CINF Cincinnati Financial Corporation - Common Stock
NASDAQ · Insurance · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Jul 27, 2026
$161.95
· of 52w range
· above low
· to high
$150.0052w low
$194.8152w high
Market Cap (MRQ)
$24.84B
P/E (TTM)
7.6
EPS (TTM)
$21.20
Revenue (TTM)
$13.95B
your badges
52W Range
$150–$195
Analyst Rating
HOLD
Price Target
$192
P/E
7.6
ROE
21.5%
Net Profit Margin
23.8%
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CINF Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$161.95
Market Cap (MRQ)
$24.84B
P/E (TTM)
7.6
EPS (TTM)
$21.20
Revenue (TTM)
$13.95B
Div Yield
2.1%
ROE (TTM)
21.5%
52W Range
$150–$195
CINF Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| April 4, 2005 | 21-for-20 | Forward |
| April 28, 2004 | 21-for-20 | Forward |
| May 18, 1998 | 3-for-1 | Forward |
| March 13, 1996 | 21-for-20 | Forward |
| March 13, 1995 | 21-for-20 | Forward |
| May 18, 1992 | 3-for-1 | Forward |
| May 1, 1985 | 2-for-1 | Forward |
About Cincinnati Financial Corporation - Common Stock Company overview from Wikipedia
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.
The Cincinnati Insurance Company was founded in 1950 by four agents, including brothers John Jack Schiff and Robert Cleveland Schiff.
The Cincinnati Life Insurance Company markets life and disability income insurance and annuities. CFC Investment Company supports the insurance subsidiaries and their independent agent representatives through commercial leasing and financing activities. CinFin Capital Management Company provides asset management services to institutions, corporations and individuals.
In 2001, SFAS 133 adjustments were included with realized capital gains or losses rather than investment income. The impact on nine-month 2001 earnings was an after-tax gain of $1.3 million. Prior period 2001 results were restated on this basis.
In 2008, Cincinnati began writing excess and surplus lines insurance under a new subsidiary called the Cincinnati Specialty Underwriters Insurance Company.
MSP Underwriting, a global specialty underwriter, was acquired in February 2019, and was rebranded Cincinnati Global Underwriting Ltd. on May 1, 2019. Based in London, Cincinnati Global Underwriting Ltd. operates through Cincinnati Global Underwriting Agency Ltd., which is the Lloyd's managing agent for Cincinnati Global Syndicate 318. Collectively, the group is known as Cincinnati Global.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
sectorFinancials
industryInsurance
employees5,705
countryUS
10-Year Performance Revenue, net income, margins and EPS trends
Revenue$12.63B2016-12-31 → 2025-12-31
EPS$15.172016-12-31 → 2025-12-31
Free Cash Flow$3.09B2016-12-31 → 2025-12-31
Net margin23.8%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | CINF | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 7.65Y avg ≈0.5 | ≈0.5 | 10.8 | Undervalued | |
| P/S (TTM) | 1.85Y avg ≈2.0 | ≈2.0 | 1.5 | Overvalued | |
| P/B (MRQ) | 1.55Y avg ≈1.5 | ≈1.5 | 1.8 | Fair value | |
| Price / FCF (TTM) | 7.35Y avg ≈8.4 | ≈8.4 | · | · | |
| Price / Cash Flow (TTM) | 7.35Y avg ≈8.3 | ≈8.3 | 7.4 | Overvalued | |
| Price / Tangible Book | 1.65Y avg ≈1.5 | ≈1.5 | · | · | |
| PEG Ratio | ≈0.5 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | CINF | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Pretax Margin (TTM) | 29.8%5Y avg ≈19.8% | ≈19.8% | 17.8% | Top tier | |
| Net Profit Margin (TTM) | 23.8%5Y avg ≈16.2% | ≈16.2% | 17.6% | Top tier | |
| ROA (TTM) | 8.1%5Y avg ≈5.4% | ≈5.4% | 4.5% | Top tier | |
| ROE (TTM) | 21.5%5Y avg ≈13.5% | ≈13.5% | 19.7% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | CINF | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 11.4%5Y avg ≈14.6% | ≈14.6% | · | · | |
| Revenue CAGR 3Y | 24.4%5Y avg ≈13.3% | ≈13.3% | · | · | |
| Revenue CAGR 5Y | 10.9% | · | · | · | |
| EPS YoY | 4.4%5Y avg ≈57.5% | ≈57.5% | · | · | |
| Net Income YoY | 4.4%5Y avg ≈57.6% | ≈57.6% | · | · | |
| EPS CAGR 3Y | -7.3% | · | · | · | |
| EPS CAGR 5Y | 15.2% | · | · | · | |
| Net Income CAGR 3Y | -8.2% | · | · | · | |
| Net Income CAGR 5Y | 14.5% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | CINF | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.35Y avg ≈0.3 | ≈0.3 | 0.3 | Weak | |
| Revenue / Employee | ≈$2.2M | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield2.1%
Payout Ratio21.9%
Annualized Payout≈$3.76
5Y Div CAGR≈7.7%
Growth Streak≈38
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Sep 23, 2026 | $0.94 | USD | ≈2.3% |
| Jun 23, 2026 | $0.94 | USD | ≈2.1% |
| Mar 24, 2026 | $0.94 | USD | ≈2.2% |
| Dec 22, 2025 | $0.87 | USD | ≈2.1% |
| Sep 22, 2025 | $0.87 | USD | ≈2.2% |
| Jun 23, 2025 | $0.87 | USD | ≈2.3% |
| Mar 24, 2025 | $0.87 | USD | ≈2.3% |
| Dec 19, 2024 | $0.81 | USD | ≈2.3% |
| Sep 17, 2024 | $0.81 | USD | ≈2.3% |
| Jun 18, 2024 | $0.81 | USD | ≈2.7% |
| Mar 18, 2024 | $0.81 | USD | ≈2.6% |
| Dec 18, 2023 | $0.75 | USD | ≈2.9% |
| Sep 15, 2023 | $0.75 | USD | ≈2.7% |
| Jun 15, 2023 | $0.75 | USD | ≈2.9% |
| Mar 16, 2023 | $0.75 | USD | ≈2.5% |
| Dec 15, 2022 | $0.69 | USD | ≈2.7% |
| Sep 15, 2022 | $0.69 | USD | ≈2.7% |
| Jun 16, 2022 | $0.69 | USD | ≈2.3% |
| Mar 17, 2022 | $0.69 | USD | ≈2.0% |
| Dec 15, 2021 | $0.63 | USD | ≈2.2% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
22.0%
Next Report
Oct 26, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 27, 2026 | $1.43 | $1.88 | -23.9% |
| March 31, 2026 | $2.10 | $1.99 | 5.7% | |
