CCNE CNB Financial Corporation - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 5, 2026
$34.10
· of 52w range
· above low
· to high
$22.8052w low
$36.1752w high
P/E
10.5
EPS
$2.49
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52W Range
$23–$36
Analyst Rating
BUY
Price Target
$38
P/E
10.5
ROE
8.8%
Net Profit Margin
23.4%
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CCNE Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$34.10
P/E
10.5
EPS
$2.49
ROE
8.8%
Debt/Equity (MRQ)
0.3
52W Range
$23–$36
CCNE Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| May 24, 2004 | 5-for-2 | Forward |
| May 1, 1998 | 2-for-1 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
EPS$2.492016-12-31 → 2025-12-31
Free Cash Flow$59M2016-12-31 → 2025-12-31
Net margin23.4%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | CCNE | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 10.55Y avg ≈9.1 | ≈9.1 | 10.9 | Fair value | |
| PEG Ratio | ≈2.2 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | CCNE | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 3.9%5Y avg ≈3.4% | ≈3.4% | 3.2% | Top tier | |
| Pretax Margin | 29.2%5Y avg ≈32.5% | ≈32.5% | 43.3% | Weak | |
| Net Profit Margin | 23.4%5Y avg ≈26.3% | ≈26.3% | 35.4% | Weak | |
| ROA | 0.91%5Y avg ≈1.0% | ≈1.0% | 1.0% | Weak | |
| ROE | 8.8%5Y avg ≈10.7% | ≈10.7% | 9.2% | In line |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | CCNE | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity (MRQ) | 0.35Y avg ≈0.2 | ≈0.2 | · | · | |
| Long-Term Debt / Equity (MRQ) | 0.15Y avg ≈0.1 | ≈0.1 | · | · |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | CCNE | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 24.6%5Y avg ≈12.1% | ≈12.1% | · | · | |
| Revenue CAGR 3Y | 7.9%5Y avg ≈8.2% | ≈8.2% | · | · | |
| Revenue CAGR 5Y | 11.6% | · | · | · | |
| EPS YoY | 4.2%5Y avg ≈7.9% | ≈7.9% | · | · | |
| Net Income YoY | 21.2%5Y avg ≈18.6% | ≈18.6% | · | · | |
| EPS CAGR 3Y | -8.6%5Y avg ≈-2.8% | ≈-2.8% | · | · | |
| EPS CAGR 5Y | 4.8% | · | · | · | |
| Net Income CAGR 3Y | 1.5%5Y avg ≈6.9% | ≈6.9% | · | · | |
| Net Income CAGR 5Y | 15.1% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | CCNE | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | Top tier |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Payout Ratio27.5%
Annualized Payout≈$0.76
5Y Div CAGR≈1.1%
Growth Streak≈2
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Sep 1, 2026 | $0.19 | USD | ≈2.2% |
| Jun 1, 2026 | $0.19 | USD | ≈2.5% |
| Feb 27, 2026 | $0.19 | USD | ≈2.6% |
| Nov 28, 2025 | $0.18 | USD | ≈2.8% |
| Aug 29, 2025 | $0.18 | USD | ≈2.7% |
| May 30, 2025 | $0.18 | USD | ≈3.3% |
| Feb 28, 2025 | $0.18 | USD | ≈2.9% |
| Nov 29, 2024 | $0.18 | USD | ≈2.5% |
| Aug 30, 2024 | $0.18 | USD | ≈2.9% |
| May 31, 2024 | $0.18 | USD | ≈3.6% |
| Feb 29, 2024 | $0.18 | USD | ≈3.5% |
| Nov 30, 2023 | $0.18 | USD | ≈3.4% |
| Aug 31, 2023 | $0.18 | USD | ≈3.8% |
| May 31, 2023 | $0.18 | USD | ≈4.2% |
| Feb 28, 2023 | $0.18 | USD | ≈2.9% |
| Nov 30, 2022 | $0.18 | USD | ≈2.7% |
| Aug 31, 2022 | $0.18 | USD | ≈2.7% |
| May 31, 2022 | $0.18 | USD | ≈2.8% |
| Feb 28, 2022 | $0.18 | USD | ≈2.6% |
| Nov 30, 2021 | $0.18 | USD | ≈2.6% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
5.0%
Next Report
Oct 28, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 20, 2026 | $0.91 | $0.87 | 4.1% |
| March 31, 2026 | $0.88 | $0.82 | 7.4% | |
| Dec. 31, 2025 | $0.87 | $0.80 | 8.3% | |
| Sept. 30, 2025 | $0.82 | $0.74 | 10.4% | |
| June 30, 2025 | $0.63 | $0.61 | 3.6% | |
| March 31, 2025 | $0.57 | $0.59 | -4.1% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $104M | $24M | $20M | $32M | $40M | $27M | $17M | $13M | $12M | $12M | |
| Interest Income | $392M | $325M | $294M | $214M | $180M | $167M | $156M | $132M | $109M | $94M | $87M | $87M | |
| Pretax Income | $82M | $67M | $72M | $78M | $71M | $40M | $49M | $40M | $36M | $28M | $30M | $32M | |
