BY Byline Bancorp, Inc. Common Stock
NYSE · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 6, 2026
$37.74
· of 52w range
· above low
· to high
$25.5752w low
$40.0352w high
Market Cap (MRQ)
$1.71B
P/E
13.1
EPS
$2.89
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52W Range
$26–$40
Analyst Rating
BUY
Price Target
$43
P/E
13.1
ROE
10.6%
Net Profit Margin
29.1%
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BY Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$37.74
Market Cap (MRQ)
$1.71B
P/E
13.1
EPS
$2.89
Div Yield
1.1%
ROE
10.6%
Debt/Equity
0.0
52W Range
$26–$40
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10-Year Performance Revenue, net income, margins and EPS trends
EPS$2.892016-12-31 → 2025-12-31
Free Cash Flow$136M2018-12-31 → 2025-12-31
Net margin29.1%2018-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | BY | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 13.15Y avg ≈10.1 | ≈10.1 | 14.0 | Undervalued | |
| P/S | 3.95Y avg ≈3.0 | ≈3.0 | 3.7 | Fair value | |
| P/B (MRQ) | 1.35Y avg ≈1.1 | ≈1.1 | 1.0 | Overvalued | |
| EV / EBITDA | 344.95Y avg ≈195.8 | ≈195.8 | · | · | |
| Price / FCF (TTM) | 10.45Y avg ≈8.4 | ≈8.4 | · | · | |
| Price / Cash Flow (TTM) | 10.35Y avg ≈8.2 | ≈8.2 | 10.8 | Fair value | |
| EV / Revenue | 3.55Y avg ≈2.2 | ≈2.2 | · | · | |
| EV / FCF | 11.55Y avg ≈6.0 | ≈6.0 | · | · | |
| Price / Tangible Book (MRQ) | 1.35Y avg ≈1.4 | ≈1.4 | · | · | |
| PEG Ratio | ≈0.5 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | BY | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 1.0%5Y avg ≈1.3% | ≈1.3% | 2.6% | Weak | |
| Pretax Margin | 38.8%5Y avg ≈38.3% | ≈38.3% | 38.8% | Top tier | |
| Net Profit Margin | 29.1%5Y avg ≈28.8% | ≈28.8% | 31.8% | In line | |
| ROA | 1.4%5Y avg ≈1.3% | ≈1.3% | 1.1% | Top tier | |
| ROE | 10.6%5Y avg ≈11.1% | ≈11.1% | 9.0% | Top tier |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | BY | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity | 0.05Y avg ≈0.0 | ≈0.0 | 0.2 | Low debt |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | BY | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 9.7%5Y avg ≈10.2% | ≈10.2% | · | · | |
| Revenue CAGR 3Y | 11.4%5Y avg ≈10.9% | ≈10.9% | · | · | |
| Revenue CAGR 5Y | 10.0% | · | · | · | |
| EPS YoY | 5.1%5Y avg ≈33.9% | ≈33.9% | · | · | |
| Net Income YoY | 7.7%5Y avg ≈36.9% | ≈36.9% | · | · | |
| EPS CAGR 3Y | 7.3%5Y avg ≈17.5% | ≈17.5% | · | · | |
| EPS CAGR 5Y | 24.7% | · | · | · | |
| Net Income CAGR 3Y | 13.9%5Y avg ≈21.8% | ≈21.8% | · | · | |
| Net Income CAGR 5Y | 28.3% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | BY | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | Top tier |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield1.1%
Payout Ratio14.0%
Annualized Payout≈$0.56
5Y Div CAGR≈27.2%
Growth Streak≈1
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 4, 2026 | $0.14 | USD | ≈1.2% |
| May 5, 2026 | $0.12 | USD | ≈1.3% |
| Feb 3, 2026 | $0.12 | USD | ≈1.3% |
| Nov 4, 2025 | $0.10 | USD | ≈1.5% |
| Aug 5, 2025 | $0.10 | USD | ≈1.5% |
| May 6, 2025 | $0.10 | USD | ≈1.5% |
| Feb 4, 2025 | $0.10 | USD | ≈1.3% |
| Nov 5, 2024 | $0.09 | USD | ≈1.3% |
| Aug 6, 2024 | $0.09 | USD | ≈1.4% |
| May 6, 2024 | $0.09 | USD | ≈1.5% |
| Feb 5, 2024 | $0.09 | USD | ≈1.7% |
| Nov 6, 2023 | $0.09 | USD | ≈1.8% |
| Aug 7, 2023 | $0.09 | USD | ≈1.6% |
| May 8, 2023 | $0.09 | USD | ≈2.0% |
| Feb 6, 2023 | $0.09 | USD | ≈1.4% |
| Nov 7, 2022 | $0.09 | USD | ≈1.6% |
| Aug 8, 2022 | $0.09 | USD | ≈1.6% |
| May 6, 2022 | $0.09 | USD | ≈1.5% |
| Feb 7, 2022 | $0.09 | USD | ≈1.2% |
| Nov 8, 2021 | $0.09 | USD | ≈1.2% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
6.2%
Next Report
Oct 21, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 22, 2026 | $0.91 | $0.81 | 12.5% |
| March 31, 2026 | $0.83 | $0.77 | 7.6% | |
| Dec. 31, 2025 | $0.76 | $0.74 | 2.5% | |
| Sept. 30, 2025 | $0.82 | $0.74 | 10.9% | |
| June 30, 2025 | $0.66 | $0.64 | 2.7% | |