| Dec. 31, 2025 | $3.37 | $2.95 | 14.3% | |
| Sept. 30, 2025 | $2.85 | $2.10 | 35.7% | |
| June 30, 2025 | $1.97 | $1.43 | 38.0% | |
| March 31, 2025 | $-0.24 | $-0.63 | 62.0% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $12.63B | $11.34B | $10.01B | $6.56B | $9.63B | $7.54B | $7.92B | $5.41B | $5.73B | $5.45B | $5.14B | $4.95B | |
| Interest Expense | $53M | $53M | $54M | $53M | $53M | $54M | $53M | $53M | $53M | $53M | $53M | $53M | |
| Interest Income | $875M | $733M | $600M | $510M | $477M | $455M | $446M | $445M | $445M | $440M | $428M | $417M | |
| Pretax Income | $2.98B | $2.86B | $2.28B | $-694M | $3.70B | $1.50B | $2.47B | $251M | $730M | $812M | $881M | $721M | |
| Income Tax | $587M | $566M | $433M | $-207M | $730M | $283M | $475M | $-36M | $-315M | $221M | $247M | $196M | |
| Net Income | $2.39B | $2.29B | $1.84B | $-487M | $2.97B | $1.22B | $2.00B | $287M | $1.04B | $591M | $634M | $525M | |
| EPS (Basic) | $15.32 | $14.65 | $11.74 | $-3.06 | $18.43 | $7.55 | $12.24 | $1.76 | $6.36 | $3.59 | $3.87 | $3.21 | |
| EPS (Diluted) | $15.17 | $14.53 | $11.66 | $-3.06 | $18.24 | $7.49 | $12.10 | $1.75 | $6.29 | $3.55 | $3.83 | $3.18 | |
| Shares (Basic) | 156,100,000 | 156,400,000 | 157,000,000 | 158,800,000 | 161,000,000 | 161,200,000 | 163,200,000 | 163,200,000 | 164,200,000 | 164,500,000 | 164,000,000 | 163,500,000 | |
| Shares (Diluted) | 157,700,000 | 157,800,000 | 158,100,000 | 158,800,000 | 162,700,000 | 162,400,000 | 165,100,000 | 164,500,000 | 166,000,000 | 166,500,000 | 165,600,000 | 165,100,000 | |
| EBITDA | · | · | · | · | $93M | $81M | $72M | $63M | $55M | $48M | $52M | $51M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.43B | $983M | $907M | $1.26B | $1.14B | $900M | $767M | $784M | $657M | $777M | $544M | $591M | |
| Short-term Investments | $148M | $298M | $0 | · | · | · | · | · | · | · | · | $0 | |
| PP&E (Net) | $219M | $214M | $208M | $202M | $205M | $213M | $207M | $195M | $185M | $183M | $185M | $194M | |
| Accum. Depreciation | $367M | $347M | $337M | $322M | $303M | $285M | $276M | $265M | $253M | $237M | $459M | $446M | |
| Total Assets | $41.00B | $36.50B | $32.77B | $29.73B | $31.39B | $27.54B | $25.41B | $21.93B | $21.84B | $20.39B | $18.89B | $18.75B | |
| Deferred Tax | $1.83B | $1.48B | $1.32B | $1.05B | $1.74B | $1.30B | $1.08B | · | · | · | · | · | |
| Total Liabilities | $25.09B | $22.57B | $20.67B | $19.17B | $18.28B | $16.75B | $15.54B | $14.10B | $13.60B | $13.33B | $12.46B | $12.18B | |
| Long-term Debt | $790M | $790M | $790M | $789M | $789M | $788M | $788M | $788M | $787M | $787M | $786M | $786M | |
| Common Stock | $397M | $397M | $397M | $397M | $397M | $397M | $397M | $397M | $397M | $397M | $397M | $397M | |
| Retained Earnings | $16.72B | $14.87B | $13.08B | $11.71B | $12.62B | $10.09B | $9.26B | $7.62B | $5.18B | $5.04B | $4.76B | $4.50B | |
| Treasury Stock | $2.73B | $2.52B | $2.38B | $2.32B | $1.92B | $1.79B | $1.54B | $1.49B | $1.39B | $1.32B | $1.31B | $1.29B | |
| AOCI | $-34M | $-309M | $-435M | $-614M | $648M | $769M | $448M | $22M | $2.79B | $1.69B | $1.34B | $1.74B | |
| Stockholders' Equity | $15.91B | $13.94B | $12.10B | $10.56B | $12.76B | $10.79B | $9.86B | $7.83B | $8.24B | $7.06B | $6.43B | $6.57B | |
| Liabilities + Equity | $41.00B | $36.50B | $32.77B | $29.73B | $31.39B | $27.54B | $25.41B | $21.93B | $21.84B | $20.39B | $18.89B | $18.75B | |
| Shares Outstanding | 155,400,000 | 156,400,000 | 157,000,000 | 157,100,000 | 160,300,000 | 160,900,000 | 162,900,000 | 162,800,000 | 163,900,000 | 164,400,000 | 163,900,000 | 163,700,000 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | · | · | · | · | $93M | $81M | $72M | $63M | $55M | $48M | $52M | $51M | |
| Stock-based Comp | · | · | · | · | $33M | $31M | $30M | $28M | $26M | $23M | $20M | $19M | |
| Deferred Tax | $283M | $117M | $223M | $-355M | $483M | $136M | $343M | $-47M | $-444M | $38M | $16M | $37M | |
| Other Non-cash | · | · | · | · | $-1.57B | $27M | $-1.23B | $850M | $370M | $403M | $342M | $241M | |
| Operating Cash Flow | $3.11B | $2.65B | $2.05B | $2.05B | $1.98B | $1.49B | $1.21B | $1.18B | $1.05B | $1.11B | $1.07B | $873M | |
| CapEx | $20M | $22M | $18M | $15M | $15M | $20M | $24M | $20M | $16M | $13M | $10M | $9M | |
| Investing Cash Flow | $-1.69B | $-1.70B | $-1.61B | $-933M | $-1.06B | $-560M | $-679M | $-451M | $-558M | $-456M | $-624M | $-311M | |
| Stock Repurchased | $205M | $126M | $67M | $410M | $144M | $261M | $67M | $125M | $92M | $39M | $53M | $21M | |
| Net Stock Activity | $-205M | $-126M | $-67M | $-410M | $-144M | $-261M | $-67M | $-125M | $-92M | $-39M | $-53M | $-21M | |
| Dividends Paid | $525M | $490M | $454M | $423M | $395M | $375M | $355M | $336M | $400M | $306M | $366M | $278M | |
| Financing Cash Flow | $-973M | $-877M | $-801M | $-994M | $-685M | $-798M | $-546M | $-603M | $-614M | $-426M | $-498M | $-404M | |
| Net Change in Cash | $448M | $76M | $-357M | $125M | $239M | $133M | $-17M | $127M | $-120M | $233M | $-47M | $158M | |
| Taxes Paid | $220M | $395M | $136M | · | $0 | $0 | $94M | $0 | $18M | $2M | $0 | $0 | |
| Free Cash Flow | $3.09B | $2.63B | $2.03B | $2.04B | $1.97B | $1.47B | $1.18B | $1.16B | $1.04B | $1.09B | $1.05B | $864M | |
| Levered FCF | $3.05B | $2.58B | $1.99B | $2.00B | $1.92B | $1.43B | $1.14B | $1.10B | $960M | $1.05B | $1.02B | $825M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 18.9% | 20.2% | 18.4% | -7.4% | 30.6% | 16.1% | 25.2% | 5.3% | 18.2% | 10.8% | 12.3% | 10.6% | |
