OSBC Old Second Bancorp, Inc. - Common Stock

NASDAQ · Banking · Voir sur SEC EDGAR ↗
$20,99
Prix · Mai 20, 2026
Données fondamentales au Mai 7, 2026

OSBC Aperçu de l'action Prix, capitalisation boursière, P/E, EPS, ROE, dette/capitaux propres, fourchette sur 52 semaines

Prix
$20.99
Capitalisation Boursière
$1.03B
P/E (TTM)
12.0
BPA (TTM)
$1.62
Revenus (TTM)
Rendement div.
1.2%
ROE
9.9%
Dette/Capitaux propres
Fourchette 52 semaines
$16 – $22

OSBC Graphique du cours de l'action OHLCV quotidien avec indicateurs techniques — panoramique, zoom et personnalisez votre vue

Performance sur 10 ans Tendances du chiffre d'affaires, du bénéfice net, des marges et du BPA

Revenus et bénéfice net
BPA $1.62
10-point trend, +205.7%
2016-12-31 2025-12-31
Flux de trésorerie libre $118M
10-point trend, +366.0%
2016-12-31 2025-12-31
Marges 23.7%

Valorisation Ratios P/E, P/S, P/B, EV/EBITDA — l'action est-elle chère ou bon marché ?

Métrique
Tendance sur 5 ans
OSBC
Médiane des pairs
P/E (TTM)
5-point trend, -37.9%
12.0
11.0
P/S (TTM)
5-point trend, -26.5%
3.0
2.3
P/B
5-point trend, +2.7%
1.1
1.0
Price / FCF (Cours / FCF)
5-point trend, -54.8%
8.7

Rentabilité Marges brutes, d'exploitation et nettes ; ROE, ROA, ROIC

Métrique
Tendance sur 5 ans
OSBC
Médiane des pairs
Net Profit Margin (Marge nette)
5-point trend, +60.6%
23.7%
27.4%
ROA
5-point trend, +197.7%
1.3%
1.1%
ROE
5-point trend, +104.1%
9.9%
9.6%

Santé financière Dette, liquidité, solvabilité — solidité du bilan

Métrique
Tendance sur 5 ans
OSBC
Médiane des pairs

Croissance Croissance du chiffre d'affaires, du BPA et du bénéfice net : Année/Année, TCAC 3 ans, TCAC 5 ans

Métrique
Tendance sur 5 ans
OSBC
Médiane des pairs
Revenue YoY (Chiffre d'affaires YoY)
18.9%
Revenue CAGR 3Y (CAGR du chiffre d'affaires 3 ans)
10.8%
Revenue CAGR 5Y (CAGR du chiffre d'affaires 5 ans)
21.3%
EPS YoY (BPA Année/Année)
5-point trend, +149.2%
-13.4%
Net Income YoY (Bénéfice net YoY)
5-point trend, +300.7%
-5.8%

Indicateurs par action BPA, valeur comptable par action, flux de trésorerie par action, dividende par action

Métrique
Tendance sur 5 ans
OSBC
Médiane des pairs
EPS (Diluted) (BPA (Dilué))
5-point trend, +149.2%
$1.62

Efficacité du capital Rotation des actifs, rotation des stocks, rotation des créances

Métrique
Tendance sur 5 ans
OSBC
Médiane des pairs
Payout Ratio (Ratio de distribution)
5-point trend, -33.8%
15.2%

Dividendes Rendement, ratio de distribution, historique des dividendes, CAGR à 5 ans

Rendement du Dividende
1.2%
Ratio de distribution
15.2%
CAGR des dividendes sur 5 ans
Date ex-dividendeMontant
1 mai 2026$0,0700
30 janvier 2026$0,0700
31 octobre 2025$0,0700
25 juillet 2025$0,0600
25 avril 2025$0,0600
31 janvier 2025$0,0600
25 octobre 2024$0,0600
26 juillet 2024$0,0500
25 avril 2024$0,0500
25 janvier 2024$0,0500
26 octobre 2023$0,0500
27 juillet 2023$0,0500
27 avril 2023$0,0500
26 janvier 2023$0,0500
27 octobre 2022$0,0500
28 juillet 2022$0,0500
28 avril 2022$0,0500
27 janvier 2022$0,0500
28 octobre 2021$0,0500
29 juillet 2021$0,0500

