FICO 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위

가격

$1186.33

시가총액

$35.56B

P/E (TTM)

56.4

EPS (TTM)

$26.54

매출 (TTM)

$1.99B

배당 수익률

—

ROE

-45.4%

부채/자본

-1.8

52주 범위

$870 – $1998

FICO 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의

10년 성과 매출, 순이익, 마진 및 EPS 추세

매출 및 순이익 $1.99B

2016-09-30 → 2025-09-30

EPS $26.54

2016-09-30 → 2025-09-30

잉여현금흐름 $770M

2016-09-30 → 2025-09-30

마진 32.8%

가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?

지표

5년 추세

FICO

동종업계 중앙값

P/E (TTM)

56.4

33.3

P/S (TTM)

17.9

7.7

P/B

-20.4

6.0

EV / EBITDA

41.0

—

Price / FCF (주가 / FCF)

46.2

—

수익성 총, 영업 및 순이익률; ROE, ROA, ROIC

지표

5년 추세

FICO

동종업계 중앙값

Operating Margin (영업이익률)

46.5%

—

Net Profit Margin (순이익률)

32.8%

23.6%

ROA

36.4%

9.3%

ROE

-45.4%

15.6%

ROIC

57.4%

—

재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성

지표

5년 추세

FICO

동종업계 중앙값

Debt / Equity (부채 / 자기자본 비율)

-1.8

26.3

Current Ratio (유동비율)

0.8

1.1

Quick Ratio (당좌 비율)

0.8

—

성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR

지표

5년 추세

FICO

동종업계 중앙값

Revenue YoY (매출 YoY)

15.9%

—

Revenue CAGR 3Y (매출 CAGR 3년)

13.1%

—

Revenue CAGR 5Y (매출 CAGR 5년)

9.0%

—

EPS YoY

29.8%

—

Net Income YoY (순이익 YoY)

27.1%

—

주당 지표 EPS, 주당 순자산, 주당 현금 흐름, 주당 배당금

지표

5년 추세

FICO

동종업계 중앙값

EPS (Diluted) (EPS (희석))

$26.54

—

자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율

지표

5년 추세

FICO

동종업계 중앙값

배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR

배당 수익률

—

지급 비율

—

5년 배당 CAGR

—

배당락일	금액
2017년 3월 1일	$0.0200
2016년 11월 30일	$0.0200
2016년 9월 12일	$0.0200
2016년 5월 23일	$0.0200
2016년 3월 7일	$0.0200
2015년 11월 30일	$0.0200
2015년 9월 14일	$0.0200
2015년 5월 22일	$0.0200
2015년 3월 5일	$0.0200
2014년 12월 1일	$0.0200
2014년 9월 8일	$0.0200
2014년 5월 23일	$0.0200
2014년 2월 20일	$0.0200
2013년 12월 2일	$0.0200
2013년 9월 5일	$0.0200
2013년 5월 23일	$0.0200
2013년 2월 21일	$0.0200
2012년 12월 3일	$0.0200
2012년 9월 6일	$0.0200
2012년 5월 10일	$0.0200

FICO 분석가 합의 강세 및 약세 애널리스트 의견, 12개월 목표 주가, 상승 여력

매수 29 명의 애널리스트

적극 매수 6 20.7%
매수 15 51.7%
보유 7 24.1%
매도 1 3.4%
적극 매도 0 0.0%

12개월 목표 주가

20 명의 애널리스트 · 2026-05-17

중앙값 $1549.50

지금 $1186.33

저가 $707.00

고가 $2400.00

중앙값 목표 $1549.50 +30.6%

평균 목표 $1560.02 +31.5%

실적 기록 EPS 실제 vs 예상, 서프라이즈 %, 달성률, 다음 실적 발표일

평균 서프라이즈

0.52%

기간	EPS Actual	EPS 예상	서프라이즈
2026년 3월 31일	$12.50	$11.20	1.3%
2025년 12월 31일	$7.33	$7.20	0.13%
2025년 9월 30일	$7.74	$7.49	0.25%
2025년 6월 30일	$8.57	$7.85	0.72%
2025년 3월 31일	$7.81	$7.59	0.22%

동료 비교 주요 지표 대 섹터 동종 기업

티커	시가총액	P/E	매출 YoY	순이익률	ROE	매출 총이익률
FICO	$35.56B	56.4	15.9%	32.8%	-45.4%	—
MSTR	—	-10.0	3.0%	-806.3%	-8.4%	68.7%
ADSK	$53.90B	48.6	17.5%	15.6%	39.0%	91.0%
ROP	$47.45B	31.3	12.3%	19.4%	7.8%	69.2%
WDAY	$45.51B	67.8	13.1%	7.3%	8.2%	—
ZM	—	14.9	4.4%	39.0%	20.3%	77.0%
CRCL	—	-180.2	63.9%	-2.5%	-2.4%	—
IOT	$16.29B	-1402.5	29.6%	-0.56%	-0.69%	76.7%
PTC	$24.27B	33.4	19.2%	26.8%	20.3%	83.8%
AUR	—	—	—	—	—	—
PLTR	$425.03B	282.1	56.2%	36.3%	26.2%	82.4%

