Keener Financial Planning LLC

CIK 2004495 · View on SEC EDGAR ↗

Portfolio value QoQ: +17.5% 13F does not disclose cash

Top 10 holdings weight89.09%

Top 25 holdings weight95.24%

Positions above 1%10

Effective number of positions4.9

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q2 2026: 1.2% Est. buys $13,323 · sells $3,103

Median holding: 3.0 quarters Tracked Q1 2025–Q2 2026 · 24.9% still held

New positions5

Increased29

Decreased12

Closed2

Portfolio value $280K #9,243 of 9,339 by 13F value · top 99.0%

Positions 61

As of June 30, 2026 Data as of Q2 2026

Sector breakdown

Technology 2.4%

Energy 1.0%

Financials 0.6%

Healthcare 0.4%

Communication Services 0.3%

Retail 0.1%

Industrials 0.1%

Consumer Discretionary 0.1%

Other/Unmapped 95.1%

Full portfolio 61 positions

					Streak
SPTM SPDR SERIES TRUST	$103,809	37.13%	1,143,398	$17,896	Up ×5
VEA VANGUARD TAX-MANAGED FUNDS	$58,714	21.00%	824,065	$7,302	Up ×1
IJR iShares Trust	$26,003	9.30%	175,331	$4,695	Up ×5
AVLV AMERICAN CENTURY ETF TRUST	$22,377	8.00%	245,336	$3,768	Up ×5
VWO Vanguard FTSE Emerging Markets ETF	$15,997	5.72%	268,016	$2,038	Up ×5
VTI Vanguard Morningstar Total Stock Market ETF	$7,525	2.69%	20,336	$1,717	Up ×2
SPDW SPDR INDEX SHARES FUNDS	$4,910	1.76%	97,444	$318	Down ×1
AAPL Apple Inc. - Common Stock	$3,270	1.17%	11,303	$552	Up ×1
SPYV SPDR SERIES TRUST	$3,233	1.16%	53,193	$-157	Down ×4
DFAC Dimensional ETF Trust	$3,226	1.15%	72,736	$400
XOM Exxon Mobil Corporation Common Stock	$2,676	0.96%	19,574	$-644
ITOT iShares Trust	$1,603	0.57%	9,760	$689	Up ×2
NVDA NVIDIA Corporation - Common Stock	$1,449	0.52%	7,242	$198	Up ×1
IVV iShares Core S&P 500 ETF	$1,333	0.48%	1,781	$201	Up ×1
VTV Vanguard Morningstar Value ETF	$1,286	0.46%	5,901	$129
SPSM SPDR SERIES TRUST	$1,238	0.44%	21,467	$201
ESGU iShares ESG Aware MSCI USA ETF	$1,184	0.42%	7,236	$199	Up ×3
JPM JP Morgan Chase & Co. Common Stock	$930	0.33%	2,843	$182	Up ×1
MSFT Microsoft Corporation - Common Stock	$879	0.31%	2,357	$-700	Down ×1
VCSH Vanguard Short-Term Corporate Bond ETF	$867	0.31%	10,975	$258	Up ×1
VTEB VANGUARD MUNICIPAL BOND FUNDS	$824	0.29%	16,301	$64	Up ×2
VTWO Vanguard Russell 2000 ETF	$800	0.29%	6,591	$129	Down ×1
LLY Eli Lilly and Company Common Stock	$735	0.26%	613	$145	Down ×1
IEFA iShares Core MSCI EAFE ETF	$700	0.25%	7,251	$76	Up ×5
VCIT Vanguard Intermediate-Term Corporate Bond ETF	$687	0.25%	8,315	$58	Up ×1
SCHB SCHWAB STRATEGIC TRUST	$608	0.22%	21,006	$81
