RYAN Ryan Specialty Holdings, Inc. Class A Common Stock

NYSE · Insurance · View on SEC EDGAR ↗
$31.69
Price · May 29, 2026
Fundamentals as of May 1, 2026

RYAN Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$31.69
Market Cap
P/E (TTM)
EPS (TTM)
Revenue (TTM)
$3.05B
Div Yield
ROE
9.9%
Debt/Equity
5.1
52W Range
$29 – $72

RYAN Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $3.05B
7-point trend, +298.8%
2019-12-31 2025-12-31
EPS
Free Cash Flow $641M
5-point trend, +1019.6%
2021-12-31 2025-12-31
Margins 2.1%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
RYAN
Peer Median

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
RYAN
Peer Median
Operating Margin
5-point trend, +24.2%
16.2%
Net Profit Margin
5-point trend, -54.8%
2.1%
6.7%
ROA
5-point trend, -52.3%
0.63%
3.3%
ROE
5-point trend, -13.3%
9.9%
10.2%
ROIC
5-point trend, +15.2%
9.2%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
RYAN
Peer Median
Debt / Equity
5-point trend, +92.8%
5.1
210.3
Current Ratio
5-point trend, -5.5%
1.0
1.1
Quick Ratio
5-point trend, -73.0%
0.1

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
RYAN
Peer Median
Revenue YoY
5-point trend, +113.0%
21.3%
Revenue CAGR 3Y
5-point trend, +113.0%
20.9%
Revenue CAGR 5Y
5-point trend, +113.0%
24.5%
Net Income YoY
5-point trend, -3.8%
-33.0%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
RYAN
Peer Median

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
RYAN
Peer Median
Payout Ratio
2-point trend, +13.6%
96.2%

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
Payout Ratio
96.2%
5Y Div CAGR
Ex-dateAmount
May 12, 2026$0.1300
Feb. 24, 2026$0.1300
Nov. 10, 2025$0.1200
Aug. 12, 2025$0.1200
May 13, 2025$0.1200
March 4, 2025$0.1200
Nov. 12, 2024$0.1100
Aug. 13, 2024$0.1100
May 13, 2024$0.1100
March 12, 2024$0.3400

RYAN Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 26 analysts
  • Strong Buy 6 23.1%
  • Buy 11 42.3%
  • Hold 8 30.8%
  • Sell 1 3.8%
  • Strong Sell 0 0.0%