전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름

손익계산서 16

FICO의 연간 손익계산서 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$1.99B	$1.72B	$1.51B	$1.38B	$1.32B	$1.29B	$1.16B	$1.03B	$932M	$881M	$839M	$789M
Cost of Revenue	$354M	$348M	$311M	$302M	$332M	$361M	$337M	$313M	$288M	$265M	$271M	$249M
R&D Expense	$188M	$172M	$160M	$147M	$171M	$166M	$149M	$128M	$111M	$104M	$99M	$83M
SG&A Expense	$513M	$463M	$401M	$384M	$396M	$421M	$414M	$377M	$337M	$329M	$300M	$278M
Operating Expenses	$1.07B	$984M	$871M	$835M	$811M	$999M	$907M	$825M	$753M	$712M	$701M	$627M
Operating Income	$925M	$734M	$643M	$542M	$505M	$296M	$254M	$175M	$182M	$170M	$138M	$162M
Interest Expense	·	$106M	$96M	$69M	$40M	$42M	$40M	$31M	$26M	$27M	$29M	$29M
Other Non-op	$11M	$14M	$6M	$-2M	$8M	$3M	$2M	$13M	$-86.0K	$2M	$883.0K	$-187.0K
Pretax Income	$803M	$642M	$554M	$471M	$473M	$257M	$216M	$157M	$156M	$145M	$109M	$133M
Income Tax	$151M	$129M	$124M	$98M	$81M	$21M	$24M	$30M	$23M	$35M	$23M	$38M
Net Income	$652M	$513M	$429M	$374M	$392M	$236M	$192M	$126M	$133M	$109M	$87M	$95M
EPS (Basic)	$26.90	$20.78	$17.18	$14.34	$13.65	$8.13	$6.63	$4.26	$4.32	$3.52	$2.75	$2.80
EPS (Diluted)	$26.54	$20.45	$16.93	$14.18	$13.40	$7.90	$6.34	$4.06	$4.14	$3.39	$2.65	$2.72
Shares (Basic)	24,239,000	24,676,000	24,986,000	26,042,000	28,734,000	29,067,000	28,980,000	29,711,000	30,862,000	31,129,000	31,402,000	33,870,000
Shares (Diluted)	24,561,000	25,079,000	25,367,000	26,347,000	29,260,000	29,932,000	30,294,000	31,180,000	32,245,000	32,308,000	32,609,000	34,864,000
EBITDA	$940M	$747M	$657M	$563M	$531M	$326M	$285M	$237M	$213M	$201M	$171M	$194M

대차대조표 25

FICO의 연간 대차대조표 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cash & Equivalents	$134M	$151M	$137M	$133M	$195M	$157M	$106M	$90M	$106M	$76M	$86M	$105M
Receivables	$529M	$427M	$388M	$322M	$312M	$334M	$297M	$267M	$169M	$168M	$159M	$155M
Prepaid Expense	$42M	$40M	$32M	$29M	$44M	$43M	$52M	$40M	$37M	$24M	$42M	$28M
Current Assets	$705M	$617M	$556M	$485M	$551M	$534M	$456M	$396M	$311M	$268M	$287M	$289M
PP&E (Net)	$68M	$38M	$11M	$18M	$28M	$46M	$53M	$49M	$41M	$45M	$38M	$37M
PP&E (Gross)	·	·	·	·	·	·	$172M	$156M	$135M	$127M	$110M	$165M
Accum. Depreciation	$46M	$77M	$88M	$95M	$97M	$115M	$119M	$107M	$95M	$82M	$72M	$128M
Goodwill	$783M	$783M	$773M	$761M	$788M	$812M	$804M	$801M	$804M	$798M	$815M	$780M
Intangibles	·	$0	$917.0K	$2M	$4M	$9M	$14M	$15M	$21M	$34M	$47M	$48M
Other Non-current Assets	$113M	$118M	$116M	$103M	$96M	$105M	$79M	$36M	$6M	$6M	$8M	$6M
Total Assets	$1.87B	$1.72B	$1.58B	$1.44B	$1.57B	$1.61B	$1.43B	$1.33B	$1.26B	$1.22B	$1.23B	$1.19B
Accounts Payable	$32M	$22M	$19M	$17M	$21M	$23M	$23M	$20M	$20M	$23M	$20M	$22M
Accrued Liabilities	$115M	$80M	$59M	$66M	$80M	$63M	$32M	$31M	$32M	$28M	$31M	$36M
Current Liabilities	$849M	$380M	$368M	$331M	$559M	$415M	$491M	$474M	$327M	$246M	$244M	$341M
Capital Leases	$19M	$22M	$24M	$39M	$54M	$73M	·	·	·	·	·	·
Other Non-current Liabilities	$89M	$84M	$60M	$50M	$57M	$48M	$46M	·	·	·	·	·
Total Liabilities	$3.61B	$2.68B	$2.26B	$2.24B	$1.68B	$1.28B	$1.14B	$1.04B	$829M	$774M	$793M	$738M
Long-term Debt	$3.06B	$2.21B	$1.81B	$1.82B	$1.01B	$739M	$607M	$529M	$463M	$494M	$516M	$376M
Total Debt	$3.06B	$2.19B	$1.81B	$1.82B	$1.01B	$739M	$607M	$529M	$463M	$494M	·	·
Retained Earnings	$4.55B	$3.90B	$3.39B	$2.96B	$2.59B	$2.19B	$1.96B	$1.76B	$1.60B	$1.47B	$1.37B	$1.28B
Treasury Stock	$7.54B	$6.14B	$5.32B	$4.94B	$3.86B	$3.00B	$2.80B	$2.61B	$2.30B	$2.14B	$2.03B	$1.94B
AOCI	$-92M	$-92M	$-102M	$-125M	$-76M	$-83M	$-90M	$-76M	$-66M	$-77M	$-51M	$-23M
Stockholders' Equity	$-1.75B	$-963M	$-688M	$-802M	$-111M	$331M	$290M	$287M	$466M	$481M	$437M	$455M
Liabilities + Equity	$1.87B	$1.72B	$1.58B	$1.44B	$1.57B	$1.61B	$1.43B	$1.33B	$1.26B	$1.22B	$1.23B	$1.19B
Shares Outstanding	23,764,000	24,392,000	24,770,000	25,154,000	27,568,000	29,096,000	28,944,000	29,015,000	30,243,000	30,935,000	31,290,000	32,047,000