GOOGL Alphabet Inc. - Class A Common Stock	$607	0.22%	1,701	$145	Up ×1
VOO Vanguard S&P 500 ETF	$567	0.20%	827	$33	Down ×1
SUSB iShares ESG Aware 1-5 Year USD Corporate Bond ETF	$556	0.20%	22,259	$17	Up ×3
BRK-B (filed as BRKB) Berkshire Hathaway Inc. Class B	$500	0.18%	1,000	$100	Up ×1
BND Vanguard Total Bond Market ETF	$499	0.18%	6,800	$-1
SUSC iShares ESG Aware USD Corporate Bond ETF	$491	0.18%	21,246	$180	Up ×6
EUSB iShares Trust	$484	0.17%	11,142	$112	Up ×4
VB Vanguard Morningstar Small-Cap ETF	$463	0.17%	1,530	$67	Up ×1
SPEM SPDR INDEX SHARES FUNDS	$457	0.16%	8,832	$0	Down ×1
SPYG SPDR SERIES TRUST	$445	0.16%	3,744	$79
AMD Advanced Micro Devices, Inc. - Common Stock	$437	0.16%	753	$29	Down ×1
DFAT Dimensional ETF Trust	$435	0.16%	6,225	$47
ESGD iShares ESG Aware MSCI EAFE ETF	$408	0.15%	3,977	$126	Up ×1
WMT Walmart Inc. - Common Stock	$392	0.14%	3,464	$-165	Down ×2
NUDM Nushares ETF Trust	$378	0.14%	9,451	$37
ESGE iShares ESG Aware MSCI EM ETF	$352	0.13%	6,451	$59	Down ×1
IEMG iShares, Inc.	$350	0.13%	4,231	$70	Up ×1
BSV VANGUARD BOND INDEX FUNDS	$347	0.12%	4,465	$-3
GOOG Alphabet Inc. - Class C Capital Stock	$335	0.12%	950	$128	Up ×1
AVGO Broadcom Inc. - Common Stock	$330	0.12%	876	$126	Up ×1
SHM SPDR SERIES TRUST	$316	0.11%	6,607	$52	Up ×3
UNP Union Pacific Corporation Common Stock	$311	0.11%	1,147	$33
IJS iShares S&P SmallCap 600 Value ETF	$308	0.11%	2,257	$41
NULV Nushares ETF Trust	$289	0.10%	5,796	$65	Up ×1
SPY SPY	$279	0.10%	374	$36
VBR Vanguard Morningstar Small-Cap Value ETF	$276	0.10%	1,138
AMGN Amgen Inc. - Common Stock	$265	0.09%	733	$-5	Down ×1
MRVL Marvell Technology, Inc. - Common Stock	$258	0.09%	867		Up ×1
ESML iShares ESG Aware MSCI USA Small-Cap ETF	$253	0.09%	4,538	$36	Down ×1
EMXC iShares MSCI Emerging Markets ex China ETF	$246	0.09%	2,407
HLT Hilton Worldwide Holdings Inc. Common Stock	$239	0.09%	724	$19
SPSB SPDR SERIES TRUST	$207	0.07%	6,916	$4	Up ×1
FITB Fifth Third Bancorp - Common Stock	$206	0.07%	3,667		Up ×1
DMXF iShares ESG Advanced MSCI EAFE ETF	$205	0.07%	2,430
AGG iShares Trust	$200	0.07%	2,028	$-1
No matches

Conviction holdings

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

Security	Value	% of portfolio	Streak
SPTM	$103,809	37.13%	up ×5
IJR	$26,003	9.30%	up ×5
AVLV	$22,377	8.00%	up ×5
VWO	$15,997	5.72%	up ×5
ESGU	$1,184	0.42%	up ×3
IEFA	$700	0.25%	up ×5
SUSB	$556	0.20%	up ×3
SUSC	$491	0.18%	up ×6
EUSB	$484	0.17%	up ×4
SHM	$316	0.11%	up ×3

Biggest new bets

New positions opened this quarter, largest first.

