HGTY Hagerty, Inc. Class A Common Stock

NYSE · Insurance · View on SEC EDGAR ↗
$12.39
Price · Jul 2, 2026
Fundamentals as of May 6, 2026

HGTY Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$12.39
Market Cap
P/E (TTM)
EPS (TTM)
Revenue (TTM)
$1.46B
Div Yield
ROE
80.3%
Debt/Equity
0.8
52W Range
$9 – $14

HGTY Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $1.46B
6-point trend, +191.5%
2020-12-31 2025-12-31
EPS
2-point trend, -100.6%
2020-12-31 2021-12-31
Free Cash Flow $194M
5-point trend, +17955.9%
2021-12-31 2025-12-31
Margins 10.2%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
HGTY
Peer Median

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
HGTY
Peer Median
Net Profit Margin
5-point trend, +236.8%
10.2%
6.7%
ROA
5-point trend, +239.9%
7.8%
3.3%
ROE
5-point trend, +184.7%
80.3%
10.2%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
HGTY
Peer Median
Debt / Equity
5-point trend, +290.7%
0.8
210.3

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
HGTY
Peer Median
Revenue YoY
5-point trend, +135.3%
17.3%
Revenue CAGR 3Y
5-point trend, +135.3%
22.7%
Revenue CAGR 5Y
5-point trend, +135.3%
23.9%
Net Income YoY
5-point trend, +343.2%
90.6%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
HGTY
Peer Median

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
HGTY
Peer Median

HGTY Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 14 analysts
  • Strong Buy 3 21.4%
  • Buy 5 35.7%
  • Hold 5 35.7%
  • Sell 1 7.1%
  • Strong Sell 0 0.0%