현금 흐름 17

FICO의 연간 현금 흐름 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
D&A	$15M	$14M	$15M	$20M	$26M	$30M	$32M	$30M	$36M	$32M	$34M	$33M
Stock-based Comp	$157M	$149M	$124M	$115M	$112M	$94M	$83M	$75M	$61M	$56M	$45M	$36M
Deferred Tax	$-32M	$-27M	$-47M	$8M	$-6M	$-9M	$8M	$11M	$-6M	$-26M	$-6M	$-16M
Amort. of Intangibles	$0	$917.0K	$1M	$2M	$3M	$5M	$6M	$7M	$13M	$14M	$14M	$12M
Restructuring	$11M	$0	$0	$0	$8M	$12M	$0	$0	$4M	$0	$18M	$4M
Other Non-cash	$-12M	$-16M	$-52M	$-8M	$-100M	$13M	$-54M	$-50M	$6M	$15M	$-27M	$27M
Operating Cash Flow	$779M	$633M	$469M	$509M	$424M	$365M	$260M	$223M	$226M	$210M	$147M	$175M
CapEx	$9M	$9M	$4M	$6M	$8M	$22M	$24M	$31M	$20M	$22M	$25M	$13M
Investing Cash Flow	$-44M	$-28M	$-16M	$-6M	$138M	$-25M	$-43M	$-14M	$-21M	·	·	·
Stock Repurchased	$1.41B	$822M	$406M	$1.10B	$874M	$235M	$229M	$343M	$188M	$138M	$131M	$217M
Net Stock Activity	$-1.41B	$-822M	$-406M	$-1.10B	$-874M	$-235M	$-229M	$-343M	$-188M	$-138M	$-131M	$-217M
Dividends Paid	·	·	·	·	·	·	$0	$0	$1M	$2M	$3M	$3M
Financing Cash Flow	$-750M	$-593M	$-455M	$-547M	$-524M	$-289M	$-200M	$-219M	$-181M	·	·	·
Net Change in Cash	$-17M	$14M	$4M	$-62M	$38M	$51M	$16M	$-16M	$30M	$-10M	$-19M	$22M
Taxes Paid	$162M	$134M	$153M	$65M	$71M	$10M	$19M	$13M	$31M	$11M	$34M	$22M
Free Cash Flow	$770M	$624M	$465M	$503M	$416M	$343M	$236M	$192M	$206M	$163M	$108M	$162M
Levered FCF	·	$540M	$391M	$449M	$383M	$304M	$201M	$168M	$184M	$143M	$85M	$142M

수익성 7

FICO의 연간 수익성 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Operating Margin	46.5%	42.7%	42.5%	39.4%	38.4%	·	·	20.0%	19.0%	19.2%	16.4%	20.5%
Net Margin	32.8%	29.9%	28.4%	27.1%	29.8%	·	·	13.8%	13.8%	12.4%	10.3%	12.0%
Pretax Margin	40.3%	37.4%	36.6%	34.2%	35.9%	·	·	18.2%	16.2%	16.4%	13.0%	16.9%
EBITDA Margin	47.2%	43.5%	43.4%	40.9%	40.3%	·	·	22.9%	22.9%	22.8%	20.4%	24.6%
ROA	36.4%	31.1%	28.5%	24.8%	24.7%	15.6%	13.9%	11.3%	10.4%	8.9%	7.1%	8.1%
ROE	-45.4%	-57.2%	-61.7%	-45.3%	5643.1%	81.8%	68.8%	47.5%	28.2%	24.8%	19.4%	19.3%
ROIC	57.4%	47.6%	44.4%	42.1%	46.6%	25.4%	25.1%	19.7%	16.9%	13.7%	24.9%	25.4%