| Income Tax | $16M | $13M | $14M | $15M | $13M | $7M | $9M | $7M | $12M | $7M | $8M | $9M | |
| Net Income | $66M | $55M | $58M | $63M | $58M | $33M | $40M | $34M | $24M | $21M | $22M | $23M | |
| EPS (Basic) | $2.50 | $2.39 | $2.56 | $3.26 | $3.16 | $1.97 | $2.63 | $2.21 | $1.57 | $1.42 | $1.54 | $1.60 | |
| EPS (Diluted) | $2.49 | $2.39 | $2.55 | $3.26 | $3.16 | $1.97 | $2.63 | $2.21 | $1.57 | $1.42 | $1.54 | $1.60 | |
| Shares (Basic) | 24,586,000 | 20,838,000 | 20,904,000 | 17,987,000 | 16,820,000 | 16,000,000 | 15,164,000 | 15,210,000 | 15,132,000 | 14,375,000 | 14,338,000 | 14,359,000 | |
| Shares (Diluted) | 24,669,000 | 20,900,000 | 20,944,000 | 18,020,000 | 16,820,000 | 16,000,000 | 15,164,000 | 15,210,000 | 15,132,000 | 14,375,000 | 14,338,000 | 14,360,000 | |
| EBITDA | $11M | $8M | $8M | $7M | $6M | $6M | $6M | $5M | $5M | $4M | $4M | $4M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $528M | $443M | $222M | $106M | $732M | $533M | $193M | $46M | $35M | $29M | $27M | $28M | |
| PP&E (Net) | $90M | $76M | $74M | $69M | $62M | $60M | $55M | $50M | $51M | $50M | $39M | $35M | |
| PP&E (Gross) | $202M | $152M | $144M | $134M | $121M | $115M | $99M | $90M | $93M | $90M | $75M | $68M | |
| Accum. Depreciation | $112M | $76M | $71M | $65M | $60M | $55M | $44M | $40M | $43M | $41M | $36M | $33M | |
| Goodwill | $88M | $44M | $44M | $44M | $44M | $44M | $39M | $39M | $39M | $39M | $27M | $27M | |
| Intangibles | $34M | $206.0K | $280.0K | $364.0K | $460.0K | $567.0K | · | · | · | · | · | · | |
| Total Assets | $8.40B | $6.19B | $5.75B | $5.48B | $5.33B | $4.73B | $3.76B | $3.22B | $2.77B | $2.57B | $2.29B | $2.19B | |
| Short-term Debt | $164M | $0 | $0 | $132M | $0 | · | · | $0 | $34M | $104M | $116M | $36M | |
| Total Liabilities | $7.52B | $5.58B | $5.18B | $4.94B | $4.89B | $4.31B | $3.46B | $2.96B | $2.52B | $2.36B | $2.08B | $2.00B | |
| Long-term Debt | · | · | · | · | · | $71M | $299M | $316M | $328M | $103M | $241M | $132M | |
| Total Debt | $249M | $85M | $84M | $216M | $84M | · | · | $0 | $34M | $134M | $116M | $36M | |
| Common Stock | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Paid-in Capital | · | · | · | · | · | · | · | · | · | · | · | $78M | |
| Retained Earnings | $425M | $381M | $346M | $307M | $261M | $219M | $202M | $172M | $148M | $134M | $123M | $111M | |
| Treasury Stock | $3M | $5M | $7M | $3M | $2M | $3M | $3M | $3M | $1M | $127.0K | $1M | $1M | |
| AOCI | $-31M | $-44M | $-46M | $-53M | $-394.0K | $15M | $7M | $-4M | $-343.0K | $-121.0K | $2M | $1M | |
| Stockholders' Equity | $872M | $611M | $571M | $531M | $443M | $416M | $305M | $263M | $244M | $212M | $202M | $189M | |
| Liabilities + Equity | $8.40B | $6.19B | $5.75B | $5.48B | $5.33B | $4.73B | $3.76B | $3.22B | $2.77B | $2.57B | $2.29B | $2.19B | |
| Shares Outstanding | · | · | 21,235,503 | 21,235,503 | 16,978,057 | · | · | · | · | · | · | · |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $11M | $8M | $8M | $7M | $6M | $6M | $6M | $5M | $5M | $4M | $4M | $4M | |
| Stock-based Comp | $3M | $2M | $2M | $1M | $1M | $1M | $1M | $2M | $928.0K | $820.0K | $621.0K | $548.0K | |
| Deferred Tax | $5M | $-1M | $1M | · | · | · | · | · | · | · | · | · | |
| Amort. of Intangibles | $2M | $73.0K | $84.0K | · | · | · | · | · | · | · | · | · | |
| Other Non-cash | $-20M | $6M | $-20M | $-7M | $-6M | $-11M | $5M | $4M | $733.0K | $920.0K | $7M | $1M | |
| Operating Cash Flow | $65M | $72M | $47M | $64M | $59M | $29M | $52M | $45M | $31M | $27M | $34M | $29M | |
| CapEx | $6M | $16M | $11M | $12M | $6M | $6M | $9M | $3M | $5M | $10M | $7M | $6M | |
| Investing Cash Flow | $28M | $-203M | $-149M | $-805M | $-410M | $-169M | $-369M | $-453M | $-204M | $-151M | $-101M | $-56M | |
| Debt Issued | · | · | · | $0 | $0 | $232M | $30M | $50M | $160M | $80M | $50M | $950.0K | |
| Net Debt Issued | · | · | $0 | $0 | $-50M | $-228M | $-17M | $22M | $90M | $-1M | $29M | $715.0K | |
