM | $65M | $67M | · | $62M | $59M | $54M | · | · | $57M | $60M | $45M | · | $34M | · | |
| Market Cap | $835M | $717M | · | $717M | $654M | $602M | · | · | $524M | $477M | · | · | $345M | · | |
| P/E | 13.1 | 11.0 | · | 11.3 | 10.9 | 10.8 | · | · | 8.9 | 7.7 | 7.5 | · | 10.1 | · | |
| P/S | 75.0 | 64.4 | · | 64.4 | 58.8 | 54.1 | · | · | 47.0 | 42.9 | · | · | 31.0 | · | |
| P/B | 1.4 | 1.2 | · | 1.2 | 1.1 | 1.1 | · | · | 1.0 | 0.9 | · | · | 0.9 | · | |
| P / Tangible Book | 1.5 | 1.3 | · | 1.3 | 1.2 | 1.1 | · | · | 1.1 | 1.0 | · | · | 0.9 | · | |
| P / Cash Flow | · | 6.5 | · | · | · | 8.4 | · | · | · | -52.8 | · | · | 42.5 | · | |
| Dividend Yield | 1.1% | 1.2% | · | 1.1% | 1.2% | 1.3% | · | · | 1.5% | 1.6% | · | · | 1.6% | · | |
| Earnings Yield | 7.6% | 9.1% | · | 8.8% | 9.2% | 9.2% | · | · | 11.2% | 13.0% | 13.4% | · | 9.9% | · | |
| Payout Ratio | · | 12.9% | · | · | · | 14.1% | · | · | · | 12.4% | · | · | 14.7% | · | |
| Annual Payout | $9M | $8M | · | $8M | $8M | $8M | · | · | $8M | $8M | $6M | · | $6M | · |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Net Income | $64M | $55M | · | $45M | $36M |
| Diluted EPS | $3.72 | $3.20 | · | $2.80 | $2.23 |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Free Cash Flow | $45M | $42M | · | $-46M | $28M |
Institutional owners (13F) 184 filers · $540.8M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
184
Value held
$540.8M
New positions
43
Exited positions
5
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 43 (+20 vs prior Q) | 5 (-7 vs prior Q) | 58 (+22 vs prior Q) | 35 (-8 vs prior Q) | -13K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $83,714,577 | 1,677,983 | 15.48% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $42,735,820 | 856,611 | 7.90% | Shares |
| FJ Capital Management LLC | $41,863,447 | 839,115 | 7.74% | Shares |
| VANGUARD GROUP INC | $36,545,203 | 851,076 | 6.76% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $32,144,776 | 644,313 | 5.94% | Shares |
| AMERICAN CENTURY COMPANIES INC | $27,760,891 | 556,442 | 5.13% | Shares |
| STATE STREET CORP | $23,094,630 | 462,911 | 4.27% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $21,792,700 | 436,815 | 4.03% | Shares |
| ALLIANCEBERNSTEIN L.P. | $20,454,172 | 479,582 | 3.78% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $18,297,588 | 366,680 | 3.38% | Shares |
| Nuveen, LLC | $13,804,314 | 276,695 | 2.55% | Shares |
| Private Capital Management, LLC | $12,389,433 | 248,335 | 2.29% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $7,525,457 | 150,841 | 1.39% | Shares |
| ROYCE & ASSOCIATES LP | $7,255,553 | 145,431 | 1.34% | Shares |
| Qube Research & Technologies Ltd | $6,848,799 | 137,278 | 1.27% | Shares |
| NORTHERN TRUST CORP | $6,573,607 | 131,762 | 1.22% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $6,218,838 | 124,651 | 1.15% | Shares |
| GOLDMAN SACHS GROUP INC | $5,794,474 | 116,145 | 1.07% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $5,693,746 | 114,126 | 1.05% | Shares |
| Polaris Capital Management, LLC | $5,373,153 | 107,700 | 0.99% | Shares |
| MORGAN STANLEY | $5,286,334 | 105,959 | 0.98% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $4,427,837 | 88,752 | 0.82% | Shares |
| TWO SIGMA INVESTMENTS, LP | $4,132,139 | 82,825 | 0.76% | Shares |
| Empowered Funds, LLC | $4,098,513 | 82,151 | 0.76% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $3,951,288 | 79,200 | 0.73% | Shares |
| SALZHAUER MICHAEL | $3,927,592 | 78,725 | 0.73% | Shares |
| Bank of New York Mellon Corp | $3,647,448 | 73,110 | 0.67% | Shares |
| CITADEL ADVISORS LLC | $3,614,979 | 72,459 | 0.67% | Shares |
| Foundry Partners, LLC | $3,603,685 | 105,125 | 0.67% | Shares |
| FEDERATED HERMES, INC. | $2,811,302 | 56,350 | 0.52% | Shares |
| JPMORGAN CHASE & CO | $2,646,886 | 53,559 | 0.49% | Shares |
| Oppenheimer & Close, LLC | $2,629,602 | 52,708 | 0.49% | Shares |
| Rosenthal | Henry Capital Advisors, Inc. | $2,496,844 | 50,047 | 0.46% | Shares |