| March 31, 2025 | $0.64 | $0.63 | 1.1% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $149M | $36M | $13M | $24M | $49M | $28M | $14M | $8M | $7M | |
| Interest Income | $572M | $566M | $479M | $302M | $249M | $239M | $265M | $207M | $137M | $98M | $83M | |
| Pretax Income | $173M | $161M | $146M | $115M | $124M | $52M | $77M | $55M | $41M | $5M | $-15M | |
| Income Tax | $43M | $40M | $38M | $27M | $31M | $14M | $20M | $14M | $19M | $-61M | $307.0K | |
| Net Income | $130M | $121M | $108M | $88M | $93M | $37M | $57M | $41M | $22M | $67M | $-15M | |
| EPS (Basic) | $2.90 | $2.78 | $2.69 | $2.37 | $2.45 | $0.96 | $1.51 | $1.21 | $0.39 | $3.31 | $-0.86 | |
| EPS (Diluted) | $2.89 | $2.75 | $2.67 | $2.34 | $2.40 | $0.96 | $1.48 | $1.18 | $0.38 | $3.27 | $-0.86 | |
| Shares (Basic) | 44,798,651 | 43,448,856 | 40,045,208 | 36,972,972 | 37,609,723 | 38,031,250 | 37,290,486 | 33,292,619 | 26,963,517 | 20,141,630 | 17,332,775 | |
| Shares (Diluted) | 45,063,611 | 43,853,939 | 40,445,553 | 37,476,120 | 38,369,067 | 38,312,608 | 37,986,463 | 34,179,754 | 27,547,314 | 20,430,783 | 17,332,775 | |
| EBITDA | $5M | $5M | $5M | $4M | $6M | $6M | $6M | $6M | · | · | · |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $149M | $563M | $226M | $179M | $158M | $83M | $81M | $122M | $58M | $47M | $45M | |
| PP&E (Net) | $58M | $61M | $67M | $57M | $63M | $87M | $96M | $98M | $95M | $102M | · | |
| PP&E (Gross) | · | · | $68M | $63M | $65M | $78M | $78M | $74M | $80M | $62M | · | |
| Accum. Depreciation | $31M | $34M | $33M | $35M | $33M | $34M | $26M | $22M | $30M | $10M | · | |
| Goodwill | $182M | $182M | $182M | $148M | $148M | $148M | $148M | $128M | $55M | $52M | $26M | |
| Intangibles | $19M | $16M | $22M | $11M | $17M | $24M | $32M | $33M | $17M | · | · | |
| Total Assets | $9.65B | $9.50B | $8.88B | $7.36B | $6.70B | $6.39B | $5.52B | $4.94B | $3.37B | $3.30B | · | |
| Short-term Debt | $0 | $12M | $18M | $0 | · | · | $540M | · | · | · | · | |
| Total Liabilities | $8.38B | $8.41B | $7.89B | $6.60B | $5.86B | $5.59B | $4.77B | $4.29B | $2.91B | $2.91B | · | |
| Total Debt | $0 | $12M | $18M | · | · | · | · | · | · | · | · | |
| Common Stock | $471.0K | $455.0K | $451.0K | $389.0K | $387.0K | $384.0K | $379.0K | $361.0K | $292.0K | · | · | |
| Paid-in Capital | $761M | $718M | $710M | $598M | $594M | $587M | $581M | $547M | $392M | $314M | · | |
| Retained Earnings | $646M | $534M | $429M | $336M | $272M | $191M | $159M | $103M | $61M | $51M | · | |
| Treasury Stock | $66M | $47M | $50M | $51M | $32M | $2M | · | · | · | · | · | |
| AOCI | $-73M | $-114M | $-100M | $-118M | $-8M | $-18M | $-700.0K | $-9M | $-5M | $-7M | · | |
| Stockholders' Equity | $1.27B | $1.09B | $990M | $766M | $836M | $805M | $750M | $651M | $459M | $383M | $188M | |
| Liabilities + Equity | $9.65B | $9.50B | $8.88B | $7.36B | $6.70B | $6.39B | $5.52B | $4.94B | $3.37B | $3.30B | · | |
| Shares Outstanding | 45,545,928 | 44,459,584 | 43,764,056 | 37,492,775 | 37,713,903 | 38,618,054 | 38,256,500 | 36,343,239 | 29,317,298 | 24,616,706 | · |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $5M | $5M | $5M | $4M | $6M | $6M | $6M | $6M | $5M | $5M | $6M | |
| Stock-based Comp | $9M | $8M | $7M | $5M | $4M | $3M | $2M | $2M | $1M | $899.0K | $1M | |
| Deferred Tax | $8M | $-3M | $27M | $26M | $-60.0K | $-9M | $-882.0K | $15M | $17M | $-62M | · | |
| Amort. of Intangibles | $6M | $5M | $6M | $7M | $7M | $8M | $8M | $6M | $3M | $3M | $3M | |
| Other Non-cash | $-11M | $44M | $20M | $97M | $-28M | $72M | $-35M | $16M | · | · | · | |
| Operating Cash Flow | $140M | $175M | $166M | $220M | $74M | $109M | $29M | $80M | $27M | $4M | $-43M | |
| CapEx | $4M | $4M | $4M | $4M | $2M | $4M | $4M | $3M | $3M | $6M | $4M | |
| Investing Cash Flow | $-224M | $-331M | $-336M | $-820M | $-236M | $-886M | $-251M | $-369M | $-62M | $-302M | · | |
| Stock Issued | $2M | $5M | $2M | $2M | $2M | $4M | $4M | $3M | $77M | $50M | · | |
| Stock Repurchased | $24M | $0 | $0 | $17M | $29M | $2M | $0 | · | · | · | · | |
| Net Stock Activity | $-22M | $5M | $2M | $-16M | $-27M | $2M | $580.0K | $203.0K | · | · | · | |