유동성 및 지급능력 5

FICO의 연간 유동성 및 지급능력 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Current Ratio	0.8	1.6	1.5	1.5	1.0	1.3	0.9	0.8	1.0	1.1	1.2	0.8
Quick Ratio	0.8	1.5	1.4	1.4	0.9	1.2	0.8	0.7	0.8	1.0	1.0	0.8
Debt / Equity	-1.8	-2.3	-2.6	-2.3	-9.1	2.2	2.1	2.0	1.1	1.1	·	·
LT Debt / Equity	-1.5	-2.3	-2.6	-2.3	-9.1	2.2	2.1	2.0	1.1	1.1	·	·
Interest Coverage	·	6.9	6.7	7.9	12.6	7.0	6.4	6.6	6.9	6.4	4.7	5.7

효율성 2

FICO의 연간 효율성 데이터
지표	추세	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Asset Turnover		1.1	1.0	1.0	0.9	0.8	·	·	0.8	0.8	0.7	0.7	0.7
Receivables Turnover		4.2	4.2	4.3	4.3	4.1	·	·	5.5	5.5	5.4	5.3	5.3

주당 5

FICO의 연간 주당 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Book Value / Share	$-73.46	$-39.47	$-27.78	$-31.88	$-4.02	$11.38	$10.01	$9.09	$14.10	$14.44	$13.97	$14.19
Revenue / Share	$81.06	$68.48	$59.67	$52.27	$44.99	·	·	$33.11	$28.91	$27.28	$25.72	$22.63
Cash Flow / Share	$31.71	$25.24	$18.49	$19.34	$14.48	$12.19	$8.59	$7.15	$7.00	$5.73	$4.08	$5.02
Cash / Share	$5.64	$6.18	$5.52	$5.30	$7.09	$5.41	$3.68	$3.10	$3.49	$2.45	$2.75	$3.28
EPS (TTM)	$26.54	$20.45	$16.93	$14.18	$13.40	$7.90	$6.34	$4.06	$4.14	$3.39	$2.65	$2.72

성장률 9

FICO의 연간 성장률 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue YoY	15.9%	13.5%	9.9%	4.6%	1.7%	·	·	·	·	·	·	·
Revenue CAGR 3Y	13.1%	9.3%	5.3%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	9.0%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	29.8%	20.8%	19.4%	5.8%	69.6%	·	·	·	·	·	·	·
EPS CAGR 3Y	23.2%	15.1%	28.9%	·	·	·	·	·	·	·	·	·
EPS CAGR 5Y	27.4%	·	·	·	·	·	·	·	·	·	·	·
Net Income YoY	27.1%	19.4%	14.9%	-4.7%	65.8%	·	·	·	·	·	·	·
Net Income CAGR 3Y	20.4%	9.4%	22.0%	·	·	·	·	·	·	·	·	·
Net Income CAGR 5Y	22.5%	·	·	·	·	·	·	·	·	·	·	·

가치 평가 (TTM) 16

FICO의 연간 가치 평가 (TTM) 데이터
지표	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue TTM	$1.99B	$1.72B	$1.51B	$1.38B	$1.32B	$1.29B	$1.16B	$1.03B	$932M	$881M	$839M	$789M
Net Income TTM	$652M	$513M	$429M	$374M	$392M	$236M	$192M	$126M	$133M	$109M	$87M	$95M
Market Cap	$35.56B	$47.41B	$21.51B	$10.36B	$10.97B	$12.38B	$8.79B	$6.63B	$4.25B	$3.85B	$2.64B	$1.77B
Enterprise Value	$38.49B	$49.45B	$23.19B	$12.05B	$11.78B	$12.96B	$9.29B	$7.07B	$4.61B	$4.27B	·	·
P/E	56.4	95.0	51.3	29.1	29.7	53.8	47.9	56.3	33.9	36.8	31.9	20.3
P/S	17.9	27.6	14.2	7.5	8.3	9.6	7.6	6.4	4.6	4.4	3.2	2.2
P/B	-20.4	-49.2	-31.3	-12.9	-98.9	37.4	30.3	25.1	10.0	8.6	6.1	3.9
P / Cash Flow	45.7	74.9	45.9	20.3	25.9	33.9	33.7	29.7	18.8	20.8	19.9	10.1
P / FCF	46.2	76.0	46.3	20.6	26.4	36.1	37.2	34.6	20.6	23.6	24.5	10.9
EV / EBITDA	41.0	66.2	35.3	21.4	22.2	39.7	32.6	29.9	21.6	21.2	·	·
EV / FCF	50.0	79.2	49.9	23.9	28.3	37.8	39.3	36.9	22.4	26.2	·	·
EV / Revenue	19.3	28.8	15.3	8.8	9.0	10.0	8.0	6.8	4.9	4.8	·	·
Dividend Yield	·	·	·	·	·	·	0.00%	0.00%	0.03%	0.06%	0.09%	0.15%
Earnings Yield	1.8%	1.1%	1.9%	3.4%	3.4%	1.9%	2.1%	1.8%	2.9%	2.7%	3.1%	4.9%
Payout Ratio	·	·	·	·	·	·	0.00%	0.00%	0.97%	2.3%	2.9%	2.9%
Annual Payout	·	·	·	·	·	·	$0	$0	$1M	$2M	$3M	$3M