| BARCLAYS PLC | $2,335,450 | 46,812 | 0.43% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $2,232,385 | 44,746 | 0.41% | Shares |
| FIRST TRUST ADVISORS LP | $2,154,998 | 43,195 | 0.40% | Shares |
| FRANKLIN RESOURCES INC | $2,129,006 | 42,674 | 0.39% | Shares |
| Elizabeth Park Capital Advisors, Ltd. | $2,033,516 | 40,760 | 0.38% | Shares |
| Russell Investments Group, Ltd. | $1,984,880 | 39,785 | 0.37% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $1,972,251 | 39,532 | 0.36% | Shares |
| LAZARD ASSET MANAGEMENT LLC | $1,759,221 | 35,262 | 0.33% | Shares |
| UBS Group AG | $1,648,016 | 33,033 | 0.30% | Shares |
| Brandywine Global Investment Management, LLC | $1,560,354 | 36,338 | 0.29% | Shares |
| Goepper Burkhardt LLC | $1,277,134 | 25,599 | 0.24% | Shares |
| MILLENNIUM MANAGEMENT LLC | $1,270,948 | 25,475 | 0.24% | Shares |
| Cerity Partners LLC | $1,227,993 | 24,614 | 0.23% | Shares |
| Round Hill Asset Management | $1,199,555 | 24,044 | 0.22% | Shares |
| D. E. Shaw & Co., Inc. | $1,150,563 | 23,062 | 0.21% | Shares |
| Flywheel Private Wealth LLC | $1,097,580 | 22,000 | 0.20% | Shares |
| Creative Planning | $1,026,741 | 20,580 | 0.19% | Shares |
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Infinity Trust dated as of December 1, 2017, Narasimhulu Neelagaru M.D. | Feb. 22, 2023 | · | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 39 insiders · 18 officers · 24 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Hunter Westbrook | President, CEO | May 7, 2026 M | 105,828 | 0 | 4 | $-2,747,770 |
| Edward F. Broadwell Jr. | Chief Executive Officer | Feb. 11, 2013 A | 204,500 | 0 | 0 | $0 |
| Tony J. Vuncannon | EVP, CFO and Treasurer | Feb. 11, 2026 F | 69,614 | 0 | 0 | $0 |
| Kristin Y. Powell | EVP, Consumer & BB Group Exec | May 27, 2026 M | 21,595 | 0 | 1 | $-46,780 |
| Kevin M. Nunley | EVP and Chief Credit Officer | Feb. 11, 2026 F | 6,992 | 0 | 0 | $0 |
| Charles F. Sivley Jr. | EVP, Chief Technology Officer | Feb. 11, 2026 F | 5,208 | 0 | 0 | $0 |
| Lora Jex | EVP and Chief Risk Officer | Feb. 11, 2026 F | 7,868 | 0 | 0 | $0 |
| John Francis Sprink II | EVP, Comm Banking Group Exec | Feb. 11, 2026 F | 16,314 | 0 | 1 | $-90,000 |
| Megan Pelletier | EVP, Chief Ops & Ppl Officer | Feb. 11, 2026 F | 13,965 | 0 | 0 | $0 |
| Marty T. Caywood | EVP, Chief Information Officer | Feb. 11, 2024 F | 8,844 | 0 | 0 | $0 |
| Keith J Houghton | EVP, Chief Credit Officer | Feb. 11, 2024 F | 12,442 | 0 | 0 | $0 |
| Dana L. Stonestreet | Executive Chairman | Sept. 11, 2023 F | 244,396 | 0 | 0 | $0 |
| Parrish R. Little | EVP, Chief Risk Officer | Feb. 28, 2023 M | 12,334 | 0 | 0 | $0 |
| Anna Marie Smith | EVP and Chief HR Officer | May 20, 2021 A | 2,000 | 0 | 0 | $0 |
| Paula C. Labian | EVP, Chief Human Resources Off | Feb. 11, 2020 A | 7,750 | 0 | 0 | $0 |
| Howard L. Sellinger | EVP, Chief Information Officer | Feb. 11, 2019 F | 26,150 | 0 | 0 | $0 |
| Teresa M. White | EVP, CAO and Corp Secretary | Feb. 11, 2017 F | 16,198 | 0 | 0 | $0 |
| Charles I. Abbitt Jr. | SVP, Chief Risk Officer | Feb. 11, 2014 F | 21,232 | 0 | 0 | $0 |
| Laura C Kendall | Director | July 30, 2026 M | 24,229 | 0 | 1 | $-511,300 |
| Rebekah M. Lowe | Director | June 2, 2026 F | 5,455 | 0 | 0 | $0 |
| Jesse Cureton | Director | June 1, 2026 A | 3,201 | 0 | 0 | $0 |
| Narasimhulu Neelagaru | Director | June 1, 2026 A | 224,941 | 0 | 0 | $0 |
| John Switzer | Director | June 1, 2026 A | 9,750 | 0 | 0 | $0 |
| Dwight L. Jacobs | Director | June 1, 2026 A | 3,746 | 0 | 0 | $0 |
| Richard Tyrone Williams | Director | June 1, 2026 A | 26,229 | 0 | 0 | $0 |
| Bonnie V Hancock | Director | June 1, 2026 A | 3,601 | 0 | 0 | $0 |
| Robert E. James | Director | June 2, 2025 A | 19,187 | 0 | 0 | $0 |
| Craig C. Koontz | Director | Sept. 4, 2024 G | 34,925 | 0 | 0 | $0 |
| Sidney A. Biesecker | Director | Feb. 11, 2023 F | 33,473 | 0 | 0 | $0 |
