USB U.S. Bancorp Common Stock

NYSE · Banking · SEC EDGAR에서 보기 ↗
$53.60
가격 · 5월 20, 2026
기준 재무 정보 5월 4, 2026

USB 주식 스냅샷 가격, 시가총액, P/E, EPS, ROE, 부채/자본, 52주 범위

가격
$53.60
시가총액
$85.38B
P/E (TTM)
11.5
EPS (TTM)
$4.62
매출 (TTM)
$28.66B
배당 수익률
3.7%
ROE
12.2%
부채/자본
0.3
52주 범위
$42 – $61

USB 주가 차트 기술 지표가 포함된 일일 OHLCV — 팬, 확대/축소 및 보기 사용자 정의

10년 성과 매출, 순이익, 마진 및 EPS 추세

매출 및 순이익 $28.66B
7-point trend, +34.5%
2016-12-31 2025-12-31
EPS $4.62
10-point trend, +42.6%
2016-12-31 2025-12-31
잉여현금흐름
마진 26.4%

가치 평가 P/E, P/S, P/B, EV/EBITDA 비율 — 주식이 비싼가요, 싼가요?

지표
5년 추세
USB
동종업계 중앙값
P/E (TTM)
5-point trend, +4.9%
11.5
12.8
P/S (TTM)
5-point trend, -18.6%
3.0
2.1
P/B
5-point trend, -14.6%
1.3
1.3

수익성 총, 영업 및 순이익률; ROE, ROA, ROIC

지표
5년 추세
USB
동종업계 중앙값
Net Profit Margin (순이익률)
5-point trend, -24.6%
26.4%
22.2%
ROA
5-point trend, -22.0%
1.1%
1.1%
ROE
5-point trend, -17.0%
12.2%
11.7%

재무 건전성 부채, 유동성, 지급능력 — 대차대조표 건전성

지표
5년 추세
USB
동종업계 중앙값
Debt / Equity (부채 / 자기자본 비율)
5-point trend, +22.5%
0.3
181.9

성장 매출, EPS 및 순이익 성장률: YoY, 3년 CAGR, 5년 CAGR

지표
5년 추세
USB
동종업계 중앙값
Revenue YoY (매출 YoY)
5-point trend, +26.6%
4.4%
Revenue CAGR 3Y (매출 CAGR 3년)
5-point trend, +26.6%
5.7%
EPS YoY
5-point trend, -9.4%
21.9%
Net Income YoY (순이익 YoY)
5-point trend, -4.9%
20.2%

주당 지표 EPS, 주당 순자산, 주당 현금 흐름, 주당 배당금

지표
5년 추세
USB
동종업계 중앙값
EPS (Diluted) (EPS (희석))
5-point trend, -9.4%
$4.62

자본 효율성 자산 회전율, 재고 회전율, 매출채권 회전율

지표
5년 추세
USB
동종업계 중앙값
Payout Ratio (지급 비율)
5-point trend, +29.2%
41.9%

배당금 배당 수익률, 지급 비율, 배당 이력, 5년 CAGR

배당 수익률
3.7%
지급 비율
41.9%
5년 배당 CAGR
배당락일금액
2026년 3월 31일$0.5200
2025년 12월 31일$0.5200
2025년 9월 30일$0.5200
2025년 6월 30일$0.5000
2025년 3월 31일$0.5000
2024년 12월 31일$0.5000
2024년 9월 30일$0.5000
2024년 6월 28일$0.4900
2024년 3월 27일$0.4900
2023년 12월 28일$0.4900
2023년 9월 28일$0.4800
2023년 6월 29일$0.4800
2023년 3월 30일$0.4800
2022년 12월 29일$0.4800
2022년 9월 29일$0.4800
2022년 6월 29일$0.4600
2022년 3월 30일$0.4600
2021년 12월 30일$0.4600
2021년 9월 29일$0.4600
2021년 6월 29일$0.4200