Security	Value	Shares	% of portfolio
VBR	$276	1,138	0.10%
MRVL	$258	867	0.09%
EMXC	$246	2,407	0.09%
FITB	$206	3,667	0.07%
DMXF	$205	2,430	0.07%

Top movers (QoQ)

Security	Action	Shares Δ	Value Δ
SPTM	Bought more	+57K	+$18K
VEA	Bought more	+22K	+$7K
IJR	Bought more	+4K	+$5K
AVLV	Bought more	+14K	+$4K
VWO	Bought more	+10K	+$2K
VTI	Bought more	+2K	+$2K
MSFT	Trimmed	-2K	-$700
ITOT	Bought more	+3K	+$689
XOM	Price move only	+0	-$644
AAPL	Bought more	+591	+$552

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

Security	Quarter	Shares before	Value before	Price since exit
SCHP	June 30, 2026	19,980	$531	-4.6%
HBAN	Sept. 30, 2025	28,915	$484	-8.9%
DDM	June 30, 2026	5,510	$286
SPSB	Dec. 31, 2025	7,800	$236
GBCI	March 31, 2026	4,945	$217	7.0%
EXPE	March 31, 2026	750	$212	25.2%
BNDW	Dec. 31, 2025	2,919	$203
DMXF	Dec. 31, 2025	2,416	$182	10.6%
SPMD	Dec. 31, 2025	3,027	$173	11.1%
DIS	Dec. 31, 2025	1,505	$172	-1.1%
TCBI	Dec. 31, 2025	1,944	$164	No longer tracked
NXG	Dec. 31, 2025	3,004	$146	-12.1%
AMZN	Dec. 31, 2025	650	$142	7.4%
EMXC	Dec. 31, 2025	2,066	$139
CMA	Dec. 31, 2025	1,965	$134	No longer tracked
IBM	Dec. 31, 2025	473	$133	-14.4%
UNH	Dec. 31, 2025	373	$128	26.7%
VYMI	Dec. 31, 2025	1,509	$127
QQQM	Dec. 31, 2025	493	$121
BKNG	Sept. 30, 2025	20	$115
VIGI	Dec. 31, 2025	1,289	$115
META	Dec. 31, 2025	150	$110	-2.6%
TXN	Dec. 31, 2025	600	$110	64.1%
SPIB	Dec. 31, 2025	2,911	$98
PG	Dec. 31, 2025	635	$97	12.4%
ROK	Dec. 31, 2025	278	$97	9.5%
VBR	Dec. 31, 2025	467	$97
ABBV	Dec. 31, 2025	400	$92	25.0%
QCOM	Dec. 31, 2025	548	$91	2.8%
VPL	Dec. 31, 2025	1,045	$91
VO	Dec. 31, 2025	293	$86	10.4%
WFC	Dec. 31, 2025	1,000	$83	-11.6%
CSCO	Dec. 31, 2025	1,179	$80	38.3%
IYG	Dec. 31, 2025	900	$80	-0.3%
BAC	Dec. 31, 2025	1,454	$75	-8.1%
V	Dec. 31, 2025	220	$75	16.3%
T	Dec. 31, 2025	2,631	$74	-15.7%
HON	Dec. 31, 2025	350	$73
AAL	Dec. 31, 2025	6,371	$71	-21.0%
PEP	Dec. 31, 2025	492	$69	-5.4%
ABT	Dec. 31, 2025	509	$68	-17.2%
TSM	Dec. 31, 2025	237	$66	37.7%
TROW	Dec. 31, 2025	600	$61	1.8%
XLK	Dec. 31, 2025	219	$61	27.3%
CVS	Dec. 31, 2025	783	$59	17.8%
GL	Dec. 31, 2025	418	$59	10.7%
JNJ	Dec. 31, 2025	313	$58	27.5%