| Stock Issued | · | $0 | $0 | $94M | $0 | $3M | $1M | $0 | $19M | $0 | $0 | · | |
| Net Stock Activity | · | $0 | $0 | $94M | $0 | $3M | $1M | $0 | $19M | · | · | · | |
| Dividends Paid | $18M | $15M | $15M | $13M | $12M | $11M | $10M | $10M | $10M | $10M | $10M | $10M | |
| Financing Cash Flow | $-8M | $353M | $218M | $115M | $550M | $480M | $464M | $418M | $179M | $126M | $66M | $25M | |
| Net Change in Cash | $85M | $221M | $116M | $-626M | $200M | $340M | $147M | $10M | $6M | $2M | $-667.0K | $-2M | |
| Taxes Paid | $11M | · | · | · | · | · | · | · | · | · | · | · | |
| Free Cash Flow | $59M | $55M | $36M | $52M | $52M | $23M | $43M | $41M | $26M | $17M | $27M | $22M | |
| Levered FCF | · | · | $-48M | $32M | $36M | $-3M | $10M | $18M | $14M | $7M | $18M | $14M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 23.4% | 24.1% | 26.0% | 28.2% | 29.9% | 20.1% | 28.2% | 26.8% | 21.1% | 20.8% | 24.8% | 25.9% | |
| Pretax Margin | 29.2% | 29.7% | 32.2% | 34.8% | 36.6% | 24.6% | 34.2% | 32.0% | 32.1% | 28.0% | 34.1% | 36.4% | |
| EBITDA Margin | 3.9% | 3.6% | 3.5% | 2.9% | 3.2% | 3.7% | 4.2% | 3.8% | 4.6% | 4.5% | 4.5% | 4.6% | |
| ROA | 0.91% | 0.91% | 1.0% | 1.2% | 1.1% | 0.77% | 1.1% | 1.1% | 0.89% | 0.85% | 0.99% | 1.1% | |
| ROE | 8.8% | 9.0% | 10.4% | 12.1% | 13.1% | 7.9% | 13.3% | 13.0% | 10.5% | 9.9% | 11.4% | 13.1% |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.3 | 0.1 | 0.1 | 0.4 | 0.2 | · | · | 0.0 | 0.1 | 0.6 | 0.6 | 0.2 | |
| LT Debt / Equity | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | · | · | · | · | · | · | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | $11.44 | $10.84 | $10.66 | $12.45 | $11.49 | $10.17 | $9.38 | $8.26 | $7.46 | $6.89 | $6.24 | $6.19 | |
| Cash Flow / Share | $2.63 | $3.42 | $2.25 | $3.55 | $3.50 | $1.80 | $3.42 | $2.88 | $2.03 | $1.86 | $2.35 | $2.01 | |
| Dividend / Share | $0.72 | $0.71 | $0.70 | $0.70 | $0.69 | $0.68 | $0.68 | $0.67 | $0.66 | $0.66 | $0.66 | $0.66 | |
| EPS (TTM) | $2.49 | $2.39 | $2.55 | $3.26 | $3.16 | $1.97 | $2.63 | $2.21 | $1.57 | $1.42 | $1.54 | $1.60 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 24.6% | 1.5% | -0.56% | 16.2% | 18.7% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 7.9% | 5.5% | 11.1% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 11.6% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 4.2% | -6.3% | -21.8% | 3.2% | 60.4% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | -8.6% | -8.9% | 9.0% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 4.8% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 21.2% | -5.9% | -8.2% | 9.5% | 76.2% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 1.5% | -1.8% | 21.0% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 15.1% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 10.6% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $282M | $227M | $223M | $224M | $193M | $163M | $142M | $126M | $113M | $99M | $92M | $91M | |
| Net Income TTM | $66M | $55M | $58M | $63M | $58M | $33M | $40M | $34M | $24M | $21M | $22M | $23M | |
| P/E | 10.5 | 10.4 | 8.9 | 7.3 | 8.4 | 10.8 | 12.4 | 10.4 | 16.7 | 18.8 | 11.7 | 11.6 | |
| Earnings Yield | 9.5% | 9.6% | 11.3% | 13.7% | 11.9% | 9.2% | 8.1% | 9.6% | 6.0% | 5.3% | 8.5% | 8.6% | |
| Payout Ratio | 27.5% | 27.3% | 25.3% | 19.9% | 20.0% | 33.5% | 25.8% | 30.4% | 42.3% | 46.5% | 42.9% | 41.3% | |
| Annual Payout | $18M | $15M | $15M | $13M | $12M | $11M | $10M | $10M | $10M | $10M | $10M | $10M |
Income Statement
| Metric | Trend | Q4 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $33M | · | $28M | $25M | $19M | · | $5M | |
| Interest Income | · | $112M | $116M | $109M | $86M | $82M | $84M | $83M | $81M | $78M | $79M | $76M | $72M | $67M | $62M | $55M | |
| Pretax Income | · | $33M | $42M | $9M | $17M | $14M | $19M | $17M | $16M | $15M | $17M | $17M | $17M | $20M | $20M | $21M | |