USB 분석가 합의 강세 및 약세 애널리스트 의견, 12개월 목표 주가, 상승 여력

매수 28 명의 애널리스트
  • 적극 매수 5 17.9%
  • 매수 11 39.3%
  • 보유 10 35.7%
  • 매도 2 7.1%
  • 적극 매도 0 0.0%

12개월 목표 주가

20 명의 애널리스트 · 2026-05-20
중앙값 목표 $62.50 +16.6%
평균 목표 $63.48 +18.4%

실적 기록 EPS 실제 vs 예상, 서프라이즈 %, 달성률, 다음 실적 발표일

평균 서프라이즈
0.05%
기간 EPS Actual EPS 예상 서프라이즈
2026년 3월 31일 $1.18 $1.16 0.02%
2025년 12월 31일 $1.26 $1.20 0.06%
2025년 9월 30일 $1.22 $1.14 0.08%
2025년 6월 30일 $1.11 $1.08 0.03%
2025년 3월 31일 $1.03 $0.99 0.04%

동료 비교 주요 지표 대 섹터 동종 기업

티커 시가총액 P/E 매출 YoY 순이익률 ROE 매출 총이익률
USB $85.38B 11.5 4.4% 26.4% 12.2%
JPM $868.77B 16.1 2.8% 31.3% 16.1%
BAC $396.69B 14.4 6.8% 27.0% 10.1%
WFC $288.23B 14.9 1.7% 25.5% 11.8%
C 16.7 5.6% 16.8% 6.8%
PNC $81.40B 12.6 7.2% 30.3% 12.2%
FITB
KEY $22.75B 13.6 62.6% 24.3% 9.2%
FCNCA