OSBC Consensus des analystes Opinions des analystes haussières et baissières, objectif de cours à 12 mois, potentiel de hausse

ACHAT 11 analystes
  • Achat fort 3 27,3%
  • Achat 6 54,5%
  • Conserver 2 18,2%
  • Vente 0 0,0%
  • Vente forte 0 0,0%

Objectif de cours à 12 mois

5 analystes · 2026-05-19
Objectif médian $23.00 +9,6%
Objectif moyen $23.20 +10,5%

Historique des bénéfices BPA réel vs estimation, surprise %, taux de succès, prochaine date de publication des résultats

Surprise Moyenne
-0.05%
Période EPS Actual BPA est. Surprise
31 mars 2026 $0.48 $0.52 -0.04%
31 décembre 2025 $0.54 $0.51 0.03%
30 septembre 2025 $0.18 $0.37 -0.19%
30 juin 2025 $0.48 $0.49 -0.01%
31 mars 2025 $0.43 $0.45 -0.02%

Comparaison avec les pairs Indicateurs clés par rapport aux pairs du secteur

Ticker Capitalisation Boursière P/E Revenus Année/Année Marge Nette ROE Marge Brute
OSBC $1.03B 12.0 18.9% 23.7% 9.9%
CTBI $1.02B 10.4 13.7% 34.7% 11.8%
FMBH $935M 10.2 7.4% 26.3% 9.9%
MCB $770M 11.5 -53.8% 643.2% 9.7%
HFWA $803M 12.1 13.5% 27.4% 7.5%
OCFC $1.03B 15.3 5.4% 17.5% 4.2%
CCB $1.73B 37.4 -6.8% 8.7% 9.9%
UVSP $922M 10.5 9.6% 27.7% 9.8%
HBT $813M 10.6 5.6% 32.5% 12.9%

Fondamentaux complets Tous les indicateurs par an — compte de résultat, bilan, flux de trésorerie