| Dividends Paid | $18M | $16M | $15M | $13M | $11M | $6M | $0 | · | · | · | · | |
| Financing Cash Flow | $-331M | $493M | $217M | $621M | $236M | $780M | $180M | $353M | $47M | $299M | · | |
| Net Change in Cash | $-414M | $337M | $47M | $21M | $75M | $3M | $-41M | $64M | $12M | $2M | $-112M | |
| Taxes Paid | · | $12M | $12M | $29M | $35M | $14M | $19M | $4M | $3M | $-250.0K | · | |
| Free Cash Flow | $136M | $171M | $162M | $217M | $72M | $105M | $25M | $77M | · | · | · | |
| Levered FCF | · | · | $52M | $189M | $63M | $88M | $-11M | $56M | · | · | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 29.1% | 29.7% | 27.9% | 27.3% | 29.9% | 13.5% | 21.0% | 17.9% | · | · | · | |
| Pretax Margin | 38.8% | 39.6% | 37.6% | 35.5% | 40.0% | 18.6% | 28.4% | 24.1% | · | · | · | |
| EBITDA Margin | 1.0% | 1.2% | 1.2% | 1.3% | 1.9% | 2.3% | 2.4% | 2.4% | · | · | · | |
| ROA | 1.4% | 1.3% | 1.3% | 1.2% | 1.4% | 0.63% | 1.1% | 0.99% | · | · | · | |
| ROE | 10.6% | 11.0% | 11.3% | 11.6% | 11.2% | 4.7% | 7.7% | 6.4% | · | · | · |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.0 | 0.0 | · | · | · | · | · | · | · | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | · | · | · |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $27.84 | $24.55 | $22.62 | $20.43 | $22.18 | $20.86 | $19.61 | $17.90 | · | · | · | |
| Revenue / Share | $9.90 | $9.28 | $9.57 | $8.61 | $8.10 | $7.23 | $7.15 | $6.74 | · | · | · | |
| Cash Flow / Share | $3.11 | $3.99 | $4.11 | $5.88 | $1.94 | $2.85 | $0.77 | $2.34 | · | · | · | |
| Cash / Share | $3.27 | $12.67 | $5.17 | $4.78 | $4.19 | $2.16 | $2.11 | $3.35 | · | · | · | |
| Dividend / Share | $0.40 | $0.36 | $0.36 | $0.36 | $0.30 | $0.12 | · | · | · | · | · | |
| EPS (TTM) | $2.89 | $2.75 | $2.67 | $2.34 | $2.40 | $0.96 | $1.48 | $1.18 | $0.38 | · | · |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 9.7% | 5.2% | 19.9% | 3.9% | 12.1% | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 11.4% | 9.4% | 11.8% | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 10.0% | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 5.1% | 3.0% | 14.1% | -2.5% | 150.0% | · | · | · | · | · | · | |
| EPS CAGR 3Y | 7.3% | 4.6% | 40.6% | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 24.7% | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 7.7% | 11.9% | 22.7% | -5.2% | 147.6% | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 13.9% | 9.2% | 42.3% | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 28.3% | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 26.0% | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $446M | $407M | $387M | $323M | $311M | $277M | $272M | $228M | $172M | · | · | |
| Net Income TTM | $130M | $121M | $108M | $88M | $93M | $37M | $57M | $41M | $22M | · | · | |
| Market Cap | $1.33B | $1.29B | $1.03B | $861M | $1.03B | $597M | $749M | $605M | · | · | · | |
| Enterprise Value | $1.18B | $738M | $823M | · | · | · | · | · | · | · | · | |
| P/E | 10.1 | 10.5 | 8.8 | 9.8 | 11.4 | 16.1 | 13.2 | 14.1 | 60.4 | · | · | |
| P/S | 3.0 | 3.2 | 2.7 | 2.7 | 3.3 | 2.2 | 2.8 | 2.7 | · | · | · | |
| P/B | 1.0 | 1.2 | 1.0 | 1.1 | 1.2 | 0.7 | 1.0 | 0.9 | · | · | · | |
| P / Tangible Book | 1.2 | 1.4 | 1.3 | 1.4 | 1.5 | 0.9 | · | · | · | · | · | |
| P / Cash Flow | 9.5 | 7.4 | 6.2 | 3.9 | 13.9 | 5.5 | 25.5 | 7.6 | · | · | · | |
| P / FCF | 9.7 | 7.5 | 6.4 | 4.0 | 14.3 | 5.7 | 29.9 | 7.8 | · | · | · | |
| EV / EBITDA | 259.0 | 146.7 | 181.8 | · | · | · | · | · | · | · | · | |
| EV / FCF | 8.6 | 4.3 | 5.1 | · | · | · | · | · | · | · | · | |
| EV / Revenue | 2.6 | 1.8 | 2.1 | · | · | · | · | · | · | · | · | |
| Dividend Yield | 1.4% | 1.2% | 1.4% | 1.6% | 1.1% | 0.96% | 0.00% | · | · | · | · | |
| Earnings Yield | 9.9% | 9.5% | 11.3% | 10.2% | 8.8% | 6.2% | 7.6% | 7.1% | 1.7% | · | · | |
| Payout Ratio | 14.0% | 13.1% | 13.5% | 15.2% | 12.2% | 15.2% | · | · | · | · | · | |
| Annual Payout | $18M | $16M | $15M | $13M | $11M | $6M | $0 | · | · | · | · |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | $55M | $53M | · | $44M | $31M | $24M | · | $11M | |