전체 기본 지표 연도별 모든 지표 — 손익계산서, 대차대조표, 현금흐름

손익계산서 10
USB의 연간 손익계산서 데이터
지표 추세 202520242023202220212020201920182017201620152014
Revenue 9-point trend, +42.1% $28.66B $27.45B $28.14B $24.30B · · · $22.64B $21.90B $21.31B $20.31B $20.16B
Interest Expense 10-point trend, +767.9% · · $12.61B $3.22B $993M $2.02B $4.44B $3.25B $1.97B $1.47B $1.40B $1.45B
Interest Income 12-point trend, +153.3% $30.97B $31.67B $30.01B $17.95B $13.49B $14.84B $17.49B $16.17B $14.35B $13.13B $12.40B $12.23B
Pretax Income 12-point trend, +19.0% $9.52B $7.91B $6.87B $7.30B $10.17B $6.05B $8.59B $8.68B $7.52B $8.11B $8.03B $8.00B
Income Tax 12-point trend, -8.0% $1.92B $1.58B $1.41B $1.46B $2.18B $1.07B $1.65B $1.55B $1.26B $2.16B $2.10B $2.09B
Net Income 12-point trend, +29.4% $7.57B $6.30B $5.43B $5.83B $7.96B $4.96B $6.91B $7.10B $6.22B $5.89B $5.88B $5.85B
EPS (Basic) 12-point trend, +49.0% $4.62 $3.79 $3.27 $3.69 $5.11 $3.06 $4.16 $4.15 $3.53 $3.25 $3.18 $3.10
EPS (Diluted) 12-point trend, +50.0% $4.62 $3.79 $3.27 $3.69 $5.10 $3.06 $4.16 $4.14 $3.51 $3.24 $3.16 $3.08
Shares (Basic) 12-point trend, -13.6% 1,557,000,000 1,560,000,000 1,543,000,000 1,489,000,000 1,489,000,000 1,509,000,000 1,581,000,000 1,634,000,000 1,677,000,000 1,718,000,000 1,764,000,000 1,803,000,000
Shares (Diluted) 12-point trend, -14.1% 1,558,000,000 1,561,000,000 1,543,000,000 1,490,000,000 1,490,000,000 1,510,000,000 1,583,000,000 1,638,000,000 1,683,000,000 1,724,000,000 1,772,000,000 1,813,000,000
대차대조표 17
USB의 연간 대차대조표 데이터
지표 추세 202520242023202220212020201920182017201620152014
PP&E (Net) 9-point trend, +47.4% · · · $3.86B $3.31B $3.47B $3.70B $2.46B $2.43B $2.44B $2.51B $2.62B
PP&E (Gross) 9-point trend, +32.7% · · · $8.93B $8.25B $8.62B $8.66B $7.25B $7.06B $6.85B $6.72B $6.73B
Accum. Depreciation 9-point trend, +23.3% · · · $5.07B $4.95B $5.15B $4.95B $4.79B $4.63B $4.41B $4.21B $4.11B
Goodwill 12-point trend, +34.6% $12.63B $12.54B $12.49B $12.37B $10.26B $9.92B $9.65B $9.37B $9.43B $9.34B $9.36B $9.39B
Intangibles 12-point trend, +55.1% $4.90B $5.55B $6.08B $7.16B $3.74B $2.86B $3.22B $3.39B $3.23B $3.30B $3.35B $3.16B
Total Assets 12-point trend, +72.0% $692.35B $678.32B $663.49B $674.80B $573.28B $553.90B $495.43B $467.37B $462.04B $445.96B $421.85B $402.53B
Short-term Debt 12-point trend, -42.6% $17.16B $15.52B $15.28B $31.22B $11.80B $11.77B $23.72B $14.14B $16.65B $13.96B $27.88B $29.89B
Total Liabilities 12-point trend, +74.9% $626.69B $619.28B $607.72B $623.57B $517.90B $500.18B $442.94B $415.72B $412.37B $398.03B $375.04B $358.36B
Long-term Debt 9-point trend, +23.5% · · · $39.83B $32.12B $41.30B $40.17B $41.34B $32.26B $33.32B $32.08B $32.26B
Total Debt 11-point trend, -38.4% $17.16B $15.52B $15.28B $31.22B $11.80B $11.77B $23.72B $14.14B $16.65B $13.96B $27.88B ·
Common Stock Flat — no change across 12 periods $21M $21M $21M $21M $21M $21M $21M $21M $21M $21M $21M $21M
Retained Earnings 12-point trend, +90.2% $80.91B $76.86B $74.03B $71.90B $69.20B $64.19B $63.19B $59.06B $54.14B $50.15B $46.38B $42.53B