SUB	Dec. 31, 2025	532	$56
VST	Dec. 31, 2025	290	$56	-13.1%
VOE	Dec. 31, 2025	316	$55
SNPS	Dec. 31, 2025	108	$53	-8.4%
SPAB	Dec. 31, 2025	2,054	$53	-5.3%
PANW	Dec. 31, 2025	260	$52	106.6%
SRV	Dec. 31, 2025	1,104	$50	-3.0%
ONEQ	Dec. 31, 2025	543	$48
IJH	Dec. 31, 2025	735	$47	10.6%
ACWV	Dec. 31, 2025	380	$45
LUV	Dec. 31, 2025	1,400	$44	1.0%
SCHE	Dec. 31, 2025	1,330	$44
BA	Dec. 31, 2025	200	$43	-13.3%
PHO	Dec. 31, 2025	600	$43
VUG	Dec. 31, 2025	83	$39	9.2%
CMG	Dec. 31, 2025	950	$37	-25.6%
CNI	June 30, 2025	370	$36	18.4%
MAR	Dec. 31, 2025	134	$34	25.9%
SCHV	Sept. 30, 2025	1,233	$34	16.1%
XLV	June 30, 2025	238	$34	33.0%
EOG	Dec. 31, 2025	300	$33	55.3%
MUB	Dec. 31, 2025	296	$31
QUAL	Dec. 31, 2025	160	$31
ECAT	Dec. 31, 2025	1,880	$30	-14.8%
MMM	Dec. 31, 2025	196	$30	8.3%
BCAT	Dec. 31, 2025	2,000	$29	-6.9%
PDP	Dec. 31, 2025	251	$29
ASML	Dec. 31, 2025	28	$27	46.9%
BWX	Sept. 30, 2025	1,162	$27
MRK	Dec. 31, 2025	329	$27	38.0%
PEG	Dec. 31, 2025	332	$27	-10.3%
IAU	Dec. 31, 2025	365	$26	-7.4%
VBK	Dec. 31, 2025	87	$25
EAGG	Dec. 31, 2025	510	$24
FDVV	Dec. 31, 2025	422	$23
FNDF	Sept. 30, 2025	555	$22
MFC	Dec. 31, 2025	722	$22	22.0%
ADP	Dec. 31, 2025	74	$21	18.2%
BMY	Dec. 31, 2025	468	$21	14.0%
GLDM	Dec. 31, 2025	283	$21	-7.3%
USMV	Dec. 31, 2025	224	$21
QQQ	Dec. 31, 2025	34	$20	21.2%
EME	Dec. 31, 2025	30	$19	5.9%
HPQ	Dec. 31, 2025	700	$19	51.0%
VIG	Dec. 31, 2025	90	$19
LOW	Dec. 31, 2025	73	$18	-17.6%
THQ	Dec. 31, 2025	1,080	$18	-3.9%
AEE	Dec. 31, 2025	168	$17	8.2%
IVLU	Dec. 31, 2025	491	$17
MCD	Dec. 31, 2025	59	$17	-18.7%
AJG	Dec. 31, 2025	49	$15	3.6%
FNDE	Dec. 31, 2025	436	$15
LNT	Dec. 31, 2025	228	$15	7.2%
YUM	Dec. 31, 2025	100	$15	-1.0%
ADI	Dec. 31, 2025	57	$14	44.2%
IQLT	Sept. 30, 2025	339	$14
MWA	Dec. 31, 2025	571	$14	-6.5%
VGLT	Sept. 30, 2025	263	$14
AFL	Dec. 31, 2025	125	$13	9.3%
VGIT	Sept. 30, 2025	221	$13
DGRO	Dec. 31, 2025	186	$12
LIN	Dec. 31, 2025	26	$12	19.3%
ANET	Dec. 31, 2025	80	$11	31.6%
BLK	Dec. 31, 2025	10	$11	4.5%
PSX	Dec. 31, 2025	82	$11	119.5%
CB	Dec. 31, 2025	36	$10	13.8%
COST	Dec. 31, 2025	11	$10	16.3%
GD	Dec. 31, 2025	31	$10	3.8%
ITW	Dec. 31, 2025	40	$10	12.0%
LHX	Dec. 31, 2025	35	$10	-13.5%