| Interest Income | $144M | $142M | $144M | $149M | $145M | $135M | $140M | $146M | $142M | $138M | $136M | $137M | $107M | $100M | $93M | $80M | |
| Pretax Income | $54M | $50M | $47M | $50M | $39M | $37M | $40M | $40M | $40M | $41M | $40M | $38M | $35M | $32M | $29M | $31M | |
| Income Tax | $14M | $12M | $12M | $13M | $9M | $9M | $10M | $10M | $10M | $10M | $10M | $10M | $9M | $8M | $7M | $8M | |
| Net Income | $40M | $38M | $35M | $37M | $30M | $28M | $30M | $30M | $30M | $30M | $30M | $28M | $26M | $24M | $23M | $23M | |
| EPS (Basic) | $0.90 | $0.84 | $0.77 | $0.82 | $0.66 | $0.65 | $0.70 | $0.70 | $0.68 | $0.70 | $0.68 | $0.66 | $0.70 | $0.65 | $0.61 | $0.61 | |
| EPS (Diluted) | $0.90 | $0.83 | $0.77 | $0.82 | $0.66 | $0.64 | $0.68 | $0.69 | $0.68 | $0.70 | $0.68 | $0.65 | $0.70 | $0.64 | $0.61 | $0.61 | |
| Shares (Basic) | 44,596,967 | 44,739,433 | · | 45,102,828 | 45,306,240 | 43,788,353 | · | 43,516,006 | 43,361,516 | 43,258,087 | · | 43,025,927 | 37,034,626 | 36,955,085 | · | 36,851,973 | |
| Shares (Diluted) | 44,789,192 | 45,045,804 | · | 45,372,602 | 45,484,392 | 44,290,257 | · | 43,966,189 | 43,741,840 | 43,727,344 | · | 43,458,110 | 37,337,906 | 37,539,912 | · | 37,371,159 | |
| EBITDA | · | $1M | · | · | · | $1M | · | · | · | $1M | · | · | · | $981.0K | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $194M | $198M | $149M | $259M | $218M | $421M | $563M | $453M | $730M | $637M | · | $429M | $320M | $284M | · | $216M | |
| PP&E (Net) | $56M | $57M | $58M | $59M | $60M | $60M | $61M | $63M | $64M | $64M | · | $67M | $56M | $56M | · | $59M | |
| Accum. Depreciation | · | · | $31M | · | · | · | $34M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $182M | $182M | $182M | $182M | $182M | $182M | $182M | $182M | $182M | $182M | $182M | $182M | $148M | $148M | $148M | $148M | |
| Intangibles | $16M | $17M | $19M | $20M | $22M | $15M | $16M | $18M | $19M | $20M | · | $23M | $8M | $9M | · | $12M | |
| Total Assets | $9.93B | $9.91B | $9.65B | $9.81B | $9.72B | $9.58B | $9.50B | $9.42B | $9.63B | $9.41B | · | $8.94B | $7.58B | $7.53B | · | $7.28B | |
| Short-term Debt | · | · | $0 | $0 | $0 | $0 | $12M | $13M | $15M | $17M | · | $20M | · | · | · | · | |
| Total Liabilities | $8.63B | $8.63B | $8.38B | $8.57B | $8.53B | $8.45B | $8.41B | $8.33B | $8.60B | $8.40B | · | $8.02B | $6.76B | $6.73B | · | $6.53B | |
| Total Debt | · | · | · | $0 | $0 | $0 | · | $13M | $15M | $17M | · | $20M | · | · | · | · | |
| Common Stock | $471.0K | $471.0K | $471.0K | $471.0K | $471.0K | $455.0K | $455.0K | $454.0K | $452.0K | $452.0K | · | $450.0K | $391.0K | $390.0K | · | $389.0K | |
| Paid-in Capital | $756M | $755M | $761M | $758M | $756M | $713M | $718M | $715M | $711M | $709M | · | $709M | $600M | $598M | · | $597M | |
| Retained Earnings | $713M | $678M | $646M | $616M | $583M | $558M | $534M | $508M | $481M | $456M | · | $403M | $379M | $356M | · | $327M | |
| Treasury Stock | $79M | $71M | $66M | $57M | $57M | $44M | $47M | $48M | $48M | $49M | · | $50M | $50M | $51M | · | $52M | |
| AOCI | $-87M | $-82M | $-73M | $-80M | $-90M | $-96M | $-114M | $-79M | $-111M | $-107M | · | $-142M | $-115M | $-108M | · | $-125M | |
| Stockholders' Equity | $1.30B | $1.28B | $1.27B | $1.24B | $1.19B | $1.13B | $1.09B | $1.10B | $1.03B | $1.01B | $990M | $920M | $814M | $796M | $766M | $748M | |
| Liabilities + Equity | $9.93B | $9.91B | $9.65B | $9.81B | $9.72B | $9.58B | $9.50B | $9.42B | $9.63B | $9.41B | · | $8.94B | $7.58B | $7.53B | · | $7.28B | |
| Shares Outstanding | 45,191,493 | 45,442,851 | 45,545,928 | 45,859,977 | 45,866,649 | 44,675,553 | 44,459,584 | 44,384,706 | 44,180,829 | 44,108,387 | · | 43,719,203 | 37,752,002 | 37,713,427 | · | 37,465,902 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $951.0K | $981.0K | $1M | $1M | |
| Stock-based Comp | $2M | $2M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $1M | |