12-Month Price Target

7 analysts · 2026-07-04
Median target $12.00 -3.1%
Mean target $12.86 +3.8%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
0.03%
Next Report
Aug 03, 2026
Period EPS Actual EPS Est Surprise
March 31, 2026 $-0.04 $-0.04 0.00%
Dec. 31, 2025 $0.08 $0.04 0.04%
Sept. 30, 2025 $0.13 $0.08 0.05%
June 30, 2025 $0.13 $0.12 0.01%
March 31, 2025 $0.08 $0.02 0.06%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
HGTY 17.3% 10.2% 80.3%
MRSH $89.98B 22.0 10.3% 15.4% 28.1%
AJG $66.51B 45.1 20.7% 10.7% 6.9%
BRO $26.78B 25.2 22.8% 17.9% 8.7%
RYAN 21.3% 2.1% 9.9%
BWIN -48.1 8.3% -2.2% -5.7%
GSHD 70.8 16.2% 7.6% -107.8%
TWFG 54.3 22.0%
LIFE 52.0% 18.4% -108.4%
ABX $833M 23.8 110.2% 15.5% 8.8% 87.7%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 14
Annual Income Statement data for HGTY
Metric Trend 202520242023202220212020
Revenue 6-point trend, +191.5% $1.46B $1.24B $1.03B $788M $619M $500M
SG&A Expense 6-point trend, +84.6% $95M $83M $85M $89M $65M $51M
Operating Expenses 3-point trend, +30.7% $1.28B $1.13B $977M · · ·
Operating Income 5-point trend, +319.1% · $66M $10M $-68M $-10M $16M
Interest Income 4-point trend, +490.0% $39M $39M $27M $7M · ·
Other Non-op 6-point trend, -4043.5% $-41M $-6M $-4M $2M $-2M $-987.0K
Pretax Income 6-point trend, +836.7% $139M $94M $45M $11M $-55M $15M
Income Tax 6-point trend, -308.4% $-10M $15M $17M $7M $7M $5M
Net Income 6-point trend, +1367.9% $149M $78M $28M $2M $-61M $10M
EPS (Basic) 3-point trend, -99.6% · · · $0.39 $-0.56 $101.66
EPS (Diluted) 2-point trend, -100.6% · · · · $-0.56 $101.66
Shares (Basic) 2-point trend, +82227.0% · · · · 82,327,000 100,000
Shares (Diluted) 2-point trend, +82227.0% · · · · 82,327,000 100,000
EBITDA 5-point trend, +210.8% $38M $105M $56M $-34M $12M ·
Balance Sheet 29
Annual Balance Sheet data for HGTY
Metric Trend 202520242023202220212020
Cash & Equivalents 6-point trend, +320.3% $160M $105M $108M $95M $275M $38M
Short-term Investments 2-point trend, +575.7% · $74M $11M · · ·
Receivables 6-point trend, +191.8% $99M $85M $72M $58M $47M $34M
Inventory 4-point trend, +498.4% $12M $18M $5M $2M · ·
Prepaid Expense 3-point trend, +211.5% · · · $46M $30M $15M
Other Current Assets 3-point trend, +98.9% · $91M $49M $46M · ·
Current Assets 5-point trend, +67.2% · $858M $1.25B $937M $895M $513M
PP&E (Net) 6-point trend, -37.1% $16M $18M $21M $25M $28M $26M
PP&E (Gross) 5-point trend, -10.3% · $46M $45M $47M $49M $51M
Accum. Depreciation 5-point trend, +9.6% · $27M $24M $22M $21M $25M
Goodwill 6-point trend, +2306.0% $114M $114M $114M $115M $11M $5M
Intangibles 6-point trend, +90.7% $89M $90M $92M $104M $76M $47M
Other Non-current Assets 5-point trend, +5.0% · $75M $38M $37M $147M $72M
Total Assets 6-point trend, +242.9% $2.09B $1.71B $1.59B $1.31B $1.04B $611M
Accounts Payable 3-point trend, +41.0% · · · $16M $9M $12M
Accrued Liabilities 2-point trend, +27.0% · · · · $46M $36M
Current Liabilities 5-point trend, +137.9% · $915M $842M $667M $496M $385M
Capital Leases 4-point trend, +43178000.00 · $43M $50M $81M $0 ·
Deferred Tax 5-point trend, +123.5% $23M $18M $16M $13M $11M ·
Other Non-current Liabilities 5-point trend, +243.2% · $18M $4M $11M $7M $5M
Total Liabilities 6-point trend, +173.0% $1.35B $1.10B $1.09B $945M $771M $493M
Long-term Debt 6-point trend, +154.2% $178M $106M $131M $108M $136M $70M
Total Debt 5-point trend, +30.3% $178M $106M $134M $108M $136M ·
Paid-in Capital 5-point trend, +288.9% $623M $604M $562M $549M $160M ·
Retained Earnings 6-point trend, -809.0% $-403M $-452M $-469M $-490M $-482M $57M
AOCI 6-point trend, +162.9% $1M $-2M $-88.0K $-213.0K $-2M $-2M
Stockholders' Equity 6-point trend, +15055610.2% $221M $150M $93M $59M $-324M $-1.5K
Liabilities + Equity 6-point trend, +242.9% $2.09B $1.71B $1.59B $1.31B $1.04B $611M
Shares Outstanding 5-point trend, +11907.3% · 345,210,737 340,087,700 338,961,435 333,361,000 2,875,000
Cash Flow 17
Annual Cash Flow data for HGTY
Metric Trend 202520242023202220212020
D&A 6-point trend, +218.0% $38M $39M $46M $34M $22M $12M
Stock-based Comp 5-point trend, +18908000.00 $19M $17M $18M $12M $0 ·