NFLX	Dec. 31, 2025	9	$10	-29.8%
NSC	Dec. 31, 2025	34	$10	14.3%
VEU	Dec. 31, 2025	148	$10
APPN	Dec. 31, 2025	314	$9	47.8%
CLM	Dec. 31, 2025	1,150	$9	No longer tracked
IGIB	Sept. 30, 2025	170	$9
PAYX	Dec. 31, 2025	69	$8	5.2%
PWR	Dec. 31, 2025	21	$8	29.5%
SBUX	Dec. 31, 2025	100	$8	19.7%
ACN	Dec. 31, 2025	30	$7	-7.1%
EMR	Dec. 31, 2025	58	$7	21.8%
GWW	Dec. 31, 2025	8	$7	33.8%
PLMR	Dec. 31, 2025	60	$7	5.2%
QTWO	Dec. 31, 2025	97	$7	-3.8%
APD	Dec. 31, 2025	24	$6	24.3%
NEE	Dec. 31, 2025	80	$6	2.3%
OKE	Dec. 31, 2025	95	$6	30.4%
PFE	Dec. 31, 2025	261	$6	20.6%
REET	Dec. 31, 2025	267	$6
SMOG	Dec. 31, 2025	50	$6	4.4%
SNOW	Dec. 31, 2025	29	$6	48.4%
VWOB	Sept. 30, 2025	100	$6
WIX	Dec. 31, 2025	36	$6	-21.1%
XLE	Dec. 31, 2025	75	$6	55.1%
XLG	Dec. 31, 2025	115	$6
AMT	Dec. 31, 2025	30	$5	7.6%
KVUE	Dec. 31, 2025	369	$5	13.4%
RTX	Dec. 31, 2025	35	$5	4.1%
WEC	Dec. 31, 2025	50	$5	5.3%
FDS	Dec. 31, 2025	17	$4	14.2%
HAL	Dec. 31, 2025	182	$4	23.6%
NCLH	Dec. 31, 2025	200	$4	-32.3%
SCHP	Dec. 31, 2025	156	$4	-4.6%
VONG	Dec. 31, 2025	37	$4
VONV	Dec. 31, 2025	47	$4
SCHG	Dec. 31, 2025	108	$3	11.2%
SCHX	Dec. 31, 2025	138	$3	12.9%
SOLV	Dec. 31, 2025	49	$3	7.8%
TGT	Dec. 31, 2025	38	$3	56.3%
TMO	Dec. 31, 2025	8	$3	16.3%
VIOG	Sept. 30, 2025	28	$3	12.7%
VIOV	Sept. 30, 2025	39	$3	15.8%
FVRR	Dec. 31, 2025	98	$2	-57.2%
IJK	Dec. 31, 2025	29	$2	14.1%
USIG	Dec. 31, 2025	53	$2
XOVR	Dec. 31, 2025	100	$2
F	Dec. 31, 2025	100	$1	-11.6%
FNDX	Dec. 31, 2025	72	$1	17.6%
GSK	Dec. 31, 2025	46	$1	3.5%
KD	Dec. 31, 2025	34	$1	-44.4%
MBB	Dec. 31, 2025	20	$1
SCHD	Dec. 31, 2025	45	$1	21.1%
SRPT	June 30, 2025	26	$1	3.7%
CWB	Dec. 31, 2025	4	$0
EMB	Dec. 31, 2025	8	$0
EMLC	Dec. 31, 2025	14	$0
GOVT	Dec. 31, 2025	17	$0
HLN	Dec. 31, 2025	58	$0	1.6%
IXN	Dec. 31, 2025	1	$0	32.6%
LITE	Dec. 31, 2025	1	$0	105.2%
OGN	Dec. 31, 2025	32	$0	91.8%
PCY	Dec. 31, 2025	11	$0
SCHC	Dec. 31, 2025	17	$0
SCHF	Dec. 31, 2025	40	$0	16.1%
SGOV	Dec. 31, 2025	3	$0	0.3%
TJX	Dec. 31, 2025	3	$0	-5.6%
TWLO	Dec. 31, 2025	1	$0	84.0%
USHY	Dec. 31, 2025	4	$0	-5.0%
VIAV	Dec. 31, 2025	8	$0	70.8%
VMBS	Dec. 31, 2025	10	$0
VOT	Dec. 31, 2025	3	$0
XLF	Dec. 31, 2025	7	$0	2.1%