| Deferred Tax | $7M | $-740.0K | $6M | $3M | $-1M | $-369.0K | $-7M | $-775.0K | $6M | $-501.0K | $27M | $-56.0K | $-6.0K | $-134.0K | $23M | $-58.0K | |
| Amort. of Intangibles | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $2M | $2M | $1M | $1M | $2M | $2M | |
| Other Non-cash | · | $14M | · | · | · | $-4M | · | · | · | $29M | · | · | · | $23M | · | · | |
| Operating Cash Flow | $14M | $55M | $59M | $38M | $16M | $28M | $53M | $20M | $40M | $62M | $-5M | $79M | $43M | $49M | $35M | $33M | |
| CapEx | $1M | $458.0K | $516.0K | $381.0K | $1M | $2M | $2M | $649.0K | $731.0K | $512.0K | $1M | $1M | $1M | $281.0K | $304.0K | $656.0K | |
| Investing Cash Flow | $-30M | $-230M | $42M | $-32M | $-16M | $-218M | $-188.0K | $-47M | $-138M | $-147M | $-99M | $-135M | $-21M | $-81M | $-138M | $-81M | |
| Debt Issued | $0 | $13M | · | · | $0 | $0 | · | · | · | · | · | · | · | · | · | · | |
| Net Debt Issued | · | $13M | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Stock Issued | $792.0K | $120.0K | $723.0K | $137.0K | $1M | $13.0K | $1M | $2M | $878.0K | $0 | $842.0K | $347.0K | $602.0K | $0 | $579.0K | $0 | |
| Stock Repurchased | $9M | $10M | $10M | $193.0K | $13M | $687.0K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $4M | |
| Net Stock Activity | · | $-10M | · | · | · | $-674.0K | · | · | · | · | · | · | · | $0 | · | · | |
| Dividends Paid | $6M | $5M | $5M | $5M | $5M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $3M | $3M | $3M | $3M | |
| Financing Cash Flow | $11M | $224M | $-211M | $34M | $-203M | $49M | $58M | $-251M | $191M | $495M | $-99M | $165M | $14M | $137M | $66M | $122M | |
| Net Change in Cash | $-5M | $49M | $-110M | $41M | $-203M | $-141M | $111M | $-278M | $94M | $411M | $-203M | $109M | $36M | $105M | $-37M | $74M | |
| Taxes Paid | $30M | $332.0K | · | · | $23M | $325.0K | · | $2M | $568.0K | $406.0K | · | $3M | $3M | $309.0K | $604.0K | $13M | |
| Free Cash Flow | · | $54M | · | · | · | $25M | · | · | · | $62M | · | · | · | $49M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $22M | · | · | · | $31M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 34.1% | 33.4% | · | 32.1% | 27.2% | 27.4% | · | 29.8% | 29.9% | 30.1% | · | 26.9% | 28.9% | 26.4% | · | 28.0% | |
| Pretax Margin | 45.9% | 44.2% | · | 43.1% | 35.2% | 36.4% | · | 39.3% | 40.4% | 40.2% | · | 36.4% | 39.1% | 35.5% | · | 37.7% | |
| EBITDA Margin | · | 1.0% | · | · | · | 1.1% | · | · | · | 1.3% | · | · | · | 1.1% | · | · | |
| ROA | 0.41% | 0.39% | · | 0.39% | 0.31% | 0.30% | · | 0.33% | 0.34% | 0.36% | · | 0.35% | 0.36% | 0.33% | · | 0.32% | |
| ROE | 3.2% | 3.1% | · | 3.2% | 2.7% | 2.6% | · | 3.0% | 3.2% | 3.4% | · | 3.4% | 3.3% | 3.0% | · | 2.9% |
Liquidity & Solvency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | · | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | · | · | · | · |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $28.86 | $28.17 | · | $26.99 | $26.00 | $25.32 | · | $24.70 | $23.38 | $22.88 | · | $21.04 | $21.56 | $21.10 | · | $19.95 | |
| Revenue / Share | $2.63 | $2.50 | · | $2.55 | $2.43 | $2.33 | · | $2.32 | $2.27 | $2.31 | · | $2.41 | $2.42 | $2.42 | · | $2.16 | |
| Cash Flow / Share | · | $1.21 | · | · | · | $0.61 | · | · | · | $1.43 | · | · | · | $1.31 | · | · | |
| Cash / Share | $4.28 | $4.37 | · | $5.65 | $4.76 | $9.43 | · | $10.20 | $16.53 | $14.44 | · | $9.81 | $8.48 | $7.54 | · | $5.77 | |
| Dividend / Share | $0.12 | $0.12 | $0.10 | $0.10 | $0.10 | $0.10 | $0.09 | $0.09 | $0.09 | $0.09 | $0.09 | $0.09 | $0.09 | $0.09 | $0.09 | $0.09 | |
| Dividend Paid / Share | $0.12 | $0.12 | · | $0.10 | $0.10 | $0.10 | · | $0.09 | $0.09 | $0.09 | · | $0.09 | $0.09 | $0.09 | · | $0.09 | |
| EPS (TTM) | $3.32 | $3.08 | · | $2.80 | $2.67 | $2.69 | · | $2.75 | $2.71 | $2.73 | · | $2.60 | $2.56 | $2.40 | · | $2.18 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $463M | $456M | · | $434M | $420M | $409M | · | $403M | $406M | $397M | · | $374M | $350M | $335M | · | $316M | |
| Net Income TTM | $149M | $139M | · | $126M | $119M | $119M | · | $120M | $118M | $114M | · | $101M | $95M | $90M | · | $82M | |