| Pretax Margin | 23.6% | 25.2% | 22.7% | -10.6% | 38.1% | 19.9% | 31.2% | 4.6% | 12.7% | 14.9% | 17.1% | 14.6% | |
| EBITDA Margin | · | · | · | · | 0.97% | 1.1% | 0.91% | 1.2% | 0.96% | 0.88% | 1.0% | 1.0% | |
| ROA | 6.2% | 6.6% | 5.9% | -1.6% | 10.0% | 4.6% | 8.4% | 1.3% | 5.0% | 3.0% | 3.4% | 2.9% | |
| ROE | 16.0% | 16.5% | 16.2% | -4.9% | 23.6% | 11.8% | 20.8% | 3.5% | 13.3% | 8.3% | 9.9% | 8.1% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.3 | 0.3 | 0.3 | 0.2 | 0.3 | 0.3 | 0.3 | 0.2 | 0.3 | 0.3 | 0.3 | 0.3 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $102.39 | $89.10 | $77.06 | $67.03 | $81.75 | $67.05 | $49.74 | $39.50 | $41.57 | $35.60 | $32.41 | $33.15 | |
| Revenue / Share | $80.10 | $71.84 | $63.33 | $41.29 | $59.19 | $46.40 | $48.00 | $32.87 | $34.53 | $32.73 | $31.05 | $29.95 | |
| Cash Flow / Share | $19.73 | $16.79 | $12.98 | $12.92 | $12.18 | $9.18 | $7.32 | $7.18 | $6.34 | $6.62 | $6.43 | $5.29 | |
| Cash / Share | · | · | · | · | $7.11 | $5.59 | $3.87 | $3.95 | $3.31 | $3.92 | $2.74 | $2.98 | |
| Dividend / Share | $3.48 | $3.24 | $3.00 | $2.76 | $2.52 | $2.40 | $2.24 | $2.12 | $2.50 | $1.92 | $2.30 | $1.76 | |
| EPS (TTM) | $15.17 | $14.53 | $11.66 | $-3.06 | $18.24 | $7.49 | $12.10 | $1.75 | $6.29 | $3.55 | $3.83 | $3.18 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 11.4% | 13.2% | 52.6% | -31.8% | 27.7% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 24.4% | 5.6% | 9.9% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 10.9% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 4.4% | 24.6% | · | · | 143.5% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | · | -7.3% | 15.9% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 15.2% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 4.4% | 24.4% | · | · | 144.1% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | · | -8.2% | 14.9% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 14.5% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 7.0% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $12.63B | $11.34B | $10.01B | $6.56B | $9.63B | $7.54B | $7.92B | $5.41B | $5.73B | $5.45B | $5.14B | $4.95B | |
| Net Income TTM | $2.39B | $2.29B | $1.84B | $-487M | $2.97B | $1.22B | $2.00B | $287M | $1.04B | $591M | $634M | $525M | |
| Market Cap | $25.38B | $22.47B | $16.24B | $16.09B | $18.26B | $14.06B | $20.85B | $15.35B | $14.87B | $15.02B | $11.73B | $10.28B | |
| P/E | 10.8 | 9.9 | 8.9 | -33.5 | 6.2 | 11.7 | 8.7 | 44.2 | 11.9 | 21.3 | 15.4 | 16.3 | |
| P/S | 2.0 | 2.0 | 1.6 | 2.5 | 1.9 | 1.9 | 2.6 | 2.8 | 2.6 | 2.8 | 2.3 | 2.1 | |
| P/B | 1.6 | 1.6 | 1.3 | 1.5 | 1.4 | 1.3 | 2.1 | 2.0 | 1.8 | 2.1 | 1.8 | 1.6 | |
| P / Tangible Book | 1.6 | 1.6 | 1.3 | 1.5 | 1.4 | 1.3 | · | · | · | · | · | · | |
| P / Cash Flow | 8.2 | 8.5 | 7.9 | 7.8 | 9.2 | 9.4 | 17.3 | 13.0 | 14.1 | 13.6 | 11.0 | 11.8 | |
| P / FCF | 8.2 | 8.6 | 8.0 | 7.9 | 9.3 | 9.6 | 17.6 | 13.2 | 14.3 | 13.8 | 11.1 | 11.9 | |
| Dividend Yield | 2.1% | 2.2% | 2.8% | 2.6% | 2.2% | 2.7% | 1.7% | 2.2% | 2.7% | 2.0% | 3.1% | 2.7% | |
| Earnings Yield | 9.3% | 10.1% | 11.3% | -3.0% | 16.0% | 8.6% | 11.5% | 2.3% | 8.4% | 4.7% | 6.5% | 6.1% | |
| Payout Ratio | 21.9% | 21.4% | 24.6% | -87.0% | 13.4% | 30.8% | 17.8% | 117.1% | 38.3% | 51.8% | 57.7% | 52.9% | |
| Annual Payout | $525M | $490M | $454M | $423M | $395M | $375M | $355M | $336M | $400M | $306M | $366M | $278M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.27B | $2.86B | $3.09B | $3.73B | $3.25B | $2.57B | $2.54B | $3.32B | $2.54B | $2.94B | $3.36B | $1.81B | $2.60B | $2.24B | $1.41B | $820M | |
| Interest Expense | $14M | $13M | $13M | $13M | $14M | $13M | $13M | $13M | $14M | $13M | $14M | $13M | $13M | $14M | $14M | $13M | |
| Interest Income | $244M | $235M | $224M | $227M | $214M | $210M | $204M | $187M | $173M | $169M | $159M | $154M | $147M | $140M | $129M | $124M | |
| Pretax Income | $1.58B | $326M | $840M | $1.41B | $855M | $-128M | $479M | $1.04B | $386M | $953M | $1.49B | $-148M | $666M | $268M | $-577M | $-1.05B | |
| Income Tax | $321M | $52M | $164M | $291M | $170M | $-38M | $74M | $220M | $74M | $198M | $307M | $-49M | $132M | $43M | $-161M | $-235M | |
| Net Income | $1.25B | $274M | $676M | $1.12B | $685M | $-90M | $405M | $820M | $312M | $755M | $1.18B | $-99M | $534M | $225M | $-416M | $-818M | |
| EPS (Basic) | $8.14 | $1.77 | $4.32 | $7.19 | $4.38 | $-0.57 | $2.59 | $5.25 | $1.99 | $4.82 | $7.54 | $-0.63 | $3.40 | $1.43 | $-2.63 | $-5.12 | |
| EPS (Diluted) | $8.05 | $1.75 | $4.29 | $7.11 | $4.34 | $-0.57 | $2.57 | $5.20 | $1.98 | $4.78 | $7.49 | $-0.63 | $3.38 | $1.42 | $-2.63 | $-5.12 | |
| Shares (Basic) | 154,100,000 | 155,300,000 | · | 156,100,000 | 156,300,000 | 156,400,000 | · | 156,200,000 | 156,300,000 | 156,800,000 | · | 156,900,000 | 157,000,000 | 157,200,000 | 158,000,000 | 159,600,000 | |
| Shares (Diluted) | 155,700,000 | 157,000,000 | · | 157,800,000 | 157,800,000 | 156,400,000 | · | 157,700,000 | 157,500,000 | 157,900,000 | · | 156,900,000 | 158,000,000 | 158,500,000 | 158,000,000 | 159,600,000 |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.75B | $1.21B | · | $1.46B | $995M | $1.01B | · | $1.75B | $771M | $619M | · | $899M | $748M | $955M | $1.08B | $1.10B | |
| Short-term Investments | $142M | $49M | $148M | $149M | $100M | $100M | $298M | · | · | · | · | · | · | · | · | · | |
| PP&E (Net) | $211M | $214M | $219M | $213M | $214M | $216M | $214M | $215M | $213M | $211M | · | $199M | $198M | $199M | $204M | $201M | |