| Income Tax | · | $6M | $8M | $2M | $3M | $3M | $4M | $3M | $3M | $3M | $3M | $3M | $3M | $4M | $4M | $4M | |
| Net Income | · | $27M | $21M | $20M | $14M | $11M | $15M | $14M | $13M | $13M | $14M | $14M | $14M | $16M | $16M | $17M | |
| EPS (Basic) | · | $0.88 | $0.67 | $0.69 | $0.61 | $0.50 | $0.67 | $0.61 | $0.57 | $0.55 | $0.62 | $0.60 | $0.61 | $0.73 | $0.67 | $0.90 | |
| EPS (Diluted) | · | $0.88 | $0.66 | $0.69 | $0.61 | $0.50 | $0.66 | $0.61 | $0.56 | $0.55 | $0.61 | $0.60 | $0.61 | $0.73 | $0.67 | $0.90 | |
| Shares (Basic) | · | 29,317,224 | · | 27,178,623 | 20,881,164 | 20,866,970 | · | 20,841,808 | 20,830,511 | 20,823,766 | · | 20,859,872 | 20,916,861 | 21,042,579 | · | 17,254,389 | |
| Shares (Diluted) | · | 29,439,453 | · | 27,280,298 | 20,952,891 | 20,925,388 | · | 20,911,862 | 20,893,396 | 20,887,088 | · | 20,899,744 | 20,956,575 | 21,077,531 | · | 17,287,770 | |
| EBITDA | · | $4M | · | · | · | $2M | · | · | · | $2M | · | · | · | $2M | · | · |
Balance Sheet
| Metric | Trend | Q4 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | $602M | $528M | $438M | $425M | $520M | $443M | $361M | $331M | $301M | · | $183M | $125M | $189M | · | $210M | |
| PP&E (Net) | · | $89M | $90M | $91M | $75M | $76M | $76M | · | · | · | · | · | · | · | · | · | |
| PP&E (Gross) | · | · | $202M | · | · | · | $152M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $112M | · | · | · | $76M | · | · | · | · | · | · | · | · | · | |
| Goodwill | · | $88M | $88M | $94M | · | · | $44M | · | · | · | $44M | · | · | · | $44M | $44M | |
| Intangibles | · | · | $34M | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Total Assets | · | $8.51B | $8.40B | $8.25B | $6.32B | $6.30B | $6.19B | $6.01B | $5.89B | $5.80B | · | $5.73B | $5.66B | $5.58B | · | $5.32B | |
| Short-term Debt | · | $164M | $164M | $182M | · | · | $0 | · | · | $0 | · | $0 | $0 | $102M | · | · | |
| Total Liabilities | · | $7.63B | $7.52B | $7.41B | $5.68B | $5.67B | $5.58B | $5.41B | $5.30B | $5.22B | · | $5.18B | $5.11B | $5.04B | · | $4.80B | |
| Total Debt | · | $249M | · | $266M | $85M | $85M | · | $84M | $84M | $84M | · | · | $84M | $186M | · | $84M | |
| Common Stock | · | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | · | $0 | $0 | $0 | · | $0 | |
| Retained Earnings | · | $445M | $425M | $398M | $397M | $388M | $381M | $371M | $362M | $354M | · | $337M | $328M | $319M | · | $296M | |
| Treasury Stock | · | $3M | $3M | $2M | $2M | $5M | $5M | $5M | $4M | $4M | · | $7M | $5M | $3M | · | $3M | |
| AOCI | · | $-34M | $-31M | $-31M | $-33M | $-37M | $-44M | $-37M | $-47M | $-47M | · | $-59M | $-51M | $-47M | · | $-56M | |
| Stockholders' Equity | · | $889M | $872M | $844M | $637M | $625M | $611M | $606M | $587M | $579M | $571M | $549M | $550M | $546M | $531M | $516M | |
| Liabilities + Equity | · | $8.51B | $8.40B | $8.25B | $6.32B | $6.30B | $6.19B | $6.01B | $5.89B | $5.80B | · | $5.73B | $5.66B | $5.58B | · | $5.32B | |
| Shares Outstanding | · | · | · | · | · | · | · | · | · | 21,235,503 | · | 21,235,503 | 21,235,503 | 21,235,503 | · | 16,978,057 |
Cash Flow
| Metric | Trend | Q4 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | · | $4M | $4M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $2M | |
| Stock-based Comp | · | $791.0K | $778.0K | $791.0K | $645.0K | $455.0K | $389.0K | $471.0K | $482.0K | $883.0K | $377.0K | $350.0K | $345.0K | $616.0K | $235.0K | $256.0K | |
| Amort. of Intangibles | · | $1M | $1M | $780.0K | · | $17.0K | $16.0K | $18.0K | · | · | · | · | · | · | · | · | |
| Other Non-cash | · | $-12M | · | · | · | $-2M | · | · | · | $-3M | · | · | · | $-14M | · | · | |
| Operating Cash Flow | · | $19M | $26M | $7M | $20M | $12M | $22M | $26M | $10M | $12M | $18M | $13M | $12M | $5M | $26M | $16M | |
| CapEx | · | $362.0K | $129.0K | $2M | $2M | $2M | $3M | $4M | $6M | $2M | $2M | $2M | $4M | $3M | $4M | $4M | |
| Investing Cash Flow | · | $-52M | $-34M | $197M | $-117M | $-18M | $-90M | $-98M | $-49M | $33M | $31M | $-19M | $-145M | $-17M | $-256M | $-103M | |