| Market Cap | $1.70B | $1.43B | · | $1.27B | $1.23B | $1.17B | · | $1.19B | $1.05B | $958M | · | $862M | $683M | $815M | · | $759M | |
| Enterprise Value | · | · | · | $1.01B | $1.01B | $747M | · | $749M | $333M | $338M | · | $453M | · | · | · | · | |
| P/E | 11.3 | 10.2 | · | 9.9 | 10.0 | 9.7 | · | 9.7 | 8.8 | 8.0 | · | 7.6 | 7.1 | 9.0 | · | 9.3 | |
| P/S | 3.7 | 3.1 | · | 2.9 | 2.9 | 2.9 | · | 2.9 | 2.6 | 2.4 | · | 2.3 | 2.0 | 2.4 | · | 2.4 | |
| P/B | 1.3 | 1.1 | · | 1.0 | 1.0 | 1.0 | · | 1.1 | 1.0 | 0.9 | · | 0.9 | 0.8 | 1.0 | · | 1.0 | |
| P / Tangible Book | 1.5 | 1.3 | · | 1.2 | 1.2 | 1.3 | · | 1.3 | 1.3 | 1.2 | · | 1.2 | 1.0 | 1.3 | · | 1.3 | |
| P / Cash Flow | · | 26.3 | · | · | · | 43.2 | · | · | · | 15.4 | · | · | · | 16.6 | · | · | |
| EV / Revenue | · | · | · | 2.3 | 2.4 | 1.8 | · | 1.9 | 0.8 | 0.9 | · | 1.2 | · | · | · | · | |
| Dividend Yield | 1.2% | 1.3% | · | 1.4% | 1.4% | 1.4% | · | 1.3% | 1.5% | 1.6% | · | 1.6% | 1.9% | 1.6% | · | 1.8% | |
| Earnings Yield | 8.8% | 9.8% | · | 10.1% | 10.0% | 10.3% | · | 10.3% | 11.4% | 12.6% | · | 13.2% | 14.1% | 11.1% | · | 10.8% | |
| Payout Ratio | · | 14.3% | · | · | · | 15.5% | · | · | · | 12.8% | · | · | · | 13.9% | · | · | |
| Annual Payout | $20M | $19M | · | $18M | $17M | $16M | · | $16M | $16M | $15M | · | $14M | $13M | $13M | · | $13M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Net Income | $130M | $121M | $108M | $88M | $93M |
| Diluted EPS | $2.89 | $2.75 | $2.67 | $2.34 | $2.40 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.0 | 0.0 | · | · |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $136M | $171M | $162M | $217M | $72M |
Institutional owners (13F) 218 filers · $933.7M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
218
Value held
$933.7M
New positions
34
Exited positions
11
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 34 (-1 vs prior Q) | 11 (-3 vs prior Q) | 77 (+13 vs prior Q) | 54 (+1 vs prior Q) | -108K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $132,220,327 | 3,510,896 | 14.16% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $91,319,164 | 2,424,824 | 9.78% | Shares |
| VANGUARD GROUP INC | $53,129,345 | 1,822,619 | 5.69% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $44,876,598 | 1,191,625 | 4.81% | Shares |
| STATE STREET CORP | $41,022,774 | 1,089,293 | 4.39% | Shares |
| AMERICAN CENTURY COMPANIES INC | $38,034,755 | 1,009,951 | 4.07% | Shares |
| Boston Partners | $33,198,565 | 883,689 | 3.56% | Shares |
| FEDERATED HERMES, INC. | $32,305,689 | 857,825 | 3.46% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $30,649,796 | 813,855 | 3.28% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $30,516,178 | 810,208 | 3.27% | Shares |
| JPMORGAN CHASE & CO | $19,092,792 | 507,652 | 2.04% | Shares |
| Ararat Capital Management LP | $18,476,335 | 490,609 | 1.98% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $18,395,403 | 488,460 | 1.97% | Shares |
| Nuveen, LLC | $16,468,794 | 437,302 | 1.76% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $15,977,368 | 424,253 | 1.71% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $13,658,642 | 362,683 | 1.46% | Shares |
| TWO SIGMA INVESTMENTS, LP | $13,184,050 | 350,081 | 1.41% | Shares |
| MORGAN STANLEY | $11,339,243 | 301,094 | 1.21% | Shares |
| NORTHERN TRUST CORP | $11,143,594 | 295,900 | 1.19% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $10,133,063 | 269,067 | 1.09% | Shares |
| MILLENNIUM MANAGEMENT LLC | $9,437,332 | 250,593 | 1.01% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $9,237,245 | 245,280 | 0.99% | Shares |
| ENDEAVOUR CAPITAL ADVISORS INC | $8,988,350 | 238,671 | 0.96% | Shares |
| Qube Research & Technologies Ltd | $8,253,867 | 219,168 | 0.88% | Shares |
| Empowered Funds, LLC | $8,031,108 | 213,253 | 0.86% | Shares |
| GOLDMAN SACHS GROUP INC | $8,004,670 | 212,551 | 0.86% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $7,944,980 | 210,966 | 0.85% | Shares |
| Detalus Advisors, LLC | $7,383,243 | 196,050 | 0.79% | Shares |