| Accum. Depreciation | $376M | $373M | $367M | $361M | $355M | $354M | $347M | $342M | $337M | $331M | · | $333M | $329M | $326M | $317M | $312M | |
| Total Assets | $43.23B | $41.21B | $41.00B | $40.57B | $38.84B | $37.28B | $36.50B | $37.01B | $34.80B | $33.73B | · | $30.91B | $31.35B | $30.47B | $28.20B | $29.19B | |
| Deferred Tax | · | · | $1.83B | · | · | · | $1.48B | · | · | · | · | · | · | · | · | · | |
| Total Liabilities | $26.56B | $25.50B | $25.09B | $25.16B | $24.54B | $23.56B | $22.57B | $23.20B | $22.02B | $21.07B | · | $20.29B | $20.32B | $19.73B | $18.77B | $18.64B | |
| Long-term Debt | $791M | $791M | $790M | $790M | $790M | $790M | $790M | $790M | $790M | $790M | · | $790M | $789M | $789M | $789M | $789M | |
| Common Stock | $397M | $397M | $397M | $397M | $397M | $397M | $397M | $397M | $397M | $397M | · | $397M | $397M | $397M | $397M | $397M | |
| Retained Earnings | $17.96B | $16.85B | $16.72B | $16.18B | $15.19B | $14.64B | $14.87B | $14.59B | $13.90B | $13.71B | · | $12.02B | $12.23B | $11.82B | $10.80B | $11.32B | |
| Treasury Stock | $3.13B | $2.91B | $2.73B | $2.63B | $2.57B | $2.56B | $2.52B | $2.52B | $2.51B | $2.46B | · | $2.39B | $2.39B | $2.35B | $2.31B | $2.11B | |
| AOCI | $-135M | $-185M | $-34M | $-84M | $-249M | $-271M | $-309M | $-150M | $-470M | $-442M | · | $-827M | $-626M | $-527M | $-828M | $-423M | |
| Stockholders' Equity | $16.67B | $15.71B | $15.91B | $15.41B | $14.30B | $13.72B | $13.94B | $13.80B | $12.78B | $12.65B | $12.10B | $10.62B | $11.03B | $10.74B | $9.43B | $10.55B | |
| Liabilities + Equity | $43.23B | $41.21B | $41.00B | $40.57B | $38.84B | $37.28B | $36.50B | $37.01B | $34.80B | $33.73B | · | $30.91B | $31.35B | $30.47B | $28.20B | $29.19B | |
| Shares Outstanding | 153,400,000 | 154,600,000 | 155,400,000 | 156,000,000 | 156,300,000 | 156,300,000 | 156,400,000 | 156,300,000 | 156,200,000 | 156,500,000 | 157,000,000 | 156,900,000 | 156,800,000 | 157,200,000 | 157,100,000 | 159,200,000 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $26M | $26M | |
| Stock-based Comp | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $9M | $9M | |
| Deferred Tax | $139M | $-82M | $27M | $163M | $89M | $4M | $-82M | $49M | $13M | $137M | $221M | $-106M | $81M | $27M | $-180M | $-265M | |
| Operating Cash Flow | $700M | $656M | $947M | $1.11B | $741M | $310M | $642M | $912M | $742M | $353M | $577M | $650M | $575M | $250M | $666M | $557M | |
| CapEx | $2M | $2M | $8M | $5M | $4M | $3M | $4M | $6M | $5M | $7M | $8M | $2M | $4M | $4M | $4M | $4M | |
| Investing Cash Flow | $243M | $-493M | $-674M | $-403M | $-556M | $-58M | $-1.21B | $251M | $-385M | $-355M | $-370M | $-318M | $-558M | $-362M | $-322M | $-162M | |
| Stock Repurchased | $216M | $179M | $103M | $60M | $0 | $42M | $5M | $0 | $46M | $75M | $0 | $1M | $41M | $25M | $203M | $151M | |
| Net Stock Activity | · | $-179M | · | · | · | $-42M | · | · | · | $-75M | · | · | · | $-25M | · | · | |
| Dividends Paid | $143M | $133M | $133M | $134M | $133M | $125M | $125M | $124M | $125M | $116M | $116M | $115M | $117M | $106M | $108M | $109M | |
| Financing Cash Flow | $-403M | $-384M | $-302M | $-246M | $-200M | $-225M | $-204M | $-182M | $-205M | $-286M | $-199M | $-181M | $-224M | $-197M | $-359M | $-284M | |
| Taxes Paid | $245M | $4M | $121M | $2M | $95M | $2M | $174M | $47M | $68M | $106M | $42M | $15M | $3M | $76M | $2M | $21M | |
| Free Cash Flow | · | $654M | · | · | · | $307M | · | · | · | $346M | · | · | · | $246M | · | · | |
| Levered FCF | · | $643M | · | · | · | $298M | · | · | · | $336M | · | · | · | $234M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 29.4% | 9.6% | · | 30.1% | 21.1% | -3.5% | · | 24.7% | 12.3% | 25.7% | · | -5.5% | 20.5% | 10.0% | -29.7% | -98.5% | |
| Pretax Margin | 36.9% | 11.4% | · | 37.9% | 26.3% | -5.0% | · | 31.3% | 15.2% | 32.5% | · | -8.2% | 25.6% | 12.0% | -41.1% | -127.0% | |
| ROA | 3.1% | 0.70% | · | 2.9% | 1.9% | -0.25% | · | 2.4% | 0.94% | 2.4% | · | -0.33% | 1.8% | 0.74% | -1.4% | -2.8% | |
| ROE | 8.1% | 1.9% | · | 7.7% | 5.1% | -0.68% | · | 6.7% | 2.6% | 6.5% | · | -0.99% | 5.0% | 2.0% | -3.9% | -7.2% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $108.68 | $101.64 | · | $98.76 | $91.50 | $87.77 | · | $88.32 | $81.80 | $80.86 | · | $67.71 | $70.34 | $68.33 | $60.03 | $66.29 | |
| Revenue / Share | $27.45 | $18.24 | · | $23.61 | $20.58 | $16.41 | · | $21.05 | $16.15 | $18.59 | · | $11.54 | $16.49 | $14.14 | $8.91 | $5.14 | |
| Cash Flow / Share | · | $4.18 | · | · | · | $1.98 | · | · | · | $2.24 | · | · | · | $1.58 | · | · | |
| Cash / Share | $11.41 | $7.83 | · | $9.36 | $6.37 | $6.46 | · | $11.21 | $4.94 | $3.96 | · | $5.73 | $4.77 | $6.08 | $6.89 | $6.90 | |
| Dividend / Share | $0.94 | $0.94 | $0.87 | $0.87 | $0.87 | $0.87 | $0.81 | $0.81 | $0.81 | $0.81 | $0.75 | $0.75 | $0.75 | $0.75 | $0.69 | $0.69 | |
| EPS (TTM) | $21.20 | $17.49 | · | $13.45 | $11.54 | $9.18 | · | $19.45 | $13.62 | $15.02 | · | $10.52 | $8.52 | $0.02 | $-0.24 | $3.33 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $13.95B | $12.93B | · | $12.08B | $11.67B | $10.97B | · | $12.15B | $10.65B | $10.71B | · | $9.77B | $9.37B | $7.59B | $6.77B | $7.14B | |
| Net Income TTM | $3.33B | $2.76B | · | $2.12B | $1.82B | $1.45B | · | $3.07B | $2.15B | $2.37B | · | $1.67B | $1.36B | $4M | $-8M | $561M | |
| Market Cap | $28.40B | $24.33B | · | $24.66B | $23.28B | $23.09B | · | $21.28B | $18.45B | $19.43B | · | $16.05B | $15.26B | $17.62B | $14.07B | $18.94B | |