| Stock Issued | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | · | |
| Dividends Paid | · | $6M | $5M | $5M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $3M | |
| Financing Cash Flow | · | $108M | $98M | $-192M | $2M | $84M | $150M | $101M | $68M | $34M | $-9M | $63M | $70M | $94M | $126M | $12M | |
| Net Change in Cash | · | $75M | $90M | $13M | $-95M | $77M | $82M | $30M | $30M | $79M | $39M | $57M | $-63M | $82M | $-104M | $-74M | |
| Free Cash Flow | · | $19M | · | · | · | $10M | · | · | · | $10M | · | · | · | $1M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-17M | · | · | · | $-14M | · | · |
Profitability
| Metric | Trend | Q4 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | · | 32.5% | · | 9.1% | 22.8% | 20.2% | · | 23.9% | 23.7% | 23.3% | · | · | 24.9% | 29.6% | · | 28.7% | |
| Pretax Margin | · | 39.8% | · | 11.7% | 28.2% | 25.2% | · | 29.6% | 29.3% | 28.5% | · | · | 30.9% | 36.6% | · | 35.7% | |
| EBITDA Margin | · | 4.4% | · | · | · | 3.6% | · | · | · | 3.5% | · | · | · | 3.5% | · | · | |
| ROA | · | 0.37% | · | 0.10% | 0.23% | 0.19% | · | 0.24% | 0.22% | 0.22% | · | · | 0.25% | 0.30% | · | 0.33% | |
| ROE | · | 3.6% | · | 0.97% | 2.3% | 1.9% | · | 2.4% | 2.3% | 2.2% | · | · | 2.8% | 3.4% | · | 3.6% |
Liquidity & Solvency
| Metric | Trend | Q4 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | 0.3 | · | 0.3 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | · | 0.2 | 0.3 | · | 0.2 | |
| LT Debt / Equity | · | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | · | 0.2 | 0.2 | · | 0.2 |
Efficiency
| Metric | Trend | Q4 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | · | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | · | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q4 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | · | · | · | · | · | · | · | · | · | $27.25 | · | · | $25.88 | $25.73 | · | $30.40 | |
| Revenue / Share | · | $2.83 | · | $2.85 | $2.92 | $2.72 | · | $2.80 | $2.61 | $2.59 | · | · | $2.65 | $2.64 | · | $3.35 | |
| Cash Flow / Share | · | $0.65 | · | · | · | $0.55 | · | · | · | $0.60 | · | · | · | $0.23 | · | · | |
| Cash / Share | · | · | · | · | · | · | · | · | · | $14.20 | · | · | $5.89 | $8.88 | · | $12.36 | |
| Dividend / Share | · | $0.19 | $0.18 | $0.18 | $0.18 | $0.18 | $0.18 | $0.18 | $0.17 | $0.17 | $0.17 | $0.17 | $0.17 | $0.17 | $0.17 | $0.17 | |
| Dividend Paid / Share | · | · | · | · | · | · | · | · | $0.17 | $0.17 | · | $0.17 | $0.17 | $0.17 | · | $0.17 | |
| EPS (TTM) | $3.14 | $2.84 | · | $2.46 | · | $2.33 | · | $2.33 | $2.32 | $2.37 | · | $2.84 | $2.91 | $3.15 | · | $3.39 |
Valuation (TTM)
| Metric | Trend | Q4 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $335M | $309M | · | $255M | · | $229M | · | $224M | $221M | $222M | · | $224M | $229M | $228M | · | $216M | |
| Net Income TTM | $96M | $82M | · | $60M | · | $53M | · | $53M | $53M | $54M | · | $61M | $63M | $64M | · | $62M | |
| Market Cap | · | · | · | · | · | · | · | · | · | $433M | · | · | $375M | $408M | · | $400M | |
| Enterprise Value | · | · | · | · | · | · | · | · | · | $216M | · | · | $334M | $405M | · | $274M | |
| P/E | 10.7 | 10.2 | · | 9.8 | · | 9.5 | · | 10.3 | 8.8 | 8.6 | · | 6.4 | 6.1 | 6.1 | · | 7.0 | |
| P/S | · | · | · | · | · | · | · | · | · | 2.0 | · | · | 1.6 | 1.8 | · | 1.9 | |
| P/B | · | · | · | · | · | · | · | · | · | 0.7 | · | · | 0.7 | 0.7 | · | 0.8 | |
| P / Tangible Book | · | · | · | · | · | · | · | · | · | 0.7 | · | 0.7 | 0.7 | 0.7 | · | 0.8 | |
| P / Cash Flow | · | · | · | · | · | · | · | · | · | 34.8 | · | · | · | 84.7 | · | · | |
| EV / Revenue | · | · | · | · | · | · | · | · | · | 1.0 | · | · | 1.5 | 1.8 | · | 1.3 | |
| Dividend Yield | · | · | · | · | · | · | · | · | · | 3.4% | · | · | 3.7% | 3.3% | · | 2.9% | |
| Earnings Yield | 9.3% | 9.8% | · | 10.2% | · | 10.5% | · | 9.7% | 11.4% | 11.6% | · | 15.7% | 16.5% | 16.4% | · | 14.4% | |