| DENALI ADVISORS LLC | $6,986,533 | 185,516 | 0.75% | Shares |
| FMR LLC | $6,867,473 | 182,355 | 0.74% | Shares |
| Bank of New York Mellon Corp | $6,294,104 | 167,130 | 0.67% | Shares |
| Creative Planning | $6,156,167 | 163,467 | 0.66% | Shares |
| BANK OF AMERICA CORP /DE/ | $5,701,987 | 151,407 | 0.61% | Shares |
| Curi Capital, LLC | $5,386,966 | 143,042 | 0.58% | Shares |
| ZACKS INVESTMENT MANAGEMENT | $5,258,919 | 139,641 | 0.56% | Shares |
| Mariner, LLC | $5,166,647 | 137,192 | 0.55% | Shares |
| BARTLETT & CO. WEALTH MANAGEMENT LLC | $5,052,390 | 134,158 | 0.54% | Shares |
| MALTESE CAPITAL MANAGEMENT LLC | $4,895,800 | 130,000 | 0.52% | Shares |
| MENDON CAPITAL ADVISORS CORP | $4,707,500 | 125,000 | 0.50% | Shares |
| FIRST TRUST ADVISORS LP | $4,661,404 | 123,776 | 0.50% | Shares |
| FRANKLIN RESOURCES INC | $4,178,716 | 110,959 | 0.45% | Shares |
| FIDUCIENT ADVISORS LLC | $4,174,611 | 110,850 | 0.45% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $4,025,703 | 106,896 | 0.43% | Shares |
| Cubist Systematic Strategies, LLC | $3,877,897 | 139,845 | 0.42% | Shares |
| Trexquant Investment LP | $3,711,167 | 98,544 | 0.40% | Shares |
| UBS Group AG | $3,643,342 | 96,743 | 0.39% | Shares |
| Point72 Asset Management, L.P. | $3,400,849 | 90,304 | 0.36% | Shares |
| Man Group plc | $3,345,225 | 88,827 | 0.36% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $3,035,396 | 80,600 | 0.33% | Shares |
| BLAIR WILLIAM & CO/IL | $3,009,936 | 79,924 | 0.32% | Shares |
Company insiders 33 insiders · 21 officers · 11 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Thomas J Bell III | EVP CHIEF FINANCIAL OFFICER | Feb. 22, 2026 F | 57,374 | 0 | 0 | $0 |
| Lindsay Y Corby | EVP and CFO | June 8, 2022 M | 54,139 | 0 | 0 | $0 |
| Thomas Abraham | PRESIDENT, SBC | April 16, 2026 A | 45,539 | 0 | 2 | $-629,132 |
| Alberto J Paracchini | PRESIDENT | Feb. 22, 2026 F | 194,276 | 0 | 0 | $0 |
| Dana Traci | CHIEF HUMAN RESOURCES OFFICER | Aug. 12, 2026 S | 11,605 | 0 | 1 | $-94,419 |
| Brogan Ptacin | HEAD OF COMMERCIAL BANKING | Aug. 3, 2026 M | 25,859 | 0 | 0 | $0 |
| John Barkidjija | HEAD OF CRE & SPECIALTY FIN | Feb. 26, 2026 S | 19,243 | 0 | 1 | $-145,776 |
| Brian F Doran | General Counsel | Feb. 22, 2026 A | 2,533 | 1 | 0 | $24,848 |
| Maria Sherylle A Olano | SVP, CHIEF ACCOUNTING OFFICER | Feb. 22, 2026 F | 18,768 | 0 | 0 | $0 |
| Nicolas Mando | CHIEF TECHNOLOGY & OPERATIONS | Feb. 22, 2026 F | 15,593 | 0 | 0 | $0 |
| Mark Fucinato | CHIEF CREDIT OFFICER | Feb. 22, 2026 F | 24,689 | 0 | 0 | $0 |
| Michelle Lynn Johnson | CHIEF RISK OFFICER | Feb. 22, 2026 F | 11,058 | 0 | 0 | $0 |
| Megan Biggam | EVP HEAD OF COMMUNITY BANKING | Feb. 22, 2026 F | 34,638 | 0 | 0 | $0 |
| Ana Casanueva | SVP, DIRECTOR OF LEGAL | Feb. 28, 2024 F | 5,793 | 0 | 0 | $0 |
| Hart Angela E Major | EVP, Head of Wealth Management | Feb. 22, 2023 F | 6,289 | 0 | 0 | $0 |
| Owen Beacom | Chief Credit Officer | Aug. 28, 2020 M | 34,941 | 0 | 0 | $0 |
| Donald J. Gibson JR | General Counsel | Feb. 28, 2020 A | 2,872 | 0 | 0 | $0 |
| Richard Schobert | Chief Risk Officer | May 14, 2019 S | 1,844 | 0 | 0 | $0 |
| Timothy C. Hadro | EVP and Chief Credit Officer | April 2, 2019 A | 6,817 | 0 | 0 | $0 |
| Bruce W Lammers | Former EVP & President of SBC | March 6, 2019 A | 33,477 | 0 | 0 | $0 |
| Donald J Meyer | EVP of Comm Banking | Nov. 16, 2018 M | 6,134 | 0 | 0 | $0 |
| Mary Jo S. Herseth | Director | Aug. 19, 2026 P | 19,100 | 2 | 0 | $20,769 |
| William G Kistner | Director | Aug. 19, 2026 P | 14,289 | 3 | 0 | $8,818 |
| Perochena Antonio Del Valle | Director | Aug. 7, 2026 S | 11,535,145 | 0 | 1 | $-11,730,000 |
| Velez Margarita Hugues | Director | June 8, 2026 A | 8,722 | 0 | 0 | $0 |
| Carlos Ruiz Sacristan | Director | June 8, 2026 A | 13,533 | 0 | 0 | $0 |
| Phillip R. Cabrera | Director | Jan. 28, 2026 P | 4,129 | 1 | 0 | $5,244 |
| Steven P. Kent | Director | June 11, 2025 P | 71,750 | 0 | 0 | $0 |
| Pamela C Stewart | Director | Aug. 7, 2024 P | 6,336 | 0 | 0 | $0 |