| P/E | 8.7 | 9.0 | · | 11.8 | 12.9 | 16.1 | · | 7.0 | 8.7 | 8.3 | · | 9.7 | 11.4 | 5604.0 | -373.2 | 35.7 | |
| P/S | 2.0 | 1.9 | · | 2.0 | 2.0 | 2.1 | · | 1.8 | 1.7 | 1.8 | · | 1.6 | 1.6 | 2.3 | 2.1 | 2.7 | |
| P/B | 1.7 | 1.5 | · | 1.6 | 1.6 | 1.7 | · | 1.5 | 1.4 | 1.5 | · | 1.5 | 1.4 | 1.6 | 1.5 | 1.8 | |
| P / Tangible Book | 1.7 | 1.5 | · | 1.6 | 1.6 | 1.7 | · | 1.5 | 1.4 | 1.5 | · | 1.5 | 1.4 | 1.6 | 1.5 | 1.8 | |
| P / Cash Flow | · | 37.1 | · | · | · | 74.5 | · | · | · | 55.0 | · | · | · | 70.5 | · | · | |
| Dividend Yield | 1.9% | 2.2% | · | 2.1% | 2.2% | 2.2% | · | 2.3% | 2.6% | 2.4% | · | 2.8% | 2.9% | 2.4% | 3.0% | 2.1% | |
| Earnings Yield | 11.5% | 11.1% | · | 8.5% | 7.8% | 6.2% | · | 14.3% | 11.5% | 12.1% | · | 10.3% | 8.8% | 0.02% | -0.27% | 2.8% | |
| Payout Ratio | · | 48.5% | · | · | · | -138.9% | · | · | · | 15.4% | · | · | · | 47.1% | · | · | |
| Annual Payout | $543M | $533M | · | $517M | $507M | $499M | · | $481M | $472M | $464M | · | $445M | $438M | $430M | $416M | $408M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $12.63B | $11.34B | $10.01B | $6.56B | $9.63B |
| Net Income | $2.39B | $2.29B | $1.84B | $-487M | $2.97B |
| Diluted EPS | $15.17 | $14.53 | $11.66 | $-3.06 | $18.24 |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $3.09B | $2.63B | $2.03B | $2.04B | $1.97B |
Institutional owners (13F) 1,013 filers · $23.7B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
1,013
Value held
$23.7B
New positions
123
Exited positions
84
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 123 (+9 vs prior Q) | 84 (+3 vs prior Q) | 335 (-5 vs prior Q) | 310 (+11 vs prior Q) | +6.5M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| VANGUARD GROUP INC | $3,221,579,113 | 19,725,564 | 13.60% | Shares |
| BlackRock, Inc. | $2,334,631,917 | 12,610,089 | 9.85% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $1,874,437,896 | 10,124,435 | 7.91% | Shares |
| STATE STREET CORP | $1,588,862,721 | 8,539,606 | 6.71% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,508,900,627 | 8,150,052 | 6.37% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $1,015,100,333 | 5,482,870 | 4.28% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $776,537,180 | 4,210,819 | 3.28% | Shares |
| FIRST TRUST ADVISORS LP | $767,415,694 | 4,145,056 | 3.24% | Shares |
| Invesco Ltd. | $494,539,302 | 2,671,164 | 2.09% | Shares |
| MORGAN STANLEY | $354,058,551 | 1,912,381 | 1.49% | Shares |
| BANK OF AMERICA CORP /DE/ | $347,890,856 | 1,879,069 | 1.47% | Shares |
| LONDON CO OF VIRGINIA | $336,402,185 | 1,816,988 | 1.42% | Shares |
| NORGES BANK | $307,456,444 | 1,660,670 | 1.30% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $299,075,439 | 1,615,302 | 1.26% | Shares |
| FORT WASHINGTON INVESTMENT ADVISORS INC /OH/ | $276,884,461 | 1,495,541 | 1.17% | Shares |
| NORTHERN TRUST CORP | $268,762,741 | 1,451,673 | 1.13% | Shares |
| JOHNSON INVESTMENT COUNSEL INC | $262,522,051 | 1,417,965 | 1.11% | Shares |
| Bahl & Gaynor LLC | $225,336,980 | 1,217,117 | 0.95% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $224,873,821 | 1,214,615 | 0.95% | Shares |
| GQG Partners LLC | $216,679,259 | 1,170,338 | 0.91% | Shares |
| Legal & General Group Plc | $200,331,472 | 1,082,054 | 0.85% | Shares |
| GOLDMAN SACHS GROUP INC | $196,071,324 | 1,059,043 | 0.83% | Shares |
| UBS Group AG | $194,522,525 | 1,050,678 | 0.82% | Shares |
| ProShare Advisors LLC | $186,884,202 | 1,009,421 | 0.79% | Shares |
| ROYAL BANK OF CANADA | $165,307,000 | 892,871 | 0.70% | Shares |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | $161,090,841 | 1,023,774 | 0.68% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $160,911,654 | 869,135 | 0.68% | Shares |
| Bank of New York Mellon Corp | $147,061,459 | 794,325 | 0.62% | Shares |
| Boston Trust Walden Corp | $136,505,766 | 737,311 | 0.58% | Shares |
| DEUTSCHE BANK AG\ | $131,168,913 | 708,485 | 0.55% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $121,662,353 | 657,137 | 0.51% | Shares |
| Vest Financial, LLC | $117,989,166 | 637,297 | 0.50% | Shares |
| FIFTH THIRD BANCORP | $112,115,950 | 605,574 | 0.47% | Shares |
| HSBC HOLDINGS PLC | $99,691,244 | 537,417 | 0.42% | Shares |
| JPMORGAN CHASE & CO | $97,614,376 | 524,356 | 0.41% | Shares |
| US BANCORP \DE\ | $97,224,790 | 525,142 | 0.41% | Shares |
| Caisse de depot et placement du Quebec | $96,606,237 | 521,801 | 0.41% | Shares |
| Amundi | $95,071,056 | 513,509 | 0.40% | Shares |
| BARCLAYS PLC | $87,676,010 | 473,566 | 0.37% | Shares |
| RAYMOND JAMES FINANCIAL INC | $86,327,596 | 466,282 | 0.36% | Shares |
| PFA Pension, Forsikringsaktieselskab | $85,919,272 | 464,077 | 0.36% | Shares |
| AEGON ASSET MANAGEMENT UK Plc | $84,970,188 | 458,951 | 0.36% | Shares |
| Swiss National Bank | $81,276,460 | 439,000 | 0.34% | Shares |
| Mariner, LLC | $77,853,444 | 420,513 | 0.33% | Shares |
| Mitsubishi UFJ Asset Management Co., Ltd. | $74,887,279 | 404,490 | 0.32% | Shares |
| Welch Group, LLC | $73,317,527 | 396,011 | 0.31% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $73,014,958 | 394,377 | 0.31% | Shares |
| PNC Financial Services Group, Inc. | $70,937,382 | 383,155 | 0.30% | Shares |
| Sumitomo Mitsui Trust Group, Inc. | $65,886,883 | 355,876 | 0.28% | Shares |
| VANGUARD ASSET MANAGEMENT, Ltd | $63,420,448 | 342,554 | 0.27% | Shares |