12-Month Price Target

17 analysts · 2026-05-25
Median target $39.00 +23.1%
Mean target $42.53 +34.2%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
-0.01%
Period EPS Actual EPS Est Surprise
March 31, 2026 $0.47 $0.45 0.02%
Dec. 31, 2025 $0.45 $0.51 -0.06%
Sept. 30, 2025 $0.47 $0.48 -0.01%
June 30, 2025 $0.66 $0.66 -0.00%
March 31, 2025 $0.39 $0.40 -0.01%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
RYAN 21.3% 2.1% 9.9%
MRSH $89.98B 22.0 10.3% 15.4% 28.1%
AJG $66.51B 45.1 20.7% 10.7% 6.9%
BRO $26.78B 25.2 22.8% 17.9% 8.7%
HGTY 17.3% 10.2% 80.3%
BWIN -48.1 8.3% -2.2% -5.7%
GSHD 70.8 16.2% 7.6% -107.8%
LIFE 52.0% 18.4% -108.4%
TWFG 54.3 22.0%
ABX $833M 23.8 110.2% 15.5% 8.8% 87.7%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 10
Annual Income Statement data for RYAN
Metric Trend 202520242023202220212020
Revenue 6-point trend, +199.6% $3.05B $2.52B $2.08B $1.73B $1.43B $1.02B
SG&A Expense 6-point trend, +322.3% $453M $352M $276M $197M $139M $107M
Operating Expenses 6-point trend, +197.5% $2.56B $2.09B $1.72B $1.44B $1.25B $860M
Operating Income 6-point trend, +211.4% $494M $428M $359M $290M $187M $159M
Interest Expense 4-point trend, +153.0% · · $120M $105M $79M $47M
Other Non-op 6-point trend, +102.1% $692.0K $-15M $-10M $-5M $-45M $-32M
Pretax Income 6-point trend, +268.9% $293M $273M $238M $179M $62M $79M
Income Tax 6-point trend, +782.8% $79M $43M $43M $16M $5M $9M
Net Income 6-point trend, -6.9% $63M $95M $61M $61M $66M $68M
EBITDA 5-point trend, +164.5% $494M $428M $359M $290M $187M ·
Balance Sheet 23
Annual Balance Sheet data for RYAN
Metric Trend 202520242023202220212020
Cash & Equivalents 6-point trend, -82.3% $158M $540M $839M $993M $1.14B $896M
Receivables 6-point trend, +175.2% $489M $390M $294M $231M $210M $178M
Prepaid Expense 6-point trend, +53.2% $14M $9M $9M $9M $8M $9M
Other Current Assets 6-point trend, +527.5% $100M $110M $62M $50M $16M $16M
Current Assets 6-point trend, +102.9% $5.06B $4.79B $4.34B $3.89B $3.01B $2.49B
PP&E (Net) 6-point trend, +298.7% $69M $50M $42M $31M $15M $17M
Goodwill 6-point trend, +163.4% $3.23B $2.65B $1.65B $1.31B $1.31B $1.22B
Intangibles 6-point trend, -80.2% $120M $84M $38M $29M $574M $605M
Other Non-current Assets 6-point trend, +18.4% $15M $19M $39M $57M $11M $12M
Total Assets 6-point trend, +133.2% $10.56B $9.65B $7.25B $6.38B $5.46B $4.53B
Accounts Payable 6-point trend, +146.1% $284M $249M $136M $119M $99M $116M
Current Liabilities 6-point trend, +109.0% $5.19B $4.55B $3.74B $3.13B $2.92B $2.48B
Capital Leases 6-point trend, +82.8% $153M $159M $154M $152M $74M $84M
Deferred Tax 6-point trend, +8536.7% $50M $40M $55.0K $562.0K $631.0K $577.0K
Other Non-current Liabilities 6-point trend, +485.9% $98M $87M $41M $22M $28M $17M
Total Liabilities 6-point trend, +120.7% $9.31B $8.55B $6.27B $5.57B $4.86B $4.22B
Long-term Debt 6-point trend, +111.1% $3.35B $3.28B $1.97B $1.98B $1.59B $1.59B
Total Debt 5-point trend, +110.1% $3.29B $3.23B $1.94B $1.95B $1.57B ·
Paid-in Capital 5-point trend, +47.2% $514M $506M $442M $418M $349M ·
Retained Earnings 6-point trend, +134.8% $120M $123M $114M $54M $-7M $-346M
AOCI 6-point trend, +412.4% $14M $-2M $3M $6M $2M $3M
Stockholders' Equity 5-point trend, +9.0% $648M $628M $560M $478M $595M ·
Liabilities + Equity 6-point trend, +133.2% $10.56B $9.65B $7.25B $6.38B $5.46B $4.53B