| Payout Ratio | · | 20.8% | · | · | · | 32.9% | · | · | · | 29.2% | · | · | · | 22.4% | · | · | |
| Annual Payout | $22M | $20M | · | $17M | · | $15M | · | $15M | $15M | $15M | · | · | $14M | $13M | · | $12M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Net Income | $66M | $55M | $58M | $63M | $58M |
| Diluted EPS | $2.49 | $2.39 | $2.55 | $3.26 | $3.16 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Debt / Equity | 0.3 | 0.1 | 0.1 | 0.4 | 0.2 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $59M | $55M | $36M | $52M | $52M |
Institutional owners (13F) 178 filers · $695.9M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
178
Value held
$695.9M
New positions
32
Exited positions
16
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 32 (+4 vs prior Q) | 16 (+3 vs prior Q) | 58 (+11 vs prior Q) | 36 (-8 vs prior Q) | +1.2M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | $81,738,626 | 2,424,759 | 11.75% | Shares |
| BlackRock, Inc. | $78,011,466 | 2,314,194 | 11.21% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $52,681,733 | 1,562,773 | 7.57% | Shares |
| VANGUARD GROUP INC | $43,753,701 | 1,671,903 | 6.29% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $42,424,372 | 1,258,510 | 6.10% | Shares |
| Davis Asset Management, L.P. | $32,024,500 | 950,000 | 4.60% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $31,768,750 | 942,210 | 4.57% | Shares |
| STATE STREET CORP | $30,671,482 | 909,863 | 4.41% | Shares |
| AMERICAN CENTURY COMPANIES INC | $27,639,166 | 819,910 | 3.97% | Shares |
| Stieven Capital Advisors, L.P. | $14,652,827 | 434,673 | 2.11% | Shares |
| MALTESE CAPITAL MANAGEMENT LLC | $14,228,991 | 422,100 | 2.04% | Shares |
| AMERIPRISE FINANCIAL INC | $14,198,315 | 421,190 | 2.04% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $11,383,698 | 337,695 | 1.64% | Shares |
| ROYCE & ASSOCIATES LP | $9,493,680 | 281,628 | 1.36% | Shares |
| NORTHERN TRUST CORP | $9,443,150 | 280,129 | 1.36% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $9,197,875 | 272,853 | 1.32% | Shares |
| JPMORGAN CHASE & CO | $8,795,236 | 259,753 | 1.26% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $8,647,626 | 256,530 | 1.24% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $8,408,353 | 249,432 | 1.21% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $8,373,935 | 248,411 | 1.20% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $7,667,272 | 227,448 | 1.10% | Shares |
| BANC FUNDS CO LLC | $7,496,261 | 222,375 | 1.08% | Shares |
| MORGAN STANLEY | $7,012,037 | 208,008 | 1.01% | Shares |
| Nuveen, LLC | $6,697,368 | 198,676 | 0.96% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $6,518,840 | 193,380 | 0.94% | Shares |
| Petiole USA ltd | $6,379,314 | 189,241 | 0.92% | Shares |
| TWO SIGMA INVESTMENTS, LP | $6,123,017 | 181,638 | 0.88% | Shares |
| Oppenheimer & Close, LLC | $5,604,389 | 166,253 | 0.81% | Shares |
| GLOBEFLEX CAPITAL L P | $5,396,398 | 160,083 | 0.78% | Shares |
| Bank of New York Mellon Corp | $5,286,013 | 156,808 | 0.76% | Shares |
| Empowered Funds, LLC | $4,918,491 | 145,906 | 0.71% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $4,717,546 | 139,945 | 0.68% | Shares |
| CNB Bank | $4,441,288 | 131,750 | 0.64% | Shares |
| EJF Capital LP | $3,676,345 | 109,058 | 0.53% | Shares |
| GOLDMAN SACHS GROUP INC | $3,658,378 | 108,525 | 0.53% | Shares |
| FIRST TRUST ADVISORS LP | $3,638,589 | 107,938 | 0.52% | Shares |
| Siena Capital Partners GP, LLC | $3,373,000 | 100,000 | 0.48% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $3,152,710 | 93,524 | 0.45% | Shares |
| STIFEL FINANCIAL CORP | $3,032,379 | 89,955 | 0.44% | Shares |
| Skopos Labs, Inc. | $2,660,700 | 91,875 | 0.38% | Shares |
| ALLIANCEBERNSTEIN L.P. | $2,570,953 | 88,776 | 0.37% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $2,361,757 | 70,061 | 0.34% | Shares |