Deferred Tax 6-point trend, -2434.4% $-35M $3M $3M $3M $3M $1M
Amort. of Intangibles 6-point trend, +305.2% $24M $27M $29M $22M $13M $6M
Restructuring 3-point trend, +8812000.00 · · $9M $18M $0 ·
Other Non-cash 5-point trend, -24.6% $48M $40M $39M $-26M $63M ·
Operating Cash Flow 6-point trend, +158.9% $219M $177M $134M $55M $42M $85M
CapEx 6-point trend, -35.9% $25M $21M $26M $44M $43M $38M
Investing Cash Flow 6-point trend, -290.8% $-185M $-619M $-53M $-92M $-69M $-47M
Debt Issued 6-point trend, +252.3% $257M $62M $162M $94M $108M $73M
Net Debt Issued 5-point trend, +2.7% $69M $-29M $22M $-28M $68M ·
Stock Issued 3-point trend, +1526000.00 · · $2M $0 $0 ·
Net Stock Activity · · $2M · · ·
Financing Cash Flow 6-point trend, -25.1% $30M $-47M $103M $-28M $332M $40M
Net Change in Cash 6-point trend, -15.2% $66M $-491M $185M $-65M $305M $78M
Taxes Paid 3-point trend, +56.3% $16M $18M $10M · · ·
Free Cash Flow 5-point trend, +17955.9% $194M $156M $107M $11M $-1M ·
Profitability 7
Annual Profitability data for HGTY
Metric Trend 202520242023202220212020
Operating Margin 4-point trend, +439.3% · 5.5% 1.0% -8.6% -1.6% ·
Net Margin 5-point trend, +236.8% 10.2% 6.5% 2.8% 4.1% -7.5% ·
Pretax Margin 5-point trend, +208.4% 9.6% 7.8% 4.5% 1.4% -8.8% ·
EBITDA Margin 5-point trend, +32.3% 2.6% 8.8% 5.6% -4.3% 1.9% ·
ROA 5-point trend, +239.9% 7.8% 4.8% 1.9% 2.7% -5.6% ·
ROE 5-point trend, +184.7% 80.3% 64.4% 37.1% -24.2% 28.2% ·
ROIC 4-point trend, +258.9% · 21.7% 2.9% -14.8% 6.0% ·
Liquidity & Solvency 4
Annual Liquidity & Solvency data for HGTY
Metric Trend 202520242023202220212020
Current Ratio 4-point trend, -48.1% · 0.9 1.5 1.4 1.8 ·
Quick Ratio 4-point trend, -55.7% · 0.3 0.2 0.2 0.6 ·
Debt / Equity 5-point trend, +290.7% 0.8 0.7 1.4 1.8 -0.4 ·
LT Debt / Equity 5-point trend, +292.1% 0.8 0.7 1.4 1.8 -0.4 ·
Efficiency 2
Annual Efficiency data for HGTY
Metric Trend 202520242023202220212020
Asset Turnover 5-point trend, +2.2% 0.8 0.7 0.7 0.7 0.7 ·
Receivables Turnover 5-point trend, +4.8% 16.1 15.4 15.4 15.0 15.4 ·
Per Share 5
Annual Per Share data for HGTY
Metric Trend 202520242023202220212020
Book Value / Share 4-point trend, +144.8% · $0.44 $0.27 $0.17 $-0.97 ·
Revenue / Share · · · · $7.52 ·
Cash Flow / Share · · · · $0.51 ·
Cash / Share 4-point trend, -63.3% · $0.30 $0.32 $0.28 $0.83 ·
EPS (TTM) · · · · $-0.56 ·
Growth Rates 6
Annual Growth Rates data for HGTY
Metric Trend 202520242023202220212020
Revenue YoY 5-point trend, -27.7% 17.3% 20.9% 30.4% 27.2% 23.9% ·
Revenue CAGR 3Y 3-point trend, -16.3% 22.7% 26.1% 27.2% · · ·
Revenue CAGR 5Y 23.9% · · · · ·
Net Income YoY 3-point trend, -91.6% 90.6% 177.9% 1072.7% · · ·
Net Income CAGR 3Y 2-point trend, +631.4% 296.0% · 40.5% · · ·
Net Income CAGR 5Y 71.1% · · · · ·
Valuation (TTM) 13
Annual Valuation (TTM) data for HGTY
Metric Trend 202520242023202220212020
Revenue TTM 5-point trend, +135.3% $1.46B $1.24B $1.03B $788M $619M ·
Net Income TTM 5-point trend, +343.2% $149M $78M $28M $2M $-61M ·
Market Cap 4-point trend, -29.5% · $3.33B $2.65B $2.85B $4.73B ·
Enterprise Value 4-point trend, -29.0% · $3.26B $2.68B $2.86B $4.59B ·
P/E · · · · -25.3 ·
P/S 4-point trend, -64.9% · 2.7 2.6 3.6 7.6 ·
P/B 4-point trend, +251.8% · 22.2 28.6 48.1 -14.6 ·
P / Cash Flow 4-point trend, -83.2% · 18.8 19.8 51.5 111.8 ·
P / FCF 4-point trend, +100.5% · 21.4 24.7 260.3 -4340.7 ·
EV / EBITDA 4-point trend, -91.9% · 30.9 47.6 -85.0 380.0 ·
EV / FCF 4-point trend, +100.5% · 20.9 25.0 261.5 -4213.2 ·
EV / Revenue 4-point trend, -64.6% · 2.6 2.6 3.6 7.4 ·
Earnings Yield · · · · -4.0% ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $1.46B$1.24B$1.03B$788M$619M
Operating Margin % 5.5%1.0%-8.6%-1.6%
Net Income $149M$78M$28M$2M$-61M
Diluted EPS $-0.56
Balance Sheet
2025-12-312024-12-312023-12-312022-12-312021-12-31
Debt / Equity 0.80.71.41.8-0.4
Current Ratio 0.91.51.41.8
Quick Ratio 0.30.20.20.6
Cash Flow
2025-12-312024-12-312023-12-312022-12-312021-12-31
Free Cash Flow $194M$156M$107M$11M$-1M

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