Company insiders 62 insiders · 33 officers · 25 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Stephen M Spray | President & CEO | March 2, 2026 M | 72,731 | 0 | 0 | $0 |
| Michael J Sewell | CFO, EVP & Treasurer | May 1, 2026 M | 140,010 | 0 | 0 | $0 |
| David H Popplewell | President - Subsidiary | Nov. 13, 2015 A | 73,057 | 0 | 0 | $0 |
| Thomas A Joseph | President-Subsidiary | March 1, 2012 M | 1,618 | 0 | 0 | $0 |
| Roger A Brown | Sr VP, COO - Subsidary | May 5, 2026 M | 61,813 | 0 | 0 | $0 |
| John S Kellington | EVP, Chief Info Off. -Sub | June 8, 2026 M | 127,052 | 0 | 0 | $0 |
| Luyang Fu | Sr. VP, Chief Actuary - Sub | May 28, 2026 M | 11,345 | 0 | 0 | $0 |
| Thomas Christopher Hogan | EVP/CLO & Corp Secretary | May 7, 2026 M | 18,706 | 0 | 0 | $0 |
| Teresa C Cracas | EVP, Chief Risk Off. - Sub | April 29, 2026 M | 57,443 | 0 | 0 | $0 |
| Scott Alan Schuler | Senior Vice President - Sub | March 2, 2026 M | 1,511 | 0 | 0 | $0 |
| Dawn Shannon Chapel | Senior Vice President - Sub | March 2, 2026 M | 4,685 | 0 | 0 | $0 |
| Chet Hogan Swisher | Senior Vice President - Sub | March 2, 2026 M | 5,823 | 0 | 0 | $0 |
| Steven Anthony Soloria | EVP, Chief Investment Officer | March 2, 2026 M | 20,121 | 0 | 0 | $0 |
| Marc Jon Schambow | SrVP/Chief Claims Officer-Sub | March 2, 2026 M | 29,692 | 0 | 0 | $0 |
| Angela Ossello Delaney | Senior Vice President- Sub | March 2, 2026 M | 18,470 | 0 | 0 | $0 |
| Sean Michael Givler | Exec Vice President - Sub | March 2, 2026 M | 34,343 | 0 | 0 | $0 |
| Will H Van Den Heuvel | Exec Vice President - Sub | March 2, 2026 M | 38,410 | 0 | 0 | $0 |
| Steven J Johnston | Chairman | March 2, 2026 M | 213,840 | 0 | 0 | $0 |
| Andrew Michael Schnell | Senior Vice President-Sub | Feb. 25, 2026 A | 5,759 | 0 | 0 | $0 |
| Robert Philip Sandercox | Senior Vice President-Sub | Feb. 25, 2026 A | 1,550 | 0 | 0 | $0 |
| Donald J Doyle Jr | Sr Vice President - Subsidiary | Nov. 21, 2025 G | 45,924 | 0 | 0 | $0 |
| Theresa A Hoffer | Sr Vice President - Subsidiary | March 3, 2025 M | 42,298 | 0 | 0 | $0 |
| Lisa Anne Love | EVP/CLO & Corp Secy | March 1, 2024 M | 50,221 | 0 | 0 | $0 |
| Martin F Hollenbeck | Sr.VP,Chief Investment Officer | March 1, 2022 M | 77,488 | 0 | 0 | $0 |
| Martin J Mullen | Sr.VP,Chief Claims Officer-Sub | Dec. 3, 2020 M | 74,008 | 0 | 0 | $0 |
| J F Scherer | EVP | March 1, 2019 M | 96,732 | 0 | 0 | $0 |
| Timothy L Timmel | Sr. Vice President-Subsidiary | March 1, 2017 M | 127,613 | 0 | 0 | $0 |
| Charles P Stoneburner II | Sr Vice President - Subsidiary | Nov. 15, 2016 M | 49,807 | 0 | 0 | $0 |
| Eric N Mathews | Principal Acctg Officer | June 2, 2016 M | 44,230 | 0 | 0 | $0 |
| Joan O Shevchik | Sr. Vice President-Subsidiary | March 3, 2014 M | 23,470 | 0 | 0 | $0 |
| Craig W Forrester | Former Sr. VP-Subsidiary | Sept. 28, 2012 S | 1,213 | 0 | 0 | $0 |
| Kenneth S Miller | Sr. Vice President & | Nov. 21, 2007 A | 86,487 | 0 | 0 | $0 |
| Daniel T Mccurdy | Sr. Vice President (Ret.) - | July 3, 2007 S | 0 | 0 | 0 | $0 |
| Dirk J Debbink | Director | Aug. 25, 2026 P | 62,059 | 3 | 0 | $488,200 |
| Charles Odell Schiff | Director | Aug. 3, 2026 S | 173,455 | 0 | 1 | $-1,333,040 |
| Edward Scott Wilkins | Director | Jan. 29, 2026 A | 765 | 1 | 0 | $22,928 |
| Cheng-Sheng Peter Wu | Director | Jan. 29, 2026 A | 847 | 0 | 0 | $0 |
| Nancy Cunningham Benacci | Director | Jan. 29, 2026 A | 7,587 | 0 | 0 | $0 |
| Pratt Jill P. Meyer | Director | Jan. 29, 2026 A | 4,758 | 0 | 0 | $0 |
| David P Osborn | Director | Jan. 29, 2026 A | 10,703 | 0 | 0 | $0 |
| Linda W Clement-Holmes | Director | Jan. 29, 2026 A | 17,987 | 0 | 0 | $0 |
| Gretchen W Price | Director | Jan. 29, 2026 A | 34,960 | 0 | 0 | $0 |
| Larry R Webb | Director | Jan. 29, 2026 A | 4,758 | 0 | 0 | $0 |
| Thomas J Aaron | Director | Jan. 25, 2024 A | 1,866 | 0 | 0 | $0 |
| William F Bahl | Director | Jan. 27, 2022 A | 192,102 | 0 | 0 | $0 |
| Kenneth C Lichtendahl | Director | Jan. 27, 2022 A | 37,143 | 0 | 0 | $0 |
| Thomas R Schiff | Director | Jan. 28, 2021 A | 1,524,920 | 0 | 0 | $0 |
| Kenneth W Stecher | Director | March 9, 2020 M | 71,496 | 0 | 0 | $0 |
| Gregory T. Bier | Director | Jan. 30, 2020 A | 28,206 | 0 | 0 | $0 |
| Rodney W Mcmullen | Director | Jan. 30, 2020 A | 53,541 | 0 | 0 | $0 |
| John J Schiff JR | Director | Feb. 14, 2017 G | 3,234,294 | 0 | 0 | $0 |
| Anthony E Woods | Director | Jan. 30, 2014 A | 47,945 | 0 | 0 | $0 |
| John M Shepherd | Director | Jan. 31, 2007 A | 7,615 | 0 | 0 | $0 |
| Michael Brown | Director | Jan. 31, 2007 A | 243,091 | 0 | 0 | $0 |
| Frank J Schulteis | Director | Jan. 25, 2005 A | 2,466 | 0 | 0 | $0 |
| John E Field | Director | July 23, 2004 G | 33,664 | 0 | 0 | $0 |
| John F Steele Jr | · | Jan. 29, 2026 A | 1,806 | 0 | 0 | $0 |
| Douglas S Skidmore | · | Jan. 29, 2026 A | 43,169 | 0 | 0 | $0 |
| James E Benoski | · | Jan. 27, 2011 A | 125,331 | 0 | 0 | $0 |
| Larry R Plum | · | Oct. 6, 2009 G | 1,723 | 0 | 0 | $0 |
| Dean W Dicke | · | March 28, 2005 S | 30,810 | 0 | 0 | $0 |
| Robert C Schiff | · | Feb. 15, 2005 G | 1,668,684 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 125 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| KBWP · Invesco Exchange-Traded Fund Trust … | 4.09% | 69,482 SH | Oct. 2, 2026 | Daily |
| SPGP · Invesco Exchange-Traded Fund Trust | 2.05% | 256,977 SH | Oct. 2, 2026 | Daily |
| FGSI · First Trust Exchange-Traded Fund IV | 1.91% | 223 NS | July 31, 2026 | N-PORT |
| FXO · First Trust Exchange-Traded AlphaDE… | 1.51% | 96,028 NS | July 31, 2026 | N-PORT |