Compte de résultat 10
Données annuelles Compte de résultat pour OSBC
Métrique Tendance 202520242023202220212020202020192018201720162015
Interest Expense 10-point trend, +520.0% · $56M $40M $10M $8M $12M · $19M $17M $13M $10M $9M
Interest Income 11-point trend, +421.1% $355M $298M $292M $216M $105M $104M · $116M $108M $88M $73M $68M
Pretax Income 11-point trend, +342.3% $108M $113M $124M $92M $28M $37M · $52M $44M $34M $25M $24M
Income Tax 11-point trend, +205.7% $27M $28M $33M $24M $8M $10M · $12M $10M $19M $9M $9M
Net Income 11-point trend, +422.0% $80M $85M $92M $67M $20M $28M · $39M $34M $15M $16M $15M
EPS (Basic) 11-point trend, +256.5% $1.64 $1.90 $2.05 $1.51 $0.66 $0.94 · $1.32 $1.14 $0.51 $0.53 $0.46
EPS (Diluted) 11-point trend, +252.2% $1.62 $1.87 $2.02 $1.49 $0.65 $0.92 · $1.30 $1.12 $0.50 $0.53 $0.46
Shares (Basic) 11-point trend, +65.8% 48,875,540 44,828,290 44,663,722 44,526,655 30,208,663 29,623,333 · 29,891,046 29,728,308 29,600,702 29,532,510 29,476,821
Shares (Diluted) 11-point trend, +67.1% 49,669,539 45,639,351 45,395,010 45,213,088 30,737,862 30,174,072 · 30,416,348 30,308,935 30,038,417 29,838,931 29,730,074
EBITDA 11-point trend, +157.6% $6M $6M $4M $4M $3M $3M · $2M $2M $2M $2M $2M
Bilan 16
Données annuelles Bilan pour OSBC
Métrique Tendance 202520242023202220212020202020192018201720162015
Cash & Equivalents 11-point trend, +207.5% $124M $99M $100M $115M $752M $330M · $51M $55M $56M $47M $40M
PP&E (Net) 11-point trend, +118.7% $87M $87M $79M $72M $88M $45M · $44M $42M $38M $39M $40M
PP&E (Gross) 11-point trend, +71.4% $172M $167M $153M $145M $162M $116M · $112M $108M $101M $101M $100M
Accum. Depreciation 11-point trend, +40.5% $85M $79M $74M $72M $74M $70M · $68M $65M $63M $62M $61M
Goodwill 6-point trend, +594.5% $129M $93M $86M $86M $86M $19M · · · · · ·
Intangibles 6-point trend, +988.3% $24M $22M $11M $14M $16M $2M · · · · · ·
Total Assets 11-point trend, +232.3% $6.90B $5.65B $5.72B $5.89B $6.21B $3.04B · $2.64B $2.68B $2.38B $2.25B $2.08B
Total Liabilities 11-point trend, +212.6% $6.01B $4.98B $5.15B $5.43B $5.71B $2.73B · $2.36B $2.45B $2.18B $2.08B $1.92B
Common Stock 11-point trend, +54.0% $53M $45M $45M $45M $45M $35M · $35M $35M $35M $35M $34M
Paid-in Capital 11-point trend, +194.6% $341M $205M $202M $202M $202M $122M · $121M $119M $118M $117M $116M
Retained Earnings 11-point trend, +370.4% $537M $469M $393M $311M $252M $237M · $214M $175M $143M $129M $114M
Treasury Stock 11-point trend, -93.5% $6M $575.0K $177.0K $3M $6M $101M · $96M $96M $96M $96M $96M
AOCI 11-point trend, -127.0% $-29M $-48M $-63M $-93M $9M $15M · $5M $-4M $1M $-9M $-13M
Stockholders' Equity 11-point trend, +475.1% $897M $671M $577M $461M $502M $307M · $278M $229M $200M $175M $156M
Liabilities + Equity 11-point trend, +232.3% $6.90B $5.65B $5.72B $5.89B $6.21B $3.04B · $2.64B $2.68B $2.38B $2.25B $2.08B