Cash Flow 13
Annual Cash Flow data for RYAN
Metric Trend 202520242023202220212020
Stock-based Comp 6-point trend, +543.1% $69M $79M $70M $77M $68M $11M
Deferred Tax 6-point trend, +12731.0% $26M $17M $7M $9M $-1M $203.0K
Amort. of Intangibles 6-point trend, +331.4% $274M $158M $107M $104M $108M $64M
Restructuring 5-point trend, +660.3% · $82M $56M $6M $14M $11M
Operating Cash Flow 6-point trend, +375.4% $644M $515M $477M $336M $273M $135M
CapEx 6-point trend, -42.4% $3M $0 $0 $8M $343M $5M
Investing Cash Flow 6-point trend, -8.5% $-834M $-1.76B $-476M $-22M $-458M $-769M
Dividends Paid 2-point trend, -23.9% $61M $80M · · · ·
Financing Cash Flow 6-point trend, -93.1% $78M $1.17B $-13M $315M $429M $1.13B
Net Change in Cash 6-point trend, -119.5% $-96M $-76M $-11M $628M $244M $494M
Taxes Paid 5-point trend, +112.1% $14M $27M $16M $11M $7M ·
Free Cash Flow 5-point trend, +1019.6% $641M $515M $477M $328M $-70M ·
Levered FCF 3-point trend, +366.0% · · $380M $232M $-143M ·
Profitability 7
Annual Profitability data for RYAN
Metric Trend 202520242023202220212020
Operating Margin 5-point trend, +24.2% 16.2% 17.0% 17.3% 16.8% 13.0% ·
Net Margin 5-point trend, -54.8% 2.1% 3.8% 2.9% 3.5% 4.6% ·
Pretax Margin 5-point trend, +123.5% 9.6% 10.8% 11.5% 10.4% 4.3% ·
EBITDA Margin 5-point trend, +24.2% 16.2% 17.0% 17.3% 16.8% 13.0% ·
ROA 5-point trend, -52.3% 0.63% 1.1% 0.90% 1.0% 1.3% ·
ROE 5-point trend, -13.3% 9.9% 15.9% 8.6% 8.0% 11.5% ·
ROIC 5-point trend, +15.2% 9.2% 9.3% 11.7% 9.5% 7.9% ·
Liquidity & Solvency 5
Annual Liquidity & Solvency data for RYAN
Metric Trend 202520242023202220212020
Current Ratio 5-point trend, -5.5% 1.0 1.1 1.2 1.2 1.0 ·
Quick Ratio 5-point trend, -73.0% 0.1 0.2 0.5 0.6 0.5 ·
Debt / Equity 5-point trend, +92.8% 5.1 5.1 3.5 2.4 2.6 ·
LT Debt / Equity 5-point trend, +92.8% 5.1 5.1 3.5 2.4 2.6 ·
Interest Coverage 3-point trend, +27.8% · · 3.0 2.8 2.4 ·
Efficiency 2
Annual Efficiency data for RYAN
Metric Trend 202520242023202220212020
Asset Turnover 5-point trend, +5.2% 0.3 0.3 0.3 0.3 0.3 ·
Receivables Turnover 5-point trend, -6.0% 6.9 7.4 7.9 7.8 7.4 ·
Growth Rates 6
Annual Growth Rates data for RYAN
Metric Trend 202520242023202220212020
Revenue YoY 5-point trend, -47.7% 21.3% 21.1% 20.4% 20.4% 40.7% ·
Revenue CAGR 3Y 3-point trend, -22.0% 20.9% 20.6% 26.8% · · ·
Revenue CAGR 5Y 24.5% · · · · ·
Net Income YoY 5-point trend, -907.0% -33.0% 55.1% -0.02% -7.3% -3.3% ·
Net Income CAGR 3Y 3-point trend, +135.4% 1.3% 12.8% -3.6% · · ·
Net Income CAGR 5Y -1.4% · · · · ·
Valuation (TTM) 4
Annual Valuation (TTM) data for RYAN
Metric Trend 202520242023202220212020
Revenue TTM 5-point trend, +113.0% $3.05B $2.52B $2.08B $1.73B $1.43B ·
Net Income TTM 5-point trend, -3.8% $63M $95M $61M $61M $66M ·
Payout Ratio 2-point trend, +13.6% 96.2% 84.7% · · · ·
Annual Payout 2-point trend, -23.9% $61M $80M · · · ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $3.05B$2.52B$2.08B$1.73B$1.43B
Operating Margin % 16.2%17.0%17.3%16.8%13.0%
Net Income $63M$95M$61M$61M$66M
Balance Sheet
2025-12-312024-12-312023-12-312022-12-312021-12-31
Debt / Equity 5.15.13.52.42.6
Current Ratio 1.01.11.21.21.0
Quick Ratio 0.10.20.50.60.5
Cash Flow
2025-12-312024-12-312023-12-312022-12-312021-12-31
Free Cash Flow $641M$515M$477M$328M$-70M

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