Treasury Stock 12-point trend, +115.9% $24.28B $24.07B $24.13B $25.27B $27.27B $25.93B $24.44B $20.19B $17.60B $15.28B $13.12B $11.24B
AOCI 12-point trend, -679.8% $-6.99B $-9.76B $-10.10B $-11.41B $-1.94B $322M $-1.37B $-2.32B $-1.40B $-1.53B $-1.02B $-896M
Stockholders' Equity 12-point trend, +49.9% $65.19B $58.58B $55.31B $50.77B $54.92B $53.09B $51.85B $51.03B $49.04B $47.30B $46.13B $43.48B
Liabilities + Equity 12-point trend, +72.0% $692.35B $678.32B $663.49B $674.80B $573.28B $553.90B $495.43B $467.37B $462.04B $445.96B $421.85B $402.53B
Shares Outstanding 12-point trend, -12.9% 1,555,000,000 1,560,000,000 1,558,000,000 1,531,000,000 1,484,000,000 1,507,000,000 1,534,000,000 1,608,000,000 1,656,000,000 1,697,000,000 1,745,000,000 1,786,000,000
현금 흐름 13
USB의 연간 현금 흐름 데이터
지표 추세 202520242023202220212020201920182017201620152014
Deferred Tax 3-point trend, +160.5% $308M $29M $-509M · · · · · · · · ·
Amort. of Intangibles 12-point trend, +150.3% $498M $569M $636M $215M $159M $176M $168M $161M $175M $179M $174M $199M
Operating Cash Flow 12-point trend, +49.5% $7.97B $11.35B $8.39B $21.12B $9.87B $3.72B $4.89B $10.56B $6.47B $5.34B $8.78B $5.33B
Investing Cash Flow 10-point trend, -14.4% $-20.54B $-24.53B $18.93B $7.50B $-57.49B $-15.44B $-21.56B $-8.98B $-12.13B $-17.96B · ·
Debt Issued 12-point trend, -36.8% $10.36B $12.02B $15.58B $8.73B $2.63B $14.50B $9.90B $12.08B $9.43B $10.71B $5.07B $16.39B
Net Debt Issued 11-point trend, +636.1% $1.31B $5.97B $11.50B $1.81B $-8.81B $25M $-1.22B $9.15B $-1.08B $1.22B $-244M ·
Stock Issued 12-point trend, -90.1% $45M $32M $951M $21M $43M $15M $88M $86M $159M $355M $295M $453M
Stock Repurchased 12-point trend, -77.8% $489M $173M $62M $69M $1.55B $1.67B $4.53B $2.82B $2.63B $2.56B $2.19B $2.20B
Net Stock Activity 11-point trend, +76.6% $-444M $-141M $889M $-48M $-1.51B $-1.66B $-4.44B $-2.74B $-2.47B $-2.20B $-1.90B ·
Dividends Paid 12-point trend, +83.5% $3.17B $3.09B $2.97B $2.78B $2.58B $2.55B $2.44B $2.09B $1.93B $1.81B $1.78B $1.73B
Financing Cash Flow 10-point trend, -86.9% $2.25B $8.82B $-20.00B $-3.98B $13.94B $51.90B $17.62B $361M $9.45B $17.18B · ·
Net Change in Cash 9-point trend, -352.9% $-9.61B $-4.69B $7.65B $24.64B $-33.67B $40.17B $952M $1.95B $3.80B · · ·
Taxes Paid 3-point trend, -15.7% $544M $499M $645M · · · · · · · · ·
수익성 4
USB의 연간 수익성 데이터
지표 추세 202520242023202220212020201920182017201620152014
Net Margin 11-point trend, -8.7% 26.4% 22.9% 19.3% 24.1% 35.0% 21.3% 30.2% 31.4% 28.2% 27.6% 28.9% ·
Pretax Margin 11-point trend, -16.0% 33.2% 28.8% 24.4% 30.2% 44.7% 26.1% 37.6% 38.3% 34.1% 38.0% 39.5% ·
ROA 11-point trend, -23.1% 1.1% 0.94% 0.81% 0.93% 1.4% 0.95% 1.4% 1.5% 1.4% 1.4% 1.4% ·
ROE 11-point trend, -6.8% 12.2% 11.1% 10.2% 11.0% 14.7% 9.4% 13.4% 14.2% 12.9% 12.6% 13.1% ·
유동성 및 지급능력 1
USB의 연간 유동성 및 지급능력 데이터
지표 추세 202520242023202220212020201920182017201620152014
Debt / Equity 11-point trend, -56.4% 0.3 0.3 0.3 0.6 0.2 0.2 0.5 0.3 0.3 0.3 0.6 ·
효율성 1
USB의 연간 효율성 데이터