Shares Outstanding 11-point trend, +78.6% 52,669,224 44,873,467 44,697,917 44,582,311 44,461,045 29,328,723 · 29,931,809 29,763,078 29,627,086 29,556,216 29,483,429
Flux de trésorerie 16
Données annuelles Flux de trésorerie pour OSBC
Métrique Tendance 202520242023202220212020202020192018201720162015
D&A 11-point trend, +157.6% $6M $6M $4M $4M $3M $3M · $2M $2M $2M $2M $2M
Stock-based Comp 11-point trend, +805.4% $6M $4M $4M $3M $1M $2M · $3M $2M $1M $657.0K $613.0K
Deferred Tax 10-point trend, -81.8% $2M $-1M $2M · $6M $-646.0K · $6M $10M $22M $8M $9M
Amort. of Intangibles 10-point trend, +28306.2% $5M $2M $2M $3M $644.0K $494.0K · $539.0K $387.0K $96.0K $16.0K ·
Other Non-cash 11-point trend, +577.5% $29M $37M $17M $23M $-63.0K $-6M · $2M $6M $-3M $205.0K $-6M
Operating Cash Flow 11-point trend, +478.4% $122M $132M $116M $97M $31M $26M · $53M $55M $37M $27M $21M
CapEx 11-point trend, +252.0% $5M $11M $12M $4M $2M $4M · $4M $2M $1M $2M $1M
Investing Cash Flow 11-point trend, +596.4% $160M $323M $162M $-433M $133M $-104M · $42M $-26M $-132M $-123M $-32M
Stock Repurchased 11-point trend, +6235.0% $7M $1M $605.0K $455.0K $10M $6M · $666.0K $505.0K $236.0K $254.0K $117.0K
Net Stock Activity 11-point trend, -6235.0% $-7M $-1M $-605.0K $-455.0K $-10M $-6M · $-666.0K $-505.0K $-236.0K $-254.0K $-117.0K
Dividends Paid 10-point trend, +1278.4% $12M $9M $9M $9M $5M $1M · $1M $1M $1M $888.0K ·
Financing Cash Flow 11-point trend, -3674.8% $-257M $-455M $-293M $-301M $258M $357M · $-99M $-30M $104M $103M $7M
Net Change in Cash 11-point trend, +740.0% $25M $-816.0K $-15M $-637M $422M $279M · $-5M $-598.0K $8M $7M $-4M
Taxes Paid 11-point trend, +17435.6% $21M $23M $36M $11M $11M $8M · $4M $20.0K $430.0K $211.0K $118.0K
Free Cash Flow 11-point trend, +493.0% $118M $121M $104M $93M $29M $22M · $48M $53M $36M $25M $20M
Levered FCF 10-point trend, +454.1% · $78M $75M $85M $23M $13M · $34M $40M $30M $19M $14M
Rentabilité 5
Données annuelles Rentabilité pour OSBC
Métrique Tendance 202520242023202220212020202020192018201720162015
Net Margin 11-point trend, +36.0% 23.7% 29.9% 32.1% 27.0% 14.7% 21.5% · 29.8% 27.8% 14.4% 17.1% 17.4%
Pretax Margin 11-point trend, +15.2% 31.8% 39.6% 43.5% 36.7% 20.5% 28.9% · 39.1% 35.9% 32.6% 26.6% 27.6%
EBITDA Margin 11-point trend, -33.0% 1.8% 2.0% 1.6% 1.6% 2.3% 2.2% · 1.9% 2.0% 2.2% 2.5% 2.7%
ROA 11-point trend, +73.0% 1.3% 1.5% 1.6% 1.1% 0.43% 0.98% · 1.5% 1.3% 0.65% 0.72% 0.74%
ROE 11-point trend, +0.0% 9.9% 12.8% 16.5% 15.1% 4.9% 9.2% · 14.4% 15.2% 7.5% 9.0% 9.9%
Efficacité 1
Données annuelles Efficacité pour OSBC
Métrique Tendance 202520242023202220212020202020192018201720162015
Asset Turnover 11-point trend, +26.7% 0.1 0.1 0.0 0.0 0.0 0.0 · 0.0 0.0 0.0 0.0 0.0
Par action 6
Données annuelles Par action pour OSBC
Métrique Tendance 202520242023202220212020202020192018201720162015
Book Value / Share 11-point trend, +221.9% $17.03 $14.95 $12.92 $10.34 $11.29 $10.47 · $9.28 $7.70 $6.76 $5.93 $5.29