| RDVI · First Trust Exchange-Traded Fund IV | 1.49% | 301,548 NS | July 31, 2026 | N-PORT |
| KNG · First Trust Exchange-Traded Fund IV | 1.41% | 281,393 NS | July 31, 2026 | N-PORT |
| RSPF · Invesco Exchange-Traded Fund Trust | 1.35% | 30,819 SH | Oct. 2, 2026 | Daily |
| SPVM · Invesco Exchange-Traded Fund Trust | 1.34% | 10,780 SH | Oct. 2, 2026 | Daily |
| CZA · Invesco Exchange-Traded Fund Trust | 1.27% | 15,729 SH | Oct. 2, 2026 | Daily |
| ESLV · Strategy Shares | 1.02% | 816 NS | July 31, 2026 | N-PORT |
| FDIV · EA Series Trust | 1.01% | 3,326 NS | July 31, 2026 | N-PORT |
| SPLV · Invesco Exchange-Traded Fund Trust … | 0.96% | 407,291 SH | Oct. 2, 2026 | Daily |
| FTC · First Trust Exchange-Traded AlphaDE… | 0.94% | 69,415 NS | July 31, 2026 | N-PORT |
| SDVD · First Trust Exchange-Traded Fund IV | 0.89% | 45,472 NS | July 31, 2026 | N-PORT |
| DVY · iShares Trust | 0.78% | 1,085,709 SH | Sept. 11, 2026 | Daily |
| JOET · Virtus ETF Trust II | 0.77% | 10,514 NS | July 31, 2026 | N-PORT |
| HUSV · First Trust Exchange-Traded Fund III | 0.73% | 3,031 NS | July 31, 2026 | N-PORT |
| VOE · VANGUARD INDEX FUNDS | 0.50% | 1,000,083 SH | Aug. 19, 2026 | Daily |
| FAD · First Trust Exchange-Traded AlphaDE… | 0.46% | 15,084 NS | July 31, 2026 | N-PORT |
| ESUM · Strategy Shares | 0.40% | 4,058 NS | July 31, 2026 | N-PORT |
| IYF · iShares Trust | 0.39% | 101,524 SH | Sept. 11, 2026 | Daily |
| FEX · First Trust Exchange-Traded AlphaDE… | 0.35% | 30,444 NS | July 31, 2026 | N-PORT |
| VFH · VANGUARD WORLD FUND | 0.34% | 253,563 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.31% | 40,890 NS | July 31, 2026 | N-PORT |
| EQIN · Columbia ETF Trust I | 0.28% | 4,870 NS | July 31, 2026 | N-PORT |
| VO · VANGUARD INDEX FUNDS | 0.28% | 3,374,028 SH | Aug. 19, 2026 | Daily |
| IWS · iShares Trust | 0.25% | 227,914 SH | Sept. 11, 2026 | Daily |
| FAS · Direxion Shares ETF Trust | 0.23% | 30,482 NS | July 31, 2026 | N-PORT |
| ESLG · Strategy Shares | 0.23% | 301 NS | July 31, 2026 | N-PORT |
| SPHQ · Invesco Exchange-Traded Fund Trust | 0.22% | 252,631 SH | Oct. 2, 2026 | Daily |
| EUSA · iShares, Inc. | 0.20% | 23,159 SH | Sept. 11, 2026 | Daily |
| RSP · Invesco Exchange-Traded Fund Trust | 0.20% | 1,153,523 SH | Oct. 2, 2026 | Daily |
| SIZE · iShares Trust | 0.19% | 4,903 SH | Sept. 11, 2026 | Daily |
| IMCV · iShares Trust | 0.19% | 13,233 SH | Sept. 11, 2026 | Daily |
| IWR · iShares Trust | 0.19% | 624,367 SH | Sept. 11, 2026 | Daily |
| IMCB · iShares Trust | 0.18% | 17,928 SH | Sept. 11, 2026 | Daily |
| IMCG · iShares Trust | 0.17% | 39,713 SH | Sept. 11, 2026 | Daily |
| IXG · iShares Trust | 0.17% | 6,778 SH | Sept. 11, 2026 | Daily |
| JQUA · J.P. Morgan Exchange-Traded Fund Tr… | 0.15% | 68,800 NS | July 31, 2026 | N-PORT |
| XOEF · iShares Trust | 0.15% | 194 SH | Sept. 11, 2026 | Daily |
| DFLV · Dimensional ETF Trust | 0.15% | 55,507 NS | July 31, 2026 | N-PORT |
| DGRO · iShares Trust | 0.13% | 328,582 SH | Sept. 11, 2026 | Daily |
| DFUV · Dimensional ETF Trust | 0.12% | 106,012 NS | July 31, 2026 | N-PORT |
| VIG · VANGUARD SPECIALIZED FUNDS | 0.12% | 873,901 SH | Aug. 19, 2026 | Daily |
| VYM · VANGUARD WHITEHALL FUNDS | 0.12% | 607,508 SH | Aug. 19, 2026 | Daily |
| JMOM · J.P. Morgan Exchange-Traded Fund Tr… | 0.11% | 16,109 NS | July 31, 2026 | N-PORT |
| VTV · VANGUARD INDEX FUNDS | 0.11% | 1,478,998 SH | Aug. 19, 2026 | Daily |
| PALC · Pacer Funds Trust | 0.11% | 1,300 NS | July 31, 2026 | N-PORT |
| USXF · iShares Trust | 0.11% | 9,277 SH | Sept. 11, 2026 | Daily |
| DFSU · Dimensional ETF Trust | 0.09% | 12,078 NS | July 31, 2026 | N-PORT |
| PFM · Invesco Exchange-Traded Fund Trust | 0.09% | 4,406 SH | Oct. 2, 2026 | Daily |
| VEGN · ETF Series Solutions | 0.09% | 905 NS | July 31, 2026 | N-PORT |
| HAPI · Harbor ETF Trust | 0.09% | 2,463 NS | July 31, 2026 | N-PORT |
| IUS · Invesco Exchange-Traded Self-Indexe… | 0.09% | 5,221 SH | Oct. 2, 2026 | Daily |
| ROUS · Lattice Strategies Trust | 0.08% | 3,345 NS | July 31, 2026 | N-PORT |
| IQSU · New York Life Investments ETF Trust | 0.08% | 1,517 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.08% | 217,140 NS | July 31, 2026 | N-PORT |
| VONV · VANGUARD SCOTTSDALE FUNDS | 0.08% | 91,908 SH | Aug. 19, 2026 | Daily |
| IWD · iShares Trust | 0.07% | 337,845 SH | Sept. 11, 2026 | Daily |
| RWL · Invesco Exchange-Traded Fund Trust … | 0.07% | 41,076 SH | Oct. 2, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.07% | 2,122 NS | July 31, 2026 | N-PORT |
| EGLE · Global X Funds | 0.06% | 8 NS | July 31, 2026 | N-PORT |
| DFVX · Dimensional ETF Trust | 0.06% | 1,897 NS | July 31, 2026 | N-PORT |
| DIVB · iShares Trust | 0.06% | 7,661 SH | Sept. 11, 2026 | Daily |
| EQAL · Invesco Exchange-Traded Fund Trust … | 0.06% | 3,108 SH | Oct. 2, 2026 | Daily |
| PRF · Invesco Exchange-Traded Fund Trust | 0.06% | 37,868 SH | Oct. 2, 2026 | Daily |
| ACVF · ETF Opportunities Trust | 0.05% | 457 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.05% | 36,692 NS | July 31, 2026 | N-PORT |
| VV · VANGUARD INDEX FUNDS | 0.05% | 181,845 SH | Aug. 19, 2026 | Daily |
| VOOG · VANGUARD ADMIRAL FUNDS | 0.05% | 67,889 SH | Aug. 19, 2026 | Daily |
| ESGV · VANGUARD WORLD FUND | 0.05% | 34,418 SH | Aug. 19, 2026 | Daily |
| DCOR · Dimensional ETF Trust | 0.05% | 9,366 NS | July 31, 2026 | N-PORT |
| TOPC · iShares Trust | 0.05% | 95 SH | Sept. 11, 2026 | Daily |
| CATH · Global X Funds | 0.05% | 3,546 NS | July 31, 2026 | N-PORT |