지표 추세 202520242023202220212020201920182017201620152014
Asset Turnover 11-point trend, -15.2% 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 ·
주당 5
USB의 연간 주당 데이터
지표 추세 202520242023202220212020201920182017201620152014
Book Value / Share 11-point trend, +50.2% $40.75 $36.61 $34.57 $33.84 $36.61 $35.40 $34.57 $31.89 $28.85 $27.82 $27.14 ·
Revenue / Share 11-point trend, +60.5% $18.39 $17.59 $18.24 $16.23 $15.25 $15.38 $14.46 $13.82 $13.11 $12.36 $11.46 ·
Cash Flow / Share 11-point trend, +3.2% $5.12 $7.22 $5.47 $14.17 $6.62 $2.46 $3.09 $6.45 $3.85 $3.10 $4.96 ·
Dividend / Share 12-point trend, +111.4% $2 $2 $2 $2 $2 $2 $2 $1 $1 $1 $1 $1
EPS (TTM) 12-point trend, +50.0% $4.62 $3.79 $3.27 $3.69 $5.10 $3.06 $4.16 $4.14 $3.51 $3.24 $3.16 $3.08
성장률 9
USB의 연간 성장률 데이터
지표 추세 202520242023202220212020201920182017201620152014
Revenue YoY 3-point trend, -72.4% 4.4% -2.5% 15.8% · · · · · · · · ·
Revenue CAGR 3Y 5.7% · · · · · · · · · · ·
EPS YoY 5-point trend, -67.2% 21.9% 15.9% -11.4% -27.7% 66.7% · · · · · · ·
EPS CAGR 3Y 3-point trend, +247.3% 7.8% -9.4% 2.2% · · · · · · · · ·
EPS CAGR 5Y 8.6% · · · · · · · · · · ·
Net Income YoY 5-point trend, -66.7% 20.2% 16.0% -6.8% -26.9% 60.6% · · · · · · ·
Net Income CAGR 3Y 3-point trend, +198.4% 9.1% -7.5% 3.1% · · · · · · · · ·
Net Income CAGR 5Y 8.8% · · · · · · · · · · ·
Dividend CAGR 5Y 4.4% · · · · · · · · · · ·
가치 평가 (TTM) 12
USB의 연간 가치 평가 (TTM) 데이터
지표 추세 202520242023202220212020201920182017201620152014
Revenue TTM 12-point trend, +42.1% $28.66B $27.45B $28.14B $24.30B $23.02B $23.02B $23.02B $22.64B $21.90B $21.31B $20.31B $20.16B
Net Income TTM 12-point trend, +29.4% $7.57B $6.30B $5.43B $5.83B $7.96B $4.96B $6.91B $7.10B $6.22B $5.89B $5.88B $5.85B
Market Cap 11-point trend, +17.7% $85.38B $76.53B $69.25B $65.42B $84.25B $69.89B $88.94B $73.12B $91.09B $87.33B $72.54B ·
P/E 12-point trend, -20.9% 11.5 12.6 13.2 11.8 11.0 15.2 14.3 11.0 15.3 15.9 13.5 14.6
P/S 11-point trend, -16.6% 3.0 2.8 2.5 2.7 3.7 3.0 3.9 3.2 4.2 4.1 3.6 ·
P/B 11-point trend, -16.7% 1.3 1.3 1.3 1.3 1.5 1.3 1.7 1.4 1.9 1.8 1.6 ·
P / Tangible Book 6-point trend, +3.3% 1.8 1.9 1.9 2.1 2.1 1.7 · · · · · ·
P / Cash Flow 11-point trend, +29.7% 10.7 6.8 8.2 3.1 8.5 18.8 18.2 6.9 14.1 16.4 8.3 ·
Dividend Yield 11-point trend, +51.4% 3.7% 4.0% 4.3% 4.2% 3.1% 3.6% 2.8% 2.9% 2.1% 2.1% 2.5% ·
Earnings Yield 12-point trend, +26.4% 8.7% 7.9% 7.6% 8.5% 9.1% 6.6% 7.0% 9.1% 6.6% 6.3% 7.4% 6.9%
Payout Ratio 11-point trend, +38.4% 41.9% 49.1% 54.7% 47.7% 32.4% 51.5% 35.3% 29.5% 31.0% 30.7% 30.2% ·
Annual Payout 12-point trend, +83.5% $3.17B $3.09B $2.97B $2.78B $2.58B $2.55B $2.44B $2.09B $1.93B $1.81B $1.78B $1.73B

재무제표 손익계산서, 대차대조표, 현금흐름 — 연간, 지난 5년

손익계산서
2025-12-312024-12-312023-12-312022-12-312021-12-31
매출 $28.66B$27.45B$28.14B$24.30B
순이익 $7.57B$6.30B$5.43B$5.83B$7.96B
희석 EPS $4.62$3.79$3.27$3.69$5.10
대차대조표
2025-12-312024-12-312023-12-312022-12-312021-12-31
부채 / 자기자본 비율 0.30.30.30.60.2

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