손익계산서 16

FICO의 분기별 손익계산서 데이터
지표	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Revenue	$692M	$512M	$516M	$536M	$499M	$440M	$454M	$448M	$434M	$382M	$390M	$399M	$380M	$345M	$349M	$349M
Cost of Revenue	$91M	$87M	$91M	$88M	$88M	$87M	$90M	$88M	$87M	$83M	$83M	$72M	$80M	$77M	$82M	$79M
R&D Expense	$54M	$50M	$51M	$47M	$45M	$45M	$44M	$44M	$41M	$43M	$42M	$41M	$40M	$37M	$36M	$36M
SG&A Expense	$144M	$141M	$126M	$139M	$120M	$128M	$123M	$125M	$111M	$104M	$99M	$108M	$100M	$93M	$96M	$93M
Operating Expenses	$289M	$278M	$279M	$274M	$253M	$260M	$257M	$258M	$239M	$231M	$224M	$222M	$221M	$205M	$215M	$208M
Operating Income	$402M	$234M	$237M	$263M	$246M	$180M	$197M	$190M	$195M	$151M	$166M	$177M	$160M	$140M	$134M	$141M
Interest Expense	·	·	·	·	$31M	$29M	·	$27M	$26M	$24M	·	$25M	$24M	$23M	$21M	$19M
Other Non-op	$-2M	$-112.0K	$5M	$7M	$-1M	$89.0K	$3M	$4M	$4M	$3M	$-930.0K	$5M	$2M	$364.0K	$-206.0K	$-1M
Pretax Income	$356M	$192M	$202M	$237M	$213M	$150M	$171M	$167M	$173M	$131M	$140M	$158M	$137M	$118M	$113M	$121M
Income Tax	$92M	$34M	$47M	$55M	$50M	$-2M	$36M	$41M	$43M	$10M	$39M	$29M	$36M	$20M	$22M	$27M
Net Income	$264M	$158M	$155M	$182M	$163M	$153M	$136M	$126M	$130M	$121M	$101M	$129M	$102M	$98M	$91M	$94M
EPS (Basic)	$11.19	$6.68	$6.48	$7.49	$6.67	$6.26	$5.54	$5.12	$5.23	$4.89	$4.08	$5.16	$4.04	$3.90	$3.57	$3.65
EPS (Diluted)	$11.14	$6.61	$6.41	$7.40	$6.59	$6.14	$5.44	$5.05	$5.16	$4.80	$4.01	$5.08	$4.00	$3.84	$3.53	$3.61
Shares (Basic)	23,628,000	23,723,000	-48,812,000	24,284,000	24,389,000	24,378,000	-49,553,000	24,646,000	24,819,000	24,764,000	-50,134,000	24,959,000	25,116,000	25,045,000	-52,904,000	25,634,000
Shares (Diluted)	23,748,000	23,958,000	-49,526,000	24,575,000	24,685,000	24,827,000	-50,309,000	25,015,000	25,154,000	25,219,000	-50,832,000	25,337,000	25,419,000	25,443,000	-53,465,000	25,867,000
EBITDA	$402M	$238M	·	$263M	$246M	$183M	·	$190M	$195M	$154M	·	·	$160M	$145M	·	$141M