| Fisher Asset Management, LLC | $2,275,458 | 67,501 | 0.33% | Shares |
| Elizabeth Park Capital Advisors, Ltd. | $2,240,299 | 66,458 | 0.32% | Shares |
| Swiss National Bank | $1,904,615 | 56,500 | 0.27% | Shares |
| HM PAYSON & CO | $1,843,870 | 54,698 | 0.26% | Shares |
| Creative Planning | $1,738,145 | 51,562 | 0.25% | Shares |
| Pinnacle Holdings, LLC | $1,689,691 | 50,124 | 0.24% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $1,496,084 | 44,381 | 0.21% | Shares |
| BANK OF AMERICA CORP /DE/ | $1,379,380 | 40,919 | 0.20% | Shares |
Company insiders 52 insiders · 23 officers · 25 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Michael D Peduzzi | President & CEO | Aug. 5, 2026 P | 56,418 | 4 | 0 | $120,920 |
| Joseph B Bower JR | President & CEO | Dec. 23, 2022 G | 833 | 0 | 0 | $0 |
| Brian William Wingard | EVP/CFO | Feb. 25, 2019 F | 11,475 | 0 | 0 | $0 |
| Michael J Noah | EVP/Chief Operating Officer | Feb. 23, 2026 A | 9,521 | 0 | 0 | $0 |
| Carla M. Higgins | SVP/Strategic Project Manager | April 27, 2026 S | 2,538 | 0 | 1 | $-39,585 |
| Robin Mink | EVP/Chief TM Officer | Feb. 23, 2026 S | 6,737 | 0 | 1 | $-3,989 |
| Heather J. Koptchak | SVP/Chief ofEmployee Resources | Feb. 23, 2026 A | 6,757 | 0 | 0 | $0 |
| Angela D. Wilcoxson | EVP/Chief Commercial Banking | Feb. 23, 2026 S | 10,305 | 0 | 2 | $-26,121 |
| Gregory M Dixon | EVP/Chief Credit Officer | Feb. 23, 2026 A | 19,873 | 0 | 0 | $0 |
| Martin T. Griffith | SEVP/Chief Revenue Officer | Feb. 23, 2026 S | 16,897 | 0 | 1 | $-14,820 |
| Steven R Shilling | EVP/Chief Wealth Mngt Officer | Feb. 23, 2026 S | 12,801 | 0 | 2 | $-25,152 |
| Leanne D Kassab | SEVP/Chief Experience Officer | Feb. 23, 2026 A | 22,352 | 0 | 0 | $0 |
| Kylie L. Graham | SVP/Operations | Jan. 30, 2026 A | 4,618 | 0 | 0 | $0 |
| Anna K Andersen | SVP & Chief Risk Officer | Jan. 30, 2026 A | 4,447 | 0 | 0 | $0 |
| Koch Darryl P. | EVP & CITSO | Jan. 30, 2026 A | 5,548 | 0 | 0 | $0 |
| Richard Lee Greslick Jr. | Secretary, Senior EVP | Feb. 26, 2024 F | 32,442 | 0 | 0 | $0 |
| Mary Ann Conaway | EVP/Employee Resources | Sept. 21, 2022 P | 11,161 | 0 | 0 | $0 |
| Joseph E Dell Jr | Sr. EVP | Feb. 15, 2022 F | 13,956 | 0 | 0 | $0 |
| Mark D Breakey | Sr. Executive Vice President | Feb. 21, 2019 A | 31,615 | 0 | 0 | $0 |
| Vincent C. Turiano | Executive Vice President | Feb. 20, 2015 A | 14,500 | 0 | 0 | $0 |
| Richard L Sloppy | Executive Vice President | Oct. 31, 2013 M | 30,175 | 0 | 0 | $0 |
| Charles R Guarino | Treasurer | June 18, 2010 P | 1,881 | 0 | 0 | $0 |
| Donald E Shawley | Senior Vice President | March 11, 2008 A | 2,268 | 0 | 0 | $0 |
| Francis X Straub III | Director | June 5, 2026 G | 5,250 | 0 | 0 | $0 |
| Nicholas N. Scott Jr. | Director | March 13, 2026 P | 38,269 | 1 | 0 | $10,144 |
| Michael N. Obi | Director | Jan. 30, 2026 A | 9,388 | 0 | 0 | $0 |
| Julie M. Young | Director | Jan. 30, 2026 A | 11,505 | 0 | 0 | $0 |
| Peter C Varischetti | Director | Jan. 30, 2026 A | 3,188 | 0 | 0 | $0 |
| Joel E. Peterson | Director | Jan. 30, 2026 A | 28,266 | 0 | 0 | $0 |
| Richard B. Seager | Director | Jan. 30, 2026 A | 23,416 | 0 | 0 | $0 |
| Jeffrey S Powell | Director | Jan. 30, 2026 A | 139,058 | 1 | 0 | $26,598 |
| Renee Richard | Director | Feb. 1, 2024 A | 1,889 | 0 | 0 | $0 |
| Peter F Smith | Director | Feb. 1, 2024 A | 104,873 | 0 | 0 | $0 |
| Robert W Montler | Director | Feb. 11, 2021 A | 57,701 | 0 | 0 | $0 |
| James B Ryan | Director | Feb. 22, 2018 A | 63,300 | 0 | 0 | $0 |
| Dennis L Merrey | Director | Feb. 22, 2018 A | 53,825 | 0 | 0 | $0 |
| William F Falger | Director | Feb. 24, 2017 A | 57,126 | 0 | 0 | $0 |
| Robert D Hord | Director | June 18, 2015 P | 130,372 | 0 | 0 | $0 |
| Charles H Reams | Director | Dec. 18, 2013 P | 6,844 | 0 | 0 | $0 |
| Robert E Brown | Director | Jan. 11, 2011 A | 48,552 | 0 | 0 | $0 |
| Michael F Lezzer | Director | June 18, 2010 P | 5,839 | 0 | 0 | $0 |