| XVV · iShares Trust | 0.04% | 1,780 SH | Sept. 11, 2026 | Daily |
| XCLR · Global X Funds | 0.04% | 9 NS | July 31, 2026 | N-PORT |
| CHRI · Global X Funds | 0.04% | 20 NS | July 31, 2026 | N-PORT |
| XTR · Global X Funds | 0.04% | 12 NS | July 31, 2026 | N-PORT |
| XYLD · Global X Funds | 0.04% | 8,060 NS | July 31, 2026 | N-PORT |
| IVW · iShares Trust | 0.04% | 194,691 SH | Sept. 11, 2026 | Daily |
| PTLC · Pacer Funds Trust | 0.04% | 7,885 NS | July 31, 2026 | N-PORT |
| BKLC · BNY Mellon ETF Trust | 0.04% | 13,220 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.04% | 50,178 NS | July 31, 2026 | N-PORT |
| XYLG · Global X Funds | 0.04% | 154 NS | July 31, 2026 | N-PORT |
| OMFL · Invesco Exchange-Traded Self-Indexe… | 0.04% | 12,149 SH | Oct. 2, 2026 | Daily |
| BBUS · J.P. Morgan Exchange-Traded Fund Tr… | 0.04% | 21,065 NS | July 31, 2026 | N-PORT |
| VOTE · TCW ETF Trust | 0.04% | 2,583 NS | July 31, 2026 | N-PORT |
| IUSG · iShares Trust | 0.04% | 80,770 SH | Sept. 11, 2026 | Daily |
| XRMI · Global X Funds | 0.04% | 115 NS | July 31, 2026 | N-PORT |
| VOO · VANGUARD INDEX FUNDS | 0.04% | 4,018,135 SH | Aug. 19, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.04% | 4,945,202 SH | Aug. 19, 2026 | Daily |
| VOOV · VANGUARD ADMIRAL FUNDS | 0.04% | 14,662 SH | Aug. 19, 2026 | Daily |
| VONE · VANGUARD SCOTTSDALE FUNDS | 0.04% | 25,092 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.04% | 12,845 SH | Aug. 19, 2026 | Daily |
| IVV · iShares Trust | 0.04% | 1,949,685 SH | Sept. 11, 2026 | Daily |
| TOV · EA Series Trust | 0.04% | 530 NS | July 31, 2026 | N-PORT |
| ILCV · iShares Trust | 0.04% | 3,129 SH | Sept. 11, 2026 | Daily |
| ILCB · iShares Trust | 0.04% | 2,997 SH | Sept. 11, 2026 | Daily |
| SPUU · Direxion Shares ETF Trust | 0.04% | 583 NS | July 31, 2026 | N-PORT |
| PBP · Invesco Exchange-Traded Fund Trust | 0.04% | 919 SH | Oct. 2, 2026 | Daily |
| QDPL · Pacer Funds Trust | 0.04% | 3,694 NS | July 31, 2026 | N-PORT |
| ILCG · iShares Trust | 0.04% | 7,013 SH | Sept. 11, 2026 | Daily |
| PBUS · Invesco Exchange-Traded Fund Trust … | 0.04% | 26,848 SH | Oct. 2, 2026 | Daily |
| IYY · iShares Trust | 0.04% | 6,725 SH | Sept. 11, 2026 | Daily |
| VOXP · Advisors Series Trust | 0.04% | 12 NS | July 31, 2026 | N-PORT |
| IWB · iShares Trust | 0.04% | 105,067 SH | Sept. 11, 2026 | Daily |
| IVE · iShares Trust | 0.04% | 105,241 SH | Sept. 11, 2026 | Daily |
| ITOT · iShares Trust | 0.04% | 203,706 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.04% | 42,011 SH | Sept. 11, 2026 | Daily |
| IUSV · iShares Trust | 0.03% | 55,200 SH | Sept. 11, 2026 | Daily |
| HCMT · Direxion Shares ETF Trust | 0.03% | 1,076 NS | July 31, 2026 | N-PORT |
| SPXL · Direxion Shares ETF Trust | 0.03% | 12,095 NS | July 31, 2026 | N-PORT |
| QVML · Invesco Exchange-Traded Fund Trust … | 0.03% | 3,245 SH | Oct. 2, 2026 | Daily |
| PHDG · Invesco Actively Managed Exchange-T… | 0.03% | 117 SH | Oct. 2, 2026 | Daily |
| TOK · iShares Trust | 0.03% | 423 SH | Sept. 11, 2026 | Daily |
| URTH · iShares, Inc. | 0.03% | 13,962 SH | Sept. 11, 2026 | Daily |
| TILT · FlexShares Trust | 0.03% | 3,402 NS | July 31, 2026 | N-PORT |
| ACWI · iShares Trust | 0.03% | 49,921 SH | Sept. 11, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.02% | 127,255 SH | Aug. 19, 2026 | Daily |
| BSV · VANGUARD BOND INDEX FUNDS | · | · | July 15, 2026 | Daily |
| BND · VANGUARD BOND INDEX FUNDS | · | · | July 15, 2026 | Daily |
| VCIT · VANGUARD SCOTTSDALE FUNDS | · | · | July 15, 2026 | Daily |
| VTC · VANGUARD SCOTTSDALE FUNDS | · | · | July 30, 2026 | Daily |
| BNDW · VANGUARD SCOTTSDALE FUNDS | · | · | July 14, 2026 | Daily |
| IAK · iShares Trust | · | 82,447 SH | Sept. 11, 2026 | Daily |
CINF Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 16 analysts
BUY
Median target
$192.50
+18.9%
2 12.5%
Strong Buy
6 37.5%
Buy
8 50.0%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
6 analysts · 2026-09-29Mean target $191.67 +18.3%
← Below all targets
Current price $161.95
Low$177.00
Mean$191.67
High$200.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| CINF | $25.38B | 10.8 | 11.4% | 18.9% | 16.0% | · |
| TRV | $63.09B | 10.6 | 5.2% | 12.9% | 20.6% | · |
| ALL | $54.12B | 5.5 | 5.6% | 15.2% | 39.5% | · |
| AIG | $46.04B | 15.8 | -1.8% | 11.6% | 7.4% | · |
| HIG | $38.16B | 10.3 | 6.9% | 13.5% | 21.4% | · |
| WRB | $26.45B | 15.8 | 7.8% | 12.1% | 19.7% | · |
| L | · | 13.2 | 5.4% | 9.0% | 9.3% | · |
| MKL | $27.06B | 12.7 | 4.7% | 13.6% | 11.9% | · |
| AIZ | · | · | · | · | · | · |
| CNA | $12.92B | 10.2 | 5.0% | 8.5% | 11.6% | · |
| AFG | $11.40B | 13.6 | -1.8% | 10.3% | 18.1% | · |
Latest News Recent headlines mentioning this company
Cincinnati Financial Has Raised Its Dividend for 65 Straight Years. At 10 Times Earnings, Is the Dividend King a Buy?
Nasdaq · 2 months, 1 week ago
Cincinnati Financial Stock: Analyst Estimates & Ratings
Yahoo Finance · 4 months, 1 week ago
Cincinnati Financial Q1 Earnings Call Highlights
Yahoo Finance · 5 months ago
Cincinnati Financial (CINF) Shares Cross Below 200 DMA
Nasdaq · 6 months, 1 week ago
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
BLUECHIP_DIP
Expired
risk 1
reward 1.67
entry
$157.06
R:R 1.67
BLUECHIP_DIP
Expired
risk 1
reward 1.67
entry
$159.09
R:R 1.67
No open signal right now — no card is filled, and that's honest.
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Source: SEC 10-Q filed Jul 27, 2026