대차대조표 24

FICO의 분기별 대차대조표 데이터
지표	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Cash & Equivalents	$219M	$162M	$134M	$189M	$147M	$184M	$151M	$156M	$136M	$160M	·	$163M	$138M	$140M	·	$155M
Receivables	$620M	$495M	$529M	$454M	$493M	$351M	$427M	$438M	$469M	$367M	·	$384M	$338M	$308M	·	$286M
Prepaid Expense	$61M	$42M	$42M	$67M	$86M	$61M	$40M	$37M	$37M	$37M	·	$28M	$45M	$36M	·	$32M
Current Assets	$901M	$699M	$705M	$710M	$725M	$596M	$617M	$631M	$641M	$565M	·	$575M	$521M	$484M	·	$473M
PP&E (Net)	$80M	$74M	$68M	$60M	$51M	$43M	$38M	$34M	$27M	·	·	·	·	·	·	·
Accum. Depreciation	$49M	$48M	$46M	$66M	$67M	$68M	$77M	$79M	$77M	·	·	·	·	·	·	·
Goodwill	$781M	$784M	$783M	$785M	$779M	$776M	$783M	$777M	$776M	$777M	$773M	$777M	$774M	$771M	$761M	$773M
Intangibles	·	·	·	·	·	·	·	$92.0K	$367.0K	$642.0K	·	$1M	$1M	$2M	·	$2M
Other Non-current Assets	$105M	$107M	$113M	$122M	$108M	$124M	$118M	$118M	$114M	$119M	·	$110M	$101M	$106M	·	$103M
Total Assets	$2.05B	$1.85B	$1.87B	$1.86B	$1.84B	$1.71B	$1.72B	$1.71B	$1.70B	$1.59B	·	$1.58B	$1.50B	$1.46B	·	$1.46B
Accounts Payable	$36M	$27M	$32M	$29M	$24M	$23M	$22M	$22M	$19M	$19M	·	$17M	$14M	$17M	·	$17M
Accrued Liabilities	$99M	$76M	$115M	$74M	$56M	$51M	$80M	$58M	$69M	$46M	·	$50M	$68M	$51M	·	$58M
Current Liabilities	$405M	$752M	$849M	$771M	$343M	$331M	$380M	$337M	$315M	$433M	·	$393M	$373M	$355M	·	$384M
Capital Leases	$18M	$18M	$19M	$21M	$21M	$21M	$22M	$18M	$21M	$12M	·	$25M	$29M	$32M	·	$43M
Other Non-current Liabilities	$88M	$95M	$89M	$88M	$83M	$86M	$84M	$78M	$74M	$66M	·	$56M	$53M	$53M	·	$51M
Total Liabilities	$4.15B	$3.66B	$3.61B	$3.26B	$2.96B	$2.84B	$2.68B	$2.54B	$2.44B	$2.32B	·	$2.29B	$2.27B	$2.26B	·	$2.30B
Long-term Debt	$3.64B	$3.20B	$3.06B	$2.78B	$2.51B	$2.41B	$2.21B	$2.10B	$2.03B	$1.81B	·	$1.81B	$1.82B	$1.82B	·	$1.83B
Total Debt	$3.64B	$3.20B	·	$2.78B	$2.51B	$2.41B	·	$2.10B	$2.03B	$1.81B	·	·	·	·	·	·
Retained Earnings	$4.98B	$4.71B	$4.55B	$4.40B	$4.22B	$4.05B	$3.90B	$3.77B	$3.64B	$3.51B	·	$3.29B	$3.16B	$3.06B	·	$2.87B
Treasury Stock	$8.30B	$7.69B	$7.54B	$7.00B	$6.49B	$6.29B	$6.14B	$5.81B	$5.56B	$5.38B	·	$5.21B	$5.11B	$5.00B	·	$4.88B
AOCI	$-96M	$-92M	$-92M	$-88M	$-101M	$-108M	$-92M	$-102M	$-98M	$-93M	·	$-95M	$-100M	$-106M	·	$-104M
Stockholders' Equity	$-2.10B	$-1.81B	$-1.75B	$-1.40B	$-1.12B	$-1.14B	$-963M	$-829M	$-736M	$-726M	$-688M	$-704M	$-771M	$-802M	$-802M	$-847M
Liabilities + Equity	$2.05B	$1.85B	$1.87B	$1.86B	$1.84B	$1.71B	$1.72B	$1.71B	$1.70B	$1.59B	·	$1.58B	$1.50B	$1.46B	·	$1.46B
Shares Outstanding	23,295,000	23,763,000	23,764,000	24,096,000	24,352,000	24,443,000	24,392,000	24,564,000	24,753,000	24,879,000	·	24,892,000	25,016,000	25,155,000	·	25,252,000