| William C. Polacek | Director | Jan. 12, 2010 A | 4,450 | 0 | 0 | $0 |
| James J Leitzinger | Director | March 11, 2008 A | 25,030 | 0 | 0 | $0 |
| William R Owens | Director | Aug. 17, 2007 P | 28,053 | 0 | 0 | $0 |
| James P Moore | Director | Dec. 14, 2004 A | · | 0 | 0 | $0 |
| Deborah Dick Pontzer | · | April 30, 2026 S | 41,051 | 0 | 1 | $-7,454 |
| Tito L Lima | · | Feb. 23, 2026 A | 27,423 | 0 | 0 | $0 |
| Gary S Olson | · | Feb. 4, 2026 W | 100,056 | 0 | 1 | $-693,750 |
| Robert C Selig Jr | · | Jan. 30, 2026 A | 92,690 | 0 | 0 | $0 |
| Daniel J Henning | · | Jan. 30, 2026 A | 52,805 | 0 | 1 | $-117,223 |
| William A Franson | · | Dec. 10, 2003 A | · | 0 | 0 | $0 |
| Robert C Penoyer | · | Dec. 10, 2003 A | · | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 33 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.24% | 101,513 SH | Sept. 11, 2026 | Daily |
| FSMD · FIDELITY COVINGTON TRUST | 0.12% | 82,847 NS | July 31, 2026 | N-PORT |
| EBIT · Harbor ETF Trust | 0.11% | 370 NS | July 31, 2026 | N-PORT |
| DPST · Direxion Shares ETF Trust | 0.10% | 11,882 NS | July 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.06% | 25,787 SH | Aug. 19, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | 0.05% | 12,524 SH | Aug. 19, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.05% | 107,402 NS | July 31, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.04% | 2,939 SH | Oct. 2, 2026 | Daily |
| IWM · iShares Trust | 0.03% | 778,596 SH | Sept. 11, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.03% | 139,315 NS | July 31, 2026 | N-PORT |
| RSSL · Global X Funds | 0.03% | 14,146 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.03% | 170,553 SH | Aug. 19, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.02% | 98,596 NS | July 31, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.02% | 17,762 SH | Oct. 2, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 7,393 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 338,026 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 45,405 SH | Aug. 19, 2026 | Daily |
| WSML · iShares Trust | 0.01% | 1,746 SH | Sept. 11, 2026 | Daily |
| TILT · FlexShares Trust | 0.01% | 4,536 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.01% | 798 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 56,074 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 2,839 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 7,184 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 10,708 NS | July 31, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.00% | 6,999 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 42,850 SH | Sept. 11, 2026 | Daily |
| DFSU · Dimensional ETF Trust | 0.00% | 933 NS | July 31, 2026 | N-PORT |
| IWV · iShares Trust | 0.00% | 5,217 SH | Sept. 3, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 892,306 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 2,261 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 281,127 SH | Sept. 11, 2026 | Daily |
| ISCB · iShares Trust | · | 1,268 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 6,844 SH | Sept. 11, 2026 | Daily |
CCNE Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 11 analysts
BUY
Median target
$38.00
+11.4%
3 27.3%
Strong Buy
5 45.5%
Buy
3 27.3%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
6 analysts · 2026-09-29Mean target $37.83 +10.9%
← Below all targets
Current price $34.10
Low$36.00
Mean$37.83
High$39.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| CCNE | · | 10.5 | 24.6% | 23.4% | 8.8% | · |
| FSBC | $765M | 12.3 | 25.6% | 38.9% | 14.3% | · |
| MBWM | $826M | 8.8 | 4.8% | 36.6% | 13.1% | · |
| MCBS | $765M | 10.1 | 10.2% | 44.0% | 14.0% | · |
| BFST | $771M | 9.4 | 1.2% | 820.8% | 10.1% | · |
| HBNC | $869M | -5.2 | 2.0% | 558.0% | -20.3% | · |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | · |
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Source: SEC 10-Q filed Aug 5, 2026