| K. F. Mcfarland III | Director | Feb. 10, 2023 A | 40,274 | 0 | 0 | $0 |
| Steven J. Goforth | Director | Feb. 11, 2020 A | 26,416 | 0 | 0 | $0 |
| Robert G Dinsmore JR | Director | Feb. 11, 2019 A | 15,500 | 0 | 0 | $0 |
| Peggy C. Melville | Director | Feb. 11, 2018 A | 34,800 | 0 | 0 | $0 |
| Anderson L Smith | Director | May 6, 2016 S | 0 | 0 | 0 | $0 |
| Stanford H. Allen | Director | Feb. 11, 2016 F | 16,933 | 0 | 0 | $0 |
| Larry S. Mcdevitt | Director | Sept. 11, 2015 S | 19,960 | 0 | 0 | $0 |
| Robert E. Shepherd Sr. | Director | Feb. 11, 2015 F | 17,135 | 0 | 0 | $0 |
| William T. Flynt | Director | Feb. 11, 2013 A | 24,100 | 0 | 0 | $0 |
| Franklin V. Beam | Director | July 10, 2012 P | 20,000 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 30 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.18% | 53,409 SH | Sept. 11, 2026 | Daily |
| DPST · Direxion Shares ETF Trust | 0.07% | 6,118 NS | July 31, 2026 | N-PORT |
| VFMF · VANGUARD WELLINGTON FUND | 0.06% | 7,779 SH | Aug. 19, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.05% | 13,515 SH | Aug. 19, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.05% | 72,277 NS | July 31, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.03% | 1,740 SH | Oct. 2, 2026 | Daily |
| ROSC · Lattice Strategies Trust | 0.03% | 349 NS | July 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.03% | 81,616 NS | July 31, 2026 | N-PORT |
| RSSL · Global X Funds | 0.03% | 7,423 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.02% | 389,992 SH | Sept. 11, 2026 | Daily |
| VFQY · VANGUARD WELLINGTON FUND | 0.02% | 2,204 SH | Aug. 19, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.02% | 89,154 SH | Aug. 19, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.02% | 10,757 SH | Oct. 2, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.02% | 55,333 NS | July 31, 2026 | N-PORT |
| ISCG · iShares Trust | 0.01% | 2,102 SH | Sept. 11, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 148,349 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 24,439 SH | Aug. 19, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.01% | 540 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 30,297 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 1,462 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 792 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 3,727 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 27,473 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 5,586 SH | Sept. 11, 2026 | Daily |
| DFUS · Dimensional ETF Trust | 0.00% | 5,179 NS | July 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 480,117 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 1,289 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 152,720 SH | Sept. 11, 2026 | Daily |
| ISCB · iShares Trust | · | 672 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 2,450 SH | Sept. 11, 2026 | Daily |
HTB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 9 analysts
BUY
Median target
$55.00
+18.1%
2 22.2%
Strong Buy
4 44.4%
Buy
3 33.3%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
4 analysts · 2026-09-29Mean target $55.25 +18.6%
← Below all targets
Current price $46.59
Low$52.50
Mean$55.25
High$58.50
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| HTB | $742M | 11.5 | · | 30.2% | 11.2% | · |
| PGC | $489M | 13.3 | 24.1% | 13.2% | 5.8% | · |
| FISI | $617M | 8.6 | 109.5% | 30.6% | 12.2% | · |
| SHBI | $591M | 9.9 | -0.27% | 285.4% | 10.3% | · |
| RCBC | · | · | · | · | · | · |
| WASH | $562M | 10.9 | 127.6% | 22.8% | 9.8% | · |
| TCBX | $528M | 10.0 | 21.9% | 31.7% | 12.9% | · |
| CWBC | $431M | 11.2 | 25.6% | 26.0% | 9.7% | · |
| BCAL | $605M | 9.7 | 41.0% | 35.0% | 11.2% | · |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | · |
My Metrics Your personal watchlist — selected rows from Full Fundamentals
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Source: SEC 10-Q filed Aug 6, 2026