현금 흐름 15

FICO의 분기별 현금 흐름 데이터
지표	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
D&A	$4M	$4M	$4M	$4M	$3M	$4M	$4M	$4M	$3M	$3M	$3M	$3M	$4M	$4M	$5M	$5M
Stock-based Comp	$45M	$44M	$32M	$42M	$42M	$41M	$40M	$42M	$35M	$32M	$34M	$33M	$27M	$30M	$29M	$29M
Deferred Tax	$7M	$8M	$-13M	$-7M	$-7M	$-6M	$-8M	$-6M	$-9M	$-4M	$-10M	$-19M	$-10M	$-9M	$6M	$-1M
Amort. of Intangibles	·	·	$0	$0	$0	$0	$92.0K	$275.0K	$275.0K	$275.0K	$275.0K	$275.0K	$275.0K	$275.0K	$442.0K	$532.0K
Other Non-cash	·	$-40M	·	·	·	$3M	·	·	·	$-29M	·	·	·	$-31M	·	·
Operating Cash Flow	$223M	$174M	$224M	$286M	$75M	$194M	$226M	$213M	$71M	$122M	$164M	$123M	$90M	$92M	$145M	$117M
CapEx	$266.0K	$226.0K	$4M	$2M	$2M	$841.0K	$2M	$2M	$4M	$1M	$1M	$792.0K	$2M	$850.0K	$797.0K	$2M
Investing Cash Flow	$-8M	$-13M	$-13M	$-11M	$-11M	$-9M	$-8M	$-8M	$-10M	$-2M	$-3M	$-1M	$-1M	$-11M	$-1M	$-758.0K
Stock Repurchased	$605M	$171M	$548M	$487M	$217M	$163M	$324M	$255M	$172M	$72M	$120M	$101M	$109M	$75M	$56M	$287M
Net Stock Activity	·	$-171M	·	·	·	$-163M	·	·	·	$-72M	·	·	·	$-75M	·	·
Financing Cash Flow	$-156M	$-133M	$-264M	$-239M	$-104M	$-144M	$-228M	$-182M	$-83M	$-100M	$-184M	$-98M	$-94M	$-80M	$-157M	$-127M
Net Change in Cash	$57M	$28M	$-55M	$42M	$-38M	$34M	$-5M	$20M	$-25M	$24M	$-26M	$25M	$-2M	$7M	$-22M	$-19M
Taxes Paid	$111M	$9M	$33M	$37M	$70M	$22M	$36M	$44M	$49M	$5M	$46M	$34M	$59M	$13M	$19M	$15M
Free Cash Flow	·	$174M	·	·	·	$193M	·	·	·	$121M	·	·	·	$92M	·	·
Levered FCF	·	·	·	·	·	$163M	·	·	·	$98M	·	·	·	$73M	·	·

수익성 7

FICO의 분기별 수익성 데이터
지표	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Operating Margin	58.2%	45.7%	·	48.9%	49.2%	40.8%	·	42.5%	44.9%	39.6%	·	·	42.0%	40.7%	·	40.3%
Net Margin	38.2%	30.9%	·	33.9%	32.6%	34.7%	·	28.2%	29.9%	31.7%	·	·	26.7%	28.3%	·	26.8%
Pretax Margin	51.5%	37.5%	·	44.2%	42.7%	34.1%	·	37.4%	39.8%	34.2%	·	·	36.1%	34.2%	·	34.6%
EBITDA Margin	58.2%	46.5%	·	48.9%	49.2%	41.6%	·	42.5%	44.9%	40.4%	·	·	42.0%	41.9%	·	40.3%
ROA	13.6%	8.9%	·	10.2%	9.2%	9.2%	·	7.7%	8.1%	7.9%	·	·	6.8%	6.7%	·	6.1%
ROE	-16.4%	-10.8%	·	-16.3%	-17.5%	-16.4%	·	-16.5%	-17.2%	-15.8%	·	·	-14.2%	-14.6%	·	-25.9%
ROIC	19.4%	13.9%	·	14.6%	13.5%	14.4%	·	11.2%	11.3%	13.0%	·	·	-15.3%	-14.5%	·	-12.8%

유동성 및 지급능력 5

FICO의 분기별 유동성 및 지급능력 데이터
지표	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Current Ratio	2.2	0.9	·	0.9	2.1	1.8	·	1.9	2.0	1.3	·	·	1.4	1.4	·	1.2
Quick Ratio	2.1	0.9	·	0.8	1.9	1.6	·	1.8	1.9	1.2	·	·	1.3	1.3	·	1.1
Debt / Equity	-1.7	-1.8	·	-2.0	-2.2	-2.1	·	-2.5	-2.8	-2.5	·	·	·	·	·	·
LT Debt / Equity	-1.7	-1.5	·	-1.7	-2.2	-2.1	·	-2.5	-2.8	-2.5	·	·	·	·	·	·
Interest Coverage	·	·	·	·	7.8	6.1	·	7.1	7.5	6.3	·	·	6.7	6.2	·	7.5

효율성 2

FICO의 분기별 효율성 데이터
지표	추세	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Asset Turnover		0.4	0.3	·	0.3	0.3	0.3	·	0.3	0.3	0.3	·	·	0.3	0.2	·	0.2
Receivables Turnover		1.2	1.2	·	1.2	1.0	1.2	·	1.1	1.1	1.1	·	·	1.2	1.2	·	1.2

주당 5

FICO의 분기별 주당 데이터
지표	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Book Value / Share	$-90.22	$-76.09	·	$-57.99	$-46.16	$-46.56	·	$-33.76	$-29.72	$-29.17	·	·	$-30.81	$-31.89	·	$-33.56
Revenue / Share	$29.13	$21.37	·	$21.83	$20.20	$17.72	·	$17.90	$17.25	$15.15	·	·	$14.96	$13.55	·	$13.49
Cash Flow / Share	·	$7.27	·	·	·	$7.81	·	·	·	$4.84	·	·	·	$3.63	·	·
Cash / Share	$9.42	$6.82	·	$7.85	$6.02	$7.54	·	$6.35	$5.48	$6.45	·	·	$5.51	$5.56	·	$6.14
EPS (TTM)	$31.74	$26.74	·	$25.18	$22.94	$21.15	·	$20.09	$19.04	$17.72	·	$16.53	$15.40	$14.49	·	$15.83