| Robert R. Yohanan | Director | March 5, 2021 S | 117,895 | 0 | 0 | $0 |
| Steven M. Rull | Director | March 5, 2021 S | 185,400 | 0 | 0 | $0 |
| MBG INVESTORS I, L.P. | 10% owner | Aug. 7, 2026 S | 11,535,145 | 0 | 1 | $-11,730,000 |
| Roberto R Herencia | · | Aug. 13, 2026 S | 411,643 | 0 | 1 | $-774,398 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 35 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| FYT · First Trust Exchange-Traded AlphaDE… | 0.38% | 18,680 NS | July 31, 2026 | N-PORT |
| IWC · iShares Trust | 0.28% | 105,963 SH | Sept. 11, 2026 | Daily |
| EBIT · Harbor ETF Trust | 0.22% | 662 NS | July 31, 2026 | N-PORT |
| FYX · First Trust Exchange-Traded AlphaDE… | 0.20% | 69,490 NS | July 31, 2026 | N-PORT |
| DPST · Direxion Shares ETF Trust | 0.14% | 15,456 NS | July 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.11% | 233,913 NS | July 31, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.10% | 23,411 SH | Aug. 19, 2026 | Daily |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.08% | 3,231 NS | July 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.07% | 262,513 NS | July 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.07% | 27,051 SH | Aug. 19, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.05% | 3,341 SH | Oct. 2, 2026 | Daily |
| IWM · iShares Trust | 0.04% | 814,770 SH | Sept. 11, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.04% | 178,188 SH | Aug. 19, 2026 | Daily |
| RSSL · Global X Funds | 0.04% | 14,804 NS | July 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.04% | 150,991 NS | July 31, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.04% | 27,360 SH | Oct. 2, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.02% | 2,284 NS | July 31, 2026 | N-PORT |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 8,681 NS | July 31, 2026 | N-PORT |
| TILT · FlexShares Trust | 0.01% | 7,504 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.01% | 2,041 SH | Sept. 11, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 374,644 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 54,335 SH | Aug. 19, 2026 | Daily |
| DFAC · Dimensional ETF Trust | 0.01% | 104,507 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.01% | 3,343 NS | July 31, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.01% | 21,991 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.01% | 4,513 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 11,083 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 57,480 SH | Sept. 11, 2026 | Daily |
| DFUS · Dimensional ETF Trust | 0.00% | 11,160 NS | July 31, 2026 | N-PORT |
| IWV · iShares Trust | 0.00% | 7,558 SH | Sept. 3, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 790,432 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 2,591 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 294,809 SH | Sept. 11, 2026 | Daily |
| ISCB · iShares Trust | · | 1,343 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 7,161 SH | Sept. 11, 2026 | Daily |
BY Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 14 analysts
BUY
Median target
$44.00
+16.6%
3 21.4%
Strong Buy
7 50.0%
Buy
4 28.6%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
5 analysts · 2026-09-29Mean target $43.20 +14.5%
← Below all targets
Current price $37.74
Low$40.00
Mean$43.20
High$46.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| BY | $1.33B | 10.1 | 9.7% | 29.1% | 10.6% | · |
| STBA | $1.47B | 11.3 | 4.8% | 33.4% | 9.2% | · |
| HOPE | $1.41B | 22.4 | 5.0% | 12.3% | 2.7% | · |
| FSUN | $1.05B | 10.8 | 8.4% | 23.4% | 8.7% | · |
| LOB | · | 15.4 | 18.3% | 18.3% | 9.4% | · |
| NBHC | $1.44B | 13.3 | 2.9% | 232.6% | 8.0% | · |
| BFC | $1.20B | 16.8 | 10.4% | 41.1% | 11.4% | · |
| TCBK | $1.53B | 12.8 | 4.1% | 227.5% | 9.4% | · |
| OCFC | $1.03B | 15.3 | 5.4% | 17.5% | 4.2% | · |
| QCRH | $1.39B | 11.1 | 46.3% | 34.4% | 11.8% | · |
| OBK | · | 15.7 | 9.9% | · | · | · |
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Source: SEC 10-Q filed Aug 6, 2026