Revenue / Share 11-point trend, +129.8% $6.83 $6.25 $6.30 $5.51 $4.42 $4.28 · $4.36 $4.03 $3.50 $3.08 $2.97
Cash Flow / Share 11-point trend, +246.2% $2.46 $2.88 $2.56 $2.15 $1.01 $0.86 · $1.73 $1.81 $1.24 $0.91 $0.71
Cash / Share 9-point trend, +25.0% $2.35 $2.21 $2.24 $2.58 $16.92 $11.25 · $1.69 $1.86 $1.88 · ·
Dividend / Share 10-point trend, +733.3% $0 $0 $0 $0 $0 $0 · $0 $0 $0 $0 ·
EPS (TTM) 12-point trend, +252.2% $1.62 $1.87 $2.02 $1.49 $0.65 $0.92 $1.00 $1.30 $1.12 $0.50 $0.53 $0.46
Taux de croissance 10
Données annuelles Taux de croissance pour OSBC
Métrique Tendance 202520242023202220212020202020192018201720162015
Revenue YoY 5-point trend, +262.2% 18.9% -0.23% 14.8% 83.3% 5.2% · · · · · · ·
Revenue CAGR 3Y 3-point trend, -64.3% 10.8% 28.0% 30.3% · · · · · · · · ·
Revenue CAGR 5Y 21.3% · · · · · · · · · · ·
EPS YoY 5-point trend, +54.4% -13.4% -7.4% 35.6% 129.2% -29.3% · · · · · · ·
EPS CAGR 3Y 3-point trend, -90.6% 2.8% 42.2% 30.0% · · · · · · · · ·
EPS CAGR 5Y 12.0% · · · · · · · · · · ·
Net Income YoY 5-point trend, +79.2% -5.8% -7.0% 36.1% 236.3% -28.0% · · · · · · ·
Net Income CAGR 3Y 3-point trend, -87.7% 6.0% 62.0% 48.8% · · · · · · · · ·
Net Income CAGR 5Y 23.6% · · · · · · · · · · ·
Dividend CAGR 5Y 59.5% · · · · · · · · · · ·
Valorisation (TTM) 13
Données annuelles Valorisation (TTM) pour OSBC
Métrique Tendance 202520242023202220212020202020192018201720162015
Revenue TTM 12-point trend, +283.9% $339M $285M $286M $249M $136M $129M $129M $133M $122M $105M $92M $88M
Net Income TTM 12-point trend, +422.0% $80M $85M $92M $67M $20M $28M $30M $39M $34M $15M $16M $15M
Market Cap 11-point trend, +344.3% $1.03B $798M $690M $715M $560M $296M · $403M $387M $404M $327M $231M
P/E 12-point trend, -29.4% 12.0 9.5 7.6 10.8 19.4 11.0 7.8 10.4 11.6 27.3 20.8 17.0
P/S 11-point trend, +15.7% 3.0 2.8 2.4 2.9 4.1 2.3 · 3.0 3.2 3.8 3.5 2.6
P/B 11-point trend, -22.7% 1.1 1.2 1.2 1.6 1.1 1.0 · 1.5 1.7 2.0 1.9 1.5
P / Tangible Book 6-point trend, +33.5% 1.4 1.4 1.4 2.0 1.4 1.0 · · · · · ·
P / Cash Flow 11-point trend, -23.2% 8.4 6.1 5.9 7.3 18.0 11.4 · 7.7 7.0 10.9 12.0 10.9
P / FCF 11-point trend, -25.1% 8.7 6.6 6.6 7.7 19.3 13.4 · 8.4 7.3 11.2 12.9 11.6
Dividend Yield 10-point trend, +340.7% 1.2% 1.2% 1.3% 1.2% 0.82% 0.40% · 0.30% 0.31% 0.29% 0.27% ·
Earnings Yield 12-point trend, +41.6% 8.3% 10.5% 13.1% 9.3% 5.2% 9.1% 12.7% 9.7% 8.6% 3.7% 4.8% 5.9%
Payout Ratio 10-point trend, +169.3% 15.2% 11.0% 9.8% 13.2% 23.0% 4.3% · 3.0% 3.5% 7.8% 5.7% ·
Annual Payout 10-point trend, +1278.4% $12M $9M $9M $9M $5M $1M · $1M $1M $1M $888.0K ·

États financiers Compte de résultat, bilan, flux de trésorerie — annuel, sur les 5 dernières années

Compte de résultat
2025-12-312024-12-312023-12-312022-12-312021-12-31
Résultat net $80M$85M$92M$67M$20M
BPA dilué $1.62$1.87$2.02$1.49$0.65
Flux de trésorerie
2025-12-312024-12-312023-12-312022-12-312021-12-31
Flux de trésorerie libre $118M$121M$104M$93M$29M

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