가치 평가 (TTM) 13

FICO의 분기별 가치 평가 (TTM) 데이터
지표	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Revenue TTM	$2.24B	$1.99B	·	$1.92B	$1.82B	$1.70B	·	$1.66B	$1.59B	$1.51B	·	$1.47B	$1.43B	$1.37B	·	$1.37B
Net Income TTM	$767M	$655M	·	$623M	$571M	$530M	·	$506M	$481M	$449M	·	$421M	$397M	$380M	·	$434M
Market Cap	$24.87B	$40.17B	·	$44.05B	$44.91B	$48.66B	·	$36.57B	$30.93B	$28.96B	·	·	$17.58B	$15.06B	·	$10.12B
Enterprise Value	$28.29B	$43.21B	·	$46.64B	$47.28B	$50.89B	·	$38.52B	$32.82B	$30.61B	·	·	·	·	·	·
P/E	33.6	63.2	·	72.6	80.4	94.1	·	74.1	65.6	65.7	·	49.0	45.6	41.3	·	25.3
P/S	11.1	20.2	·	22.9	24.7	28.6	·	22.0	19.4	19.2	·	·	12.3	11.0	·	7.4
P/B	-11.8	-22.2	·	-31.5	-40.0	-42.8	·	-44.1	-42.0	-39.9	·	·	-22.8	-18.8	·	-11.9
P / Cash Flow	·	230.8	·	·	·	250.9	·	·	·	237.1	·	·	·	162.9	·	·
P / FCF	·	231.1	·	·	·	251.9	·	·	·	239.8	·	·	·	164.4	·	·
EV / EBITDA	70.3	181.5	·	177.7	192.5	278.0	·	202.5	168.5	198.5	·	·	·	·	·	·
EV / FCF	·	248.5	·	·	·	263.4	·	·	·	253.5	·	·	·	·	·	·
EV / Revenue	12.6	21.7	·	24.3	26.0	29.9	·	23.2	20.6	20.3	·	·	·	·	·	·
Earnings Yield	3.0%	1.6%	·	1.4%	1.2%	1.1%	·	1.4%	1.5%	1.5%	·	2.0%	2.2%	2.4%	·	4.0%

재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년

손익계산서

	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
매출	$1.99B	$1.72B	$1.51B	$1.38B	$1.32B
영업이익률 %	46.5%	42.7%	42.5%	39.4%	38.4%
순이익	$652M	$513M	$429M	$374M	$392M
희석 EPS	$26.54	$20.45	$16.93	$14.18	$13.40

대차대조표

	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
부채 / 자기자본 비율	-1.8	-2.3	-2.6	-2.3	-9.1
유동비율	0.8	1.6	1.5	1.5	1.0
당좌 비율	0.8	1.5	1.4	1.4	0.9

현금 흐름

	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
잉여현금흐름	$770M	$624M	$465M	$503M	$416M

나의 지표 나만의 관심 목록 — 전체 기본 재무제표에서 선택한 항목

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FICO Fair Isaac Corporation Common Stock

FICO 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위

FICO 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의

10년 성과 매출, 순이익, 마진 및 EPS 추세

가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?

수익성 총, 영업 및 순이익률; ROE, ROA, ROIC

재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성

성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR

주당 지표 EPS, 주당 순자산, 주당 현금 흐름, 주당 배당금

자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율

배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR

FICO 분석가 합의 강세 및 약세 애널리스트 의견, 12개월 목표 주가, 상승 여력

12개월 목표 주가

실적 기록 EPS 실제 vs 예상, 서프라이즈 %, 달성률, 다음 실적 발표일

동료 비교 주요 지표 대 섹터 동종 기업

전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름

재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년

최신 뉴스 이 회사 관련 최근 헤드라인

나의 지표 나만의 관심 목록 — 전체 기본 재무제표에서 선택한 항목

FICO 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위

FICO 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의

이동 평균 및 오버레이

거래량

오실레이터

모멘텀 및 추세

10년 성과 매출, 순이익, 마진 및 EPS 추세

가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?

수익성 총, 영업 및 순이익률; ROE, ROA, ROIC

재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성

성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR

주당 지표 EPS, 주당 순자산, 주당 현금 흐름, 주당 배당금

자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율

배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR

FICO 분석가 합의 강세 및 약세 애널리스트 의견, 12개월 목표 주가, 상승 여력

12개월 목표 주가

실적 기록 EPS 실제 vs 예상, 서프라이즈 %, 달성률, 다음 실적 발표일

동료 비교 주요 지표 대 섹터 동종 기업

전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름

재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년

최신 뉴스 이 회사 관련 최근 헤드라인

나의 지표 나만의 관심 목록 — 전체 기본 재무제표에서 선택한 항목